SBI Multi Asset Allocation Fund Regular Growth
HybridMulti Asset AllocationHigh Risk
Regular
NAV (19-Sep-24)
₹56.28-0.25%1D
Returns (Since Inception)
9.65%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹6,064 Cr
Expense Ratio
1.48%
ISIN
INF200K01800
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
21 Dec 2005
About this fund
SBI Multi Asset Allocation Fund Regular Growth is a Multi Asset Allocation mutual fund schemes offered by SBI Mutual Fund. This fund has been in existence for 18 years, 8 months and 30 days, having been launched on 21-Dec-05.
As of 19-Sep-24, it has a Net Asset Value (NAV) of ₹56.28, Assets Under Management (AUM) of 6063.78 Crores, and an expense ratio of 1.48%.
As of 19-Sep-24, it has a Net Asset Value (NAV) of ₹56.28, Assets Under Management (AUM) of 6063.78 Crores, and an expense ratio of 1.48%.
- SBI Multi Asset Allocation Fund Regular Growth has given a CAGR return of 9.65% since inception.
- The fund's asset allocation comprises around 37.79% in equities, 34.59% in debts, and 11.69% in cash & cash equivalents.
- You can start investing in SBI Multi Asset Allocation Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+24.54%
— (Cat Avg.)
3 Years
+14.96%
— (Cat Avg.)
5 Years
+15.47%
— (Cat Avg.)
10 Years
+11.65%
— (Cat Avg.)
Since Inception
+9.65%
— (Cat Avg.)
Portfolio Summaryas of 15th September 2024
| Equity | ₹2,291.41 Cr | 37.79% |
| Debt | ₹2,097.2 Cr | 34.59% |
| Others | ₹1,675.17 Cr | 27.63% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| SBI Gold ETF | Mutual Fund - ETF | ₹656.82 Cr | 10.83% |
| Nippon India Silver ETF | Mutual Fund - ETF | ₹224.85 Cr | 3.71% |
| 7.3% Govt Stock 2053 | Bond - Gov't/Treasury | ₹208.99 Cr | 3.45% |
| Small Industries Development Bank of India | Cash - Commercial Paper | ₹196.53 Cr | 3.24% |
| Infopark Properties Limited | Bond - Corporate Bond | ₹160.2 Cr | 2.64% |
| Canara Bank | Cash - CD/Time Deposit | ₹144.75 Cr | 2.39% |
| Small Business Fincredit India Private Limited | Bond - Corporate Bond | ₹124.14 Cr | 2.05% |
| Treps | Cash - Repurchase Agreement | ₹123.51 Cr | 2.04% |
| VRL Logistics Ltd | Equity | ₹114.85 Cr | 1.89% |
| Embassy Office Parks Reit | Bond - Asset Backed | ₹112.15 Cr | 1.85% |
| ZF Commercial Vehicle Control Systems India Ltd | Equity | ₹109.35 Cr | 1.80% |
| SBI Silver ETF | Mutual Fund - ETF | ₹103.79 Cr | 1.71% |
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹102.4 Cr | 1.69% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹99.93 Cr | 1.65% |
| Hdb Financial Services Limited | Bond - Corporate Bond | ₹99.68 Cr | 1.64% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹97.55 Cr | 1.61% |
| GAIL (India) Ltd | Equity | ₹95.22 Cr | 1.57% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹91.17 Cr | 1.50% |
| Renserv Global Pvt Ltd. | Bond - Corporate Bond | ₹89.83 Cr | 1.48% |
| Canara Bank | Bond - Corporate Bond | ₹84.25 Cr | 1.39% |
| Wipro Ltd | Equity | ₹82.59 Cr | 1.36% |
| Whirlpool of India Ltd | Equity | ₹80.2 Cr | 1.32% |
| Tata Technologies Ltd | Equity | ₹77.54 Cr | 1.28% |
| Indian Energy Exchange Ltd | Equity | ₹76.67 Cr | 1.26% |
| ICICI Prudential Life Insurance Co Ltd | Equity | ₹76.43 Cr | 1.26% |
| Tata Projects Limited | Bond - Corporate Bond | ₹75.2 Cr | 1.24% |
| Cholamandalam Investment And Fin. Co. Ltd | Bond - Corporate Bond | ₹75.17 Cr | 1.24% |
| State Bank of India | Equity | ₹75.13 Cr | 1.24% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹74.99 Cr | 1.24% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹74.85 Cr | 1.23% |
