WhiteOak Capital Ultra Short Term Fund Direct Growth

Fund Overview

Fund Size

₹550 Cr

Expense Ratio

0.50%

ISIN

INF03VN01209

Minimum SIP

₹500

Exit Load

No Charges

Inception Date

06 Jun 2019

About this fund

WhiteOak Capital Ultra Short Term Fund Direct Growth is a Ultra Short Duration mutual fund schemes offered by WhiteOak Capital Mutual Fund. This fund has been in existence for 6 years, 8 months and 7 days, having been launched on 06-Jun-19.
As of 12-Feb-26, it has a Net Asset Value (NAV) of ₹1460.41, Assets Under Management (AUM) of 550.34 Crores, and an expense ratio of 0.5%.

WhiteOak Capital Ultra Short Term Fund Direct Growth has given a CAGR return of 5.83% since inception.
The fund's asset allocation comprises around 0.00% in equities, 69.41% in debts, and 30.31% in cash & cash equivalents.
You can start investing in WhiteOak Capital Ultra Short Term Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+6.65%

+6.43% (Cat Avg.)

3 Years

+7.09%

+6.77% (Cat Avg.)

5 Years

+6.00%

+5.79% (Cat Avg.)

Since Inception

+5.83%

— (Cat Avg.)

Portfolio Summaryas of 31st January 2026

Debt	₹381.99 Cr	69.41%
Others	₹168.35 Cr	30.59%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹49.96 Cr	9.08%
Bajaj Housing Finance Limited	Bond - Corporate Bond	₹48 Cr	8.72%
Rural Electrification Corporation Limited	Bond - Corporate Bond	₹47.98 Cr	8.72%
Power Finance Corporation Limited	Bond - Corporate Bond	₹45.01 Cr	8.18%
Clearing Corporation Of India Ltd	Cash - Repurchase Agreement	₹42.02 Cr	7.63%
Muthoot Finance Limited	Bond - Corporate Bond	₹25.3 Cr	4.60%
Hdb Financial Services Limited	Bond - Corporate Bond	₹25 Cr	4.54%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹24.97 Cr	4.54%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹24.97 Cr	4.54%
Aditya Birla Capital Limited	Bond - Corporate Bond	₹24.83 Cr	4.51%
Canara Bank	Cash - CD/Time Deposit	₹24.41 Cr	4.44%
Union Bank of India	Bond - Gov't Agency Debt	₹24.37 Cr	4.43%
Axis Bank Limited	Cash - CD/Time Deposit	₹24.36 Cr	4.43%
Kotak Mahindra Bank Ltd.	Bond - Corporate Bond	₹24.01 Cr	4.36%
Godrej Industries Limited	Bond - Corporate Bond	₹23.03 Cr	4.18%
19/02/2026 Maturing 182 DTB	Bond - Gov't/Treasury	₹19.95 Cr	3.63%
Bank of Baroda	Bond - Corporate Bond	₹19.56 Cr	3.55%
HDFC Bank Limited	Cash - CD/Time Deposit	₹14.38 Cr	2.61%
Net Receivables / (Payables)	Cash - Collateral	₹12.22 Cr	2.22%
Canara Bank	Cash - CD/Time Deposit	₹2.98 Cr	0.54%
Corporate Debt Market Development Fund #	Mutual Fund - Open End	₹1.54 Cr	0.28%
Union Bank of India	Bond - Gov't Agency Debt	₹1.49 Cr	0.27%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Bond - Corporate Bond	₹382.62 Cr	69.52%
Cash - CD/Time Deposit	₹66.13 Cr	12.02%
Cash - Repurchase Agreement	₹42.02 Cr	7.63%
Bond - Gov't Agency Debt	₹25.86 Cr	4.70%
Bond - Gov't/Treasury	₹19.95 Cr	3.63%
Cash - Collateral	₹12.22 Cr	2.22%
Mutual Fund - Open End	₹1.54 Cr	0.28%
Bond - Short-term Government Bills	₹0 Cr	-

