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Bank of India Mid & Small Cap Equity & Debt Direct Growth
HybridAggressive AllocationVery High Risk
Direct
NAV (02-Jul-26)
₹46.200.37%1D
Returns (Since Inception)
16.63%
Rated ★4.3+ on 
Fund Overview
Fund Size
₹1,554 Cr
Expense Ratio
0.63%
ISIN
INF761K01DM6
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
20 Jul 2016
About this fund
Bank of India Mid & Small Cap Equity & Debt Direct Growth is a Aggressive Allocation mutual fund schemes offered by BOI Mutual Fund. This fund has been in existence for 9 years, 11 months and 13 days, having been launched on 20-Jul-16.
As of 02-Jul-26, it has a Net Asset Value (NAV) of ₹46.20, Assets Under Management (AUM) of 1554.32 Crores, and an expense ratio of 0.63%.
As of 02-Jul-26, it has a Net Asset Value (NAV) of ₹46.20, Assets Under Management (AUM) of 1554.32 Crores, and an expense ratio of 0.63%.
- Bank of India Mid & Small Cap Equity & Debt Direct Growth has given a CAGR return of 16.63% since inception.
- The fund's asset allocation comprises around 78.48% in equities, 11.69% in debts, and 9.83% in cash & cash equivalents.
- You can start investing in Bank of India Mid & Small Cap Equity & Debt Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+9.53%
+0.33% (Cat Avg.)
3 Years
+20.63%
+12.18% (Cat Avg.)
5 Years
+16.22%
+11.38% (Cat Avg.)
Since Inception
+16.63%
— (Cat Avg.)
Portfolio Summaryas of 31st May 2026
| Equity | ₹1,219.84 Cr | 78.48% |
| Debt | ₹181.71 Cr | 11.69% |
| Others | ₹152.76 Cr | 9.83% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Treps | Cash - Repurchase Agreement | ₹68.8 Cr | 4.43% |
| Abbott India Ltd | Equity | ₹40.28 Cr | 2.59% |
| Lloyds Metals & Energy Ltd | Equity | ₹39.96 Cr | 2.57% |
| UNO Minda Ltd | Equity | ₹36.47 Cr | 2.35% |
| Aurobindo Pharma Ltd | Equity | ₹34.23 Cr | 2.20% |
| Glenmark Pharmaceuticals Ltd | Equity | ₹34.12 Cr | 2.20% |
| Indian Bank | Equity | ₹33.74 Cr | 2.17% |
| Nippon Life India Asset Management Ltd Ordinary Shares | Equity | ₹33.01 Cr | 2.12% |
| Max Financial Services Ltd | Equity | ₹31.97 Cr | 2.06% |
| Bank of Maharashtra | Equity | ₹30.99 Cr | 1.99% |
| Bharat Dynamics Ltd Ordinary Shares | Equity | ₹29.15 Cr | 1.88% |
| National Aluminium Co Ltd | Equity | ₹28.86 Cr | 1.86% |
| Eris Lifesciences Ltd Registered Shs | Equity | ₹28.37 Cr | 1.83% |
| Quality Power Electrical Equipments Ltd | Equity | ₹27.78 Cr | 1.79% |
| Shreeji Shipping Global Ltd | Equity | ₹27.76 Cr | 1.79% |
| Sterlite Technologies Ltd | Equity | ₹27.16 Cr | 1.75% |
| KSH International Ltd | Equity | ₹26.97 Cr | 1.73% |
| JK Cement Ltd | Equity | ₹26.37 Cr | 1.70% |
| Hindustan Copper Ltd | Equity | ₹25.91 Cr | 1.67% |
| Housing & Urban Development Corp Ltd | Equity | ₹25.01 Cr | 1.61% |
| Jindal Stainless Ltd | Equity | ₹24.6 Cr | 1.58% |
| Steel Authority Of India Ltd | Equity | ₹24.32 Cr | 1.56% |
| TD Power Systems Ltd | Equity | ₹23.15 Cr | 1.49% |
| HEG Ltd | Equity | ₹22.9 Cr | 1.47% |
| Balrampur Chini Mills Ltd | Equity | ₹21.16 Cr | 1.36% |
| Syrma SGS Technology Ltd | Equity | ₹20.9 Cr | 1.34% |
| Coromandel International Ltd | Equity | ₹20.64 Cr | 1.33% |
| Bharat Forge Ltd | Equity | ₹20.55 Cr | 1.32% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹19.93 Cr | 1.28% |
