UTI Flexi Cap Fund Direct Growth

Fund Overview

Fund Size

₹25,575 Cr

Expense Ratio

1.00%

ISIN

INF789F01TC4

Minimum SIP

₹1,000

Exit Load

1.00%

Inception Date

01 Jan 2013

About this fund

UTI Flexi Cap Fund Direct Growth is a Flexi Cap mutual fund schemes offered by UTI Mutual Fund. This fund has been in existence for 12 years, 11 months and 11 days, having been launched on 01-Jan-13.
As of 11-Dec-25, it has a Net Asset Value (NAV) of ₹346.94, Assets Under Management (AUM) of 25575.00 Crores, and an expense ratio of 1%.

UTI Flexi Cap Fund Direct Growth has given a CAGR return of 14.08% since inception.
The fund's asset allocation comprises around 96.79% in equities, 0.20% in debts, and 3.01% in cash & cash equivalents.
You can start investing in UTI Flexi Cap Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

-1.54%

— (Cat Avg.)

3 Years

+11.43%

+15.47% (Cat Avg.)

5 Years

+12.14%

+16.82% (Cat Avg.)

10 Years

+13.59%

+14.28% (Cat Avg.)

Since Inception

+14.08%

— (Cat Avg.)

Portfolio Summaryas of 30th November 2025

Equity	₹24,753.95 Cr	96.79%
Debt	₹51.12 Cr	0.20%
Others	₹769.94 Cr	3.01%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Bajaj Finance Ltd	Equity	₹1,616.43 Cr	6.32%
HDFC Bank Ltd	Equity	₹1,601.7 Cr	6.26%
ICICI Bank Ltd	Equity	₹1,578.65 Cr	6.17%
Eternal Ltd	Equity	₹1,410.44 Cr	5.51%
Info Edge (India) Ltd	Equity	₹936.19 Cr	3.66%
Kotak Mahindra Bank Ltd	Equity	₹921.93 Cr	3.60%
Persistent Systems Ltd	Equity	₹906.32 Cr	3.54%
LTIMindtree Ltd	Equity	₹842.84 Cr	3.30%
Coforge Ltd	Equity	₹840.4 Cr	3.29%
Titan Co Ltd	Equity	₹819.64 Cr	3.20%
Avenue Supermarts Ltd	Equity	₹776.53 Cr	3.04%
Net Current Assets	Cash	₹764.57 Cr	2.99%
Bharti Airtel Ltd	Equity	₹755.32 Cr	2.95%
Dixon Technologies (India) Ltd	Equity	₹738.08 Cr	2.89%
Trent Ltd	Equity	₹559.35 Cr	2.19%
Maruti Suzuki India Ltd	Equity	₹551.73 Cr	2.16%
Infosys Ltd	Equity	₹542.45 Cr	2.12%
Eicher Motors Ltd	Equity	₹492.33 Cr	1.93%
Astral Ltd	Equity	₹466.39 Cr	1.82%
Mahindra & Mahindra Ltd	Equity	₹414.05 Cr	1.62%
Global Health Ltd	Equity	₹397.64 Cr	1.55%
Polycab India Ltd	Equity	₹374.25 Cr	1.46%
Dr. Lal PathLabs Ltd	Equity	₹366.41 Cr	1.43%
Ajanta Pharma Ltd	Equity	₹364.91 Cr	1.43%
Asian Paints Ltd	Equity	₹300.95 Cr	1.18%
Nestle India Ltd	Equity	₹275.8 Cr	1.08%
PI Industries Ltd	Equity	₹273.91 Cr	1.07%
Torrent Pharmaceuticals Ltd	Equity	₹273.58 Cr	1.07%
Havells India Ltd	Equity	₹271.08 Cr	1.06%
Poly Medicure Ltd	Equity	₹267.89 Cr	1.05%
Berger Paints India Ltd	Equity	₹264.97 Cr	1.04%
Marico Ltd	Equity	₹259.99 Cr	1.02%
Divi's Laboratories Ltd	Equity	₹255.33 Cr	1.00%
Pidilite Industries Ltd	Equity	₹254.28 Cr	0.99%
Motherson Sumi Wiring India Ltd	Equity	₹232.18 Cr	0.91%
Grindwell Norton Ltd	Equity	₹228.55 Cr	0.89%
Shree Cement Ltd	Equity	₹227.3 Cr	0.89%
Jubilant Foodworks Ltd	Equity	₹219.91 Cr	0.86%
AU Small Finance Bank Ltd	Equity	₹219.61 Cr	0.86%
Schaeffler India Ltd	Equity	₹211.21 Cr	0.83%
Ipca Laboratories Ltd	Equity	₹203.29 Cr	0.79%
3M India Ltd	Equity	₹198.82 Cr	0.78%
Eris Lifesciences Ltd Registered Shs	Equity	₹194.28 Cr	0.76%
Page Industries Ltd	Equity	₹193.71 Cr	0.76%
AAVAS Financiers Ltd	Equity	₹192.42 Cr	0.75%
CG Power & Industrial Solutions Ltd	Equity	₹184.93 Cr	0.72%
Affle 3i Ltd	Equity	₹179.65 Cr	0.70%
IndiaMART InterMESH Ltd	Equity	₹175.64 Cr	0.69%
Syngene International Ltd	Equity	₹157.02 Cr	0.61%
Metro Brands Ltd	Equity	₹149.84 Cr	0.59%
Clean Science and Technology Ltd	Equity	₹144.06 Cr	0.56%
Gland Pharma Ltd	Equity	₹138.7 Cr	0.54%
Cohance Lifesciences Ltd	Equity	₹114.57 Cr	0.45%
Rossari Biotech Ltd Ordinary Shares	Equity	₹102.03 Cr	0.40%
Sheela Foam Ltd	Equity	₹78.21 Cr	0.31%
6.75% Govt Stock 2029	Bond - Gov't/Treasury	₹51.12 Cr	0.20%
United Foodbrands Ltd	Equity	₹36.28 Cr	0.14%
Clearing Corporation Of India Ltd. Std - Margin	Cash - Repurchase Agreement	₹5.37 Cr	0.02%

