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Fund Overview

Fund Size

Fund Size

₹12,247 Cr

Expense Ratio

Expense Ratio

0.10%

ISIN

ISIN

INF194K01M80

Minimum SIP

Minimum SIP

₹100

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

01 Jan 2013

About this fund

Bandhan Money Manager Fund Direct Growth is a Money Market mutual fund schemes offered by Bandhan Mutual Fund. This fund has been in existence for 12 years, 9 months and 27 days, having been launched on 01-Jan-13.
As of 27-Oct-25, it has a Net Asset Value (NAV) of ₹44.63, Assets Under Management (AUM) of 12246.66 Crores, and an expense ratio of 0.1%.
  • Bandhan Money Manager Fund Direct Growth has given a CAGR return of 7.25% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 12.76% in debts, and 87.04% in cash & cash equivalents.
  • You can start investing in Bandhan Money Manager Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.81%

+7.08% (Cat Avg.)

3 Years

+7.67%

+7.13% (Cat Avg.)

5 Years

+6.13%

+5.80% (Cat Avg.)

10 Years

+6.68%

+5.87% (Cat Avg.)

Since Inception

+7.25%

(Cat Avg.)

Portfolio Summaryas of 15th October 2025

Debt1,562.19 Cr12.76%
Others10,684.47 Cr87.24%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
India (Republic of)Bond - Short-term Government Bills810.49 Cr5.48%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit628.46 Cr4.25%
Canara BankCash - CD/Time Deposit466.56 Cr3.16%
Axis Bank LimitedCash - CD/Time Deposit441.81 Cr2.99%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit417.27 Cr2.82%
HDFC Bank LimitedCash - CD/Time Deposit409.92 Cr2.77%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit392.79 Cr2.66%
HDFC Bank LimitedCash - CD/Time Deposit391.46 Cr2.65%
Kotak Mahindra Prime Limited **Cash349.94 Cr2.37%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit342.96 Cr2.32%
HDFC Bank LimitedCash - CD/Time Deposit317.27 Cr2.15%
Panatone Finvest LimitedCash - Commercial Paper295.23 Cr2.00%
Power Finance Corporation Limited **Cash290.97 Cr1.97%
Kotak Mahindra Prime Ltd.Cash - Commercial Paper289.33 Cr1.96%
Indusind Bank LimitedCash - CD/Time Deposit270.51 Cr1.83%
Axis Bank LimitedCash - CD/Time Deposit264.22 Cr1.79%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit221.43 Cr1.50%
Triparty Repo Trp_161025Cash - Repurchase Agreement220.28 Cr1.49%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit219.68 Cr1.49%
Axis Bank Ltd.Cash - CD/Time Deposit217.18 Cr1.47%
Bank Of BarodaCash - CD/Time Deposit215.88 Cr1.46%
7.59% Govt Stock 2026Bond - Gov't/Treasury210.97 Cr1.43%
Bajaj Financial Securities Limited **Cash198.05 Cr1.34%
Union Bank Of IndiaCash - CD/Time Deposit197.04 Cr1.33%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit196.32 Cr1.33%
LIC Housing Finance LimitedCash - Commercial Paper195.9 Cr1.33%
Indusind Bank Ltd.Cash - CD/Time Deposit195.08 Cr1.32%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit195.08 Cr1.32%
Cholamandalam Investment & Finance Co Ltd.Cash - Commercial Paper194.87 Cr1.32%
HDFC Bank LimitedCash - CD/Time Deposit194.41 Cr1.32%
Bank of BarodaBond - Corporate Bond171.31 Cr1.16%
Indian BankCash - CD/Time Deposit171.03 Cr1.16%
ICICI Securities LimitedCash - Commercial Paper170.8 Cr1.16%
Bajaj Auto Credit Ltd.Cash - Commercial Paper148.67 Cr1.01%
India (Republic of)Bond - Short-term Government Bills148.15 Cr1.00%
Union Bank Of IndiaCash - CD/Time Deposit147.34 Cr1.00%
364 Days Tbill Mat 200226Bond - Gov't/Treasury147.19 Cr1.00%
Tata Capital Limited **Cash146.52 Cr0.99%
Tata Capital Ltd.Cash - Commercial Paper146.49 Cr0.99%
Icici Securities LimitedCash - Commercial Paper146.09 Cr0.99%
Bank Of BarodaCash - CD/Time Deposit145.7 Cr0.99%
Rec Ltd.Cash - Commercial Paper144.21 Cr0.98%
National Bank for Agriculture and Rural DevelopmentCash - Commercial Paper131.99 Cr0.89%
