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Fund Overview

Fund Size

Fund Size

₹38,450 Cr

Expense Ratio

Expense Ratio

0.67%

ISIN

ISIN

INF200K01636

Minimum SIP

Minimum SIP

₹500

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

19 Jul 2004

About this fund

SBI Savings Fund Regular Growth is a Money Market mutual fund schemes offered by SBI Mutual Fund. This fund has been in existence for 21 years, 1 months and 27 days, having been launched on 19-Jul-04.
As of 12-Sep-25, it has a Net Asset Value (NAV) of ₹42.00, Assets Under Management (AUM) of 38450.02 Crores, and an expense ratio of 0.67%.
  • SBI Savings Fund Regular Growth has given a CAGR return of 7.02% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 27.70% in debts, and 72.06% in cash & cash equivalents.
  • You can start investing in SBI Savings Fund Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.42%

+7.15% (Cat Avg.)

3 Years

+7.04%

+7.02% (Cat Avg.)

5 Years

+5.64%

+5.75% (Cat Avg.)

10 Years

+6.45%

+5.87% (Cat Avg.)

Since Inception

+7.02%

(Cat Avg.)

Portfolio Summaryas of 31st August 2025

Debt10,650.96 Cr27.70%
Others27,799.06 Cr72.30%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
HDFC Bank Ltd.Bond - Corporate Bond1,692.21 Cr4.40%
5.63% Govt Stock 2026Bond - Gov't/Treasury1,398.45 Cr3.64%
Punjab National BankBond - Gov't Agency Debt1,161.19 Cr3.02%
Jsw Infrastructure LtdCash - Commercial Paper995.11 Cr2.59%
LIC Housing Finance Limited**Cash - Commercial Paper968.77 Cr2.52%
Bank of BarodaBond - Corporate Bond946.61 Cr2.46%
Punjab National Bank (18/03/2026)Cash - CD/Time Deposit774.38 Cr2.01%
Tata Capital Housing Finance LimitedCash - Commercial Paper679.44 Cr1.77%
IDBI Bank LimitedCash - CD/Time Deposit679.26 Cr1.77%
Biocon Ltd.Cash - Commercial Paper596.72 Cr1.55%
Axis Bank LimitedCash - CD/Time Deposit589.76 Cr1.53%
Panatone Finvest LimitedCash - Commercial Paper585.96 Cr1.52%
Interise TrustCash - Commercial Paper580.94 Cr1.51%
Uco BankCash - CD/Time Deposit573.14 Cr1.49%
Kotak Mahindra Bank LimitedCash - CD/Time Deposit509.91 Cr1.33%
364 DTB 04122025Bond - Gov't/Treasury507.82 Cr1.32%
Csb Bank LtdBond - Corporate Bond498.39 Cr1.30%
Csb Bank LtdBond - Corporate Bond489.83 Cr1.27%
IDBI Bank Limited (Industrial Development Bank Of India Ltd)Cash - CD/Time Deposit486.96 Cr1.27%
06.90 OIL SPL 2026Bond - Gov't Agency Debt486.03 Cr1.26%
Bank Of BarodaCash - CD/Time Deposit484.97 Cr1.26%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit484.49 Cr1.26%
Small Industries Development Bank Of India**Cash - CD/Time Deposit483.33 Cr1.26%
SMFG India Cr Co.Ltd.Cash - Commercial Paper481.8 Cr1.25%
Bank Of BarodaCash478.09 Cr1.24%
The Jammu & Kashmir Bank Ltd.Cash - CD/Time Deposit476.79 Cr1.24%
Rec Ltd.Cash - Commercial Paper476.76 Cr1.24%
Cholamandalam Investment And Fin. Co. LtdCash - Commercial Paper476.08 Cr1.24%
91 Days Tbill (Md 28/08/2025)Bond - Gov't/Treasury473.32 Cr1.23%
Kotak Mahindra Bank LimitedCash - CD/Time Deposit437.7 Cr1.14%
Indian BankBond - Gov't Agency Debt435.14 Cr1.13%
Union Bank Of IndiaCash - CD/Time Deposit418.59 Cr1.09%
Ongc Petro Additions LimitedCash - Commercial Paper390.49 Cr1.02%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit388.33 Cr1.01%
Canara BankCash - CD/Time Deposit387.6 Cr1.01%
Muthoot Fincorp LimitedCash - Commercial Paper376.56 Cr0.98%
Indian BankCash - CD/Time Deposit369.4 Cr0.96%
HDFC Bank LimitedCash - CD/Time Deposit368.55 Cr0.96%
National Bank for Agriculture and Rural DevelopmentCash - Commercial Paper344.4 Cr0.90%
Tata Capital Ltd.Cash - Commercial Paper339.29 Cr0.88%
Indian BankCash - CD/Time Deposit331 Cr0.86%
5.15% Govt Stock 2025Bond - Gov't/Treasury319.74 Cr0.83%
Muthoot Finance LimitedCash - Commercial Paper315.35 Cr0.82%
Motilal Oswal Financial Services LtdCash - Commercial Paper298.49 Cr0.78%
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)Cash - CD/Time Deposit295.56 Cr0.77%
Credila Financial Services Pvt LtdCash - Commercial Paper291.27 Cr0.76%
Equitas Small Finance Bank Ltd.Bond - Corporate Bond289.17 Cr0.75%
The Jammu & Kashmir Bank Ltd.Cash - CD/Time Deposit286.42 Cr0.74%
Cholamandalam Investment And Fin. Co. LtdCash - Commercial Paper285.07 Cr0.74%
Sundaram Finance Ltd.Cash - Commercial Paper282.74 Cr0.74%
India (Republic of)Bond - Short-term Government Bills278.04 Cr0.72%
Mindspace Business Parks ReitCash270.94 Cr0.70%
Tata Capital Housing Finance Ltd.Cash - Commercial Paper265.79 Cr0.69%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit263.72 Cr0.69%
Aditya Birla Housing Finance Ltd.Cash - Commercial Paper245.92 Cr0.64%
Equitas Small Finance Bank LimitedCash - CD/Time Deposit245.43 Cr0.64%
Birla Group Holdings Private LimitedCash - Commercial Paper243.02 Cr0.63%
JM Financial Services LimitedCash - Commercial Paper242.6 Cr0.63%
Union Bank Of IndiaCash - CD/Time Deposit242.49 Cr0.63%
Cholamandalam Investment & Finance Co. Ltd.Cash242.37 Cr0.63%
Bank of India Ltd.Bond - Corporate Bond241.65 Cr0.63%
