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Bandhan Money Manager Fund Direct Growth
DebtMoney MarketLow to Moderate Risk
Direct
NAV (18-Aug-25)
₹44.120.06%1D
Returns (Since Inception)
7.27%
Rated ★4.3+ on 
Fund Overview
Fund Size
₹13,434 Cr
Expense Ratio
0.10%
ISIN
INF194K01M80
Minimum SIP
₹100
Exit Load
No Charges
Inception Date
01 Jan 2013
About this fund
Bandhan Money Manager Fund Direct Growth is a Money Market mutual fund schemes offered by Bandhan Mutual Fund. This fund has been in existence for 12 years, 7 months and 18 days, having been launched on 01-Jan-13.
As of 18-Aug-25, it has a Net Asset Value (NAV) of ₹44.12, Assets Under Management (AUM) of 13433.65 Crores, and an expense ratio of 0.1%.
As of 18-Aug-25, it has a Net Asset Value (NAV) of ₹44.12, Assets Under Management (AUM) of 13433.65 Crores, and an expense ratio of 0.1%.
- Bandhan Money Manager Fund Direct Growth has given a CAGR return of 7.27% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 11.29% in debts, and 88.47% in cash & cash equivalents.
- You can start investing in Bandhan Money Manager Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+8.16%
+7.19% (Cat Avg.)
3 Years
+7.57%
+7.06% (Cat Avg.)
5 Years
+6.04%
+5.72% (Cat Avg.)
10 Years
+6.73%
+5.87% (Cat Avg.)
Since Inception
+7.27%
— (Cat Avg.)
Portfolio Summaryas of 31st July 2025
| Debt | ₹1,516.04 Cr | 11.29% |
| Others | ₹11,917.61 Cr | 88.71% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹620.57 Cr | 4.97% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹436.35 Cr | 3.50% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹412.08 Cr | 3.30% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹403.22 Cr | 3.23% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹387.91 Cr | 3.11% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹386.62 Cr | 3.10% |
| Triparty Repo Trp_010825 | Cash - Repurchase Agreement | ₹372.84 Cr | 2.99% |
| Canara Bank | Cash - CD/Time Deposit | ₹363.82 Cr | 2.92% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹313.34 Cr | 2.51% |
| Panatone Finvest Limited | Cash - Commercial Paper | ₹291.56 Cr | 2.34% |
| 364 Days Tbill Red 12-03-2026 | Bond - Gov't/Treasury | ₹290.22 Cr | 2.33% |
| Kotak Mahindra Prime Ltd. | Cash - Commercial Paper | ₹285.73 Cr | 2.29% |
| Indusind Bank Limited | Cash - CD/Time Deposit | ₹267.01 Cr | 2.14% |
| Net Current Assets | Cash | ₹-257.11 Cr | 2.06% |
| Bajaj Finance Limited | Cash - Commercial Paper | ₹245.38 Cr | 1.97% |
| 364 Days Tbill Mat 200226 | Bond - Gov't/Treasury | ₹242.56 Cr | 1.94% |
| 364 DTB 27022026 | Bond - Gov't/Treasury | ₹242.31 Cr | 1.94% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹241.93 Cr | 1.94% |
| Kotak Mahindra Prime Limited | Cash - Commercial Paper | ₹241.55 Cr | 1.94% |
| 364 DTB 19mar2026 | Bond - Gov't/Treasury | ₹217.44 Cr | 1.74% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹193.9 Cr | 1.55% |
| 364 Days Tbill (Md 05/03/2026) | Bond - Gov't/Treasury | ₹193.67 Cr | 1.55% |
| LIC Housing Finance Limited | Cash - Commercial Paper | ₹193.46 Cr | 1.55% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹192.87 Cr | 1.55% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹192.69 Cr | 1.54% |
| Indusind Bank Ltd. | Cash - CD/Time Deposit | ₹192.58 Cr | 1.54% |
| Cholamandalam Investment & Finance Co Ltd. | Cash - Commercial Paper | ₹192.32 Cr | 1.54% |
| HDFC Bank Ltd | Cash - CD/Time Deposit | ₹191.97 Cr | 1.54% |
| Axis Bank Ltd. | Cash - CD/Time Deposit | ₹190.62 Cr | 1.53% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹190.49 Cr | 1.53% |
| Reverse Repo | Cash - Repurchase Agreement | ₹173 Cr | 1.39% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹172.35 Cr | 1.38% |
