UTI Master Share Unit Scheme Direct Growth

Fund Overview

Fund Size

₹12,053 Cr

Expense Ratio

1.17%

ISIN

INF789F01US8

Minimum SIP

₹100

Exit Load

1.00%

Inception Date

01 Jan 2013

About this fund

UTI Master Share Unit Scheme Direct Growth is a Large-Cap mutual fund schemes offered by UTI Mutual Fund. This fund has been in existence for 13 years, 5 months and 6 days, having been launched on 01-Jan-13.
As of 05-Jun-26, it has a Net Asset Value (NAV) of ₹280.34, Assets Under Management (AUM) of 12052.60 Crores, and an expense ratio of 1.17%.

UTI Master Share Unit Scheme Direct Growth has given a CAGR return of 12.46% since inception.
The fund's asset allocation comprises around 97.48% in equities, 0.42% in debts, and 2.10% in cash & cash equivalents.
You can start investing in UTI Master Share Unit Scheme Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

-5.18%

— (Cat Avg.)

3 Years

+9.25%

+11.08% (Cat Avg.)

5 Years

+9.13%

+10.22% (Cat Avg.)

10 Years

+11.91%

+12.04% (Cat Avg.)

Since Inception

+12.46%

— (Cat Avg.)

Portfolio Summaryas of 30th April 2026

Equity	₹11,749.06 Cr	97.48%
Debt	₹50.47 Cr	0.42%
Others	₹253.07 Cr	2.10%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
HDFC Bank Ltd	Equity	₹1,098.23 Cr	9.11%
ICICI Bank Ltd	Equity	₹968.83 Cr	8.04%
Reliance Industries Ltd	Equity	₹686.08 Cr	5.69%
Infosys Ltd	Equity	₹591.51 Cr	4.91%
Kotak Mahindra Bank Ltd	Equity	₹537.85 Cr	4.46%
Larsen & Toubro Ltd	Equity	₹509.47 Cr	4.23%
Bharti Airtel Ltd	Equity	₹502.19 Cr	4.17%
Bajaj Finance Ltd	Equity	₹477.73 Cr	3.96%
Eternal Ltd	Equity	₹326.81 Cr	2.71%
Axis Bank Ltd	Equity	₹302.08 Cr	2.51%
Net Current Assets	Cash	₹252.96 Cr	2.10%
UltraTech Cement Ltd	Equity	₹244.83 Cr	2.03%
Avenue Supermarts Ltd	Equity	₹229.09 Cr	1.90%
Mahindra & Mahindra Ltd	Equity	₹210.24 Cr	1.74%
Hindustan Aeronautics Ltd Ordinary Shares	Equity	₹200.64 Cr	1.66%
Maruti Suzuki India Ltd	Equity	₹196.27 Cr	1.63%
State Bank of India	Equity	₹195.78 Cr	1.62%
Tata Consultancy Services Ltd	Equity	₹184.21 Cr	1.53%
Titan Co Ltd	Equity	₹170.6 Cr	1.42%
HDFC Life Insurance Co Ltd	Equity	₹166.7 Cr	1.38%
Tata Consumer Products Ltd	Equity	₹163.92 Cr	1.36%