Small Industries Development Bk Of India ** #Cash - Commercial Paper241.63 Cr0.63%
The Jammu And Kashmir Bank LimitedBond - Corporate Bond241.33 Cr0.63%
Julius Baer Capital (India) Private LimitedCash - Commercial Paper240.79 Cr0.63%
Axis Bank Ltd.Cash - CD/Time Deposit239.39 Cr0.62%
Cholamandalam Investment And Fin. Co. LtdCash - Commercial Paper238 Cr0.62%
Tata Capital LimitedCash - Commercial Paper237.16 Cr0.62%
HDFC Bank LimitedCash - CD/Time Deposit236.01 Cr0.61%
Canara BankCash - CD/Time Deposit231.2 Cr0.60%
06.20 RJ Sdl 2026Bond - Gov't/Treasury205.3 Cr0.53%
Motilal Oswal Finvest LimitedCash - Commercial Paper198.98 Cr0.52%
Motilal Oswal Wealth Management LimitedCash - Commercial Paper198.96 Cr0.52%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit196.98 Cr0.51%
364 DTB 18122025Bond - Gov't/Treasury196.8 Cr0.51%
India (Republic of)Bond - Short-term Government Bills196.16 Cr0.51%
Equitas Small Finance Bank LimitedCash - CD/Time Deposit196.06 Cr0.51%
Icici Securities LimitedCash - Commercial Paper196.03 Cr0.51%
Cholamandalam Investment And Fin. Co. LtdCash - Commercial Paper194.32 Cr0.51%
Union Bank Of IndiaCash - CD/Time Deposit194.22 Cr0.51%
Hdb Financial Services Limited (04/03/2026) **Cash - Commercial Paper193.7 Cr0.50%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit193.32 Cr0.50%
Birla Group Holdings Private LimitedCash - Commercial Paper193.32 Cr0.50%
Tata Motors Finance Ltd.Cash - Commercial Paper193.18 Cr0.50%
Bajaj Auto Credit Ltd.Cash - Commercial Paper186.82 Cr0.49%
Muthoot Finance LimitedCash - Commercial Paper169.59 Cr0.44%
08.69 KL Sdl 2026Bond - Gov't/Treasury162.14 Cr0.42%
Godrej Properties Ltd.Cash147.94 Cr0.38%
Sundaram Finance LimitedCash - Commercial Paper145.58 Cr0.38%
Bank Of BarodaCash - CD/Time Deposit145.37 Cr0.38%
National Bank for Agriculture and Rural DevelopmentBond - Gov't Agency Debt145.02 Cr0.38%
Equitas Small Finance Bank Ltd.Bond - Corporate Bond144.56 Cr0.38%
Canara BankCash - CD/Time Deposit122.84 Cr0.32%
07.98 GJ Sdl 2026Bond - Gov't/Treasury121 Cr0.31%
Cholamandalam Inv & Fi Cp Red 22-05-2026**Cash - Commercial Paper118.93 Cr0.31%
07.95 FERT BND 2026Bond - Gov't Agency Debt112.6 Cr0.29%
07.98 HR Sdl 2026Bond - Gov't/Treasury101.62 Cr0.26%
08.55 AS Sdl 2026Bond - Gov't/Treasury101.12 Cr0.26%
HDFC Bank LimitedCash - CD/Time Deposit98.51 Cr0.26%
Bank Of BarodaCash - CD/Time Deposit98.38 Cr0.26%
Au Small Finance Bank LimitedCash - CD/Time Deposit97.44 Cr0.25%
Au Small Finance Bank LimitedCash - CD/Time Deposit97.35 Cr0.25%
Muthoot Finance LimitedCash - Commercial Paper97.15 Cr0.25%
Indian BankCash - CD/Time Deposit95.92 Cr0.25%
Axis Bank LimitedCash - CD/Time Deposit95.31 Cr0.25%
Union Bank Of IndiaCash - CD/Time Deposit95.12 Cr0.25%
Muthoot Finance Ltd.Cash - Commercial Paper95.05 Cr0.25%
Corporate Debt Market Development Fund-A2Mutual Fund - Open End90.73 Cr0.24%
6.99% Govt Stock 2026Bond - Gov't/Treasury83.31 Cr0.22%
08.34 Up SDL 2026Bond - Gov't/Treasury80.72 Cr0.21%
08.28 KA Sdl 2026Bond - Gov't/Treasury75.94 Cr0.20%
08.30 MP Sdl 2026Bond - Gov't/Treasury75.66 Cr0.20%
08.30 RJ Sdl 2026Bond - Gov't/Treasury75.66 Cr0.20%
08.27 HR Sdl2025dec2Bond - Gov't/Treasury75.58 Cr0.20%
08.21 MH Sdl 2025Bond - Gov't/Treasury75.49 Cr0.20%
Net Receivable / PayableCash - Collateral-74.93 Cr0.19%
Kotak Mahindra Prime Ltd.Cash - Commercial Paper67.53 Cr0.18%
08.27 GJ Sdl 2026Bond - Gov't/Treasury65.57 Cr0.17%
India (Republic of)Bond - Short-term Government Bills63.48 Cr0.17%
TrepsCash - Repurchase Agreement56.71 Cr0.15%
08.27 Tn SDL 2026Bond - Gov't/Treasury55.48 Cr0.14%
08.15 MP Sdl 2025Bond - Gov't/Treasury55.25 Cr0.14%
08.24 AP Sdl 2025decBond - Gov't/Treasury50.33 Cr0.13%
Goi 25.05.2026 GovBond - Gov't/Treasury48.96 Cr0.13%
Canara Bank**Cash - CD/Time Deposit48.4 Cr0.13%
HDFC Bank LimitedCash - CD/Time Deposit47.56 Cr0.12%
08.17 Up SDL 2025novBond - Gov't/Treasury40.22 Cr0.10%
IDBI Bank Limited (Industrial Development Bank Of India Ltd)Cash - CD/Time Deposit39.38 Cr0.10%
08.17 Tn SDL 2025Bond - Gov't/Treasury35.19 Cr0.09%
08.39 MP Sdl 2026Bond - Gov't/Treasury25.25 Cr0.07%
08.31 Ts SDL 2026Bond - Gov't/Treasury25.22 Cr0.07%
08.27 KA Sdl 2026Bond - Gov't/Treasury25.22 Cr0.07%
08.29 AP Sdl 2026Bond - Gov't/Treasury25.22 Cr0.07%
08.27 MP Sdl 2025decBond - Gov't/Treasury25.19 Cr0.07%
08.27 HR Sdl 2025decBond - Gov't/Treasury25.17 Cr0.07%
Sundaram Home Finance LimitedCash - Commercial Paper24.65 Cr0.06%
Axis Bank LimitedCash - CD/Time Deposit24.58 Cr0.06%
India (Republic of)Bond - Short-term Government Bills19.72 Cr0.05%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Cash - Commercial Paper12,993.95 Cr33.79%
Cash - CD/Time Deposit12,171.14 Cr31.65%
Bond - Gov't/Treasury4,631.96 Cr12.05%
Bond - Corporate Bond4,543.74 Cr11.82%
Bond - Gov't Agency Debt2,339.98 Cr6.09%
Cash1,139.34 Cr2.96%
Bond - Short-term Government Bills557.39 Cr1.45%
Mutual Fund - Open End90.73 Cr0.24%
Cash - Collateral-74.93 Cr0.19%
Cash - Repurchase Agreement56.71 Cr0.15%

