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Bank of India Mid & Small Cap Equity & Debt Direct Growth
HybridAggressive AllocationVery High Risk
Direct
NAV (28-Aug-26)
₹47.880.21%1D
Returns (Since Inception)
16.76%
Rated ★4.3+ on 
Fund Overview
Fund Size
₹1,841 Cr
Expense Ratio
0.60%
ISIN
INF761K01DM6
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
20 Jul 2016
About this fund
Bank of India Mid & Small Cap Equity & Debt Direct Growth is a Aggressive Allocation mutual fund schemes offered by BOI Mutual Fund. This fund has been in existence for 10 years, 1 months and 9 days, having been launched on 20-Jul-16.
As of 28-Aug-26, it has a Net Asset Value (NAV) of ₹47.88, Assets Under Management (AUM) of 1840.69 Crores, and an expense ratio of 0.6%.
As of 28-Aug-26, it has a Net Asset Value (NAV) of ₹47.88, Assets Under Management (AUM) of 1840.69 Crores, and an expense ratio of 0.6%.
- Bank of India Mid & Small Cap Equity & Debt Direct Growth has given a CAGR return of 16.76% since inception.
- The fund's asset allocation comprises around 67.83% in equities, 13.43% in debts, and 18.74% in cash & cash equivalents.
- You can start investing in Bank of India Mid & Small Cap Equity & Debt Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+17.27%
+4.42% (Cat Avg.)
3 Years
+18.75%
+11.93% (Cat Avg.)
5 Years
+16.17%
+10.80% (Cat Avg.)
10 Years
+16.51%
+11.74% (Cat Avg.)
Since Inception
+16.76%
— (Cat Avg.)
Portfolio Summaryas of 31st July 2026
| Equity | ₹1,248.59 Cr | 67.83% |
| Debt | ₹247.21 Cr | 13.43% |
| Others | ₹344.89 Cr | 18.74% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Treps | Cash - Repurchase Agreement | ₹104.67 Cr | 5.69% |
| Abbott India Ltd | Equity | ₹41.7 Cr | 2.27% |
| Bank of Maharashtra | Equity | ₹39.67 Cr | 2.15% |
| Mankind Pharma Ltd | Equity | ₹39.51 Cr | 2.15% |
| UNO Minda Ltd | Equity | ₹39.08 Cr | 2.12% |
| Shreeji Shipping Global Ltd | Equity | ₹38.08 Cr | 2.07% |
| Aurobindo Pharma Ltd | Equity | ₹37.92 Cr | 2.06% |
| The Federal Bank Ltd | Equity | ₹36.24 Cr | 1.97% |
| Balrampur Chini Mills Ltd | Equity | ₹35.05 Cr | 1.90% |
| Nippon Life India Asset Management Ltd Ordinary Shares | Equity | ₹34.84 Cr | 1.89% |
| Glenmark Pharmaceuticals Ltd | Equity | ₹33.51 Cr | 1.82% |
| Sterlite Technologies Ltd | Equity | ₹33 Cr | 1.79% |
| Lloyds Metals & Energy Ltd | Equity | ₹32.26 Cr | 1.75% |
| JK Cement Ltd | Equity | ₹31.03 Cr | 1.69% |
| Bharat Dynamics Ltd Ordinary Shares | Equity | ₹30.33 Cr | 1.65% |
| Quality Power Electrical Equipments Ltd | Equity | ₹29.64 Cr | 1.61% |
| Max Financial Services Ltd | Equity | ₹28.86 Cr | 1.57% |
| Coromandel International Ltd | Equity | ₹28.82 Cr | 1.57% |
| Eris Lifesciences Ltd Registered Shs | Equity | ₹27.47 Cr | 1.49% |
| ICICI Bank Ltd. | Bond - Corporate Bond | ₹24.81 Cr | 1.35% |
| Housing & Urban Development Corp Ltd | Equity | ₹23.98 Cr | 1.30% |
| Bank of Baroda | Bond - Corporate Bond | ₹23.55 Cr | 1.28% |
| One97 Communications Ltd | Equity | ₹23.5 Cr | 1.28% |
| Canara Bank | Bond - Gov't Agency Debt | ₹23.49 Cr | 1.28% |
| Bharat Forge Ltd | Equity | ₹23.1 Cr | 1.25% |
| Powerica Ltd | Equity | ₹23.09 Cr | 1.25% |
| Petronet LNG Ltd | Equity | ₹22.46 Cr | 1.22% |
| Net Receivables / (Payables) | Cash - Collateral | ₹22.25 Cr | 1.21% |
| HEG Ltd | Equity | ₹21.69 Cr | 1.18% |
| Jindal Stainless Ltd | Equity | ₹20.57 Cr | 1.12% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹20.19 Cr | 1.10% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹19.97 Cr | 1.08% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹19.84 Cr | 1.08% |
