Tata Floating Rate Fund Direct Growth

Fund Overview

Fund Size

₹141 Cr

Expense Ratio

0.30%

ISIN

INF277KA1026

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

12 Jul 2021

About this fund

Tata Floating Rate Fund Direct Growth is a Floating Rate mutual fund schemes offered by Tata Mutual Fund. This fund has been in existence for 4 years, 1 months and 22 days, having been launched on 12-Jul-21.
As of 02-Sep-25, it has a Net Asset Value (NAV) of ₹13.08, Assets Under Management (AUM) of 140.60 Crores, and an expense ratio of 0.3%.

Tata Floating Rate Fund Direct Growth has given a CAGR return of 6.69% since inception.
The fund's asset allocation comprises around 0.00% in equities, 83.11% in debts, and 16.33% in cash & cash equivalents.
You can start investing in Tata Floating Rate Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+8.19%

+8.00% (Cat Avg.)

3 Years

+7.57%

+7.68% (Cat Avg.)

Since Inception

+6.69%

— (Cat Avg.)

Portfolio Summaryas of 15th August 2025

Debt	₹116.86 Cr	83.11%
Others	₹23.74 Cr	16.89%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Karnataka (Government of) 7.45%	Bond - Sub-sovereign Government Debt	₹15.44 Cr	10.98%
Net Current Liabilities	Cash	₹12.34 Cr	8.78%
Reliance Industries Limited	Bond - Corporate Bond	₹10.64 Cr	7.57%
C) Repo	Cash - Repurchase Agreement	₹10.61 Cr	7.55%
National Housing Bank	Bond - Corporate Bond	₹10.19 Cr	7.25%
Export Import Bank Of India	Bond - Corporate Bond	₹10.19 Cr	7.25%
Rural Electrification Corporation Limited	Bond - Corporate Bond	₹10.11 Cr	7.19%
Indian Railway Finance Corporation Limited	Bond - Corporate Bond	₹9.96 Cr	7.08%
7.09% Govt Stock 2054	Bond - Gov't/Treasury	₹9.92 Cr	7.06%
Maharashtra (Government of) 7.45%	Bond - Sub-sovereign Government Debt	₹5.15 Cr	3.66%
TATA Projects Limited	Bond - Corporate Bond	₹5.07 Cr	3.61%
Muthoot Finance Limited	Bond - Corporate Bond	₹5.07 Cr	3.61%
Shriram Finance Limited	Bond - Corporate Bond	₹5.05 Cr	3.59%
6.54% Govt Stock 2032	Bond - Gov't/Treasury	₹5.04 Cr	3.58%
Cube Highways TRust	Bond - Corporate Bond	₹5.01 Cr	3.57%
SANSAR JAN 2025 TRUST	Bond - Asset Backed	₹5.01 Cr	3.57%
** 05.00 % Gmr Airports Ltd - 13/02/2027	Bond - Corporate Bond	₹4.99 Cr	3.55%
SBIMF AIF - CAT I (CDMDF)27/10/2038	Mutual Fund - Open End	₹0.79 Cr	0.56%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Bond - Corporate Bond	₹76.3 Cr	54.27%
Bond - Sub-sovereign Government Debt	₹20.58 Cr	14.64%
Bond - Gov't/Treasury	₹14.96 Cr	10.64%
Cash	₹12.34 Cr	8.78%
Cash - Repurchase Agreement	₹10.61 Cr	7.55%
Bond - Asset Backed	₹5.01 Cr	3.57%
Mutual Fund - Open End	₹0.79 Cr	0.56%

