Union Flexi Cap Fund Direct Growth

Fund Overview

Fund Size

₹2,320 Cr

Expense Ratio

0.94%

ISIN

INF582M01633

Minimum SIP

₹1,000

Exit Load

1.00%

Inception Date

01 Jan 2013

About this fund

Union Flexi Cap Fund Direct Growth is a Flexi Cap mutual fund schemes offered by Union Mutual Fund. This fund has been in existence for 13 years, 1 months and 24 days, having been launched on 01-Jan-13.
As of 24-Feb-26, it has a Net Asset Value (NAV) of ₹57.55, Assets Under Management (AUM) of 2320.45 Crores, and an expense ratio of 0.94%.

Union Flexi Cap Fund Direct Growth has given a CAGR return of 13.50% since inception.
The fund's asset allocation comprises around 96.07% in equities, 0.00% in debts, and 3.90% in cash & cash equivalents.
You can start investing in Union Flexi Cap Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+16.00%

+12.91% (Cat Avg.)

3 Years

+17.61%

+17.80% (Cat Avg.)

5 Years

+14.80%

+14.81% (Cat Avg.)

10 Years

+15.87%

+15.51% (Cat Avg.)

Since Inception

+13.50%

— (Cat Avg.)

Portfolio Summaryas of 31st January 2026

Equity	₹2,229.37 Cr	96.07%
Others	₹90.45 Cr	3.90%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
HDFC Bank Ltd	Equity	₹144.68 Cr	6.24%
Treps	Cash - Repurchase Agreement	₹95.11 Cr	4.10%
Reliance Industries Ltd	Equity	₹94.89 Cr	4.09%
Larsen & Toubro Ltd	Equity	₹91.23 Cr	3.93%
ICICI Bank Ltd	Equity	₹90.79 Cr	3.91%
Bharti Airtel Ltd	Equity	₹86.62 Cr	3.73%
State Bank of India	Equity	₹79.82 Cr	3.44%
Infosys Ltd	Equity	₹74.67 Cr	3.22%
Maruti Suzuki India Ltd	Equity	₹74.02 Cr	3.19%
Shriram Finance Ltd	Equity	₹56.1 Cr	2.42%
Kotak Mahindra Bank Ltd	Equity	₹48.14 Cr	2.07%
TVS Motor Co Ltd	Equity	₹46.7 Cr	2.01%
Axis Bank Ltd	Equity	₹43.3 Cr	1.87%
Ujjivan Small Finance Bank Ltd Ordinary Shares	Equity	₹43.14 Cr	1.86%
Bharat Electronics Ltd	Equity	₹41.98 Cr	1.81%
Tata Consumer Products Ltd	Equity	₹41.95 Cr	1.81%
Eternal Ltd	Equity	₹41.86 Cr	1.80%
The Federal Bank Ltd	Equity	₹41.72 Cr	1.80%
Jindal Steel Ltd	Equity	₹38.49 Cr	1.66%
Tata Steel Ltd	Equity	₹36.6 Cr	1.58%
Sun Pharmaceuticals Industries Ltd	Equity	₹35.89 Cr	1.55%
Bajaj Finance Ltd	Equity	₹34.4 Cr	1.48%
HCL Technologies Ltd	Equity	₹32.39 Cr	1.40%
Tata Motors Ltd	Equity	₹29.96 Cr	1.29%
Mphasis Ltd	Equity	₹28.75 Cr	1.24%
Tata Consultancy Services Ltd	Equity	₹28.43 Cr	1.23%
KFin Technologies Ltd	Equity	₹28.39 Cr	1.22%