Risk & Performance Ratios

Fund Managers

Piyush Baranwal

Since June 2019

Additional Scheme Detailsas of 31st January 2026

ISIN

INF03VN01209

Expense Ratio

0.50%

Exit Load

No Charges

Fund Size

₹550 Cr

Age

6 years 8 months

Lumpsum Minimum

₹500

Fund Status

Open Ended Investment Company

Benchmark

CRISIL Ultra Short Duration Debt TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Ultra Short Duration Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Franklin India Ultra Short Duration Fund Regular Growth Moderate Risk	0.7%	0.0%	₹325.67 Cr	6.9%
Franklin India Ultra Short Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹325.67 Cr	7.3%
Invesco India Ultra Short Term Fund Direct Growth Moderate Risk	0.2%	0.0%	₹1314.75 Cr	7.1%
Motilal Oswal Ultra Short Term Fund Regular Growth Low to Moderate Risk	1.0%	0.0%	₹500.02 Cr	5.2%
Motilal Oswal Ultra Short Term Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹500.02 Cr	6.1%
ITI Ultra Short Duration Fund Regular Growth Low to Moderate Risk	0.9%	0.0%	₹150.19 Cr	6.0%
ITI Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹150.19 Cr	6.8%
Sundaram Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹1838.47 Cr	7.0%
Nippon India Ultra Short Duration Fund Direct Growth Moderate Risk	0.4%	0.0%	₹10488.47 Cr	7.4%
Kotak Savings Fund Direct Growth Moderate Risk	0.4%	0.0%	₹14243.17 Cr	7.2%
Tata Ultra Short Term Fund Direct Growth Moderate Risk	0.3%	0.0%	₹4549.39 Cr	7.2%
Tata Ultra Short Term Fund Regular Growth Moderate Risk	1.1%	0.0%	₹4549.39 Cr	6.3%
ICICI Prudential Ultra Short Term Fund Regular Growth Moderate Risk	0.8%	0.0%	₹17808.13 Cr	6.9%
Nippon India Ultra Short Duration Fund Segregated Portfolio 1 Direct Growth Moderate Risk	0.4%	0.0%	-	195.1%
Nippon India Ultra Short Duration Fund Segregated Portfolio 1 Regular Growth Moderate Risk	1.2%	0.0%	-	195.1%
WhiteOak Capital Ultra Short Term Fund Regular Growth Low to Moderate Risk	1.0%	0.0%	₹550.34 Cr	6.1%
WhiteOak Capital Ultra Short Term Fund Direct Growth Low to Moderate Risk	0.5%	0.0%	₹550.34 Cr	6.6%
DSP Ultra Short Fund Regular Growth Moderate Risk	1.0%	0.0%	₹3971.51 Cr	6.4%
Mirae Asset Ultra Short Duration Fund Regular Growth Low to Moderate Risk	0.4%	0.0%	₹2067.19 Cr	6.9%
Mirae Asset Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹2067.19 Cr	7.1%
UTI Ultra Short Term Fund Direct Growth Moderate Risk	0.3%	0.0%	₹3879.04 Cr	7.1%
Aditya Birla Sun Life Savings Fund Direct Growth Moderate Risk	0.3%	0.0%	₹23355.80 Cr	7.4%
Bank of India Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹174.45 Cr	6.8%
SBI Magnum Ultra Short Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹14031.67 Cr	7.0%
HSBC Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹3421.78 Cr	7.0%
HSBC Ultra Short Duration Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹3014.42 Cr	6.8%
Bandhan Ultra Short Term Fund Regular Growth Low to Moderate Risk	0.5%	0.0%	₹3566.24 Cr	6.7%
Bandhan Ultra Short Term Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹3566.24 Cr	6.9%
ICICI Prudential Ultra Short Term Fund Direct Growth Moderate Risk	0.4%	0.0%	₹17808.13 Cr	7.3%
Canara Robeco Ultra Short Term Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹470.79 Cr	6.9%
DSP Ultra Short Fund Direct Growth Moderate Risk	0.3%	0.0%	₹3971.51 Cr	7.2%
PGIM India Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.5%	0.0%	₹174.71 Cr	6.8%
Axis Ultra Short Term Fund Regular Growth Moderate Risk	1.2%	0.0%	₹5894.20 Cr	6.4%
Axis Ultra Short Term Fund Direct Growth Moderate Risk	0.4%	0.0%	₹5894.20 Cr	7.3%
Sundaram Ultra Short Duration Fund Regular Growth Low to Moderate Risk	1.4%	0.0%	₹1838.47 Cr	5.7%
Aditya Birla Sun Life Savings Fund Regular Growth Moderate Risk	0.6%	0.0%	₹23355.80 Cr	7.1%
Kotak Savings Fund Regular Growth Moderate Risk	0.8%	0.0%	₹14243.17 Cr	6.7%
Invesco India Ultra Short Term Fund Regular Growth Moderate Risk	0.8%	0.0%	₹1314.75 Cr	6.6%
SBI Magnum Ultra Short Duration Fund Regular Growth Moderate Risk	0.6%	0.0%	₹14031.67 Cr	6.8%
Bank of India Ultra Short Duration Fund Regular Growth Low to Moderate Risk	0.8%	0.0%	₹158.66 Cr	6.2%
HDFC Ultra Short Term Fund Regular Growth Low to Moderate Risk	0.7%	0.0%	₹17235.34 Cr	6.7%
HDFC Ultra Short Term Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹17235.34 Cr	7.0%
Mahindra Manulife Ultra Short Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹216.35 Cr	7.0%
Mahindra Manulife Ultra Short Duration Fund Regular Growth Moderate Risk	0.7%	0.0%	₹216.35 Cr	6.5%
Nippon India Ultra Short Duration Fund Regular Growth Moderate Risk	1.1%	0.0%	₹10488.47 Cr	6.6%
UTI Ultra Short Term Fund Regular Growth Moderate Risk	1.0%	0.0%	₹3879.04 Cr	6.4%
LIC MF Ultra Short Duration Fund Regular Growth Low to Moderate Risk	0.9%	0.0%	₹246.32 Cr	6.2%
LIC MF Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹246.32 Cr	6.9%
Baroda BNP Paribas Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹796.71 Cr	6.9%
Baroda BNP Paribas Ultra Short Duration Fund Regular Growth Low to Moderate Risk	0.5%	0.0%	₹796.71 Cr	6.7%

