HDFC Dynamic Debt Fund Regular Growth

Fund Overview

Fund Size

₹849 Cr

Expense Ratio

1.52%

ISIN

INF179K01848

Minimum SIP

₹100

Exit Load

No Charges

Inception Date

28 Apr 1997

About this fund

HDFC Dynamic Debt Fund Regular Growth is a Dynamic Bond mutual fund schemes offered by HDFC Mutual Fund. This fund has been in existence for 28 years, 2 months and 16 days, having been launched on 28-Apr-97.
As of 11-Jul-25, it has a Net Asset Value (NAV) of ₹89.94, Assets Under Management (AUM) of 849.32 Crores, and an expense ratio of 1.52%.

HDFC Dynamic Debt Fund Regular Growth has given a CAGR return of 8.10% since inception.
The fund's asset allocation comprises around 1.41% in equities, 92.72% in debts, and 5.61% in cash & cash equivalents.
You can start investing in HDFC Dynamic Debt Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+8.07%

+8.65% (Cat Avg.)

3 Years

+7.51%

+7.86% (Cat Avg.)

5 Years

+6.28%

+5.98% (Cat Avg.)

10 Years

+6.47%

+6.69% (Cat Avg.)

Since Inception

+8.10%

— (Cat Avg.)

Portfolio Summaryas of 30th June 2025

Equity	₹11.98 Cr	1.41%
Debt	₹787.49 Cr	92.72%
Others	₹49.86 Cr	5.87%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
7.3% Govt Stock 2053	Bond - Gov't/Treasury	₹118.57 Cr	14.15%
7.34% Govt Stock 2064	Bond - Gov't/Treasury	₹94.45 Cr	11.27%
7.18% Govt Stock 2033	Bond - Gov't/Treasury	₹78.63 Cr	9.38%
7.25% Govt Stock 2063	Bond - Gov't/Treasury	₹55.95 Cr	6.68%
7.26% Govt Stock 2032	Bond - Gov't/Treasury	₹52.63 Cr	6.28%
6.9% Govt Stock 2065	Bond - Gov't/Treasury	₹50.96 Cr	6.08%
6.99% Govt Stock 2034	Bond - Gov't/Treasury	₹45.99 Cr	5.49%
7.09% Govt Stock 2054	Bond - Gov't/Treasury	₹45.21 Cr	5.39%
7.1% Govt Stock 2034	Bond - Gov't/Treasury	₹31.36 Cr	3.74%
Treps - Tri-Party Repo	Cash - Repurchase Agreement	₹30.07 Cr	3.59%
Rec Limited	Bond - Corporate Bond	₹26.68 Cr	3.18%
7.26% Govt Stock 2033	Bond - Gov't/Treasury	₹26.28 Cr	3.14%
HDFC Bank Limited	Bond - Corporate Bond	₹25.96 Cr	3.10%
State Bank Of India	Bond - Corporate Bond	₹25.08 Cr	2.99%
7.18% Govt Stock 2037	Bond - Gov't/Treasury	₹20.91 Cr	2.49%
Net Current Assets	Cash	₹16.33 Cr	1.95%
Pipeline Infrastructure Limited	Bond - Corporate Bond	₹15.54 Cr	1.85%
6.92% Govt Stock 2039	Bond - Gov't/Treasury	₹15.34 Cr	1.83%
Indus Infra Trust Unit	Equity	₹11.82 Cr	1.41%
Gujarat (Government of) 7.64%	Bond - Sub-sovereign Government Debt	₹10.53 Cr	1.26%
Gujarat (Government of) 7.64%	Bond - Sub-sovereign Government Debt	₹5.29 Cr	0.63%
Gujarat (Government of) 7.63%	Bond - Sub-sovereign Government Debt	₹5.28 Cr	0.63%
Gujarat (Government of) 7.63%	Bond - Sub-sovereign Government Debt	₹5.26 Cr	0.63%
Uttar Pradesh (Government of) 7.48%	Bond - Sub-sovereign Government Debt	₹5.23 Cr	0.62%
6.79% Govt Stock 2034	Bond - Gov't/Treasury	₹5.14 Cr	0.61%
Housing And Urban Development Corporation Limited	Bond - Corporate Bond	₹5.1 Cr	0.61%
6.67% Govt Stock 2035	Bond - Gov't/Treasury	₹4.86 Cr	0.58%
Corporate Debt Market Development Fund	Mutual Fund - Open End	₹2.19 Cr	0.26%
08.26 MH Sdl 2025	Bond - Gov't/Treasury	₹0.61 Cr	0.07%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹0.61 Cr	0.07%
Haryana (State Of) 7.03%	Bond - Sub-sovereign Government Debt	₹0.23 Cr	0.03%
08.19 RJ UDAY 2026	Bond - Gov't Agency Debt	₹0 Cr	0.00%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹11.82 Cr	1.41%