ICICI Prudential Asset Management Co Ltd	Equity	₹28.13 Cr	1.21%
ZF Commercial Vehicle Control Systems India Ltd	Equity	₹27.72 Cr	1.19%
Oil India Ltd	Equity	₹27.02 Cr	1.16%
Torrent Pharmaceuticals Ltd	Equity	₹26.14 Cr	1.13%
Krishna Institute of Medical Sciences Ltd	Equity	₹25.96 Cr	1.12%
Tata Capital Ltd	Equity	₹24.97 Cr	1.08%
LG Electronics India Ltd	Equity	₹24.86 Cr	1.07%
UltraTech Cement Ltd	Equity	₹24.12 Cr	1.04%
UNO Minda Ltd	Equity	₹23.65 Cr	1.02%
Gabriel India Ltd	Equity	₹23.34 Cr	1.01%
Jio Financial Services Ltd	Equity	₹22.91 Cr	0.99%
Phoenix Mills Ltd	Equity	₹22.72 Cr	0.98%
DOMS Industries Ltd	Equity	₹22.63 Cr	0.98%
CG Power & Industrial Solutions Ltd	Equity	₹22.08 Cr	0.95%
FSN E-Commerce Ventures Ltd	Equity	₹21.85 Cr	0.94%
Data Patterns (India) Ltd	Equity	₹20.84 Cr	0.90%
JSW Energy Ltd	Equity	₹20.69 Cr	0.89%
Multi Commodity Exchange of India Ltd	Equity	₹20.48 Cr	0.88%
KEC International Ltd	Equity	₹19.85 Cr	0.86%
Coromandel International Ltd	Equity	₹19.4 Cr	0.84%
JSW Infrastructure Ltd	Equity	₹19.39 Cr	0.84%
Netweb Technologies India Ltd	Equity	₹18.87 Cr	0.81%
Inventurus Knowledge Solutions Ltd	Equity	₹18.16 Cr	0.78%
Ajanta Pharma Ltd	Equity	₹17.83 Cr	0.77%
Sona BLW Precision Forgings Ltd	Equity	₹17.35 Cr	0.75%
One97 Communications Ltd	Equity	₹17.06 Cr	0.74%
Hindalco Industries Ltd	Equity	₹17.04 Cr	0.73%
Hindustan Unilever Ltd	Equity	₹16.61 Cr	0.72%
L&T Finance Ltd	Equity	₹16.61 Cr	0.72%
Cummins India Ltd	Equity	₹16.45 Cr	0.71%
SRF Ltd	Equity	₹15.77 Cr	0.68%
Info Edge (India) Ltd	Equity	₹14.99 Cr	0.65%
GE Vernova T&D India Ltd	Equity	₹14.21 Cr	0.61%
Max Financial Services Ltd	Equity	₹13.72 Cr	0.59%
Dixon Technologies (India) Ltd	Equity	₹13.06 Cr	0.56%
Jyoti CNC Automation Ltd	Equity	₹12.26 Cr	0.53%
SBI Cards and Payment Services Ltd Ordinary Shares	Equity	₹12.06 Cr	0.52%
Godrej Properties Ltd	Equity	₹11.83 Cr	0.51%
Jubilant Foodworks Ltd	Equity	₹10.34 Cr	0.45%
Campus Activewear Ltd	Equity	₹10.21 Cr	0.44%
Trent Ltd	Equity	₹9.46 Cr	0.41%
Gokaldas Exports Ltd	Equity	₹7.7 Cr	0.33%
Net Receivable / Payable	Cash - Collateral	₹-5.9 Cr	0.25%
Digitide Solutions Ltd	Equity	₹3.9 Cr	0.17%
16/04/2026 Maturing 364 DTB	Bond - Gov't/Treasury	₹1.23 Cr	0.05%
Tvs Motor Company Limited	Preferred Stock	₹0.63 Cr	0.03%
Kwality Walls India Ltd.	Equity	₹0.22 Cr	0.01%

Allocation By Market Cap (Equity)

