WhiteOak Capital Liquid Fund Direct Growth
Capital PreservationLiquidLow to Moderate Risk
Direct
NAV (12-Feb-26)
Returns (Since Inception)
Fund Overview
Fund Size
₹606 Cr
Expense Ratio
0.20%
ISIN
INF03VN01043
Minimum SIP
₹500
Exit Load
No Charges
Inception Date
16 Jan 2019
About this fund
As of 12-Feb-26, it has a Net Asset Value (NAV) of ₹1463.85, Assets Under Management (AUM) of 605.70 Crores, and an expense ratio of 0.2%.
- WhiteOak Capital Liquid Fund Direct Growth has given a CAGR return of 5.53% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.75% in cash & cash equivalents.
- You can start investing in WhiteOak Capital Liquid Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+6.33%
+5.78% (Cat Avg.)
3 Years
+6.91%
+6.38% (Cat Avg.)
5 Years
+5.74%
+5.39% (Cat Avg.)
Since Inception
+5.53%
— (Cat Avg.)
Portfolio Summaryas of 31st January 2026
| Others | ₹605.7 Cr | 100.00% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Kotak Mahindra Bank Limited | Cash - CD/Time Deposit | ₹49.85 Cr | 8.23% |
| HDFC Bank Ltd. | Bond - Corporate Bond | ₹49.54 Cr | 8.18% |
| Clearing Corporation Of India Ltd | Cash - Repurchase Agreement | ₹43.08 Cr | 7.11% |
| 17/04/2026 Maturing 91 DTB | Bond - Gov't/Treasury | ₹39.56 Cr | 6.53% |
| Icici Securities Limited (Earlier Icici Brokerage Services Limited) | Cash - Commercial Paper | ₹24.99 Cr | 4.13% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹24.98 Cr | 4.12% |
| Bajaj Financial Securities Ltd | Cash - Commercial Paper | ₹24.95 Cr | 4.12% |
| Small Industries Dev Bank Of India | Cash - Commercial Paper | ₹24.92 Cr | 4.11% |
| Bank of Baroda | Bond - Corporate Bond | ₹24.9 Cr | 4.11% |
| 12/03/2026 Maturing 91 DTB | Bond - Gov't/Treasury | ₹24.86 Cr | 4.10% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹24.85 Cr | 4.10% |
| Bank Of India | Cash - CD/Time Deposit | ₹24.85 Cr | 4.10% |
| Icici Securities Limited | Cash - Commercial Paper | ₹24.84 Cr | 4.10% |
| Union Bank of India | Bond - Gov't Agency Debt | ₹24.8 Cr | 4.09% |
| Punjab National Bank | Bond - Gov't Agency Debt | ₹24.79 Cr | 4.09% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹24.76 Cr | 4.09% |
| Godrej Industries Ltd. | Cash - Commercial Paper | ₹24.76 Cr | 4.09% |
| Union Bank of India | Bond - Gov't Agency Debt | ₹23.33 Cr | 3.85% |
| Canara Bank | Cash - CD/Time Deposit | ₹21.84 Cr | 3.61% |
| Small Industries Development Bk Of India ** # | Cash - Commercial Paper | ₹21.29 Cr | 3.52% |
| State Bank Of India | Cash - CD/Time Deposit | ₹15.85 Cr | 2.62% |
| 19/02/2026 Maturing 182 DTB | Bond - Gov't/Treasury | ₹14.96 Cr | 2.47% |
| Net Receivables / (Payables) | Cash - Collateral | ₹1.63 Cr | 0.27% |
| Corporate Debt Market Development Fund # | Mutual Fund - Open End | ₹1.52 Cr | 0.25% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - Commercial Paper | ₹170.51 Cr | 28.15% |
| Cash - CD/Time Deposit | ₹162.23 Cr | 26.78% |
| Bond - Gov't/Treasury | ₹79.38 Cr | 13.11% |
| Bond - Corporate Bond | ₹74.44 Cr | 12.29% |
| Bond - Gov't Agency Debt | ₹72.92 Cr | 12.04% |
| Cash - Repurchase Agreement | ₹43.08 Cr | 7.11% |
| Cash - Collateral | ₹1.63 Cr | 0.27% |
| Mutual Fund - Open End | ₹1.52 Cr | 0.25% |
| Bond - Short-term Government Bills | ₹0 Cr | - |
Risk & Performance Ratios
Standard Deviation
This fund
0.20%
Cat. avg.
0.31%
Lower the better
Sharpe Ratio
This fund
1.81
Cat. avg.