Risk & Performance Ratios

Fund Managers

Anil Bamboli

Since February 2004

Dhruv Muchhal

Since June 2023

Additional Scheme Detailsas of 30th June 2025

ISIN

INF179K01848

Expense Ratio

1.52%

Exit Load

No Charges

Fund Size

₹849 Cr

Age

28 years 2 months

Lumpsum Minimum

₹100

Fund Status

Open Ended Investment Company

Benchmark

Nifty Composite Debt TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Dynamic Bond Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
ICICI Prudential All Seasons Bond Fund Direct Growth Moderate Risk	0.6%	0.0%	₹14952.44 Cr	10.2%
Union Dynamic Bond Fund Regular Growth Moderate Risk	1.6%	0.0%	₹107.78 Cr	8.1%
HSBC Dynamic Bond Fund Direct Growth Moderate Risk	0.2%	0.0%	₹175.32 Cr	9.4%
SBI Dynamic Bond Direct Growth Moderate Risk	0.6%	0.0%	₹3605.54 Cr	9.0%
PGIM India Dynamic Bond Direct Growth Moderate Risk	0.4%	0.0%	₹120.38 Cr	9.7%
Bandhan Dynamic Bond Fund Direct Growth Moderate Risk	0.7%	0.0%	₹2861.98 Cr	7.2%
Nippon India Dynamic Bond Fund Direct Growth Moderate Risk	0.3%	0.0%	₹4656.30 Cr	10.6%
JM Dynamic Bond Fund Direct Growth Moderate Risk	0.5%	0.0%	₹57.28 Cr	10.1%
Kotak Dynamic Bond Fund Direct Growth Moderately High risk	0.6%	0.0%	₹2873.87 Cr	9.4%
Mirae Asset Dynamic Bond Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹120.63 Cr	9.0%
Mirae Asset Dynamic Bond Fund Regular Growth Low to Moderate Risk	1.0%	0.0%	₹120.63 Cr	8.0%
Quantum Dynamic Bond Fund Direct Growth Moderate Risk	0.5%	0.0%	₹119.20 Cr	9.5%
PGIM India Dynamic Bond Regular Growth Moderate Risk	1.6%	0.0%	₹120.38 Cr	8.3%
ITI Dynamic Bond Fund Regular Growth Moderate Risk	1.2%	0.0%	₹39.32 Cr	8.1%
Axis Dynamic Bond Fund Regular Growth Moderate Risk	0.6%	0.0%	₹1278.98 Cr	9.4%
ITI Dynamic Bond Fund Direct Growth Moderate Risk	0.1%	0.0%	₹39.32 Cr	9.2%
360 ONE Dynamic Bond Fund Regular Growth Moderately High risk	0.5%	0.0%	₹686.10 Cr	10.5%
360 ONE Dynamic Bond Fund Direct Growth Moderately High risk	0.3%	0.0%	₹686.10 Cr	10.7%
UTI Dynamic Bond Fund Regular Growth Moderate Risk	1.5%	0.0%	₹472.77 Cr	9.0%
Quantum Dynamic Bond Fund Regular Growth Moderate Risk	1.0%	0.0%	₹119.20 Cr	9.0%
ICICI Prudential All Seasons Bond Fund Regular Growth Moderate Risk	1.3%	0.0%	₹14952.44 Cr	9.4%
DSP Strategic Bond Fund Regular Growth Moderate Risk	1.2%	0.0%	₹1551.51 Cr	7.8%
HSBC Dynamic Bond Fund Regular Growth Moderate Risk	0.8%	0.0%	₹175.32 Cr	8.8%
UTI Dynamic Bond Fund Direct Growth Moderate Risk	0.7%	0.0%	₹472.77 Cr	10.0%
Axis Dynamic Bond Fund Direct Growth Moderate Risk	0.3%	0.0%	₹1278.98 Cr	9.8%
HDFC Dynamic Debt Fund Direct Growth Moderate Risk	0.8%	0.0%	₹849.32 Cr	8.9%
Aditya Birla Sun Life Dynamic Bond Fund Direct Growth Moderately High risk	0.6%	0.0%	₹1945.17 Cr	10.2%
Baroda BNP Paribas Dynamic Bond Fund Direct Growth Moderate Risk	0.7%	0.0%	₹213.20 Cr	9.1%
Canara Robeco Dynamic Bond Direct Growth Moderate Risk	0.6%	0.0%	₹124.31 Cr	7.9%
Union Dynamic Bond Fund Direct Growth Moderate Risk	1.3%	0.0%	₹107.78 Cr	8.4%
DSP Strategic Bond Fund Direct Growth Moderate Risk	0.5%	0.0%	₹1551.51 Cr	8.5%
Groww Dynamic Bond Fund Direct Growth Moderate Risk	0.5%	0.0%	₹77.77 Cr	8.2%
Aditya Birla Sun Life Dynamic Bond Fund Regular Growth Moderately High risk	1.2%	0.0%	₹1945.17 Cr	9.6%
JM Dynamic Bond Fund Regular Growth Moderate Risk	1.0%	0.0%	₹57.28 Cr	9.6%
Groww Dynamic Bond Fund Regular Growth Moderate Risk	1.3%	0.0%	₹77.77 Cr	7.2%
Baroda BNP Paribas Dynamic Bond Fund Regular Growth Moderate Risk	1.7%	0.0%	₹213.20 Cr	8.1%
SBI Dynamic Bond Regular Growth Moderate Risk	1.4%	0.0%	₹3605.54 Cr	8.1%
Mahindra Manulife Dynamic Bond Fund Regular Growth Moderate Risk	1.6%	0.0%	₹97.96 Cr	8.3%
Mahindra Manulife Dynamic Bond Fund Direct Growth Moderate Risk	0.4%	0.0%	₹97.96 Cr	9.6%
Nippon India Dynamic Bond Fund Regular Growth Moderate Risk	0.7%	0.0%	₹4656.30 Cr	10.1%
Bandhan Dynamic Bond Fund Regular Growth Moderate Risk	1.6%	0.0%	₹2861.98 Cr	6.3%
HDFC Dynamic Debt Fund Regular Growth Moderate Risk	1.5%	0.0%	₹849.32 Cr	8.1%
Kotak Dynamic Bond Fund Regular Growth Moderately High risk	1.3%	0.0%	₹2873.87 Cr	8.5%
Canara Robeco Dynamic Bond Regular Growth Moderate Risk	1.8%	0.0%	₹124.31 Cr	6.8%

