Bajaj Finserv Money Market Fund Direct Growth

Fund Overview

Fund Size

₹4,590 Cr

Expense Ratio

0.11%

ISIN

INF0QA701334

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

24 Jul 2023

About this fund

Bajaj Finserv Money Market Fund Direct Growth is a Money Market mutual fund schemes offered by Bajaj Finserv Mutual Fund. This fund has been in existence for 2 years, 6 months and 24 days, having been launched on 24-Jul-23.
As of 16-Feb-26, it has a Net Asset Value (NAV) of ₹1208.33, Assets Under Management (AUM) of 4590.29 Crores, and an expense ratio of 0.11%.

Bajaj Finserv Money Market Fund Direct Growth has given a CAGR return of 7.65% since inception.
The fund's asset allocation comprises around 0.00% in equities, 12.55% in debts, and 87.14% in cash & cash equivalents.
You can start investing in Bajaj Finserv Money Market Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.40%

+6.71% (Cat Avg.)

Since Inception

+7.65%

— (Cat Avg.)

Portfolio Summaryas of 31st January 2026

Debt	₹576.12 Cr	12.55%
Others	₹4,014.16 Cr	87.45%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Clearing Corporation Of India Ltd	Cash - Repurchase Agreement	₹411.97 Cr	8.32%
Tbill	Bond - Gov't/Treasury	₹283.97 Cr	5.74%
Net Receivables / (Payables)	Cash	₹-244.58 Cr	4.94%
Union Bank Of India	Cash - CD/Time Deposit	₹147.01 Cr	2.97%
Indian Bank	Cash - CD/Time Deposit	₹99.95 Cr	2.02%
Kotak Mahindra Bank Limited	Cash - CD/Time Deposit	₹99.54 Cr	2.01%
Icici Securities Limited (Earlier Icici Brokerage Services Limited)	Cash - Commercial Paper	₹99.26 Cr	2.01%
26/03/2026 Maturing 364 DTB	Bond - Gov't/Treasury	₹99.24 Cr	2.01%
Standard Chartered Capital Limited	Cash - Commercial Paper	₹99.09 Cr	2.00%
Punjab National Bank	Cash - CD/Time Deposit	₹99.06 Cr	2.00%
Axis Bank Ltd	Cash - CD/Time Deposit	₹99.05 Cr	2.00%
Ongc Petro Additions Limited	Cash - Commercial Paper	₹97.94 Cr	1.98%
Bank of Baroda	Bond - Corporate Bond	₹97.81 Cr	1.98%
Canara Bank	Cash - CD/Time Deposit	₹97.65 Cr	1.97%
Tata Projects Ltd -	Cash - Commercial Paper	₹95.6 Cr	1.93%
Kotak Mahindra Investments Limited	Cash - Commercial Paper	₹74.46 Cr	1.50%
Kotak Mahindra Bank Ltd.	Bond - Corporate Bond	₹74.46 Cr	1.50%
Small Industries Development Bank Of India	Cash - CD/Time Deposit	₹74.4 Cr	1.50%
Export-Import Bank Of India	Cash - CD/Time Deposit	₹74.36 Cr	1.50%
Small Industries Development Bk Of India ** #	Cash - Commercial Paper	₹74.28 Cr	1.50%
Bank of Baroda	Bond - Corporate Bond	₹73.43 Cr	1.48%
Canara Bank (02/02/2027) **	Cash	₹70.03 Cr	1.42%
Union Bank Of India	Cash - CD/Time Deposit	₹68.08 Cr	1.38%
