SBI Floating Rate Debt Fund Direct Growth
DebtFloating RateLow to Moderate Risk
Direct
NAV (27-Aug-26)
Returns (Since Inception)
Fund Overview
Fund Size
₹685 Cr
Expense Ratio
0.27%
ISIN
INF200KA1R64
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
27 Oct 2020
About this fund
As of 27-Aug-26, it has a Net Asset Value (NAV) of ₹14.47, Assets Under Management (AUM) of 685.02 Crores, and an expense ratio of 0.27%.
- SBI Floating Rate Debt Fund Direct Growth has given a CAGR return of 6.54% since inception.
- The fund's asset allocation comprises around 0.00% in equities, -3.72% in debts, and 102.87% in cash & cash equivalents.
- You can start investing in SBI Floating Rate Debt Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+6.67%
+6.10% (Cat Avg.)
3 Years
+7.69%
+7.37% (Cat Avg.)
5 Years
+6.76%
+6.46% (Cat Avg.)
Since Inception
+6.54%
— (Cat Avg.)
Portfolio Summaryas of 15th August 2026
| Debt | ₹-25.48 Cr | -3.72% |
| Others | ₹710.5 Cr | 103.72% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Cash Offsets For Shorts & Derivatives | Cash - General Offset | ₹425 Cr | 61.46% |
| Deutsche Bank Ag 24-08-2026 | Interest Rate Swap | ₹-225 Cr | 32.54% |
| Deutsche Bank Ag 10-09-2026 | Interest Rate Swap | ₹-100 Cr | 14.46% |
| Deutsche Bank Ag 31-08-2026 | Interest Rate Swap | ₹-100 Cr | 14.46% |
| 6.84% Gujarat Sgs 2031 | Bond - Gov't/Treasury | ₹79.5 Cr | 11.50% |
| 7.57% Gujarat Sgs 2031 | Bond - Gov't/Treasury | ₹51.27 Cr | 7.41% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹50.2 Cr | 7.26% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹48.92 Cr | 7.07% |
| Sundaram Finance Limited | Cash - Commercial Paper | ₹48.46 Cr | 7.01% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹48.17 Cr | 6.97% |
| 7.0% Tamilnadu SDL 2031 | Bond - Gov't/Treasury | ₹45.02 Cr | 6.51% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹43.64 Cr | 6.31% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹39.77 Cr | 5.75% |
| Canara Bank | Cash - CD/Time Deposit | ₹38.79 Cr | 5.61% |
| State Government Of Sikkim | Bond - Gov't/Treasury | ₹33.6 Cr | 4.86% |
| Tata Capital Limited | Bond - Corporate Bond | ₹30.13 Cr | 4.36% |
| Aditya Birla Housing Finance Limited | Bond - Corporate Bond | ₹29.91 Cr | 4.33% |
| 6.84% Gujarat Sdl 2031 | Bond - Gov't/Treasury | ₹24.85 Cr | 3.59% |
| Small Industries Dev Bank Of India | Cash - CD/Time Deposit | ₹24.12 Cr | 3.49% |
| Treps | Cash - Repurchase Agreement | ₹23.68 Cr | 3.42% |
| Net Receivable / Payable | Cash - Collateral | ₹10.53 Cr | 1.52% |
| 6.01% Govt Stock 2030 | Bond - Gov't/Treasury | ₹9.9 Cr | 1.43% |
| Corporate Debt Market Development Fund-A2 | Mutual Fund - Unspecified | ₹5.9 Cr | 0.85% |
| 7.02% Govt Stock 2031 | Bond - Gov't/Treasury | ₹5.14 Cr | 0.74% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - General Offset | ₹425 Cr | 61.46% |
| Interest Rate Swap | ₹-425 Cr | 61.46% |
| Bond - Gov't/Treasury | ₹249.27 Cr | 36.05% |
| Cash - CD/Time Deposit | ₹203.65 Cr | 29.45% |
| Bond - Corporate Bond | ₹150.01 Cr | 21.69% |
| Cash - Commercial Paper | ₹48.46 Cr | 7.01% |
| Cash - Repurchase Agreement | ₹23.68 Cr | 3.42% |
| Cash - Collateral | ₹10.53 Cr | 1.52% |
| Mutual Fund - Unspecified | ₹5.9 Cr | 0.85% |
Risk & Performance Ratios
Standard Deviation
This fund
0.87%
Cat. avg.
1.25%
Lower the better
Sharpe Ratio
This fund
1.57
Cat. avg.
0.80
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.82
Higher the better
Fund Managers
Rajeev Radhakrishnan
Since October 2020
Ardhendu Bhattacharya
Since June 2021
Additional Scheme Detailsas of 15th August 2026
ISIN INF200KA1R64 | Expense Ratio 0.27% | Exit Load No Charges | Fund Size ₹685 Cr | Age 5 years 10 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark Nifty Short Duration Debt A-II TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Floating Rate Funds
About the AMC
SBI Mutual Fund
Total AUM
₹12,88,262 Cr
Address
C-38 & 39, G Block, Bandra Kurla Complex, Mumbai, 400 051
Other Funds by SBI Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
Take control of your wealth
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What is the current NAV of SBI Floating Rate Debt Fund Direct Growth?
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Who manages the SBI Floating Rate Debt Fund Direct Growth?
- Rajeev Radhakrishnan
- Ardhendu Bhattacharya
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