Union Gilt Fund Regular Growth

Fund Overview

Fund Size

₹100 Cr

Expense Ratio

1.12%

ISIN

INF582M01ID0

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

08 Aug 2022

About this fund

Union Gilt Fund Regular Growth is a Government Bond mutual fund schemes offered by Union Mutual Fund. This fund has been in existence for 2 years, 11 months and 6 days, having been launched on 08-Aug-22.
As of 11-Jul-25, it has a Net Asset Value (NAV) of ₹12.24, Assets Under Management (AUM) of 99.82 Crores, and an expense ratio of 1.12%.

Union Gilt Fund Regular Growth has given a CAGR return of 7.15% since inception.
The fund's asset allocation comprises around 0.00% in equities, 95.04% in debts, and 4.96% in cash & cash equivalents.
You can start investing in Union Gilt Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.47%

+8.67% (Cat Avg.)

Since Inception

+7.15%

— (Cat Avg.)

Portfolio Summaryas of 30th June 2025

Debt	₹94.87 Cr	95.04%
Others	₹4.95 Cr	4.96%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
6.92% Govt Stock 2039	Bond - Gov't/Treasury	₹46.02 Cr	32.55%
7.34% Govt Stock 2064	Bond - Gov't/Treasury	₹36.05 Cr	25.50%
7.09% Govt Stock 2054	Bond - Gov't/Treasury	₹25.11 Cr	17.76%
6.9% Govt Stock 2065	Bond - Gov't/Treasury	₹17.05 Cr	12.06%
6.79% Govt Stock 2034	Bond - Gov't/Treasury	₹5.14 Cr	3.64%
6.33% Govt Stock 2035	Bond - Gov't/Treasury	₹5 Cr	3.54%
Treps	Cash - Repurchase Agreement	₹4.52 Cr	3.20%
Net Receivable / Payable	Cash - Collateral	₹2.49 Cr	1.76%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Bond - Gov't/Treasury	₹134.38 Cr	95.04%
Cash - Repurchase Agreement	₹4.52 Cr	3.20%
Cash - Collateral	₹2.49 Cr	1.76%