7.83% Gujarat Sdl 2026	Bond - Gov't/Treasury	₹50.47 Cr	1.02%
Indian Bank	Cash - CD/Time Deposit	₹49.99 Cr	1.01%
Bank Of Baroda	Cash - CD/Time Deposit	₹49.97 Cr	1.01%
National Bank For Agriculture And Rural Development	Cash - CD/Time Deposit	₹49.97 Cr	1.01%
Canara Bank	Cash - CD/Time Deposit	₹49.83 Cr	1.01%
Kotak Securities Ltd.	Cash - Commercial Paper	₹49.81 Cr	1.01%
Icici Securities Limited (Earlier Icici Brokerage Services Limited)	Cash - Commercial Paper	₹49.74 Cr	1.01%
Export-Import Bank Of India	Cash - CD/Time Deposit	₹49.72 Cr	1.00%
Punjab National Bank	Cash - CD/Time Deposit	₹49.67 Cr	1.00%
19/03/2026 Maturing 182 DTB	Bond - Gov't/Treasury	₹49.67 Cr	1.00%
National Bank For Agriculture And Rural Development	Cash - CD/Time Deposit	₹49.67 Cr	1.00%
TATA Projects Limited	Cash - Commercial Paper	₹49.66 Cr	1.00%
Cholamandalam Investment And Finance Company Limited	Cash - Commercial Paper	₹49.64 Cr	1.00%
26/03/2026 Maturing 182 DTB	Bond - Gov't/Treasury	₹49.62 Cr	1.00%
Canara Bank**	Cash - CD/Time Deposit	₹49.59 Cr	1.00%
The Federal Bank Limited	Cash - CD/Time Deposit	₹49.57 Cr	1.00%
National Bank For Agriculture And Rural Development	Cash - CD/Time Deposit	₹49.53 Cr	1.00%
State Bank Of India	Cash - CD/Time Deposit	₹49.52 Cr	1.00%
ICICI Home Finance Company Limited	Cash - Commercial Paper	₹49.5 Cr	1.00%
Canara Bank	Cash - CD/Time Deposit	₹49.05 Cr	0.99%
Bank Of India	Cash - CD/Time Deposit	₹48.96 Cr	0.99%
Kotak Mahindra Bank Limited	Cash - CD/Time Deposit	₹48.91 Cr	0.99%
Axis Finance Limited	Cash - Commercial Paper	₹48.89 Cr	0.99%
Indian Bank	Cash - CD/Time Deposit	₹48.86 Cr	0.99%
Union Bank Of India	Cash - CD/Time Deposit	₹48.76 Cr	0.99%
Aditya Birla Housing Finance Ltd.	Cash - Commercial Paper	₹48.74 Cr	0.98%
Muthoot Finance Limited	Cash - Commercial Paper	₹48.61 Cr	0.98%
10/09/2026 Maturing 364 DTB	Bond - Gov't/Treasury	₹48.36 Cr	0.98%
Cholamandalam Investment And Finance Company Ltd	Cash - Commercial Paper	₹46.99 Cr	0.95%
Bank Of Baroda (11/01/2027) **	Cash - CD/Time Deposit	₹46.91 Cr	0.95%
Indian Bank (12/01/2027) **	Cash - CD/Time Deposit	₹46.91 Cr	0.95%
Union Bank Of India	Cash - CD/Time Deposit	₹46.83 Cr	0.95%
HDFC Bank Limited	Cash - CD/Time Deposit	₹46.79 Cr	0.95%
ICICI Bank Limited	Cash - CD/Time Deposit	₹46.78 Cr	0.95%
Kotak Mahindra Bank Limited	Cash - CD/Time Deposit	₹46.76 Cr	0.94%
Canara Bank	Cash - CD/Time Deposit	₹46.75 Cr	0.94%
Export Import Bank Of India	Cash - CD/Time Deposit	₹46.7 Cr	0.94%
Small Industries Dev Bank Of India	Cash - CD/Time Deposit	₹46.69 Cr	0.94%
