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Bandhan Liquid Fund Direct Growth
Capital PreservationLiquidLow to Moderate Risk
Direct
NAV (17-Feb-26)
₹3304.020.02%1D
Returns (Since Inception)
6.78%
Rated ★4.3+ on 
Fund Overview
Fund Size
₹15,367 Cr
Expense Ratio
0.07%
ISIN
INF194K01I60
Minimum SIP
₹100
Exit Load
No Charges
Inception Date
01 Jan 2013
About this fund
Bandhan Liquid Fund Direct Growth is a Liquid mutual fund schemes offered by Bandhan Mutual Fund. This fund has been in existence for 13 years, 1 months and 17 days, having been launched on 01-Jan-13.
As of 17-Feb-26, it has a Net Asset Value (NAV) of ₹3304.02, Assets Under Management (AUM) of 15367.16 Crores, and an expense ratio of 0.07%.
As of 17-Feb-26, it has a Net Asset Value (NAV) of ₹3304.02, Assets Under Management (AUM) of 15367.16 Crores, and an expense ratio of 0.07%.
- Bandhan Liquid Fund Direct Growth has given a CAGR return of 6.78% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.73% in cash & cash equivalents.
- You can start investing in Bandhan Liquid Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+6.39%
+5.76% (Cat Avg.)
3 Years
+7.02%
+6.37% (Cat Avg.)
5 Years
+5.93%
+5.40% (Cat Avg.)
10 Years
+6.13%
+5.13% (Cat Avg.)
Since Inception
+6.78%
— (Cat Avg.)
Portfolio Summaryas of 31st January 2026
| Others | ₹15,367.16 Cr | 100.00% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Triparty Repo Trp_020226_val | Cash - Repurchase Agreement | ₹991.57 Cr | 6.45% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹745.67 Cr | 4.85% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹670.59 Cr | 4.36% |
| Axis Bank Ltd | Cash - CD/Time Deposit | ₹643.85 Cr | 4.19% |
| Bank Of India | Cash - CD/Time Deposit | ₹497.07 Cr | 3.23% |
| Export Import Bank Of India | Cash - Commercial Paper | ₹496.46 Cr | 3.23% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹495.9 Cr | 3.23% |
| Small Industries Dev Bank Of India | Cash - Commercial Paper | ₹495.69 Cr | 3.23% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹397.26 Cr | 2.59% |
| Canara Bank | Cash - CD/Time Deposit | ₹397.18 Cr | 2.58% |
| Bank Of Baroda ** | Cash - CD/Time Deposit | ₹396.9 Cr | 2.58% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹371.93 Cr | 2.42% |
| Bajaj Finance Limited | Cash - Commercial Paper | ₹358.41 Cr | 2.33% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹349.37 Cr | 2.27% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹348.55 Cr | 2.27% |
| Titan Co Ltd. | Cash - Commercial Paper | ₹347.56 Cr | 2.26% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹347.46 Cr | 2.26% |
| 27/03/2026 Maturing 91 DTB | Bond - Gov't/Treasury | ₹347.3 Cr | 2.26% |
| Bajaj Finance Limited | Cash - Commercial Paper | ₹324.33 Cr | 2.11% |
| Tbill | Bond - Gov't/Treasury | ₹323.55 Cr | 2.11% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹322.79 Cr | 2.10% |
| Tbill | Bond - Gov't/Treasury | ₹299.79 Cr | 1.95% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹299.06 Cr | 1.95% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹275.04 Cr | 1.79% |
| Small Industries Dev Bank Of India | Cash - Commercial Paper | ₹273.87 Cr | 1.78% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹273.48 Cr | 1.78% |
| Punjab National Bank (18/03/2026) | Cash - CD/Time Deposit | ₹272.76 Cr | 1.77% |