Risk & Performance Ratios

Standard Deviation

This fund

0.35%

Cat. avg.

0.51%

Lower the better

Sharpe Ratio

This fund

0.89

Cat. avg.

0.97

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

4.26

Higher the better

Fund Managers

RR

Rajeev Radhakrishnan

Since December 2023

Additional Scheme Detailsas of 31st August 2025

ISIN
INF200K01636
Expense Ratio
0.67%
Exit Load
No Charges
Fund Size
₹38,450 Cr
Age
21 years 1 month
Lumpsum Minimum
₹500
Fund Status
Open Ended Investment Company
Benchmark
CRISIL Money Market TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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1Y
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Axis Money Market Fund Regular Growth

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0.2%0.0%₹29271.70 Cr7.9%
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ICICI Prudential Money Market Fund Regular Growth

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HDFC Money Market Fund Regular Growth

Low to Moderate Risk

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Franklin India Money Market Fund Regular Growth

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Tata Money Market Fund Regular Growth

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About the AMC

SBI Mutual Fund

SBI Mutual Fund

Total AUM

₹11,71,802 Cr

Address

C-38 & 39, G Block, Bandra Kurla Complex, Mumbai, 400 051

Other Funds by SBI Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
SBI Dynamic Asset Allocation Active FoF Direct Growth

High Risk

-1.0%--
SBI Nifty100 Low Volatility 30 Index Fund Direct Growth

Very High Risk

0.4%0.0%₹67.18 Cr-
SBI Nifty200 Momentum 30 Index Fund Direct Growth

Very High Risk

0.4%0.0%₹102.56 Cr-
SBI NIFTY 200 Quality 30 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹322.29 Cr-
SBI Income Plus Arbitrage Active FOF Direct Growth

Low to Moderate Risk

0.1%0.0%₹2004.89 Cr-
SBI BSE PSU Bank Index Fund Direct Growth

Very High Risk

0.3%0.0%₹39.62 Cr-
SBI Nifty IT Index Fund Direct Growth

Very High Risk

0.3%0.0%₹59.63 Cr-
SBI Nifty Bank Index Fund Direct Growth

Very High Risk

0.2%0.0%₹118.19 Cr-
SBI Quant Fund Direct Growth

Very High Risk

0.7%0.0%₹3602.04 Cr-
SBI Nifty India Consumption Index Fund Direct Growth

Very High Risk

0.4%0.0%₹328.87 Cr-
SBI Nifty 500 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹848.48 Cr-
SBI Innovative Opportunities Fund Direct Growth