Risk & Performance Ratios

Fund Managers

Parijat Agrawal

Since August 2022

Anindya Sarkar

Since August 2022

Additional Scheme Detailsas of 30th June 2025

ISIN

INF582M01ID0

Expense Ratio

1.12%

Exit Load

No Charges

Fund Size

₹100 Cr

Age

2 years 11 months

Lumpsum Minimum

₹1,000

Fund Status

Open Ended Investment Company

Benchmark

CRISIL Dynamic Gilt TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Government Bond Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Groww Gilt Fund Direct Growth Moderate Risk	0.5%	0.0%	₹28.58 Cr	-
Groww Gilt Fund Regular Growth Moderate Risk	1.5%	0.0%	₹28.58 Cr	-
Bajaj Finserv Gilt Fund Direct Growth Moderate Risk	0.4%	0.0%	₹36.55 Cr	-
Bajaj Finserv Gilt Fund Regular Growth Moderate Risk	1.0%	0.0%	₹36.55 Cr	-
UTI Nifty 5 Yr Benchmark G-Sec ETF Moderate Risk	0.2%	-	₹24.71 Cr	10.5%
LIC MF Gilt Fund Direct Growth Moderate Risk	0.8%	0.0%	₹85.09 Cr	8.0%
ICICI Prudential Gilt Fund Direct Growth Low to Moderate Risk	0.6%	0.0%	₹7275.51 Cr	10.2%
HSBC Gilt Fund Direct Growth Moderate Risk	0.5%	0.0%	₹249.74 Cr	8.4%
Bandhan Government Securities Fund Investment Plan Direct Growth Moderate Risk	0.5%	0.0%	₹3123.96 Cr	7.5%
Nippon India Gilt Securities Fund Direct Growth Moderate Risk	0.5%	0.0%	₹2061.32 Cr	8.7%
Invesco India Gilt Fund Direct Growth Moderate Risk	0.5%	0.0%	₹580.30 Cr	8.5%
Kotak Gilt Investment Fund Direct Growth Low to Moderate Risk	0.5%	0.0%	₹3809.82 Cr	8.0%
Nippon India ETF Nifty 5 yr Benchmark G-Sec Moderate Risk	0.1%	-	₹226.94 Cr	10.8%
Axis Gilt Fund Regular Growth Moderate Risk	0.8%	0.0%	₹798.14 Cr	9.0%
Bandhan Government Securities Fund Investment Plan Regular Growth Moderate Risk	1.1%	0.0%	₹3123.96 Cr	6.8%
Aditya Birla Sun Life Nifty G-Sec Jun 2027 ETF Moderate Risk	-	-	-	-
Edelweiss Government Securities Fund Direct Growth Moderate Risk	0.5%	0.0%	₹182.37 Cr	8.5%
Edelweiss Government Securities Fund Regular Growth Moderate Risk	1.1%	0.0%	₹182.37 Cr	7.8%
Motilal Oswal Nifty 5 year Benchmark G-Sec ETF Moderate Risk	0.2%	-	₹108.92 Cr	10.5%
UTI Gilt Fund Direct Growth Moderate Risk	0.7%	0.0%	₹639.15 Cr	8.8%
Axis Gilt Fund Direct Growth Moderate Risk	0.4%	0.0%	₹798.14 Cr	9.4%
Baroda BNP Paribas Gilt Fund Direct Growth Moderate Risk	0.1%	0.0%	₹1644.62 Cr	10.6%
HDFC Gilt Fund Direct Growth Moderate Risk	0.5%	0.0%	₹3058.23 Cr	9.4%
Aditya Birla Sun Life Government Securities Fund Direct Growth Moderate Risk	0.5%	0.0%	₹2256.64 Cr	8.0%
SBI Magnum Gilt Direct Growth Moderate Risk	0.5%	0.0%	₹12148.74 Cr	8.7%
ICICI Prudential Nifty 5 Yr Bench G-SEC ETF Moderate Risk	0.2%	-	₹58.80 Cr	11.1%
Tata Gilt Securities Fund Direct Growth Moderate Risk	0.3%	0.0%	₹1149.08 Cr	10.3%
Franklin India Government Securities Direct Growth Low to Moderate Risk	0.6%	0.0%	₹155.21 Cr	8.8%
Canara Robeco Gilt Fund Direct Growth Moderate Risk	0.5%	0.0%	₹157.22 Cr	8.2%
DSP Government Securities Direct Growth Moderate Risk	0.6%	0.0%	₹1903.95 Cr	8.6%
PGIM India Gilt Fund Direct Growth Moderate Risk	0.6%	0.0%	₹117.16 Cr	9.1%
Union Gilt Fund Direct Growth Moderate Risk	0.7%	0.0%	₹99.82 Cr	8.0%
Union Gilt Fund Regular Growth Moderate Risk	1.1%	0.0%	₹99.82 Cr	7.5%
Quant Gilt Fund Regular Growth Moderate Risk	1.4%	0.0%	₹135.77 Cr	6.1%
Quant Gilt Fund Direct Growth Moderate Risk	0.5%	0.0%	₹135.77 Cr	7.1%
Invesco India Gilt Fund Regular Growth Moderate Risk	1.3%	0.0%	₹580.30 Cr	7.6%
Motilal Oswal 5 Year G-Sec Fund of Fund Regular Growth Moderate Risk	0.5%	0.0%	₹37.98 Cr	11.0%
Motilal Oswal 5 Year G-Sec Fund of Fund Direct Growth Moderate Risk	0.4%	0.0%	₹37.98 Cr	11.0%
Kotak Gilt Investment Fund Regular Growth Low to Moderate Risk	1.5%	0.0%	₹3809.82 Cr	6.9%
Aditya Birla Sun Life Government Securities Fund Regular Growth Moderate Risk	1.1%	0.0%	₹2256.64 Cr	7.3%
LIC MF Gilt Fund Regular Growth Moderate Risk	1.5%	0.0%	₹85.09 Cr	7.3%
PGIM India Gilt Fund Regular Growth Moderate Risk	1.4%	0.0%	₹117.16 Cr	8.0%
DSP Government Securities Regular Growth Moderate Risk	1.1%	0.0%	₹1903.95 Cr	7.9%
Baroda BNP Paribas Gilt Fund Regular Growth Moderate Risk	0.5%	0.0%	₹1644.62 Cr	10.3%
Canara Robeco Gilt Fund Regular Growth Moderate Risk	1.3%	0.0%	₹157.22 Cr	7.5%
HSBC Gilt Fund Regular Growth Moderate Risk	1.6%	0.0%	₹249.74 Cr	7.1%
SBI Magnum Gilt Regular Growth Moderate Risk	0.9%	0.0%	₹12148.74 Cr	8.1%
ICICI Prudential Gilt Fund Regular Growth Low to Moderate Risk	1.1%	0.0%	₹7275.51 Cr	9.6%
UTI Gilt Fund Regular Growth Moderate Risk	0.9%	0.0%	₹639.15 Cr	8.5%
HDFC Gilt Fund Regular Growth Moderate Risk	0.9%	0.0%	₹3058.23 Cr	8.9%

