WhiteOak Capital Ultra Short Term Fund Direct Growth
DebtUltra Short DurationLow to Moderate Risk
Direct
NAV (12-Aug-25)
Returns (Since Inception)
Fund Overview
Fund Size
₹521 Cr
Expense Ratio
0.47%
ISIN
INF03VN01209
Minimum SIP
₹500
Exit Load
No Charges
Inception Date
06 Jun 2019
About this fund
As of 12-Aug-25, it has a Net Asset Value (NAV) of ₹1421.04, Assets Under Management (AUM) of 520.53 Crores, and an expense ratio of 0.47%.
- WhiteOak Capital Ultra Short Term Fund Direct Growth has given a CAGR return of 5.85% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 48.45% in debts, and 51.30% in cash & cash equivalents.
- You can start investing in WhiteOak Capital Ultra Short Term Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.50%
+7.21% (Cat Avg.)
3 Years
+7.15%
+6.78% (Cat Avg.)
5 Years
+6.02%
+5.57% (Cat Avg.)
Since Inception
+5.85%
— (Cat Avg.)
Portfolio Summaryas of 15th July 2025
| Debt | ₹252.19 Cr | 48.45% |
| Others | ₹268.35 Cr | 51.55% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Clearing Corporation Of India Ltd | Cash - Repurchase Agreement | ₹69.77 Cr | 13.40% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹25.24 Cr | 4.85% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹25.12 Cr | 4.83% |
| Larsen And Toubro Limited | Bond - Corporate Bond | ₹25.09 Cr | 4.82% |
| Titan Company Limited | Bond - Corporate Bond | ₹25.08 Cr | 4.82% |
| Cholamandalam Investment And Finance Company Limited | Bond - Corporate Bond | ₹25.07 Cr | 4.82% |
| Rec Limited | Bond - Corporate Bond | ₹24.95 Cr | 4.79% |
| Aditya Birla Capital Limited | Bond - Corporate Bond | ₹24.93 Cr | 4.79% |
| Axis Bank Ltd. | Cash - CD/Time Deposit | ₹24.59 Cr | 4.72% |
| Indian Bank | Cash - CD/Time Deposit | ₹24.5 Cr | 4.71% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹24.48 Cr | 4.70% |
| Canara Bank | Cash - CD/Time Deposit | ₹24.47 Cr | 4.70% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹24.25 Cr | 4.66% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹23.32 Cr | 4.48% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹23.22 Cr | 4.46% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹20.07 Cr | 3.86% |
| Export-Import Bank Of India | Cash - Commercial Paper | ₹18.67 Cr | 3.59% |
| Canara Bank | Cash - CD/Time Deposit | ₹16.66 Cr | 3.20% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹11.36 Cr | 2.18% |
| Shriram Finance Limited | Bond - Corporate Bond | ₹10.11 Cr | 1.94% |
| Indian Oil Corporation Limited | Cash - Commercial Paper | ₹8.95 Cr | 1.72% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹6.96 Cr | 1.34% |
| Net Receivables / (Payables) | Cash - Collateral | ₹-6.52 Cr | 1.25% |
| 364 DTB 15082025 | Bond - Gov't/Treasury | ₹4.99 Cr | 0.96% |
| 91 Days Tbill (Md 28/08/2025) | Bond - Gov't/Treasury | ₹4.97 Cr | 0.95% |
| India (Republic of) | Bond - Short-term Government Bills | ₹4.94 Cr | 0.95% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹1.99 Cr | 0.38% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹1.99 Cr | 0.38% |
| Corporate Debt Market Development Fund # | Mutual Fund - Open End | ₹1.34 Cr | 0.26% |
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Corporate Bond | ₹252.19 Cr | 48.45% |
| Cash - CD/Time Deposit | ₹140.93 Cr | 27.07% |
| Cash - Repurchase Agreement | ₹69.77 Cr | 13.40% |
| Cash - Commercial Paper | ₹47.93 Cr | 9.21% |
| Bond - Gov't/Treasury | ₹9.96 Cr | 1.91% |
| Cash - Collateral | ₹-6.52 Cr | 1.25% |
| Bond - Short-term Government Bills | ₹4.94 Cr | 0.95% |
| Mutual Fund - Open End | ₹1.34 Cr | 0.26% |
Risk & Performance Ratios
Standard Deviation
This fund
0.26%
Cat. avg.
