Bank of India Large & Mid Cap Equity Fund Regular Growth
EquityLarge & Mid-CapVery High Risk
Regular
NAV (18-Jun-25)
Returns (Since Inception)
Fund Overview
Fund Size
₹399 Cr
Expense Ratio
2.30%
ISIN
INF761K01108
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
21 Oct 2008
About this fund
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹87.40, Assets Under Management (AUM) of 398.65 Crores, and an expense ratio of 2.3%.
- Bank of India Large & Mid Cap Equity Fund Regular Growth has given a CAGR return of 13.90% since inception.
- The fund's asset allocation comprises around 94.54% in equities, 0.11% in debts, and 5.35% in cash & cash equivalents.
- You can start investing in Bank of India Large & Mid Cap Equity Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
-0.87%
+4.86% (Cat Avg.)
3 Years
+22.89%
+24.77% (Cat Avg.)
5 Years
+23.31%
+26.05% (Cat Avg.)
10 Years
+12.51%
+14.96% (Cat Avg.)
Since Inception
+13.90%
— (Cat Avg.)
Portfolio Summaryas of 31st May 2025
| Equity | ₹376.88 Cr | 94.54% |
| Debt | ₹0.43 Cr | 0.11% |
| Others | ₹21.33 Cr | 5.35% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| HDFC Bank Ltd | Equity | ₹31.6 Cr | 7.93% |
| Treps | Cash - Repurchase Agreement | ₹21.6 Cr | 5.42% |
| Reliance Industries Ltd | Equity | ₹16.46 Cr | 4.13% |
| Larsen & Toubro Ltd | Equity | ₹13.67 Cr | 3.43% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹12.84 Cr | 3.22% |
| PB Fintech Ltd | Equity | ₹12.74 Cr | 3.20% |
| Indian Bank | Equity | ₹11.97 Cr | 3.00% |
| Manorama Industries Ltd | Equity | ₹11.69 Cr | 2.93% |
| Lloyds Metals & Energy Ltd | Equity | ₹11.54 Cr | 2.90% |
| Hero MotoCorp Ltd | Equity | ₹11.05 Cr | 2.77% |
| Coforge Ltd | Equity | ₹10.86 Cr | 2.72% |
| FSN E-Commerce Ventures Ltd | Equity | ₹10.7 Cr | 2.69% |
| Vedanta Ltd | Equity | ₹10.69 Cr | 2.68% |
| State Bank of India | Equity | ₹10.66 Cr | 2.67% |
| NTPC Ltd | Equity | ₹9.89 Cr | 2.48% |
| Eris Lifesciences Ltd Registered Shs | Equity | ₹9.57 Cr | 2.40% |
| Oil India Ltd | Equity | ₹9.14 Cr | 2.29% |
| Apollo Hospitals Enterprise Ltd | Equity | ₹9.06 Cr | 2.27% |
| Tata Consultancy Services Ltd | Equity | ₹8.68 Cr | 2.18% |
| Endurance Technologies Ltd | Equity | ₹8.18 Cr | 2.05% |
| Kotak Mahindra Bank Ltd | Equity | ₹7.8 Cr | 1.96% |
| General Insurance Corp of India | Equity | ₹7.8 Cr | 1.96% |
| Oberoi Realty Ltd | Equity | ₹7.4 Cr | 1.86% |
| Shriram Finance Ltd | Equity | ₹6.97 Cr | 1.75% |
| Jindal Stainless Ltd | Equity | ₹6.38 Cr | 1.60% |
| Deepak Nitrite Ltd | Equity | ₹6.37 Cr | 1.60% |
| Supreme Industries Ltd | Equity | ₹6.2 Cr | 1.55% |
| Indus Towers Ltd Ordinary Shares | Equity | ₹6.16 Cr | 1.55% |
| Tips Music Ltd | Equity | ₹6.02 Cr | 1.51% |
| Senco Gold Ltd | Equity | ₹5.94 Cr | 1.49% |
| Bayer CropScience Ltd | Equity | ₹5.87 Cr | 1.47% |
| Samvardhana Motherson International Ltd | Equity | ₹5.46 Cr | 1.37% |
| Zaggle Prepaid Ocean Services Ltd | Equity | ₹4.6 Cr | 1.15% |
| ICICI Bank Ltd | Equity | ₹4.55 Cr | 1.14% |
| SBI Life Insurance Co Ltd | Equity | ₹4.38 Cr | 1.10% |
| JK Cement Ltd | Equity | ₹4.31 Cr | 1.08% |
| Ashok Leyland Ltd | Equity | ₹4.27 Cr | 1.07% |
| Bharat Dynamics Ltd Ordinary Shares | Equity | ₹4.15 Cr | 1.04% |
| Swan Energy Ltd | Equity | ₹4.15 Cr | 1.04% |
| Housing & Urban Development Corp Ltd | Equity | ₹3.8 Cr | 0.95% |
