UTI Medium Term Fund Regular Growth

Fund Overview

Fund Size

₹39 Cr

Expense Ratio

1.47%

ISIN

INF789FB1JU4

Minimum SIP

₹500

Exit Load

1.00%

Inception Date

31 Mar 2015

About this fund

UTI Medium Term Fund Regular Growth is a Medium Duration mutual fund schemes offered by UTI Mutual Fund. This fund has been in existence for 10 years, 9 months and 28 days, having been launched on 31-Mar-15.
As of 27-Jan-26, it has a Net Asset Value (NAV) of ₹18.65, Assets Under Management (AUM) of 39.24 Crores, and an expense ratio of 1.47%.

UTI Medium Term Fund Regular Growth has given a CAGR return of 5.93% since inception.
The fund's asset allocation comprises around 0.00% in equities, 85.41% in debts, and 14.17% in cash & cash equivalents.
You can start investing in UTI Medium Term Fund Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+5.74%

+7.30% (Cat Avg.)

3 Years

+6.70%

+7.62% (Cat Avg.)

5 Years

+5.85%

+6.82% (Cat Avg.)

10 Years

+5.76%

+6.36% (Cat Avg.)

Since Inception

+5.93%

— (Cat Avg.)

Portfolio Summaryas of 15th January 2026

Debt	₹33.52 Cr	85.41%
Others	₹5.72 Cr	14.59%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
7.18% Govt Stock 2033	Bond - Gov't/Treasury	₹6.69 Cr	17.09%
7.26% Govt Stock 2032	Bond - Gov't/Treasury	₹4.13 Cr	10.54%
07.79 Up SDL 2033	Bond - Gov't/Treasury	₹3.12 Cr	7.97%
6.54% Govt Stock 2032	Bond - Gov't/Treasury	₹2.99 Cr	7.63%
Bajaj Finance Limited	Bond - Corporate Bond	₹2.98 Cr	7.62%
7.1% Govt Stock 2034	Bond - Gov't/Treasury	₹2.56 Cr	6.55%
Tata Motors Passenger Vehicles Limited	Bond - Corporate Bond	₹2 Cr	5.11%
Aditya Birla Real Estate Limited	Bond - Corporate Bond	₹2 Cr	5.11%
SHIVSHAKTI SECURITISATION TRUST	Bond - Asset Backed	₹2 Cr	5.10%
Net Current Assets	Cash	₹1.6 Cr	4.08%
360 One Prime Limited	Bond - Corporate Bond	₹1.52 Cr	3.87%
Eris Lifesciences Limited	Bond - Corporate Bond	₹1.01 Cr	2.58%
Aditya Birla Renewables Limited	Bond - Corporate Bond	₹1.01 Cr	2.57%
Eris Lifesciences Limited	Bond - Corporate Bond	₹1.01 Cr	2.57%
Aditya Birla Capital Limited	Bond - Corporate Bond	₹1 Cr	2.56%
TATA Projects Limited	Bond - Corporate Bond	₹1 Cr	2.56%
Clearing Corporation Of India Ltd. Std - Margin	Cash - Repurchase Agreement	₹0.95 Cr	2.43%
Piramal Finance Limited	Bond - Corporate Bond	₹0.92 Cr	2.36%
Avanse Financial Services Limited	Bond - Corporate Bond	₹0.5 Cr	1.28%
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS	Mutual Fund - Open End	₹0.16 Cr	0.42%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Bond - Gov't/Treasury	₹19.49 Cr	49.79%
Bond - Corporate Bond	₹14.95 Cr	38.18%
Bond - Asset Backed	₹2 Cr	5.10%
Cash	₹1.6 Cr	4.08%
Cash - Repurchase Agreement	₹0.95 Cr	2.43%
Mutual Fund - Open End	₹0.16 Cr	0.42%

