
Capital PreservationMoney MarketModerate Risk
Regular
NAV (29-Jan-26)
Returns (Since Inception)
Fund Size
₹31,790 Cr
Expense Ratio
0.41%
ISIN
INF179KB1HR5
Minimum SIP
₹100
Exit Load
No Charges
Inception Date
18 Nov 1999
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.07%
+6.62% (Cat Avg.)
3 Years
+7.37%
+6.98% (Cat Avg.)
5 Years
+6.17%
+5.90% (Cat Avg.)
10 Years
+6.64%
+5.87% (Cat Avg.)
Since Inception
+7.02%
— (Cat Avg.)
| Debt | ₹5,249.12 Cr | 16.51% |
| Others | ₹26,540.54 Cr | 83.49% |
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| Union Bank Of India | Cash - CD/Time Deposit | ₹1,213.48 Cr | 3.75% |
| Axis Bank Ltd. | Cash - CD/Time Deposit | ₹976.26 Cr | 3.01% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹780.05 Cr | 2.41% |
| Rec Limited | Cash - Commercial Paper | ₹754.43 Cr | 2.33% |
| LIC Housing Finance Ltd | Cash - Commercial Paper | ₹745.74 Cr | 2.30% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹719.8 Cr | 2.22% |
| National Bank for Agriculture and Rural Development | Bond - Gov't Agency Debt | ₹654.44 Cr | 2.02% |
| National Bank For Agriculture & Rural Development** | Cash - CD/Time Deposit | ₹569.54 Cr | 1.76% |
| Union Bank of India | Bond - Gov't Agency Debt | ₹537.49 Cr | 1.66% |
| Indusind Bank Limited | Cash - CD/Time Deposit | ₹499.39 Cr | 1.54% |
| 364 Days Tbill (Md 05/03/2026) | Bond - Gov't/Treasury | ₹496.6 Cr | 1.53% |
| LIC Housing Finance Ltd | Cash - Commercial Paper | ₹494.79 Cr | 1.53% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹489.69 Cr | 1.51% |
| IDFC First Bank Ltd. | Bond - Corporate Bond | ₹485.77 Cr | 1.50% |
| 07.35 GJ Sdl 2026 | Bond - Gov't/Treasury | ₹481.78 Cr | 1.49% |
| Tata Teleservices Ltd | Cash - Commercial Paper | ₹470.96 Cr | 1.45% |
| L&T Finance Limited | Cash - Commercial Paper | ₹470.34 Cr | 1.45% |
| Kotak Mahindra Bank Ltd. | Bond - Corporate Bond | ₹468.33 Cr | 1.45% |
| Bank Of Maharashtra | Bond - Gov't Agency Debt | ₹467.4 Cr | 1.44% |
| Small Industries Development Bank of India | Bond - Corporate Bond | ₹467.35 Cr | 1.44% |
| Kotak Mahindra Bank Limited | Cash - CD/Time Deposit | ₹447.48 Cr | 1.38% |
| IDBI Bank Limited | Cash - CD/Time Deposit | ₹446.8 Cr | 1.38% |
| Punjab National Bank | Bond - Gov't Agency Debt | ₹445.23 Cr | 1.37% |
| India (Republic of) | Bond - Short-term Government Bills | ₹393.5 Cr | 1.22% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹390.86 Cr | 1.21% |
| Indian Bank | Cash - CD/Time Deposit | ₹390.24 Cr | 1.21% |
| Indian Bank | Cash - CD/Time Deposit | ₹389.24 Cr | 1.20% |
| Treps - Tri-Party Repo | Cash - Repurchase Agreement | ₹386.26 Cr | 1.19% |
| 364 Days Tbill Red 12-03-2026 | Bond - Gov't/Treasury | ₹347.28 Cr | 1.07% |
| Bank Of India^ | Cash - CD/Time Deposit | ₹341.65 Cr | 1.06% |
| Indian Bank | Cash - CD/Time Deposit | ₹321.96 Cr | 0.99% |
| 364 DTB 12022026 | Bond - Gov't/Treasury | ₹298.86 Cr | 0.92% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹298.37 Cr | 0.92% |
| India (Republic of) | Bond - Short-term Government Bills | ₹298.2 Cr | 0.92% |
