Fund Overview
Fund Size
₹12,189 Cr
Expense Ratio
1.86%
ISIN
INF789F01976
Minimum SIP
₹100
Exit Load
1.00%
Inception Date
15 Oct 1986
About this fund
As of 16-Sep-26, it has a Net Asset Value (NAV) of ₹257.53, Assets Under Management (AUM) of 12189.10 Crores, and an expense ratio of 1.86%.
- UTI Master Share Unit Scheme Regular Growth has given a CAGR return of 14.80% since inception.
- The fund's asset allocation comprises around 97.61% in equities, 0.41% in debts, and 1.97% in cash & cash equivalents.
- You can start investing in UTI Master Share Unit Scheme Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
-7.24%
— (Cat Avg.)
3 Years
+5.42%
+7.92% (Cat Avg.)
5 Years
+5.45%
+7.81% (Cat Avg.)
10 Years
+10.27%
+11.17% (Cat Avg.)
Since Inception
+14.80%
— (Cat Avg.)
Portfolio Summaryas of 31st August 2026
| Equity | ₹11,898.29 Cr | 97.61% |
| Debt | ₹50.45 Cr | 0.41% |
| Others | ₹240.37 Cr | 1.97% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| ICICI Bank Ltd | Equity | ₹1,130.03 Cr | 9.27% |
| HDFC Bank Ltd | Equity | ₹1,052.96 Cr | 8.64% |
| Reliance Industries Ltd | Equity | ₹612.33 Cr | 5.02% |
| Kotak Mahindra Bank Ltd | Equity | ₹588.5 Cr | 4.83% |
| Bharti Airtel Ltd | Equity | ₹482.25 Cr | 3.96% |
| Larsen & Toubro Ltd | Equity | ₹476.48 Cr | 3.91% |
| Infosys Ltd | Equity | ₹425.86 Cr | 3.49% |
| Eternal Ltd | Equity | ₹425.78 Cr | 3.49% |
| Bajaj Finance Ltd | Equity | ₹418.38 Cr | 3.43% |
| Axis Bank Ltd | Equity | ₹380.31 Cr | 3.12% |
| UltraTech Cement Ltd | Equity | ₹241.95 Cr | 1.98% |
| Net Current Assets | Cash | ₹240.27 Cr | 1.97% |
| LTM Ltd | Equity | ₹225.71 Cr | 1.85% |
| State Bank of India | Equity | ₹218.73 Cr | 1.79% |
| Maruti Suzuki India Ltd | Equity | ₹197.09 Cr | 1.62% |
| Hindustan Aeronautics Ltd Ordinary Shares | Equity | ₹181.72 Cr | 1.49% |
| Mahindra & Mahindra Ltd | Equity | ₹181.4 Cr | 1.49% |
| Tata Consultancy Services Ltd | Equity | ₹178.65 Cr | 1.47% |
| Titan Co Ltd | Equity | ₹167.88 Cr | 1.38% |
| HDFC Life Insurance Co Ltd | Equity | ₹154.33 Cr | 1.27% |
| Tata Consumer Products Ltd | Equity | ₹148.58 Cr | 1.22% |
| Hyundai Motor India Ltd | Equity | ₹140.46 Cr | 1.15% |
| Trent Ltd | Equity | ₹132.1 Cr | 1.08% |
| Jindal Stainless Ltd | Equity | ₹129.55 Cr | 1.06% |
| Max Healthcare Institute Ltd Ordinary Shares | Equity | ₹126.82 Cr | 1.04% |
| PB Fintech Ltd | Equity | ₹126.32 Cr | 1.04% |
| Tech Mahindra Ltd | Equity | ₹126.27 Cr | 1.04% |
| Info Edge (India) Ltd | Equity | ₹125.72 Cr | 1.03% |
| Jubilant Foodworks Ltd | Equity | ₹125.53 Cr | 1.03% |
| JSW Steel Ltd | Equity | ₹125.24 Cr | 1.03% |
| Tata Motors Passenger Vehicles Ltd | Equity | ₹125.22 Cr | 1.03% |
| IndusInd Bank Ltd | Equity | ₹124.03 Cr | 1.02% |
| ITC Ltd | Equity | ₹123.47 Cr | 1.01% |
| Oil & Natural Gas Corp Ltd | Equity | ₹121.32 Cr | 1.00% |
| SBI Life Insurance Co Ltd | Equity | ₹120.52 Cr | 0.99% |
| Mankind Pharma Ltd | Equity | ₹115.49 Cr | 0.95% |
| Balkrishna Industries Ltd | Equity | ₹113.76 Cr | 0.93% |
| Power Grid Corp Of India Ltd | Equity | ₹111 Cr | 0.91% |
| Coal India Ltd | Equity | ₹110.95 Cr | 0.91% |
| Varun Beverages Ltd | Equity | ₹108.16 Cr | 0.89% |
