Kotak Savings Fund Direct Growth

Fund Overview

Fund Size

₹15,962 Cr

Expense Ratio

0.36%

ISIN

INF174K01JP2

Minimum SIP

₹100

Exit Load

No Charges

Inception Date

01 Jan 2013

About this fund

Kotak Savings Fund Direct Growth is a Ultra Short Duration mutual fund schemes offered by Kotak Mahindra Mutual Fund. This fund has been in existence for 13 years and 9 months, having been launched on 01-Jan-13.
As of 30-Sep-26, it has a Net Asset Value (NAV) of ₹48.62, Assets Under Management (AUM) of 15961.62 Crores, and an expense ratio of 0.3616%.

Kotak Savings Fund Direct Growth has given a CAGR return of 7.38% since inception.
The fund's asset allocation comprises around 0.00% in equities, 43.42% in debts, and 56.28% in cash & cash equivalents.
You can start investing in Kotak Savings Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+6.50%

+5.73% (Cat Avg.)

3 Years

+7.21%

+6.63% (Cat Avg.)

5 Years

+6.59%

+6.05% (Cat Avg.)

10 Years

+6.70%

+5.48% (Cat Avg.)

Since Inception

+7.38%

— (Cat Avg.)

Portfolio Summaryas of 15th September 2026

Debt	₹6,930.43 Cr	43.42%
Others	₹9,031.19 Cr	56.58%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Axis Bank Limited	Cash - CD/Time Deposit	₹689.63 Cr	4.32%
Bank Of Baroda	Cash - CD/Time Deposit	₹584.67 Cr	3.67%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹576.09 Cr	3.61%
India (Republic of)	Bond - Short-term Government Bills	₹513.26 Cr	3.22%
Tamil Nadu (Government of) 0.0654%	Bond - Sub-sovereign Government Debt	₹444.29 Cr	2.79%
Small Industries Development Bank Of India	Cash - Commercial Paper	₹355.73 Cr	2.23%
Mankind Pharma Limited	Bond - Corporate Bond	₹300.29 Cr	1.88%
Muthoot Finance Limited	Bond - Corporate Bond	₹298.01 Cr	1.87%
6.9% Maharashtra Sgs 2030	Bond - Gov't/Treasury	₹296.6 Cr	1.86%
Indusind Bank Ltd	Cash - CD/Time Deposit	₹295.4 Cr	1.85%
Mindspace Business Parks Reit	Cash - Commercial Paper	₹284.12 Cr	1.78%
HDFC Bank Limited	Cash - CD/Time Deposit	₹268.59 Cr	1.68%
India (Republic of)	Bond - Short-term Government Bills	₹247.23 Cr	1.55%
National Bank For Agriculture And Rural Development	Cash - CD/Time Deposit	₹244.53 Cr	1.53%
Punjab National Bank	Cash - CD/Time Deposit	₹243.6 Cr	1.53%
Small Industries Development Bank Of India	Cash - CD/Time Deposit	₹243.51 Cr	1.53%
Small Industries Dev Bank Of India	Cash - CD/Time Deposit	₹242.88 Cr	1.52%
HDFC Bank Ltd	Cash - CD/Time Deposit	₹242.71 Cr	1.52%
Yes Bank Limited	Cash - CD/Time Deposit	₹242.11 Cr	1.52%
Punjab National Bank	Cash - CD/Time Deposit	₹219.28 Cr	1.37%
RADHAKRISHNA SECURITISATION TRUST	Bond - Asset Backed	₹203.45 Cr	1.28%
Vedanta Aluminium Metal Limited	Bond - Corporate Bond	₹200.69 Cr	1.26%
TATA Projects Limited	Bond - Corporate Bond	₹200.49 Cr	1.26%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹199.47 Cr	1.25%
Poonawalla Fincorp Limited	Bond - Corporate Bond	₹199.37 Cr	1.25%
Torrent Pharmaceuticals Ltd	Bond - Corporate Bond	₹198.91 Cr	1.25%
Bharti Telecom Limited	Bond - Corporate Bond	₹196.54 Cr	1.23%
India (Republic of)	Bond - Short-term Government Bills	₹195.56 Cr	1.23%
