Kotak Savings Fund Direct Growth

Fund Overview

Fund Size

₹15,667 Cr

Expense Ratio

0.37%

ISIN

INF174K01JP2

Minimum SIP

₹100

Exit Load

No Charges

Inception Date

01 Jan 2013

About this fund

Kotak Savings Fund Direct Growth is a Ultra Short Duration mutual fund schemes offered by Kotak Mahindra Mutual Fund. This fund has been in existence for 12 years, 8 months and 12 days, having been launched on 01-Jan-13.
As of 12-Sep-25, it has a Net Asset Value (NAV) of ₹45.50, Assets Under Management (AUM) of 15667.19 Crores, and an expense ratio of 0.37%.

Kotak Savings Fund Direct Growth has given a CAGR return of 7.45% since inception.
The fund's asset allocation comprises around 0.00% in equities, 44.65% in debts, and 55.06% in cash & cash equivalents.
You can start investing in Kotak Savings Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.63%

+7.14% (Cat Avg.)

3 Years

+7.38%

+6.82% (Cat Avg.)

5 Years

+6.05%

+5.62% (Cat Avg.)

10 Years

+6.94%

+5.61% (Cat Avg.)

Since Inception

+7.45%

— (Cat Avg.)

Portfolio Summaryas of 31st August 2025

Debt	₹6,995.76 Cr	44.65%
Others	₹8,671.43 Cr	55.35%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
8.2% Govt Stock 2025	Bond - Gov't/Treasury	₹801.31 Cr	5.11%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹688.43 Cr	4.39%
Bajaj Housing Finance Limited	Bond - Corporate Bond	₹646.35 Cr	4.13%
Indian Bank	Cash - CD/Time Deposit	₹488.66 Cr	3.12%
Canara Bank	Cash - CD/Time Deposit	₹487.37 Cr	3.11%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹481.88 Cr	3.08%
Rec Limited	Bond - Corporate Bond	₹477.53 Cr	3.05%
Bharti Telecom Limited	Cash - Commercial Paper	₹446.24 Cr	2.85%
Small Industries Development Bank Of India	Cash - CD/Time Deposit	₹387.55 Cr	2.47%
Triparty Repo	Cash - Repurchase Agreement	₹347 Cr	2.21%
Mankind Pharma Limited	Bond - Corporate Bond	₹302.67 Cr	1.93%
Punjab National Bank (18/03/2026)	Cash - CD/Time Deposit	₹266.19 Cr	1.70%
Indusind Bank Limited	Cash - CD/Time Deposit	₹246.54 Cr	1.57%
364 DTB 19mar2026	Bond - Gov't/Treasury	₹242.65 Cr	1.55%
364 Days Tbill Red 28-05-2026	Bond - Gov't/Treasury	₹240.38 Cr	1.53%
Small Industries Development Bank Of India	Cash - CD/Time Deposit	₹239.15 Cr	1.53%
Bajaj Housing Finance Ltd.** Cp	Cash	₹238.45 Cr	1.52%
Bharti Telecom Limited	Bond - Corporate Bond	₹225.98 Cr	1.44%
Net Current Assets/(Liabilities)	Cash	₹216.12 Cr	1.38%
08.49 Tn SDL 2026	Bond - Gov't/Treasury	₹203.09 Cr	1.30%
Vedanta Limited	Bond - Corporate Bond	₹200.9 Cr	1.28%
Poonawalla Fincorp Limited	Bond - Corporate Bond	₹200.65 Cr	1.28%
5.15% Govt Stock 2025	Bond - Gov't/Treasury	₹199.84 Cr	1.28%
Small Industries Development Bank Of India	Cash - CD/Time Deposit	₹196.98 Cr	1.26%
Panatone Finvest Limited	Cash - Commercial Paper	₹195.32 Cr	1.25%
Credila Financial Services Pvt Ltd	Cash - Commercial Paper	₹194.18 Cr	1.24%
Axis Bank Limited	Cash - CD/Time Deposit	₹194.05 Cr	1.24%
