UTI India Consumer Fund Direct Growth

Fund Overview

Fund Size

₹735 Cr

Expense Ratio

1.61%

ISIN

INF789F01VF3

Minimum SIP

₹1,000

Exit Load

1.00%

Inception Date

01 Jan 2013

About this fund

UTI India Consumer Fund Direct Growth is a Equity - Consumption mutual fund schemes offered by UTI Mutual Fund. This fund has been in existence for 13 years, 8 months and 4 days, having been launched on 01-Jan-13.
As of 04-Sep-26, it has a Net Asset Value (NAV) of ₹62.99, Assets Under Management (AUM) of 735.17 Crores, and an expense ratio of 1.61%.

UTI India Consumer Fund Direct Growth has given a CAGR return of 11.58% since inception.
The fund's asset allocation comprises around 98.04% in equities, 0.00% in debts, and 1.94% in cash & cash equivalents.
You can start investing in UTI India Consumer Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

-2.65%

— (Cat Avg.)

3 Years

+11.40%

+10.32% (Cat Avg.)

5 Years

+9.36%

+10.62% (Cat Avg.)

10 Years

+11.22%

+13.04% (Cat Avg.)

Since Inception

+11.58%

— (Cat Avg.)

Portfolio Summaryas of 31st July 2026

Equity	₹720.75 Cr	98.04%
Others	₹14.25 Cr	1.94%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Mahindra & Mahindra Ltd	Equity	₹69.75 Cr	9.49%
Eternal Ltd	Equity	₹68.18 Cr	9.27%
Titan Co Ltd	Equity	₹56.57 Cr	7.69%
Maruti Suzuki India Ltd	Equity	₹42.15 Cr	5.73%
Bharti Airtel Ltd	Equity	₹40.59 Cr	5.52%
Eicher Motors Ltd	Equity	₹33.52 Cr	4.56%
Trent Ltd	Equity	₹31.32 Cr	4.26%
TVS Motor Co Ltd	Equity	₹26.09 Cr	3.55%
ITC Ltd	Equity	₹20.61 Cr	2.80%
Tata Consumer Products Ltd	Equity	₹17.71 Cr	2.41%
Avenue Supermarts Ltd	Equity	₹17.64 Cr	2.40%
Hero MotoCorp Ltd	Equity	₹16.36 Cr	2.22%
Hindustan Unilever Ltd	Equity	₹16.18 Cr	2.20%
Nestle India Ltd	Equity	₹16.14 Cr	2.20%
Polycab India Ltd	Equity	₹15.48 Cr	2.11%
Phoenix Mills Ltd	Equity	₹14.3 Cr	1.95%
Net Current Assets	Cash	₹14.17 Cr	1.93%
Bajaj Finance Ltd	Equity	₹13.13 Cr	1.79%
Global Health Ltd	Equity	₹12.65 Cr	1.72%
Info Edge (India) Ltd	Equity	₹12.41 Cr	1.69%
Dixon Technologies (India) Ltd	Equity	₹12.17 Cr	1.65%
Varun Beverages Ltd	Equity	₹11.77 Cr	1.60%
Jubilant Foodworks Ltd	Equity	₹11.18 Cr	1.52%
Pidilite Industries Ltd	Equity	₹10.48 Cr	1.43%
Brigade Enterprises Ltd	Equity	₹9.75 Cr	1.33%
HDFC Bank Ltd	Equity	₹9.69 Cr	1.32%
PB Fintech Ltd	Equity	₹9.49 Cr	1.29%
Metro Brands Ltd	Equity	₹9.45 Cr	1.29%
United Spirits Ltd	Equity	₹9.35 Cr	1.27%
V-Mart Retail Ltd	Equity	₹9.28 Cr	1.26%
Tips Music Ltd	Equity	₹9.02 Cr	1.23%
Berger Paints India Ltd	Equity	₹8.43 Cr	1.15%
Havells India Ltd	Equity	₹8.22 Cr	1.12%
Vishal Mega Mart Ltd	Equity	₹7.97 Cr	1.08%
Blue Star Ltd	Equity	₹7.7 Cr	1.05%
Bikaji Foods International Ltd	Equity	₹6.96 Cr	0.95%
United Foodbrands Ltd	Equity	₹5.87 Cr	0.80%
Aster DM Quality Care Ltd Ordinary Shares	Equity	₹5.86 Cr	0.80%
Astral Ltd	Equity	₹5.79 Cr	0.79%
SBI Funds Management Ltd	Equity	₹4.56 Cr	0.62%
LG Electronics India Ltd	Equity	₹3.21 Cr	0.44%
Meesho Ltd	Equity	₹2.1 Cr	0.28%
HDFC Asset Management Co Ltd	Equity	₹1.68 Cr	0.23%
Tvs Motor Company Limited	Preferred Stock	₹0.17 Cr	0.02%
Clearing Corporation Of India Ltd. Std - Margin	Cash - Repurchase Agreement	₹0.08 Cr	0.01%