Very High Risk

0.6%1.0%₹7237.14 Cr-2.1%
SBI Silver ETF Fund of Fund Direct Growth

Very High Risk

0.3%1.0%₹579.48 Cr51.8%
SBI Automotive Opportunities Fund Direct Growth

Very High Risk

0.8%1.0%₹5236.18 Cr-0.5%
SBI Energy Opportunities Fund Direct Growth

Very High Risk

0.9%1.0%₹9411.80 Cr-9.0%
SBI Fixed Maturity Plan Series 92 91 Days Direct Growth

Moderate Risk

-0.0%--
SBI Nifty50 Equal Weight Index Fund Direct Growth

Very High Risk

0.5%0.0%₹1016.60 Cr-1.1%
SBI Fixed Maturity Plan (FMP) - Series 91 (90 Days) Direct Growth

Moderately High risk

-0.0%--
SBI Debt Fund Series C 24 Direct Growth

Low to Moderate Risk

-0.0%-4.4%
SBI Fixed Maturity Plan (FMP) - Series 47 (1434 Days) Direct Growth

Low Risk

-0.0%₹144.26 Cr7.0%
SBI Fixed Maturity Plan Series 41 1498 Days Direct Growth

Low Risk

-0.0%₹915.41 Cr7.0%
SBI Long Term Advantage Fund Series II Direct Growth

Very High Risk

-0.0%₹34.17 Cr6.8%
SBI Debt Fund Series C 25 Direct Growth

Low to Moderate Risk

-0.0%-5.1%
SBI Fixed Maturity Plan (FMP) - Series 60 (1878 Days) Direct Growth

Low to Moderate Risk

-0.0%₹253.74 Cr8.1%
SBI Fixed Maturity Plan (FMP) - Series 74 1243 Days Direct Growth

Low to Moderate Risk

--₹154.11 Cr7.5%
SBI Fixed Maturity Plan Series 78 1170 Days Direct Growth

Low to Moderate Risk

-0.0%₹122.06 Cr7.5%
SBI Fixed Maturity Plan Series 66 1361 Days Direct Growth

Moderate Risk

-0.0%₹662.46 Cr7.3%
SBI Fixed Maturity Plan Series 57 1835 Days Direct Growth

Low to Moderate Risk

--₹263.55 Cr7.9%
SBI Fixed Maturity Plan (FMP) - Series 80 366 Days Direct Growth

Moderate Risk

-0.0%-7.6%
SBI Fixed Maturity Plan Series 1 3668 Days Direct Growth

Moderate Risk

-0.0%₹49.30 Cr8.4%
SBI Fixed Maturity Plan Series 81 1157 Days Direct Growth

Low to Moderate Risk

-0.0%₹399.49 Cr7.6%
SBI Fixed Maturity Plan (FMP) - Series 49 (1823 Days) Direct Growth

Low to Moderate Risk

-0.0%₹401.45 Cr7.8%
SBI Fixed Maturity Plan (FMP) - Series 75 (366 Days) Direct Growth

Moderate Risk

---7.5%
SBI Fixed Maturity Plan Series 46 1850 Days Direct Growth

Low to Moderate Risk

-0.0%₹134.68 Cr7.5%
SBI Fixed Maturity Plan Series 53 1839 Days Direct Growth

Low to Moderate Risk

--₹316.64 Cr7.9%
SBI Long Term Advantage Fund Series I Direct Growth

Low Risk

-0.0%₹49.50 Cr17.1%
SBI Fixed Maturity Plan Series 79 1130 Days Direct Growth

Low to Moderate Risk

-0.0%₹79.97 Cr7.4%
SBI Long Term Advantage Fund Series VI Direct Growth

Very High Risk

-0.0%₹269.27 Cr-6.8%
SBI Fixed Maturity Plan Series 76 1221 Days Direct Growth

Low to Moderate Risk

--₹161.44 Cr7.3%
SBI Tax Advantage Fund Series III Direct Growth

Very High Risk

-0.0%₹33.26 Cr32.0%
SBI Fixed Maturity Plan Series 73 1226 Days Direct Growth

Low to Moderate Risk

--₹196.01 Cr7.4%
SBI Fixed Maturity Plan Series 44 1855 Days Direct Growth

Low to Moderate Risk

-0.0%₹393.77 Cr7.5%
SBI Fixed Maturity Plan Series 65 367 Days Direct Growth

Low to Moderate Risk

-0.0%--
SBI Fixed Maturity Plan (FMP) - Series 58 (1842 Days) Direct Growth

Low to Moderate Risk

--₹257.26 Cr7.9%
SBI Fixed Maturity Plan (FMP) - Series 50 (1843 Days) Direct Growth

Low to Moderate Risk

--₹124.68 Cr7.8%
SBI Fixed Maturity Plan Series 52 1848 Days Direct Growth

Low to Moderate Risk

--₹140.43 Cr7.8%
SBI Fixed Maturity Plan Series 67 1467 Days Direct Growth

Low to Moderate Risk

-0.0%₹569.29 Cr7.6%
SBI Fixed Maturity Plan (FMP) - Series 54 (1842 Days) Direct Growth

Low to Moderate Risk

--₹38.58 Cr7.9%
SBI Fixed Maturity Plan Series 6 3668 Days Direct Growth

Moderate Risk

-0.0%₹35.65 Cr8.3%
SBI Fixed Maturity Plan Series 34 3682 Days Direct Growth

Moderate Risk

--₹28.31 Cr7.9%

Risk Level

Your principal amount will be at Moderate Risk

Moderate Risk

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The NAV of SBI Savings Fund Regular Growth, as of 12-Sep-2025, is ₹42.00.
The fund has generated 7.42% over the last 1 year and 7.04% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 27.70% in bonds, and 72.06% in cash and cash equivalents.
The fund managers responsible for SBI Savings Fund Regular Growth are:-
  1. Rajeev Radhakrishnan