Allocation By Market Cap (Equity)

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹6,130.74 Cr	23.97%
Consumer Cyclical	₹5,368.89 Cr	20.99%
Technology	₹3,870.09 Cr	15.13%
Healthcare	₹2,733.62 Cr	10.69%
Communication Services	₹2,046.8 Cr	8.00%
Industrials	₹1,724.01 Cr	6.74%
Basic Materials	₹1,567.49 Cr	6.13%
Consumer Defensive	₹1,312.31 Cr	5.13%

Risk & Performance Ratios

Fund Managers

Ajay Tyagi

Since January 2016

Kamal Gada

Since April 2025

Ravi Gupta

Since August 2024

Additional Scheme Detailsas of 30th November 2025

ISIN

INF789F01TC4

Expense Ratio

1.00%

Exit Load

1.00%

Fund Size

₹25,575 Cr

Age

12 years 11 months

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

Nifty 500 TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Flexi Cap Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Franklin India Multi-Factor Fund Direct Growth Very High Risk	-	0.0%	-	-
Franklin India Multi-Factor Fund Regular Growth Very High Risk	-	0.0%	-	-
The Wealth Company Flexi Cap Fund Direct Growth Very High Risk	0.4%	0.0%	₹261.26 Cr	-
The Wealth Company Flexi Cap Fund Regular Growth Very High Risk	2.3%	0.0%	₹261.26 Cr	-
JioBlackRock Flexi Cap Fund Direct Growth Very High Risk	0.5%	0.0%	₹1808.55 Cr	-
Capitalmind Flexi Cap Fund Direct Growth Very High Risk	1.0%	1.0%	₹234.12 Cr	-
Capitalmind Flexi Cap Fund Regular Growth Very High Risk	2.4%	1.0%	₹234.12 Cr	-
Unifi Flexi Cap Fund Direct Growth Very High Risk	1.1%	1.0%	₹163.66 Cr	-
Unifi Flexi Cap Fund Regular Growth Very High Risk	2.4%	1.0%	₹163.66 Cr	-
TrustMF Flexi Cap Fund Regular Growth Very High Risk	2.1%	1.0%	₹1157.22 Cr	-6.9%
TrustMF Flexi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹1157.22 Cr	-5.3%
Helios Flexi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹5510.91 Cr	2.7%
Helios Flexi Cap Fund Regular Growth Very High Risk	1.8%	1.0%	₹5510.91 Cr	1.4%
NJ Flexi Cap Fund Regular Growth Very High Risk	2.0%	1.0%	₹2438.74 Cr	-6.3%
NJ Flexi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹2438.74 Cr	-5.0%
Shriram Flexi Cap Fund Regular Growth Very High Risk	2.4%	1.0%	₹137.54 Cr	-9.5%
Shriram Flexi Cap Fund Direct Growth Very High Risk	0.8%	1.0%	₹137.54 Cr	-8.0%
LIC MF Flexi Cap Fund Direct Growth Very High Risk	1.3%	1.0%	₹1823.22 Cr	-3.0%
Kotak Flexicap Fund Direct Growth Very High Risk	0.6%	1.0%	₹56885.07 Cr	3.9%
Bandhan Flexi Cap Fund Direct Growth Very High Risk	1.1%	1.0%	₹7645.00 Cr	5.6%