| LG Electronics India Ltd | Equity | ₹106.31 Cr | 0.87% |
| Astral Ltd | Equity | ₹101.78 Cr | 0.84% |
| Tata Motors Ltd | Equity | ₹99.6 Cr | 0.82% |
| Meesho Ltd | Equity | ₹99.44 Cr | 0.82% |
| Vedanta Aluminium Metal Ltd | Equity | ₹94.98 Cr | 0.78% |
| Metropolis Healthcare Ltd | Equity | ₹92.08 Cr | 0.76% |
| Bajaj Auto Ltd | Equity | ₹90.2 Cr | 0.74% |
| DLF Ltd | Equity | ₹89.67 Cr | 0.74% |
| Adani Enterprises Ltd | Equity | ₹83.82 Cr | 0.69% |
| Dixon Technologies (India) Ltd | Equity | ₹79.72 Cr | 0.65% |
| Adani Ports & Special Economic Zone Ltd | Equity | ₹73.39 Cr | 0.60% |
| Bharat Electronics Ltd | Equity | ₹72.3 Cr | 0.59% |
| Avenue Supermarts Ltd | Equity | ₹71.99 Cr | 0.59% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹65.2 Cr | 0.53% |
| MRF Ltd | Equity | ₹60.06 Cr | 0.49% |
| Metro Brands Ltd | Equity | ₹59.82 Cr | 0.49% |
| SRF Ltd | Equity | ₹52.85 Cr | 0.43% |
| 6.75% Govt Stock 2029 | Bond - Gov't/Treasury | ₹50.45 Cr | 0.41% |
| Bharat Petroleum Corp Ltd | Equity | ₹46.12 Cr | 0.38% |
| Persistent Systems Ltd | Equity | ₹44.76 Cr | 0.37% |
| Lupin Ltd | Equity | ₹40.83 Cr | 0.33% |
| Dr Reddy's Laboratories Ltd | Equity | ₹37.7 Cr | 0.31% |
| HCL Technologies Ltd | Equity | ₹28.59 Cr | 0.23% |
| Samvardhana Motherson International Ltd | Equity | ₹27.34 Cr | 0.22% |
| InterGlobe Aviation Ltd | Equity | ₹26.1 Cr | 0.21% |
| Tata Capital Ltd | Equity | ₹18.92 Cr | 0.16% |
| Polycab India Ltd | Equity | ₹9.93 Cr | 0.08% |
| Vedanta Oil and Gas Ltd | Equity | ₹3.94 Cr | 0.03% |
| Short Term Deposits - | Cash - Collateral | ₹0.1 Cr | 0.00% |
Allocation By Market Cap (Equity)
Large Cap Stocks
83.12%
Mid Cap Stocks
12.18%
Small Cap Stocks
2.31%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹4,333.04 Cr | 35.55% |
| Consumer Cyclical | ₹2,045.69 Cr | 16.78% |
| Technology | ₹1,215.87 Cr | 9.98% |
| Industrials | ₹994.55 Cr | 8.16% |
| Energy | ₹974.53 Cr | 8.00% |
| Communication Services | ₹607.97 Cr | 4.99% |
| Basic Materials | ₹595.66 Cr | 4.89% |
| Healthcare | ₹478.11 Cr | 3.92% |
| Consumer Defensive | ₹452.2 Cr | 3.71% |
| Utilities | ₹111 Cr | 0.91% |
| Real Estate | ₹89.67 Cr | 0.74% |
Risk & Performance Ratios
Standard Deviation
This fund
13.53%
Cat. avg.
14.69%
Lower the better
Sharpe Ratio
This fund
0.19
Cat. avg.
0.34
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.50
Higher the better
Fund Managers
Karthikraj Lakshmanan
Since September 2022
Additional Scheme Detailsas of 31st August 2026
ISIN INF789F01976 | Expense Ratio 1.86% | Exit Load 1.00% | Fund Size ₹12,189 Cr | Age 39 years 11 months | Lumpsum Minimum ₹100 | Fund Status Open Ended Investment Company | Benchmark BSE 100 India TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
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|---|---|---|---|---|
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About the AMC
UTI Mutual Fund
Total AUM
₹3,66,598 Cr
Address
UTI Towers, Gn Block, Mumbai, 400 051
Other Funds by UTI Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
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- Karthikraj Lakshmanan
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