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Bank of India Mid & Small Cap Equity & Debt Direct Growth
HybridAggressive AllocationVery High Risk
Direct
NAV (16-Jan-26)
₹41.450.00%1D
Returns (Since Inception)
16.16%
Rated ★4.3+ on 
Fund Overview
Fund Size
₹1,349 Cr
Expense Ratio
0.68%
ISIN
INF761K01DM6
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
20 Jul 2016
About this fund
Bank of India Mid & Small Cap Equity & Debt Direct Growth is a Aggressive Allocation mutual fund schemes offered by BOI Mutual Fund. This fund has been in existence for 9 years, 5 months and 30 days, having been launched on 20-Jul-16.
As of 16-Jan-26, it has a Net Asset Value (NAV) of ₹41.45, Assets Under Management (AUM) of 1349.38 Crores, and an expense ratio of 0.68%.
As of 16-Jan-26, it has a Net Asset Value (NAV) of ₹41.45, Assets Under Management (AUM) of 1349.38 Crores, and an expense ratio of 0.68%.
- Bank of India Mid & Small Cap Equity & Debt Direct Growth has given a CAGR return of 16.16% since inception.
- The fund's asset allocation comprises around 76.22% in equities, 12.88% in debts, and 10.89% in cash & cash equivalents.
- You can start investing in Bank of India Mid & Small Cap Equity & Debt Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+3.03%
+7.09% (Cat Avg.)
3 Years
+19.24%
+14.88% (Cat Avg.)
5 Years
+19.88%
+13.88% (Cat Avg.)
Since Inception
+16.16%
— (Cat Avg.)
Portfolio Summaryas of 31st December 2025
| Equity | ₹1,028.52 Cr | 76.22% |
| Debt | ₹173.85 Cr | 12.88% |
| Others | ₹147.01 Cr | 10.89% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Hindustan Copper Ltd | Equity | ₹57.06 Cr | 4.23% |
| Jindal Stainless Ltd | Equity | ₹47.5 Cr | 3.52% |
| Indian Bank | Equity | ₹42.28 Cr | 3.13% |
| UNO Minda Ltd | Equity | ₹40.37 Cr | 2.99% |
| PB Fintech Ltd | Equity | ₹36.88 Cr | 2.73% |
| Housing & Urban Development Corp Ltd | Equity | ₹36.04 Cr | 2.67% |
| TD Power Systems Ltd | Equity | ₹33.7 Cr | 2.50% |
| Lloyds Metals & Energy Ltd | Equity | ₹31.98 Cr | 2.37% |
| Eris Lifesciences Ltd Registered Shs | Equity | ₹30.53 Cr | 2.26% |
| Glenmark Pharmaceuticals Ltd | Equity | ₹30.53 Cr | 2.26% |
| JK Cement Ltd | Equity | ₹29.87 Cr | 2.21% |
| Bank of Maharashtra | Equity | ₹28.8 Cr | 2.13% |
| Bharat Dynamics Ltd Ordinary Shares | Equity | ₹28.74 Cr | 2.13% |
| Steel Authority Of India Ltd | Equity | ₹27.93 Cr | 2.07% |
| Nippon Life India Asset Management Ltd Ordinary Shares | Equity | ₹26.39 Cr | 1.96% |
| Abbott India Ltd | Equity | ₹26.12 Cr | 1.94% |
| HEG Ltd | Equity | ₹25.2 Cr | 1.87% |
| Swan Corp Ltd | Equity | ₹24.61 Cr | 1.82% |
| SBI Cards and Payment Services Ltd Ordinary Shares | Equity | ₹24.13 Cr | 1.79% |
| Coromandel International Ltd | Equity | ₹22.84 Cr | 1.69% |
| Shreeji Shipping Global Ltd | Equity | ₹21.89 Cr | 1.62% |
| Coforge Ltd | Equity | ₹20.95 Cr | 1.55% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹20.37 Cr | 1.51% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹20.26 Cr | 1.50% |
| Manappuram Finance Limited | Cash - Commercial Paper | ₹19.59 Cr | 1.45% |