Union Flexi Cap Fund Regular Growth Very High Risk	2.0%	1.0%	₹2412.28 Cr	-1.2%
JM Flexicap Fund Direct Growth Very High Risk	0.5%	1.0%	₹6080.39 Cr	-9.3%
ICICI Prudential Flexicap Fund Regular Growth Very High Risk	1.7%	1.0%	₹20054.88 Cr	5.2%
ICICI Prudential Flexicap Fund Direct Growth Very High Risk	0.8%	1.0%	₹20054.88 Cr	6.1%
Edelweiss Flexi Cap Fund Regular Growth Very High Risk	1.9%	1.0%	₹3005.52 Cr	-0.9%
Edelweiss Flexi Cap Fund Direct Growth Very High Risk	0.4%	1.0%	₹3005.52 Cr	0.6%
Axis Flexi Cap Fund Regular Growth Very High Risk	1.7%	1.0%	₹13275.82 Cr	-1.7%
Axis Flexi Cap Fund Direct Growth Very High Risk	0.7%	1.0%	₹13275.82 Cr	-0.7%
Navi Flexi Cap Fund Direct Growth Very High Risk	0.6%	0.0%	₹262.98 Cr	1.3%
Navi Flexi Cap Fund Regular Growth Very High Risk	2.2%	0.0%	₹262.98 Cr	-0.5%
360 ONE Flexicap Fund Regular Growth Very High Risk	2.0%	1.0%	₹2115.51 Cr	-4.1%
360 ONE Flexicap Fund Direct Growth Very High Risk	0.5%	1.0%	₹2115.51 Cr	-2.7%
Sundaram Flexi Cap Fund Regular Growth Very High Risk	2.0%	1.0%	₹2149.24 Cr	2.3%
Sundaram Flexi Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹2149.24 Cr	3.7%
Mahindra Manulife Flexi Cap Fund Regular Growth Very High Risk	2.0%	1.0%	₹1604.65 Cr	1.8%
DSP Flexi Cap Fund Regular Growth Very High Risk	1.7%	1.0%	₹12370.77 Cr	-0.9%
Bank of India Flexi Cap Fund Regular Growth Very High Risk	1.9%	1.0%	₹2252.24 Cr	-7.8%
Mahindra Manulife Flexi Cap Fund Direct Growth Very High Risk	0.4%	1.0%	₹1604.65 Cr	3.5%
Nippon India Flexi Cap Fund Regular Growth Very High Risk	1.7%	1.0%	₹9632.16 Cr	-2.1%
Bank of India Flexi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹2252.24 Cr	-6.4%
Nippon India Flexi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹9632.16 Cr	-0.9%
UTI Flexi Cap Fund Direct Growth Very High Risk	1.0%	1.0%	₹25575.00 Cr	-1.5%
Aditya Birla Sun Life Flexi Cap Fund Direct Growth Very High Risk	0.8%	1.0%	₹24815.11 Cr	6.3%
HSBC Flexi Cap Fund Direct Growth Very High Risk	1.2%	1.0%	₹5247.71 Cr	-3.7%
Canara Robeco Flexi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹13927.60 Cr	3.6%
SBI Flexicap Fund Direct Growth Very High Risk	0.8%	0.0%	₹23555.67 Cr	1.0%
Mirae Asset Flexi Cap Fund Regular Growth Very High Risk	1.9%	1.0%	₹3303.69 Cr	3.7%
Mirae Asset Flexi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹3303.69 Cr	5.2%
Taurus Flexi Cap Fund Direct Growth Very High Risk	2.6%	1.0%	₹365.35 Cr	-4.8%
Union Flexi Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹2412.28 Cr	-0.1%