Risk & Performance Ratios

Fund Managers

Abhishek Sonthalia

Since November 2025

Additional Scheme Detailsas of 15th January 2026

ISIN

INF789FB1JU4

Expense Ratio

1.47%

Exit Load

1.00%

Fund Size

₹39 Cr

Age

10 years 9 months

Lumpsum Minimum

₹500

Fund Status

Open Ended Investment Company

Benchmark

Nifty Medium Duration Debt A-III TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Medium Duration Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Bandhan Bond Fund - Medium Term Plan Direct Growth Moderate Risk	0.7%	0.0%	₹1393.38 Cr	6.5%
HSBC Medium Duration Regular Growth Moderate Risk	1.1%	0.0%	₹777.62 Cr	6.9%
HSBC Medium Duration Direct Growth Moderate Risk	0.4%	0.0%	₹777.62 Cr	7.6%
Union Medium Duration Fund Regular Growth Moderate Risk	0.9%	1.0%	₹80.25 Cr	7.9%
Union Medium Duration Fund Direct Growth Moderate Risk	0.6%	1.0%	₹80.25 Cr	8.2%
Kotak Medium Term Fund Direct Growth Moderately High risk	0.7%	0.0%	₹2014.86 Cr	9.2%
Kotak Medium Term Fund Regular Growth Moderately High risk	1.6%	0.0%	₹2014.86 Cr	8.1%
ICICI Prudential Medium Term Bond Fund Direct Growth Moderately High risk	0.7%	1.0%	₹5767.12 Cr	8.8%
Axis Nifty AAA Bond Plus SDL Apr 2026 50:50 ETF Low Risk	0.3%	-	₹1100.42 Cr	6.9%
Axis Strategic Bond Fund Direct Growth Moderately High risk	0.7%	1.0%	₹2058.74 Cr	8.2%
HDFC Medium Term Debt Fund Direct Growth Moderately High risk	0.7%	0.0%	₹3842.12 Cr	7.6%
Aditya Birla Sun Life Medium Term Plan Direct Growth Moderately High risk	0.8%	2.0%	₹2904.91 Cr	12.8%
SBI Magnum Medium Duration Fund Direct Growth Moderately High risk	0.7%	1.0%	₹6888.52 Cr	7.3%
Sundaram Medium Term Bond Fund Direct Growth Moderate Risk	1.1%	1.0%	₹35.96 Cr	5.8%
DSP Bond Fund Direct Growth Moderately High risk	0.4%	0.0%	₹314.47 Cr	7.2%
UTI Medium Term Fund Direct Growth Moderate Risk	0.8%	1.0%	₹39.24 Cr	6.5%
UTI Medium Term Fund Regular Growth Moderate Risk	1.5%	1.0%	₹39.24 Cr	5.7%
Nippon India ETF Nifty CPSE Bond Plus SDL Sep 2024 50:50 Low Risk	0.2%	-	₹1373.31 Cr	7.2%
BHARAT Bond ETF April 2025 Low to Moderate Risk	0.0%	-	₹9835.68 Cr	7.6%
Nippon India Strategic Debt Fund Direct Growth Moderate Risk	0.5%	1.0%	₹137.72 Cr	9.5%
Nippon India Strategic Debt Fund Regular Growth Moderate Risk	1.0%	1.0%	₹137.72 Cr	8.9%
Aditya Birla Sun Life Medium Term Plan Regular Growth Moderately High risk	1.6%	2.0%	₹2904.91 Cr	12.0%
DSP Bond Fund Regular Growth Moderately High risk	0.8%	0.0%	₹314.47 Cr	6.8%
SBI Magnum Medium Duration Fund Regular Growth Moderately High risk	1.2%	1.0%	₹6888.52 Cr	6.7%
Sundaram Medium Term Bond Fund Regular Growth Moderate Risk	1.8%	1.0%	₹35.96 Cr	5.0%
ICICI Prudential Medium Term Bond Fund Regular Growth Moderately High risk	1.4%	1.0%	₹5767.12 Cr	8.2%
Bandhan Bond Fund - Medium Term Plan Regular Growth Moderate Risk	1.4%	0.0%	₹1393.38 Cr	5.8%
HDFC Medium Term Debt Fund Regular Growth Moderately High risk	1.3%	0.0%	₹3842.12 Cr	6.9%
Baroda BNP Paribas Medium Duration Fund Direct Growth Moderate Risk	0.7%	1.0%	₹28.33 Cr	7.7%
Baroda BNP Paribas Medium Duration Fund Regular Growth Moderate Risk	1.0%	1.0%	₹28.33 Cr	7.4%
Invesco India Medium Duration Fund Regular Growth Moderate Risk	1.2%	0.0%	₹175.91 Cr	5.8%
Invesco India Medium Duration Fund Direct Growth Moderate Risk	0.4%	0.0%	₹175.91 Cr	6.7%
Axis Strategic Bond Fund Regular Growth Moderately High risk	1.3%	1.0%	₹2058.74 Cr	7.5%
Kotak Nifty AAA Bond Plus SDL Apr 2026 70:30 ETF Moderate Risk	-	-	-	-