| Export-Import Bank Of India | Cash - Commercial Paper | ₹172.17 Cr | 1.38% |
| 91 Days Tbill Red 30-10-2025 | Bond - Gov't/Treasury | ₹157.91 Cr | 1.27% |
| Bajaj Auto Credit Ltd. | Cash - Commercial Paper | ₹146.79 Cr | 1.18% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹145.77 Cr | 1.17% |
| Tata Capital Ltd. | Cash - Commercial Paper | ₹144.75 Cr | 1.16% |
| Icici Securities Limited | Cash - Commercial Paper | ₹144.36 Cr | 1.16% |
| Kotak Mahindra Bank Limited | Cash - CD/Time Deposit | ₹121.4 Cr | 0.97% |
| Indian Bank | Cash - CD/Time Deposit | ₹121.25 Cr | 0.97% |
| Indian Bank | Cash - CD/Time Deposit | ₹120.67 Cr | 0.97% |
| Goi 22.10.2025 Strips | Bond - Gov't/Treasury | ₹118.55 Cr | 0.95% |
| Cholamandalam Investment And Fin. Co. Ltd | Cash - Commercial Paper | ₹98.17 Cr | 0.79% |
| Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) | Cash - CD/Time Deposit | ₹97.91 Cr | 0.78% |
| Barclays Investments & Loans (India) Private Limited | Cash - Commercial Paper | ₹97.87 Cr | 0.78% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹97.29 Cr | 0.78% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹97.21 Cr | 0.78% |
| LIC Housing Finance Limited | Cash - Commercial Paper | ₹97.17 Cr | 0.78% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹97.01 Cr | 0.78% |
| Canara Bank | Cash - CD/Time Deposit | ₹97 Cr | 0.78% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹96.78 Cr | 0.78% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹96.55 Cr | 0.77% |
| Axis Securities Limited | Cash - Commercial Paper | ₹96.53 Cr | 0.77% |
| The Federal Bank Limited | Cash - CD/Time Deposit | ₹96.4 Cr | 0.77% |
| HDFC Bank Ltd. | Bond - Corporate Bond | ₹96.23 Cr | 0.77% |
| Small Industries Development Bk Of India ** # | Cash - Commercial Paper | ₹96.2 Cr | 0.77% |
| Barclays Investments & Loans (India) Limited | Cash - Commercial Paper | ₹96.08 Cr | 0.77% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹95.24 Cr | 0.76% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹94.67 Cr | 0.76% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹73.77 Cr | 0.59% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹73.5 Cr | 0.59% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹72.18 Cr | 0.58% |
| National Bank for Agriculture and Rural Development | Cash - Commercial Paper | ₹67.6 Cr | 0.54% |
| 08.08 MH Sdl 2026 | Bond - Gov't/Treasury | ₹50.97 Cr | 0.41% |
| Axis Bank Ltd. | Cash - CD/Time Deposit | ₹49.17 Cr | 0.39% |
| Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) | Cash - CD/Time Deposit | ₹49.01 Cr | 0.39% |
| Muthoot Finance Limited | Cash - Commercial Paper | ₹48.92 Cr | 0.39% |
| Power Finance Corp Ltd. | Cash - Commercial Paper | ₹48.91 Cr | 0.39% |
| Muthoot Finance Limited | Cash - Commercial Paper | ₹48.85 Cr | 0.39% |
| Export-Import Bank Of India | Cash - CD/Time Deposit | ₹48.81 Cr | 0.39% |
| Muthoot Finance Limited | Cash - Commercial Paper | ₹48.48 Cr | 0.39% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹48.48 Cr | 0.39% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹48.31 Cr | 0.39% |
| Indian Bank | Cash - CD/Time Deposit | ₹48.22 Cr | 0.39% |
| National Bank For Agriculture & Rural Development** | Cash - CD/Time Deposit | ₹48.2 Cr | 0.39% |
| Corporate Debt Market Development Fund Class A2 | Mutual Fund - Open End | ₹30.43 Cr | 0.24% |
| 08.55 RJ Sdl 2026 | Bond - Gov't/Treasury | ₹25.41 Cr | 0.20% |
| 364 DTB 06112025 | Bond - Gov't/Treasury | ₹24.64 Cr | 0.20% |
| 364 DTB 04122025 | Bond - Gov't/Treasury | ₹24.54 Cr | 0.20% |