Punjab & Sind Bank	Cash - CD/Time Deposit	₹194 Cr	1.22%
HDFC Bank Limited	Cash - CD/Time Deposit	₹193.6 Cr	1.21%
Adani Power Limited	Bond - Corporate Bond	₹189.59 Cr	1.19%
Small Industries Development Bank of India	Bond - Corporate Bond	₹187 Cr	1.17%
Net Current Assets/(Liabilities)	Cash	₹183.99 Cr	1.15%
Piramal Finance Limited	Bond - Corporate Bond	₹175.75 Cr	1.10%
Bank Of Baroda	Cash - CD/Time Deposit	₹170.56 Cr	1.07%
HDFC Bank Limited	Cash - CD/Time Deposit	₹170.48 Cr	1.07%
7.35% Madhyapradesh Sdl 2027	Bond - Gov't/Treasury	₹151.47 Cr	0.95%
Nuvama Wealth Finance Limited	Bond - Corporate Bond	₹149.54 Cr	0.94%
360 One Prime Limited	Bond - Corporate Bond	₹149.2 Cr	0.94%
Tata Housing Development Company Limited	Cash - Commercial Paper	₹146.51 Cr	0.92%
National Bank For Agriculture And Rural Development	Cash - CD/Time Deposit	₹145.76 Cr	0.91%
IIFL Finance Limited	Cash - Commercial Paper	₹145.59 Cr	0.91%
National Bank For Agriculture And Rural Development	Cash - CD/Time Deposit	₹145.41 Cr	0.91%
Torrent Pharmaceuticals Ltd	Cash - Commercial Paper	₹142.52 Cr	0.89%
The Federal Bank Limited	Cash - CD/Time Deposit	₹142.33 Cr	0.89%
Mankind Pharma Limited	Bond - Corporate Bond	₹125.33 Cr	0.79%
ICICI Home Finance Company Limited	Bond - Corporate Bond	₹124.6 Cr	0.78%
Federal Bank Ltd.	Bond - Corporate Bond	₹121.9 Cr	0.76%
IIFL Finance Limited	Cash - Commercial Paper	₹121.01 Cr	0.76%
Triparty Repo	Cash - Repurchase Agreement	₹118.9 Cr	0.75%
Jubilant Bevco Limited	Bond - Corporate Bond	₹112.12 Cr	0.70%
Muthoot Finance Limited	Bond - Corporate Bond	₹100.21 Cr	0.63%
6.04% Gujarat Sdl 2026	Bond - Gov't/Treasury	₹100.06 Cr	0.63%
Embassy Office Parks Reit	Bond - Corporate Bond	₹100.04 Cr	0.63%
360 One Prime Limited	Bond - Corporate Bond	₹99.91 Cr	0.63%
Mahindra And Mahindra Financial Services Limited	Bond - Corporate Bond	₹99.74 Cr	0.63%
Muthoot Finance Limited	Bond - Corporate Bond	₹99.51 Cr	0.62%
Muthoot Finance Limited	Bond - Corporate Bond	₹99.49 Cr	0.62%
Tata Capital Housing Finance Limited	Bond - Corporate Bond	₹99.26 Cr	0.62%
Power Finance Corporation Limited	Bond - Corporate Bond	₹99.07 Cr	0.62%
Bahadur Chand Investments Private Limited	Cash - Commercial Paper	₹98.75 Cr	0.62%
Manappuram Finance Limited	Cash - Commercial Paper	₹98.49 Cr	0.62%
Canara Bank	Cash - CD/Time Deposit	₹97.58 Cr	0.61%
Small Industries Dev Bank Of India	Cash - CD/Time Deposit	₹97.53 Cr	0.61%
Muthoot Finance Limited	Cash - Commercial Paper	₹97.43 Cr	0.61%
Indusind Bank Ltd.	Cash - CD/Time Deposit	₹97.38 Cr	0.61%
HDFC Bank Ltd.	Bond - Corporate Bond	₹97.24 Cr	0.61%
Canara Bank	Cash - CD/Time Deposit	₹97 Cr	0.61%
Union Bank Of India	Cash - CD/Time Deposit	₹96.98 Cr	0.61%
Muthoot Finance Limited	Cash - Commercial Paper	₹96.63 Cr	0.61%
Axis Securities Limited	Cash - Commercial Paper	₹96.56 Cr	0.61%
Birla Group Holdings Private Limited	Cash - Commercial Paper	₹96.5 Cr	0.60%
7.07% Tamilnadu SDL 2026	Bond - Gov't/Treasury	₹75.26 Cr	0.47%
Muthoot Finance Limited	Bond - Corporate Bond	₹73.89 Cr	0.46%
Canara Bank	Cash - CD/Time Deposit	₹73.2 Cr	0.46%
Muthoot Finance Limited	Cash - Commercial Paper	₹72.87 Cr	0.46%