Allocation By Market Cap (Equity)

Allocation By Credit Quality (Debt)

UNRATED

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Consumer Cyclical	₹389.77 Cr	53.02%
Consumer Defensive	₹116.36 Cr	15.83%
Communication Services	₹62.03 Cr	8.44%
Financial Services	₹38.55 Cr	5.24%
Industrials	₹37.2 Cr	5.06%
Real Estate	₹24.06 Cr	3.27%
Basic Materials	₹18.91 Cr	2.57%
Healthcare	₹18.51 Cr	2.52%
Technology	₹15.38 Cr	2.09%

Risk & Performance Ratios

Fund Managers

Vicky Punjabi

Since June 2025

Additional Scheme Detailsas of 31st July 2026

ISIN

INF789F01VF3

Expense Ratio

1.61%

Exit Load

1.00%

Fund Size

₹735 Cr

Age

13 years 8 months

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

Nifty India Consumption TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Equity - Consumption Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Kotak NIFTY India Consumption ETF Very High Risk	0.1%	-	₹35.98 Cr	-5.5%
WhiteOak Capital Consumption Opportunities Fund Direct Growth Very High Risk	1.1%	0.0%	₹131.39 Cr	-
WhiteOak Capital Consumption Opportunities Fund Regular Growth Very High Risk	2.8%	0.0%	₹131.39 Cr	-
Union Consumption Fund Regular Growth Very High Risk	2.1%	1.0%	₹333.27 Cr	-
Union Consumption Fund Direct Growth Very High Risk	1.0%	1.0%	₹333.27 Cr	-
LIC MF Consumption Fund Regular Growth Very High Risk	2.6%	1.0%	₹478.56 Cr	-
LIC MF Consumption Fund Direct Growth Very High Risk	1.1%	1.0%	₹478.56 Cr	-
Invesco India Consumption Fund Regular Growth Very High Risk	2.1%	0.0%	₹586.17 Cr	-
Invesco India Consumption Fund Direct Growth Very High Risk	0.7%	0.0%	₹586.17 Cr	-
Motilal Oswal Consumption Fund Direct Growth Very High Risk	0.8%	1.0%	₹1130.89 Cr	-
Motilal Oswal Consumption Fund Regular Growth Very High Risk	2.4%	1.0%	₹1130.89 Cr	-
ITI Bharat Consumption Fund Regular Growth Very High Risk	2.6%	0.0%	₹370.07 Cr	-0.3%
ITI Bharat Consumption Fund Direct Growth Very High Risk	1.0%	0.0%	₹370.07 Cr	1.4%
Edelweiss Consumption Fund Regular Growth Very High Risk	2.5%	1.0%	₹496.70 Cr	-4.6%
Edelweiss Consumption Fund Direct Growth Very High Risk	0.9%	1.0%	₹496.70 Cr	-3.0%
ICICI Prudential Nifty FMCG ETF Very High Risk	0.2%	-	₹764.58 Cr	-19.0%
Bank of India Consumption Fund Direct Growth Very High Risk	1.1%	1.0%	₹373.19 Cr	0.7%
Bank of India Consumption Fund Regular Growth Very High Risk	2.1%	1.0%	₹373.19 Cr	-0.4%
Bajaj Finserv Consumption Fund Regular Growth Very High Risk	2.9%	1.0%	₹619.53 Cr	-5.3%
Bajaj Finserv Consumption Fund Direct Growth Very High Risk	1.3%	1.0%	₹619.53 Cr	-3.8%