Piramal Finance Limited	Bond - Corporate Bond	₹176.07 Cr	1.12%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹151.49 Cr	0.97%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹150.73 Cr	0.96%
Bharti Telecom Limited	Bond - Corporate Bond	₹150.56 Cr	0.96%
Citicorp Finance (India) Limited	Bond - Corporate Bond	₹150.35 Cr	0.96%
LIQUID GOLD SERIES 9	Bond - Asset Backed	₹150.19 Cr	0.96%
Axis Bank Limited	Cash - CD/Time Deposit	₹146.88 Cr	0.94%
Union Bank Of India	Cash - CD/Time Deposit	₹146.67 Cr	0.94%
Indusind Bank Limited	Cash - CD/Time Deposit	₹146.34 Cr	0.93%
Small Industries Development Bank Of India	Cash - CD/Time Deposit	₹146.12 Cr	0.93%
Canara Bank	Cash - CD/Time Deposit	₹145.52 Cr	0.93%
UCO Bank	Bond - Gov't Agency Debt	₹143.43 Cr	0.92%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹141.06 Cr	0.90%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹131.45 Cr	0.84%
Mankind Pharma Limited	Bond - Corporate Bond	₹126.97 Cr	0.81%
Axis Bank Limited	Cash - CD/Time Deposit	₹122.89 Cr	0.78%
Jubilant Bevco Limited	Bond - Corporate Bond	₹104.29 Cr	0.67%
364 DTB 04122025	Bond - Gov't/Treasury	₹103.54 Cr	0.66%
Muthoot Finance Limited	Bond - Corporate Bond	₹101.47 Cr	0.65%
Can Fin Homes Limited	Bond - Corporate Bond	₹101.15 Cr	0.65%
Embassy Office Parks Reit	Bond - Corporate Bond	₹100.2 Cr	0.64%
06.04 GJ Sdl 2031	Bond - Gov't/Treasury	₹100.02 Cr	0.64%
INDIA UNIVERSAL TRUST AL1	Bond - Asset Backed	₹100.01 Cr	0.64%
Cholamandalam Investment & Finance Co Ltd.	Cash - Commercial Paper	₹98.94 Cr	0.63%
Sundaram Home Finance Limited	Cash - Commercial Paper	₹98.59 Cr	0.63%
364 DTB 26122025	Bond - Gov't/Treasury	₹98.29 Cr	0.63%
HDFC Bank Limited	Cash - CD/Time Deposit	₹98.28 Cr	0.63%
Canara Bank	Cash - CD/Time Deposit	₹98.27 Cr	0.63%
ICICI Securities Limited	Cash - Commercial Paper	₹97.58 Cr	0.62%
Muthoot Finance Ltd.	Cash - Commercial Paper	₹97.54 Cr	0.62%
IDFC First Bank Limited	Cash - CD/Time Deposit	₹97.53 Cr	0.62%
IDFC First Bank Limited	Cash - CD/Time Deposit	₹97.5 Cr	0.62%
Union Bank Of India	Cash - CD/Time Deposit	₹97.49 Cr	0.62%
Indusind Bank Ltd.	Cash - CD/Time Deposit	₹97.32 Cr	0.62%
Aditya Birla Finance Limited	Cash - Commercial Paper	₹97.27 Cr	0.62%
Canara Bank	Cash - CD/Time Deposit	₹97.16 Cr	0.62%
Indusind Bank Limited	Cash - CD/Time Deposit	₹96.97 Cr	0.62%
Small Industries Development Bank Of India	Cash - CD/Time Deposit	₹96.97 Cr	0.62%
Canara Bank	Cash - CD/Time Deposit	₹96.9 Cr	0.62%
Bank Of Baroda	Cash - CD/Time Deposit	₹96.89 Cr	0.62%
National Bank For Agriculture & Rural Development**	Cash - CD/Time Deposit	₹96.85 Cr	0.62%
Barclays Investments & Loans (India) Private Limited	Cash - Commercial Paper	₹96.8 Cr	0.62%
364 Days Tbill Red 04-06-2026	Bond - Gov't/Treasury	₹95.95 Cr	0.61%
Bharti Telecom Limited	Bond - Corporate Bond	₹76.6 Cr	0.49%
07.07 Tn SDL 2026	Bond - Gov't/Treasury	₹75.96 Cr	0.48%
Union Bank Of India	Cash - CD/Time Deposit	₹72.86 Cr	0.47%