| Idfc First Bank Limited^ | Cash - CD/Time Deposit | ₹298.01 Cr | 0.92% |
| Idfc First Bank Limited^ | Cash - CD/Time Deposit | ₹297.81 Cr | 0.92% |
| 364 DTB 19mar2026 | Bond - Gov't/Treasury | ₹297.36 Cr | 0.92% |
| Treasury Bills | Bond - Gov't/Treasury | ₹296.36 Cr | 0.92% |
| Canara Bank | Cash - CD/Time Deposit | ₹291.99 Cr | 0.90% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹291.96 Cr | 0.90% |
| Muthoot Fincorp Limited | Cash - Commercial Paper | ₹288.88 Cr | 0.89% |
| Small Industries Development Bank of India | Bond - Corporate Bond | ₹285.18 Cr | 0.88% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹283.93 Cr | 0.88% |
| Bank of Baroda | Bond - Corporate Bond | ₹280.97 Cr | 0.87% |
| Bank of Baroda | Bond - Corporate Bond | ₹280.72 Cr | 0.87% |
| Canara Bank** | Cash - CD/Time Deposit | ₹272.17 Cr | 0.84% |
| Net Current Assets | Cash | ₹-265.82 Cr | 0.82% |
| Export-Import Bank Of India | Cash - CD/Time Deposit | ₹247.33 Cr | 0.76% |
| Smfg India Credit Company Limited | Cash - Commercial Paper | ₹246.67 Cr | 0.76% |
| Indian Bank | Cash - CD/Time Deposit | ₹245.22 Cr | 0.76% |
| Bank Of India | Cash - CD/Time Deposit | ₹244.26 Cr | 0.75% |
| Export-Import Bank Of India | Cash - CD/Time Deposit | ₹243.92 Cr | 0.75% |
| Smfg India Credit Company Limited | Cash - Commercial Paper | ₹243.58 Cr | 0.75% |
| Canara Bank | Bond - Gov't Agency Debt | ₹233.92 Cr | 0.72% |
| Tata Capital Housing Finance Ltd. | Cash - Commercial Paper | ₹233.76 Cr | 0.72% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹220.08 Cr | 0.68% |
| 6.99% Govt Stock 2026 | Bond - Gov't/Treasury | ₹200.77 Cr | 0.62% |
| 08.36 MH Sdl 2026 | Bond - Gov't/Treasury | ₹200.17 Cr | 0.62% |
| Credila Financial Services Limited | Cash - Commercial Paper | ₹199.74 Cr | 0.62% |
| Bank Of India | Cash - CD/Time Deposit | ₹199.53 Cr | 0.62% |
| India (Republic of) | Bond - Short-term Government Bills | ₹199.03 Cr | 0.61% |
| Punjab National Bank (18/03/2026) | Cash - CD/Time Deposit | ₹197.95 Cr | 0.61% |
| AU Small Finance Bank Ltd. | Bond - Corporate Bond | ₹197.65 Cr | 0.61% |
| Au Small Finance Bank Limited | Cash - CD/Time Deposit | ₹197.58 Cr | 0.61% |
| Motilal Oswal Financial Services Limited | Cash - Commercial Paper | ₹197.35 Cr | 0.61% |
| Bank of Baroda | Bond - Corporate Bond | ₹195.45 Cr | 0.60% |
| Bank Of Baroda^ | Cash - CD/Time Deposit | ₹195.27 Cr | 0.60% |
| Cholamandalam Investment And Finance Company Limited | Cash - Commercial Paper | ₹195.16 Cr | 0.60% |
| Julius Baer Capital (India) Private Limited | Cash - Commercial Paper | ₹195.03 Cr | 0.60% |
| L&T Finance Limited | Cash - Commercial Paper | ₹194.53 Cr | 0.60% |
| Motilal Oswal Finvest Limited | Cash - Commercial Paper | ₹193.83 Cr | 0.60% |
| Smfg India Credit Company Limited | Cash - Commercial Paper | ₹189.9 Cr | 0.59% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹188.74 Cr | 0.58% |
| Muthoot Fincorp Limited | Cash - Commercial Paper | ₹186.46 Cr | 0.58% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹172.4 Cr | 0.53% |
| 364 Days Tbill Red 05-02-2026 | Bond - Gov't/Treasury | ₹149.58 Cr | 0.46% |