Kotak Mahindra Bank LimitedCash - CD/Time Deposit122.92 Cr0.83%
Indian BankCash - CD/Time Deposit122.76 Cr0.83%
HDFC Bank LimitedCash - CD/Time Deposit122.71 Cr0.83%
Punjab National BankCash - CD/Time Deposit121.8 Cr0.82%
Goi 22.10.2025 StripsBond - Gov't/Treasury119.89 Cr0.81%
Net Current AssetsCash-111.22 Cr0.75%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit98.44 Cr0.67%
LIC Housing Finance LimitedCash - Commercial Paper98.41 Cr0.67%
Bank of BarodaBond - Corporate Bond98.35 Cr0.67%
Kotak Securities Limited **Cash98.22 Cr0.66%
Axis Bank LimitedCash - CD/Time Deposit98.2 Cr0.66%
ICICI Securities LimitedCash - Commercial Paper97.97 Cr0.66%
364 Days Tbill (Md 05/03/2026)Bond - Gov't/Treasury97.94 Cr0.66%
Union Bank Of IndiaCash - CD/Time Deposit97.75 Cr0.66%
Axis Securities LimitedCash - Commercial Paper97.72 Cr0.66%
The Federal Bank LimitedCash - CD/Time Deposit97.61 Cr0.66%
L&T Finance Ltd.Cash - Commercial Paper97.45 Cr0.66%
Tata Capital Limited (11/03/2026) **Cash - Commercial Paper97.44 Cr0.66%
HDFC Bank Ltd.Bond - Corporate Bond97.43 Cr0.66%
Small Industries Development Bk Of India ** #Cash - Commercial Paper97.4 Cr0.66%
Barclays Investments & Loans (India) LimitedCash - Commercial Paper97.24 Cr0.66%
Bank Of Baroda **Cash96.38 Cr0.65%
Axis Bank LimitedCash - CD/Time Deposit95.05 Cr0.64%
National Bank For Agriculture & Rural Development**Cash - CD/Time Deposit82.96 Cr0.56%
Canara BankCash - CD/Time Deposit73.66 Cr0.50%
Bank Of IndiaCash - CD/Time Deposit73.62 Cr0.50%
182 Days Tbill (MD 19/02/2026)Bond - Gov't/Treasury73.61 Cr0.50%
Kotak Mahindra Bank LimitedCash - CD/Time Deposit73.49 Cr0.50%
364 Days Tbill Red 12-03-2026Bond - Gov't/Treasury73.38 Cr0.50%
182 Days Tbill Red 11/12/2026Bond - Gov't/Treasury54.55 Cr0.37%
06.20 RJ Sdl 2026Bond - Gov't/Treasury50.05 Cr0.34%
364 DTB 22012026Bond - Gov't/Treasury49.28 Cr0.33%
Muthoot Finance LimitedCash - Commercial Paper49.11 Cr0.33%
364 DTB 27022026Bond - Gov't/Treasury49.01 Cr0.33%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit48.91 Cr0.33%
Indian BankCash - CD/Time Deposit48.82 Cr0.33%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit48.22 Cr0.33%
Bank Of Baroda **Cash47.26 Cr0.32%
Kotak Mahindra Bank Limited **Cash47.2 Cr0.32%
08.02 Ts SDL 2026mayBond - Gov't/Treasury46.36 Cr0.31%
08.08 MH Sdl 2026Bond - Gov't/Treasury45.66 Cr0.31%
Kotak Mahindra Investments Ltd.Cash - Commercial Paper39.12 Cr0.26%
HDFC Bank LimitedCash - CD/Time Deposit37.82 Cr0.26%
Corporate Debt Market Development Fund Class A2Mutual Fund - Open End30.77 Cr0.21%
08.60 BR Sdl 2026Bond - Gov't/Treasury25.28 Cr0.17%
08.55 RJ Sdl 2026Bond - Gov't/Treasury25.27 Cr0.17%
05.82 BR Sdl 2026Bond - Gov't/Treasury25 Cr0.17%
Kotak Mahindra Bank LimitedCash - CD/Time Deposit24.63 Cr0.17%
ICICI Securities LimitedCash - Commercial Paper24.55 Cr0.17%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit24.55 Cr0.17%
Axis Bank LimitedCash - CD/Time Deposit24.43 Cr0.17%
Kotak Mahindra Investments Ltd.Cash - Commercial Paper24.37 Cr0.16%
Kotak Mahindra Prime Ltd.Cash - Commercial Paper24.29 Cr0.16%
Punjab National Bank (18/03/2026)Cash - CD/Time Deposit22.44 Cr0.15%
Canara BankCash - CD/Time Deposit9.83 Cr0.07%
Bank Of BarodaCash9.79 Cr0.07%
Cash Margin - CcilCash - Collateral0.16 Cr0.00%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Cash - CD/Time Deposit8,230.02 Cr55.68%
Cash - Commercial Paper2,708.65 Cr18.32%
Cash1,173.11 Cr9.44%
Bond - Gov't/Treasury1,093.44 Cr7.40%
Bond - Short-term Government Bills958.65 Cr6.49%
Bond - Corporate Bond367.09 Cr2.48%
Cash - Repurchase Agreement220.28 Cr1.49%
Mutual Fund - Open End30.77 Cr0.21%
Cash - Collateral0.16 Cr0.00%

Risk & Performance Ratios

Standard Deviation

This fund

0.33%

Cat. avg.

0.51%

Lower the better

Sharpe Ratio

This fund

2.57

Cat. avg.