About the AMC

HDFC Mutual Fund

+91 22 66316333

https://www.hdfcfund.com/

Total AUM

₹7,93,221 Cr

Address

“HUL House”, 2nd Floor, Mumbai, 400 020

Other Funds by HDFC Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
HDFC Innovation Fund Direct Growth Very High Risk	-	1.0%	-	-
HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹314.88 Cr	-
HDFC Nifty Top 20 Equal Weight Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹80.69 Cr	-
HDFC Pharma and Healthcare Fund Direct Growth Very High Risk	0.8%	1.0%	₹1704.87 Cr	26.4%
HDFC Technology Fund Direct Growth Very High Risk	0.9%	1.0%	₹1403.30 Cr	12.2%
HDFC Fixed Maturity Plan 1162 Days March 2022 Series 46 Direct Growth Low Risk	-	0.0%	₹30.78 Cr	7.2%
HDFC FMP 1204D December 2022 (47) Direct Growth Low to Moderate Risk	-	-	₹51.24 Cr	7.8%
HDFC Fixed Maturity Plans 1269 Days March 2023 Series 47 Direct Growth Low to Moderate Risk	-	0.0%	₹76.38 Cr	8.6%
HDFC Fixed Maturity Plans 1359 Days September 2022 Series 46 Direct Growth Low to Moderate Risk	-	0.0%	₹316.54 Cr	8.2%
HDFC Fixed Maturity Plan 1406 Days August 2022 Series 46 Direct Growth Moderate Risk	-	0.0%	₹246.30 Cr	8.3%
HDFC Fixed Maturity Plans 1113 Days March 2019 Series 44 Plan 1 Direct Growth Moderate Risk	-	0.0%	-	-
HDFC Fixed Maturity Plan 1876 Days Series 46 Direct Growth Low to Moderate Risk	-	0.0%	₹33.20 Cr	9.1%
HDFC Fixed Maturity Plans Series 46 1158D July 2022 Direct Growth Low Risk	-	0.0%	₹161.40 Cr	7.1%
HDFC Fixed Maturity Plan 1861 Days Series 46 Direct Growth Low to Moderate Risk	-	0.0%	₹474.67 Cr	9.0%
HDFC FMP 2638D February 2023 (47) Direct Growth Moderate Risk	-	0.0%	₹151.02 Cr	11.0%
HDFC Fixed Maturity Plans 1127 Days April 2019 Series 44 Plan 1 Direct Growth Moderate Risk	-	-	-	-
HDFC Balanced Advantage Fund Direct Growth Very High Risk	0.8%	1.0%	₹100299.29 Cr	4.0%
HDFC Hybrid Equity Fund Direct Growth Very High Risk	1.0%	1.0%	₹24460.63 Cr	5.5%
HDFC Dynamic PE Ratio Fund of Funds Plan A Direct Growth Moderate Risk	0.1%	0.0%	₹638.47 Cr	1.6%
HDFC Small Cap Fund Direct Growth Very High Risk	0.7%	1.0%	₹34032.09 Cr	4.1%
HDFC Housing Opportunities Fund Direct Growth Very High Risk	1.2%	1.0%	₹1324.14 Cr	-5.6%
HDFC Large and Mid Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹25412.03 Cr	3.3%
HDFC Nifty G-Sec July 2031 Index Fund Direct Growth Moderate Risk	0.2%	0.0%	₹722.67 Cr	11.1%
HDFC Nifty G-sec Dec 2026 Index Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹1208.10 Cr	8.4%
HDFC Business Cycle Fund Direct Growth Very High Risk	0.8%	1.0%	₹2856.70 Cr	2.6%
HDFC NIFTY Smallcap 250 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹473.43 Cr	-0.3%
HDFC Credit Risk Debt Fund Direct Growth High Risk	1.0%	1.0%	₹7083.44 Cr	9.6%
HDFC Nifty SDL Oct 2026 Index Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹199.28 Cr	8.5%