Risk & Performance Ratios

Fund Managers

Akhil Mittal

Since July 2021

Additional Scheme Detailsas of 15th August 2025

ISIN

INF277KA1026

Expense Ratio

0.30%

Exit Load

No Charges

Fund Size

₹141 Cr

Age

4 years 1 month

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

CRISIL Short Term Bond TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Floating Rate Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
ICICI Prudential Floating Interest Fund Direct Growth Moderate Risk	0.6%	0.0%	₹7587.00 Cr	8.4%
Nippon India Floating Rate Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹8223.51 Cr	8.7%
UTI Floater Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹1547.80 Cr	7.6%
UTI Floater Fund Regular Growth Low to Moderate Risk	0.8%	0.0%	₹1547.80 Cr	7.2%
HDFC Floating Rate Debt Fund Regular Growth Low to Moderate Risk	0.5%	0.0%	₹15823.60 Cr	8.1%
SBI Floating Rate Debt Fund Regular Growth Low to Moderate Risk	0.4%	0.0%	₹904.19 Cr	7.7%
SBI Floating Rate Debt Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹904.19 Cr	7.9%
Aditya Birla Sun Life Floating Rate Fund Regular Growth Low to Moderate Risk	0.4%	0.0%	₹13704.06 Cr	8.1%
Baroda BNP Paribas Floater Fund Regular Growth Moderate Risk	0.6%	0.0%	₹17.70 Cr	8.4%
Baroda BNP Paribas Floater Fund Direct Growth Moderate Risk	0.2%	0.0%	₹17.70 Cr	8.8%
Bandhan Floating Rate Fund Regular Growth Low to Moderate Risk	0.8%	0.0%	₹381.35 Cr	8.1%
Bandhan Floating Rate Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹381.35 Cr	8.6%
Tata Floating Rate Fund Regular Growth Moderate Risk	0.7%	0.0%	₹140.60 Cr	7.7%
Tata Floating Rate Fund Direct Growth Moderate Risk	0.3%	0.0%	₹140.60 Cr	8.2%
Kotak Floating Rate Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹3316.88 Cr	9.0%
Kotak Floating Rate Fund Regular Growth Low to Moderate Risk	0.6%	0.0%	₹3316.88 Cr	8.5%
Aditya Birla Sun Life Floating Rate Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹13704.06 Cr	8.3%
Franklin India Floating Rate Fund Direct Growth Moderate Risk	0.3%	0.0%	₹352.70 Cr	8.5%
HDFC Floating Rate Debt Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹15823.60 Cr	8.4%
ICICI Prudential Floating Interest Fund Regular Growth Moderate Risk	1.2%	0.0%	₹7587.00 Cr	7.7%
Nippon India Floating Rate Fund Regular Growth Low to Moderate Risk	0.7%	0.0%	₹8223.51 Cr	8.4%
Franklin India Floating Rate Fund Regular Growth Moderate Risk	1.0%	0.0%	₹352.70 Cr	7.8%
Axis Floater Fund Regular Growth Moderate Risk	0.5%	0.0%	₹134.03 Cr	7.3%
Axis Floater Fund Direct Growth Moderate Risk	0.2%	0.0%	₹134.03 Cr	7.6%
DSP Floater Fund Regular Growth Moderate Risk	0.5%	0.0%	₹556.95 Cr	8.3%
DSP Floater Fund Direct Growth Moderate Risk	0.3%	0.0%	₹556.95 Cr	8.6%