Embassy Office Parks Reit	Cash - Commercial Paper	₹72.42 Cr	0.45%
Cholamandalam Securities Limited	Cash - Commercial Paper	₹67.41 Cr	0.42%
Bharti Telecom Limited	Bond - Corporate Bond	₹60.44 Cr	0.38%
LIQUID GOLD SERIES 14	Bond - Asset Backed	₹51.89 Cr	0.33%
Vedanta Limited	Bond - Corporate Bond	₹50.44 Cr	0.32%
6.17% Govt Stock 2028	Bond - Gov't/Treasury	₹50.38 Cr	0.32%
7.59% Karnataka Sdl 2027	Bond - Gov't/Treasury	₹50.33 Cr	0.32%
7.59% Bihar Sdl 2027	Bond - Gov't/Treasury	₹50.32 Cr	0.32%
Tata Capital Housing Finance Limited	Bond - Corporate Bond	₹49.81 Cr	0.31%
Tata Capital Limited	Bond - Corporate Bond	₹49.78 Cr	0.31%
LIQUID GOLD SERIES 9	Bond - Asset Backed	₹49.67 Cr	0.31%
Godrej Seeds & Genetics Limited	Bond - Corporate Bond	₹49.5 Cr	0.31%
Godrej Seeds & Genetics Limited	Bond - Corporate Bond	₹49.49 Cr	0.31%
Godrej Seeds & Genetics Limited	Bond - Corporate Bond	₹49.34 Cr	0.31%
Godrej Seeds & Genetics Limited	Bond - Corporate Bond	₹49.27 Cr	0.31%
Punjab National Bank	Cash - CD/Time Deposit	₹48.68 Cr	0.31%
Canara Bank	Cash - CD/Time Deposit	₹48.66 Cr	0.31%
Bank of India Ltd.	Bond - Corporate Bond	₹48.6 Cr	0.30%
Muthoot Finance Limited	Cash - Commercial Paper	₹48.59 Cr	0.30%
Union Bank Of India	Cash - CD/Time Deposit	₹48.5 Cr	0.30%
Canara Bank	Cash - CD/Time Deposit	₹48.48 Cr	0.30%
HDFC Bank Limited	Cash - CD/Time Deposit	₹48.46 Cr	0.30%
Bank Of Baroda	Cash - CD/Time Deposit	₹48.45 Cr	0.30%
Credila Financial Services Limited	Cash - Commercial Paper	₹48.24 Cr	0.30%
Sbi Alternative Investment Fund	Mutual Fund - Unspecified	₹47.24 Cr	0.30%
7.57% Gujarat Sgs 2026	Bond - Gov't/Treasury	₹45.13 Cr	0.28%
Godrej Seeds & Genetics Limited	Bond - Corporate Bond	₹44.65 Cr	0.28%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹25.78 Cr	0.16%
Godrej Properties Limited	Bond - Corporate Bond	₹25.07 Cr	0.16%
Godrej Industries Limited	Bond - Corporate Bond	₹24.92 Cr	0.16%
Gs17dec2026c	Bond - Gov't/Treasury	₹24.92 Cr	0.16%
Bank Of Baroda	Cash - CD/Time Deposit	₹24.66 Cr	0.15%
HDFC Bank Limited	Cash - CD/Time Deposit	₹24.63 Cr	0.15%
Canara Bank	Cash - CD/Time Deposit	₹24.37 Cr	0.15%
Bank Of Baroda	Cash - CD/Time Deposit	₹24.24 Cr	0.15%
Union Bank Of India	Cash - CD/Time Deposit	₹24.21 Cr	0.15%
Tata Capital Housing Finance Limited	Bond - Corporate Bond	₹24 Cr	0.15%
Godrej Industries Limited	Bond - Corporate Bond	₹15.04 Cr	0.09%
360 One Prime Limited	Cash - Commercial Paper	₹9.66 Cr	0.06%
Godrej Finance Limited	Bond - Corporate Bond	₹5.01 Cr	0.03%
HDFC Bank Limited	Cash - CD/Time Deposit	₹4.85 Cr	0.03%
7.17% Rajasthan Sdl 2026	Bond - Gov't/Treasury	₹2.12 Cr	0.01%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Cash - CD/Time Deposit	₹5,656.92 Cr	35.46%
Bond - Corporate Bond	₹5,294.41 Cr	33.19%
Cash - Commercial Paper	₹2,099.03 Cr	13.16%
Bond - Short-term Government Bills	₹956.06 Cr	5.99%
Bond - Gov't/Treasury	₹846.58 Cr	5.31%
Bond - Sub-sovereign Government Debt	₹444.29 Cr	2.79%
Bond - Asset Backed	₹305.01 Cr	1.91%
Cash	₹183.99 Cr	1.15%
Cash - Repurchase Agreement	₹118.9 Cr	0.75%
Mutual Fund - Unspecified	₹47.24 Cr	0.30%