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹720.98 Cr	31.07%
Consumer Cyclical	₹344.16 Cr	14.83%
Industrials	₹300.58 Cr	12.95%
Technology	₹266.47 Cr	11.48%
Basic Materials	₹135.64 Cr	5.85%
Healthcare	₹123.98 Cr	5.34%
Energy	₹121.91 Cr	5.25%
Communication Services	₹101.62 Cr	4.38%
Consumer Defensive	₹58.57 Cr	2.52%
Real Estate	₹34.55 Cr	1.49%
Utilities	₹20.69 Cr	0.89%

Risk & Performance Ratios

Fund Managers

Sanjay Bembalkar

Since January 2023

Vinod Malviya

Since November 2024

Additional Scheme Detailsas of 31st January 2026

ISIN

INF582M01633

Expense Ratio

0.94%

Exit Load

1.00%

Fund Size

₹2,320 Cr

Age

13 years 1 month

Lumpsum Minimum

₹1,000

Fund Status

Open Ended Investment Company

Benchmark

BSE 500 India TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Flexi Cap Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Old Bridge Flexi Cap Fund Direct Growth Very High Risk	-	1.0%	-	-
Old Bridge Flexi Cap Fund Regular Growth Very High Risk	-	1.0%	-	-
Motilal Oswal Diversified Equity Flexicap Passive Fund of Funds Direct Growth Very High Risk	0.0%	1.0%	₹26.15 Cr	-
Motilal Oswal Diversified Equity Flexicap Passive Fund of Funds Regular Growth Very High Risk	0.6%	1.0%	₹26.15 Cr	-
Abakkus Flexi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹2808.58 Cr	-
Abakkus Flexi Cap Fund Regular Growth Very High Risk	1.9%	1.0%	₹2808.58 Cr	-
Franklin India Multi-Factor Fund Direct Growth Very High Risk	0.7%	0.0%	₹487.62 Cr	-
Franklin India Multi-Factor Fund Regular Growth Very High Risk	2.3%	0.0%	₹487.62 Cr	-
The Wealth Company Flexi Cap Fund Direct Growth Very High Risk	0.4%	0.0%	₹264.65 Cr	-
The Wealth Company Flexi Cap Fund Regular Growth Very High Risk	2.3%	0.0%	₹264.65 Cr	-
JioBlackRock Flexi Cap Fund Direct Growth Very High Risk	0.5%	0.0%	₹2613.75 Cr	-
Capitalmind Flexi Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹343.60 Cr	-
Capitalmind Flexi Cap Fund Regular Growth Very High Risk	2.3%	1.0%	₹343.60 Cr	-
Unifi Flexi Cap Fund Direct Growth Very High Risk	1.1%	1.0%	₹174.42 Cr	-
Unifi Flexi Cap Fund Regular Growth Very High Risk	2.4%	1.0%	₹174.42 Cr	-
TrustMF Flexi Cap Fund Regular Growth Very High Risk	2.1%	1.0%	₹1106.81 Cr	9.4%
TrustMF Flexi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹1106.81 Cr	11.3%
Helios Flexi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹5939.87 Cr	20.0%
Helios Flexi Cap Fund Regular Growth Very High Risk	1.8%	1.0%	₹5939.87 Cr	18.4%
NJ Flexi Cap Fund Regular Growth Very High Risk	2.0%	1.0%	₹2463.61 Cr	5.0%