1.09

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

5.92

Higher the better

Fund Managers

GK

Gautam Kaul

Since December 2021

BS

Brijesh Shah

Since July 2021

Additional Scheme Detailsas of 15th October 2025

ISIN
INF194K01M80
Expense Ratio
0.10%
Exit Load
No Charges
Fund Size
₹12,247 Cr
Age
12 years 9 months
Lumpsum Minimum
₹100
Fund Status
Open Ended Investment Company
Benchmark
Nifty Money Market TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Money Market Funds

Fund nameExpense RatioExit LoadFund size
1Y
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Low to Moderate Risk

0.1%0.0%₹2388.11 Cr-
Bank of India Money Market Fund Regular Growth

Low to Moderate Risk

0.6%0.0%₹183.04 Cr-
Bank of India Money Market Fund Direct Growth

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Zerodha Nifty 1D Rate Liquid ETF

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Mirae Asset Money Market Fund Direct Growth

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0.1%0.0%₹3212.01 Cr7.9%
Mirae Asset Money Market Fund Regular Growth

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0.4%0.0%₹3212.01 Cr7.5%
HSBC Money Market Fund Direct Growth

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0.1%0.0%₹4357.62 Cr7.7%
ICICI Prudential Money Market Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹34019.73 Cr7.8%
Bandhan Money Manager Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹12246.66 Cr7.8%
Nippon India Money Market Fund Direct Growth

Moderate Risk

0.2%0.0%₹23246.25 Cr7.8%
Invesco India Money Market Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹4771.51 Cr7.7%
Edelweiss Money Market Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹1647.30 Cr7.7%
Kotak Money Market Scheme Direct Growth

Low to Moderate Risk

0.2%0.0%₹32820.86 Cr7.8%
Axis Money Market Fund Direct Growth

Moderate Risk

0.2%0.0%₹18085.61 Cr7.9%
Axis Money Market Fund Regular Growth

Moderate Risk

0.3%0.0%₹18085.61 Cr7.7%
Sundaram Money Market Fund Regular Growth

Moderate Risk

0.3%0.0%₹1760.95 Cr7.6%
Sundaram Money Market Fund Direct Growth

Moderate Risk

0.2%0.0%₹1760.95 Cr7.8%
Invesco India Money Market Fund Regular Growth

Low to Moderate Risk

0.5%0.0%₹4771.51 Cr7.4%
UTI Money Market Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹18862.20 Cr7.8%
Aditya BSL Money Manager Fund Direct Growth

Moderate Risk

0.2%0.0%₹26757.31 Cr7.8%
SBI Savings Fund Direct Growth

Moderate Risk

0.3%0.0%₹36565.60 Cr7.8%
Tata Money Market Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹38807.85 Cr7.9%
Franklin India Money Market Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹3580.24 Cr7.9%
Baroda BNP Paribas Money Market Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹2936.84 Cr7.8%
Baroda BNP Paribas Money Market Fund Regular Growth

Low to Moderate Risk

0.4%0.0%₹2936.84 Cr7.6%
DSP Savings Fund Direct Growth

Moderate Risk

0.1%0.0%₹6858.15 Cr7.5%
HDFC Money Market Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹36985.66 Cr7.8%
PGIM India Money Market Fund Regular Growth

Low to Moderate Risk

0.5%0.0%₹157.77 Cr7.4%
PGIM India Money Market Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹157.77 Cr7.6%
UTI Money Market Fund Regular Growth

Low to Moderate Risk

0.2%0.0%₹18862.20 Cr7.7%
Bajaj Finserv Money Market Fund Regular Growth

Low to Moderate Risk

0.8%0.0%₹6563.26 Cr7.2%
Bajaj Finserv Money Market Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹6563.26 Cr7.9%
Kotak Money Market Scheme Regular Growth

Low to Moderate Risk

0.3%0.0%₹32820.86 Cr7.6%
Aditya BSL Money Manager Fund Regular Growth

Moderate Risk

0.4%0.0%₹26757.31 Cr7.7%
Bandhan Money Manager Fund Regular Growth

Low to Moderate Risk

0.3%0.0%₹12246.66 Cr7.5%
DSP Savings Fund Regular Growth

Moderate Risk

0.4%0.0%₹6858.15 Cr7.2%
HSBC Money Market Fund Regular Growth

Low to Moderate Risk

0.3%0.0%₹4357.62 Cr7.5%
SBI Savings Fund Regular Growth

Moderate Risk

0.6%0.0%₹36565.60 Cr7.3%
ICICI Prudential Money Market Fund Regular Growth

Low to Moderate Risk

0.3%0.0%₹34019.73 Cr7.7%
Nippon India Money Market Fund Regular Growth

Moderate Risk

0.4%0.0%₹23246.25 Cr7.7%
HDFC Money Market Fund Regular Growth

Low to Moderate Risk

0.4%0.0%₹36985.66 Cr7.6%
Franklin India Money Market Fund Regular Growth

Low to Moderate Risk

0.3%0.0%₹3580.24 Cr7.7%
Tata Money Market Fund Regular Growth

Low to Moderate Risk

0.4%0.0%₹38807.85 Cr7.7%
LIC MF Money Market Fund Regular Growth

Low to Moderate Risk

0.5%0.0%₹2619.38 Cr6.8%
LIC MF Money Market Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹2619.38 Cr7.1%
TRUSTMF Money Market Fund Regular Growth

