Dezerv

Fund Overview

Fund Size

Fund Size

₹1,398 Cr

Expense Ratio

Expense Ratio

1.97%

ISIN

ISIN

INF761K01181

Minimum SIP

Minimum SIP

₹500

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

25 Feb 2009

About this fund

Bank of India Tax Advantage Fund Regular Growth is a ELSS (Tax Savings) mutual fund schemes offered by BOI Mutual Fund. This fund has been in existence for 16 years, 3 months and 25 days, having been launched on 25-Feb-09.
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹158.78, Assets Under Management (AUM) of 1398.40 Crores, and an expense ratio of 1.97%.
  • Bank of India Tax Advantage Fund Regular Growth has given a CAGR return of 18.47% since inception.
  • The fund's asset allocation comprises around 95.84% in equities, 0.01% in debts, and 4.15% in cash & cash equivalents.
  • You can start investing in Bank of India Tax Advantage Fund Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

-7.28%

+3.80% (Cat Avg.)

3 Years

+23.97%

+22.68% (Cat Avg.)

5 Years

+25.54%

+24.09% (Cat Avg.)

10 Years

+15.53%

+14.51% (Cat Avg.)

Since Inception

+18.47%

(Cat Avg.)

Portfolio Summaryas of 31st May 2025

Equity1,340.2 Cr95.84%
Debt0.1 Cr0.01%
Others58.1 Cr4.15%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
State Bank of IndiaEquity68.15 Cr4.87%
Vedanta LtdEquity61.5 Cr4.40%
TrepsCash - Repurchase Agreement58.04 Cr4.15%
Coforge LtdEquity56.09 Cr4.01%
HDFC Bank LtdEquity55.43 Cr3.96%
Hindustan Aeronautics Ltd Ordinary SharesEquity52.23 Cr3.73%
ICICI Bank LtdEquity44.1 Cr3.15%
Prudent Corporate Advisory Services LtdEquity39.1 Cr2.80%
Acutaas Chemicals LtdEquity37.38 Cr2.67%
Coromandel International LtdEquity35.94 Cr2.57%
Bharti Airtel LtdEquity34.53 Cr2.47%
NTPC Green Energy LtdEquity33.21 Cr2.37%
Ambuja Cements LtdEquity32.44 Cr2.32%
NTPC LtdEquity31.89 Cr2.28%
HEG LtdEquity30.36 Cr2.17%
Swan Energy LtdEquity28.2 Cr2.02%
General Insurance Corp of IndiaEquity28.15 Cr2.01%
Tata Steel LtdEquity27.47 Cr1.96%
UNO Minda LtdEquity27.18 Cr1.94%
PNB Housing Finance LtdEquity26.44 Cr1.89%
Tata Power Co LtdEquity26.36 Cr1.88%
Zaggle Prepaid Ocean Services LtdEquity24.26 Cr1.73%
Dr Reddy's Laboratories LtdEquity23.77 Cr1.70%
REC LtdEquity22.97 Cr1.64%
Balrampur Chini Mills LtdEquity22.79 Cr1.63%
Bharat Electronics LtdEquity22.28 Cr1.59%
Bharat Forge LtdEquity22.21 Cr1.59%
Bank of BarodaEquity21.09 Cr1.51%
ABB India LtdEquity20.9 Cr1.49%
Indian BankEquity19.79 Cr1.42%
Triveni Engineering & Industries LtdEquity19.58 Cr1.40%
DLF LtdEquity19.47 Cr1.39%
Reliance Industries LtdEquity19.32 Cr1.38%
Oberoi Realty LtdEquity19.21 Cr1.37%
Deepak Nitrite LtdEquity18.55 Cr1.33%
CMS Info Systems LtdEquity17.71 Cr1.27%
Dixon Technologies (India) LtdEquity17.63 Cr1.26%
K.P.R. Mill LtdEquity17.35 Cr1.24%
InterGlobe Aviation LtdEquity17.06 Cr1.22%
Siemens LtdEquity16.33 Cr1.17%
SBI Life Insurance Co LtdEquity16.13 Cr1.15%
Avenue Supermarts LtdEquity15.61 Cr1.12%
INOX India LtdEquity15.28 Cr1.09%
Poly Medicure LtdEquity13.37 Cr0.96%
Central Depository Services (India) LtdEquity13.16 Cr0.94%
Adani Ports & Special Economic Zone LtdEquity12.9 Cr0.92%
Varun Beverages LtdEquity12.85 Cr0.92%
Siemens Engy IndEquity12.39 Cr0.89%
Jupiter Wagons LtdEquity12.01 Cr0.86%
Titagarh Rail Systems LtdEquity10.7 Cr0.77%
Sterling and Wilson Renewable Energy LtdEquity9.35 Cr0.67%
Maruti Suzuki India LtdEquity9.24 Cr0.66%
SBI Cards and Payment Services Ltd Ordinary SharesEquity9.06 Cr0.65%
Advanced Enzyme Technologies LtdEquity8 Cr0.57%
Bharat Heavy Electricals LtdEquity7.02 Cr0.50%
Blue Star LtdEquity4.75 Cr0.34%
364 DTB 15012026Bond - Gov't/Treasury0.1 Cr0.01%
Net Receivables / (Payables)Cash0.06 Cr0.00%

Allocation By Market Cap (Equity)

Large Cap Stocks

51.29%

Mid Cap Stocks

18.99%

Small Cap Stocks

24.67%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services363.56 Cr26.00%
Industrials267.72 Cr19.14%
Basic Materials221.28 Cr15.82%
Technology107.33 Cr7.68%
Utilities91.45 Cr6.54%
Consumer Cyclical75.98 Cr5.43%
Consumer Defensive70.83 Cr5.06%
Real Estate38.68 Cr2.77%
Healthcare37.14 Cr2.66%
Communication Services34.53 Cr2.47%
Energy19.32 Cr1.38%

Risk & Performance Ratios

Standard Deviation

This fund

17.11%

Cat. avg.