| Steel Authority Of India Ltd | Equity | ₹74.43 Cr | 1.23% |
| Oil & Natural Gas Corp Ltd | Equity | ₹72.86 Cr | 1.20% |
| Net Receivable / Payable | Cash - Collateral | ₹69.23 Cr | 1.14% |
| VIP Industries Ltd | Equity | ₹69.12 Cr | 1.14% |
| FSN E-Commerce Ventures Ltd | Equity | ₹68.03 Cr | 1.12% |
| Cholamandalam Investment And Fin. Co. Ltd | Bond - Corporate Bond | ₹66.35 Cr | 1.09% |
| Vedanta Ltd | Equity | ₹63.57 Cr | 1.05% |
| Ashoka Buildcon Ltd | Equity | ₹63.5 Cr | 1.05% |
| Reliance Industries Ltd | Equity | ₹61.85 Cr | 1.02% |
| HDFC Bank Ltd | Equity | ₹60.14 Cr | 0.99% |
| CESC Ltd | Equity | ₹59.26 Cr | 0.98% |
| Brigade Enterprises Ltd | Equity | ₹59.18 Cr | 0.98% |
| Life Insurance Corporation of India | Equity | ₹51.71 Cr | 0.85% |
| Jm Financial Credit Solutions Limited | Bond - Corporate Bond | ₹50.3 Cr | 0.83% |
| Mahindra Rural Housing Finance Limited | Bond - Corporate Bond | ₹50.19 Cr | 0.83% |
| JM Financial Asset Reconstruction Company Limited | Bond - Corporate Bond | ₹50.18 Cr | 0.83% |
| SMFG India Home Finance Co Ltd. | Bond - Corporate Bond | ₹50.1 Cr | 0.83% |
| Indian Bank | Bond - Corporate Bond | ₹50.07 Cr | 0.83% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹49.73 Cr | 0.82% |
| Kalpataru Projects International Ltd | Equity | ₹48.73 Cr | 0.80% |
| Birla Group Holdings Private Limited | Cash - Commercial Paper | ₹48.14 Cr | 0.79% |
| Jubilant Foodworks Ltd | Equity | ₹43.41 Cr | 0.72% |
| Britannia Industries Ltd | Equity | ₹42.93 Cr | 0.71% |
| Mahindra Lifespace Developers Ltd | Equity | ₹40.58 Cr | 0.67% |
| Jm Financial Services Limited | Bond - Corporate Bond | ₹40.06 Cr | 0.66% |
| ICICI Bank Ltd | Equity | ₹40.01 Cr | 0.66% |
| Indian Bank | Equity | ₹39.6 Cr | 0.65% |
| Gokaldas Exports Ltd | Equity | ₹39.58 Cr | 0.65% |
| HCL Technologies Ltd | Equity | ₹36.26 Cr | 0.60% |
| City Union Bank Ltd | Equity | ₹33.55 Cr | 0.55% |
| Cube Highways Trust | Equity | ₹32.82 Cr | 0.54% |
| LTIMindtree Ltd | Equity | ₹32.08 Cr | 0.53% |
| Sagar Cements Ltd | Equity | ₹31.31 Cr | 0.52% |
| V-Mart Retail Ltd | Equity | ₹30.94 Cr | 0.51% |
| HeidelbergCement India Ltd | Equity | ₹30.11 Cr | 0.50% |
| Indostar Capital Finance Limited | Bond - Corporate Bond | ₹29.89 Cr | 0.49% |
| Equitas Small Finance Bank Ltd Ordinary Shares | Equity | ₹29.56 Cr | 0.49% |
| Gland Pharma Ltd | Equity | ₹27.63 Cr | 0.46% |
| Tech Mahindra Ltd | Equity | ₹27.32 Cr | 0.45% |
| United Spirits Ltd | Equity | ₹27.29 Cr | 0.45% |
| Laurus Labs Ltd | Equity | ₹26.54 Cr | 0.44% |
| Bharti Airtel Ltd | Equity | ₹26.15 Cr | 0.43% |
| Sundaram Finance Limited | Bond - Corporate Bond | ₹25.38 Cr | 0.42% |
| Mahindra Rural Housing Finance Limited | Bond - Corporate Bond | ₹25.13 Cr | 0.41% |
| HDFC Asset Management Co Ltd | Equity | ₹25.12 Cr | 0.41% |
| Avanse Financial Services Limited | Bond - Corporate Bond | ₹25.03 Cr | 0.41% |
| L&T Metro Rail (Hyderabad) Limited | Bond - Corporate Bond | ₹24.75 Cr | 0.41% |
| Ashiana Housing Ltd | Equity | ₹24.62 Cr | 0.41% |
| JM Financial Services Limited | Bond - Corporate Bond | ₹24.02 Cr | 0.40% |
| Aadhar Housing Finance Limited | Bond - Corporate Bond | ₹23.02 Cr | 0.38% |
| Elin Electronics Ltd | Equity | ₹17.9 Cr | 0.30% |
| Rallis India Ltd | Equity | ₹16.47 Cr | 0.27% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹15.04 Cr | 0.25% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹14.92 Cr | 0.25% |
| PVR INOX Ltd | Equity | ₹12.41 Cr | 0.20% |
| Axis Bank Ltd | Equity | ₹12.17 Cr | 0.20% |
| 7.06% Govt Stock 2028 | Bond - Gov't/Treasury | ₹10.11 Cr | 0.17% |