| Kotak Mahindra Bank Limited | Cash - CD/Time Deposit | ₹24.33 Cr | 0.20% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹24.25 Cr | 0.19% |
| Bank Of India | Cash - CD/Time Deposit | ₹24.23 Cr | 0.19% |
| NTPC Ltd. | Cash - Commercial Paper | ₹24.12 Cr | 0.19% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹24.11 Cr | 0.19% |
| Kotak Mahindra Prime Ltd. | Cash - Commercial Paper | ₹24.01 Cr | 0.19% |
| Canara Bank | Cash - CD/Time Deposit | ₹14.67 Cr | 0.12% |
| Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) | Cash - CD/Time Deposit | ₹14.61 Cr | 0.12% |
| Canara Bank | Cash - CD/Time Deposit | ₹9.71 Cr | 0.08% |
| Cash Margin - Ccil | Cash - Repurchase Agreement | ₹0.55 Cr | 0.00% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - CD/Time Deposit | ₹7,375.91 Cr | 59.12% |
| Cash - Commercial Paper | ₹3,096.14 Cr | 24.82% |
| Bond - Gov't/Treasury | ₹1,588.21 Cr | 12.73% |
| Cash - Repurchase Agreement | ₹546.38 Cr | 4.38% |
| Cash | ₹-257.11 Cr | 2.06% |
| Bond - Corporate Bond | ₹96.23 Cr | 0.77% |
| Mutual Fund - Open End | ₹30.43 Cr | 0.24% |
| Bond - Gov't Agency Debt | ₹0 Cr | - |
Risk & Performance Ratios
Standard Deviation
This fund
0.35%
Cat. avg.
0.53%
Lower the better
Sharpe Ratio
This fund
2.37
Cat. avg.
1.14
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
4.58
Higher the better
Fund Managers
GK
Gautam Kaul
Since December 2021
BS
Brijesh Shah
Since July 2021
Additional Scheme Detailsas of 31st July 2025
ISIN INF194K01M80 | Expense Ratio 0.10% | Exit Load No Charges | Fund Size ₹13,434 Cr | Age 12 years 7 months | Lumpsum Minimum ₹100 | Fund Status Open Ended Investment Company | Benchmark Nifty Money Market TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Money Market Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| JioBlackRock Money Market Fund Direct Growth Low to Moderate Risk | - | 0.0% | - | - |
| Bank of India Money Market Fund Regular Growth Low to Moderate Risk | 0.6% | 0.0% | ₹140.75 Cr | - |
| Bank of India Money Market Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹140.75 Cr | - |
| Zerodha Nifty 1D Rate Liquid ETF Low Risk | 0.3% | - | ₹5063.94 Cr | 6.0% |
| Mirae Asset Money Market Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹3462.99 Cr | 8.2% |
| Mirae Asset Money Market Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹3462.99 Cr | 7.9% |
| HSBC Money Market Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹4899.34 Cr | 8.1% |
| ICICI Prudential Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹36942.29 Cr | 8.1% |
| Bandhan Money Manager Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹13433.65 Cr | 8.2% |
| Nippon India Money Market Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹22460.96 Cr | 8.2% |
| Invesco India Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹5997.80 Cr | 8.0% |
| Edelweiss Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹2240.44 Cr | 8.1% |
| Kotak Money Market Scheme Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹35214.67 Cr | 8.1% |
| Axis Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹20503.30 Cr | 8.2% |
| Axis Money Market Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹20503.30 Cr | 8.0% |
| Sundaram Money Market Fund Regular Growth Moderate Risk | 0.3% | 0.0% | ₹1948.30 Cr | 7.9% |
| Sundaram Money Market Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹1948.30 Cr | 8.1% |
| Invesco India Money Market Fund Regular Growth Low to Moderate Risk | 0.5% | 0.0% | ₹5997.80 Cr | 7.7% |
| UTI Money Market Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹20553.67 Cr | 8.1% |
| Aditya BSL Money Manager Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹29514.97 Cr | 8.1% |