| United Spirits Ltd | Equity | ₹19.71 Cr | 1.07% |
| Dixon Technologies (India) Ltd | Equity | ₹19.67 Cr | 1.07% |
| Schaeffler India Ltd | Equity | ₹19.58 Cr | 1.06% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹19.32 Cr | 1.05% |
| Sundaram Finance Ltd | Equity | ₹18.66 Cr | 1.01% |
| TD Power Systems Ltd | Equity | ₹18.16 Cr | 0.99% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹18.03 Cr | 0.98% |
| Arvind Ltd | Equity | ₹18 Cr | 0.98% |
| PB Fintech Ltd | Equity | ₹17.94 Cr | 0.97% |
| Leela Palaces Hotels and Resorts Ltd | Equity | ₹17.81 Cr | 0.97% |
| Prudent Corporate Advisory Services Ltd | Equity | ₹17.53 Cr | 0.95% |
| Wework India Management Ltd | Equity | ₹17.37 Cr | 0.94% |
| 7.1% Govt Stock 2029 | Bond - Gov't/Treasury | ₹16.84 Cr | 0.91% |
| KRN Heat Exchanger and Refrigeration Ltd | Equity | ₹16.62 Cr | 0.90% |
| Swan Corp Ltd | Equity | ₹16.16 Cr | 0.88% |
| Ajanta Pharma Ltd | Equity | ₹15.94 Cr | 0.87% |
| Ganesha Ecosphere Ltd | Equity | ₹15.65 Cr | 0.85% |
| Goodluck India Ltd | Equity | ₹15.18 Cr | 0.82% |
| GE Vernova T&D India Ltd | Equity | ₹15.13 Cr | 0.82% |
| Turtlemint Fintech Solutions Ltd | Equity | ₹14.86 Cr | 0.81% |
| Swan Defence and Heavy Industries Ltd | Equity | ₹14.84 Cr | 0.81% |
| Multi Commodity Exchange of India Ltd | Equity | ₹14.81 Cr | 0.80% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹14.79 Cr | 0.80% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹14.7 Cr | 0.80% |
| Canara Bank | Cash - CD/Time Deposit | ₹14.49 Cr | 0.79% |
| ICICI Bank Limited | Cash - CD/Time Deposit | ₹14.47 Cr | 0.79% |
| National Bank for Agriculture and Rural Development | Bond - Gov't Agency Debt | ₹13.41 Cr | 0.73% |
| Vedanta Limited | Bond - Corporate Bond | ₹13.12 Cr | 0.71% |
| Ipca Laboratories Ltd | Equity | ₹13.11 Cr | 0.71% |
| Rec Limited | Bond - Corporate Bond | ₹13.02 Cr | 0.71% |
| Titagarh Rail Systems Ltd | Equity | ₹12.79 Cr | 0.69% |
| Union Bank of India | Bond - Corporate Bond | ₹12.45 Cr | 0.68% |
| MRF Ltd | Equity | ₹12.41 Cr | 0.67% |
| Indian Bank | Bond - Gov't Agency Debt | ₹12.36 Cr | 0.67% |
| ICICI Bank Limited | Cash - CD/Time Deposit | ₹12.09 Cr | 0.66% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹12.08 Cr | 0.66% |
| Torrent Power Ltd | Equity | ₹11.87 Cr | 0.64% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹11.05 Cr | 0.60% |
| Radico Khaitan Ltd | Equity | ₹10.85 Cr | 0.59% |
| Kotak Mahindra Bank Limited | Cash - CD/Time Deposit | ₹10.71 Cr | 0.58% |
| Atlanta Electricals Ltd | Equity | ₹10.49 Cr | 0.57% |
| Zaggle Prepaid Ocean Services Ltd | Equity | ₹10.12 Cr | 0.55% |
| Indian Bank | Bond - Gov't Agency Debt | ₹9.92 Cr | 0.54% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹9.74 Cr | 0.53% |
| Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) | Cash - CD/Time Deposit | ₹9.71 Cr | 0.53% |
| Canara Bank | Cash - CD/Time Deposit | ₹9.6 Cr | 0.52% |
| Ethos Ltd | Equity | ₹9.15 Cr | 0.50% |
| 6.48% Govt Stock 2035 | Bond - Gov't/Treasury | ₹8.96 Cr | 0.49% |
| Axis Bank Ltd. | Bond - Corporate Bond | ₹7.8 Cr | 0.42% |
| Bharti Hexacom Ltd | Equity | ₹7.09 Cr | 0.39% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹7.05 Cr | 0.38% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹6.54 Cr | 0.36% |
| Hindustan Copper Ltd | Equity | ₹6.5 Cr | 0.35% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹6 Cr | 0.33% |
| Triveni Engineering & Industries Ltd | Equity | ₹5.85 Cr | 0.32% |