About the AMC

UTI Mutual Fund

+91-22-6678 6666

https://www.utimf.com/

Total AUM

₹3,64,771 Cr

Address

UTI Towers, Gn Block, Mumbai, 400 051

Other Funds by UTI Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
UTI Children's Equity Fund Direct Growth Very High Risk	1.2%	0.0%	₹1175.78 Cr	7.7%
UTI Multi Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹1864.46 Cr	-
UTI Income Plus Arbitrage Active Fund of Fund Direct Growth Moderately High risk	0.1%	0.0%	₹250.51 Cr	-
UTI Nifty India Manufacturing Index Fund Direct Growth Very High Risk	0.7%	0.0%	₹26.70 Cr	-
UTI Nifty Midsmallcap 400 Momentum Quality 100 Index Fund Direct Growth Very High Risk	0.6%	0.0%	₹95.70 Cr	-
UTI Quant Fund Direct Growth Very High Risk	0.3%	1.0%	₹1851.04 Cr	6.5%
UTI Nifty Alpha Low-Volatility 30 Index Fund Direct Growth Very High Risk	0.7%	0.0%	₹76.57 Cr	3.5%
UTI Nifty Midcap 150 Index Fund Direct Growth Very High Risk	0.6%	0.0%	₹62.18 Cr	10.3%
UTI Nifty Private Bank Index Fund Direct Growth Very High Risk	0.7%	0.0%	₹228.21 Cr	19.6%
UTI Nifty200 Quality 30 Index Fund Direct Growth Very High Risk	0.6%	0.0%	₹658.74 Cr	7.2%
UTI Innovation Fund Direct Growth Very High Risk	0.9%	1.0%	₹829.34 Cr	-4.1%
UTI Fixed Income Interval Fund Annual Plan I Direct Growth Low Risk	-	0.0%	₹13.13 Cr	5.9%
UTI Fixed Term Income Fund - Series XXXV-I (1260 Days) Direct Growth Low Risk	-	0.0%	₹316.65 Cr	6.9%
UTI Fixed Term Income Fund - Series XXXV-III (1176 Days) Direct Growth Low to Moderate Risk	-	0.0%	₹42.79 Cr	6.7%
UTI FIIF Ser 2 Qt Interval V Direct Growth Low Risk	-	1.0%	₹2.20 Cr	6.3%
UTI Fixed Income Interval Fund Quarterly I Direct Growth Low Risk	-	0.0%	₹9.74 Cr	6.5%
UTI Fixed Inc Intvl Series2 Qt Intvl VI Direct Growth Moderate Risk	-	1.0%	₹8.54 Cr	6.8%
UTI-Fixed Term Income Fund - Series XXX-VI (1107 days) Direct Growth Low to Moderate Risk	-	0.0%	-	10.0%
UTI-Fixed Term Income Fund - Series XXX - VII (1294 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
UTI Fixed Term Income Fund - Series XXXV-II (1223 Days) Direct Growth Low Risk	-	-	₹176.51 Cr	6.9%
UTI Fixed Income Interval Fund Annual Plan III Direct Growth Low to Moderate Risk	-	0.0%	₹13.38 Cr	6.9%
UTI Fixed Term Income Fund - Series XXXVI-I (1574 days) Direct Growth Low to Moderate Risk	-	0.0%	₹57.60 Cr	7.9%
UTI Floater Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹1579.93 Cr	7.1%
UTI Nifty 500 Value 50 Index Fund Direct Growth Very High Risk	0.6%	0.0%	₹560.05 Cr	24.5%
UTI Banking & PSU Debt Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹1014.91 Cr	7.6%
UTI Focused Equity Fund Direct Growth Very High Risk	0.6%	1.0%	₹2610.46 Cr	8.7%
UTI Silver ETF Fund of Fund Direct Growth Very High Risk	0.2%	1.0%	₹493.75 Cr	261.7%