| SBI Savings Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹36608.10 Cr | 8.1% |
| Tata Money Market Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹41234.54 Cr | 8.3% |
| Franklin India Money Market Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹4080.41 Cr | 8.2% |
| Baroda BNP Paribas Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹2048.14 Cr | 8.1% |
| Baroda BNP Paribas Money Market Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹2048.14 Cr | 7.8% |
| DSP Savings Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹5403.18 Cr | 7.7% |
| HDFC Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹36814.36 Cr | 8.1% |
| PGIM India Money Market Fund Regular Growth Low to Moderate Risk | 0.5% | 0.0% | ₹233.45 Cr | 7.6% |
| PGIM India Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹233.45 Cr | 7.9% |
| UTI Money Market Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹20553.67 Cr | 8.1% |
| Bajaj Finserv Money Market Fund Regular Growth Low to Moderate Risk | 0.8% | 0.0% | ₹5828.18 Cr | 7.5% |
| Bajaj Finserv Money Market Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹5828.18 Cr | 8.2% |
| Kotak Money Market Scheme Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹35214.67 Cr | 8.0% |
| Aditya BSL Money Manager Fund Regular Growth Moderate Risk | 0.3% | 0.0% | ₹29514.97 Cr | 8.0% |
| Bandhan Money Manager Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹13433.65 Cr | 7.9% |
| DSP Savings Fund Regular Growth Moderate Risk | 0.4% | 0.0% | ₹5403.18 Cr | 7.5% |
| HSBC Money Market Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹4899.34 Cr | 7.8% |
| SBI Savings Fund Regular Growth Moderate Risk | 0.7% | 0.0% | ₹36608.10 Cr | 7.6% |
| ICICI Prudential Money Market Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹36942.29 Cr | 8.0% |
| Nippon India Money Market Fund Regular Growth Moderate Risk | 0.4% | 0.0% | ₹22460.96 Cr | 8.0% |
| HDFC Money Market Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹36814.36 Cr | 7.9% |
| Franklin India Money Market Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹4080.41 Cr | 8.0% |
| Tata Money Market Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹41234.54 Cr | 8.0% |
| LIC MF Money Market Fund Regular Growth Low to Moderate Risk | 0.5% | 0.0% | ₹2055.87 Cr | 6.7% |
| LIC MF Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹2055.87 Cr | 7.1% |
| TRUSTMF Money Market Fund Regular Growth Low to Moderate Risk | 0.5% | 0.0% | ₹124.11 Cr | 7.6% |
| TRUSTMF Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹124.11 Cr | 7.8% |
| Union Money Market Fund Regular Growth Low to Moderate Risk | 0.9% | 0.0% | ₹175.52 Cr | 7.0% |
| Union Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹175.52 Cr | 7.8% |
| Edelweiss Money Market Fund Regular Growth Low to Moderate Risk | 0.8% | 0.0% | ₹2240.44 Cr | 7.3% |
About the AMC
Bandhan Mutual Fund
Total AUM
₹1,78,696 Cr
Address
6th Floor, 841, One World Center, Mumbai, 400013
Other Funds by Bandhan Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
Take control of your wealth
Related Articles
Still got questions?
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What is the current NAV of Bandhan Money Manager Fund Direct Growth?
The NAV of Bandhan Money Manager Fund Direct Growth, as of 18-Aug-2025, is ₹44.12.
What are the returns of Bandhan Money Manager Fund Direct Growth?
The fund has generated 8.16% over the last 1 year and 7.57% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Bandhan Money Manager Fund Direct Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 11.29% in bonds, and 88.47% in cash and cash equivalents.
Who manages the Bandhan Money Manager Fund Direct Growth?
