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Bank of India Mid & Small Cap Equity & Debt Regular Growth
HybridAggressive AllocationVery High Risk
Regular
NAV (21-Sep-26)
₹43.19-0.32%1D
Returns (Since Inception)
15.47%
Rated ★4.3+ on 
Fund Overview
Fund Size
₹2,051 Cr
Expense Ratio
1.78%
ISIN
INF761K01DP9
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
20 Jul 2016
About this fund
Bank of India Mid & Small Cap Equity & Debt Regular Growth is a Aggressive Allocation mutual fund schemes offered by BOI Mutual Fund. This fund has been in existence for 10 years, 2 months and 2 days, having been launched on 20-Jul-16.
As of 21-Sep-26, it has a Net Asset Value (NAV) of ₹43.19, Assets Under Management (AUM) of 2050.58 Crores, and an expense ratio of 1.78%.
As of 21-Sep-26, it has a Net Asset Value (NAV) of ₹43.19, Assets Under Management (AUM) of 2050.58 Crores, and an expense ratio of 1.78%.
- Bank of India Mid & Small Cap Equity & Debt Regular Growth has given a CAGR return of 15.47% since inception.
- The fund's asset allocation comprises around 66.93% in equities, 13.48% in debts, and 19.59% in cash & cash equivalents.
- You can start investing in Bank of India Mid & Small Cap Equity & Debt Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+12.04%
— (Cat Avg.)
3 Years
+16.28%
+10.41% (Cat Avg.)
5 Years
+13.75%
+9.43% (Cat Avg.)
10 Years
+15.17%
+11.19% (Cat Avg.)
Since Inception
+15.47%
— (Cat Avg.)
Portfolio Summaryas of 31st August 2026
| Equity | ₹1,372.37 Cr | 66.93% |
| Debt | ₹276.42 Cr | 13.48% |
| Others | ₹401.79 Cr | 19.59% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Treps | Cash - Repurchase Agreement | ₹134.35 Cr | 6.55% |
| Bank of Maharashtra | Equity | ₹50.06 Cr | 2.44% |
| Balrampur Chini Mills Ltd | Equity | ₹46.46 Cr | 2.27% |
| Sterlite Technologies Ltd | Equity | ₹43.16 Cr | 2.10% |
| UNO Minda Ltd | Equity | ₹42.24 Cr | 2.06% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹41.92 Cr | 2.04% |
| Aurobindo Pharma Ltd | Equity | ₹41.21 Cr | 2.01% |
| The Federal Bank Ltd | Equity | ₹41.02 Cr | 2.00% |
| Abbott India Ltd | Equity | ₹38.78 Cr | 1.89% |
| Mankind Pharma Ltd | Equity | ₹38.71 Cr | 1.89% |
| Quality Power Electrical Equipments Ltd | Equity | ₹37.56 Cr | 1.83% |
| Glenmark Pharmaceuticals Ltd | Equity | ₹37.2 Cr | 1.81% |
| One97 Communications Ltd | Equity | ₹36.92 Cr | 1.80% |
| Nippon Life India Asset Management Ltd Ordinary Shares | Equity | ₹35.17 Cr | 1.72% |
| Bharat Dynamics Ltd Ordinary Shares | Equity | ₹30.86 Cr | 1.50% |
| Max Financial Services Ltd | Equity | ₹30.29 Cr | 1.48% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹29.79 Cr | 1.45% |
| JK Cement Ltd | Equity | ₹29.26 Cr | 1.43% |
| Knowledge Marine & Engineering Works Ltd Ordinary Shares | Equity | ₹26.82 Cr | 1.31% |
| Coromandel International Ltd | Equity | ₹26.49 Cr | 1.29% |
| Eris Lifesciences Ltd Registered Shs | Equity | ₹26.31 Cr | 1.28% |
| Hindustan Copper Ltd | Equity | ₹25.45 Cr | 1.24% |
| TD Power Systems Ltd | Equity | ₹24.95 Cr | 1.22% |
| ICICI Bank Ltd. | Bond - Corporate Bond | ₹24.94 Cr | 1.22% |
| United Spirits Ltd | Equity | ₹24.59 Cr | 1.20% |
| HEG Advanced Materials Ltd | Equity | ₹24.05 Cr | 1.17% |
| Petronet LNG Ltd | Equity | ₹24.05 Cr | 1.17% |
| Canara Bank | Bond - Gov't Agency Debt | ₹23.6 Cr | 1.15% |
| Powerica Ltd | Equity | ₹22.63 Cr | 1.10% |
| Turtlemint Fintech Solutions Ltd | Equity | ₹22.6 Cr | 1.10% |
| Housing & Urban Development Corp Ltd | Equity | ₹22.37 Cr | 1.09% |
| Multi Commodity Exchange of India Ltd | Equity | ₹22.1 Cr | 1.08% |
| KRN Heat Exchanger and Refrigeration Ltd | Equity | ₹21.98 Cr | 1.07% |