Small Industries Development Bank Of India	Cash - CD/Time Deposit	₹72.81 Cr	0.46%
IDBI Bank Limited	Cash - CD/Time Deposit	₹72.79 Cr	0.46%
National Bank for Agriculture and Rural Development	Cash - Commercial Paper	₹72.76 Cr	0.46%
Bahadur Chand Investments Private Limited	Cash - Commercial Paper	₹72.32 Cr	0.46%
Vedanta Limited	Bond - Corporate Bond	₹60.07 Cr	0.38%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹55.43 Cr	0.35%
Bajaj Housing Finance Limited	Bond - Corporate Bond	₹50.31 Cr	0.32%
Hindustan Zinc Limited	Bond - Corporate Bond	₹50.21 Cr	0.32%
Bajaj Housing Finance Limited	Bond - Corporate Bond	₹50.17 Cr	0.32%
Tata Capital Housing Finance Limited	Bond - Corporate Bond	₹50.09 Cr	0.32%
Manappuram Finance Limited	Bond - Corporate Bond	₹50.08 Cr	0.32%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹49.84 Cr	0.32%
Godrej Seeds & Genetics Limited	Bond - Corporate Bond	₹49.83 Cr	0.32%
Godrej Seeds & Genetics Limited	Bond - Corporate Bond	₹49.8 Cr	0.32%
Godrej Seeds & Genetics Limited	Bond - Corporate Bond	₹49.74 Cr	0.32%
Godrej Seeds & Genetics Limited	Bond - Corporate Bond	₹49.74 Cr	0.32%
Canara Bank	Cash - CD/Time Deposit	₹49.14 Cr	0.31%
Muthoot Finance Limited	Cash - Commercial Paper	₹48.71 Cr	0.31%
Small Industries Development Bank of India	Cash - Commercial Paper	₹48.51 Cr	0.31%
07.57 GJ Sgs 2026	Bond - Gov't/Treasury	₹45.78 Cr	0.29%
SBI ALTERNATIVE INVESTMENT FUND	Mutual Fund - Open End	₹44.63 Cr	0.28%
Tata Capital Limited	Bond - Corporate Bond	₹32.95 Cr	0.21%
Sikka Ports & Terminals Limited	Bond - Corporate Bond	₹24.99 Cr	0.16%
Goi 12.09.2025 Gov	Bond - Gov't/Treasury	₹24.98 Cr	0.16%
182 Days Tbill	Bond - Gov't/Treasury	₹24.94 Cr	0.16%
Barclays Investments & Loans (India) Limited	Cash - Commercial Paper	₹24.73 Cr	0.16%
Tata Capital Housing Finance Limited	Bond - Corporate Bond	₹24.23 Cr	0.15%
0% GOI - 17122026 STRIPS	Bond - Gov't/Treasury	₹23.46 Cr	0.15%
Canara Bank	Cash - CD/Time Deposit	₹19.65 Cr	0.13%
SANSAR TRUST SEP 2023 IX	Bond - Asset Backed	₹11.81 Cr	0.08%
07.97 Tn SDL 2025	Bond - Gov't/Treasury	₹10.03 Cr	0.06%
Canara Bank	Cash - CD/Time Deposit	₹10 Cr	0.06%
07.85 AP Sdl 2026	Bond - Gov't/Treasury	₹5.08 Cr	0.03%
08.14 KA Sdl 2025	Bond - Gov't/Treasury	₹5.02 Cr	0.03%
Punjab National Bank	Cash - CD/Time Deposit	₹4.92 Cr	0.03%
Canara Bank**	Cash - CD/Time Deposit	₹4.84 Cr	0.03%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹3.28 Cr	0.02%
07.17 RJ Sdl 2026	Bond - Gov't/Treasury	₹2.14 Cr	0.01%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Bond - Corporate Bond	₹5,587.57 Cr	35.66%
Cash - CD/Time Deposit	₹4,836.03 Cr	30.87%
Bond - Gov't/Treasury	₹2,302.45 Cr	14.70%
Cash - Commercial Paper	₹1,689.5 Cr	10.78%
Cash	₹454.57 Cr	2.90%
Cash - Repurchase Agreement	₹347 Cr	2.21%
Bond - Asset Backed	₹262.01 Cr	1.67%
Bond - Gov't Agency Debt	₹143.43 Cr	0.92%
Mutual Fund - Open End	₹44.63 Cr	0.28%