Risk & Performance Ratios

Fund Managers

Deepak Agrawal

Since September 2026

Manu Sharma

Since September 2026

Additional Scheme Detailsas of 15th September 2026

ISIN

INF174K01JP2

Expense Ratio

0.36%

Exit Load

No Charges

Fund Size

₹15,962 Cr

Age

13 years 9 months

Lumpsum Minimum

₹100

Fund Status

Open Ended Investment Company

Benchmark

NIFTY Ultra Short Duration Debt TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Ultra Short Duration Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Edelweiss Ultra Short Term Fund Regular Growth Low to Moderate Risk	0.6%	0.0%	₹896.90 Cr	-
Edelweiss Ultra Short Term Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹896.90 Cr	-
Franklin India Ultra Short Duration Fund Regular Growth Moderate Risk	0.7%	0.0%	₹281.49 Cr	6.0%
Franklin India Ultra Short Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹281.49 Cr	6.5%
Invesco India Ultra Short Term Fund Direct Growth Moderate Risk	0.3%	0.0%	₹1661.31 Cr	6.7%
Motilal Oswal Ultra Short Term Fund Regular Growth Low to Moderate Risk	1.2%	0.0%	₹524.33 Cr	5.3%
Motilal Oswal Ultra Short Term Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹524.33 Cr	6.2%
ITI Ultra Short Duration Fund Regular Growth Low to Moderate Risk	0.9%	0.0%	₹165.44 Cr	5.7%
ITI Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹165.44 Cr	6.4%
Sundaram Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹2416.24 Cr	6.5%
Nippon India Ultra Short Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹12447.28 Cr	7.0%
Kotak Savings Fund Direct Growth Moderate Risk	0.4%	0.0%	₹15961.62 Cr	6.5%
Tata Ultra Short Term Fund Direct Growth Moderate Risk	0.3%	0.0%	₹6494.54 Cr	7.0%
Tata Ultra Short Term Fund Regular Growth Moderate Risk	1.1%	0.0%	₹6494.54 Cr	6.1%
ICICI Prudential Ultra Short Term Fund Regular Growth Moderate Risk	0.8%	0.0%	₹15973.92 Cr	6.2%
Nippon India Ultra Short Duration Fund Segregated Portfolio 1 Direct Growth Moderate Risk	0.4%	0.0%	-	195.1%
Nippon India Ultra Short Duration Fund Segregated Portfolio 1 Regular Growth Moderate Risk	1.2%	0.0%	-	195.1%
WhiteOak Capital Ultra Short Term Fund Regular Growth Low to Moderate Risk	0.8%	0.0%	₹584.11 Cr	5.8%
WhiteOak Capital Ultra Short Term Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹584.11 Cr	6.4%
DSP Ultra Short Fund Regular Growth Moderate Risk	1.0%	0.0%	₹4599.23 Cr	5.9%
Mirae Asset Ultra Short Duration Fund Regular Growth Low to Moderate Risk	0.5%	0.0%	₹2065.66 Cr	6.4%
Mirae Asset Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹2065.66 Cr	6.7%
