PGIM India ELSS Tax Saver Fund Direct Growth

Fund Overview

Fund Size

₹731 Cr

Expense Ratio

0.72%

ISIN

INF663L01FN5

Minimum SIP

₹500

Exit Load

No Charges

Inception Date

11 Dec 2015

About this fund

PGIM India ELSS Tax Saver Fund Direct Growth is a ELSS (Tax Savings) mutual fund schemes offered by PGIM India Mutual Fund. This fund has been in existence for 10 years, 2 months and 9 days, having been launched on 11-Dec-15.
As of 19-Feb-26, it has a Net Asset Value (NAV) of ₹39.17, Assets Under Management (AUM) of 731.19 Crores, and an expense ratio of 0.72%.

PGIM India ELSS Tax Saver Fund Direct Growth has given a CAGR return of 14.33% since inception.
The fund's asset allocation comprises around 98.05% in equities, 0.13% in debts, and 1.81% in cash & cash equivalents.
You can start investing in PGIM India ELSS Tax Saver Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+8.44%

+13.63% (Cat Avg.)

3 Years

+13.11%

+17.10% (Cat Avg.)

5 Years

+14.15%

+14.55% (Cat Avg.)

10 Years

+15.58%

+15.59% (Cat Avg.)

Since Inception

+14.33%

— (Cat Avg.)

