Fund Overview
Fund Size
₹12,839 Cr
Expense Ratio
0.92%
ISIN
INF789F01US8
Minimum SIP
₹100
Exit Load
1.00%
Inception Date
01 Jan 2013
About this fund
As of 09-Mar-26, it has a Net Asset Value (NAV) of ₹284.60, Assets Under Management (AUM) of 12838.56 Crores, and an expense ratio of 0.92%.
- UTI Master Share Unit Scheme Direct Growth has given a CAGR return of 12.83% since inception.
- The fund's asset allocation comprises around 97.99% in equities, 0.40% in debts, and 1.60% in cash & cash equivalents.
- You can start investing in UTI Master Share Unit Scheme Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+5.05%
+9.75% (Cat Avg.)
3 Years
+12.00%
+14.41% (Cat Avg.)
5 Years
+10.50%
+12.04% (Cat Avg.)
10 Years
+13.07%
+13.49% (Cat Avg.)
Since Inception
+12.83%
— (Cat Avg.)
Portfolio Summaryas of 28th February 2026
| Equity | ₹12,580.76 Cr | 97.99% |
| Debt | ₹51.86 Cr | 0.40% |
| Others | ₹205.94 Cr | 1.60% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| HDFC Bank Ltd | Equity | ₹1,185.77 Cr | 9.37% |
| ICICI Bank Ltd | Equity | ₹1,020.17 Cr | 8.06% |
| Infosys Ltd | Equity | ₹618.22 Cr | 4.88% |
| Reliance Industries Ltd | Equity | ₹609.84 Cr | 4.82% |
| Larsen & Toubro Ltd | Equity | ₹587.87 Cr | 4.64% |
| Kotak Mahindra Bank Ltd | Equity | ₹582.61 Cr | 4.60% |
| Bajaj Finance Ltd | Equity | ₹507.76 Cr | 4.01% |
| Bharti Airtel Ltd | Equity | ₹451.33 Cr | 3.57% |
| Axis Bank Ltd | Equity | ₹379.44 Cr | 3.00% |
| State Bank of India | Equity | ₹307.64 Cr | 2.43% |
| Eternal Ltd | Equity | ₹294.49 Cr | 2.33% |
| Avenue Supermarts Ltd | Equity | ₹267.76 Cr | 2.12% |
| UltraTech Cement Ltd | Equity | ₹213.69 Cr | 1.69% |
| Titan Co Ltd | Equity | ₹209.49 Cr | 1.66% |
| Godrej Consumer Products Ltd | Equity | ₹205.43 Cr | 1.62% |
| Tata Consumer Products Ltd | Equity | ₹204.5 Cr | 1.62% |
| Net Current Assets | Cash | ₹202.96 Cr | 1.60% |
| Tata Consultancy Services Ltd | Equity | ₹196.38 Cr | 1.55% |
| Maruti Suzuki India Ltd | Equity | ₹194.91 Cr | 1.54% |
| Tata Steel Ltd | Equity | ₹190.23 Cr | 1.50% |
| LTIMindtree Ltd | Equity | ₹161.55 Cr | 1.28% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹161.28 Cr | 1.27% |
| Hindustan Aeronautics Ltd Ordinary Shares | Equity | ₹156.3 Cr | 1.23% |
| Tata Motors Passenger Vehicles Ltd | Equity | ₹155.14 Cr | 1.23% |
| Astral Ltd | Equity | ₹154.07 Cr | 1.22% |
| HDFC Life Insurance Co Ltd | Equity | ₹153.1 Cr | 1.21% |
| Asian Paints Ltd | Equity | ₹151.57 Cr | 1.20% |
| ITC Ltd | Equity | ₹151.55 Cr | 1.20% |
| Jindal Stainless Ltd | Equity | ₹143.24 Cr | 1.13% |
| Mahindra & Mahindra Ltd | Equity | ₹142.26 Cr | 1.12% |
| Lupin Ltd | Equity | ₹138.19 Cr | 1.09% |
| Tech Mahindra Ltd | Equity | ₹135 Cr | 1.07% |
| Bajaj Auto Ltd | Equity | ₹133.44 Cr | 1.05% |
| Oil & Natural Gas Corp Ltd | Equity | ₹129.17 Cr | 1.02% |
| Vedanta Ltd | Equity | ₹125.78 Cr | 0.99% |
| IndusInd Bank Ltd | Equity | ₹116.73 Cr | 0.92% |
| Polycab India Ltd | Equity | ₹115.6 Cr | 0.91% |
| Varun Beverages Ltd | Equity | ₹114.98 Cr | 0.91% |
| Info Edge (India) Ltd | Equity | ₹114.22 Cr | 0.90% |
| Metropolis Healthcare Ltd | Equity | ₹112.67 Cr | 0.89% |
| Wipro Ltd | Equity | ₹107.77 Cr | 0.85% |
| Jubilant Foodworks Ltd | Equity | ₹107.52 Cr | 0.85% |
| Havells India Ltd | Equity | ₹106.07 Cr | 0.84% |