| Hero Fincorp Limited | Cash - Commercial Paper | ₹149.54 Cr | 0.46% |
| Standard Chartered Capital Limited | Cash - Commercial Paper | ₹149.32 Cr | 0.46% |
| Infina Finance Private Limited | Cash - Commercial Paper | ₹148.81 Cr | 0.46% |
| Barclays Investments & Loans (India) Private Limited | Cash - Commercial Paper | ₹148.37 Cr | 0.46% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹146.98 Cr | 0.45% |
| Indian Bank | Cash - CD/Time Deposit | ₹146.96 Cr | 0.45% |
| Bank Of India | Cash - CD/Time Deposit | ₹146.58 Cr | 0.45% |
| Bank Of India^ | Cash - CD/Time Deposit | ₹146.53 Cr | 0.45% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹146.21 Cr | 0.45% |
| Kotak Mahindra Bank Ltd. | Bond - Corporate Bond | ₹143.82 Cr | 0.44% |
| Bank Of Maharashtra | Bond - Gov't Agency Debt | ₹140.25 Cr | 0.43% |
| Motilal Oswal Financial Services Limited | Cash - Commercial Paper | ₹123.37 Cr | 0.38% |
| Gic Housing Finance Limited | Cash - Commercial Paper | ₹122.41 Cr | 0.38% |
| 08.53 Tn SDL 2026 | Bond - Gov't/Treasury | ₹110.51 Cr | 0.34% |
| 08.52 Ts SDL 2026 | Bond - Gov't/Treasury | ₹110.2 Cr | 0.34% |
| 07.36 UK Gs 2033 | Bond - Gov't/Treasury | ₹100.39 Cr | 0.31% |
| 5.63% Govt Stock 2026 | Bond - Gov't/Treasury | ₹100.05 Cr | 0.31% |
| Julius Baer Capital (India) Private Limited | Cash - Commercial Paper | ₹99.89 Cr | 0.31% |
| Muthoot Finance Limited | Cash - Commercial Paper | ₹99.89 Cr | 0.31% |
| Icici Securities Limited (Earlier Icici Brokerage Services Limited) | Cash - Commercial Paper | ₹99.88 Cr | 0.31% |
| Standard Chartered Capital Limited | Cash - Commercial Paper | ₹99.77 Cr | 0.31% |
| Muthoot Finance Limited | Cash - Commercial Paper | ₹99.66 Cr | 0.31% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹99.64 Cr | 0.31% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹99.64 Cr | 0.31% |
| Icici Securities Limited (Earlier Icici Brokerage Services Limited) | Cash - Commercial Paper | ₹99.63 Cr | 0.31% |
| India (Republic of) | Bond - Short-term Government Bills | ₹99.62 Cr | 0.31% |
| Hero Fincorp Limited | Cash - Commercial Paper | ₹99.62 Cr | 0.31% |
| Birla Group Holdings Private Limited | Cash - Commercial Paper | ₹99.61 Cr | 0.31% |
| Infina Finance Private Limited | Cash - Commercial Paper | ₹99.39 Cr | 0.31% |
| Icici Securities Limited (Earlier Icici Brokerage Services Limited) | Cash - Commercial Paper | ₹99.24 Cr | 0.31% |
| Hsbc Investdirect Financial Services (India) Limited | Cash - Commercial Paper | ₹99.24 Cr | 0.31% |
| Standard Chartered Capital Limited | Cash - Commercial Paper | ₹99.22 Cr | 0.31% |
| Canara Bank | Cash - CD/Time Deposit | ₹99.07 Cr | 0.31% |
| Birla Group Holdings Private Limited | Cash - Commercial Paper | ₹99.03 Cr | 0.31% |
| Icici Securities Limited (Earlier Icici Brokerage Services Limited) | Cash - Commercial Paper | ₹99.03 Cr | 0.31% |
| Aditya Birla Capital Limited | Cash - Commercial Paper | ₹99 Cr | 0.31% |
| Birla Group Holdings Private Limited | Cash - Commercial Paper | ₹98.83 Cr | 0.31% |
| Power Finance Corporation Limited | Cash - Commercial Paper | ₹98.36 Cr | 0.30% |