Portfolio Summaryas of 31st January 2026

Equity	₹716.9 Cr	98.05%
Debt	₹0.96 Cr	0.13%
Others	₹13.25 Cr	1.81%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
HDFC Bank Ltd	Equity	₹62.51 Cr	8.55%
ICICI Bank Ltd	Equity	₹56.01 Cr	7.66%
Reliance Industries Ltd	Equity	₹42.41 Cr	5.80%
Bharti Airtel Ltd	Equity	₹29.26 Cr	4.00%
Larsen & Toubro Ltd	Equity	₹22.7 Cr	3.10%
Multi Commodity Exchange of India Ltd	Equity	₹21.01 Cr	2.87%
Bajaj Finance Ltd	Equity	₹19.45 Cr	2.66%
UltraTech Cement Ltd	Equity	₹18.01 Cr	2.46%
ICICI Lombard General Insurance Co Ltd	Equity	₹17.94 Cr	2.45%
Kotak Mahindra Bank Ltd	Equity	₹17.14 Cr	2.34%
UNO Minda Ltd	Equity	₹16.07 Cr	2.20%
Infosys Ltd	Equity	₹15.46 Cr	2.11%
Varun Beverages Ltd	Equity	₹14.74 Cr	2.02%
Eternal Ltd	Equity	₹14.47 Cr	1.98%
Mankind Pharma Ltd	Equity	₹14.36 Cr	1.96%
Persistent Systems Ltd	Equity	₹14.36 Cr	1.96%
Clearing Corporation Of India Ltd.	Cash - Repurchase Agreement	₹14.12 Cr	1.93%
Tata Consultancy Services Ltd	Equity	₹13.56 Cr	1.85%
Dixon Technologies (India) Ltd	Equity	₹12.54 Cr	1.71%
Mahindra & Mahindra Ltd	Equity	₹12.35 Cr	1.69%
Max Healthcare Institute Ltd Ordinary Shares	Equity	₹11.21 Cr	1.53%
Cholamandalam Investment and Finance Co Ltd	Equity	₹11.21 Cr	1.53%
Solar Industries India Ltd	Equity	₹10.11 Cr	1.38%
Titan Co Ltd	Equity	₹10.08 Cr	1.38%
SRF Ltd	Equity	₹9.5 Cr	1.30%
Vishal Mega Mart Ltd	Equity	₹9.37 Cr	1.28%
Navin Fluorine International Ltd	Equity	₹9.15 Cr	1.25%
Bharat Electronics Ltd	Equity	₹8.76 Cr	1.20%
SBI Life Insurance Co Ltd	Equity	₹8.65 Cr	1.18%
International Gemmological Institute (India) Ltd	Equity	₹8.29 Cr	1.13%
Blue Star Ltd	Equity	₹7.85 Cr	1.07%
ICICI Prudential Asset Management Co Ltd	Equity	₹7.8 Cr	1.07%
JSW Cement Ltd	Equity	₹7.77 Cr	1.06%
TVS Motor Co Ltd	Equity	₹7.72 Cr	1.06%
AU Small Finance Bank Ltd	Equity	₹7.69 Cr	1.05%
Eicher Motors Ltd	Equity	₹7.56 Cr	1.03%
Krishna Institute of Medical Sciences Ltd	Equity	₹7.33 Cr	1.00%
Rubicon Research Ltd	Equity	₹6.63 Cr	0.91%
Mrs Bectors Food Specialities Ltd Ordinary Shares	Equity	₹6.47 Cr	0.88%
CG Power & Industrial Solutions Ltd	Equity	₹6.42 Cr	0.88%
CCL Products (India) Ltd	Equity	₹6.41 Cr	0.88%
PhysicsWallah Ltd	Equity	₹6.1 Cr	0.83%
Dr Agarwal’s Health Care Ltd	Equity	₹5.83 Cr	0.80%
Home First Finance Co India Ltd ---	Equity	₹5.7 Cr	0.78%
LG Electronics India Ltd	Equity	₹5.49 Cr	0.75%
Gabriel India Ltd	Equity	₹5.32 Cr	0.73%
Affle 3i Ltd	Equity	₹5.29 Cr	0.72%
Data Patterns (India) Ltd	Equity	₹5.29 Cr	0.72%
ITC Ltd	Equity	₹5.25 Cr	0.72%
K.P.R. Mill Ltd	Equity	₹5.22 Cr	0.71%
Inventurus Knowledge Solutions Ltd	Equity	₹5.21 Cr	0.71%
Tube Investments of India Ltd Ordinary Shares	Equity	₹5.09 Cr	0.70%
DOMS Industries Ltd	Equity	₹4.64 Cr	0.64%
Sai Life Sciences Ltd	Equity	₹4.53 Cr	0.62%
United Spirits Ltd	Equity	₹4.5 Cr	0.62%
Hexaware Technologies Ltd Ordinary Shares	Equity	₹3.89 Cr	0.53%
Pine Labs Ltd	Equity	₹3.76 Cr	0.51%
Anthem Biosciences Ltd	Equity	₹3.6 Cr	0.49%
Phoenix Mills Ltd	Equity	₹3.55 Cr	0.49%
Awfis Space Solutions Ltd	Equity	₹3.5 Cr	0.48%
TBO Tek Ltd	Equity	₹3.26 Cr	0.45%
Abbott India Ltd	Equity	₹3.14 Cr	0.43%
Amagi Media Labs Ltd	Equity	₹2.83 Cr	0.39%
Sagility Ltd	Equity	₹2.67 Cr	0.36%
Triveni Turbine Ltd	Equity	₹2.66 Cr	0.36%
29/10/2026 Maturing 364 DTB	Bond - Gov't/Treasury	₹0.96 Cr	0.13%
Net Receivables / (Payables)	Cash	₹-0.87 Cr	0.12%
ITC Hotels Ltd	Equity	₹0.29 Cr	0.04%
Tvs Motor Company Limited	Preferred Stock	₹0.09 Cr	0.01%

Allocation By Market Cap (Equity)

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹235.08 Cr	32.15%
Consumer Cyclical	₹91.72 Cr	12.54%
Industrials	₹76.41 Cr	10.45%
Technology	₹71.88 Cr	9.83%
Healthcare	₹64.52 Cr	8.82%
Basic Materials	₹53.33 Cr	7.29%
Consumer Defensive	₹43.46 Cr	5.94%
Energy	₹42.41 Cr	5.80%
Communication Services	₹34.55 Cr	4.72%
Real Estate	₹3.55 Cr	0.49%