| Schaeffler India Ltd | Equity | ₹18.62 Cr | 1.38% |
| Radico Khaitan Ltd | Equity | ₹18.47 Cr | 1.37% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹18.25 Cr | 1.35% |
| Zaggle Prepaid Ocean Services Ltd | Equity | ₹17.21 Cr | 1.28% |
| 7.1% Govt Stock 2029 | Bond - Gov't/Treasury | ₹17.02 Cr | 1.26% |
| Quality Power Electrical Equipments Ltd | Equity | ₹16.55 Cr | 1.23% |
| Bharat Forge Ltd | Equity | ₹16.17 Cr | 1.20% |
| APL Apollo Tubes Ltd | Equity | ₹15.31 Cr | 1.13% |
| Axis Finance Limited | Cash - Commercial Paper | ₹14.91 Cr | 1.10% |
| 6.48% Govt Stock 2035 | Bond - Gov't/Treasury | ₹14.87 Cr | 1.10% |
| Export-Import Bank Of India | Cash - CD/Time Deposit | ₹14.85 Cr | 1.10% |
| MRF Ltd | Equity | ₹14.29 Cr | 1.06% |
| Syrma SGS Technology Ltd | Equity | ₹14.08 Cr | 1.04% |
| Prudent Corporate Advisory Services Ltd | Equity | ₹13.96 Cr | 1.03% |
| ICICI Prudential Asset Management Co Ltd | Equity | ₹13.57 Cr | 1.01% |
| Godfrey Phillips India Ltd | Equity | ₹13.26 Cr | 0.98% |
| KSH International Ltd | Equity | ₹13.04 Cr | 0.97% |
| Ajanta Pharma Ltd | Equity | ₹12.74 Cr | 0.94% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹12.72 Cr | 0.94% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹12.16 Cr | 0.90% |
| Torrent Power Ltd | Equity | ₹11.76 Cr | 0.87% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹11.15 Cr | 0.83% |
| Ganesha Ecosphere Ltd | Equity | ₹11.14 Cr | 0.83% |
| Goodluck India Ltd | Equity | ₹10.88 Cr | 0.81% |
| Treps | Cash - Repurchase Agreement | ₹10.85 Cr | 0.80% |
| Titagarh Rail Systems Ltd | Equity | ₹10.7 Cr | 0.79% |
| Ipca Laboratories Ltd | Equity | ₹10.64 Cr | 0.79% |
| Ethos Ltd | Equity | ₹10.57 Cr | 0.78% |
| Deepak Nitrite Ltd | Equity | ₹10.37 Cr | 0.77% |
| Balrampur Chini Mills Ltd | Equity | ₹10.33 Cr | 0.77% |
| Triveni Engineering & Industries Ltd | Equity | ₹10.3 Cr | 0.76% |
| Canara Bank | Cash - CD/Time Deposit | ₹9.74 Cr | 0.72% |
| Manappuram Finance Limited | Cash - Commercial Paper | ₹9.48 Cr | 0.70% |
| Small Industries Development Bank of India | Bond - Corporate Bond | ₹9.4 Cr | 0.70% |
| Icici Securities Limited (Earlier Icici Brokerage Services Limited) | Cash - Commercial Paper | ₹8.88 Cr | 0.66% |
| Rec Limited | Bond - Corporate Bond | ₹8.09 Cr | 0.60% |
| Bank of Baroda | Bond - Corporate Bond | ₹7.44 Cr | 0.55% |
| Arvind Ltd | Equity | ₹7.31 Cr | 0.54% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹7.13 Cr | 0.53% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹7.02 Cr | 0.52% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹6.63 Cr | 0.49% |
| GE Vernova T&D India Ltd | Equity | ₹6.58 Cr | 0.49% |
| Castrol India Ltd | Equity | ₹6.58 Cr | 0.49% |
| Senco Gold Ltd | Equity | ₹6.42 Cr | 0.48% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹6.11 Cr | 0.45% |
| CMS Info Systems Ltd | Equity | ₹5.98 Cr | 0.44% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹5.97 Cr | 0.44% |
| Aditya Birla Real Estate Ltd | Equity | ₹5.36 Cr | 0.40% |
| Net Receivables / (Payables) | Cash | ₹5.04 Cr | 0.37% |