Low to Moderate Risk

0.5%0.0%₹95.49 Cr7.2%
TRUSTMF Money Market Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹95.49 Cr7.5%
Union Money Market Fund Regular Growth

Low to Moderate Risk

0.9%0.0%₹242.36 Cr6.7%
Union Money Market Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹242.36 Cr7.5%
Edelweiss Money Market Fund Regular Growth

Low to Moderate Risk

0.8%0.0%₹1647.30 Cr7.0%

About the AMC

Bandhan Mutual Fund

Bandhan Mutual Fund

Total AUM

₹1,85,330 Cr

Address

6th Floor, 841, One World Center, Mumbai, 400013

Other Funds by Bandhan Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Bandhan BSE India Sector Leaders Index Fund Direct Growth

Very High Risk

0.3%0.0%₹32.72 Cr-
Bandhan Multi-Factor Fund Direct Growth

Very High Risk

0.9%0.0%₹526.74 Cr-
Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹339.40 Cr-
Bandhan CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Fund Direct Growth

Moderate Risk

0.0%0.0%₹4.83 Cr-
Bandhan Nifty Next 50 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹21.29 Cr-
Bandhan Fixed Maturity Plan (FMP) - Series 209 (93 Days) Direct Growth

Low to Moderate Risk

-0.0%--
Bandhan Nifty Alpha Low Volatility 30 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹8.76 Cr-
Bandhan Nifty 200 Quality 30 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹11.52 Cr-
Bandhan Nifty 500 Momentum 50 Index Fund Direct Growth

Very High Risk

0.4%0.0%₹26.82 Cr-
Bandhan Nifty 500 Value 50 Index Fund Direct Growth

Very High Risk

0.4%0.0%₹14.93 Cr-
Bandhan Business Cycle Fund Direct Growth

Very High Risk

0.6%0.0%₹1601.78 Cr9.2%
Bandhan Nifty Midcap 150 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹28.29 Cr7.1%
Bandhan BSE Healthcare Index Fund Direct Growth

Very High Risk

0.2%0.0%₹17.74 Cr5.0%
Bandhan Nifty Bank Index Fund Direct Growth

Very High Risk

0.2%0.0%₹19.03 Cr15.0%
Bandhan Nifty Total Market Index Fund Direct Growth

Very High Risk

0.4%0.0%₹40.34 Cr6.4%
Bandhan Innovation Fund Direct Growth

Very High Risk

0.6%0.0%₹1788.04 Cr13.5%
Bandhan Long Duration Fund Direct Growth

Moderate Risk

0.3%0.0%₹142.65 Cr4.6%
Bandhan Multi Asset Allocation Fund Direct Growth

Very High Risk

0.5%0.0%₹2254.29 Cr15.1%
Bandhan Nifty Smallcap 250 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹60.98 Cr2.1%
Bandhan Nifty Alpha 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹487.25 Cr-6.2%
Bandhan Retirement Fund Direct Growth

Moderately High risk

0.7%0.0%₹182.16 Cr8.0%
Bandhan Nifty IT Index Fund Direct Growth

Very High Risk

0.4%0.0%₹25.00 Cr-12.0%
Bandhan Interval Fund - Series 17 Direct Growth

Moderate Risk

-0.0%--
Bandhan Fixed Term Plan Series 197 Direct Growth

Moderate Risk

-0.0%--
Bandhan Fixed Term Plan Series 179 Direct Growth

Moderate Risk

-0.0%₹334.47 Cr8.6%
Bandhan Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹932.14 Cr6.0%
Bandhan Liquid Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹13140.66 Cr6.8%
Bandhan Core Equity Fund Direct Growth

Very High Risk

0.6%1.0%₹10817.90 Cr10.3%
Bandhan Dynamic Bond Fund Direct Growth

Moderate Risk

0.7%0.0%₹2680.64 Cr4.5%
Bandhan Large Cap Fund Direct Growth

Very High Risk

0.9%0.0%₹1916.18 Cr9.4%
Bandhan Asset Allocation FOF Aggressive Plan Direct Growth

High Risk

0.5%1.0%₹18.60 Cr8.2%
Bandhan Government Securities Fund Investment Plan Direct Growth

Moderate Risk

0.5%0.0%₹2540.22 Cr4.6%
Bandhan Focused Equity Fund Direct Growth

Very High Risk

0.8%1.0%₹1974.00 Cr8.8%
Bandhan Government Securities Fund - Constant Maturity Plan Direct Growth

Moderate Risk

0.3%0.0%₹341.12 Cr8.5%
Bandhan Infrastructure Fund Direct Growth

Very High Risk

0.9%0.0%₹1614.68 Cr1.6%
Bandhan Regular Savings Fund Direct Growth

Moderately High risk

1.1%0.0%₹101.64 Cr6.9%
Bandhan Bond Fund - Medium Term Plan Direct Growth

Moderate Risk

0.7%0.0%₹1433.85 Cr8.1%
Bandhan Bond Fund - Income Plan Direct Growth

Moderate Risk

1.3%1.0%₹480.81 Cr5.2%
Bandhan Money Manager Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹12246.66 Cr7.8%
Bandhan Bond Fund - Short Term Plan Direct Growth

