SBI Floating Rate Debt Fund Regular Growth
DebtFloating RateLow to Moderate Risk
Regular
NAV (18-Jun-25)
Returns (Since Inception)
Fund Overview
Fund Size
₹1,229 Cr
Expense Ratio
0.41%
ISIN
INF200KA1R15
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
27 Oct 2020
About this fund
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹13.32, Assets Under Management (AUM) of 1228.73 Crores, and an expense ratio of 0.41%.
- SBI Floating Rate Debt Fund Regular Growth has given a CAGR return of 6.38% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 88.12% in debts, and 11.43% in cash & cash equivalents.
- You can start investing in SBI Floating Rate Debt Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+8.67%
+9.17% (Cat Avg.)
3 Years
+7.83%
+7.94% (Cat Avg.)
Since Inception
+6.38%
— (Cat Avg.)
Portfolio Summaryas of 31st May 2025
| Debt | ₹1,082.8 Cr | 88.12% |
| Others | ₹145.93 Cr | 11.88% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 7.59% Govt Stock 2031 | Bond - Gov't/Treasury | ₹552.45 Cr | 44.96% |
| 6.79% Govt Stock 2034 | Bond - Gov't/Treasury | ₹202.01 Cr | 16.44% |
| Pipeline Infrastructure Limited | Bond - Corporate Bond | ₹79.47 Cr | 6.47% |
| 6.99% Govt Stock 2034 | Bond - Gov't/Treasury | ₹51.04 Cr | 4.15% |
| Citicorp Finance (India) Limited | Bond - Corporate Bond | ₹50.06 Cr | 4.07% |
| John Deere Financial India Private Limited | Bond - Corporate Bond | ₹49.98 Cr | 4.07% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹48.48 Cr | 3.95% |
| Smfg India Home Finance Company Limited | Bond - Corporate Bond | ₹40.4 Cr | 3.29% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹30.68 Cr | 2.50% |
| Net Receivable / Payable | Cash - Collateral | ₹27.58 Cr | 2.24% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹25.84 Cr | 2.10% |
| Hdb Financial Services Limited | Bond - Corporate Bond | ₹25.45 Cr | 2.07% |
| Sikka Ports & Terminals Limited | Bond - Corporate Bond | ₹25.39 Cr | 2.07% |
| Treps | Cash - Repurchase Agreement | ₹14.36 Cr | 1.17% |
| Corporate Debt Market Development Fund-A2 | Mutual Fund - Open End | ₹5.53 Cr | 0.45% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Gov't/Treasury | ₹805.5 Cr | 65.56% |
| Bond - Corporate Bond | ₹327.28 Cr | 26.64% |
| Cash - CD/Time Deposit | ₹48.48 Cr | 3.95% |
| Cash - Collateral | ₹27.58 Cr | 2.24% |
| Cash - Repurchase Agreement | ₹14.36 Cr | 1.17% |
| Mutual Fund - Open End | ₹5.53 Cr | 0.45% |
| Bond - Gov't Agency Debt | ₹0 Cr | - |
Risk & Performance Ratios
Standard Deviation
This fund
0.69%
Cat. avg.
1.08%
Lower the better
Sharpe Ratio
This fund
1.47
Cat. avg.
1.21
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
3.76
Higher the better
Fund Managers
Rajeev Radhakrishnan
Since October 2020
Ardhendu Bhattacharya
Since June 2021
Additional Scheme Detailsas of 31st May 2025
ISIN | INF200KA1R15 | Expense Ratio | 0.41% | Exit Load | No Charges | Fund Size | ₹1,229 Cr | Age | 4 years 7 months | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | Nifty Short Duration Debt TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- For investments made on or after 1 April 2023: The entire capital gain is added to the investor's income and is taxed based on the applicable income tax slab.
- For investments made before 1 April 2023:
- If sold within 2 years of investment: The capital gains are added to the investor's income and taxed according to the applicable tax slab.
- If sold after 2 years of investment: The capital gains are taxed at a flat rate of 12.5%.
- Holding the units: No tax is applicable as long as you hold the units.
Dividend Taxation:
Dividends are considered part of the investor’s income and are taxed according to their applicable tax slab. Additionally, if an investor’s dividend income exceeds INR 5,000 in a financial year, a 10% Tax Deducted at Source (TDS) is withheld by the fund house before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Floating Rate Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| ICICI Prudential Floating Interest Fund Direct Growth Moderate Risk | 0.6% | 0.0% | ₹7428.55 Cr | 9.3% |
| Nippon India Floating Rate Fund Direct Growth Low to Moderate Risk | 0.3% | 0.0% | ₹7810.52 Cr | 9.8% |
| UTI Floater Fund Direct Growth Low to Moderate Risk | 0.5% | 0.0% | ₹1031.10 Cr | 8.4% |
| UTI Floater Fund Regular Growth Low to Moderate Risk | 0.8% | 0.0% | ₹1031.10 Cr | 7.9% |
| HDFC Floating Rate Debt Fund Regular Growth Low to Moderate Risk | 0.5% | 0.0% | ₹15220.97 Cr | 9.1% |
| SBI Floating Rate Debt Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹1228.73 Cr | 8.7% |
| SBI Floating Rate Debt Fund Direct Growth Low to Moderate Risk | 0.3% | 0.0% | ₹1228.73 Cr | 8.9% |
| Aditya Birla Sun Life Floating Rate Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹13658.21 Cr | 8.6% |
| Baroda BNP Paribas Floater Fund Regular Growth Moderate Risk | 0.6% | 0.0% | ₹17.70 Cr | 8.4% |
| Baroda BNP Paribas Floater Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹17.70 Cr | 8.8% |
About the AMC
Total AUM
₹11,01,967 Cr
Address
C-38 & 39, G Block, Bandra Kurla Complex, Mumbai, 400 051
Other Funds by SBI Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
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What is the current NAV of SBI Floating Rate Debt Fund Regular Growth?
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Who manages the SBI Floating Rate Debt Fund Regular Growth?
- Rajeev Radhakrishnan
- Ardhendu Bhattacharya
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