Fund Overview

Fund Size

Fund Size

₹38,450 Cr

Expense Ratio

Expense Ratio

0.67%

ISIN

ISIN

INF200K01636

Minimum SIP

Minimum SIP

₹500

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

19 Jul 2004

Risk Level

Your principal amount will be at Moderate Risk

Moderate Risk

About this fund

SBI Savings Fund Regular Growth is a Money Market mutual fund schemes offered by SBI Mutual Fund. This fund has been in existence for 21 years, 1 months and 27 days, having been launched on 19-Jul-04.
As of 12-Sep-25, it has a Net Asset Value (NAV) of ₹42.00, Assets Under Management (AUM) of 38450.02 Crores, and an expense ratio of 0.67%.
  • SBI Savings Fund Regular Growth has given a CAGR return of 7.02% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 27.70% in debts, and 72.06% in cash & cash equivalents.
  • You can start investing in SBI Savings Fund Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.42%

+7.15% (Cat Avg.)

3 Years

+7.04%

+7.02% (Cat Avg.)

5 Years

+5.64%

+5.75% (Cat Avg.)

10 Years

+6.45%

+5.87% (Cat Avg.)

Since Inception

+7.02%

(Cat Avg.)

Portfolio Summaryas of 31st August 2025

Debt10,650.96 Cr27.70%
Others27,799.06 Cr72.30%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
HDFC Bank Ltd.Bond - Corporate Bond1,692.21 Cr4.40%
5.63% Govt Stock 2026Bond - Gov't/Treasury1,398.45 Cr3.64%
Punjab National BankBond - Gov't Agency Debt1,161.19 Cr3.02%
Jsw Infrastructure LtdCash - Commercial Paper995.11 Cr2.59%
LIC Housing Finance Limited**Cash - Commercial Paper968.77 Cr2.52%
Bank of BarodaBond - Corporate Bond946.61 Cr2.46%
Punjab National Bank (18/03/2026)Cash - CD/Time Deposit774.38 Cr2.01%
Tata Capital Housing Finance LimitedCash - Commercial Paper679.44 Cr1.77%
IDBI Bank LimitedCash - CD/Time Deposit679.26 Cr1.77%
Biocon Ltd.Cash - Commercial Paper596.72 Cr1.55%
Axis Bank LimitedCash - CD/Time Deposit589.76 Cr1.53%
Panatone Finvest LimitedCash - Commercial Paper585.96 Cr1.52%
Interise TrustCash - Commercial Paper580.94 Cr1.51%
Uco BankCash - CD/Time Deposit573.14 Cr1.49%
Kotak Mahindra Bank LimitedCash - CD/Time Deposit509.91 Cr1.33%
364 DTB 04122025Bond - Gov't/Treasury507.82 Cr1.32%
Csb Bank LtdBond - Corporate Bond498.39 Cr1.30%
Csb Bank LtdBond - Corporate Bond489.83 Cr1.27%
IDBI Bank Limited (Industrial Development Bank Of India Ltd)Cash - CD/Time Deposit486.96 Cr1.27%
06.90 OIL SPL 2026Bond - Gov't Agency Debt486.03 Cr1.26%
Bank Of BarodaCash - CD/Time Deposit484.97 Cr1.26%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit484.49 Cr1.26%
Small Industries Development Bank Of India**Cash - CD/Time Deposit483.33 Cr1.26%
SMFG India Cr Co.Ltd.Cash - Commercial Paper481.8 Cr1.25%
Bank Of BarodaCash478.09 Cr1.24%
The Jammu & Kashmir Bank Ltd.Cash - CD/Time Deposit476.79 Cr1.24%
Rec Ltd.Cash - Commercial Paper476.76 Cr1.24%
Cholamandalam Investment And Fin. Co. LtdCash - Commercial Paper476.08 Cr1.24%
91 Days Tbill (Md 28/08/2025)Bond - Gov't/Treasury473.32 Cr1.23%
Kotak Mahindra Bank LimitedCash - CD/Time Deposit437.7 Cr1.14%
Indian BankBond - Gov't Agency Debt435.14 Cr1.13%
Union Bank Of IndiaCash - CD/Time Deposit418.59 Cr1.09%
Ongc Petro Additions LimitedCash - Commercial Paper390.49 Cr1.02%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit388.33 Cr1.01%
Canara BankCash - CD/Time Deposit387.6 Cr1.01%
Muthoot Fincorp LimitedCash - Commercial Paper376.56 Cr0.98%
Indian BankCash - CD/Time Deposit369.4 Cr0.96%
HDFC Bank LimitedCash - CD/Time Deposit368.55 Cr0.96%
National Bank for Agriculture and Rural DevelopmentCash - Commercial Paper344.4 Cr0.90%
Tata Capital Ltd.Cash - Commercial Paper339.29 Cr0.88%
Indian BankCash - CD/Time Deposit331 Cr0.86%
5.15% Govt Stock 2025Bond - Gov't/Treasury319.74 Cr0.83%
Muthoot Finance LimitedCash - Commercial Paper315.35 Cr0.82%
Motilal Oswal Financial Services LtdCash - Commercial Paper298.49 Cr0.78%
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)Cash - CD/Time Deposit295.56 Cr0.77%
Credila Financial Services Pvt LtdCash - Commercial Paper291.27 Cr0.76%
Equitas Small Finance Bank Ltd.Bond - Corporate Bond289.17 Cr0.75%
The Jammu & Kashmir Bank Ltd.Cash - CD/Time Deposit286.42 Cr0.74%
Cholamandalam Investment And Fin. Co. LtdCash - Commercial Paper285.07 Cr0.74%
Sundaram Finance Ltd.Cash - Commercial Paper282.74 Cr0.74%
India (Republic of)Bond - Short-term Government Bills278.04 Cr0.72%
Mindspace Business Parks ReitCash270.94 Cr0.70%
Tata Capital Housing Finance Ltd.Cash - Commercial Paper265.79 Cr0.69%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit263.72 Cr0.69%
Aditya Birla Housing Finance Ltd.Cash - Commercial Paper245.92 Cr0.64%
Equitas Small Finance Bank LimitedCash - CD/Time Deposit245.43 Cr0.64%
Birla Group Holdings Private LimitedCash - Commercial Paper243.02 Cr0.63%
JM Financial Services LimitedCash - Commercial Paper242.6 Cr0.63%
Union Bank Of IndiaCash - CD/Time Deposit242.49 Cr0.63%
Cholamandalam Investment & Finance Co. Ltd.Cash242.37 Cr0.63%
Bank of India Ltd.Bond - Corporate Bond241.65 Cr0.63%