About the AMC

Union Mutual Fund

+91 022 67483333

https://www.unionmf.com/

Total AUM

₹18,229 Cr

Address

Unit 802, 8th Floor, Tower ‘A’, Mumbai, 400013

Other Funds by Union Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Union Low Duration Fund Direct Growth Low to Moderate Risk	-	0.0%	-	-
Union Income Plus Arbitrage Active FOF Direct Growth Low to Moderate Risk	-	0.0%	-	-
Union Children's Fund Direct Growth Very High Risk	1.3%	0.0%	₹68.72 Cr	6.8%
Union Innovation & Opportunities Fund Direct Growth Very High Risk	0.7%	1.0%	₹949.45 Cr	6.1%
Union Fixed Maturity Plan 1114 Days Series 13 Direct Growth Moderate Risk	-	0.0%	₹25.17 Cr	7.8%
Union Small Cap Fund Direct Growth Very High Risk	1.0%	1.0%	₹1577.40 Cr	3.1%
Union Hybrid Equity Fund Direct Growth Very High Risk	1.0%	1.0%	₹651.94 Cr	6.0%
Union Medium Duration Fund Direct Growth Moderate Risk	0.6%	1.0%	₹80.25 Cr	8.2%
Union Value Discovery Fund Direct Growth Very High Risk	1.2%	1.0%	₹318.04 Cr	4.7%
Union Multicap Fund Direct Growth Very High Risk	0.9%	1.0%	₹1125.03 Cr	3.3%
Union Balanced Advantage Fund Direct Growth Very High Risk	1.0%	1.0%	₹1383.05 Cr	4.6%
Union Equity Savings Fund Direct Growth Moderate Risk	1.5%	1.0%	₹137.86 Cr	4.9%
Union Arbitrage Fund Direct Growth Low Risk	0.5%	0.0%	₹263.23 Cr	7.3%
Union Tax Saver (ELSS) Fund Direct Growth Very High Risk	1.4%	0.0%	₹904.12 Cr	4.0%
Union Dynamic Bond Fund Direct Growth Moderate Risk	1.3%	0.0%	₹107.78 Cr	8.4%
Union Flexi Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹2262.92 Cr	4.3%
Union Liquid Direct Growth Low to Moderate Risk	0.1%	0.0%	₹3992.68 Cr	7.2%
Union Midcap Fund Direct Growth Very High Risk	0.7%	1.0%	₹1440.27 Cr	3.8%
Union Gilt Fund Direct Growth Moderate Risk	0.7%	0.0%	₹99.82 Cr	8.0%
Union Largecap Fund Direct Growth Very High Risk	1.4%	1.0%	₹448.55 Cr	0.7%
Union Retirement Fund Direct Growth Very High Risk	1.0%	0.0%	₹168.27 Cr	3.7%
Union Corporate Bond Fund Direct Growth Moderate Risk	0.4%	0.0%	₹336.63 Cr	9.9%
Union Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹435.16 Cr	6.3%
Union Focused Fund Direct Growth Very High Risk	1.5%	1.0%	₹408.34 Cr	2.0%
Union Money Market Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹178.56 Cr	7.9%
Union Large & Midcap Fund Direct Growth Very High Risk	0.9%	1.0%	₹865.64 Cr	3.0%

Risk Level

Your principal amount will be at Moderate Risk

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Still got questions?
We're here to help.

What is the current NAV of Union Gilt Fund Regular Growth?

The NAV of Union Gilt Fund Regular Growth, as of 11-Jul-2025, is ₹12.24.

What is the portfolio composition of Union Gilt Fund Regular Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 95.04% in bonds, and 4.96% in cash and cash equivalents.

Who manages the Union Gilt Fund Regular Growth?

The fund managers responsible for Union Gilt Fund Regular Growth are:-

Parijat Agrawal
Anindya Sarkar

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹100 Cr

Expense Ratio

1.12%

ISIN

INF582M01ID0

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

08 Aug 2022

Risk Level

Your principal amount will be at Moderate Risk