The fund managers responsible for Bandhan Money Manager Fund Direct Growth are:-
- Gautam Kaul
- Brijesh Shah
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
Bandhan Money Manager Fund Direct Growth
DebtMoney MarketLow to Moderate Risk
Direct
NAV (18-Aug-25)
₹44.120.06%1D
Returns (Since Inception)
7.27%
Rated ★4.3+ on
Fund Overview
Fund Size
₹13,434 Cr
Expense Ratio
0.10%
ISIN
INF194K01M80
Minimum SIP
₹100
Exit Load
No Charges
Inception Date
01 Jan 2013
Risk Level
Your principal amount will be at Low to Moderate Risk
About this fund
Bandhan Money Manager Fund Direct Growth is a Money Market mutual fund schemes offered by Bandhan Mutual Fund. This fund has been in existence for 12 years, 7 months and 18 days, having been launched on 01-Jan-13.
As of 18-Aug-25, it has a Net Asset Value (NAV) of ₹44.12, Assets Under Management (AUM) of 13433.65 Crores, and an expense ratio of 0.1%.
As of 18-Aug-25, it has a Net Asset Value (NAV) of ₹44.12, Assets Under Management (AUM) of 13433.65 Crores, and an expense ratio of 0.1%.
- Bandhan Money Manager Fund Direct Growth has given a CAGR return of 7.27% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 11.29% in debts, and 88.47% in cash & cash equivalents.
- You can start investing in Bandhan Money Manager Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+8.16%
+7.19% (Cat Avg.)
3 Years
+7.57%
+7.06% (Cat Avg.)
5 Years
+6.04%
+5.72% (Cat Avg.)
10 Years
+6.73%
+5.87% (Cat Avg.)
Since Inception
+7.27%
— (Cat Avg.)
Portfolio Summaryas of 31st July 2025
| Debt | ₹1,516.04 Cr | 11.29% |
| Others | ₹11,917.61 Cr | 88.71% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹620.57 Cr | 4.97% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹436.35 Cr | 3.50% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹412.08 Cr | 3.30% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹403.22 Cr | 3.23% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹387.91 Cr | 3.11% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹386.62 Cr | 3.10% |
| Triparty Repo Trp_010825 | Cash - Repurchase Agreement | ₹372.84 Cr | 2.99% |
| Canara Bank | Cash - CD/Time Deposit | ₹363.82 Cr | 2.92% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹313.34 Cr | 2.51% |
| Panatone Finvest Limited | Cash - Commercial Paper | ₹291.56 Cr | 2.34% |
| 364 Days Tbill Red 12-03-2026 | Bond - Gov't/Treasury | ₹290.22 Cr | 2.33% |
| Kotak Mahindra Prime Ltd. | Cash - Commercial Paper | ₹285.73 Cr | 2.29% |
| Indusind Bank Limited | Cash - CD/Time Deposit | ₹267.01 Cr | 2.14% |
| Net Current Assets | Cash | ₹-257.11 Cr | 2.06% |
| Bajaj Finance Limited | Cash - Commercial Paper | ₹245.38 Cr | 1.97% |
| 364 Days Tbill Mat 200226 | Bond - Gov't/Treasury | ₹242.56 Cr | 1.94% |
| 364 DTB 27022026 | Bond - Gov't/Treasury | ₹242.31 Cr | 1.94% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹241.93 Cr | 1.94% |
| Kotak Mahindra Prime Limited | Cash - Commercial Paper | ₹241.55 Cr | 1.94% |
| 364 DTB 19mar2026 | Bond - Gov't/Treasury | ₹217.44 Cr | 1.74% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹193.9 Cr | 1.55% |
| 364 Days Tbill (Md 05/03/2026) | Bond - Gov't/Treasury | ₹193.67 Cr | 1.55% |
| LIC Housing Finance Limited | Cash - Commercial Paper | ₹193.46 Cr | 1.55% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹192.87 Cr | 1.55% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹192.69 Cr | 1.54% |
| Indusind Bank Ltd. | Cash - CD/Time Deposit | ₹192.58 Cr | 1.54% |
| Cholamandalam Investment & Finance Co Ltd. | Cash - Commercial Paper | ₹192.32 Cr | 1.54% |
| HDFC Bank Ltd | Cash - CD/Time Deposit | ₹191.97 Cr | 1.54% |
| Axis Bank Ltd. | Cash - CD/Time Deposit | ₹190.62 Cr | 1.53% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹190.49 Cr | 1.53% |