| LG Electronics India Ltd | Equity | ₹100.9 Cr | 0.80% |
| Dixon Technologies (India) Ltd | Equity | ₹93.37 Cr | 0.74% |
| Samvardhana Motherson International Ltd | Equity | ₹88.16 Cr | 0.70% |
| InterGlobe Aviation Ltd | Equity | ₹86.08 Cr | 0.68% |
| HDFC Asset Management Co Ltd | Equity | ₹77.24 Cr | 0.61% |
| HCL Technologies Ltd | Equity | ₹70.55 Cr | 0.56% |
| Metro Brands Ltd | Equity | ₹68.73 Cr | 0.54% |
| Coal India Ltd | Equity | ₹65.95 Cr | 0.52% |
| Bharat Petroleum Corp Ltd | Equity | ₹65.29 Cr | 0.52% |
| PB Fintech Ltd | Equity | ₹64.1 Cr | 0.51% |
| Hyundai Motor India Ltd | Equity | ₹61.97 Cr | 0.49% |
| 6.75% Gs 2029 | Bond - Gov't/Treasury | ₹51.13 Cr | 0.40% |
| Sona BLW Precision Forgings Ltd | Equity | ₹51 Cr | 0.40% |
| Tata Motors Ltd | Equity | ₹48.38 Cr | 0.38% |
| Trent Ltd | Equity | ₹41.61 Cr | 0.33% |
| Balkrishna Industries Ltd | Equity | ₹35.04 Cr | 0.28% |
| SRF Ltd | Equity | ₹29.83 Cr | 0.24% |
| Power Grid Corp Of India Ltd | Equity | ₹26.09 Cr | 0.21% |
| NTPC Ltd | Equity | ₹15.02 Cr | 0.12% |
| Clearing Corporation Of India Ltd. Std - Margin | Cash - Repurchase Agreement | ₹0.09 Cr | 0.00% |
Allocation By Market Cap (Equity)
Large Cap Stocks
87.45%
Mid Cap Stocks
8.71%
Small Cap Stocks
1.84%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹4,394.53 Cr | 34.72% |
| Consumer Cyclical | ₹1,632.15 Cr | 12.89% |
| Technology | ₹1,483.75 Cr | 11.72% |
| Industrials | ₹1,235.82 Cr | 9.76% |
| Consumer Defensive | ₹944.21 Cr | 7.46% |
| Energy | ₹870.25 Cr | 6.88% |
| Basic Materials | ₹824.51 Cr | 6.51% |
| Communication Services | ₹565.55 Cr | 4.47% |
| Healthcare | ₹412.14 Cr | 3.26% |
| Utilities | ₹41.11 Cr | 0.32% |
Risk & Performance Ratios
Standard Deviation
This fund
11.10%
Cat. avg.
12.17%
Lower the better
Sharpe Ratio
This fund
0.68
Cat. avg.
0.77
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.27
Higher the better
Fund Managers
Karthikraj Lakshmanan
Since September 2022
Additional Scheme Detailsas of 28th February 2026
ISIN INF789F01US8 | Expense Ratio 0.92% | Exit Load 1.00% | Fund Size ₹12,839 Cr | Age 13 years 2 months | Lumpsum Minimum ₹100 | Fund Status Open Ended Investment Company | Benchmark BSE 100 India TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Large-Cap Funds
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|---|---|---|---|---|
| Quantum Nifty 50 ETF Very High Risk | 0.1% | - | ₹81.80 Cr | 7.6% |
| Parag Parikh Large Cap Fund Direct Growth Very High Risk | - | 0.0% | - | - |
| Parag Parikh Large Cap Fund Regular Growth Very High Risk | - | 0.0% | - | - |
| DSP Nifty Next 50 ETF Very High Risk | 0.2% | - | ₹6.59 Cr | - |
| qsif Equity Ex-Top 100 Long-Short Fund Regular Growth Very High Risk | - | 1.0% | ₹169.82 Cr | - |
| qsif Equity Ex-Top 100 Long-Short Fund Direct Growth Very High Risk | - | 1.0% | ₹169.82 Cr | - |
| Motilal Oswal Nifty 100 ETF Very High Risk | 0.5% | - | ₹9.34 Cr | - |
| Groww Nifty Next 50 ETF Very High Risk | 0.3% | - | ₹7.35 Cr | - |
| Mirae Asset Nifty50 Equal Weight ETF Very High Risk | 0.1% | - | ₹116.42 Cr | - |
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| Samco Large Cap Fund Direct Growth Moderate Risk | 0.7% | 1.0% | ₹119.90 Cr | - |
| ICICI Prudential Nifty 100 ETF Very High Risk | 0.5% | - | ₹151.26 Cr | 7.8% |