Small Industries Development Bk Of India ** #Cash - Commercial Paper241.63 Cr0.63%
The Jammu And Kashmir Bank LimitedBond - Corporate Bond241.33 Cr0.63%
Julius Baer Capital (India) Private LimitedCash - Commercial Paper240.79 Cr0.63%
Axis Bank Ltd.Cash - CD/Time Deposit239.39 Cr0.62%
Cholamandalam Investment And Fin. Co. LtdCash - Commercial Paper238 Cr0.62%
Tata Capital LimitedCash - Commercial Paper237.16 Cr0.62%
HDFC Bank LimitedCash - CD/Time Deposit236.01 Cr0.61%
Canara BankCash - CD/Time Deposit231.2 Cr0.60%
06.20 RJ Sdl 2026Bond - Gov't/Treasury205.3 Cr0.53%
Motilal Oswal Finvest LimitedCash - Commercial Paper198.98 Cr0.52%
Motilal Oswal Wealth Management LimitedCash - Commercial Paper198.96 Cr0.52%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit196.98 Cr0.51%
364 DTB 18122025Bond - Gov't/Treasury196.8 Cr0.51%
India (Republic of)Bond - Short-term Government Bills196.16 Cr0.51%
Equitas Small Finance Bank LimitedCash - CD/Time Deposit196.06 Cr0.51%
Icici Securities LimitedCash - Commercial Paper196.03 Cr0.51%
Cholamandalam Investment And Fin. Co. LtdCash - Commercial Paper194.32 Cr0.51%
Union Bank Of IndiaCash - CD/Time Deposit194.22 Cr0.51%
Hdb Financial Services Limited (04/03/2026) **Cash - Commercial Paper193.7 Cr0.50%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit193.32 Cr0.50%
Birla Group Holdings Private LimitedCash - Commercial Paper193.32 Cr0.50%
Tata Motors Finance Ltd.Cash - Commercial Paper193.18 Cr0.50%
Bajaj Auto Credit Ltd.Cash - Commercial Paper186.82 Cr0.49%
Muthoot Finance LimitedCash - Commercial Paper169.59 Cr0.44%
08.69 KL Sdl 2026Bond - Gov't/Treasury162.14 Cr0.42%
Godrej Properties Ltd.Cash147.94 Cr0.38%
Sundaram Finance LimitedCash - Commercial Paper145.58 Cr0.38%
Bank Of BarodaCash - CD/Time Deposit145.37 Cr0.38%
National Bank for Agriculture and Rural DevelopmentBond - Gov't Agency Debt145.02 Cr0.38%
Equitas Small Finance Bank Ltd.Bond - Corporate Bond144.56 Cr0.38%
Canara BankCash - CD/Time Deposit122.84 Cr0.32%
07.98 GJ Sdl 2026Bond - Gov't/Treasury121 Cr0.31%
Cholamandalam Inv & Fi Cp Red 22-05-2026**Cash - Commercial Paper118.93 Cr0.31%
07.95 FERT BND 2026Bond - Gov't Agency Debt112.6 Cr0.29%
07.98 HR Sdl 2026Bond - Gov't/Treasury101.62 Cr0.26%
08.55 AS Sdl 2026Bond - Gov't/Treasury101.12 Cr0.26%
HDFC Bank LimitedCash - CD/Time Deposit98.51 Cr0.26%
Bank Of BarodaCash - CD/Time Deposit98.38 Cr0.26%
Au Small Finance Bank LimitedCash - CD/Time Deposit97.44 Cr0.25%
Au Small Finance Bank LimitedCash - CD/Time Deposit97.35 Cr0.25%
Muthoot Finance LimitedCash - Commercial Paper97.15 Cr0.25%
Indian BankCash - CD/Time Deposit95.92 Cr0.25%
Axis Bank LimitedCash - CD/Time Deposit95.31 Cr0.25%
Union Bank Of IndiaCash - CD/Time Deposit95.12 Cr0.25%
Muthoot Finance Ltd.Cash - Commercial Paper95.05 Cr0.25%
Corporate Debt Market Development Fund-A2Mutual Fund - Open End90.73 Cr0.24%
6.99% Govt Stock 2026Bond - Gov't/Treasury83.31 Cr0.22%
08.34 Up SDL 2026Bond - Gov't/Treasury80.72 Cr0.21%
08.28 KA Sdl 2026Bond - Gov't/Treasury75.94 Cr0.20%
08.30 MP Sdl 2026Bond - Gov't/Treasury75.66 Cr0.20%
08.30 RJ Sdl 2026Bond - Gov't/Treasury75.66 Cr0.20%
08.27 HR Sdl2025dec2Bond - Gov't/Treasury75.58 Cr0.20%
08.21 MH Sdl 2025Bond - Gov't/Treasury75.49 Cr0.20%
Net Receivable / PayableCash - Collateral-74.93 Cr0.19%
Kotak Mahindra Prime Ltd.Cash - Commercial Paper67.53 Cr0.18%
08.27 GJ Sdl 2026Bond - Gov't/Treasury65.57 Cr0.17%
India (Republic of)Bond - Short-term Government Bills63.48 Cr0.17%
TrepsCash - Repurchase Agreement56.71 Cr0.15%
08.27 Tn SDL 2026Bond - Gov't/Treasury55.48 Cr0.14%
08.15 MP Sdl 2025Bond - Gov't/Treasury55.25 Cr0.14%
08.24 AP Sdl 2025decBond - Gov't/Treasury50.33 Cr0.13%
Goi 25.05.2026 GovBond - Gov't/Treasury48.96 Cr0.13%
Canara Bank**Cash - CD/Time Deposit48.4 Cr0.13%
HDFC Bank LimitedCash - CD/Time Deposit47.56 Cr0.12%
08.17 Up SDL 2025novBond - Gov't/Treasury40.22 Cr0.10%
IDBI Bank Limited (Industrial Development Bank Of India Ltd)Cash - CD/Time Deposit39.38 Cr0.10%
08.17 Tn SDL 2025Bond - Gov't/Treasury35.19 Cr0.09%
08.39 MP Sdl 2026Bond - Gov't/Treasury25.25 Cr0.07%
08.31 Ts SDL 2026Bond - Gov't/Treasury25.22 Cr0.07%
08.27 KA Sdl 2026Bond - Gov't/Treasury25.22 Cr0.07%
08.29 AP Sdl 2026Bond - Gov't/Treasury25.22 Cr0.07%
08.27 MP Sdl 2025decBond - Gov't/Treasury25.19 Cr0.07%
08.27 HR Sdl 2025decBond - Gov't/Treasury25.17 Cr0.07%
Sundaram Home Finance LimitedCash - Commercial Paper24.65 Cr0.06%
Axis Bank LimitedCash - CD/Time Deposit24.58 Cr0.06%
India (Republic of)Bond - Short-term Government Bills19.72 Cr0.05%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Cash - Commercial Paper12,993.95 Cr33.79%
Cash - CD/Time Deposit12,171.14 Cr31.65%
Bond - Gov't/Treasury4,631.96 Cr12.05%
Bond - Corporate Bond4,543.74 Cr11.82%
Bond - Gov't Agency Debt2,339.98 Cr6.09%
Cash1,139.34 Cr2.96%
Bond - Short-term Government Bills557.39 Cr1.45%
Mutual Fund - Open End90.73 Cr0.24%
Cash - Collateral-74.93 Cr0.19%
Cash - Repurchase Agreement56.71 Cr0.15%