0.48%
Lower the better
Sharpe Ratio
This fund
1.71
Cat. avg.
0.47
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
2.66
Higher the better
Fund Managers
Piyush Baranwal
Since June 2019
Additional Scheme Detailsas of 15th July 2025
ISIN INF03VN01209 | Expense Ratio 0.47% | Exit Load No Charges | Fund Size ₹521 Cr | Age 6 years 2 months | Lumpsum Minimum ₹500 | Fund Status Open Ended Investment Company | Benchmark CRISIL Ultra Short Duration Debt TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Ultra Short Duration Funds
About the AMC
WhiteOak Capital Mutual Fund
Total AUM
₹19,779 Cr
Address
1&2 Senapati Bapat Marg, Elphinstone Road (West) Mumbai Mumbai City, Mumbai
Other Funds by WhiteOak Capital Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
Take control of your wealth
Related Articles
Still got questions?
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What is the current NAV of WhiteOak Capital Ultra Short Term Fund Direct Growth?
What are the returns of WhiteOak Capital Ultra Short Term Fund Direct Growth?
What is the portfolio composition of WhiteOak Capital Ultra Short Term Fund Direct Growth?
Who manages the WhiteOak Capital Ultra Short Term Fund Direct Growth?
- Piyush Baranwal
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Compare your portfolio's performance with benchmarks
Identify potential risks in your portfolio and learn to fix them
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WhiteOak Capital Ultra Short Term Fund Direct Growth
DebtUltra Short DurationLow to Moderate Risk
Direct
NAV (12-Aug-25)
Returns (Since Inception)
Fund Overview
Fund Size
₹521 Cr
Expense Ratio
0.47%
ISIN
INF03VN01209
Minimum SIP
₹500
Exit Load
No Charges
Inception Date
06 Jun 2019
Risk Level
Your principal amount will be at Low to Moderate Risk
About this fund
As of 12-Aug-25, it has a Net Asset Value (NAV) of ₹1421.04, Assets Under Management (AUM) of 520.53 Crores, and an expense ratio of 0.47%.
- WhiteOak Capital Ultra Short Term Fund Direct Growth has given a CAGR return of 5.85% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 48.45% in debts, and 51.30% in cash & cash equivalents.
- You can start investing in WhiteOak Capital Ultra Short Term Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.50%
+7.21% (Cat Avg.)
3 Years
+7.15%
+6.78% (Cat Avg.)
5 Years
+6.02%
+5.57% (Cat Avg.)
Since Inception
+5.85%
— (Cat Avg.)