| Reverse Repo | Cash - Repurchase Agreement | ₹173 Cr | 1.39% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹172.35 Cr | 1.38% |
| Export-Import Bank Of India | Cash - Commercial Paper | ₹172.17 Cr | 1.38% |
| 91 Days Tbill Red 30-10-2025 | Bond - Gov't/Treasury | ₹157.91 Cr | 1.27% |
| Bajaj Auto Credit Ltd. | Cash - Commercial Paper | ₹146.79 Cr | 1.18% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹145.77 Cr | 1.17% |
| Tata Capital Ltd. | Cash - Commercial Paper | ₹144.75 Cr | 1.16% |
| Icici Securities Limited | Cash - Commercial Paper | ₹144.36 Cr | 1.16% |
| Kotak Mahindra Bank Limited | Cash - CD/Time Deposit | ₹121.4 Cr | 0.97% |
| Indian Bank | Cash - CD/Time Deposit | ₹121.25 Cr | 0.97% |
| Indian Bank | Cash - CD/Time Deposit | ₹120.67 Cr | 0.97% |
| Goi 22.10.2025 Strips | Bond - Gov't/Treasury | ₹118.55 Cr | 0.95% |
| Cholamandalam Investment And Fin. Co. Ltd | Cash - Commercial Paper | ₹98.17 Cr | 0.79% |
| Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) | Cash - CD/Time Deposit | ₹97.91 Cr | 0.78% |
| Barclays Investments & Loans (India) Private Limited | Cash - Commercial Paper | ₹97.87 Cr | 0.78% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹97.29 Cr | 0.78% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹97.21 Cr | 0.78% |
| LIC Housing Finance Limited | Cash - Commercial Paper | ₹97.17 Cr | 0.78% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹97.01 Cr | 0.78% |
| Canara Bank | Cash - CD/Time Deposit | ₹97 Cr | 0.78% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹96.78 Cr | 0.78% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹96.55 Cr | 0.77% |
| Axis Securities Limited | Cash - Commercial Paper | ₹96.53 Cr | 0.77% |
| The Federal Bank Limited | Cash - CD/Time Deposit | ₹96.4 Cr | 0.77% |
| HDFC Bank Ltd. | Bond - Corporate Bond | ₹96.23 Cr | 0.77% |
| Small Industries Development Bk Of India ** # | Cash - Commercial Paper | ₹96.2 Cr | 0.77% |
| Barclays Investments & Loans (India) Limited | Cash - Commercial Paper | ₹96.08 Cr | 0.77% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹95.24 Cr | 0.76% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹94.67 Cr | 0.76% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹73.77 Cr | 0.59% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹73.5 Cr | 0.59% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹72.18 Cr | 0.58% |
| National Bank for Agriculture and Rural Development | Cash - Commercial Paper | ₹67.6 Cr | 0.54% |
| 08.08 MH Sdl 2026 | Bond - Gov't/Treasury | ₹50.97 Cr | 0.41% |
| Axis Bank Ltd. | Cash - CD/Time Deposit | ₹49.17 Cr | 0.39% |
| Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) | Cash - CD/Time Deposit | ₹49.01 Cr | 0.39% |
| Muthoot Finance Limited | Cash - Commercial Paper | ₹48.92 Cr | 0.39% |
| Power Finance Corp Ltd. | Cash - Commercial Paper | ₹48.91 Cr | 0.39% |
| Muthoot Finance Limited | Cash - Commercial Paper | ₹48.85 Cr | 0.39% |
| Export-Import Bank Of India | Cash - CD/Time Deposit | ₹48.81 Cr | 0.39% |
| Muthoot Finance Limited | Cash - Commercial Paper | ₹48.48 Cr | 0.39% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹48.48 Cr | 0.39% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹48.31 Cr | 0.39% |
| Indian Bank | Cash - CD/Time Deposit | ₹48.22 Cr | 0.39% |
| National Bank For Agriculture & Rural Development** | Cash - CD/Time Deposit | ₹48.2 Cr | 0.39% |
| Corporate Debt Market Development Fund Class A2 | Mutual Fund - Open End | ₹30.43 Cr | 0.24% |
| 08.55 RJ Sdl 2026 | Bond - Gov't/Treasury | ₹25.41 Cr | 0.20% |
| 364 DTB 06112025 | Bond - Gov't/Treasury | ₹24.64 Cr | 0.20% |
| 364 DTB 04122025 | Bond - Gov't/Treasury | ₹24.54 Cr | 0.20% |
