Loading...
Bank of India Mid & Small Cap Equity & Debt Regular Growth
HybridAggressive AllocationVery High Risk
Regular
NAV (21-Oct-26)
₹41.05-1.61%1D
Returns (Since Inception)
14.77%
Rated ★4.3+ on 
Fund Overview
Fund Size
₹2,196 Cr
Expense Ratio
2.27%
ISIN
INF761K01DP9
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
20 Jul 2016
About this fund
Bank of India Mid & Small Cap Equity & Debt Regular Growth is a Aggressive Allocation mutual fund schemes offered by BOI Mutual Fund. This fund has been in existence for 10 years, 3 months and 2 days, having been launched on 20-Jul-16.
As of 21-Oct-26, it has a Net Asset Value (NAV) of ₹41.05, Assets Under Management (AUM) of 2195.61 Crores, and an expense ratio of 2.27%.
As of 21-Oct-26, it has a Net Asset Value (NAV) of ₹41.05, Assets Under Management (AUM) of 2195.61 Crores, and an expense ratio of 2.27%.
- Bank of India Mid & Small Cap Equity & Debt Regular Growth has given a CAGR return of 14.77% since inception.
- The fund's asset allocation comprises around 70.02% in equities, 14.56% in debts, and 15.42% in cash & cash equivalents.
- You can start investing in Bank of India Mid & Small Cap Equity & Debt Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.83%
— (Cat Avg.)
3 Years
+13.66%
+9.27% (Cat Avg.)
5 Years
+12.27%
+7.98% (Cat Avg.)
10 Years
+14.24%
+10.73% (Cat Avg.)
Since Inception
+14.77%
— (Cat Avg.)
Portfolio Summaryas of 30th September 2026
| Equity | ₹1,537.27 Cr | 70.02% |
| Debt | ₹319.77 Cr | 14.56% |
| Others | ₹338.58 Cr | 15.42% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Treps | Cash - Repurchase Agreement | ₹128.69 Cr | 5.86% |
| Bank of Maharashtra | Equity | ₹71.99 Cr | 3.28% |
| The Federal Bank Ltd | Equity | ₹53.96 Cr | 2.46% |
| Sterlite Technologies Ltd | Equity | ₹53.91 Cr | 2.46% |
| Balrampur Chini Mills Ltd | Equity | ₹44.41 Cr | 2.02% |
| Optiemus Infracom Ltd | Equity | ₹42.98 Cr | 1.96% |
| Quality Power Electrical Equipments Ltd | Equity | ₹42.95 Cr | 1.96% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹41.83 Cr | 1.91% |
| Abbott India Ltd | Equity | ₹40.69 Cr | 1.85% |
| Aurobindo Pharma Ltd | Equity | ₹40.13 Cr | 1.83% |
| Mankind Pharma Ltd | Equity | ₹40.06 Cr | 1.82% |
| UNO Minda Ltd | Equity | ₹38.73 Cr | 1.76% |
| One97 Communications Ltd | Equity | ₹36.08 Cr | 1.64% |
| Knowledge Marine & Engineering Works Ltd Ordinary Shares | Equity | ₹35.5 Cr | 1.62% |
| Glenmark Pharmaceuticals Ltd | Equity | ₹35.02 Cr | 1.60% |
| TD Power Systems Ltd | Equity | ₹33.09 Cr | 1.51% |
| Nippon Life India Asset Management Ltd Ordinary Shares | Equity | ₹32.1 Cr | 1.46% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹29.7 Cr | 1.35% |
| JK Cement Ltd | Equity | ₹28.93 Cr | 1.32% |
| Powerica Ltd | Equity | ₹27.79 Cr | 1.27% |
| Bharat Dynamics Ltd Ordinary Shares | Equity | ₹26.86 Cr | 1.22% |
| Max Financial Services Ltd | Equity | ₹26.45 Cr | 1.20% |
| Multi Commodity Exchange of India Ltd | Equity | ₹26.4 Cr | 1.20% |
| Filatex India Ltd | Equity | ₹25.86 Cr | 1.18% |
| Canara HSBC Life Insurance Co Ltd | Equity | ₹25.66 Cr | 1.17% |
| Steel Authority Of India Ltd | Equity | ₹25.41 Cr | 1.16% |
| Godrej Industries Ltd. | Cash - Commercial Paper | ₹24.77 Cr | 1.13% |
| Coromandel International Ltd | Equity | ₹24.44 Cr | 1.11% |
| Eris Lifesciences Ltd Registered Shs | Equity | ₹24.17 Cr | 1.10% |
| Indian Bank | Bond - Gov't Agency Debt | ₹23.76 Cr | 1.08% |
| Canara Bank | Bond - Gov't Agency Debt | ₹23.73 Cr | 1.08% |
| Small Industries Development Bank of India | Bond - Corporate Bond | ₹23.42 Cr | 1.07% |
| KRN Heat Exchanger and Refrigeration Ltd | Equity | ₹23.2 Cr | 1.06% |
| Shreeji Shipping Global Ltd | Equity | ₹23.11 Cr | 1.05% |
| Hindustan Copper Ltd | Equity | ₹22.89 Cr | 1.04% |
| Petronet LNG Ltd | Equity | ₹22.76 Cr | 1.04% |
