Kotak Medium Term Fund Regular Growth
DebtMedium DurationModerately High risk
Regular
NAV (18-Jun-25)
₹22.770.00%1D
Returns (Since Inception)
7.57%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹1,912 Cr
Expense Ratio
1.63%
ISIN
INF174K01VL6
Minimum SIP
₹100
Exit Load
No Charges
Inception Date
25 Mar 2014
About this fund
Kotak Medium Term Fund Regular Growth is a Medium Duration mutual fund schemes offered by Kotak Mahindra Mutual Fund. This fund has been in existence for 11 years, 2 months and 25 days, having been launched on 25-Mar-14.
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹22.77, Assets Under Management (AUM) of 1911.59 Crores, and an expense ratio of 1.63%.
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹22.77, Assets Under Management (AUM) of 1911.59 Crores, and an expense ratio of 1.63%.
- Kotak Medium Term Fund Regular Growth has given a CAGR return of 7.57% since inception.
- The fund's asset allocation comprises around 5.89% in equities, 87.96% in debts, and 4.54% in cash & cash equivalents.
- You can start investing in Kotak Medium Term Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+9.68%
+9.31% (Cat Avg.)
3 Years
+7.98%
+8.39% (Cat Avg.)
5 Years
+6.95%
+7.31% (Cat Avg.)
10 Years
+7.15%
+6.47% (Cat Avg.)
Since Inception
+7.57%
— (Cat Avg.)
Portfolio Summaryas of 31st May 2025
| Equity | ₹112.59 Cr | 5.89% |
| Debt | ₹1,681.37 Cr | 87.96% |
| Others | ₹117.63 Cr | 6.15% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹245.1 Cr | 12.82% |
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹175.04 Cr | 9.16% |
| Bamboo Hotel And Global Centre (Delhi) Private Limited | Bond - Corporate Bond | ₹90.79 Cr | 4.75% |
| TATA Steel Limited | Bond - Corporate Bond | ₹77.68 Cr | 4.06% |
| Pipeline Infrastructure Limited | Bond - Corporate Bond | ₹65.08 Cr | 3.40% |
| Aditya Birla Renewables Limited | Bond - Corporate Bond | ₹61.23 Cr | 3.20% |
| Indostar Capital Finance Limited | Bond - Corporate Bond | ₹60.12 Cr | 3.15% |
| Embassy Office Parks REIT | Equity - REIT | ₹57.16 Cr | 2.99% |
| Aditya Birla Real Estate Limited | Bond - Corporate Bond | ₹56.87 Cr | 2.97% |
| SANSAR AUG 2024 V TRUST | Bond - Asset Backed | ₹56.19 Cr | 2.94% |
| Indigrid Infrastructure Trust | Bond - Corporate Bond | ₹51.49 Cr | 2.69% |
| Godrej Properties Limited | Bond - Corporate Bond | ₹51.39 Cr | 2.69% |
| Embassy Office Parks Reit | Bond - Corporate Bond | ₹51.12 Cr | 2.67% |
| L&T Metro Rail (Hyderabad) Limited | Bond - Corporate Bond | ₹50.71 Cr | 2.65% |
| Vedanta Limited | Bond - Corporate Bond | ₹50.43 Cr | 2.64% |
| JM Financial Credit Solutions Limited | Bond - Corporate Bond | ₹50.21 Cr | 2.63% |
| Jm Financial ASset Reconstruction Company Limited | Bond - Corporate Bond | ₹43.29 Cr | 2.26% |
| Brookfield India Real Estate Trust | Equity - REIT | ₹38.23 Cr | 2.00% |
| Aadhar Housing Finance Limited | Bond - Corporate Bond | ₹35.64 Cr | 1.86% |
| SANSAR JUNE 2024 TRUST | Bond - Asset Backed | ₹35.36 Cr | 1.85% |
| Aadhar Housing Finance Limited | Bond - Corporate Bond | ₹30.43 Cr | 1.59% |
| Prestige Projects Private Limited | Bond - Corporate Bond | ₹30.18 Cr | 1.58% |
| Mahindra And Mahindra Financial Services Limited | Bond - Corporate Bond | ₹27.65 Cr | 1.45% |
| Net Current Assets/(Liabilities) | Cash | ₹26.6 Cr | 1.39% |