| HDFC BSE Sensex ETF Very High Risk | 0.1% | - | ₹543.78 Cr | 5.5% |
| Bajaj Finserv Large Cap Fund Direct Growth Very High Risk | 0.6% | 1.0% | ₹1522.44 Cr | 11.5% |
| Bajaj Finserv Large Cap Fund Regular Growth Very High Risk | 2.1% | 1.0% | ₹1522.44 Cr | 9.9% |
| UTI Nifty 50 ETF Very High Risk | 0.1% | - | ₹68857.60 Cr | 7.7% |
| Zerodha Nifty 100 ETF Very High Risk | 0.3% | - | ₹118.95 Cr | 8.2% |
| Kotak S&P BSE Sensex ETF Very High Risk | 0.2% | - | ₹25.29 Cr | 5.4% |
| HDFC Nifty 100 ETF Very High Risk | 0.3% | - | ₹40.69 Cr | 8.0% |
| HDFC Nifty Next 50 ETF Very High Risk | 0.2% | - | ₹95.16 Cr | 11.0% |
| Motilal Oswal Large Cap Fund Direct Growth Very High Risk | 0.8% | 1.0% | ₹3061.47 Cr | 7.2% |
| Motilal Oswal Large Cap Fund Regular Growth Very High Risk | 1.9% | 1.0% | ₹3061.47 Cr | 5.9% |
| Bajaj Finserv Nifty 50 ETF Very High Risk | 0.1% | - | ₹194.30 Cr | 7.7% |
| Mirae Asset S&P BSE Sensex ETF Very High Risk | 0.1% | - | ₹23.14 Cr | 5.5% |
| Navi Nifty 50 ETF Very High Risk | 0.1% | - | ₹7.16 Cr | - |
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| Kotak India Growth Fund Series IV Regular Growth Very High Risk | 1.3% | 0.0% | ₹132.94 Cr | 48.8% |
| LIC MF Large Cap Fund Direct Growth Very High Risk | 1.1% | 1.0% | ₹1421.53 Cr | 6.2% |
| Mirae Asset Large Cap Fund Direct Growth Very High Risk | 0.5% | 1.0% | ₹40370.92 Cr | 8.2% |
| WhiteOak Capital Large Cap Fund Regular Growth Very High Risk | 2.1% | 1.0% | ₹1142.03 Cr | 8.3% |
| Mahindra Manulife Large Cap Fund Regular Growth Very High Risk | 2.3% | 1.0% | ₹739.65 Cr | 6.4% |
| Mahindra Manulife Large Cap Fund Direct Growth Very High Risk | 0.6% | 1.0% | ₹739.65 Cr | 8.2% |
| SBI Bluechip Fund Direct Growth Very High Risk | 0.8% | 0.0% | ₹54821.33 Cr | 9.4% |
| Bandhan Large Cap Fund Direct Growth Very High Risk | 0.9% | 0.0% | ₹1979.87 Cr | 11.3% |
| Groww Large Cap Fund Direct Growth Very High Risk | 1.3% | 1.0% | ₹129.04 Cr | 11.9% |
| Nippon India Large Cap Fund Direct Growth Very High Risk | 0.7% | 1.0% | ₹50106.61 Cr | 10.3% |
| JM Large Cap Fund Direct Growth Very High Risk | 0.9% | 1.0% | ₹444.32 Cr | 9.1% |
| Invesco India largecap Fund Direct Growth Very High Risk | 0.7% | 0.0% | ₹1666.05 Cr | 9.5% |
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| Aditya Birla Sun Life S&P BSE Sensex ETF Very High Risk | 0.0% | - | ₹285.26 Cr | 5.5% |
| Tata Nifty 50 ETF Very High Risk | 0.1% | - | ₹731.70 Cr | 7.7% |
| WhiteOak Capital Large Cap Fund Direct Growth Very High Risk | 0.6% | 1.0% | ₹1142.03 Cr | 10.1% |
| ICICI Prudential Nifty 50 ETF Very High Risk | 0.0% | - | ₹37152.49 Cr | 7.7% |
| Bandhan Large Cap Fund Regular Growth Very High Risk | 2.0% | 0.0% | ₹1979.87 Cr | 10.0% |
| Nippon India ETF Nifty 100 Very High Risk | 0.5% | - | ₹318.35 Cr | 7.8% |
| SBI Nifty 50 ETF Very High Risk | 0.0% | - | ₹213439.31 Cr | 7.7% |
| ICICI Prudential Nifty 100 ETF Very High Risk | 0.5% | - | ₹105.23 Cr | 22.6% |
| SBI S&P BSE Sensex Next 50 ETF Very High Risk | 0.1% | - | ₹23.72 Cr | 10.3% |
About the AMC
UTI Mutual Fund
Total AUM
₹3,58,747 Cr
Address
UTI Towers, Gn Block, Mumbai, 400 051
Other Funds by UTI Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
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- Karthikraj Lakshmanan
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