| PB Fintech Ltd | Equity | ₹21 Cr | 1.02% |
| Dixon Technologies (India) Ltd | Equity | ₹20.79 Cr | 1.01% |
| Leela Palaces Hotels and Resorts Ltd | Equity | ₹20.53 Cr | 1.00% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹20.06 Cr | 0.98% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹19.95 Cr | 0.97% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹19.79 Cr | 0.97% |
| Jindal Stainless Ltd | Equity | ₹19.66 Cr | 0.96% |
| Canara HSBC Life Insurance Co Ltd | Equity | ₹19.52 Cr | 0.95% |
| Arvind Ltd | Equity | ₹19.48 Cr | 0.95% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹19.44 Cr | 0.95% |
| Shreeji Shipping Global Ltd | Equity | ₹19.34 Cr | 0.94% |
| Schaeffler India Ltd | Equity | ₹19.27 Cr | 0.94% |
| Sundaram Finance Ltd | Equity | ₹18.16 Cr | 0.89% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹17.9 Cr | 0.87% |
| Bharat Forge Ltd | Equity | ₹16.84 Cr | 0.82% |
| 7.1% Govt Stock 2029 | Bond - Gov't/Treasury | ₹16.8 Cr | 0.82% |
| Ajanta Pharma Ltd | Equity | ₹16.57 Cr | 0.81% |
| Titagarh Rail Systems Ltd | Equity | ₹16.36 Cr | 0.80% |
| Wework India Management Ltd | Equity | ₹16 Cr | 0.78% |
| GE Vernova T&D India Ltd | Equity | ₹15.56 Cr | 0.76% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹15.45 Cr | 0.75% |
| Swan Corp Ltd | Equity | ₹15.4 Cr | 0.75% |
| Ipca Laboratories Ltd | Equity | ₹14.81 Cr | 0.72% |
| Swan Defence and Heavy Industries Ltd | Equity | ₹14.69 Cr | 0.72% |
| Canara Bank | Cash - CD/Time Deposit | ₹14.59 Cr | 0.71% |
| ICICI Bank Limited | Cash - CD/Time Deposit | ₹14.56 Cr | 0.71% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹14.56 Cr | 0.71% |
| HDFC Bank Ltd | Cash - CD/Time Deposit | ₹14.52 Cr | 0.71% |
| LIC Housing Finance Ltd | Cash - Commercial Paper | ₹14.52 Cr | 0.71% |
| Tempsens Instruments India Ltd | Equity | ₹14.09 Cr | 0.69% |
| Goodluck India Ltd | Equity | ₹13.93 Cr | 0.68% |
| Ganesha Ecosphere Ltd | Equity | ₹13.51 Cr | 0.66% |
| National Bank for Agriculture and Rural Development | Bond - Gov't Agency Debt | ₹13.5 Cr | 0.66% |
| Vedanta Limited | Bond - Corporate Bond | ₹13.07 Cr | 0.64% |
| Rec Limited | Bond - Corporate Bond | ₹13.01 Cr | 0.63% |
| MRF Ltd | Equity | ₹12.51 Cr | 0.61% |
| Atlanta Electricals Ltd | Equity | ₹12.47 Cr | 0.61% |
| Indian Bank | Cash - CD/Time Deposit | ₹12.44 Cr | 0.61% |
| Lloyds Metals & Energy Ltd | Equity | ₹12.28 Cr | 0.60% |
| ICICI Bank Limited | Cash - CD/Time Deposit | ₹12.17 Cr | 0.59% |
| Filatex India Ltd | Equity | ₹12.03 Cr | 0.59% |
| Radico Khaitan Ltd | Equity | ₹11.21 Cr | 0.55% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹10.97 Cr | 0.54% |
| Kotak Mahindra Bank Limited | Cash - CD/Time Deposit | ₹10.79 Cr | 0.53% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹10.49 Cr | 0.51% |
| Ethos Ltd | Equity | ₹10.44 Cr | 0.51% |
| Torrent Power Ltd | Equity | ₹10.21 Cr | 0.50% |
| Indian Bank | Bond - Gov't Agency Debt | ₹9.97 Cr | 0.49% |
| Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) | Cash - CD/Time Deposit | ₹9.77 Cr | 0.48% |
| Small Industries Dev Bank Of India | Cash - CD/Time Deposit | ₹9.67 Cr | 0.47% |
| Canara Bank | Cash - CD/Time Deposit | ₹9.66 Cr | 0.47% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹9.4 Cr | 0.46% |
| Zaggle Prepaid Ocean Services Ltd | Equity | ₹9.13 Cr | 0.45% |
| Bajaj Finance Limited | Cash - Commercial Paper | ₹9 Cr | 0.44% |
| 6.48% Govt Stock 2035 | Bond - Gov't/Treasury | ₹8.9 Cr | 0.43% |
| Triveni Engineering & Industries Ltd | Equity | ₹7.81 Cr | 0.38% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹6.88 Cr | 0.34% |