Oil & Natural Gas Corp Ltd	Equity	₹156.78 Cr	1.30%
Asian Paints Ltd	Equity	₹155.92 Cr	1.29%
LTM Ltd	Equity	₹154.59 Cr	1.28%
ITC Ltd	Equity	₹152.18 Cr	1.26%
Tech Mahindra Ltd	Equity	₹146.51 Cr	1.22%
Jindal Stainless Ltd	Equity	₹141.59 Cr	1.17%
Tata Motors Passenger Vehicles Ltd	Equity	₹138.47 Cr	1.15%
Adani Ports & Special Economic Zone Ltd	Equity	₹135.6 Cr	1.13%
Bajaj Auto Ltd	Equity	₹133.72 Cr	1.11%
Tata Steel Ltd	Equity	₹133.39 Cr	1.11%
Coal India Ltd	Equity	₹132.96 Cr	1.10%
Varun Beverages Ltd	Equity	₹130.85 Cr	1.09%
Lupin Ltd	Equity	₹113.03 Cr	0.94%
Metropolis Healthcare Ltd	Equity	₹112.8 Cr	0.94%
IndusInd Bank Ltd	Equity	₹111.76 Cr	0.93%
Info Edge (India) Ltd	Equity	₹108.82 Cr	0.90%
Astral Ltd	Equity	₹102.29 Cr	0.85%
LG Electronics India Ltd	Equity	₹101.16 Cr	0.84%
Dixon Technologies (India) Ltd	Equity	₹99.03 Cr	0.82%
Jubilant Foodworks Ltd	Equity	₹98.97 Cr	0.82%
Samvardhana Motherson International Ltd	Equity	₹92.27 Cr	0.77%
PB Fintech Ltd	Equity	₹92.08 Cr	0.76%
DLF Ltd	Equity	₹92.01 Cr	0.76%
Trent Ltd	Equity	₹86.62 Cr	0.72%
SBI Life Insurance Co Ltd	Equity	₹78.41 Cr	0.65%
Metro Brands Ltd	Equity	₹66.54 Cr	0.55%
Hyundai Motor India Ltd	Equity	₹65.65 Cr	0.54%
Dr Reddy's Laboratories Ltd	Equity	₹65.48 Cr	0.54%
HDFC Asset Management Co Ltd	Equity	₹64.08 Cr	0.53%
Polycab India Ltd	Equity	₹62.42 Cr	0.52%
HCL Technologies Ltd	Equity	₹60.9 Cr	0.51%
Sun Pharmaceuticals Industries Ltd	Equity	₹59.4 Cr	0.49%
Godrej Consumer Products Ltd	Equity	₹53.55 Cr	0.44%
6.75% Govt Stock 2029	Bond - Gov't/Treasury	₹50.47 Cr	0.42%
InterGlobe Aviation Ltd	Equity	₹43.32 Cr	0.36%
Balkrishna Industries Ltd	Equity	₹31.76 Cr	0.26%
Bharat Petroleum Corp Ltd	Equity	₹30.72 Cr	0.25%
SRF Ltd	Equity	₹29.32 Cr	0.24%
Sona BLW Precision Forgings Ltd	Equity	₹29.13 Cr	0.24%
Power Grid Corp Of India Ltd	Equity	₹27.81 Cr	0.23%
Wipro Ltd	Equity	₹25.98 Cr	0.22%
Havells India Ltd	Equity	₹18.92 Cr	0.16%
Eq - Malco Energy Ltd.	Equity	₹12.31 Cr	0.10%
Eq - Talwandi Sabo Power Ltd.	Equity	₹12.31 Cr	0.10%
Eq - Vedanta Aluminium Metal Ltd.	Equity	₹12.31 Cr	0.10%
Eq - Vedanta Iron And Steel Ltd.	Equity	₹12.31 Cr	0.10%
Clearing Corporation Of India Ltd. Std - Margin	Cash - Repurchase Agreement	₹0.11 Cr	0.00%