| Schaeffler India Ltd | Equity | ₹19.82 Cr | 1.28% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹19.72 Cr | 1.27% |
| PB Fintech Ltd | Equity | ₹19.07 Cr | 1.23% |
| Powerica Ltd | Equity | ₹18.53 Cr | 1.19% |
| GE Vernova T&D India Ltd | Equity | ₹18.02 Cr | 1.16% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹17.8 Cr | 1.15% |
| Atlanta Electricals Ltd | Equity | ₹17.38 Cr | 1.12% |
| Swan Corp Ltd | Equity | ₹17.29 Cr | 1.11% |
| Sundaram Finance Ltd | Equity | ₹16.76 Cr | 1.08% |
| 7.1% Govt Stock 2029 | Bond - Gov't/Treasury | ₹16.74 Cr | 1.08% |
| Arvind Ltd | Equity | ₹16.6 Cr | 1.07% |
| Multi Commodity Exchange of India Ltd | Equity | ₹16.25 Cr | 1.05% |
| Leela Palaces Hotels and Resorts Ltd | Equity | ₹14.88 Cr | 0.96% |
| Prudent Corporate Advisory Services Ltd | Equity | ₹14.49 Cr | 0.93% |
| Aye Finance Ltd | Equity | ₹14.37 Cr | 0.92% |
| ICICI Bank Limited | Cash - CD/Time Deposit | ₹14.22 Cr | 0.92% |
| Wework India Management Ltd | Equity | ₹14.04 Cr | 0.90% |
| Ajanta Pharma Ltd | Equity | ₹13.47 Cr | 0.87% |
| Vishal Mega Mart Ltd | Equity | ₹13.27 Cr | 0.85% |
| 6.48% Govt Stock 2035 | Bond - Gov't/Treasury | ₹13.18 Cr | 0.85% |
| Goodluck India Ltd | Equity | ₹12.95 Cr | 0.83% |
| Vedanta Limited | Bond - Corporate Bond | ₹12.86 Cr | 0.83% |
| Titagarh Rail Systems Ltd | Equity | ₹12.81 Cr | 0.82% |
| Swan Defence and Heavy Industries Ltd | Equity | ₹12.36 Cr | 0.80% |
| Ganesha Ecosphere Ltd | Equity | ₹12.09 Cr | 0.78% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹11.95 Cr | 0.77% |
| Torrent Power Ltd | Equity | ₹11.93 Cr | 0.77% |
| MRF Ltd | Equity | ₹11.54 Cr | 0.74% |
| Ipca Laboratories Ltd | Equity | ₹11.43 Cr | 0.74% |
| Dixon Technologies (India) Ltd | Equity | ₹10.95 Cr | 0.70% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹10.9 Cr | 0.70% |
| Petronet LNG Ltd | Equity | ₹10.84 Cr | 0.70% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹10.75 Cr | 0.69% |
| Zaggle Prepaid Ocean Services Ltd | Equity | ₹10.39 Cr | 0.67% |
| NTPC Ltd. | Cash - Commercial Paper | ₹9.96 Cr | 0.64% |
| Triveni Engineering & Industries Ltd | Equity | ₹9.94 Cr | 0.64% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹9.84 Cr | 0.63% |
| Canara Bank | Cash - CD/Time Deposit | ₹9.79 Cr | 0.63% |
| Manappuram Finance Limited | Cash - Commercial Paper | ₹9.76 Cr | 0.63% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹9.44 Cr | 0.61% |
| Radico Khaitan Ltd | Equity | ₹8.8 Cr | 0.57% |
| Ethos Ltd | Equity | ₹8.46 Cr | 0.54% |
| Rec Limited | Bond - Corporate Bond | ₹7.9 Cr | 0.51% |
| One97 Communications Ltd | Equity | ₹7.27 Cr | 0.47% |
| Deepak Nitrite Ltd | Equity | ₹7.07 Cr | 0.45% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹6.97 Cr | 0.45% |
| Godfrey Phillips India Ltd | Equity | ₹6.85 Cr | 0.44% |
| Bharti Hexacom Ltd | Equity | ₹6.6 Cr | 0.42% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹6.47 Cr | 0.42% |
| Net Receivables / (Payables) | Cash - Collateral | ₹6.45 Cr | 0.41% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹5.94 Cr | 0.38% |
| OnEMI Technology Solutions Ltd | Equity | ₹5.94 Cr | 0.38% |
| APL Apollo Tubes Ltd | Equity | ₹5.49 Cr | 0.35% |
| CMS Info Systems Ltd | Equity | ₹5.36 Cr | 0.34% |
| Senco Gold Ltd | Equity | ₹5.02 Cr | 0.32% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹4.93 Cr | 0.32% |