Low to Moderate Risk

0.3%0.0%₹10673.19 Cr8.5%
Bandhan Nifty 50 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹1998.71 Cr8.7%
Bandhan Sterling Value Fund Direct Growth

Very High Risk

0.7%1.0%₹9942.10 Cr3.9%
Bandhan Flexi Cap Fund Direct Growth

Very High Risk

1.1%1.0%₹7383.72 Cr8.8%
Bandhan Crisil IBX Gilt November 2026 Index Fund Direct Growth

Moderate Risk

0.1%0.0%₹102.38 Cr7.8%
Bandhan Tax Advantage (ELSS) Fund Direct Growth

Very High Risk

0.7%0.0%₹6947.79 Cr6.4%
Bandhan Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹6604.06 Cr7.7%
Bandhan Asset Allocation FOF Conservative Plan Direct Growth

Moderately High risk

0.2%1.0%₹6.46 Cr8.0%
Bandhan Crisil IBX Gilt April 2026 Index Fund Direct Growth

Low Risk

0.2%0.0%₹401.01 Cr7.0%
Bandhan Multi Cap Fund Direct Growth

Very High Risk

0.6%1.0%₹2727.70 Cr6.2%
Bandhan Financial Services Fund Direct Growth

Very High Risk

0.6%0.0%₹1056.19 Cr13.6%

Risk Level

Your principal amount will be at Low to Moderate Risk

Low to Moderate Risk

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The NAV of Bandhan Money Manager Fund Direct Growth, as of 27-Oct-2025, is ₹44.63.
The fund has generated 7.81% over the last 1 year and 7.67% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 12.76% in bonds, and 87.04% in cash and cash equivalents.
The fund managers responsible for Bandhan Money Manager Fund Direct Growth are:-
  1. Gautam Kaul
  2. Brijesh Shah

Fund Overview

Fund Size

Fund Size

₹12,247 Cr

Expense Ratio

Expense Ratio

0.10%

ISIN

ISIN

INF194K01M80

Minimum SIP

Minimum SIP

₹100

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

01 Jan 2013

Risk Level

Your principal amount will be at Low to Moderate Risk

Low to Moderate Risk

About this fund

Bandhan Money Manager Fund Direct Growth is a Money Market mutual fund schemes offered by Bandhan Mutual Fund. This fund has been in existence for 12 years, 9 months and 27 days, having been launched on 01-Jan-13.
As of 27-Oct-25, it has a Net Asset Value (NAV) of ₹44.63, Assets Under Management (AUM) of 12246.66 Crores, and an expense ratio of 0.1%.
  • Bandhan Money Manager Fund Direct Growth has given a CAGR return of 7.25% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 12.76% in debts, and 87.04% in cash & cash equivalents.
  • You can start investing in Bandhan Money Manager Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.81%

+7.08% (Cat Avg.)

3 Years

+7.67%

+7.13% (Cat Avg.)

5 Years

+6.13%

+5.80% (Cat Avg.)

10 Years

+6.68%

+5.87% (Cat Avg.)

Since Inception

+7.25%

(Cat Avg.)