Allocation By Market Cap (Equity)

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹4,093.52 Cr	33.96%
Consumer Cyclical	₹1,647.04 Cr	13.67%
Technology	₹1,363.88 Cr	11.32%
Industrials	₹1,101.98 Cr	9.14%
Energy	₹1,006.54 Cr	8.35%
Consumer Defensive	₹729.58 Cr	6.05%
Basic Materials	₹675.73 Cr	5.61%
Communication Services	₹611 Cr	5.07%
Healthcare	₹350.72 Cr	2.91%
Real Estate	₹92.01 Cr	0.76%
Utilities	₹27.81 Cr	0.23%

Risk & Performance Ratios

Fund Managers

Karthikraj Lakshmanan

Since September 2022

Additional Scheme Detailsas of 30th April 2026

ISIN

INF789F01US8

Expense Ratio

1.17%

Exit Load

1.00%

Fund Size

₹12,053 Cr

Age

13 years 5 months

Lumpsum Minimum

₹100

Fund Status

Open Ended Investment Company

Benchmark

BSE 100 India TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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Parag Parikh Large Cap Fund Direct Growth Very High Risk	0.1%	0.0%	₹702.24 Cr	-
Parag Parikh Large Cap Fund Regular Growth Very High Risk	0.5%	0.0%	₹702.24 Cr	-
DSP Nifty Next 50 ETF Very High Risk	0.2%	-	₹8.53 Cr	-
Motilal Oswal Nifty 100 ETF Very High Risk	1.2%	-	₹13.17 Cr	-
Zerodha Nifty 50 ETF Very High Risk	0.1%	-	₹57.56 Cr	-
Groww Nifty Next 50 ETF Very High Risk	0.6%	-	₹8.49 Cr	-
Mirae Asset Nifty50 Equal Weight ETF Very High Risk	0.1%	-	₹147.98 Cr	4.6%
Samco Large Cap Fund Regular Growth Very High Risk	2.5%	1.0%	₹108.63 Cr	-6.2%
Samco Large Cap Fund Direct Growth Very High Risk	0.8%	1.0%	₹108.63 Cr	-4.8%
ICICI Prudential Nifty 100 ETF Very High Risk	0.4%	-	₹159.23 Cr	-3.3%
HDFC BSE Sensex ETF Very High Risk	0.1%	-	₹535.58 Cr	-7.9%
Bajaj Finserv Large Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹1483.50 Cr	-0.6%
Bajaj Finserv Large Cap Fund Regular Growth Very High Risk	1.8%	1.0%	₹1483.50 Cr	-2.1%
UTI Nifty 50 ETF Very High Risk	0.1%	-	₹69606.75 Cr	-4.6%
Zerodha Nifty 100 ETF Very High Risk	0.3%	-	₹152.60 Cr	-2.9%
Kotak S&P BSE Sensex ETF Very High Risk	0.2%	-	₹24.49 Cr	-8.0%
HDFC Nifty 100 ETF Very High Risk	0.3%	-	₹45.27 Cr	-3.1%
HDFC Nifty Next 50 ETF Very High Risk	0.2%	-	₹126.36 Cr	5.3%
Motilal Oswal Large Cap Fund Direct Growth Very High Risk	0.8%	1.0%	₹3170.75 Cr	-2.8%
Motilal Oswal Large Cap Fund Regular Growth Very High Risk	2.0%	1.0%	₹3170.75 Cr	-3.9%
Bajaj Finserv Nifty 50 ETF Very High Risk	0.1%	-	₹172.01 Cr	-4.7%
Mirae Asset S&P BSE Sensex ETF Very High Risk	0.1%	-	₹42.94 Cr	-8.0%
Navi Nifty 50 ETF Very High Risk	0.1%	-	₹7.16 Cr	-
Kotak India Growth Fund Series IV Direct Growth Very High Risk	0.3%	0.0%	₹132.94 Cr	50.2%
Kotak India Growth Fund Series IV Regular Growth Very High Risk	1.3%	0.0%	₹132.94 Cr	48.8%
LIC MF Large Cap Fund Direct Growth Very High Risk	2.4%	1.0%	₹1352.11 Cr	-7.1%
Mirae Asset Large Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹38239.21 Cr	-2.8%
WhiteOak Capital Large Cap Fund Regular Growth Very High Risk	2.6%	0.0%	₹1163.57 Cr	-2.6%
Mahindra Manulife Large Cap Fund Regular Growth Very High Risk	2.0%	1.0%	₹700.93 Cr	-6.8%
Mahindra Manulife Large Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹700.93 Cr	-5.3%
SBI Bluechip Fund Direct Growth Very High Risk	0.8%	0.0%	₹53468.34 Cr	-0.3%
Bandhan Large Cap Fund Direct Growth Very High Risk	0.8%	0.0%	₹2007.27 Cr	-0.3%
Groww Large Cap Fund Direct Growth Very High Risk	1.4%	1.0%	₹127.64 Cr	-0.2%
Nippon India Large Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹51690.28 Cr	-2.4%
JM Large Cap Fund Direct Growth Very High Risk	1.3%	1.0%	₹421.65 Cr	-1.1%
Invesco India largecap Fund Direct Growth Very High Risk	0.7%	0.0%	₹1721.89 Cr	0.4%
Kotak Bluechip Fund Direct Growth Very High Risk	0.7%	1.0%	₹10599.29 Cr	-2.9%
Sundaram Large Cap Fund Direct Growth Very High Risk	0.7%	1.0%	₹3062.61 Cr	-4.1%
Sundaram Large Cap Fund Regular Growth Very High Risk	1.9%	1.0%	₹3062.61 Cr	-5.3%
Aditya Birla Sun Life S&P BSE Sensex ETF Very High Risk	0.0%	-	₹267.65 Cr	-7.9%
Tata Nifty 50 ETF Very High Risk	0.1%	-	₹709.00 Cr	-4.7%
WhiteOak Capital Large Cap Fund Direct Growth Very High Risk	1.0%	0.0%	₹1163.57 Cr	-1.1%
ICICI Prudential Nifty 50 ETF Very High Risk	0.0%	-	₹40626.27 Cr	-4.6%
Bandhan Large Cap Fund Regular Growth Very High Risk	1.8%	0.0%	₹2007.27 Cr	-1.4%
Nippon India ETF Nifty 100 Very High Risk	0.4%	-	₹346.75 Cr	-3.3%
SBI Nifty 50 ETF Very High Risk	0.1%	-	₹208203.75 Cr	-4.6%
ICICI Prudential Nifty 100 ETF Very High Risk	0.5%	-	₹105.23 Cr	22.6%
SBI S&P BSE Sensex Next 50 ETF Very High Risk	0.1%	-	₹24.52 Cr	1.9%