-1.00
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
8.51
Higher the better
Fund Managers
Piyush Baranwal
Since January 2019
Additional Scheme Detailsas of 31st January 2026
ISIN INF03VN01043 | Expense Ratio 0.20% | Exit Load No Charges | Fund Size ₹606 Cr | Age 7 years | Lumpsum Minimum ₹500 | Fund Status Open Ended Investment Company | Benchmark CRISIL Liquid Debt TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Liquid Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| The Wealth Company Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹720.33 Cr | - |
| Abakkus Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹123.20 Cr | - |
| Abakkus Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹123.20 Cr | - |
| Capitalmind Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹49.54 Cr | - |
| Capitalmind Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹49.54 Cr | - |
| Edelweiss Nifty 1D Rate Liquid ETF - Growth Low Risk | 0.2% | - | ₹108.14 Cr | - |
| The Wealth Company Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹720.33 Cr | - |
| JioBlackRock Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹6965.03 Cr | - |
| Unifi Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹169.63 Cr | - |
| Unifi Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹169.63 Cr | - |
| Angel One Nifty 1D Rate Liquid ETF - Growth Low Risk | 0.3% | - | ₹236.24 Cr | - |
| ICICI Prudential BSE Liquid Rate ETF - Growth Low Risk | 0.3% | - | ₹769.33 Cr | - |
| HDFC Nifty 1D Rate Liquid ETF - Growth Low Risk | 0.5% | - | ₹59.40 Cr | 5.0% |
| Mirae Asset Nifty 1D Rate Liquid ETF Low Risk | 0.1% | - | ₹367.52 Cr | 5.4% |
| Shriram Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹153.51 Cr | 6.1% |
| Shriram Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹153.51 Cr | 5.9% |
| Groww Nifty 1D Rate Liquid ETF Low Risk | 0.3% | - | ₹119.81 Cr | 5.2% |
| Bajaj Finserv Nifty 1D Rate Liquid ETF Low Risk | 0.2% | - | ₹678.47 Cr | 5.2% |
| DSP S&P BSE Liquid Rate ETF Low Risk | 0.3% | - | ₹1832.21 Cr | 5.3% |
| HDFC Nifty 1D Rate Liquid ETF Low Risk | 0.5% | - | ₹29.44 Cr | 5.3% |
| Kotak Quarterly Interval Series 12 Direct Growth Low to Moderate Risk | - | 0.0% | - | - |
| Kotak Quarterly Interval Series 12 Regular Growth Low to Moderate Risk | - | 0.0% | - | - |
| Kotak Quarterly Interval Series 13 Regular Growth Low to Moderate Risk | - | 0.0% | - | - |
| Kotak Quarterly Interval Series 13 Direct Growth Low to Moderate Risk | - | 0.0% | - | - |
| Mirae Asset Cash Management Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹15756.80 Cr | 6.4% |
| LIC MF Liquid Plan Direct Growth Moderate Risk | 0.1% | 0.0% | ₹12352.47 Cr | 6.4% |
| ICICI Prudential Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹52164.97 Cr | 6.4% |
| ITI Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹52.46 Cr | 6.2% |
| ITI Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹52.46 Cr | 6.4% |
| Navi Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹69.29 Cr | 5.9% |
| Sundaram Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹6214.71 Cr | 6.5% |
| Bandhan Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹15367.16 Cr | 6.4% |
| Groww Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹165.23 Cr | 6.5% |
| Nippon India Liquid Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹25993.84 Cr | 6.5% |
| Union Liquid Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹6684.74 Cr | 6.4% |
| JM Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹2284.65 Cr | 6.4% |
| Edelweiss Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹10414.02 Cr | 6.5% |
| Invesco India Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹15883.77 Cr | 6.4% |
| Kotak Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹29817.08 Cr | 6.4% |
| WhiteOak Capital Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹605.70 Cr | 6.3% |
| WhiteOak Capital Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹605.70 Cr | 6.2% |
| Mahindra Manulife Liquid Fund Regular Growth Moderate Risk | 0.3% | 0.0% | ₹1215.68 Cr | 6.3% |
| Mahindra Manulife Liquid Fund Direct Growth Moderate Risk | 0.1% | 0.0% | ₹1215.68 Cr | 6.5% |
| Quantum Liquid Fund Regular Growth Low Risk | 0.3% | 0.0% | ₹583.13 Cr | 5.9% |
| Mirae Asset Cash Management Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹15756.80 Cr | 6.3% |
| Axis Liquid Fund Regular Growth Moderate Risk | 0.2% | 0.0% | ₹39027.92 Cr | 6.4% |
| Bajaj Finserv Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹5581.33 Cr | 6.2% |
| Bajaj Finserv Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹5581.33 Cr | 6.4% |
| SBI Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹59282.02 Cr | 6.3% |
| UTI Liquid Fund Cash Plan Direct Growth Moderate Risk | 0.1% | 0.0% | ₹24939.44 Cr | 6.5% |
About the AMC
WhiteOak Capital Mutual Fund
Total AUM
₹31,996 Cr
Address
1&2 Senapati Bapat Marg, Elphinstone Road (West) Mumbai Mumbai City, Mumbai
Other Funds by WhiteOak Capital Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
Take control of your wealth
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Who manages the WhiteOak Capital Liquid Fund Direct Growth?
- Piyush Baranwal
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