SBI Nifty India Consumption Index Fund Regular Growth Very High Risk	0.9%	0.0%	₹269.87 Cr	-6.3%
SBI Nifty India Consumption Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹269.87 Cr	-5.9%
Axis Consumption Fund Direct Growth Very High Risk	0.8%	1.0%	₹2772.24 Cr	-5.6%
Axis Consumption Fund Regular Growth Very High Risk	2.1%	1.0%	₹2772.24 Cr	-7.0%
Quant Consumption Fund Regular Growth Very High Risk	3.1%	1.0%	₹192.78 Cr	2.3%
Quant Consumption Fund Direct Growth Very High Risk	1.6%	1.0%	₹192.78 Cr	3.8%
ICICI Prudential Bharat Consumption Fund Regular Growth Very High Risk	2.1%	1.0%	₹3268.75 Cr	-5.0%
Kotak Consumption Fund Regular Growth Very High Risk	2.1%	0.0%	₹1758.97 Cr	-3.1%
Kotak Consumption Fund Direct Growth Very High Risk	0.7%	0.0%	₹1758.97 Cr	-1.6%
HSBC Consumption Fund Direct Growth Very High Risk	0.9%	1.0%	₹1761.84 Cr	3.7%
HSBC Consumption Fund Regular Growth Very High Risk	2.2%	1.0%	₹1761.84 Cr	2.4%
Mirae Asset Great Consumer Fund Direct Growth Very High Risk	0.4%	1.0%	₹4731.84 Cr	-3.9%
Nippon India Consumption Fund Direct Growth Very High Risk	0.9%	1.0%	₹2514.10 Cr	-6.4%
SBI Consumption Opportunities Fund Regular Growth Very High Risk	2.1%	0.0%	₹2958.95 Cr	-12.4%
Mirae Asset Great Consumer Fund Regular Growth Very High Risk	1.6%	1.0%	₹4731.84 Cr	-5.3%
Axis NIFTY India Consumption ETF Very High Risk	0.5%	-	₹13.75 Cr	-5.8%
UTI India Consumer Fund Regular Growth Very High Risk	2.4%	1.0%	₹735.17 Cr	-3.5%
HDFC Non-Cyclical Consumer Fund Direct Growth Very High Risk	1.3%	1.0%	₹1032.73 Cr	-7.1%
HDFC Non-Cyclical Consumer Fund Regular Growth Very High Risk	2.4%	1.0%	₹1032.73 Cr	-8.2%
UTI India Consumer Fund Direct Growth Very High Risk	1.6%	1.0%	₹735.17 Cr	-2.6%
Aditya Birla Sun Life India GenNext Fund Direct Growth Very High Risk	0.7%	1.0%	₹6153.88 Cr	-6.1%
Mahindra Manulife Consumption Fund Direct Growth Very High Risk	1.1%	1.0%	₹501.81 Cr	-5.2%
Mahindra Manulife Consumption Fund Regular Growth Very High Risk	2.6%	1.0%	₹501.81 Cr	-6.8%
Canara Robeco Consumer Trends Fund Direct Growth Very High Risk	0.7%	1.0%	₹1997.74 Cr	-2.9%
SBI Consumption Opportunities Fund Direct Growth Very High Risk	1.1%	0.0%	₹2958.95 Cr	-11.5%
Sundaram Consumption Fund Direct Growth Very High Risk	1.1%	0.0%	₹1494.67 Cr	-4.8%
Tata India Consumer Fund Regular Growth Very High Risk	2.1%	0.0%	₹2814.95 Cr	2.9%
Tata India Consumer Fund Direct Growth Very High Risk	0.9%	0.0%	₹2814.95 Cr	4.2%
Canara Robeco Consumer Trends Fund Regular Growth Very High Risk	1.8%	1.0%	₹1997.74 Cr	-4.1%
Nippon India ETF Consumption Very High Risk	0.3%	-	₹200.97 Cr	-5.7%