| United Spirits Ltd | Equity | ₹22.34 Cr | 1.02% |
| Titagarh Rail Systems Ltd | Equity | ₹21.68 Cr | 0.99% |
| Jindal Stainless Ltd | Equity | ₹20.93 Cr | 0.95% |
| Leela Palaces Hotels and Resorts Ltd | Equity | ₹20.66 Cr | 0.94% |
| Housing & Urban Development Corp Ltd | Equity | ₹20.47 Cr | 0.93% |
| Lloyds Metals & Energy Ltd | Equity | ₹20.42 Cr | 0.93% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹19.95 Cr | 0.91% |
| Tempsens Instruments India Ltd | Equity | ₹19.75 Cr | 0.90% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹19.68 Cr | 0.90% |
| Arvind Ltd | Equity | ₹18.93 Cr | 0.86% |
| Schaeffler India Ltd | Equity | ₹18.71 Cr | 0.85% |
| Dixon Technologies (India) Ltd | Equity | ₹18.34 Cr | 0.84% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹17.82 Cr | 0.81% |
| Sundaram Finance Ltd | Equity | ₹17.42 Cr | 0.79% |
| HDB Financial Services Ltd | Equity | ₹17.01 Cr | 0.77% |
| OnEMI Technology Solutions Ltd | Equity | ₹17 Cr | 0.77% |
| 7.1% Govt Stock 2029 | Bond - Gov't/Treasury | ₹16.67 Cr | 0.76% |
| Ajanta Pharma Ltd | Equity | ₹16.66 Cr | 0.76% |
| Swan Defence and Heavy Industries Ltd | Equity | ₹16.54 Cr | 0.75% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹15.53 Cr | 0.71% |
| Atlanta Electricals Ltd | Equity | ₹15.52 Cr | 0.71% |
| Heg Graphite Ltd ** | Equity | ₹15.45 Cr | 0.70% |
| Wework India Management Ltd | Equity | ₹15.43 Cr | 0.70% |
| Bharat Forge Ltd | Equity | ₹15.41 Cr | 0.70% |
| Goodluck India Ltd | Equity | ₹15.24 Cr | 0.69% |
| Swan Corp Ltd | Equity | ₹14.71 Cr | 0.67% |
| GE Vernova T&D India Ltd | Equity | ₹14.7 Cr | 0.67% |
| ICICI Bank Limited | Cash - CD/Time Deposit | ₹14.64 Cr | 0.67% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹14.64 Cr | 0.67% |
| HDFC Bank Ltd | Cash - CD/Time Deposit | ₹14.6 Cr | 0.67% |
| LIC Housing Finance Ltd | Cash - Commercial Paper | ₹14.6 Cr | 0.66% |
| Manappuram Finance Limited (23/02/2027) ** | Cash | ₹14.54 Cr | 0.66% |
| Ipca Laboratories Ltd | Equity | ₹14.45 Cr | 0.66% |
| National Bank for Agriculture and Rural Development | Bond - Gov't Agency Debt | ₹13.56 Cr | 0.62% |
| Aditya Infotech Ltd | Equity | ₹13.47 Cr | 0.61% |
| Ganesha Ecosphere Ltd | Equity | ₹13.23 Cr | 0.60% |
| Vedanta Limited | Bond - Corporate Bond | ₹13.06 Cr | 0.59% |
| Rec Limited | Bond - Corporate Bond | ₹12.99 Cr | 0.59% |
| ICICI Bank Limited | Cash - CD/Time Deposit | ₹12.24 Cr | 0.56% |
| Turtlemint Fintech Solutions Ltd | Equity | ₹11.98 Cr | 0.55% |
| PB Fintech Ltd | Equity | ₹11.92 Cr | 0.54% |
| MRF Ltd | Equity | ₹11.71 Cr | 0.53% |
| Radico Khaitan Ltd | Equity | ₹10.92 Cr | 0.50% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹10.91 Cr | 0.50% |
| Kotak Mahindra Bank Limited | Cash - CD/Time Deposit | ₹10.85 Cr | 0.49% |
| Torrent Power Ltd | Equity | ₹10.47 Cr | 0.48% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹10.43 Cr | 0.48% |
| Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) | Cash - CD/Time Deposit | ₹9.82 Cr | 0.45% |
| Small Industries Dev Bank Of India | Cash - CD/Time Deposit | ₹9.73 Cr | 0.44% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹9.71 Cr | 0.44% |
| Canara Bank | Cash - CD/Time Deposit | ₹9.7 Cr | 0.44% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹9.54 Cr | 0.43% |
| Ethos Ltd | Equity | ₹9.14 Cr | 0.42% |
| 6.48% Govt Stock 2035 | Bond - Gov't/Treasury | ₹8.76 Cr | 0.40% |
| Zaggle Prepaid Ocean Services Ltd | Equity | ₹8.57 Cr | 0.39% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹6.92 Cr | 0.31% |
| Bharti Hexacom Ltd | Equity | ₹6.29 Cr | 0.29% |
| Syrma SGS Technology Ltd | Equity | ₹6.24 Cr | 0.28% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹5.91 Cr | 0.27% |