| Kotak Securities Limited | Cash - Commercial Paper | ₹248.78 Cr | 1.62% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹248.35 Cr | 1.62% |
| Indian Bank | Bond - Gov't Agency Debt | ₹248.2 Cr | 1.62% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹247.94 Cr | 1.61% |
| HDFC Bank Ltd. | Bond - Corporate Bond | ₹247.68 Cr | 1.61% |
| 5.63% Gs 2026 | Bond - Gov't/Treasury | ₹225.11 Cr | 1.46% |
| Bank of Baroda | Bond - Corporate Bond | ₹209.19 Cr | 1.36% |
| Export Import Bank Of India | Cash - Commercial Paper | ₹199.57 Cr | 1.30% |
| Mahindra & Mahindra Financial Services Ltd. | Cash - Commercial Paper | ₹199.55 Cr | 1.30% |
| 12/02/2026 Maturing 364 DTB | Bond - Gov't/Treasury | ₹149.77 Cr | 0.97% |
| Kotak Securities Ltd | Cash - Commercial Paper | ₹149.74 Cr | 0.97% |
| Kotak Securities Ltd | Cash - Commercial Paper | ₹149.24 Cr | 0.97% |
| Tata Steel Ltd. | Cash - Commercial Paper | ₹149.07 Cr | 0.97% |
| Punjab National Bank | Bond - Gov't Agency Debt | ₹148.72 Cr | 0.97% |
| Cholamandalam Investment And Finance Company Ltd | Cash - Commercial Paper | ₹124.78 Cr | 0.81% |
| Tata Capital Ltd. | Cash - Commercial Paper | ₹99.81 Cr | 0.65% |
| Bajaj Financial Securities Limited | Cash - Commercial Paper | ₹99.24 Cr | 0.65% |
| Canara Bank** | Cash - CD/Time Deposit | ₹99.18 Cr | 0.65% |
| Export-Import Bank Of India | Cash - CD/Time Deposit | ₹99.15 Cr | 0.65% |
| Aditya Birla Capital Limited | Cash - Commercial Paper | ₹74.43 Cr | 0.48% |
| Godrej Industries Limited | Cash - Commercial Paper | ₹74.38 Cr | 0.48% |
| Ntpc Limited | Bond - Corporate Bond | ₹50.02 Cr | 0.33% |
| Network Media & Investments Limited | Cash - Commercial Paper | ₹49.92 Cr | 0.32% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹49.77 Cr | 0.32% |
| Icici Securities Limited (Earlier Icici Brokerage Services Limited) | Cash - Commercial Paper | ₹49.68 Cr | 0.32% |
| Indian Bank | Cash - CD/Time Deposit | ₹49.65 Cr | 0.32% |
| National Bank For Agriculture & Rural Development** | Cash - CD/Time Deposit | ₹49.64 Cr | 0.32% |
| Corporate Debt Market Development Fund Class A2 | Mutual Fund - Unspecified | ₹41.32 Cr | 0.27% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹38.36 Cr | 0.25% |
| Kotak Mahindra Prime Limited | Bond - Corporate Bond | ₹25.01 Cr | 0.16% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹25 Cr | 0.16% |
| Sundaram Finance Limited | Cash - Commercial Paper | ₹24.91 Cr | 0.16% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹24.85 Cr | 0.16% |
| Union Bank of India | Bond - Gov't Agency Debt | ₹24.82 Cr | 0.16% |
| Net Current Assets | Cash | ₹8.05 Cr | 0.05% |
| Cash Margin - Ccil | Cash - Repurchase Agreement | ₹0.88 Cr | 0.01% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - Commercial Paper | ₹6,078.97 Cr | 39.56% |
| Cash - CD/Time Deposit | ₹5,608.81 Cr | 36.50% |
| Bond - Gov't/Treasury | ₹1,345.52 Cr | 8.76% |
| Cash - Repurchase Agreement | ₹992.46 Cr | 6.46% |
| Bond - Corporate Bond | ₹870.3 Cr | 5.66% |
| Bond - Gov't Agency Debt | ₹421.74 Cr | 2.74% |
| Mutual Fund - Unspecified | ₹41.32 Cr | 0.27% |
| Cash | ₹8.05 Cr | 0.05% |
| Bond - Short-term Government Bills | ₹0 Cr | - |
Risk & Performance Ratios
Standard Deviation
This fund
0.20%
Cat. avg.
0.31%
Lower the better
Sharpe Ratio
This fund
3.06
Cat. avg.
