Aditya Birla Sun Life Medium Term Plan Direct Growth
DebtMedium DurationModerately High risk
Direct
NAV (18-Jun-25)
₹43.390.05%1D
Returns (Since Inception)
9.85%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹2,504 Cr
Expense Ratio
0.85%
ISIN
INF209K01XA9
Minimum SIP
₹1,000
Exit Load
2.00%
Inception Date
01 Jan 2013
About this fund
Aditya Birla Sun Life Medium Term Plan Direct Growth is a Medium Duration mutual fund schemes offered by Aditya Birla SL Mutual Fund. This fund has been in existence for 12 years, 5 months and 18 days, having been launched on 01-Jan-13.
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹43.39, Assets Under Management (AUM) of 2504.21 Crores, and an expense ratio of 0.85%.
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹43.39, Assets Under Management (AUM) of 2504.21 Crores, and an expense ratio of 0.85%.
- Aditya Birla Sun Life Medium Term Plan Direct Growth has given a CAGR return of 9.85% since inception.
- The fund's asset allocation comprises around 4.09% in equities, 90.27% in debts, and 5.43% in cash & cash equivalents.
- You can start investing in Aditya Birla Sun Life Medium Term Plan Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+14.80%
+9.31% (Cat Avg.)
3 Years
+15.80%
+8.39% (Cat Avg.)
5 Years
+14.22%
+7.31% (Cat Avg.)
10 Years
+9.46%
+6.47% (Cat Avg.)
Since Inception
+9.85%
— (Cat Avg.)
Portfolio Summaryas of 31st May 2025
| Equity | ₹102.32 Cr | 4.09% |
| Debt | ₹2,260.43 Cr | 90.27% |
| Others | ₹141.46 Cr | 5.65% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹195.74 Cr | 7.82% |
| 6.79% Govt Stock 2034 | Bond - Gov't/Treasury | ₹186.47 Cr | 7.45% |
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹144.39 Cr | 5.77% |
| Nuvama Wealth Finance Limited | Bond - Corporate Bond | ₹95.28 Cr | 3.80% |
| Clearing Corporation Of India Limited | Cash - Repurchase Agreement | ₹79.64 Cr | 3.18% |
| National Bank For Financing Infrastructure And Development | Bond - Corporate Bond | ₹72.22 Cr | 2.88% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹70.88 Cr | 2.83% |
| 360 One Prime Limited | Bond - Corporate Bond | ₹65.37 Cr | 2.61% |
| SK Finance Limited | Bond - Corporate Bond | ₹64.53 Cr | 2.58% |
| Narayana Hrudayalaya Limited | Bond - Corporate Bond | ₹61.12 Cr | 2.44% |
| JSW Energy Limited | Bond - Corporate Bond | ₹60.4 Cr | 2.41% |
| Vedanta Limited | Bond - Corporate Bond | ₹60.28 Cr | 2.41% |
| Hero Housing Finance Limited | Bond - Corporate Bond | ₹60.24 Cr | 2.41% |
| Sis Limited | Bond - Corporate Bond | ₹57.93 Cr | 2.31% |
| Net Receivables / (Payables) | Cash | ₹56.25 Cr | 2.25% |
| 7.23% Govt Stock 2039 | Bond - Gov't/Treasury | ₹53.66 Cr | 2.14% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹51.53 Cr | 2.06% |
| GMR Airports Limited | Bond - Corporate Bond | ₹51.48 Cr | 2.06% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹51.33 Cr | 2.05% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹51.22 Cr | 2.05% |
| L&T Metro Rail (Hyderabad) Limited | Bond - Corporate Bond | ₹50.71 Cr | 2.03% |
| JSW Steel Limited | Bond - Corporate Bond | ₹50.22 Cr | 2.01% |
| Creditaccess Grameen Limited | Bond - Corporate Bond | ₹50.18 Cr | 2.00% |
| Adani Airport Holdings Limited | Bond - Corporate Bond | ₹46.74 Cr | 1.87% |
| Hinduja Housing Finance Limited | Bond - Corporate Bond | ₹46.59 Cr | 1.86% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹46.57 Cr | 1.86% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹45.45 Cr | 1.81% |