| 7.3% Govt Stock 2053 | Bond - Gov't/Treasury | ₹26.51 Cr | 1.39% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹25.77 Cr | 1.35% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹25.55 Cr | 1.34% |
| Bharat Highways Invit | Mutual Fund - Unspecified | ₹25.5 Cr | 1.33% |
| Indigrid Infrastructure Trust | Bond - Corporate Bond | ₹25 Cr | 1.31% |
| DHRUVA XXII | Bond - Asset Backed | ₹20.73 Cr | 1.08% |
| Can Fin Homes Limited | Bond - Corporate Bond | ₹20.28 Cr | 1.06% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹15.33 Cr | 0.80% |
| Bahadur Chand Investments Private Limited | Bond - Corporate Bond | ₹12.56 Cr | 0.66% |
| Bahadur Chand Investments Private Limited | Bond - Corporate Bond | ₹12.53 Cr | 0.66% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹10.26 Cr | 0.54% |
| Nexus Select Trust Reits | Equity - REIT | ₹9.68 Cr | 0.51% |
| Dme Development Limited | Bond - Corporate Bond | ₹7.98 Cr | 0.42% |
| Dme Development Limited | Bond - Corporate Bond | ₹7.95 Cr | 0.42% |
| Dme Development Limited | Bond - Corporate Bond | ₹7.93 Cr | 0.41% |
| Dme Development Limited | Bond - Corporate Bond | ₹7.93 Cr | 0.41% |
| Dme Development Limited | Bond - Corporate Bond | ₹7.92 Cr | 0.41% |
| Dme Development Limited | Bond - Corporate Bond | ₹7.89 Cr | 0.41% |
| Dme Development Limited | Bond - Corporate Bond | ₹7.89 Cr | 0.41% |
| Dme Development Limited | Bond - Corporate Bond | ₹7.89 Cr | 0.41% |
| Dme Development Limited | Bond - Corporate Bond | ₹7.89 Cr | 0.41% |
| Dme Development Limited | Bond - Corporate Bond | ₹7.88 Cr | 0.41% |
| Capital Infra Trust InvITs | Equity | ₹7.52 Cr | 0.39% |
| TATA Projects Limited | Bond - Corporate Bond | ₹7.05 Cr | 0.37% |
| SBI ALTERNATIVE INVESTMENT FUND | Mutual Fund - Open End | ₹5.41 Cr | 0.28% |
| U.P. Power Corporation Limited | Bond - Corporate Bond | ₹4.18 Cr | 0.22% |
| U.P. Power Corporation Limited | Bond - Corporate Bond | ₹4.17 Cr | 0.22% |
| U.P. Power Corporation Limited | Bond - Corporate Bond | ₹4.14 Cr | 0.22% |
| U.P. Power Corporation Limited | Bond - Corporate Bond | ₹4.13 Cr | 0.22% |
| U.P. Power Corporation Limited | Bond - Corporate Bond | ₹4.12 Cr | 0.22% |
| U.P. Power Corporation Limited | Bond - Corporate Bond | ₹4.12 Cr | 0.22% |
| U.P. Power Corporation Limited | Bond - Corporate Bond | ₹4.11 Cr | 0.21% |
| U.P. Power Corporation Limited | Bond - Corporate Bond | ₹4.1 Cr | 0.21% |
| U.P. Power Corporation Limited | Bond - Corporate Bond | ₹4.09 Cr | 0.21% |
| U.P. Power Corporation Limited | Bond - Corporate Bond | ₹4.08 Cr | 0.21% |
| U.P. Power Corporation Limited | Bond - Corporate Bond | ₹4.07 Cr | 0.21% |
| U.P. Power Corporation Limited | Bond - Corporate Bond | ₹4.03 Cr | 0.21% |
| U.P. Power Corporation Limited | Bond - Corporate Bond | ₹4.03 Cr | 0.21% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹3.58 Cr | 0.19% |
| 06.53 Tn SDL 2031 | Bond - Gov't/Treasury | ₹2.93 Cr | 0.15% |
| U.P. Power Corporation Limited | Bond - Corporate Bond | ₹2.58 Cr | 0.14% |
| Rec Limited | Bond - Corporate Bond | ₹2.15 Cr | 0.11% |
| IOT Utkal Energy Services Limited | Bond - Corporate Bond | ₹0.1 Cr | 0.01% |
| IOT Utkal Energy Services Limited | Bond - Corporate Bond | ₹0.05 Cr | 0.00% |
| IOT Utkal Energy Services Limited | Bond - Corporate Bond | ₹0.01 Cr | 0.00% |
Allocation By Credit Quality (Debt)
AAA
AA
A
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹7.52 Cr | 0.39% |
Risk & Performance Ratios
Standard Deviation
This fund
1.51%
Cat. avg.