| 360 One Prime Limited | Bond - Corporate Bond | ₹5 Cr | 0.37% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹4.99 Cr | 0.37% |
| Export-Import Bank Of India | Cash - CD/Time Deposit | ₹4.94 Cr | 0.37% |
| Power Finance Corporation Limited | Cash - Commercial Paper | ₹4.91 Cr | 0.36% |
| 06.98 PN Sdl 2033 | Bond - Gov't/Treasury | ₹4.85 Cr | 0.36% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹4.81 Cr | 0.36% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹3.04 Cr | 0.23% |
| 364 DTB 15012026 | Bond - Gov't/Treasury | ₹2.99 Cr | 0.22% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹2.89 Cr | 0.21% |
| Rec Limited | Bond - Corporate Bond | ₹2.51 Cr | 0.19% |
| 360 One Prime Limited | Bond - Corporate Bond | ₹2 Cr | 0.15% |
| Jyoti CNC Automation Ltd | Equity | ₹1.98 Cr | 0.15% |
Allocation By Market Cap (Equity)
Large Cap Stocks
1.01%
Mid Cap Stocks
46.42%
Small Cap Stocks
28.79%
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Basic Materials | ₹253.73 Cr | 18.80% |
| Financial Services | ₹222.05 Cr | 16.46% |
| Industrials | ₹188.97 Cr | 14.00% |
| Consumer Cyclical | ₹124.9 Cr | 9.26% |
| Healthcare | ₹110.56 Cr | 8.19% |
| Consumer Defensive | ₹52.36 Cr | 3.88% |
| Technology | ₹52.24 Cr | 3.87% |
| Utilities | ₹11.76 Cr | 0.87% |
| Energy | ₹6.58 Cr | 0.49% |
| Real Estate | ₹5.36 Cr | 0.40% |
Risk & Performance Ratios
Standard Deviation
This fund
14.04%
Cat. avg.
9.84%
Lower the better
Sharpe Ratio
This fund
0.91
Cat. avg.
0.82
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.36
Higher the better
Fund Managers
AS
Alok Singh
Since February 2017
Additional Scheme Detailsas of 31st December 2025
ISIN INF761K01DM6 | Expense Ratio 0.68% | Exit Load 1.00% | Fund Size ₹1,349 Cr | Age 9 years 5 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark CRISIL Short Term Bond TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Aggressive Allocation Funds
About the AMC
BOI Mutual Fund
Total AUM
₹13,878 Cr
Address
B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013
Other Funds by BOI Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
Take control of your wealth
Related Articles
Still got questions?
We're here to help.
What is the current NAV of Bank of India Mid & Small Cap Equity & Debt Direct Growth?
The NAV of Bank of India Mid & Small Cap Equity & Debt Direct Growth, as of 16-Jan-2026, is ₹41.45.
What are the returns of Bank of India Mid & Small Cap Equity & Debt Direct Growth?
The fund has generated 3.03% over the last 1 year and 19.24% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Bank of India Mid & Small Cap Equity & Debt Direct Growth?
The fund's allocation of assets is distributed as 76.22% in equities, 12.88% in bonds, and 10.89% in cash and cash equivalents.
Who manages the Bank of India Mid & Small Cap Equity & Debt Direct Growth?
The fund managers responsible for Bank of India Mid & Small Cap Equity & Debt Direct Growth are:-
- Alok Singh
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Pvt. Ltd. is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