About the AMC

UTI Mutual Fund

+91-22-6678 6666

https://www.utimf.com/

Total AUM

₹3,66,598 Cr

Address

UTI Towers, Gn Block, Mumbai, 400 051

Other Funds by UTI Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
UTI BSE India Sector Leaders Index Fund Direct Growth Very High Risk	-	0.0%	-	-
UTI Balanced Hybrid Fund Direct Growth High Risk	-	1.0%	-	-
UTI Nifty 500 Index Fund Direct Growth Very High Risk	-	0.0%	-	-
UTI Liquid Fund Direct Growth Moderate Risk	0.2%	0.0%	₹26727.50 Cr	6.6%
UTI Nifty500 Shariah Index Fund Direct Growth Very High Risk	0.7%	0.0%	₹87.88 Cr	-
UTI Children's Equity Fund Direct Growth Very High Risk	1.2%	0.0%	₹1139.53 Cr	-3.2%
UTI Multi Cap Fund Direct Growth Very High Risk	0.8%	1.0%	₹2130.93 Cr	7.0%
UTI Income Plus Arbitrage Active Fund of Fund Direct Growth Moderately High risk	0.2%	0.0%	₹185.30 Cr	5.8%
UTI Nifty India Manufacturing Index Fund Direct Growth Very High Risk	0.8%	0.0%	₹30.57 Cr	11.1%
UTI Nifty Midsmallcap 400 Momentum Quality 100 Index Fund Direct Growth Very High Risk	1.0%	0.0%	₹126.84 Cr	8.2%
UTI Quant Fund Direct Growth Very High Risk	0.6%	1.0%	₹1539.06 Cr	0.9%
UTI Nifty Alpha Low-Volatility 30 Index Fund Direct Growth Very High Risk	0.9%	0.0%	₹75.77 Cr	0.9%
UTI Nifty Midcap 150 Index Fund Direct Growth Very High Risk	0.7%	0.0%	₹75.54 Cr	9.6%
UTI Nifty Private Bank Index Fund Direct Growth Very High Risk	0.6%	0.0%	₹220.32 Cr	5.8%
UTI Nifty200 Quality 30 Index Fund Direct Growth Very High Risk	0.7%	0.0%	₹544.55 Cr	-2.0%
UTI Innovation Fund Direct Growth Very High Risk	1.1%	1.0%	₹789.89 Cr	1.3%
UTI Fixed Income Interval Fund Annual Plan I Direct Growth Low Risk	-	0.0%	₹13.13 Cr	5.2%
UTI Fixed Term Income Fund - Series XXXV-I (1260 Days) Direct Growth Low Risk	-	0.0%	₹316.65 Cr	6.0%
UTI Fixed Term Income Fund - Series XXXV-III (1176 Days) Direct Growth Low to Moderate Risk	-	0.0%	₹42.79 Cr	6.0%
UTI FIIF Ser 2 Qt Interval V Direct Growth Low Risk	-	1.0%	₹2.20 Cr	6.3%
UTI Fixed Income Interval Fund Quarterly I Direct Growth Low Risk	-	0.0%	₹9.74 Cr	6.5%
UTI Fixed Inc Intvl Series2 Qt Intvl VI Direct Growth Moderate Risk	-	1.0%	₹8.54 Cr	6.8%
UTI-Fixed Term Income Fund - Series XXX-VI (1107 days) Direct Growth Low to Moderate Risk	-	0.0%	-	10.0%
UTI-Fixed Term Income Fund - Series XXX - VII (1294 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
UTI Fixed Term Income Fund - Series XXXV-II (1223 Days) Direct Growth Low Risk	-	-	₹176.51 Cr	6.1%
UTI Fixed Income Interval Fund Annual Plan III Direct Growth Low to Moderate Risk	-	0.0%	₹13.38 Cr	6.9%
UTI Fixed Term Income Fund - Series XXXVI-I (1574 days) Direct Growth Low to Moderate Risk	-	0.0%	₹57.60 Cr	6.0%
UTI Floater Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹1519.48 Cr	6.6%