| Net Receivables / (Payables) | Cash | ₹5.28 Cr | 0.24% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹4.96 Cr | 0.23% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹4.96 Cr | 0.23% |
| Torrent Pharmaceuticals Ltd | Bond - Corporate Bond | ₹4.94 Cr | 0.23% |
| Motilal Oswal Financial Services Limited | Cash - Commercial Paper | ₹4.87 Cr | 0.22% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹4.86 Cr | 0.22% |
| L&T Finance Limited | Cash - Commercial Paper | ₹4.84 Cr | 0.22% |
| Triveni Power Transmission Ltd | Equity | ₹4.79 Cr | 0.22% |
| 6.98% Punjab SDL 2033 | Bond - Gov't/Treasury | ₹4.78 Cr | 0.22% |
| Manappuram Finance Limited | Bond - Corporate Bond | ₹3.48 Cr | 0.16% |
| HEG Advanced Materials Ltd | Equity | ₹3.11 Cr | 0.14% |
| Aditya Birla Real Estate Limited | Bond - Corporate Bond | ₹3.01 Cr | 0.14% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹2.97 Cr | 0.14% |
| Tbill | Bond - Gov't/Treasury | ₹2.95 Cr | 0.13% |
| Small Industries Dev Bank Of India (03/09/2027) # | Cash | ₹2.8 Cr | 0.13% |
| Asset Reconstruction Co India Ltd | Equity | ₹2.59 Cr | 0.12% |
| India (Republic of) | Bond - Short-term Government Bills | ₹0.48 Cr | 0.02% |
Allocation By Market Cap (Equity)
Large Cap Stocks
--
Mid Cap Stocks
39.65%
Small Cap Stocks
28.42%
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹344.49 Cr | 15.69% |
| Industrials | ₹309.25 Cr | 14.08% |
| Healthcare | ₹211.17 Cr | 9.62% |
| Technology | ₹209.06 Cr | 9.52% |
| Basic Materials | ₹158.26 Cr | 7.21% |
| Consumer Cyclical | ₹156.97 Cr | 7.15% |
| Consumer Defensive | ₹77.67 Cr | 3.54% |
| Energy | ₹22.76 Cr | 1.04% |
| Real Estate | ₹15.43 Cr | 0.70% |
| Utilities | ₹10.47 Cr | 0.48% |
| Communication Services | ₹6.29 Cr | 0.29% |
Risk & Performance Ratios
Standard Deviation
This fund
15.85%
Cat. avg.
12.21%
Lower the better
Sharpe Ratio
This fund
0.56
Cat. avg.
0.29
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.43
Higher the better
Fund Managers
AS
Alok Singh
Since February 2017
Additional Scheme Detailsas of 30th September 2026
ISIN INF761K01DP9 | Expense Ratio 2.27% | Exit Load 1.00% | Fund Size ₹2,196 Cr | Age 10 years 3 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark CRISIL Short Term Bond TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Aggressive Allocation Funds
About the AMC
BOI Mutual Fund
Total AUM
₹18,382 Cr
Address
B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013
Other Funds by BOI Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
Take control of your wealth
Related Articles
Still got questions?
We're here to help.
What is the current NAV of Bank of India Mid & Small Cap Equity & Debt Regular Growth?
The NAV of Bank of India Mid & Small Cap Equity & Debt Regular Growth, as of 21-Oct-2026, is ₹41.05.
What are the returns of Bank of India Mid & Small Cap Equity & Debt Regular Growth?
The fund has generated 7.83% over the last 1 year and 13.66% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Bank of India Mid & Small Cap Equity & Debt Regular Growth?
The fund's allocation of assets is distributed as 70.02% in equities, 14.56% in bonds, and 15.42% in cash and cash equivalents.
Who manages the Bank of India Mid & Small Cap Equity & Debt Regular Growth?
The fund managers responsible for Bank of India Mid & Small Cap Equity & Debt Regular Growth are:-
- Alok Singh
Track & Analyse all your investments in one place
Compare your portfolio's performance with benchmarks
Identify potential risks in your portfolio and learn to fix them
Track all your family's investments in one place
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
Trending Mutual Funds Searches
Popular Equity Funds
Popular Debt Funds
©2021-2026 Dezerv. All Rights Reserved
Dezerv Investments Pvt. Ltd. is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Pvt. Ltd. is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