Risk & Performance Ratios

Standard Deviation

This fund

0.35%

Cat. avg.

0.51%

Lower the better

Sharpe Ratio

This fund

0.89

Cat. avg.

0.97

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

4.26

Higher the better

Fund Managers

RR

Rajeev Radhakrishnan

Since December 2023

Additional Scheme Detailsas of 31st August 2025

ISIN
INF200K01636
Expense Ratio
0.67%
Exit Load
No Charges
Fund Size
₹38,450 Cr
Age
21 years 1 month
Lumpsum Minimum
₹500
Fund Status
Open Ended Investment Company
Benchmark
CRISIL Money Market TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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1Y
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About the AMC

SBI Mutual Fund

SBI Mutual Fund

Total AUM

₹11,71,802 Cr

Address

C-38 & 39, G Block, Bandra Kurla Complex, Mumbai, 400 051

Other Funds by SBI Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
SBI Dynamic Asset Allocation Active FoF Direct Growth

High Risk

-1.0%--
SBI Nifty100 Low Volatility 30 Index Fund Direct Growth

Very High Risk

0.4%0.0%₹67.18 Cr-
SBI Nifty200 Momentum 30 Index Fund Direct Growth

Very High Risk

0.4%0.0%₹102.56 Cr-
SBI NIFTY 200 Quality 30 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹322.29 Cr-
SBI Income Plus Arbitrage Active FOF Direct Growth

Low to Moderate Risk

0.1%0.0%₹2004.89 Cr-
SBI BSE PSU Bank Index Fund Direct Growth

Very High Risk

0.3%0.0%₹39.62 Cr-
SBI Nifty IT Index Fund Direct Growth

Very High Risk

0.3%0.0%₹59.63 Cr-
SBI Nifty Bank Index Fund Direct Growth

Very High Risk

0.2%0.0%₹118.19 Cr-
SBI Quant Fund Direct Growth

Very High Risk

0.7%0.0%₹3602.04 Cr-
SBI Nifty India Consumption Index Fund Direct Growth

Very High Risk

0.4%0.0%₹328.87 Cr-
SBI Nifty 500 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹848.48 Cr-
SBI Innovative Opportunities Fund Direct Growth