| JM Financial Products Limited | Bond - Corporate Bond | ₹40.18 Cr | 1.60% |
| Ntpc Limited | Bond - Corporate Bond | ₹35.22 Cr | 1.41% |
| IRB InvIT Fund Units 2017-Series IV | Equity | ₹31.95 Cr | 1.28% |
| Interise TRust | Bond - Corporate Bond | ₹28.82 Cr | 1.15% |
| 7.18% Govt Stock 2037 | Bond - Gov't/Treasury | ₹26.63 Cr | 1.06% |
| Rec Limited | Bond - Corporate Bond | ₹25.59 Cr | 1.02% |
| Aditya Birla Housing Finance Limited | Bond - Corporate Bond | ₹25.35 Cr | 1.01% |
| Arka Fincap Limited | Bond - Corporate Bond | ₹25.21 Cr | 1.01% |
| Avanse Financial Services Limited | Bond - Corporate Bond | ₹25.13 Cr | 1.00% |
| Dlf Home Developers Limited | Bond - Corporate Bond | ₹25.12 Cr | 1.00% |
| Eris Lifesciences Limited | Bond - Corporate Bond | ₹24.48 Cr | 0.98% |
| Nexus Select Trust Reits | Equity - REIT | ₹24.44 Cr | 0.98% |
| Eris Lifesciences Limited | Bond - Corporate Bond | ₹24.39 Cr | 0.97% |
| Indus Infra Trust Unit | Equity | ₹21.41 Cr | 0.85% |
| Union Bank Of India | Bond - Corporate Bond | ₹19.08 Cr | 0.76% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹18.14 Cr | 0.72% |
| Pcbl Chemical Limited | Bond - Corporate Bond | ₹17.23 Cr | 0.69% |
| Punjab National Bank | Bond - Corporate Bond | ₹15.05 Cr | 0.60% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹15.04 Cr | 0.60% |
| IndiGrid Infrastructure Trust Units Series - IV | Equity | ₹13.17 Cr | 0.53% |
| Highways Infrastructure Trust | Bond - Corporate Bond | ₹12.77 Cr | 0.51% |
| Embassy Office Parks REIT | Equity - REIT | ₹11.35 Cr | 0.45% |
| State Bank Of India | Bond - Corporate Bond | ₹9.95 Cr | 0.40% |
| SBI - Corporate Debt Market Development Fund - A2 Units | Mutual Fund - Open End | ₹5.58 Cr | 0.22% |
| Rec Limited | Bond - Corporate Bond | ₹5.22 Cr | 0.21% |
| Dme Development Limited | Bond - Corporate Bond | ₹4.26 Cr | 0.17% |
| Dme Development Limited | Bond - Corporate Bond | ₹4.24 Cr | 0.17% |
| Dme Development Limited | Bond - Corporate Bond | ₹4.23 Cr | 0.17% |
| Dme Development Limited | Bond - Corporate Bond | ₹4.23 Cr | 0.17% |
| Dme Development Limited | Bond - Corporate Bond | ₹4.22 Cr | 0.17% |
| Dme Development Limited | Bond - Corporate Bond | ₹4.21 Cr | 0.17% |
| Dme Development Limited | Bond - Corporate Bond | ₹4.21 Cr | 0.17% |
| Dme Development Limited | Bond - Corporate Bond | ₹4.21 Cr | 0.17% |
| Dme Development Limited | Bond - Corporate Bond | ₹4.21 Cr | 0.17% |
| Dme Development Limited | Bond - Corporate Bond | ₹4.2 Cr | 0.17% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹2.04 Cr | 0.08% |
| 06.97 KA Sdl 2028 | Bond - Gov't/Treasury | ₹1.79 Cr | 0.07% |
| 6.33% Gsec Mat - 05/05/2035 | Bond - Gov't/Treasury | ₹1.59 Cr | 0.06% |
| 08.08 MH Sdl 2028 | Bond - Gov't/Treasury | ₹1.17 Cr | 0.05% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹1.17 Cr | 0.05% |
| 7.17% Govt Stock 2028 | Bond - Gov't/Treasury | ₹0.44 Cr | 0.02% |
| 06.97 MH Sdl 2028 | Bond - Gov't/Treasury | ₹0.32 Cr | 0.01% |
| 08.73 Up SDL 2028oct | Bond - Gov't/Treasury | ₹0.21 Cr | 0.01% |
| 7.26% Govt Stock 2029 | Bond - Gov't/Treasury | ₹0.21 Cr | 0.01% |
| 7.27% Govt Stock 2026 | Bond - Gov't/Treasury | ₹0.13 Cr | 0.01% |
Allocation By Credit Quality (Debt)
AAA
AA
A
BBB
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Industrials | ₹31.95 Cr | 1.28% |
| Financial Services | ₹21.41 Cr | 0.85% |
| Utilities | ₹13.17 Cr | 0.53% |
Risk & Performance Ratios
Standard Deviation
This fund
9.14%
Cat. avg.