UTI Nifty200 Momentum 30 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹8683.06 Cr	4.4%
UTI Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹3759.67 Cr	5.7%
UTI Corporate Bond Fund Direct Growth Moderate Risk	0.3%	0.0%	₹5420.85 Cr	7.3%
UTI Nifty Midcap 150 Quality 50 Index Fund Direct Growth Very High Risk	0.6%	0.0%	₹245.93 Cr	2.2%
UTI Arbitrage Fund Direct Growth Low Risk	0.3%	0.0%	₹10464.65 Cr	6.9%
UTI Small Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹4736.67 Cr	0.1%
UTI Ultra Short Term Fund Direct Growth Moderate Risk	0.3%	0.0%	₹3655.33 Cr	7.1%
UTI Credit Risk Fund Direct Growth Moderately High risk	0.9%	1.0%	₹260.49 Cr	7.7%
UTI Dividend Yield Fund Direct Growth Very High Risk	1.5%	1.0%	₹3945.70 Cr	9.8%
UTI Banking and Financial Services Fund Direct Growth Very High Risk	1.1%	1.0%	₹1382.02 Cr	24.6%
UTI Dynamic Bond Fund Direct Growth Moderate Risk	0.7%	0.0%	₹430.04 Cr	6.0%
UTI Hybrid Equity Fund Direct Growth Very High Risk	1.2%	1.0%	₹6757.91 Cr	9.1%
UTI Long Term Equity Fund Direct Growth Very High Risk	0.9%	0.0%	₹3761.85 Cr	8.7%
UTI Flexi Cap Fund Direct Growth Very High Risk	1.0%	1.0%	₹24902.62 Cr	2.8%
UTI Bond Fund Direct Growth Moderately High risk	1.2%	0.0%	₹309.62 Cr	4.8%
UTI Liquid Fund Cash Plan Direct Growth Moderate Risk	0.2%	0.0%	₹23479.98 Cr	6.5%
UTI Gilt Fund Direct Growth Moderate Risk	0.6%	0.0%	₹545.23 Cr	4.3%
UTI India Consumer Fund Direct Growth Very High Risk	1.6%	1.0%	₹737.41 Cr	4.7%
UTI Infrastructure Fund Direct Growth Very High Risk	1.9%	1.0%	₹2170.69 Cr	6.2%
UTI MNC Fund Direct Growth Very High Risk	1.3%	1.0%	₹2856.33 Cr	6.4%
UTI Master Share Unit Scheme Direct Growth Very High Risk	0.9%	1.0%	₹13321.57 Cr	9.4%
UTI Regular Savings Fund Direct Growth Moderately High risk	1.2%	1.0%	₹1703.12 Cr	6.3%
UTI Money Market Fund Direct Growth Moderate Risk	0.1%	0.0%	₹19300.55 Cr	7.3%

Risk Level

Your principal amount will be at Moderate Risk

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What is the current NAV of UTI Medium Term Fund Regular Growth?

The NAV of UTI Medium Term Fund Regular Growth, as of 27-Jan-2026, is ₹18.65.

What are the returns of UTI Medium Term Fund Regular Growth?

The fund has generated 5.74% over the last 1 year and 6.70% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of UTI Medium Term Fund Regular Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 85.41% in bonds, and 14.17% in cash and cash equivalents.

Who manages the UTI Medium Term Fund Regular Growth?

The fund managers responsible for UTI Medium Term Fund Regular Growth are:-

Abhishek Sonthalia

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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UTI Medium Term Fund Regular Growth

Fund Overview