About the AMC

Tata Mutual Fund

+91 22 6657 8282

https://www.tatamutualfund.com/

Total AUM

₹2,12,682 Cr

Address

Mafatlal Centre, 9th Floor, Mumbai, 400 021

Other Funds by Tata Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Tata Nifty Midcap 150 Index Fund Direct Growth Very High Risk	0.1%	0.0%	₹107.51 Cr	-
Tata Income Plus Arbitrage Active FOF Direct Growth Moderate Risk	0.1%	0.0%	₹297.08 Cr	-
Tata BSE Quality Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹47.16 Cr	-
Tata Fixed Maturity Plan Series 61 Scheme D 91 Days Direct Growth Low to Moderate Risk	0.1%	0.0%	₹209.75 Cr	-
Tata BSE Select Business Groups Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹202.91 Cr	-
Tata India Innovation Fund Direct Growth Very High Risk	0.5%	0.0%	₹1738.02 Cr	-
Tata Nifty Capital Markets Index Fund Direct Growth Very High Risk	0.5%	0.0%	₹307.82 Cr	-
Tata Nifty200 Alpha 30 Index Fund Direct Growth Very High Risk	0.5%	0.0%	₹220.11 Cr	-
Tata Nifty India Tourism Index Fund Direct Growth Very High Risk	0.5%	0.0%	₹325.44 Cr	2.4%
TATA Nifty500 Multicap India Manufacturing 50:30:20 Index Fund Direct Growth Very High Risk	0.5%	0.0%	₹121.21 Cr	-3.4%
Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund Direct Growth Very High Risk	0.5%	0.0%	₹79.88 Cr	-7.0%
Tata Nifty Financial Services Index Fund Direct Growth Very High Risk	0.5%	0.0%	₹81.02 Cr	7.9%
Tata Nifty Auto Index Fund Direct Growth Very High Risk	0.5%	0.0%	₹81.81 Cr	-1.5%
Tata Nifty MidSmall Healthcare Index Fund Direct Growth Very High Risk	0.5%	0.0%	₹161.04 Cr	5.2%
Tata Nifty Realty Index Fund Direct Growth Very High Risk	0.5%	0.0%	₹90.82 Cr	-16.4%
Tata Fixed Maturity Plan Series 61 Scheme A - 91 Days Direct Growth Low to Moderate Risk	0.1%	-	-	-
Tata Silver ETF Fund of Fund Direct Growth Very High Risk	0.2%	0.0%	₹169.50 Cr	45.1%
Tata Gold ETF Fund of Fund Direct Growth High Risk	0.2%	0.0%	₹327.64 Cr	43.1%
Tata Fixed Maturity Plan Series 56 Scheme G Direct Growth Low to Moderate Risk	-	0.0%	-	-
Tata Fixed Maturity Plan Series 56 Scheme H Direct Growth Low to Moderate Risk	-	0.0%	-	-
Tata Fixed Maturity Series E Direct Growth Low to Moderate Risk	-	0.0%	-	-
Tata Balanced Advantage Fund Direct Growth Very High Risk	0.4%	0.0%	₹10030.96 Cr	0.9%
Tata Ultra Short Term Fund Direct Growth Moderate Risk	0.3%	0.0%	₹4907.76 Cr	7.9%
Tata Business Cycle Fund Direct Growth Very High Risk	0.5%	0.0%	₹2898.17 Cr	-6.4%
Tata Nifty India Digital ETF Fund of Fund Direct Growth Very High Risk	0.1%	1.0%	₹122.01 Cr	-4.8%
Tata Nifty SDL Plus AAA PSU Bond Dec 2027 60: 40 Index Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹843.51 Cr	8.3%
Tata Floating Rate Fund Direct Growth Moderate Risk	0.3%	0.0%	₹140.60 Cr	8.2%
Tata Small Cap Fund Direct Growth Very High Risk	0.3%	0.0%	₹11576.03 Cr	-4.6%
Tata Large & Mid Cap Fund Direct Growth Very High Risk	0.6%	0.0%	₹8772.86 Cr	-4.7%
Tata Mid Cap Growth Fund Direct Growth Very High Risk	0.6%	0.0%	₹4984.23 Cr	-4.1%
Tata Hybrid Equity Fund Direct Growth Very High Risk	1.0%	0.0%	₹4090.95 Cr	-2.3%
Tata Ethical Fund Direct Growth Very High Risk	0.7%	0.0%	₹3571.70 Cr	-10.4%
Tata Gilt Securities Fund Direct Growth Moderate Risk	0.3%	0.0%	₹1426.39 Cr	5.8%
Tata Equity P/E Fund Direct Growth Very High Risk	0.8%	0.0%	₹8607.93 Cr	-8.8%
Tata Infrastructure Fund Direct Growth Very High Risk	1.1%	0.0%	₹2223.90 Cr	-13.3%
Tata Treasury Advantage Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹3429.61 Cr	7.9%
Tata Money Market Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹41420.81 Cr	8.1%
Tata Equity Savings Fund Direct Growth Low to Moderate Risk	0.5%	0.0%	₹267.80 Cr	5.7%
Tata Young Citizens Fund Direct Growth Very High Risk	2.1%	1.0%	₹364.80 Cr	-6.1%
Tata Liquid Fund Direct Growth Moderate Risk	0.2%	0.0%	₹24038.47 Cr	7.1%
Tata Large Cap Fund Direct Growth Very High Risk	1.0%	0.0%	₹2631.27 Cr	-3.6%
Tata Retirement Savings Moderate Fund Direct Growth Very High Risk	0.6%	1.0%	₹2150.33 Cr	0.2%
Tata Retirement Savings Conservative Fund Direct Growth Moderately High risk	1.0%	1.0%	₹176.68 Cr	3.5%
Tata Short Term Bond Fund Direct Growth Moderate Risk	0.3%	0.0%	₹3440.88 Cr	8.1%
Tata Retirement Savings Progressive Fund Direct Growth Very High Risk	0.5%	1.0%	₹2084.51 Cr	-2.3%
Tata Corporate Bond Fund Direct Growth Moderate Risk	0.3%	0.0%	₹4219.80 Cr	8.1%
Tata India Consumer Fund Direct Growth Very High Risk	0.7%	0.0%	₹2482.35 Cr	0.9%
Tata Digital India Fund Direct Growth Very High Risk	0.4%	0.0%	₹11501.01 Cr	-10.0%
Tata Banking & Financial Services Fund Direct Growth Very High Risk	0.5%	0.0%	₹2894.89 Cr	7.1%
Tata Resources & Energy Fund Direct Growth Very High Risk	0.5%	0.0%	₹1184.01 Cr	-1.0%

Risk Level

Your principal amount will be at Moderate Risk

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Still got questions?
We're here to help.

What is the current NAV of Tata Floating Rate Fund Direct Growth?

The NAV of Tata Floating Rate Fund Direct Growth, as of 02-Sep-2025, is ₹13.08.

What are the returns of Tata Floating Rate Fund Direct Growth?

The fund has generated 8.19% over the last 1 year and 7.57% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Tata Floating Rate Fund Direct Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 83.11% in bonds, and 16.33% in cash and cash equivalents.

Who manages the Tata Floating Rate Fund Direct Growth?

The fund managers responsible for Tata Floating Rate Fund Direct Growth are:-

Akhil Mittal

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹141 Cr

Expense Ratio

0.30%

ISIN

INF277KA1026

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

12 Jul 2021

Risk Level

Your principal amount will be at Moderate Risk