Unifi Liquid Fund Direct Growth

Fund Overview

Fund Size

₹178 Cr

Expense Ratio

0.14%

ISIN

INF1MIY01056

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

11 Jun 2025

About this fund

Unifi Liquid Fund Direct Growth is a Liquid mutual fund schemes offered by Unifi Mutual Fund. This fund has been in existence for 6 months and 17 days, having been launched on 11-Jun-25.
As of 28-Dec-25, it has a Net Asset Value (NAV) of ₹1032.56, Assets Under Management (AUM) of 178.22 Crores, and an expense ratio of 0.14%.

Unifi Liquid Fund Direct Growth has given a CAGR return of 3.26% since inception.
The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.61% in cash & cash equivalents.
You can start investing in Unifi Liquid Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

Since Inception

+3.26%

— (Cat Avg.)

Portfolio Summaryas of 15th December 2025

Others

₹178.22 Cr

100.00%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Treps	Cash - Repurchase Agreement	₹130.4 Cr	74.85%
Godrej Industries Limited	Cash - Commercial Paper	₹14.89 Cr	8.55%
Bank Of Baroda	Cash - CD/Time Deposit	₹9.91 Cr	5.69%
Dsp Finance Private Limited	Cash - Commercial Paper	₹9.87 Cr	5.67%
Navi Finserv Limited	Cash - Commercial Paper	₹7.88 Cr	4.52%
Margin Money For Derivative/Treps	Cash - Repurchase Agreement	₹0.75 Cr	0.43%
Corporate Debt Market Development Fund - Class A2	Mutual Fund - Open End	₹0.67 Cr	0.39%
Net Current Assets	Cash	₹-0.16 Cr	0.09%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Cash - Repurchase Agreement	₹131.15 Cr	75.28%
Cash - Commercial Paper	₹32.64 Cr	18.74%
Cash - CD/Time Deposit	₹9.91 Cr	5.69%
Mutual Fund - Open End	₹0.67 Cr	0.39%
Cash	₹-0.16 Cr	0.09%