About the AMC

UTI Mutual Fund

+91-22-6678 6666

https://www.utimf.com/

Total AUM

₹3,61,558 Cr

Address

UTI Towers, Gn Block, Mumbai, 400 051

Other Funds by UTI Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
UTI Children's Equity Fund Direct Growth Very High Risk	1.2%	0.0%	₹1179.90 Cr	0.0%
UTI Multi Cap Fund Direct Growth Very High Risk	0.3%	1.0%	₹1576.18 Cr	-
UTI Income Plus Arbitrage Active Fund of Fund Direct Growth Moderately High risk	0.1%	0.0%	₹264.86 Cr	-
UTI Nifty India Manufacturing Index Fund Direct Growth Very High Risk	0.7%	0.0%	₹25.16 Cr	-
UTI Nifty Midsmallcap 400 Momentum Quality 100 Index Fund Direct Growth Very High Risk	0.7%	0.0%	₹95.04 Cr	-
UTI Quant Fund Direct Growth Very High Risk	0.3%	1.0%	₹1863.27 Cr	-
UTI Nifty Alpha Low-Volatility 30 Index Fund Direct Growth Very High Risk	0.7%	0.0%	₹81.24 Cr	-4.1%
UTI Nifty Midcap 150 Index Fund Direct Growth Very High Risk	0.7%	0.0%	₹62.04 Cr	0.1%
UTI Nifty Private Bank Index Fund Direct Growth Very High Risk	0.7%	0.0%	₹228.32 Cr	10.9%
UTI Nifty200 Quality 30 Index Fund Direct Growth Very High Risk	0.6%	0.0%	₹658.51 Cr	-1.3%
UTI Innovation Fund Direct Growth Very High Risk	0.9%	1.0%	₹843.47 Cr	-9.9%
UTI Fixed Income Interval Fund Annual Plan I Direct Growth Low Risk	-	0.0%	₹13.13 Cr	6.0%
UTI Fixed Term Income Fund - Series XXXV-I (1260 Days) Direct Growth Low Risk	-	0.0%	₹316.65 Cr	7.1%
UTI Fixed Term Income Fund - Series XXXV-III (1176 Days) Direct Growth Low to Moderate Risk	-	0.0%	₹42.79 Cr	6.9%
UTI FIIF Ser 2 Qt Interval V Direct Growth Low Risk	-	1.0%	₹2.20 Cr	6.3%
UTI Fixed Income Interval Fund Quarterly I Direct Growth Low Risk	-	0.0%	₹9.74 Cr	6.5%
UTI Fixed Inc Intvl Series2 Qt Intvl VI Direct Growth Moderate Risk	-	1.0%	₹8.54 Cr	6.8%
UTI-Fixed Term Income Fund - Series XXX-VI (1107 days) Direct Growth Low to Moderate Risk	-	0.0%	-	10.0%
UTI-Fixed Term Income Fund - Series XXX - VII (1294 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
UTI Fixed Term Income Fund - Series XXXV-II (1223 Days) Direct Growth Low Risk	-	-	₹176.51 Cr	7.1%
UTI Fixed Income Interval Fund Annual Plan III Direct Growth Low to Moderate Risk	-	0.0%	₹13.38 Cr	6.9%
UTI Fixed Term Income Fund - Series XXXVI-I (1574 days) Direct Growth Low to Moderate Risk	-	0.0%	₹57.60 Cr	8.2%
UTI Floater Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹1461.56 Cr	7.5%
UTI Nifty 500 Value 50 Index Fund Direct Growth Very High Risk	0.6%	0.0%	₹539.39 Cr	1.2%
UTI Banking & PSU Debt Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹811.55 Cr	8.0%
UTI Focused Equity Fund Direct Growth Very High Risk	0.6%	1.0%	₹2638.30 Cr	2.0%
UTI Silver ETF Fund of Fund Direct Growth Very High Risk	0.1%	1.0%	₹294.52 Cr	96.4%
UTI Nifty200 Momentum 30 Index Fund Direct Growth Very High Risk	0.5%	0.0%	₹8942.61 Cr	-11.3%