| Torrent Pharmaceuticals Ltd | Bond - Corporate Bond | ₹4.93 Cr | 0.32% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹4.83 Cr | 0.31% |
| 6.98% Punjab SDL 2033 | Bond - Gov't/Treasury | ₹4.78 Cr | 0.31% |
| Aditya Birla Housing Finance Limited | Cash - Commercial Paper | ₹4.72 Cr | 0.30% |
| Motilal Oswal Financial Services Limited | Cash - Commercial Paper | ₹4.72 Cr | 0.30% |
| Castrol India Ltd | Equity | ₹4.42 Cr | 0.28% |
| Indian Bank | Cash - CD/Time Deposit | ₹4.33 Cr | 0.28% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹2.97 Cr | 0.19% |
| Tbill | Bond - Gov't/Treasury | ₹2.9 Cr | 0.19% |
| Birla Corporation Limited | Bond - Corporate Bond | ₹2.8 Cr | 0.18% |
| Small Industries Development Bank of India | Cash - CD/Time Deposit | ₹1.94 Cr | 0.12% |
| 360 One Prime Limited | Bond - Corporate Bond | ₹1 Cr | 0.06% |
| Nuvoco Vistas Corporation Limited | Bond - Corporate Bond | ₹0.99 Cr | 0.06% |
| Kajaria Ceramics Ltd | Equity | ₹0 Cr | 0.00% |
Allocation By Market Cap (Equity)
Large Cap Stocks
--
Mid Cap Stocks
46.32%
Small Cap Stocks
29.66%
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Industrials | ₹259.46 Cr | 16.69% |
| Financial Services | ₹252.35 Cr | 16.24% |
| Basic Materials | ₹216.17 Cr | 13.91% |
| Healthcare | ₹161.91 Cr | 10.42% |
| Consumer Cyclical | ₹158.71 Cr | 10.21% |
| Technology | ₹76.67 Cr | 4.93% |
| Consumer Defensive | ₹46.74 Cr | 3.01% |
| Energy | ₹15.27 Cr | 0.98% |
| Real Estate | ₹14.04 Cr | 0.90% |
| Utilities | ₹11.93 Cr | 0.77% |
| Communication Services | ₹6.6 Cr | 0.42% |
Risk & Performance Ratios
Standard Deviation
This fund
16.00%
Cat. avg.
11.93%
Lower the better
Sharpe Ratio
This fund
0.86
Cat. avg.
0.47
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.71
Higher the better
Fund Managers
AS
Alok Singh
Since February 2017
Additional Scheme Detailsas of 31st May 2026
ISIN INF761K01DM6 | Expense Ratio 0.63% | Exit Load 1.00% | Fund Size ₹1,554 Cr | Age 9 years 11 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark CRISIL Short Term Bond TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Aggressive Allocation Funds
About the AMC
BOI Mutual Fund
Total AUM
₹15,654 Cr
Address
B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013
Other Funds by BOI Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
Take control of your wealth
Related Articles
Still got questions?
We're here to help.
What is the current NAV of Bank of India Mid & Small Cap Equity & Debt Direct Growth?
The NAV of Bank of India Mid & Small Cap Equity & Debt Direct Growth, as of 02-Jul-2026, is ₹46.20.
What are the returns of Bank of India Mid & Small Cap Equity & Debt Direct Growth?
The fund has generated 9.53% over the last 1 year and 20.63% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Bank of India Mid & Small Cap Equity & Debt Direct Growth?
The fund's allocation of assets is distributed as 78.48% in equities, 11.69% in bonds, and 9.83% in cash and cash equivalents.
Who manages the Bank of India Mid & Small Cap Equity & Debt Direct Growth?
The fund managers responsible for Bank of India Mid & Small Cap Equity & Debt Direct Growth are:-
- Alok Singh
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Pvt. Ltd. is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