| Vijaya Diagnostic Centre Ltd | Equity | ₹3.79 Cr | 0.95% |
| Acutaas Chemicals Ltd | Equity | ₹3.51 Cr | 0.88% |
| Dr Reddy's Laboratories Ltd | Equity | ₹3.28 Cr | 0.82% |
| Steel Authority Of India Ltd | Equity | ₹2.93 Cr | 0.73% |
| UNO Minda Ltd | Equity | ₹2.76 Cr | 0.69% |
| Aurobindo Pharma Ltd | Equity | ₹2.72 Cr | 0.68% |
| SBI Cards and Payment Services Ltd Ordinary Shares | Equity | ₹2.7 Cr | 0.68% |
| Sterling and Wilson Renewable Energy Ltd | Equity | ₹2.62 Cr | 0.66% |
| Aditya Vision Ltd | Equity | ₹2.45 Cr | 0.61% |
| Siemens Ltd | Equity | ₹1.98 Cr | 0.50% |
| Adani Ports & Special Economic Zone Ltd | Equity | ₹1.96 Cr | 0.49% |
| Siemens Engy Ind | Equity | ₹1.51 Cr | 0.38% |
| Ipca Laboratories Ltd | Equity | ₹1.11 Cr | 0.28% |
| 364 DTB 15012026 | Bond - Gov't/Treasury | ₹0.43 Cr | 0.11% |
| Net Receivables / (Payables) | Cash | ₹-0.27 Cr | 0.07% |
Allocation By Market Cap (Equity)
Large Cap Stocks
38.95%
Mid Cap Stocks
40.12%
Small Cap Stocks
15.10%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹117.81 Cr | 29.55% |
| Basic Materials | ₹51.6 Cr | 12.94% |
| Consumer Cyclical | ₹46.54 Cr | 11.67% |
| Industrials | ₹36.37 Cr | 9.12% |
| Healthcare | ₹29.53 Cr | 7.41% |
| Technology | ₹26.76 Cr | 6.71% |
| Energy | ₹25.6 Cr | 6.42% |
| Communication Services | ₹12.19 Cr | 3.06% |
| Consumer Defensive | ₹11.69 Cr | 2.93% |
| Utilities | ₹9.89 Cr | 2.48% |
| Real Estate | ₹7.4 Cr | 1.86% |
Risk & Performance Ratios
Standard Deviation
This fund
15.44%
Cat. avg.
14.84%
Lower the better
Sharpe Ratio
This fund
0.82
Cat. avg.
0.93
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.57
Higher the better
Fund Managers
Nitin Gosar
Since September 2022
Additional Scheme Detailsas of 31st May 2025
ISIN | INF761K01108 | Expense Ratio | 2.30% | Exit Load | 1.00% | Fund Size | ₹399 Cr | Age | 16 years 7 months | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | BSE 250 LargeMidcap Index TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Large & Mid-Cap Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Helios Large & Mid Cap Fund Direct Growth Very High Risk | 0.8% | 1.0% | ₹318.56 Cr | - |
| Helios Large & Mid Cap Fund Regular Growth Very High Risk | 2.4% | 1.0% | ₹318.56 Cr | - |
| ITI Large & Mid Cap Fund Regular Growth Very High Risk | 2.1% | 0.0% | ₹866.90 Cr | - |
| ITI Large & Mid Cap Fund Direct Growth Very High Risk | 0.5% | 0.0% | ₹866.90 Cr | - |
| Bajaj Finserv Large and Mid Cap Fund Direct Growth Low Risk | 0.6% | 1.0% | ₹1983.74 Cr | 5.4% |
| Bajaj Finserv Large and Mid Cap Fund Regular Growth Low Risk | 2.0% | 1.0% | ₹1983.74 Cr | 3.9% |
| PGIM India Large and Mid Cap Fund Regular Growth Very High Risk | 2.3% | 0.0% | ₹680.90 Cr | 7.4% |
| PGIM India Large and Mid Cap Fund Direct Growth Very High Risk | 0.6% | 0.0% | ₹680.90 Cr | 9.3% |
| WhiteOak Capital Large & Mid Cap Fund Direct Growth Very High Risk | 0.4% | 1.0% | ₹1674.17 Cr | 8.8% |
| WhiteOak Capital Large & Mid Cap Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹1674.17 Cr | 7.0% |
About the AMC
Total AUM
₹10,605 Cr
Address
B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013
Other Funds by BOI Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
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- Nitin Gosar
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