Portfolio Summaryas of 15th October 2025

Debt1,562.19 Cr12.76%
Others10,684.47 Cr87.24%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
India (Republic of)Bond - Short-term Government Bills810.49 Cr5.48%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit628.46 Cr4.25%
Canara BankCash - CD/Time Deposit466.56 Cr3.16%
Axis Bank LimitedCash - CD/Time Deposit441.81 Cr2.99%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit417.27 Cr2.82%
HDFC Bank LimitedCash - CD/Time Deposit409.92 Cr2.77%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit392.79 Cr2.66%
HDFC Bank LimitedCash - CD/Time Deposit391.46 Cr2.65%
Kotak Mahindra Prime Limited **Cash349.94 Cr2.37%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit342.96 Cr2.32%
HDFC Bank LimitedCash - CD/Time Deposit317.27 Cr2.15%
Panatone Finvest LimitedCash - Commercial Paper295.23 Cr2.00%
Power Finance Corporation Limited **Cash290.97 Cr1.97%
Kotak Mahindra Prime Ltd.Cash - Commercial Paper289.33 Cr1.96%
Indusind Bank LimitedCash - CD/Time Deposit270.51 Cr1.83%
Axis Bank LimitedCash - CD/Time Deposit264.22 Cr1.79%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit221.43 Cr1.50%
Triparty Repo Trp_161025Cash - Repurchase Agreement220.28 Cr1.49%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit219.68 Cr1.49%
Axis Bank Ltd.Cash - CD/Time Deposit217.18 Cr1.47%
Bank Of BarodaCash - CD/Time Deposit215.88 Cr1.46%
7.59% Govt Stock 2026Bond - Gov't/Treasury210.97 Cr1.43%
Bajaj Financial Securities Limited **Cash198.05 Cr1.34%
Union Bank Of IndiaCash - CD/Time Deposit197.04 Cr1.33%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit196.32 Cr1.33%
LIC Housing Finance LimitedCash - Commercial Paper195.9 Cr1.33%
Indusind Bank Ltd.Cash - CD/Time Deposit195.08 Cr1.32%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit195.08 Cr1.32%
Cholamandalam Investment & Finance Co Ltd.Cash - Commercial Paper194.87 Cr1.32%
HDFC Bank LimitedCash - CD/Time Deposit194.41 Cr1.32%
Bank of BarodaBond - Corporate Bond171.31 Cr1.16%
Indian BankCash - CD/Time Deposit171.03 Cr1.16%
ICICI Securities LimitedCash - Commercial Paper170.8 Cr1.16%
Bajaj Auto Credit Ltd.Cash - Commercial Paper148.67 Cr1.01%
India (Republic of)Bond - Short-term Government Bills148.15 Cr1.00%
Union Bank Of IndiaCash - CD/Time Deposit147.34 Cr1.00%
364 Days Tbill Mat 200226Bond - Gov't/Treasury147.19 Cr1.00%
Tata Capital Limited **Cash146.52 Cr0.99%
Tata Capital Ltd.Cash - Commercial Paper146.49 Cr0.99%
Icici Securities LimitedCash - Commercial Paper146.09 Cr0.99%
Bank Of BarodaCash - CD/Time Deposit145.7 Cr0.99%
Rec Ltd.Cash - Commercial Paper144.21 Cr0.98%
National Bank for Agriculture and Rural DevelopmentCash - Commercial Paper131.99 Cr0.89%
Kotak Mahindra Bank LimitedCash - CD/Time Deposit122.92 Cr0.83%
Indian BankCash - CD/Time Deposit122.76 Cr0.83%
HDFC Bank LimitedCash - CD/Time Deposit122.71 Cr0.83%
Punjab National BankCash - CD/Time Deposit121.8 Cr0.82%
Goi 22.10.2025 StripsBond - Gov't/Treasury119.89 Cr0.81%
Net Current AssetsCash-111.22 Cr0.75%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit98.44 Cr0.67%
LIC Housing Finance LimitedCash - Commercial Paper98.41 Cr0.67%
Bank of BarodaBond - Corporate Bond98.35 Cr0.67%
Kotak Securities Limited **Cash98.22 Cr0.66%
Axis Bank LimitedCash - CD/Time Deposit98.2 Cr0.66%
ICICI Securities LimitedCash - Commercial Paper97.97 Cr0.66%
364 Days Tbill (Md 05/03/2026)Bond - Gov't/Treasury97.94 Cr0.66%
Union Bank Of IndiaCash - CD/Time Deposit97.75 Cr0.66%
Axis Securities LimitedCash - Commercial Paper97.72 Cr0.66%
The Federal Bank LimitedCash - CD/Time Deposit97.61 Cr0.66%
L&T Finance Ltd.Cash - Commercial Paper97.45 Cr0.66%
Tata Capital Limited (11/03/2026) **Cash - Commercial Paper97.44 Cr0.66%
HDFC Bank Ltd.Bond - Corporate Bond97.43 Cr0.66%
Small Industries Development Bk Of India ** #Cash - Commercial Paper97.4 Cr0.66%
Barclays Investments & Loans (India) LimitedCash - Commercial Paper97.24 Cr0.66%
Bank Of Baroda **Cash96.38 Cr0.65%
Axis Bank LimitedCash - CD/Time Deposit95.05 Cr0.64%
National Bank For Agriculture & Rural Development**Cash - CD/Time Deposit82.96 Cr0.56%
Canara BankCash - CD/Time Deposit73.66 Cr0.50%
Bank Of IndiaCash - CD/Time Deposit73.62 Cr0.50%
182 Days Tbill (MD 19/02/2026)Bond - Gov't/Treasury73.61 Cr0.50%
Kotak Mahindra Bank LimitedCash - CD/Time Deposit73.49 Cr0.50%
364 Days Tbill Red 12-03-2026Bond - Gov't/Treasury73.38 Cr0.50%
182 Days Tbill Red 11/12/2026Bond - Gov't/Treasury54.55 Cr0.37%
06.20 RJ Sdl 2026Bond - Gov't/Treasury50.05 Cr0.34%
364 DTB 22012026Bond - Gov't/Treasury49.28 Cr0.33%
Muthoot Finance LimitedCash - Commercial Paper49.11 Cr0.33%
364 DTB 27022026Bond - Gov't/Treasury49.01 Cr0.33%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit48.91 Cr0.33%
Indian BankCash - CD/Time Deposit48.82 Cr0.33%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit48.22 Cr0.33%
Bank Of Baroda **Cash47.26 Cr0.32%
Kotak Mahindra Bank Limited **Cash47.2 Cr0.32%
08.02 Ts SDL 2026mayBond - Gov't/Treasury46.36 Cr0.31%
08.08 MH Sdl 2026Bond - Gov't/Treasury45.66 Cr0.31%
Kotak Mahindra Investments Ltd.Cash - Commercial Paper39.12 Cr0.26%
HDFC Bank LimitedCash - CD/Time Deposit37.82 Cr0.26%
Corporate Debt Market Development Fund Class A2Mutual Fund - Open End30.77 Cr0.21%
08.60 BR Sdl 2026Bond - Gov't/Treasury25.28 Cr0.17%
08.55 RJ Sdl 2026Bond - Gov't/Treasury25.27 Cr0.17%
05.82 BR Sdl 2026Bond - Gov't/Treasury25 Cr0.17%
Kotak Mahindra Bank LimitedCash - CD/Time Deposit24.63 Cr0.17%
ICICI Securities LimitedCash - Commercial Paper24.55 Cr0.17%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit24.55 Cr0.17%
Axis Bank LimitedCash - CD/Time Deposit24.43 Cr0.17%
Kotak Mahindra Investments Ltd.Cash - Commercial Paper24.37 Cr0.16%
Kotak Mahindra Prime Ltd.Cash - Commercial Paper24.29 Cr0.16%
Punjab National Bank (18/03/2026)Cash - CD/Time Deposit22.44 Cr0.15%
Canara BankCash - CD/Time Deposit9.83 Cr0.07%
Bank Of BarodaCash9.79 Cr0.07%
Cash Margin - CcilCash - Collateral0.16 Cr0.00%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Cash - CD/Time Deposit8,230.02 Cr55.68%
Cash - Commercial Paper2,708.65 Cr18.32%
Cash1,173.11 Cr9.44%
Bond - Gov't/Treasury1,093.44 Cr7.40%
Bond - Short-term Government Bills958.65 Cr6.49%
Bond - Corporate Bond367.09 Cr2.48%
Cash - Repurchase Agreement220.28 Cr1.49%
Mutual Fund - Open End30.77 Cr0.21%
Cash - Collateral0.16 Cr0.00%