About the AMC

WhiteOak Capital Mutual Fund

+91 180030003060

https://mf.whiteoakamc.com/

Total AUM

₹31,996 Cr

Address

1&2 Senapati Bapat Marg, Elphinstone Road (West) Mumbai Mumbai City, Mumbai

Other Funds by WhiteOak Capital Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
WhiteOak Capital Consumption Opportunities Fund Direct Growth Very High Risk	-	1.0%	-	-
WhiteOak Capital Equity Savings Fund Direct Growth Moderately High risk	0.6%	0.0%	₹224.90 Cr	-
WhiteOak Capital Quality Equity Fund Direct Growth Very High Risk	0.7%	1.0%	₹638.49 Cr	6.0%
WhiteOak Capital ESG Best-In-Class Strategy Fund Direct Growth Very High Risk	0.6%	1.0%	₹56.57 Cr	10.7%
WhiteOak Capital Digital Bharat Fund Direct Growth Very High Risk	0.7%	1.0%	₹440.04 Cr	4.1%
WhiteOak Capital Arbitrage Fund Direct Growth Low Risk	0.4%	0.0%	₹956.62 Cr	7.1%
WhiteOak Capital Special Opportunities Fund Direct Growth Very High Risk	0.6%	1.0%	₹1385.07 Cr	19.1%
WhiteOak Capital Pharma and Healthcare Fund Direct Growth Very High Risk	0.7%	1.0%	₹491.85 Cr	11.5%
WhiteOak Capital Banking & Financial Services Fund Direct Growth Very High Risk	0.7%	1.0%	₹568.57 Cr	25.7%
WhiteOak Capital Large & Mid Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹2056.98 Cr	19.4%
WhiteOak Capital Balanced Hybrid Fund Direct Growth Very High Risk	0.6%	1.0%	₹268.86 Cr	12.2%
WhiteOak Capital Multi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹2984.94 Cr	17.4%
WhiteOak Capital Large Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹1142.03 Cr	16.6%
WhiteOak Capital Liquid Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹605.70 Cr	6.3%
WhiteOak Capital Ultra Short Term Fund Direct Growth Low to Moderate Risk	0.5%	0.0%	₹550.34 Cr	6.6%
WhiteOak Capital Multi Asset Allocation Fund Direct Growth High Risk	0.4%	1.0%	₹6147.10 Cr	20.7%
WhiteOak Capital Tax Saver Fund Direct Growth Very High Risk	0.7%	0.0%	₹437.94 Cr	13.1%
WhiteOak Capital Mid Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹4467.89 Cr	21.0%
WhiteOak Capital Flexi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹7131.81 Cr	14.9%
WhiteOak Capital Balanced Advantage Fund Direct Growth Very High Risk	0.6%	1.0%	₹2130.44 Cr	12.3%

Risk Level

Your principal amount will be at Low to Moderate Risk

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Still got questions?
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What is the current NAV of WhiteOak Capital Ultra Short Term Fund Direct Growth?

The NAV of WhiteOak Capital Ultra Short Term Fund Direct Growth, as of 12-Feb-2026, is ₹1460.41.

What are the returns of WhiteOak Capital Ultra Short Term Fund Direct Growth?

The fund has generated 6.65% over the last 1 year and 7.09% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of WhiteOak Capital Ultra Short Term Fund Direct Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 69.41% in bonds, and 30.31% in cash and cash equivalents.

Who manages the WhiteOak Capital Ultra Short Term Fund Direct Growth?

The fund managers responsible for WhiteOak Capital Ultra Short Term Fund Direct Growth are:-

Piyush Baranwal

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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WhiteOak Capital Ultra Short Term Fund Direct Growth

Fund Overview