| Kotak Mahindra Bank Limited | Cash - CD/Time Deposit | ₹24.33 Cr | 0.20% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹24.25 Cr | 0.19% |
| Bank Of India | Cash - CD/Time Deposit | ₹24.23 Cr | 0.19% |
| NTPC Ltd. | Cash - Commercial Paper | ₹24.12 Cr | 0.19% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹24.11 Cr | 0.19% |
| Kotak Mahindra Prime Ltd. | Cash - Commercial Paper | ₹24.01 Cr | 0.19% |
| Canara Bank | Cash - CD/Time Deposit | ₹14.67 Cr | 0.12% |
| Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) | Cash - CD/Time Deposit | ₹14.61 Cr | 0.12% |
| Canara Bank | Cash - CD/Time Deposit | ₹9.71 Cr | 0.08% |
| Cash Margin - Ccil | Cash - Repurchase Agreement | ₹0.55 Cr | 0.00% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - CD/Time Deposit | ₹7,375.91 Cr | 59.12% |
| Cash - Commercial Paper | ₹3,096.14 Cr | 24.82% |
| Bond - Gov't/Treasury | ₹1,588.21 Cr | 12.73% |
| Cash - Repurchase Agreement | ₹546.38 Cr | 4.38% |
| Cash | ₹-257.11 Cr | 2.06% |
| Bond - Corporate Bond | ₹96.23 Cr | 0.77% |
| Mutual Fund - Open End | ₹30.43 Cr | 0.24% |
| Bond - Gov't Agency Debt | ₹0 Cr | - |
Risk & Performance Ratios
Standard Deviation
This fund
0.35%
Cat. avg.
0.53%
Lower the better
Sharpe Ratio
This fund
2.37
Cat. avg.
1.14
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
4.58
Higher the better
Fund Managers
GK
Gautam Kaul
Since December 2021
BS
Brijesh Shah
Since July 2021
Additional Scheme Detailsas of 31st July 2025
ISIN INF194K01M80 | Expense Ratio 0.10% | Exit Load No Charges | Fund Size ₹13,434 Cr | Age 12 years 7 months | Lumpsum Minimum ₹100 | Fund Status Open Ended Investment Company | Benchmark Nifty Money Market TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Money Market Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| JioBlackRock Money Market Fund Direct Growth Low to Moderate Risk | - | 0.0% | - | - |
| Bank of India Money Market Fund Regular Growth Low to Moderate Risk | 0.6% | 0.0% | ₹140.75 Cr | - |
| Bank of India Money Market Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹140.75 Cr | - |
| Zerodha Nifty 1D Rate Liquid ETF Low Risk | 0.3% | - | ₹5063.94 Cr | 6.0% |
| Mirae Asset Money Market Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹3462.99 Cr | 8.2% |
| Mirae Asset Money Market Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹3462.99 Cr | 7.9% |
| HSBC Money Market Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹4899.34 Cr | 8.1% |
| ICICI Prudential Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹36942.29 Cr | 8.1% |
| Bandhan Money Manager Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹13433.65 Cr | 8.2% |
| Nippon India Money Market Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹22460.96 Cr | 8.2% |
| Invesco India Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹5997.80 Cr | 8.0% |
| Edelweiss Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹2240.44 Cr | 8.1% |
| Kotak Money Market Scheme Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹35214.67 Cr | 8.1% |
| Axis Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹20503.30 Cr | 8.2% |
| Axis Money Market Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹20503.30 Cr | 8.0% |
| Sundaram Money Market Fund Regular Growth Moderate Risk | 0.3% | 0.0% | ₹1948.30 Cr | 7.9% |
| Sundaram Money Market Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹1948.30 Cr | 8.1% |
| Invesco India Money Market Fund Regular Growth Low to Moderate Risk | 0.5% | 0.0% | ₹5997.80 Cr | 7.7% |
| UTI Money Market Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹20553.67 Cr | 8.1% |
| Aditya BSL Money Manager Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹29514.97 Cr | 8.1% |
| SBI Savings Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹36608.10 Cr | 8.1% |