2.36%
Lower the better
Sharpe Ratio
This fund
0.61
Cat. avg.
0.74
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
2.47
Higher the better
Fund Managers
DA
Deepak Agrawal
Since March 2014
Vihag Mishra
Since June 2025
Additional Scheme Detailsas of 31st May 2025
ISIN | INF174K01VL6 | Expense Ratio | 1.63% | Exit Load | No Charges | Fund Size | ₹1,912 Cr | Age | 11 years 2 months | Lumpsum Minimum | ₹100 | Fund Status | Open Ended Investment Company | Benchmark | CRISIL Medium Duration Debt TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Medium Duration Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Bandhan Bond Fund - Medium Term Plan Direct Growth Moderate Risk | 0.6% | 0.0% | ₹1487.56 Cr | 9.9% |
| HSBC Medium Duration Regular Growth Moderate Risk | 1.1% | 0.0% | ₹647.81 Cr | 9.6% |
| HSBC Medium Duration Direct Growth Moderate Risk | 0.4% | 0.0% | ₹647.81 Cr | 10.3% |
| Union Medium Duration Fund Regular Growth Moderate Risk | 0.9% | 1.0% | ₹80.25 Cr | 7.9% |
| Union Medium Duration Fund Direct Growth Moderate Risk | 0.6% | 1.0% | ₹80.25 Cr | 8.2% |
| Kotak Medium Term Fund Direct Growth Moderately High risk | 0.7% | 0.0% | ₹1911.59 Cr | 10.7% |
| Kotak Medium Term Fund Regular Growth Moderately High risk | 1.6% | 0.0% | ₹1911.59 Cr | 9.7% |
| ICICI Prudential Medium Term Bond Fund Direct Growth Moderately High risk | 0.7% | 1.0% | ₹5732.58 Cr | 10.3% |
| Axis Nifty AAA Bond Plus SDL Apr 2026 50:50 ETF Low Risk | 0.1% | - | ₹1104.92 Cr | 8.0% |
| Axis Strategic Bond Fund Direct Growth Moderately High risk | 0.6% | 1.0% | ₹1945.01 Cr | 10.4% |
About the AMC
Total AUM
₹5,29,477 Cr
Address
2nd Floor, 12-BKC, Plot No C-12, Mumbai, 400 051
Other Funds by Kotak Mahindra Mutual Fund
Risk Level
Your principal amount will be at Moderately High risk
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We're here to help.
What is the current NAV of Kotak Medium Term Fund Regular Growth?
The NAV of Kotak Medium Term Fund Regular Growth, as of 18-Jun-2025, is ₹22.77.
What are the returns of Kotak Medium Term Fund Regular Growth?
The fund has generated 9.68% over the last 1 year and 7.98% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Kotak Medium Term Fund Regular Growth?
The fund's allocation of assets is distributed as 5.89% in equities, 87.96% in bonds, and 4.54% in cash and cash equivalents.
Who manages the Kotak Medium Term Fund Regular Growth?
The fund managers responsible for Kotak Medium Term Fund Regular Growth are:-
- Deepak Agrawal
- Vihag Mishra
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.