Risk & Performance Ratios

Fund Managers

Deepak Agrawal

Since April 2008

Manu Sharma

Since November 2022

Additional Scheme Detailsas of 31st August 2025

ISIN

INF174K01JP2

Expense Ratio

0.37%

Exit Load

No Charges

Fund Size

₹15,667 Cr

Age

12 years 8 months

Lumpsum Minimum

₹100

Fund Status

Open Ended Investment Company

Benchmark

NIFTY Ultra Short Duration Debt TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Ultra Short Duration Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Franklin India Ultra Short Duration Fund Regular Growth Moderate Risk	0.7%	0.0%	₹297.17 Cr	7.3%
Franklin India Ultra Short Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹297.17 Cr	7.8%
Invesco India Ultra Short Term Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹1198.92 Cr	7.7%
Motilal Oswal Ultra Short Term Fund Regular Growth Low to Moderate Risk	1.0%	0.0%	₹600.31 Cr	5.7%
Motilal Oswal Ultra Short Term Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹600.31 Cr	6.5%
ITI Ultra Short Duration Fund Regular Growth Low to Moderate Risk	0.9%	0.0%	₹170.38 Cr	6.5%
ITI Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹170.38 Cr	7.3%
Sundaram Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹2225.47 Cr	7.7%
Nippon India Ultra Short Duration Fund Direct Growth Moderate Risk	0.4%	0.0%	₹10856.49 Cr	7.9%
Kotak Savings Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹15667.19 Cr	7.6%
Tata Ultra Short Term Fund Direct Growth Moderate Risk	0.3%	0.0%	₹4907.76 Cr	7.9%
Tata Ultra Short Term Fund Regular Growth Moderate Risk	1.1%	0.0%	₹4907.76 Cr	7.0%
ICICI Prudential Ultra Short Term Fund Regular Growth Moderate Risk	0.8%	0.0%	₹17076.56 Cr	7.4%
Nippon India Ultra Short Duration Fund Segregated Portfolio 1 Direct Growth Moderate Risk	0.4%	0.0%	-	195.1%
Nippon India Ultra Short Duration Fund Segregated Portfolio 1 Regular Growth Moderate Risk	1.2%	0.0%	-	195.1%
WhiteOak Capital Ultra Short Term Fund Regular Growth Low to Moderate Risk	1.0%	0.0%	₹555.21 Cr	6.8%
WhiteOak Capital Ultra Short Term Fund Direct Growth Low to Moderate Risk	0.5%	0.0%	₹555.21 Cr	7.4%
DSP Ultra Short Fund Regular Growth Low to Moderate Risk	1.0%	0.0%	₹3772.40 Cr	7.1%
Mirae Asset Ultra Short Duration Fund Regular Growth Low to Moderate Risk	0.4%	0.0%	₹1715.24 Cr	7.5%
Mirae Asset Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹1715.24 Cr	7.8%
UTI Ultra Short Term Fund Direct Growth Moderate Risk	0.3%	0.0%	₹4337.24 Cr	7.7%
Aditya Birla Sun Life Savings Fund Direct Growth Moderate Risk	0.3%	0.0%	₹21521.30 Cr	8.1%