| Tata Money Market Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹41234.54 Cr | 8.3% |
| Franklin India Money Market Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹4080.41 Cr | 8.2% |
| Baroda BNP Paribas Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹2048.14 Cr | 8.1% |
| Baroda BNP Paribas Money Market Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹2048.14 Cr | 7.8% |
| DSP Savings Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹5403.18 Cr | 7.7% |
| HDFC Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹36814.36 Cr | 8.1% |
| PGIM India Money Market Fund Regular Growth Low to Moderate Risk | 0.5% | 0.0% | ₹233.45 Cr | 7.6% |
| PGIM India Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹233.45 Cr | 7.9% |
| UTI Money Market Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹20553.67 Cr | 8.1% |
| Bajaj Finserv Money Market Fund Regular Growth Low to Moderate Risk | 0.8% | 0.0% | ₹5828.18 Cr | 7.5% |
| Bajaj Finserv Money Market Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹5828.18 Cr | 8.2% |
| Kotak Money Market Scheme Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹35214.67 Cr | 8.0% |
| Aditya BSL Money Manager Fund Regular Growth Moderate Risk | 0.3% | 0.0% | ₹29514.97 Cr | 8.0% |
| Bandhan Money Manager Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹13433.65 Cr | 7.9% |
| DSP Savings Fund Regular Growth Moderate Risk | 0.4% | 0.0% | ₹5403.18 Cr | 7.5% |
| HSBC Money Market Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹4899.34 Cr | 7.8% |
| SBI Savings Fund Regular Growth Moderate Risk | 0.7% | 0.0% | ₹36608.10 Cr | 7.6% |
| ICICI Prudential Money Market Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹36942.29 Cr | 8.0% |
| Nippon India Money Market Fund Regular Growth Moderate Risk | 0.4% | 0.0% | ₹22460.96 Cr | 8.0% |
| HDFC Money Market Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹36814.36 Cr | 7.9% |
| Franklin India Money Market Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹4080.41 Cr | 8.0% |
| Tata Money Market Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹41234.54 Cr | 8.0% |
| LIC MF Money Market Fund Regular Growth Low to Moderate Risk | 0.5% | 0.0% | ₹2055.87 Cr | 6.7% |
| LIC MF Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹2055.87 Cr | 7.1% |
| TRUSTMF Money Market Fund Regular Growth Low to Moderate Risk | 0.5% | 0.0% | ₹124.11 Cr | 7.6% |
| TRUSTMF Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹124.11 Cr | 7.8% |
| Union Money Market Fund Regular Growth Low to Moderate Risk | 0.9% | 0.0% | ₹175.52 Cr | 7.0% |
| Union Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹175.52 Cr | 7.8% |
| Edelweiss Money Market Fund Regular Growth Low to Moderate Risk | 0.8% | 0.0% | ₹2240.44 Cr | 7.3% |
About the AMC
Bandhan Mutual Fund
Total AUM
₹1,78,696 Cr
Address
6th Floor, 841, One World Center, Mumbai, 400013
Other Funds by Bandhan Mutual Fund
Related Articles
Still got questions?
We're here to help.
What is the current NAV of Bandhan Money Manager Fund Direct Growth?
The NAV of Bandhan Money Manager Fund Direct Growth, as of 18-Aug-2025, is ₹44.12.
What are the returns of Bandhan Money Manager Fund Direct Growth?
The fund has generated 8.16% over the last 1 year and 7.57% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Bandhan Money Manager Fund Direct Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 11.29% in bonds, and 88.47% in cash and cash equivalents.
Who manages the Bandhan Money Manager Fund Direct Growth?
The fund managers responsible for Bandhan Money Manager Fund Direct Growth are:-
- Gautam Kaul
- Brijesh Shah
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
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