Very High Risk

0.6%1.0%₹7237.14 Cr-2.1%
SBI Silver ETF Fund of Fund Direct Growth

Very High Risk

0.3%1.0%₹579.48 Cr51.8%
SBI Automotive Opportunities Fund Direct Growth

Very High Risk

0.8%1.0%₹5236.18 Cr-0.5%
SBI Energy Opportunities Fund Direct Growth

Very High Risk

0.9%1.0%₹9411.80 Cr-9.0%
SBI Fixed Maturity Plan Series 92 91 Days Direct Growth

Moderate Risk

-0.0%--
SBI Nifty50 Equal Weight Index Fund Direct Growth

Very High Risk

0.5%0.0%₹1016.60 Cr-1.1%
SBI Fixed Maturity Plan (FMP) - Series 91 (90 Days) Direct Growth

Moderately High risk

-0.0%--
SBI Debt Fund Series C 24 Direct Growth

Low to Moderate Risk

-0.0%-4.4%
SBI Fixed Maturity Plan (FMP) - Series 47 (1434 Days) Direct Growth

Low Risk

-0.0%₹144.26 Cr7.0%
SBI Fixed Maturity Plan Series 41 1498 Days Direct Growth

Low Risk

-0.0%₹915.41 Cr7.0%
SBI Long Term Advantage Fund Series II Direct Growth

Very High Risk

-0.0%₹34.17 Cr6.8%
SBI Debt Fund Series C 25 Direct Growth

Low to Moderate Risk

-0.0%-5.1%
SBI Fixed Maturity Plan (FMP) - Series 60 (1878 Days) Direct Growth

Low to Moderate Risk

-0.0%₹253.74 Cr8.1%
SBI Fixed Maturity Plan (FMP) - Series 74 1243 Days Direct Growth

Low to Moderate Risk

--₹154.11 Cr7.5%
SBI Fixed Maturity Plan Series 78 1170 Days Direct Growth

Low to Moderate Risk

-0.0%₹122.06 Cr7.5%
SBI Fixed Maturity Plan Series 66 1361 Days Direct Growth

Moderate Risk

-0.0%₹662.46 Cr7.3%
SBI Fixed Maturity Plan Series 57 1835 Days Direct Growth

Low to Moderate Risk

--₹263.55 Cr7.9%
SBI Fixed Maturity Plan (FMP) - Series 80 366 Days Direct Growth

Moderate Risk

-0.0%-7.6%
SBI Fixed Maturity Plan Series 1 3668 Days Direct Growth

Moderate Risk

-0.0%₹49.30 Cr8.4%
SBI Fixed Maturity Plan Series 81 1157 Days Direct Growth

Low to Moderate Risk

-0.0%₹399.49 Cr7.6%
SBI Fixed Maturity Plan (FMP) - Series 49 (1823 Days) Direct Growth

Low to Moderate Risk

-0.0%₹401.45 Cr7.8%
SBI Fixed Maturity Plan (FMP) - Series 75 (366 Days) Direct Growth

Moderate Risk

---7.5%
SBI Fixed Maturity Plan Series 46 1850 Days Direct Growth

Low to Moderate Risk

-0.0%₹134.68 Cr7.5%
SBI Fixed Maturity Plan Series 53 1839 Days Direct Growth

Low to Moderate Risk

--₹316.64 Cr7.9%
SBI Long Term Advantage Fund Series I Direct Growth

Low Risk

-0.0%₹49.50 Cr17.1%
SBI Fixed Maturity Plan Series 79 1130 Days Direct Growth

Low to Moderate Risk

-0.0%₹79.97 Cr7.4%
SBI Long Term Advantage Fund Series VI Direct Growth

Very High Risk

-0.0%₹269.27 Cr-6.8%
SBI Fixed Maturity Plan Series 76 1221 Days Direct Growth

Low to Moderate Risk

--₹161.44 Cr7.3%
SBI Tax Advantage Fund Series III Direct Growth

Very High Risk

-0.0%₹33.26 Cr32.0%
SBI Fixed Maturity Plan Series 73 1226 Days Direct Growth

Low to Moderate Risk

--₹196.01 Cr7.4%
SBI Fixed Maturity Plan Series 44 1855 Days Direct Growth

Low to Moderate Risk

-0.0%₹393.77 Cr7.5%
SBI Fixed Maturity Plan Series 65 367 Days Direct Growth

Low to Moderate Risk

-0.0%--
SBI Fixed Maturity Plan (FMP) - Series 58 (1842 Days) Direct Growth

Low to Moderate Risk

--₹257.26 Cr7.9%
SBI Fixed Maturity Plan (FMP) - Series 50 (1843 Days) Direct Growth

Low to Moderate Risk

--₹124.68 Cr7.8%
SBI Fixed Maturity Plan Series 52 1848 Days Direct Growth

Low to Moderate Risk

--₹140.43 Cr7.8%
SBI Fixed Maturity Plan Series 67 1467 Days Direct Growth

Low to Moderate Risk

-0.0%₹569.29 Cr7.6%
SBI Fixed Maturity Plan (FMP) - Series 54 (1842 Days) Direct Growth

Low to Moderate Risk

--₹38.58 Cr7.9%
SBI Fixed Maturity Plan Series 6 3668 Days Direct Growth

Moderate Risk

-0.0%₹35.65 Cr8.3%
SBI Fixed Maturity Plan Series 34 3682 Days Direct Growth

Moderate Risk

--₹28.31 Cr7.9%

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The NAV of SBI Savings Fund Regular Growth, as of 12-Sep-2025, is ₹42.00.
The fund has generated 7.42% over the last 1 year and 7.04% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 27.70% in bonds, and 72.06% in cash and cash equivalents.
The fund managers responsible for SBI Savings Fund Regular Growth are:-
  1. Rajeev Radhakrishnan
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