Risk & Performance Ratios

Standard Deviation

This fund

0.33%

Cat. avg.

0.51%

Lower the better

Sharpe Ratio

This fund

2.57

Cat. avg.

1.09

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

5.92

Higher the better

Fund Managers

GK

Gautam Kaul

Since December 2021

BS

Brijesh Shah

Since July 2021

Additional Scheme Detailsas of 15th October 2025

ISIN
INF194K01M80
Expense Ratio
0.10%
Exit Load
No Charges
Fund Size
₹12,247 Cr
Age
12 years 9 months
Lumpsum Minimum
₹100
Fund Status
Open Ended Investment Company
Benchmark
Nifty Money Market TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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Low to Moderate Risk

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0.3%0.0%₹32820.86 Cr7.6%
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Low to Moderate Risk

0.3%0.0%₹12246.66 Cr7.5%
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Moderate Risk

0.4%0.0%₹6858.15 Cr7.2%
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Low to Moderate Risk

0.3%0.0%₹4357.62 Cr7.5%
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Moderate Risk

0.6%0.0%₹36565.60 Cr7.3%
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Low to Moderate Risk

0.3%0.0%₹34019.73 Cr7.7%
Nippon India Money Market Fund Regular Growth

Moderate Risk

0.4%0.0%₹23246.25 Cr7.7%
HDFC Money Market Fund Regular Growth

Low to Moderate Risk

0.4%0.0%₹36985.66 Cr7.6%
Franklin India Money Market Fund Regular Growth

Low to Moderate Risk

0.3%0.0%₹3580.24 Cr7.7%
Tata Money Market Fund Regular Growth

Low to Moderate Risk

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LIC MF Money Market Fund Regular Growth

Low to Moderate Risk

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LIC MF Money Market Fund Direct Growth

Low to Moderate Risk

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About the AMC

Bandhan Mutual Fund

Bandhan Mutual Fund

Total AUM

₹1,85,330 Cr

Address

6th Floor, 841, One World Center, Mumbai, 400013

Other Funds by Bandhan Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Bandhan BSE India Sector Leaders Index Fund Direct Growth

Very High Risk

0.3%0.0%₹32.72 Cr-
Bandhan Multi-Factor Fund Direct Growth

Very High Risk

0.9%0.0%₹526.74 Cr-
Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹339.40 Cr-
Bandhan CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Fund Direct Growth

Moderate Risk

0.0%0.0%₹4.83 Cr-
Bandhan Nifty Next 50 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹21.29 Cr-
Bandhan Fixed Maturity Plan (FMP) - Series 209 (93 Days) Direct Growth

Low to Moderate Risk

-0.0%--
Bandhan Nifty Alpha Low Volatility 30 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹8.76 Cr-
Bandhan Nifty 200 Quality 30 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹11.52 Cr-
Bandhan Nifty 500 Momentum 50 Index Fund Direct Growth

Very High Risk

0.4%0.0%₹26.82 Cr-
Bandhan Nifty 500 Value 50 Index Fund Direct Growth

Very High Risk

0.4%0.0%₹14.93 Cr-
Bandhan Business Cycle Fund Direct Growth

Very High Risk

0.6%0.0%₹1601.78 Cr9.2%
Bandhan Nifty Midcap 150 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹28.29 Cr7.1%
Bandhan BSE Healthcare Index Fund Direct Growth