UTI Ultra Short Term Fund Direct Growth Moderate Risk	0.4%	0.0%	₹3347.94 Cr	6.6%
Aditya Birla Sun Life Savings Fund Direct Growth Moderate Risk	0.3%	0.0%	₹18819.30 Cr	6.6%
Bank of India Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.5%	0.0%	₹184.28 Cr	6.5%
SBI Magnum Ultra Short Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹11880.30 Cr	6.4%
HSBC Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹3628.23 Cr	6.5%
HSBC Ultra Short Duration Fund Regular Growth Low to Moderate Risk	0.4%	0.0%	₹3628.23 Cr	6.4%
Bandhan Ultra Short Term Fund Regular Growth Low to Moderate Risk	0.5%	0.0%	₹4179.89 Cr	6.3%
Bandhan Ultra Short Term Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹4179.89 Cr	6.5%
ICICI Prudential Ultra Short Term Fund Direct Growth Moderate Risk	0.4%	0.0%	₹15973.92 Cr	6.6%
Canara Robeco Ultra Short Term Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹581.71 Cr	6.5%
DSP Ultra Short Fund Direct Growth Moderate Risk	0.3%	0.0%	₹4599.23 Cr	6.7%
PGIM India Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹211.36 Cr	6.3%
Axis Ultra Short Term Fund Regular Growth Moderate Risk	1.3%	0.0%	₹6073.91 Cr	5.9%
Axis Ultra Short Term Fund Direct Growth Moderate Risk	0.4%	0.0%	₹6073.91 Cr	6.8%
Sundaram Ultra Short Duration Fund Regular Growth Low to Moderate Risk	1.3%	0.0%	₹2416.24 Cr	5.3%
Aditya Birla Sun Life Savings Fund Regular Growth Moderate Risk	0.6%	0.0%	₹18819.30 Cr	6.3%
Kotak Savings Fund Regular Growth Moderate Risk	0.8%	0.0%	₹15961.62 Cr	6.0%
Invesco India Ultra Short Term Fund Regular Growth Moderate Risk	0.8%	0.0%	₹1661.31 Cr	6.2%
SBI Magnum Ultra Short Duration Fund Regular Growth Moderate Risk	0.6%	0.0%	₹11880.30 Cr	6.2%
Bank of India Ultra Short Duration Fund Regular Growth Low to Moderate Risk	1.0%	0.0%	₹184.28 Cr	5.9%
HDFC Ultra Short Term Fund Regular Growth Moderate Risk	0.7%	0.0%	₹17464.92 Cr	6.0%
HDFC Ultra Short Term Fund Direct Growth Moderate Risk	0.4%	0.0%	₹17464.92 Cr	6.4%
Mahindra Manulife Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹221.94 Cr	6.6%
Mahindra Manulife Ultra Short Duration Fund Regular Growth Low to Moderate Risk	0.7%	0.0%	₹221.94 Cr	6.2%
Nippon India Ultra Short Duration Fund Regular Growth Moderate Risk	1.1%	0.0%	₹12447.28 Cr	6.2%
UTI Ultra Short Term Fund Regular Growth Moderate Risk	1.0%	0.0%	₹3347.94 Cr	6.0%
LIC MF Ultra Short Duration Fund Regular Growth Low to Moderate Risk	1.4%	0.0%	₹677.57 Cr	5.8%
LIC MF Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹677.57 Cr	6.7%