Risk & Performance Ratios

Fund Managers

Saravanan V N

Since June 2025

Karthik Srinivas

Since June 2025

Additional Scheme Detailsas of 15th December 2025

ISIN

INF1MIY01056

Expense Ratio

0.14%

Exit Load

No Charges

Fund Size

₹178 Cr

Age

6 months

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

Nifty Liquid Index A-I TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Liquid Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Abakkus Liquid Fund Regular Growth Low to Moderate Risk	-	0.0%	-	-
Abakkus Liquid Fund Direct Growth Low to Moderate Risk	-	0.0%	-	-
Capitalmind Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	-	-
Capitalmind Liquid Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	-	-
Edelweiss Nifty 1D Rate Liquid ETF - Growth Low Risk	0.2%	-	₹100.56 Cr	-
The Wealth Company Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹1047.32 Cr	-
JioBlackRock Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹6889.21 Cr	-
Unifi Liquid Fund Regular Growth Low to Moderate Risk	0.2%	0.0%	₹178.22 Cr	-
Unifi Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹178.22 Cr	-
Angel One Nifty 1D Rate Liquid ETF - Growth Low Risk	0.3%	-	₹237.83 Cr	-
ICICI Prudential BSE Liquid Rate ETF - Growth Low Risk	0.3%	-	₹815.44 Cr	-
HDFC Nifty 1D Rate Liquid ETF - Growth Low Risk	0.5%	-	₹64.54 Cr	4.6%
Mirae Asset Nifty 1D Rate Liquid ETF Low Risk	0.1%	-	₹329.22 Cr	5.6%
Shriram Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹182.38 Cr	6.3%
Shriram Liquid Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹182.38 Cr	6.1%
Groww Nifty 1D Rate Liquid ETF Low Risk	0.3%	-	₹116.98 Cr	5.4%
Bajaj Finserv Nifty 1D Rate Liquid ETF Low to Moderate Risk	0.2%	-	₹657.13 Cr	5.5%
DSP S&P BSE Liquid Rate ETF Low Risk	0.3%	-	₹2025.26 Cr	5.5%
HDFC Nifty 1D Rate Liquid ETF Low Risk	0.5%	-	₹29.44 Cr	5.3%
Kotak Quarterly Interval Series 12 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Quarterly Interval Series 12 Regular Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Quarterly Interval Series 13 Regular Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Quarterly Interval Series 13 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Mirae Asset Cash Management Direct Growth Low to Moderate Risk	0.1%	0.0%	₹18005.22 Cr	6.6%
LIC MF Liquid Plan Direct Growth Moderate Risk	0.2%	0.0%	₹11543.29 Cr	6.6%
ICICI Prudential Liquid Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹47726.07 Cr	6.6%
ITI Liquid Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹53.98 Cr	6.4%
ITI Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹53.98 Cr	6.5%
Navi Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹61.90 Cr	6.2%
Sundaram Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹6763.17 Cr	6.7%
Bandhan Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹17408.73 Cr	6.6%
Groww Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹175.54 Cr	6.7%
Nippon India Liquid Fund Direct Growth Moderate Risk	0.2%	0.0%	₹32354.91 Cr	6.7%
Union Liquid Regular Growth Low to Moderate Risk	0.2%	0.0%	₹7051.99 Cr	6.5%
JM Liquid Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹2850.92 Cr	6.5%
Edelweiss Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹10214.41 Cr	6.7%
Invesco India Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹17792.80 Cr	6.6%
Kotak Liquid Fund Direct Growth Moderate Risk	0.2%	0.0%	₹34798.13 Cr	6.6%
WhiteOak Capital Liquid Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹544.05 Cr	6.5%
WhiteOak Capital Liquid Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹544.05 Cr	6.4%
Mahindra Manulife Liquid Fund Regular Growth Moderate Risk	0.3%	0.0%	₹1189.95 Cr	6.5%
Mahindra Manulife Liquid Fund Direct Growth Moderate Risk	0.1%	0.0%	₹1189.95 Cr	6.6%
Quantum Liquid Fund Regular Growth Low Risk	0.3%	0.0%	₹547.82 Cr	6.1%
Mirae Asset Cash Management Regular Growth Low to Moderate Risk	0.2%	0.0%	₹18005.22 Cr	6.5%
Axis Liquid Fund Regular Growth Moderate Risk	0.2%	0.0%	₹37357.87 Cr	6.6%
Bajaj Finserv Liquid Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹6206.49 Cr	6.4%
Bajaj Finserv Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹6206.49 Cr	6.6%
SBI Liquid Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹69047.58 Cr	6.5%
UTI Liquid Fund Cash Plan Direct Growth Low to Moderate Risk	0.1%	0.0%	₹24570.02 Cr	6.6%
Axis Liquid Fund Direct Growth Moderate Risk	0.1%	0.0%	₹37357.87 Cr	6.7%

About the AMC

Unifi Mutual Fund

+9118003092833

https://unifimf.com/

Total AUM

₹1,247 Cr

Address

19, Kakani Towers, 3rd Floor, 15, Khader Nawaz Khan Road, Nungambakkam, Chennai – 600006

Other Funds by Unifi Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Unifi Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹178.22 Cr	-
Unifi Flexi Cap Fund Direct Growth Very High Risk	1.1%	1.0%	₹163.66 Cr	-
Unifi Dynamic Asset Allocation Fund Direct Growth Moderately High risk	0.9%	1.0%	₹995.36 Cr	-

Risk Level

Your principal amount will be at Low to Moderate Risk

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Still got questions?
We're here to help.

What is the current NAV of Unifi Liquid Fund Direct Growth?

The NAV of Unifi Liquid Fund Direct Growth, as of 28-Dec-2025, is ₹1032.56.

What is the portfolio composition of Unifi Liquid Fund Direct Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 0.00% in bonds, and 99.61% in cash and cash equivalents.

Who manages the Unifi Liquid Fund Direct Growth?

The fund managers responsible for Unifi Liquid Fund Direct Growth are:-

Saravanan V N
Karthik Srinivas

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹178 Cr

Expense Ratio

0.14%

ISIN

INF1MIY01056

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

11 Jun 2025

Risk Level

Your principal amount will be at Low to Moderate Risk