National Bank For Agriculture And Rural Development	Cash - CD/Time Deposit	₹46.69 Cr	0.94%
National Bank For Agriculture And Rural Development	Cash - CD/Time Deposit	₹46.68 Cr	0.94%
National Bank For Agriculture And Rural Development (04/02/2027) **	Cash	₹46.64 Cr	0.94%
Small Industries Dev Bank Of India (04/02/2027) **	Cash	₹46.62 Cr	0.94%
7.27% Gs 2026	Bond - Gov't/Treasury	₹45.15 Cr	0.91%
Tata Capital Housing Finance Limited	Cash - Commercial Paper	₹34.11 Cr	0.69%
Small Industries Development Bank Of India	Cash - CD/Time Deposit	₹24.98 Cr	0.50%
Small Ind Dev Bk Of India Md	Cash - Commercial Paper	₹24.85 Cr	0.50%
Muthoot Finance Limited	Cash - Commercial Paper	₹24.84 Cr	0.50%
Birla Group Holdings Private Limited	Cash - Commercial Paper	₹24.84 Cr	0.50%
ICICI Securities Limited	Cash - Commercial Paper	₹24.82 Cr	0.50%
L&T Finance Limited	Cash - Commercial Paper	₹24.82 Cr	0.50%
Bank Of Baroda	Cash - CD/Time Deposit	₹24.82 Cr	0.50%
Punjab National Bank	Cash - CD/Time Deposit	₹24.82 Cr	0.50%
Birla Group Holdings Private Limited	Cash - Commercial Paper	₹24.8 Cr	0.50%
Hdb Financial Services Limited	Cash - Commercial Paper	₹24.79 Cr	0.50%
Kotak Mahindra Prime Limited	Cash - Commercial Paper	₹24.74 Cr	0.50%
Kotak Mahindra Investments Limited	Cash - Commercial Paper	₹24.66 Cr	0.50%
Cholamandalam Investment And Finance Company Limited	Cash - Commercial Paper	₹24.43 Cr	0.49%
HDFC Bank Limited	Cash - CD/Time Deposit	₹24.31 Cr	0.49%
Axis Bank Ltd.	Bond - Corporate Bond	₹23.8 Cr	0.48%
Tbill	Bond - Gov't/Treasury	₹23.71 Cr	0.48%
Bank Of Baroda	Cash - CD/Time Deposit	₹23.63 Cr	0.48%
Muthoot Finance Limited	Cash - Commercial Paper	₹23.52 Cr	0.48%
Cholamandalam Investment And Finance Company Ltd	Cash - Commercial Paper	₹23.25 Cr	0.47%
Muthoot Finance Limited	Cash - Commercial Paper	₹23.25 Cr	0.47%
Birla Group Holdings Private Limited	Cash - Commercial Paper	₹23.21 Cr	0.47%
02/07/2026 Maturing 364 DTB	Bond - Gov't/Treasury	₹19.55 Cr	0.39%
Sbi - Corporate Debt Market Development Fund (Cdmdf) - Class A2	Mutual Fund - Unspecified	₹15.09 Cr	0.30%
12/03/2026 Maturing 364 DTB	Bond - Gov't/Treasury	₹13.84 Cr	0.28%
12/02/2026 Maturing 182 DTB	Bond - Gov't/Treasury	₹4.99 Cr	0.10%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Cash - CD/Time Deposit	₹2,287.7 Cr	46.23%
Cash - Commercial Paper	₹1,357.17 Cr	27.42%
Bond - Gov't/Treasury	₹688.57 Cr	13.91%
Cash - Repurchase Agreement	₹411.97 Cr	8.32%
Cash	₹-81.29 Cr	8.24%
Bond - Corporate Bond	₹269.51 Cr	5.45%
Mutual Fund - Unspecified	₹15.09 Cr	0.30%
Bond - Short-term Government Bills	₹0 Cr	-
Bond - Gov't Agency Debt	₹0 Cr	-