-1.00
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
8.51
Higher the better
Fund Managers
Harshal Joshi
Since September 2015
BS
Brijesh Shah
Since December 2021
Additional Scheme Detailsas of 31st January 2026
ISIN INF194K01I60 | Expense Ratio 0.07% | Exit Load No Charges | Fund Size ₹15,367 Cr | Age 13 years 1 month | Lumpsum Minimum ₹100 | Fund Status Open Ended Investment Company | Benchmark Nifty Liquid TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Liquid Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| The Wealth Company Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹720.33 Cr | - |
| Abakkus Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹123.20 Cr | - |
| Abakkus Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹123.20 Cr | - |
| Capitalmind Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹115.41 Cr | - |
| Capitalmind Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹115.41 Cr | - |
| Edelweiss Nifty 1D Rate Liquid ETF - Growth Low Risk | 0.2% | - | ₹108.14 Cr | - |
| The Wealth Company Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹720.33 Cr | - |
| JioBlackRock Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹8788.96 Cr | - |
| Unifi Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹178.51 Cr | - |
| Unifi Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹178.51 Cr | - |
| Angel One Nifty 1D Rate Liquid ETF - Growth Low Risk | 0.3% | - | ₹273.85 Cr | - |
| ICICI Prudential BSE Liquid Rate ETF - Growth Low Risk | 0.3% | - | ₹769.33 Cr | - |
| HDFC Nifty 1D Rate Liquid ETF - Growth Low Risk | 0.5% | - | ₹69.73 Cr | 4.9% |
| Mirae Asset Nifty 1D Rate Liquid ETF Low Risk | 0.1% | - | ₹477.08 Cr | 5.4% |
| Shriram Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹153.51 Cr | 6.1% |
| Shriram Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹153.51 Cr | 5.9% |
| Groww Nifty 1D Rate Liquid ETF Low Risk | 0.3% | - | ₹75.07 Cr | 5.1% |
| Bajaj Finserv Nifty 1D Rate Liquid ETF Low Risk | 0.2% | - | ₹566.39 Cr | 5.2% |
| DSP S&P BSE Liquid Rate ETF Low Risk | 0.3% | - | ₹1832.21 Cr | 5.3% |
| HDFC Nifty 1D Rate Liquid ETF Low Risk | 0.5% | - | ₹29.44 Cr | 5.3% |
| Kotak Quarterly Interval Series 12 Direct Growth Low to Moderate Risk | - | 0.0% | - | - |
| Kotak Quarterly Interval Series 12 Regular Growth Low to Moderate Risk | - | 0.0% | - | - |
| Kotak Quarterly Interval Series 13 Regular Growth Low to Moderate Risk | - | 0.0% | - | - |
| Kotak Quarterly Interval Series 13 Direct Growth Low to Moderate Risk | - | 0.0% | - | - |
| Mirae Asset Cash Management Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹12122.11 Cr | 6.4% |
| LIC MF Liquid Plan Direct Growth Moderate Risk | 0.1% | 0.0% | ₹12352.47 Cr | 6.4% |
| ICICI Prudential Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹52164.97 Cr | 6.4% |
| ITI Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹56.85 Cr | 6.2% |
| ITI Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹56.85 Cr | 6.4% |
| Navi Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹68.04 Cr | 5.9% |
| Sundaram Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹6214.71 Cr | 6.5% |
| Bandhan Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹15367.16 Cr | 6.4% |
| Groww Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹169.14 Cr | 6.5% |
| Nippon India Liquid Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹25993.84 Cr | 6.5% |
| Union Liquid Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹7388.78 Cr | 6.4% |
| JM Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹2702.86 Cr | 6.4% |
| Edelweiss Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹9557.24 Cr | 6.5% |
| Invesco India Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹15883.77 Cr | 6.4% |
| Kotak Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹34234.21 Cr | 6.4% |
| WhiteOak Capital Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹605.70 Cr | 6.3% |
| WhiteOak Capital Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹605.70 Cr | 6.2% |
| Mahindra Manulife Liquid Fund Regular Growth Moderate Risk | 0.3% | 0.0% | ₹1074.37 Cr | 6.3% |
| Mahindra Manulife Liquid Fund Direct Growth Moderate Risk | 0.1% | 0.0% | ₹1074.37 Cr | 6.5% |
| Quantum Liquid Fund Regular Growth Low Risk | 0.3% | 0.0% | ₹583.13 Cr | 5.9% |
| Mirae Asset Cash Management Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹12122.11 Cr | 6.3% |
| Axis Liquid Fund Regular Growth Moderate Risk | 0.2% | 0.0% | ₹39027.92 Cr | 6.4% |
| Bajaj Finserv Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹4360.10 Cr | 6.2% |
| Bajaj Finserv Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹4360.10 Cr | 6.4% |
| SBI Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹59282.02 Cr | 6.3% |
| UTI Liquid Fund Cash Plan Direct Growth Moderate Risk | 0.1% | 0.0% | ₹24939.44 Cr | 6.5% |
About the AMC
Bandhan Mutual Fund
Total AUM
₹1,95,394 Cr
Address
6th Floor, 841, One World Center, Mumbai, 400013
Other Funds by Bandhan Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
Take control of your wealth
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Still got questions?
We're here to help.
What is the current NAV of Bandhan Liquid Fund Direct Growth?
The NAV of Bandhan Liquid Fund Direct Growth, as of 17-Feb-2026, is ₹3304.02.
What are the returns of Bandhan Liquid Fund Direct Growth?
The fund has generated 6.39% over the last 1 year and 7.02% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Bandhan Liquid Fund Direct Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 0.00% in bonds, and 99.73% in cash and cash equivalents.
Who manages the Bandhan Liquid Fund Direct Growth?
The fund managers responsible for Bandhan Liquid Fund Direct Growth are:-
- Harshal Joshi
- Brijesh Shah
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Pvt. Ltd. is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