14.22%

Lower the better

Sharpe Ratio

This fund

0.82

Cat. avg.

0.86

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.44

Higher the better

Fund Managers

AS

Alok Singh

Since April 2022

Additional Scheme Detailsas of 31st May 2025

ISIN
INF761K01181
Expense Ratio
1.97%
Exit Load
No Charges
Fund Size
₹1,398 Cr
Age
16 years 3 months
Lumpsum Minimum
₹500
Fund Status
Open Ended Investment Company
Benchmark
BSE 500 India TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

  • If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
  • If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
  • Holding the units: No tax is applicable as long as you continue to hold the units.

Dividend Taxation:

Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar ELSS (Tax Savings) Funds

Fund nameExpense RatioExit LoadFund size
1Y
Bajaj Finserv ELSS Tax Saver Fund Regular Growth

Low Risk

2.3%0.0%₹55.57 Cr-
Bajaj Finserv ELSS Tax Saver Fund Direct Growth

Low Risk

0.5%0.0%₹55.57 Cr-
Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹202.42 Cr3.9%
Sundaram Long Term Tax Advantage Fund Series I Regular Growth

High Risk

1.4%0.0%₹19.18 Cr8.0%
Bank of India Midcap Tax Fund Series 1 Direct Growth

Very High Risk

-0.0%₹58.23 Cr-2.2%
SBI Long Term Advantage Fund Series II Regular Growth

Very High Risk

-0.0%₹34.17 Cr6.4%
SBI Long Term Advantage Fund Series II Direct Growth

Very High Risk

-0.0%₹34.17 Cr6.8%
Bank of India Midcap Tax Fund Series 1 Regular Growth

Very High Risk

-0.0%₹58.23 Cr-2.4%
Sundaram Long Term Tax Advantage Fund Series I Direct Growth

High Risk

1.4%0.0%₹19.18 Cr8.1%
Sundaram Long Term Micro Cap Tax Advantage Fund Series V Regular Growth

Very High Risk

1.4%0.0%₹30.17 Cr1.5%

About the AMC

Total AUM

₹10,605 Cr

Address

B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013

Other Funds by BOI Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Bank of India Midcap Tax Fund Series 1 Direct Growth

Very High Risk

-0.0%₹58.23 Cr-2.2%
Bank of India Midcap Tax Fund Series 2 Direct Growth

Very High Risk

-0.0%₹30.26 Cr-1.2%
Bank of India Mid & Small Cap Equity & Debt Direct Growth

Very High Risk

0.8%1.0%₹1198.04 Cr3.8%
Bank of India Conservative Hybrid Fund Direct Growth

Moderate Risk

1.1%1.0%₹69.54 Cr4.7%
Bank of India Balanced Advantage Fund Direct Growth

Very High Risk

1.2%1.0%₹139.06 Cr0.6%
Bank of India Multi Cap Fund Direct Growth

Very High Risk

1.0%1.0%₹856.84 Cr3.3%
Bank of India Bluechip Fund Direct Growth

Very High Risk

0.9%1.0%₹201.43 Cr-2.5%
Bank of India Flexi Cap Fund Direct Growth

Very High Risk

0.5%1.0%₹2152.50 Cr-2.1%
Bank of India Large & Mid Cap Equity Fund Direct Growth

Very High Risk

1.1%1.0%₹398.65 Cr0.3%
Bank of India Liquid Direct Growth

Low to Moderate Risk

0.1%0.0%₹1826.60 Cr7.3%
Bank of India S/T Income Direct Growth

Low to Moderate Risk

0.5%0.0%₹137.21 Cr10.9%
Bank of India Manufacturing and Infrastructure fund Direct Growth

Very High Risk

0.7%1.0%₹573.17 Cr0.9%
Bank of India Tax Advantage Fund Direct Growth

Very High Risk

0.8%0.0%₹1398.40 Cr-6.2%
Bank of India Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹223.55 Cr7.6%
Bank of India Credit Risk Fund Direct Growth

High Risk

1.0%4.0%₹109.53 Cr6.2%
Bank of India Small Cap Fund Direct Growth

Very High Risk

0.5%1.0%₹1818.50 Cr2.9%
Bank of India Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹72.02 Cr6.5%
Bank of India Arbitrage Fund Direct Growth

Low Risk

0.5%0.0%₹43.16 Cr7.1%

Risk Level

Your principal amount will be at Very High Risk

Very High Risk
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The NAV of Bank of India Tax Advantage Fund Regular Growth, as of 18-Jun-2025, is ₹158.78.
The fund has generated -7.28% over the last 1 year and 23.97% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 95.84% in equities, 0.01% in bonds, and 4.15% in cash and cash equivalents.
The fund managers responsible for Bank of India Tax Advantage Fund Regular Growth are:-
  1. Alok Singh