Bank of India Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹196.23 Cr	7.3%
SBI Magnum Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹16317.58 Cr	7.5%
HSBC Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹2924.03 Cr	7.6%
HSBC Ultra Short Duration Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹2924.03 Cr	7.3%
Bandhan Ultra Short Term Fund Regular Growth Low to Moderate Risk	0.5%	0.0%	₹4216.54 Cr	7.3%
Bandhan Ultra Short Term Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹4216.54 Cr	7.5%
ICICI Prudential Ultra Short Term Fund Direct Growth Moderate Risk	0.4%	0.0%	₹17076.56 Cr	7.8%
Canara Robeco Ultra Short Term Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹667.00 Cr	7.5%
DSP Ultra Short Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹3772.40 Cr	7.8%
PGIM India Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹202.36 Cr	7.5%
Axis Ultra Short Term Fund Regular Growth Moderate Risk	1.2%	0.0%	₹6763.84 Cr	7.0%
Axis Ultra Short Term Fund Direct Growth Moderate Risk	0.4%	0.0%	₹6763.84 Cr	7.8%
Sundaram Ultra Short Duration Fund Regular Growth Low to Moderate Risk	1.5%	0.0%	₹2225.47 Cr	6.3%
Aditya Birla Sun Life Savings Fund Regular Growth Moderate Risk	0.5%	0.0%	₹21521.30 Cr	7.9%
Kotak Savings Fund Regular Growth Low to Moderate Risk	0.8%	0.0%	₹15667.19 Cr	7.1%
Invesco India Ultra Short Term Fund Regular Growth Low to Moderate Risk	0.7%	0.0%	₹1198.92 Cr	7.3%
SBI Magnum Ultra Short Duration Fund Regular Growth Low to Moderate Risk	0.6%	0.0%	₹16317.58 Cr	7.3%
Bank of India Ultra Short Duration Fund Regular Growth Low to Moderate Risk	0.8%	0.0%	₹196.23 Cr	6.8%
HDFC Ultra Short Term Fund Regular Growth Low to Moderate Risk	0.7%	0.0%	₹17328.44 Cr	7.3%
HDFC Ultra Short Term Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹17328.44 Cr	7.7%
Mahindra Manulife Ultra Short Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹258.65 Cr	7.6%
Mahindra Manulife Ultra Short Duration Fund Regular Growth Moderate Risk	0.7%	0.0%	₹258.65 Cr	7.2%
Nippon India Ultra Short Duration Fund Regular Growth Moderate Risk	1.1%	0.0%	₹10856.49 Cr	7.1%
UTI Ultra Short Term Fund Regular Growth Moderate Risk	1.0%	0.0%	₹4337.24 Cr	7.0%
LIC MF Ultra Short Duration Fund Regular Growth Low to Moderate Risk	0.9%	0.0%	₹257.79 Cr	6.8%
LIC MF Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹257.79 Cr	7.6%
Baroda BNP Paribas Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹1614.95 Cr	7.6%
Baroda BNP Paribas Ultra Short Duration Fund Regular Growth Low to Moderate Risk	0.5%	0.0%	₹1614.95 Cr	7.4%