About the AMC

UTI Mutual Fund

+91-22-6678 6666

https://www.utimf.com/

Total AUM

₹3,63,118 Cr

Address

UTI Towers, Gn Block, Mumbai, 400 051

Other Funds by UTI Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
UTI Nifty500 Shariah Index Fund Direct Growth Very High Risk	0.7%	0.0%	₹78.45 Cr	-
UTI Children's Equity Fund Direct Growth Very High Risk	1.2%	0.0%	₹1096.05 Cr	-5.8%
UTI Multi Cap Fund Direct Growth Very High Risk	0.7%	1.0%	₹1930.96 Cr	0.5%
UTI Income Plus Arbitrage Active Fund of Fund Direct Growth Moderately High risk	0.2%	0.0%	₹185.99 Cr	5.0%
UTI Nifty India Manufacturing Index Fund Direct Growth Very High Risk	0.6%	0.0%	₹27.90 Cr	10.9%
UTI Nifty Midsmallcap 400 Momentum Quality 100 Index Fund Direct Growth Very High Risk	0.7%	0.0%	₹110.23 Cr	-1.4%
UTI Quant Fund Direct Growth Very High Risk	0.5%	1.0%	₹1643.67 Cr	-3.5%
UTI Nifty Alpha Low-Volatility 30 Index Fund Direct Growth Very High Risk	0.6%	0.0%	₹74.57 Cr	-4.1%
UTI Nifty Midcap 150 Index Fund Direct Growth Very High Risk	0.6%	0.0%	₹66.19 Cr	3.7%
UTI Nifty Private Bank Index Fund Direct Growth Very High Risk	0.6%	0.0%	₹206.27 Cr	-3.9%
UTI Nifty200 Quality 30 Index Fund Direct Growth Very High Risk	0.6%	0.0%	₹575.15 Cr	-2.3%
UTI Innovation Fund Direct Growth Very High Risk	1.0%	1.0%	₹739.73 Cr	-6.4%
UTI Fixed Income Interval Fund Annual Plan I Direct Growth Low Risk	-	0.0%	₹13.13 Cr	5.3%
UTI Fixed Term Income Fund - Series XXXV-I (1260 Days) Direct Growth Low Risk	-	0.0%	₹316.65 Cr	6.0%
UTI Fixed Term Income Fund - Series XXXV-III (1176 Days) Direct Growth Low to Moderate Risk	-	0.0%	₹42.79 Cr	6.0%
UTI FIIF Ser 2 Qt Interval V Direct Growth Low Risk	-	1.0%	₹2.20 Cr	6.3%
UTI Fixed Income Interval Fund Quarterly I Direct Growth Low Risk	-	0.0%	₹9.74 Cr	6.5%
UTI Fixed Inc Intvl Series2 Qt Intvl VI Direct Growth Moderate Risk	-	1.0%	₹8.54 Cr	6.8%
UTI-Fixed Term Income Fund - Series XXX-VI (1107 days) Direct Growth Low to Moderate Risk	-	0.0%	-	10.0%
UTI-Fixed Term Income Fund - Series XXX - VII (1294 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
UTI Fixed Term Income Fund - Series XXXV-II (1223 Days) Direct Growth Low Risk	-	-	₹176.51 Cr	6.1%
UTI Fixed Income Interval Fund Annual Plan III Direct Growth Low to Moderate Risk	-	0.0%	₹13.38 Cr	6.9%
UTI Fixed Term Income Fund - Series XXXVI-I (1574 days) Direct Growth Low to Moderate Risk	-	0.0%	₹57.60 Cr	5.5%
UTI Floater Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹1521.31 Cr	5.5%
UTI Nifty 500 Value 50 Index Fund Direct Growth Very High Risk	0.6%	0.0%	₹722.29 Cr	20.2%
UTI Banking & PSU Debt Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹1206.43 Cr	5.2%
UTI Focused Equity Fund Direct Growth Very High Risk	1.3%	1.0%	₹2393.94 Cr	-3.6%
UTI Silver ETF Fund of Fund Direct Growth Very High Risk	0.1%	1.0%	₹596.59 Cr	139.4%