HDFC Banking and PSU Debt Fund Direct Growth Moderate Risk	0.4%	0.0%	₹6113.51 Cr	9.5%
HDFC Banking & Financial Services Fund Direct Growth Very High Risk	0.8%	1.0%	₹4128.04 Cr	12.0%
HDFC Non-Cyclical Consumer Fund Direct Growth Very High Risk	1.1%	1.0%	₹970.28 Cr	4.7%
HDFC Asset Allocator Fund of Funds Direct Growth High Risk	0.1%	1.0%	₹4123.87 Cr	10.5%
HDFC Gold Fund Direct Growth Very High Risk	0.2%	1.0%	₹4088.35 Cr	31.8%
HDFC Gilt Fund Direct Growth Moderate Risk	0.5%	0.0%	₹3058.23 Cr	9.4%
HDFC Dynamic Debt Fund Direct Growth Moderate Risk	0.8%	0.0%	₹849.32 Cr	8.9%
HDFC Medium Term Debt Fund Direct Growth Moderately High risk	0.7%	0.0%	₹3862.88 Cr	9.7%
HDFC Income Fund Direct Growth Moderate Risk	0.8%	0.0%	₹950.00 Cr	9.3%
HDFC Infrastructure Fund Direct Growth Very High Risk	1.0%	1.0%	₹2539.58 Cr	-2.2%
HDFC Liquid Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹73208.73 Cr	7.2%
HDFC Corporate Bond Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹35493.34 Cr	9.6%
HDFC Mid-Cap Opportunities Fund Direct Growth Very High Risk	0.8%	1.0%	₹79717.67 Cr	7.1%
HDFC Hybrid Debt Fund Direct Growth Moderately High risk	1.1%	1.0%	₹3382.82 Cr	6.5%
HDFC TaxSaver Direct Growth Very High Risk	1.1%	0.0%	₹16453.67 Cr	6.9%
HDFC Multi - Asset Fund Direct Growth High Risk	0.8%	1.0%	₹4374.88 Cr	8.9%
HDFC Equity Savings Fund Direct Growth Moderately High risk	0.9%	1.0%	₹5545.90 Cr	5.8%
HDFC Short Term Debt Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹15485.82 Cr	9.6%
HDFC Top 100 Fund Direct Growth Very High Risk	1.0%	1.0%	₹37715.69 Cr	1.7%
HDFC S&P BSE 500 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹238.44 Cr	1.2%
HDFC Nifty Midcap 150 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹345.88 Cr	1.6%
HDFC Dividend Yield Fund Direct Growth Very High Risk	0.7%	1.0%	₹6378.84 Cr	-0.4%

Risk Level

Your principal amount will be at Moderate Risk

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Still got questions?
We're here to help.

What is the current NAV of HDFC Dynamic Debt Fund Regular Growth?

The NAV of HDFC Dynamic Debt Fund Regular Growth, as of 11-Jul-2025, is ₹89.94.

What are the returns of HDFC Dynamic Debt Fund Regular Growth?

The fund has generated 8.07% over the last 1 year and 7.51% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of HDFC Dynamic Debt Fund Regular Growth?

The fund's allocation of assets is distributed as 1.41% in equities, 92.72% in bonds, and 5.61% in cash and cash equivalents.

Who manages the HDFC Dynamic Debt Fund Regular Growth?

The fund managers responsible for HDFC Dynamic Debt Fund Regular Growth are:-

Anil Bamboli
Dhruv Muchhal

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹849 Cr

Expense Ratio

1.52%

ISIN

INF179K01848

Minimum SIP

₹100

Exit Load

No Charges

Inception Date

28 Apr 1997

Risk Level

Your principal amount will be at Moderate Risk