About the AMC

Kotak Mahindra Mutual Fund

+91 22 61152100

https://www.kotakmf.com/

Total AUM

₹5,79,182 Cr

Address

2nd Floor, 12-BKC, Plot No C-12, Mumbai, 400 051

Other Funds by Kotak Mahindra Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Kotak Active Momentum Fund Direct Growth Low Risk	-	0.0%	₹1389.52 Cr	-
Kotak Nifty Alpha 50 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹7.72 Cr	-
Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund Direct Growth Moderate Risk	0.1%	0.0%	₹407.54 Cr	-
Kotak Nifty 200 Quality 30 Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹12.24 Cr	-
Kotak Nifty Top 10 Equal Weight Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹19.44 Cr	-
Kotak Energy Opportunities Fund Direct Growth Very High Risk	0.9%	1.0%	₹208.17 Cr	-
Kotak Nifty Midcap 150 Index Fund Regular Growth Very High Risk	0.1%	0.0%	₹8.97 Cr	-
Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹547.84 Cr	-
Kotak Nifty Commodities Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹27.18 Cr	-
Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹26.90 Cr	-
Kotak BSE Sensex Index Fund Direct Growth Very High Risk	0.1%	0.0%	₹12.21 Cr	-
Kotak Nifty Smallcap 250 Index Fund Direct Growth Very High Risk	0.1%	0.0%	₹32.52 Cr	-
Kotak Nifty 100 Equal Weight Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹19.40 Cr	-
Kotak Nifty 50 Equal Weight Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹19.90 Cr	-
Kotak Transportation & Logistics Fund Direct Growth Very High Risk	0.8%	0.0%	₹489.23 Cr	-
Kotak MNC Fund Direct Growth Very High Risk	0.6%	0.0%	₹2182.89 Cr	-
Kotak Nifty Midcap 150 Momentum 50 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹251.82 Cr	-
Kotak Nifty India Tourism Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹31.82 Cr	0.2%
Kotak Crisil-IBX AAA Financial Services Index - Sep 2027 Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹443.51 Cr	-
Kotak Nifty Midcap 50 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹57.05 Cr	-2.1%
Kotak BSE PSU Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹74.79 Cr	-6.2%
Kotak Special Opportunities Fund Direct Growth Very High Risk	0.7%	0.0%	₹1886.23 Cr	-6.4%
Kotak Nifty 100 Low Volatility 30 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹120.60 Cr	-2.0%
Kotak Fixed Maturity Plan Series 330 - 98 Days Direct Growth Low Risk	-	0.0%	-	-
Kotak Nifty AAA Bond Jun 2025 HTM Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹102.05 Cr	7.5%
Kotak Fixed Maturity Plan Series 329 - 90 Days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Long Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹150.30 Cr	3.4%
Kotak Technology Fund Direct Growth Very High Risk	0.9%	0.0%	₹590.28 Cr	-7.4%
Kotak Fixed Maturity Plan Series 328 - 90 Days Direct Growth Moderate Risk	-	0.0%	₹144.91 Cr	-
Kotak FMP Series 327 Direct Growth Moderately High risk	-	0.0%	₹206.03 Cr	-
Kotak FMP Series 326 - 175 Days Direct Growth Moderate Risk	-	-	-	-
Kotak FMP Series 325 - 90 Days Direct Growth Moderate Risk	-	0.0%	-	-
Kotak FMP Series 324 - 109 Days Direct Growth Moderately High risk	-	0.0%	-	-
Kotak Healthcare Fund Direct Growth Very High Risk	0.8%	0.0%	₹466.92 Cr	0.1%
Kotak FMP Series 323 Direct Growth Low Risk	-	0.0%	-	-
Kotak Consumption Fund Direct Growth Very High Risk	0.6%	0.0%	₹1488.23 Cr	0.8%
Kotak Nifty G-Sec July 2033 Index Fund Direct Growth Moderate Risk	0.1%	0.0%	₹20.65 Cr	8.4%
Kotak Multi Asset Allocation Fund Direct Growth High Risk	0.4%	1.0%	₹8373.72 Cr	7.4%
Kotak S&P BSE Housing Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹17.63 Cr	-5.2%
Kotak Fixed Maturity Plan 1174 Days Series 268 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 308 - 1125 Days Direct Growth Moderately High risk	-	0.0%	₹94.00 Cr	8.6%
Kotak Yearly Interval Plan Series 1 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Fixed Maturity Plan 1355 Days Series 286 Direct Growth Low to Moderate Risk	-	-	-	-
Kotak FMP Series 304 Direct Growth Moderate Risk	-	-	₹109.38 Cr	8.4%
Kotak Fixed Maturity Plan Series 262 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 291 - 1826 Days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Fixed Maturity Plan Series 264 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 310 - 1131 Days Direct Growth Low to Moderate Risk	-	0.0%	₹125.59 Cr	7.4%
Kotak FMP Series 306 Direct Growth Moderate Risk	-	0.0%	-	-
Kotak Quarterly Interval Series 12 Direct Growth Low to Moderate Risk	-	0.0%	-	-

Risk Level

Your principal amount will be at Low to Moderate Risk

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Still got questions?
We're here to help.

What is the current NAV of Kotak Savings Fund Direct Growth?

The NAV of Kotak Savings Fund Direct Growth, as of 12-Sep-2025, is ₹45.50.

What are the returns of Kotak Savings Fund Direct Growth?

The fund has generated 7.63% over the last 1 year and 7.38% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Kotak Savings Fund Direct Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 44.65% in bonds, and 55.06% in cash and cash equivalents.

Who manages the Kotak Savings Fund Direct Growth?

The fund managers responsible for Kotak Savings Fund Direct Growth are:-

Deepak Agrawal
Manu Sharma

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹15,667 Cr

Expense Ratio

0.37%

ISIN

INF174K01JP2

Minimum SIP

₹100

Exit Load

No Charges

Inception Date

01 Jan 2013

Risk Level

Your principal amount will be at Low to Moderate Risk