Portfolio Summaryas of 15th July 2025
| Debt | ₹252.19 Cr | 48.45% |
| Others | ₹268.35 Cr | 51.55% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| Clearing Corporation Of India Ltd | Cash - Repurchase Agreement | ₹69.77 Cr | 13.40% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹25.24 Cr | 4.85% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹25.12 Cr | 4.83% |
| Larsen And Toubro Limited | Bond - Corporate Bond | ₹25.09 Cr | 4.82% |
| Titan Company Limited | Bond - Corporate Bond | ₹25.08 Cr | 4.82% |
| Cholamandalam Investment And Finance Company Limited | Bond - Corporate Bond | ₹25.07 Cr | 4.82% |
| Rec Limited | Bond - Corporate Bond | ₹24.95 Cr | 4.79% |
| Aditya Birla Capital Limited | Bond - Corporate Bond | ₹24.93 Cr | 4.79% |
| Axis Bank Ltd. | Cash - CD/Time Deposit | ₹24.59 Cr | 4.72% |
| Indian Bank | Cash - CD/Time Deposit | ₹24.5 Cr | 4.71% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹24.48 Cr | 4.70% |
| Canara Bank | Cash - CD/Time Deposit | ₹24.47 Cr | 4.70% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹24.25 Cr | 4.66% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹23.32 Cr | 4.48% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹23.22 Cr | 4.46% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹20.07 Cr | 3.86% |
| Export-Import Bank Of India | Cash - Commercial Paper | ₹18.67 Cr | 3.59% |
| Canara Bank | Cash - CD/Time Deposit | ₹16.66 Cr | 3.20% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹11.36 Cr | 2.18% |
| Shriram Finance Limited | Bond - Corporate Bond | ₹10.11 Cr | 1.94% |
| Indian Oil Corporation Limited | Cash - Commercial Paper | ₹8.95 Cr | 1.72% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹6.96 Cr | 1.34% |
| Net Receivables / (Payables) | Cash - Collateral | ₹-6.52 Cr | 1.25% |
| 364 DTB 15082025 | Bond - Gov't/Treasury | ₹4.99 Cr | 0.96% |
| 91 Days Tbill (Md 28/08/2025) | Bond - Gov't/Treasury | ₹4.97 Cr | 0.95% |
| India (Republic of) | Bond - Short-term Government Bills | ₹4.94 Cr | 0.95% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹1.99 Cr | 0.38% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹1.99 Cr | 0.38% |
| Corporate Debt Market Development Fund # | Mutual Fund - Open End | ₹1.34 Cr | 0.26% |
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Corporate Bond | ₹252.19 Cr | 48.45% |
| Cash - CD/Time Deposit | ₹140.93 Cr | 27.07% |
| Cash - Repurchase Agreement | ₹69.77 Cr | 13.40% |
| Cash - Commercial Paper | ₹47.93 Cr | 9.21% |
| Bond - Gov't/Treasury | ₹9.96 Cr | 1.91% |
| Cash - Collateral | ₹-6.52 Cr | 1.25% |
| Bond - Short-term Government Bills | ₹4.94 Cr | 0.95% |
| Mutual Fund - Open End | ₹1.34 Cr | 0.26% |
Risk & Performance Ratios
Standard Deviation
This fund
0.26%
Cat. avg.
0.48%
Lower the better
Sharpe Ratio
This fund
1.71
Cat. avg.
0.47
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
2.66
Higher the better
Fund Managers
Piyush Baranwal
Since June 2019
Additional Scheme Detailsas of 15th July 2025
ISIN INF03VN01209 | Expense Ratio 0.47% | Exit Load No Charges | Fund Size ₹521 Cr | Age 6 years 2 months | Lumpsum Minimum ₹500 | Fund Status Open Ended Investment Company | Benchmark CRISIL Ultra Short Duration Debt TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Ultra Short Duration Funds
About the AMC
WhiteOak Capital Mutual Fund
Total AUM
₹19,779 Cr
Address
1&2 Senapati Bapat Marg, Elphinstone Road (West) Mumbai Mumbai City, Mumbai
Other Funds by WhiteOak Capital Mutual Fund
Related Articles
Still got questions?
We're here to help.
What is the current NAV of WhiteOak Capital Ultra Short Term Fund Direct Growth?
What are the returns of WhiteOak Capital Ultra Short Term Fund Direct Growth?
What is the portfolio composition of WhiteOak Capital Ultra Short Term Fund Direct Growth?
Who manages the WhiteOak Capital Ultra Short Term Fund Direct Growth?
- Piyush Baranwal
Track & Analyse all your investments in one place
Compare your portfolio's performance with benchmarks
Identify potential risks in your portfolio and learn to fix them
Track all your family's investments in one place
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