| Motilal Oswal Finvest Limited | Cash - Commercial Paper | ₹10 Cr | 0.16% |
| Infosys Ltd | Equity | ₹3.89 Cr | 0.06% |
| Nuvoco Vista Corp Ltd | Equity | ₹0.8 Cr | 0.01% |
Allocation By Market Cap (Equity)
Large Cap Stocks
18.55%
Mid Cap Stocks
12.47%
Small Cap Stocks
18.96%
Allocation By Credit Quality (Debt)
AAA
AA
A
UNRATED
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹520.1 Cr | 8.58% |
| Consumer Cyclical | ₹440.62 Cr | 7.27% |
| Industrials | ₹277.8 Cr | 4.58% |
| Technology | ₹259.68 Cr | 4.28% |
| Basic Materials | ₹216.69 Cr | 3.57% |
| Utilities | ₹154.47 Cr | 2.55% |
| Energy | ₹134.71 Cr | 2.22% |
| Real Estate | ₹124.38 Cr | 2.05% |
| Consumer Defensive | ₹70.23 Cr | 1.16% |
| Healthcare | ₹54.17 Cr | 0.89% |
| Communication Services | ₹38.56 Cr | 0.64% |
Risk & Performance Ratios
Standard Deviation
This fund
6.92%
Cat. avg.
--
Lower the better
Sharpe Ratio
This fund
1.29
Cat. avg.
--
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
--
Higher the better
Fund Managers
Dinesh Balachandran
Since October 2021
MS
Mansi Sajeja
Since December 2023
PK
Pradeep Kesavan
Since December 2023
VS
Vandna Soni
Since January 2024
Additional Scheme Detailsas of 15th September 2024
ISIN | INF200K01800 | Expense Ratio | 1.48% | Exit Load | 1.00% | Fund Size | ₹6,064 Cr | Age | 21 Dec 2005 | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | CRISIL Composite Bond TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Multi Asset Allocation Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Aditya Birla Sun Life Multi Asset Allocation Fund Regular Growth Very High Risk | 1.9% | 1.0% | ₹3582.33 Cr | 25.7% |
| Aditya Birla Sun Life Multi Asset Allocation Fund Direct Growth Very High Risk | 0.5% | 1.0% | ₹3582.33 Cr | 27.7% |
| Nippon India Multi Asset fund Direct Growth Very High Risk | 0.3% | 1.0% | ₹4095.21 Cr | 33.1% |
| Nippon India Multi Asset fund Regular Growth Very High Risk | 1.5% | 1.0% | ₹4095.21 Cr | 31.4% |
| SBI Multi Asset Allocation Fund Regular Growth High Risk | 1.5% | 1.0% | ₹6063.78 Cr | 24.5% |
| Quant Multi Asset Fund Regular Growth High Risk | 1.9% | 1.0% | ₹2725.25 Cr | 47.4% |
| UTI Multi Asset Fund Regular Growth High Risk | 1.9% | 1.0% | ₹3459.61 Cr | 38.4% |
| ICICI Prudential Multi-Asset Fund Regular Growth Very High Risk | 1.5% | 1.0% | ₹48201.26 Cr | 29.2% |
| HDFC Multi - Asset Fund Regular Growth High Risk | 1.9% | 1.0% | ₹3524.55 Cr | 23.0% |
| Motilal Oswal Multi Asset Fund Direct Growth High Risk | 0.9% | 1.0% | ₹110.21 Cr | 15.0% |
About the AMC
Total AUM
₹10,76,433 Cr
Address
C-38 & 39, G Block, Bandra Kurla Complex, Mumbai, 400 051
Other Funds by SBI Mutual Fund
Risk Level
Your principal amount will be at High Risk
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What is the current NAV of SBI Multi Asset Allocation Fund Regular Growth?
The NAV of SBI Multi Asset Allocation Fund Regular Growth, as of 19-Sep-2024, is ₹56.28.
What are the returns of SBI Multi Asset Allocation Fund Regular Growth?
The fund has generated 24.54% over the last 1 year and 14.96% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of SBI Multi Asset Allocation Fund Regular Growth?
The fund's allocation of assets is distributed as 37.79% in equities, 34.59% in bonds, and 11.69% in cash and cash equivalents.
Who manages the SBI Multi Asset Allocation Fund Regular Growth?
The fund managers responsible for SBI Multi Asset Allocation Fund Regular Growth are:-
- Dinesh Balachandran
- Mansi Sajeja
- Pradeep Kesavan
- Vandna Soni
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.