About the AMC

Kotak Mahindra Mutual Fund

+91 22 61152100

https://www.kotakmf.com/

Total AUM

₹6,46,073 Cr

Address

2nd Floor, 12-BKC, Plot No C-12, Mumbai, 400 051

Other Funds by Kotak Mahindra Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Kotak Nifty Capital Markets Index Fund Direct Growth Very High Risk	-	0.0%	-	-
Kotak Multi Sector Omni FOF Direct Growth Very High Risk	-	0.0%	-	-
Kotak Nifty Bank Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹6.79 Cr	-
Kotak Diversified Equity All Cap Omni FOF Direct Growth Low Risk	-	0.0%	₹562.55 Cr	-
Infinity Hybrid Long-Short Fund Direct Growth Low to Moderate Risk	2.1%	0.0%	-	-
Kotak Nifty Alpha Low-Volatility 30 Index Fund Direct Growth Very High Risk	1.9%	0.0%	₹7.33 Cr	-
Kotak Multi Asset Active FOF Direct Growth Very High Risk	0.9%	1.0%	₹79.55 Cr	-
Kotak Quality Overseas Equity Omni FOF Direct Growth Very High Risk	1.0%	1.0%	₹407.78 Cr	-
Kotak Multi Factor Passive FOF Direct Growth Very High Risk	0.4%	0.0%	₹135.77 Cr	-
Kotak Services Fund Direct Growth Very High Risk	1.3%	0.0%	₹756.53 Cr	-
Kotak Nifty200 Value 30 Index Fund Direct Growth Very High Risk	1.2%	0.0%	₹13.18 Cr	-
Kotak Dividend Yield Fund Direct Growth Very High Risk	1.1%	1.0%	₹239.22 Cr	-
Kotak Nifty500 Momentum 50 Index Fund Direct Growth Very High Risk	0.9%	0.0%	₹26.23 Cr	-
Kotak Rural Opportunities Fund Direct Growth Very High Risk	0.9%	0.0%	₹758.11 Cr	-
Kotak Gold Silver Passive FOF Direct Growth Very High Risk	0.6%	0.0%	₹1141.92 Cr	-
Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹1055.65 Cr	6.3%
Kotak Active Momentum Fund Direct Growth Very High Risk	1.3%	0.0%	₹1659.32 Cr	7.3%
Kotak Nifty Alpha 50 Index Fund Direct Growth Very High Risk	0.8%	0.0%	₹49.06 Cr	9.5%
Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹257.52 Cr	5.6%
Kotak Nifty 200 Quality 30 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹17.54 Cr	-5.7%
Kotak Nifty Top 10 Equal Weight Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹39.55 Cr	-11.8%
Kotak Energy Opportunities Fund Direct Growth Very High Risk	1.1%	0.0%	₹274.55 Cr	2.5%
Kotak Nifty Midcap 150 Index Fund Regular Growth Very High Risk	0.4%	0.0%	₹47.05 Cr	4.1%
Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹269.65 Cr	6.7%
Kotak Nifty Commodities Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹296.34 Cr	4.3%
Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹129.00 Cr	6.7%
Kotak BSE Sensex Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹23.65 Cr	-9.0%
Kotak Nifty Smallcap 250 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹84.92 Cr	6.6%
Kotak Nifty 100 Equal Weight Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹48.38 Cr	0.7%
Kotak Nifty 50 Equal Weight Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹67.48 Cr	-1.5%
Kotak Transportation & Logistics Fund Direct Growth Very High Risk	1.1%	0.0%	₹539.86 Cr	6.6%
Kotak MNC Fund Direct Growth Very High Risk	0.9%	0.0%	₹2309.19 Cr	19.9%
Kotak Nifty Midcap 150 Momentum 50 Index Fund Direct Growth Very High Risk	0.8%	0.0%	₹473.94 Cr	3.5%
Kotak Nifty India Tourism Index Fund Direct Growth Very High Risk	0.6%	0.0%	₹37.49 Cr	-12.8%
Kotak Crisil-IBX AAA Financial Services Index - Sep 2027 Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹467.92 Cr	6.1%
Kotak Nifty Midcap 50 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹86.47 Cr	7.0%
Kotak BSE PSU Index Fund Direct Growth Very High Risk	0.5%	0.0%	₹80.52 Cr	0.4%
Kotak Special Opportunities Fund Direct Growth Very High Risk	1.0%	0.0%	₹1702.45 Cr	19.5%
Kotak Nifty 100 Low Volatility 30 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹113.51 Cr	-5.0%
Kotak Fixed Maturity Plan Series 330 - 98 Days Direct Growth Low Risk	-	0.0%	-	-
Kotak Nifty AAA Bond Jun 2025 HTM Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹102.05 Cr	7.5%
Kotak Fixed Maturity Plan Series 329 - 90 Days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Long Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹57.83 Cr	1.5%
Kotak Technology Fund Direct Growth Very High Risk	1.1%	0.0%	₹532.44 Cr	-8.2%
Kotak Fixed Maturity Plan Series 328 - 90 Days Direct Growth Moderate Risk	-	0.0%	₹144.91 Cr	-
Kotak FMP Series 327 Direct Growth Moderately High risk	-	0.0%	₹206.03 Cr	-
Kotak FMP Series 326 - 175 Days Direct Growth Moderate Risk	-	-	-	-
Kotak FMP Series 325 - 90 Days Direct Growth Moderate Risk	-	0.0%	-	-
Kotak FMP Series 324 - 109 Days Direct Growth Moderately High risk	-	0.0%	-	-
Kotak Healthcare Fund Direct Growth Very High Risk	1.1%	0.0%	₹767.70 Cr	29.8%

Risk Level

Your principal amount will be at Moderate Risk

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What is the current NAV of Kotak Savings Fund Direct Growth?

The NAV of Kotak Savings Fund Direct Growth, as of 30-Sep-2026, is ₹48.62.

What are the returns of Kotak Savings Fund Direct Growth?

The fund has generated 6.50% over the last 1 year and 7.21% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Kotak Savings Fund Direct Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 43.42% in bonds, and 56.28% in cash and cash equivalents.

Who manages the Kotak Savings Fund Direct Growth?

The fund managers responsible for Kotak Savings Fund Direct Growth are:-

Deepak Agrawal
Manu Sharma

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Kotak Savings Fund Direct Growth

Fund Overview