NJ Flexi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹2463.61 Cr	6.6%
Shriram Flexi Cap Fund Regular Growth Very High Risk	2.4%	1.0%	₹131.63 Cr	9.3%
Shriram Flexi Cap Fund Direct Growth Very High Risk	0.8%	1.0%	₹131.63 Cr	11.1%
LIC MF Flexi Cap Fund Direct Growth Very High Risk	1.6%	1.0%	₹1765.96 Cr	14.7%
Kotak Flexicap Fund Direct Growth Very High Risk	0.6%	1.0%	₹56478.65 Cr	19.9%
Bandhan Flexi Cap Fund Direct Growth Very High Risk	1.1%	1.0%	₹7477.59 Cr	14.0%
Union Flexi Cap Fund Regular Growth Very High Risk	2.0%	1.0%	₹2320.45 Cr	14.7%
JM Flexicap Fund Direct Growth Very High Risk	0.6%	1.0%	₹5152.36 Cr	6.8%
ICICI Prudential Flexicap Fund Regular Growth Very High Risk	1.7%	1.0%	₹19681.19 Cr	17.7%
ICICI Prudential Flexicap Fund Direct Growth Very High Risk	0.8%	1.0%	₹19681.19 Cr	18.8%
Edelweiss Flexi Cap Fund Regular Growth Very High Risk	1.9%	1.0%	₹3133.23 Cr	16.6%
Edelweiss Flexi Cap Fund Direct Growth Very High Risk	0.4%	1.0%	₹3133.23 Cr	18.3%
Axis Flexi Cap Fund Regular Growth Very High Risk	1.7%	1.0%	₹12639.37 Cr	14.4%
Axis Flexi Cap Fund Direct Growth Very High Risk	0.7%	1.0%	₹12639.37 Cr	15.5%
Navi Flexi Cap Fund Direct Growth Very High Risk	0.6%	0.0%	₹252.74 Cr	18.6%
Navi Flexi Cap Fund Regular Growth Very High Risk	2.2%	0.0%	₹252.74 Cr	16.6%
360 ONE Flexicap Fund Regular Growth Very High Risk	2.0%	1.0%	₹2015.44 Cr	9.3%
360 ONE Flexicap Fund Direct Growth Very High Risk	0.5%	1.0%	₹2015.44 Cr	10.9%
Sundaram Flexi Cap Fund Regular Growth Very High Risk	2.0%	1.0%	₹2050.72 Cr	13.4%
Sundaram Flexi Cap Fund Direct Growth Very High Risk	0.7%	1.0%	₹2050.72 Cr	15.0%
Mahindra Manulife Flexi Cap Fund Regular Growth Very High Risk	2.0%	1.0%	₹1549.15 Cr	12.5%
DSP Flexi Cap Fund Regular Growth Very High Risk	1.7%	1.0%	₹11989.48 Cr	13.3%
Bank of India Flexi Cap Fund Regular Growth Very High Risk	1.9%	1.0%	₹2167.16 Cr	17.1%
Mahindra Manulife Flexi Cap Fund Direct Growth Very High Risk	0.4%	1.0%	₹1549.15 Cr	14.3%
Nippon India Flexi Cap Fund Regular Growth Very High Risk	1.7%	1.0%	₹9195.06 Cr	11.9%
Bank of India Flexi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹2167.16 Cr	18.9%
Nippon India Flexi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹9195.06 Cr	13.3%
UTI Flexi Cap Fund Direct Growth Very High Risk	1.1%	1.0%	₹23542.31 Cr	3.1%
Aditya Birla Sun Life Flexi Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹24700.43 Cr	18.9%
HSBC Flexi Cap Fund Direct Growth Very High Risk	1.2%	1.0%	₹5317.76 Cr	15.1%