2.36%
Lower the better
Sharpe Ratio
This fund
0.92
Cat. avg.
0.74
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
2.47
Higher the better
Fund Managers
SC
Sunaina Cunha
Since September 2014
MS
Mohit Sharma
Since August 2020
Additional Scheme Detailsas of 31st May 2025
ISIN | INF209K01XA9 | Expense Ratio | 0.85% | Exit Load | 2.00% | Fund Size | ₹2,504 Cr | Age | 12 years 5 months | Lumpsum Minimum | ₹1,000 | Fund Status | Open Ended Investment Company | Benchmark | CRISIL Medium Duration Debt TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Medium Duration Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Bandhan Bond Fund - Medium Term Plan Direct Growth Moderate Risk | 0.6% | 0.0% | ₹1487.56 Cr | 9.9% |
| HSBC Medium Duration Regular Growth Moderate Risk | 1.1% | 0.0% | ₹647.81 Cr | 9.6% |
| HSBC Medium Duration Direct Growth Moderate Risk | 0.4% | 0.0% | ₹647.81 Cr | 10.3% |
| Union Medium Duration Fund Regular Growth Moderate Risk | 0.9% | 1.0% | ₹80.25 Cr | 7.9% |
| Union Medium Duration Fund Direct Growth Moderate Risk | 0.6% | 1.0% | ₹80.25 Cr | 8.2% |
| Kotak Medium Term Fund Direct Growth Moderately High risk | 0.7% | 0.0% | ₹1911.59 Cr | 10.7% |
| Kotak Medium Term Fund Regular Growth Moderately High risk | 1.6% | 0.0% | ₹1911.59 Cr | 9.7% |
| ICICI Prudential Medium Term Bond Fund Direct Growth Moderately High risk | 0.7% | 1.0% | ₹5732.58 Cr | 10.3% |
| Axis Nifty AAA Bond Plus SDL Apr 2026 50:50 ETF Low Risk | 0.1% | - | ₹1104.92 Cr | 8.0% |
| Axis Strategic Bond Fund Direct Growth Moderately High risk | 0.6% | 1.0% | ₹1945.01 Cr | 10.4% |
About the AMC
Total AUM
₹3,96,389 Cr
Address
One World Centre, Tower 1, 17th Floor, Mumbai, 400 013
Other Funds by Aditya Birla SL Mutual Fund
Risk Level
Your principal amount will be at Moderately High risk
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What is the current NAV of Aditya Birla Sun Life Medium Term Plan Direct Growth?
The NAV of Aditya Birla Sun Life Medium Term Plan Direct Growth, as of 18-Jun-2025, is ₹43.39.
What are the returns of Aditya Birla Sun Life Medium Term Plan Direct Growth?
The fund has generated 14.80% over the last 1 year and 15.80% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Aditya Birla Sun Life Medium Term Plan Direct Growth?
The fund's allocation of assets is distributed as 4.09% in equities, 90.27% in bonds, and 5.43% in cash and cash equivalents.
Who manages the Aditya Birla Sun Life Medium Term Plan Direct Growth?
The fund managers responsible for Aditya Birla Sun Life Medium Term Plan Direct Growth are:-
- Sunaina Cunha
- Mohit Sharma
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.