| Infina Finance Pvt Ltd. | Cash - Commercial Paper | ₹97.38 Cr | 0.30% |
| Corporate Debt Market Development Fund | Mutual Fund - Open End | ₹90.41 Cr | 0.28% |
| Infina Finance Private Limited | Cash - Commercial Paper | ₹74.9 Cr | 0.23% |
| Birla Group Holdings Private Limited | Cash - Commercial Paper | ₹74.83 Cr | 0.23% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹74.46 Cr | 0.23% |
| Kotak Mahindra Prime Limited | Cash - Commercial Paper | ₹73.01 Cr | 0.23% |
| 06.10 RJ Sdl 2026 | Bond - Gov't/Treasury | ₹65.11 Cr | 0.20% |
| 08.53 Ts SDL 2026 | Bond - Gov't/Treasury | ₹57.25 Cr | 0.18% |
| 08.38 Tn SDL 2026 | Bond - Gov't/Treasury | ₹55.05 Cr | 0.17% |
| 08.28 KA Sdl 2026 | Bond - Gov't/Treasury | ₹50.2 Cr | 0.16% |
| Bank Of India | Cash - CD/Time Deposit | ₹49.85 Cr | 0.15% |
| Smfg India Credit Company Limited | Cash - Commercial Paper | ₹49.81 Cr | 0.15% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹49.64 Cr | 0.15% |
| Canara Bank (13/03/2026) | Cash - CD/Time Deposit | ₹49.53 Cr | 0.15% |
| Birla Group Holdings Private Limited | Cash - Commercial Paper | ₹49.51 Cr | 0.15% |
| Muthoot Finance Limited | Cash - Commercial Paper | ₹49.48 Cr | 0.15% |
| Muthoot Finance Limited | Cash - Commercial Paper | ₹49.44 Cr | 0.15% |
| Motilal Oswal Financial Services Limited | Cash - Commercial Paper | ₹48.47 Cr | 0.15% |
| 08.02 Up SDL 2026 | Bond - Gov't/Treasury | ₹46.46 Cr | 0.14% |
| 08.51 MH Sdl 2026 | Bond - Gov't/Treasury | ₹45.21 Cr | 0.14% |
| 08.76 MP Sdl 2026 | Bond - Gov't/Treasury | ₹45.15 Cr | 0.14% |
| 08.67 MH Sdl 2026 | Bond - Gov't/Treasury | ₹45.14 Cr | 0.14% |
| 08.67 KA Sdl 2026 | Bond - Gov't/Treasury | ₹25.08 Cr | 0.08% |
| 06.18 GJ Sdl 2026 | Bond - Gov't/Treasury | ₹25.04 Cr | 0.08% |
| 08.49 Tn SDL 2026 | Bond - Gov't/Treasury | ₹15.03 Cr | 0.05% |
| 06.18 GJ Sdl 2026 25 Jan | Bond - Gov't/Treasury | ₹15 Cr | 0.05% |
AAA
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - CD/Time Deposit | ₹13,326.11 Cr | 41.15% |
| Cash - Commercial Paper | ₹8,891.01 Cr | 27.46% |
| Bond - Gov't/Treasury | ₹3,679.63 Cr | 11.36% |
| Bond - Corporate Bond | ₹2,805.22 Cr | 8.66% |
| Bond - Gov't Agency Debt | ₹2,478.73 Cr | 7.65% |
| Bond - Short-term Government Bills | ₹990.36 Cr | 3.06% |
| Cash - Repurchase Agreement | ₹386.26 Cr | 1.19% |
| Cash | ₹-265.82 Cr | 0.82% |
| Mutual Fund - Open End | ₹90.41 Cr | 0.28% |
Standard Deviation
This fund
0.35%
Cat. avg.
0.52%
Lower the better
Sharpe Ratio
This fund
2.13
Cat. avg.
1.22
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
9.17
Higher the better
Since August 2024
Since June 2023
ISIN INF179KB1HR5 | Expense Ratio 0.41% | Exit Load No Charges | Fund Size ₹31,790 Cr | Age 26 years 2 months | Lumpsum Minimum ₹100 | Fund Status Open Ended Investment Company | Benchmark Nifty Money Market TR INR |
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Total AUM
₹9,00,761 Cr
Address
“HUL House”, 2nd Floor, Mumbai, 400 020
Your principal amount will be at Moderate Risk

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