About the AMC

Union Mutual Fund

+91 022 67483333

https://www.unionmf.com/

Total AUM

₹26,624 Cr

Address

Unit 802, 8th Floor, Tower ‘A’, Mumbai, 400013

Other Funds by Union Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Union Consumption Fund Direct Growth Very High Risk	1.2%	1.0%	₹321.74 Cr	-
Union Diversified Equity All Cap Active FOF Direct Growth Very High Risk	0.5%	1.0%	₹189.82 Cr	-
Union Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹1112.28 Cr	-
Union Income Plus Arbitrage Active FOF Direct Growth Low to Moderate Risk	0.1%	0.0%	₹100.86 Cr	-
Union Gold ETF Fund of Fund Direct Growth High Risk	0.3%	1.0%	₹163.31 Cr	-
Union Short Duration Fund Direct Growth Low Risk	0.3%	0.0%	₹199.41 Cr	7.4%
Union Active Momentum Fund Direct Growth Very High Risk	1.0%	1.0%	₹436.13 Cr	10.8%
Union Multi Asset Allocation Fund Direct Growth Very High Risk	1.0%	1.0%	₹908.54 Cr	30.4%
Union Business Cycle Fund Direct Growth Very High Risk	1.6%	1.0%	₹519.33 Cr	16.8%
Union Children's Fund Direct Growth Very High Risk	1.2%	0.0%	₹79.70 Cr	17.1%
Union Innovation & Opportunities Fund Direct Growth Very High Risk	0.8%	1.0%	₹1048.95 Cr	11.5%
Union Fixed Maturity Plan 1114 Days Series 13 Direct Growth Low Risk	-	0.0%	₹25.17 Cr	6.6%
Union Small Cap Fund Direct Growth Very High Risk	1.0%	1.0%	₹1697.19 Cr	22.2%
Union Hybrid Equity Fund Direct Growth Very High Risk	1.3%	1.0%	₹683.35 Cr	15.0%
Union Medium Duration Fund Direct Growth Moderate Risk	0.6%	1.0%	₹80.25 Cr	8.2%
Union Value Discovery Fund Direct Growth Very High Risk	1.3%	1.0%	₹367.23 Cr	19.0%
Union Multicap Fund Direct Growth Very High Risk	1.0%	1.0%	₹1289.64 Cr	18.5%
Union Balanced Advantage Fund Direct Growth Very High Risk	1.0%	1.0%	₹1301.37 Cr	12.4%
Union Equity Savings Fund Direct Growth Moderate Risk	1.5%	1.0%	₹142.72 Cr	8.3%
Union Arbitrage Fund Direct Growth Low Risk	0.4%	0.0%	₹289.52 Cr	6.5%
Union Tax Saver (ELSS) Fund Direct Growth Very High Risk	1.3%	0.0%	₹869.66 Cr	15.7%
Union Dynamic Bond Fund Direct Growth Moderate Risk	1.3%	1.0%	₹101.58 Cr	3.2%
Union Flexi Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹2320.45 Cr	16.0%
Union Liquid Direct Growth Low to Moderate Risk	0.1%	0.0%	₹7388.78 Cr	6.4%
Union Midcap Fund Direct Growth Very High Risk	0.7%	1.0%	₹1598.18 Cr	22.3%
Union Gilt Fund Direct Growth Moderate Risk	0.7%	0.0%	₹105.58 Cr	2.4%
Union Largecap Fund Direct Growth Very High Risk	1.7%	1.0%	₹457.60 Cr	13.5%
Union Retirement Fund Direct Growth Very High Risk	1.1%	0.0%	₹190.10 Cr	19.6%
Union Corporate Bond Fund Direct Growth Moderate Risk	0.4%	1.0%	₹604.58 Cr	7.3%
Union Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹404.90 Cr	5.6%
Union Focused Fund Direct Growth Very High Risk	1.5%	1.0%	₹408.60 Cr	15.5%
Union Money Market Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹155.33 Cr	7.0%
Union Large & Midcap Fund Direct Growth Very High Risk	1.0%	1.0%	₹913.94 Cr	18.0%

Risk Level

Your principal amount will be at Very High Risk

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What is the current NAV of Union Flexi Cap Fund Direct Growth?

The NAV of Union Flexi Cap Fund Direct Growth, as of 24-Feb-2026, is ₹57.55.

What are the returns of Union Flexi Cap Fund Direct Growth?

The fund has generated 16.00% over the last 1 year and 17.61% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Union Flexi Cap Fund Direct Growth?

The fund's allocation of assets is distributed as 96.07% in equities, 0.00% in bonds, and 3.90% in cash and cash equivalents.

Who manages the Union Flexi Cap Fund Direct Growth?

The fund managers responsible for Union Flexi Cap Fund Direct Growth are:-

Sanjay Bembalkar
Vinod Malviya

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Union Flexi Cap Fund Direct Growth

Fund Overview