Risk & Performance Ratios

Fund Managers

Nimesh Chandan

Since July 2023

Siddharth Chaudhary

Since July 2023

Additional Scheme Detailsas of 31st January 2026

ISIN

INF0QA701334

Expense Ratio

0.11%

Exit Load

No Charges

Fund Size

₹4,590 Cr

Age

2 years 6 months

Lumpsum Minimum

₹1,000

Fund Status

Open Ended Investment Company

Benchmark

Nifty Money Market Index PR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Money Market Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Shriram Money Market Fund Direct Growth Low to Moderate Risk	-	0.0%	₹421.91 Cr	-
Shriram Money Market Fund Regular Growth Low to Moderate Risk	-	0.0%	₹421.91 Cr	-
Groww Money Market Fund Regular Growth Low to Moderate Risk	0.7%	0.0%	₹17.59 Cr	-
Groww Money Market Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹17.59 Cr	-
JioBlackRock Money Market Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹2958.23 Cr	-
Bank of India Money Market Fund Regular Growth Low to Moderate Risk	0.6%	0.0%	₹339.40 Cr	6.8%
Bank of India Money Market Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹339.40 Cr	7.4%
Zerodha Nifty 1D Rate Liquid ETF Low Risk	0.3%	-	₹8179.03 Cr	5.3%
Mirae Asset Money Market Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹3572.67 Cr	7.3%
Mirae Asset Money Market Fund Regular Growth Low to Moderate Risk	0.4%	0.0%	₹3572.67 Cr	7.0%
HSBC Money Market Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹5187.40 Cr	7.3%
ICICI Prudential Money Market Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹35024.96 Cr	7.4%
Bandhan Money Manager Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹15693.51 Cr	7.4%
Nippon India Money Market Fund Direct Growth Moderate Risk	0.2%	0.0%	₹21698.62 Cr	7.4%
Invesco India Money Market Fund Direct Growth Moderate Risk	0.2%	0.0%	₹5861.99 Cr	7.3%
Edelweiss Money Market Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹2524.66 Cr	7.3%
Kotak Money Market Scheme Direct Growth Low to Moderate Risk	0.2%	0.0%	₹32926.40 Cr	7.4%
Axis Money Market Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹22669.60 Cr	7.5%
Axis Money Market Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹22669.60 Cr	7.3%
Sundaram Money Market Fund Regular Growth Moderate Risk	0.3%	0.0%	₹2062.23 Cr	7.2%
Sundaram Money Market Fund Direct Growth Moderate Risk	0.2%	0.0%	₹2062.23 Cr	7.3%
Invesco India Money Market Fund Regular Growth Moderate Risk	0.4%	0.0%	₹5861.99 Cr	7.0%
UTI Money Market Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹20008.46 Cr	7.4%
Aditya BSL Money Manager Fund Direct Growth Moderate Risk	0.2%	0.0%	₹27964.23 Cr	7.3%
SBI Savings Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹37079.14 Cr	7.3%
Tata Money Market Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹33557.62 Cr	7.5%
Franklin India Money Market Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹3898.47 Cr	7.5%
Baroda BNP Paribas Money Market Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹4579.19 Cr	7.3%
Baroda BNP Paribas Money Market Fund Regular Growth Low to Moderate Risk	0.4%	0.0%	₹4579.19 Cr	7.1%
DSP Savings Fund Direct Growth Moderate Risk	0.1%	0.0%	₹8941.28 Cr	7.1%
HDFC Money Market Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹34062.71 Cr	7.4%
PGIM India Money Market Fund Regular Growth Low to Moderate Risk	0.5%	0.0%	₹204.41 Cr	6.9%
PGIM India Money Market Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹204.41 Cr	7.2%
UTI Money Market Fund Regular Growth Low to Moderate Risk	0.2%	0.0%	₹20008.46 Cr	7.3%
Bajaj Finserv Money Market Fund Regular Growth Low to Moderate Risk	0.8%	0.0%	₹4590.29 Cr	6.7%
Bajaj Finserv Money Market Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹4590.29 Cr	7.4%
Kotak Money Market Scheme Regular Growth Low to Moderate Risk	0.3%	0.0%	₹32926.40 Cr	7.2%
Aditya BSL Money Manager Fund Regular Growth Moderate Risk	0.4%	0.0%	₹27964.23 Cr	7.1%
Bandhan Money Manager Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹15693.51 Cr	7.2%
DSP Savings Fund Regular Growth Moderate Risk	0.4%	0.0%	₹8941.28 Cr	6.9%
HSBC Money Market Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹5187.40 Cr	7.1%
SBI Savings Fund Regular Growth Low to Moderate Risk	0.7%	0.0%	₹37079.14 Cr	6.9%
ICICI Prudential Money Market Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹35024.96 Cr	7.3%
Nippon India Money Market Fund Regular Growth Moderate Risk	0.4%	0.0%	₹21698.62 Cr	7.3%
HDFC Money Market Fund Regular Growth Low to Moderate Risk	0.4%	0.0%	₹34062.71 Cr	7.2%
Franklin India Money Market Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹3898.47 Cr	7.3%
Tata Money Market Fund Regular Growth Low to Moderate Risk	0.4%	0.0%	₹33557.62 Cr	7.2%
LIC MF Money Market Fund Regular Growth Moderate Risk	0.4%	0.0%	₹4227.22 Cr	6.8%
LIC MF Money Market Fund Direct Growth Moderate Risk	0.2%	0.0%	₹4227.22 Cr	7.1%
TRUSTMF Money Market Fund Regular Growth Low to Moderate Risk	0.5%	0.0%	₹113.22 Cr	6.7%