Very High Risk

0.2%0.0%₹17.74 Cr5.0%
Bandhan Nifty Bank Index Fund Direct Growth

Very High Risk

0.2%0.0%₹19.03 Cr15.0%
Bandhan Nifty Total Market Index Fund Direct Growth

Very High Risk

0.4%0.0%₹40.34 Cr6.4%
Bandhan Innovation Fund Direct Growth

Very High Risk

0.6%0.0%₹1788.04 Cr13.5%
Bandhan Long Duration Fund Direct Growth

Moderate Risk

0.3%0.0%₹142.65 Cr4.6%
Bandhan Multi Asset Allocation Fund Direct Growth

Very High Risk

0.5%0.0%₹2254.29 Cr15.1%
Bandhan Nifty Smallcap 250 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹60.98 Cr2.1%
Bandhan Nifty Alpha 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹487.25 Cr-6.2%
Bandhan Retirement Fund Direct Growth

Moderately High risk

0.7%0.0%₹182.16 Cr8.0%
Bandhan Nifty IT Index Fund Direct Growth

Very High Risk

0.4%0.0%₹25.00 Cr-12.0%
Bandhan Interval Fund - Series 17 Direct Growth

Moderate Risk

-0.0%--
Bandhan Fixed Term Plan Series 197 Direct Growth

Moderate Risk

-0.0%--
Bandhan Fixed Term Plan Series 179 Direct Growth

Moderate Risk

-0.0%₹334.47 Cr8.6%
Bandhan Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹932.14 Cr6.0%
Bandhan Liquid Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹13140.66 Cr6.8%
Bandhan Core Equity Fund Direct Growth

Very High Risk

0.6%1.0%₹10817.90 Cr10.3%
Bandhan Dynamic Bond Fund Direct Growth

Moderate Risk

0.7%0.0%₹2680.64 Cr4.5%
Bandhan Large Cap Fund Direct Growth

Very High Risk

0.9%0.0%₹1916.18 Cr9.4%
Bandhan Asset Allocation FOF Aggressive Plan Direct Growth

High Risk

0.5%1.0%₹18.60 Cr8.2%
Bandhan Government Securities Fund Investment Plan Direct Growth

Moderate Risk

0.5%0.0%₹2540.22 Cr4.6%
Bandhan Focused Equity Fund Direct Growth

Very High Risk

0.8%1.0%₹1974.00 Cr8.8%
Bandhan Government Securities Fund - Constant Maturity Plan Direct Growth

Moderate Risk

0.3%0.0%₹341.12 Cr8.5%
Bandhan Infrastructure Fund Direct Growth

Very High Risk

0.9%0.0%₹1614.68 Cr1.6%
Bandhan Regular Savings Fund Direct Growth

Moderately High risk

1.1%0.0%₹101.64 Cr6.9%
Bandhan Bond Fund - Medium Term Plan Direct Growth

Moderate Risk

0.7%0.0%₹1433.85 Cr8.1%
Bandhan Bond Fund - Income Plan Direct Growth

Moderate Risk

1.3%1.0%₹480.81 Cr5.2%
Bandhan Money Manager Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹12246.66 Cr7.8%
Bandhan Bond Fund - Short Term Plan Direct Growth

Low to Moderate Risk

0.3%0.0%₹10673.19 Cr8.5%
Bandhan Nifty 50 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹1998.71 Cr8.7%
Bandhan Sterling Value Fund Direct Growth

Very High Risk

0.7%1.0%₹9942.10 Cr3.9%
Bandhan Flexi Cap Fund Direct Growth

Very High Risk

1.1%1.0%₹7383.72 Cr8.8%
Bandhan Crisil IBX Gilt November 2026 Index Fund Direct Growth

Moderate Risk

0.1%0.0%₹102.38 Cr7.8%
Bandhan Tax Advantage (ELSS) Fund Direct Growth

Very High Risk

0.7%0.0%₹6947.79 Cr6.4%
Bandhan Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹6604.06 Cr7.7%
Bandhan Asset Allocation FOF Conservative Plan Direct Growth

Moderately High risk

0.2%1.0%₹6.46 Cr8.0%
Bandhan Crisil IBX Gilt April 2026 Index Fund Direct Growth

Low Risk

0.2%0.0%₹401.01 Cr7.0%
Bandhan Multi Cap Fund Direct Growth

Very High Risk

0.6%1.0%₹2727.70 Cr6.2%
Bandhan Financial Services Fund Direct Growth

Very High Risk

0.6%0.0%₹1056.19 Cr13.6%

Still got questions?
We're here to help.

The NAV of Bandhan Money Manager Fund Direct Growth, as of 27-Oct-2025, is ₹44.63.
The fund has generated 7.81% over the last 1 year and 7.67% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 12.76% in bonds, and 87.04% in cash and cash equivalents.
The fund managers responsible for Bandhan Money Manager Fund Direct Growth are:-
  1. Gautam Kaul
  2. Brijesh Shah
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