| Bharti Hexacom Ltd | Equity | ₹6.82 Cr | 0.33% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹6.49 Cr | 0.32% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹5.96 Cr | 0.29% |
| Steel Authority Of India Ltd | Equity | ₹5.85 Cr | 0.29% |
| Net Receivables / (Payables) | Cash | ₹5.66 Cr | 0.28% |
| Syrma SGS Technology Ltd | Equity | ₹5.03 Cr | 0.25% |
| Torrent Pharmaceuticals Ltd | Bond - Corporate Bond | ₹4.96 Cr | 0.24% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹4.96 Cr | 0.24% |
| 6.98% Punjab SDL 2033 | Bond - Gov't/Treasury | ₹4.84 Cr | 0.24% |
| Motilal Oswal Financial Services Limited | Cash - Commercial Paper | ₹4.84 Cr | 0.24% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹4.83 Cr | 0.24% |
| L&T Finance Limited | Cash - Commercial Paper | ₹4.81 Cr | 0.23% |
| Triveni Power Transmission Limited ** | Equity | ₹4.79 Cr | 0.23% |
| Indian Bank | Cash - CD/Time Deposit | ₹4.43 Cr | 0.22% |
| OnEMI Technology Solutions Ltd | Equity | ₹3.62 Cr | 0.18% |
| Aditya Birla Real Estate Limited | Bond - Corporate Bond | ₹3.01 Cr | 0.15% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹2.97 Cr | 0.14% |
| Tbill | Bond - Gov't/Treasury | ₹2.94 Cr | 0.14% |
| India (Republic of) | Bond - Short-term Government Bills | ₹0.48 Cr | 0.02% |
Allocation By Market Cap (Equity)
Large Cap Stocks
--
Mid Cap Stocks
40.36%
Small Cap Stocks
25.64%
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹295.32 Cr | 14.40% |
| Industrials | ₹277.52 Cr | 13.53% |
| Healthcare | ₹213.58 Cr | 10.42% |
| Technology | ₹151.09 Cr | 7.37% |
| Consumer Cyclical | ₹150.01 Cr | 7.32% |
| Basic Materials | ₹132.92 Cr | 6.48% |
| Consumer Defensive | ₹90.07 Cr | 4.39% |
| Energy | ₹24.05 Cr | 1.17% |
| Real Estate | ₹16 Cr | 0.78% |
| Utilities | ₹10.21 Cr | 0.50% |
| Communication Services | ₹6.82 Cr | 0.33% |
Risk & Performance Ratios
Standard Deviation
This fund
15.82%
Cat. avg.
11.84%
Lower the better
Sharpe Ratio
This fund
0.69
Cat. avg.
0.46
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.67
Higher the better
Fund Managers
AS
Alok Singh
Since February 2017
Additional Scheme Detailsas of 31st August 2026
ISIN INF761K01DP9 | Expense Ratio 1.78% | Exit Load 1.00% | Fund Size ₹2,051 Cr | Age 10 years 2 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark CRISIL Short Term Bond TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
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About the AMC
BOI Mutual Fund
Total AUM
₹17,207 Cr
Address
B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013
Other Funds by BOI Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
Take control of your wealth
Related Articles
Still got questions?
We're here to help.
What is the current NAV of Bank of India Mid & Small Cap Equity & Debt Regular Growth?
The NAV of Bank of India Mid & Small Cap Equity & Debt Regular Growth, as of 21-Sep-2026, is ₹43.19.
What are the returns of Bank of India Mid & Small Cap Equity & Debt Regular Growth?
The fund has generated 12.04% over the last 1 year and 16.28% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Bank of India Mid & Small Cap Equity & Debt Regular Growth?
The fund's allocation of assets is distributed as 66.93% in equities, 13.48% in bonds, and 19.59% in cash and cash equivalents.
Who manages the Bank of India Mid & Small Cap Equity & Debt Regular Growth?
The fund managers responsible for Bank of India Mid & Small Cap Equity & Debt Regular Growth are:-
- Alok Singh
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Pvt. Ltd. is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