About the AMC

Bajaj Finserv Mutual Fund

1800-309-3900

https://www.bajajamc.com/

Total AUM

₹30,827 Cr

Address

8th floor, E-Core,Solitaire Business Hub (formerly Marvel Edge), Viman Nagar 411014

Other Funds by Bajaj Finserv Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Bajaj Finserv Low Duration Fund Direct Growth Moderate Risk	-	0.0%	-	-
Bajaj Finserv Banking and Financial Services Fund Direct Growth Very High Risk	0.7%	1.0%	₹408.57 Cr	-
Bajaj Finserv Equity Savings Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹29.86 Cr	-
Bajaj Finserv Small Cap Fund Direct Growth Very High Risk	0.6%	0.0%	₹1551.46 Cr	-
Bajaj Finserv Nifty 50 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹31.13 Cr	-
Bajaj Finserv Nifty Next 50 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹17.37 Cr	-
Bajaj Finserv Multi Cap Fund Direct Growth Very High Risk	0.7%	1.0%	₹1118.90 Cr	-
Bajaj Finserv Gilt Fund Direct Growth Moderate Risk	0.4%	0.0%	₹20.46 Cr	3.5%
Bajaj Finserv ELSS Tax Saver Fund Direct Growth Low Risk	0.5%	0.0%	₹73.88 Cr	14.4%
Bajaj Finserv Healthcare Fund Direct Growth Very High Risk	0.7%	1.0%	₹307.34 Cr	8.3%
Bajaj Finserv Consumption Fund Direct Growth Very High Risk	0.7%	1.0%	₹611.11 Cr	3.1%
Bajaj Finserv Large Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹1522.44 Cr	16.2%
Bajaj Finserv Multi Asset Allocation Fund Direct Growth Very High Risk	0.5%	1.0%	₹1634.52 Cr	26.6%
Bajaj Finserv Large and Mid Cap Fund Direct Growth Low Risk	0.6%	1.0%	₹2279.51 Cr	13.9%
Bajaj Finserv Balanced Advantage Fund Direct Growth Very High Risk	0.6%	1.0%	₹1271.05 Cr	13.0%
Bajaj Finserv Banking and PSU Fund Direct Growth Moderate Risk	0.3%	0.0%	₹386.31 Cr	7.5%
Bajaj Finserv Arbitrage Fund Direct Growth Low Risk	0.4%	0.0%	₹1191.60 Cr	6.6%
Bajaj Finserv Overnight Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹549.24 Cr	5.7%
Bajaj Finserv Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹4360.10 Cr	6.4%
Bajaj Finserv Money Market Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹4590.29 Cr	7.4%
Bajaj Finserv Flexi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹6241.61 Cr	18.2%

Risk Level

Your principal amount will be at Low to Moderate Risk

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What is the current NAV of Bajaj Finserv Money Market Fund Direct Growth?

The NAV of Bajaj Finserv Money Market Fund Direct Growth, as of 16-Feb-2026, is ₹1208.33.

What is the portfolio composition of Bajaj Finserv Money Market Fund Direct Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 12.55% in bonds, and 87.14% in cash and cash equivalents.

Who manages the Bajaj Finserv Money Market Fund Direct Growth?

The fund managers responsible for Bajaj Finserv Money Market Fund Direct Growth are:-

Nimesh Chandan
Siddharth Chaudhary

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Bajaj Finserv Money Market Fund Direct Growth

Fund Overview