UTI Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹5369.32 Cr	5.9%
UTI Corporate Bond Fund Direct Growth Moderate Risk	0.3%	0.0%	₹5746.75 Cr	8.0%
UTI Nifty Midcap 150 Quality 50 Index Fund Direct Growth Very High Risk	0.6%	0.0%	₹259.07 Cr	-5.4%
UTI Arbitrage Fund Direct Growth Low Risk	0.3%	0.0%	₹10719.99 Cr	7.1%
UTI Small Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹4833.23 Cr	-7.7%
UTI Ultra Short Term Fund Direct Growth Moderate Risk	0.3%	0.0%	₹4787.82 Cr	7.3%
UTI Credit Risk Fund Direct Growth Moderately High risk	0.9%	1.0%	₹261.16 Cr	8.0%
UTI Dividend Yield Fund Direct Growth Very High Risk	1.5%	1.0%	₹3936.48 Cr	0.7%
UTI Banking and Financial Services Fund Direct Growth Very High Risk	1.1%	1.0%	₹1385.87 Cr	10.9%
UTI Dynamic Bond Fund Direct Growth Moderate Risk	0.7%	0.0%	₹456.79 Cr	6.8%
UTI Hybrid Equity Fund Direct Growth Very High Risk	1.2%	1.0%	₹6717.89 Cr	2.9%
UTI Long Term Equity Fund Direct Growth Very High Risk	0.9%	0.0%	₹3784.72 Cr	0.6%
UTI Flexi Cap Fund Direct Growth Very High Risk	1.0%	1.0%	₹25575.00 Cr	-1.5%
UTI Bond Fund Direct Growth Moderate Risk	1.2%	0.0%	₹312.61 Cr	5.8%
UTI Liquid Fund Cash Plan Direct Growth Low to Moderate Risk	0.1%	0.0%	₹24570.02 Cr	6.7%
UTI Gilt Fund Direct Growth Moderate Risk	0.7%	0.0%	₹560.78 Cr	5.1%
UTI India Consumer Fund Direct Growth Very High Risk	1.6%	1.0%	₹738.06 Cr	1.0%
UTI Infrastructure Fund Direct Growth Very High Risk	1.9%	1.0%	₹2200.11 Cr	-2.1%
UTI MNC Fund Direct Growth Very High Risk	1.3%	1.0%	₹2872.30 Cr	-0.4%
UTI Master Share Unit Scheme Direct Growth Very High Risk	0.9%	1.0%	₹13398.93 Cr	4.8%
UTI Regular Savings Fund Direct Growth Moderately High risk	1.2%	1.0%	₹1701.31 Cr	5.1%
UTI Money Market Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹22197.93 Cr	7.6%

Risk Level

Your principal amount will be at Very High Risk

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Still got questions?
We're here to help.

What is the current NAV of UTI Flexi Cap Fund Direct Growth?

The NAV of UTI Flexi Cap Fund Direct Growth, as of 11-Dec-2025, is ₹346.94.

What are the returns of UTI Flexi Cap Fund Direct Growth?

The fund has generated -1.54% over the last 1 year and 11.43% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of UTI Flexi Cap Fund Direct Growth?

The fund's allocation of assets is distributed as 96.79% in equities, 0.20% in bonds, and 3.01% in cash and cash equivalents.

Who manages the UTI Flexi Cap Fund Direct Growth?

The fund managers responsible for UTI Flexi Cap Fund Direct Growth are:-

Ajay Tyagi
Kamal Gada
Ravi Gupta

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹25,575 Cr

Expense Ratio

1.00%

ISIN

INF789F01TC4

Minimum SIP

₹1,000

Exit Load

1.00%

Inception Date

01 Jan 2013

Risk Level

Your principal amount will be at Very High Risk