UTI Nifty 500 Value 50 Index Fund Direct Growth Very High Risk	0.8%	0.0%	₹825.17 Cr	15.8%
UTI Banking & PSU Debt Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹1482.56 Cr	6.3%
UTI Focused Equity Fund Direct Growth Very High Risk	0.9%	1.0%	₹2474.88 Cr	1.8%
UTI Silver ETF Fund of Fund Direct Growth Very High Risk	0.1%	1.0%	₹584.30 Cr	85.8%
UTI Nifty200 Momentum 30 Index Fund Direct Growth Very High Risk	1.2%	0.0%	₹8438.41 Cr	2.2%
UTI Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹5089.23 Cr	5.3%
UTI Corporate Bond Fund Direct Growth Moderate Risk	0.3%	0.0%	₹4799.67 Cr	5.7%
UTI Nifty Midcap 150 Quality 50 Index Fund Direct Growth Very High Risk	0.8%	0.0%	₹249.62 Cr	0.3%
UTI Arbitrage Fund Direct Growth Low Risk	1.3%	0.0%	₹11152.46 Cr	6.3%
UTI Small Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹5263.02 Cr	9.2%
UTI Ultra Short Term Fund Direct Growth Moderate Risk	0.4%	0.0%	₹3444.00 Cr	6.8%
UTI Credit Risk Fund Direct Growth Moderately High risk	1.0%	1.0%	₹252.73 Cr	7.1%
UTI Dividend Yield Fund Direct Growth Very High Risk	1.5%	1.0%	₹3813.56 Cr	0.5%
UTI Banking and Financial Services Fund Direct Growth Very High Risk	1.4%	1.0%	₹1439.51 Cr	8.1%
UTI Dynamic Bond Fund Direct Growth Low to Moderate Risk	0.9%	0.0%	₹405.91 Cr	5.6%
UTI Hybrid Equity Fund Direct Growth Very High Risk	1.2%	1.0%	₹6760.38 Cr	2.8%
UTI Long Term Equity Fund Direct Growth Very High Risk	1.0%	0.0%	₹3524.38 Cr	-0.3%
UTI Flexi Cap Fund Direct Growth Very High Risk	1.0%	1.0%	₹24035.97 Cr	0.3%
UTI Bond Fund Direct Growth Moderately High risk	1.3%	0.0%	₹302.16 Cr	4.4%
UTI Liquid Fund Cash Plan Direct Growth Moderate Risk	0.2%	0.0%	₹33248.42 Cr	6.4%
UTI Gilt Fund Direct Growth Moderate Risk	0.7%	0.0%	₹422.82 Cr	5.5%
UTI India Consumer Fund Direct Growth Very High Risk	1.6%	1.0%	₹735.17 Cr	-2.6%

Risk Level

Your principal amount will be at Very High Risk

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What is the current NAV of UTI India Consumer Fund Direct Growth?

The NAV of UTI India Consumer Fund Direct Growth, as of 04-Sep-2026, is ₹62.99.

What are the returns of UTI India Consumer Fund Direct Growth?

The fund has generated -2.65% over the last 1 year and 11.40% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of UTI India Consumer Fund Direct Growth?

The fund's allocation of assets is distributed as 98.04% in equities, 0.00% in bonds, and 1.94% in cash and cash equivalents.

Who manages the UTI India Consumer Fund Direct Growth?

The fund managers responsible for UTI India Consumer Fund Direct Growth are:-

Vicky Punjabi

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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UTI India Consumer Fund Direct Growth

Fund Overview