UTI Nifty200 Momentum 30 Index Fund Direct Growth Very High Risk	0.5%	0.0%	₹8397.34 Cr	-3.4%
UTI Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹5730.50 Cr	5.3%
UTI Corporate Bond Fund Direct Growth Moderate Risk	0.3%	0.0%	₹5542.92 Cr	4.3%
UTI Nifty Midcap 150 Quality 50 Index Fund Direct Growth Very High Risk	0.6%	0.0%	₹238.48 Cr	-3.6%
UTI Arbitrage Fund Direct Growth Low Risk	1.8%	0.0%	₹10857.59 Cr	6.3%
UTI Small Cap Fund Direct Growth Very High Risk	0.7%	1.0%	₹4872.44 Cr	2.1%
UTI Ultra Short Term Fund Direct Growth Moderate Risk	0.3%	0.0%	₹4126.04 Cr	6.3%
UTI Credit Risk Fund Direct Growth Moderately High risk	1.0%	1.0%	₹252.52 Cr	6.0%
UTI Dividend Yield Fund Direct Growth Very High Risk	1.9%	1.0%	₹3750.50 Cr	-0.5%
UTI Banking and Financial Services Fund Direct Growth Very High Risk	3.4%	1.0%	₹1350.29 Cr	-1.2%
UTI Dynamic Bond Fund Direct Growth Moderate Risk	0.9%	0.0%	₹415.87 Cr	3.3%
UTI Hybrid Equity Fund Direct Growth Very High Risk	1.2%	1.0%	₹6524.13 Cr	-1.2%
UTI Long Term Equity Fund Direct Growth Very High Risk	1.2%	0.0%	₹3437.87 Cr	-4.3%
UTI Flexi Cap Fund Direct Growth Very High Risk	1.0%	1.0%	₹22167.58 Cr	-7.1%
UTI Bond Fund Direct Growth Moderately High risk	1.3%	0.0%	₹299.70 Cr	1.4%
UTI Liquid Fund Cash Plan Direct Growth Low to Moderate Risk	0.2%	0.0%	₹31183.92 Cr	6.3%
UTI Gilt Fund Direct Growth Moderate Risk	0.7%	0.0%	₹548.37 Cr	2.3%
UTI India Consumer Fund Direct Growth Very High Risk	1.6%	1.0%	₹673.81 Cr	-3.3%
UTI Infrastructure Fund Direct Growth Very High Risk	2.2%	1.0%	₹2162.39 Cr	0.4%
UTI MNC Fund Direct Growth Very High Risk	2.2%	1.0%	₹2662.13 Cr	1.7%
UTI Master Share Unit Scheme Direct Growth Very High Risk	1.2%	1.0%	₹12052.60 Cr	-5.2%
UTI Regular Savings Fund Direct Growth Moderately High risk	1.4%	1.0%	₹1652.19 Cr	0.3%

Risk Level

Your principal amount will be at Very High Risk

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What is the current NAV of UTI Master Share Unit Scheme Direct Growth?

The NAV of UTI Master Share Unit Scheme Direct Growth, as of 05-Jun-2026, is ₹280.34.

What are the returns of UTI Master Share Unit Scheme Direct Growth?

The fund has generated -5.18% over the last 1 year and 9.25% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of UTI Master Share Unit Scheme Direct Growth?

The fund's allocation of assets is distributed as 97.48% in equities, 0.42% in bonds, and 2.10% in cash and cash equivalents.

Who manages the UTI Master Share Unit Scheme Direct Growth?

The fund managers responsible for UTI Master Share Unit Scheme Direct Growth are:-

Karthikraj Lakshmanan

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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UTI Master Share Unit Scheme Direct Growth

Fund Overview