| Senco Gold Ltd | Equity | ₹5.85 Cr | 0.32% |
| KSH International Ltd | Equity | ₹5.35 Cr | 0.29% |
| Steel Authority Of India Ltd | Equity | ₹5.07 Cr | 0.28% |
| Torrent Pharmaceuticals Ltd | Bond - Corporate Bond | ₹4.98 Cr | 0.27% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹4.97 Cr | 0.27% |
| 6.98% Punjab SDL 2033 | Bond - Gov't/Treasury | ₹4.89 Cr | 0.27% |
| Bank of Baroda | Bond - Corporate Bond | ₹4.88 Cr | 0.27% |
| Motilal Oswal Financial Services Limited | Cash - Commercial Paper | ₹4.8 Cr | 0.26% |
| Triveni Power Transmission Limited ** | Equity | ₹4.79 Cr | 0.26% |
| Syrma SGS Technology Ltd | Equity | ₹4.78 Cr | 0.26% |
| L&T Finance Limited | Cash - Commercial Paper | ₹4.78 Cr | 0.26% |
| Indian Bank | Cash - CD/Time Deposit | ₹4.4 Cr | 0.24% |
| OnEMI Technology Solutions Ltd | Equity | ₹3.75 Cr | 0.20% |
| Aditya Birla Real Estate Limited | Bond - Corporate Bond | ₹3.02 Cr | 0.16% |
| Tbill | Bond - Gov't/Treasury | ₹2.93 Cr | 0.16% |
| Birla Corporation Limited | Bond - Corporate Bond | ₹2.8 Cr | 0.15% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹1.94 Cr | 0.11% |
| India (Republic of) | Bond - Short-term Government Bills | ₹0.48 Cr | 0.03% |
Allocation By Market Cap (Equity)
Large Cap Stocks
--
Mid Cap Stocks
42.67%
Small Cap Stocks
24.90%
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹260.88 Cr | 14.17% |
| Industrials | ₹235.74 Cr | 12.81% |
| Healthcare | ₹209.17 Cr | 11.36% |
| Consumer Cyclical | ₹160.62 Cr | 8.73% |
| Basic Materials | ₹139.44 Cr | 7.58% |
| Technology | ₹107.7 Cr | 5.85% |
| Consumer Defensive | ₹71.46 Cr | 3.88% |
| Energy | ₹22.46 Cr | 1.22% |
| Real Estate | ₹17.37 Cr | 0.94% |
| Utilities | ₹11.87 Cr | 0.65% |
| Communication Services | ₹7.09 Cr | 0.39% |
Risk & Performance Ratios
Standard Deviation
This fund
15.80%
Cat. avg.
11.85%
Lower the better
Sharpe Ratio
This fund
0.75
Cat. avg.
0.43
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.64
Higher the better
Fund Managers
AS
Alok Singh
Since February 2017
Additional Scheme Detailsas of 31st July 2026
ISIN INF761K01DM6 | Expense Ratio 0.60% | Exit Load 1.00% | Fund Size ₹1,841 Cr | Age 10 years 1 month | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark CRISIL Short Term Bond TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
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About the AMC
BOI Mutual Fund
Total AUM
₹15,654 Cr
Address
B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013
Other Funds by BOI Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
Take control of your wealth
Related Articles
Still got questions?
We're here to help.
What is the current NAV of Bank of India Mid & Small Cap Equity & Debt Direct Growth?
The NAV of Bank of India Mid & Small Cap Equity & Debt Direct Growth, as of 28-Aug-2026, is ₹47.88.
What are the returns of Bank of India Mid & Small Cap Equity & Debt Direct Growth?
The fund has generated 17.27% over the last 1 year and 18.75% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Bank of India Mid & Small Cap Equity & Debt Direct Growth?
The fund's allocation of assets is distributed as 67.83% in equities, 13.43% in bonds, and 18.74% in cash and cash equivalents.
Who manages the Bank of India Mid & Small Cap Equity & Debt Direct Growth?
The fund managers responsible for Bank of India Mid & Small Cap Equity & Debt Direct Growth are:-
- Alok Singh
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Pvt. Ltd. is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