Risk & Performance Ratios

Fund Managers

Bhupesh Kalyani

Since April 2023

Vinay Paharia

Since April 2023

Utsav Mehta

Since April 2024

Vivek Sharma

Since April 2024

Additional Scheme Detailsas of 31st January 2026

ISIN

INF663L01FN5

Expense Ratio

0.72%

Exit Load

No Charges

Fund Size

₹731 Cr

Age

10 years 2 months

Lumpsum Minimum

₹500

Fund Status

Open Ended Investment Company

Benchmark

Nifty 500 TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar ELSS (Tax Savings) Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Bajaj Finserv ELSS Tax Saver Fund Regular Growth Low Risk	2.3%	0.0%	₹73.88 Cr	11.8%
Bajaj Finserv ELSS Tax Saver Fund Direct Growth Low Risk	0.5%	0.0%	₹73.88 Cr	13.9%
Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹249.85 Cr	15.6%
Sundaram Long Term Tax Advantage Fund Series I Regular Growth High Risk	1.4%	0.0%	₹19.18 Cr	8.0%
Bank of India Midcap Tax Fund Series 1 Direct Growth Very High Risk	-	0.0%	₹62.46 Cr	14.9%
SBI Long Term Advantage Fund Series II Regular Growth Very High Risk	-	0.0%	₹34.17 Cr	6.4%
SBI Long Term Advantage Fund Series II Direct Growth Very High Risk	-	0.0%	₹34.17 Cr	6.8%
Bank of India Midcap Tax Fund Series 1 Regular Growth Very High Risk	-	0.0%	₹62.46 Cr	14.6%
Sundaram Long Term Tax Advantage Fund Series I Direct Growth High Risk	1.4%	0.0%	₹19.18 Cr	8.1%
Sundaram Long Term Micro Cap Tax Advantage Fund Series V Regular Growth Very High Risk	1.4%	0.0%	₹29.08 Cr	14.3%
Sundaram Long Term Micro Cap Tax Advantage Fund Series V Direct Growth Very High Risk	1.2%	0.0%	₹29.08 Cr	14.6%
Sundaram Long Term Tax Advantage Fund Series II Direct Growth Very High Risk	1.2%	0.0%	₹13.10 Cr	16.7%
Sundaram Long Term Tax Advantage Fund Series II Regular Growth Very High Risk	1.4%	0.0%	₹13.10 Cr	16.4%
SBI Long Term Advantage Fund Series I Regular Growth Low Risk	-	0.0%	₹49.50 Cr	16.8%
SBI Long Term Advantage Fund Series I Direct Growth Low Risk	-	0.0%	₹49.50 Cr	17.1%
Sundaram Long Term Micro CapTax Advantage Fund Sries III Direct Growth Very High Risk	1.3%	0.0%	₹71.08 Cr	13.8%
SBI Long Term Advantage Fund Series VI Regular Growth Very High Risk	-	0.0%	₹261.54 Cr	9.8%
SBI Long Term Advantage Fund Series VI Direct Growth Very High Risk	-	0.0%	₹261.54 Cr	10.2%
Sundaram Long Term Micro CapTax Advantage Fund Sries III Regular Growth Very High Risk	1.4%	0.0%	₹71.08 Cr	13.6%
Sundaram Long Term Tax Advantage Fund Series III Direct Growth Very High Risk	1.2%	-	₹32.03 Cr	17.2%
SBI Tax Advantage Fund Series III Direct Growth Very High Risk	-	0.0%	₹33.26 Cr	32.0%
SBI Tax Advantage Fund Series III Regular Growth Very High Risk	-	0.0%	₹33.26 Cr	31.5%
Sundaram Long Term Tax Advantage Fund Series III Regular Growth Very High Risk	1.4%	-	₹32.03 Cr	17.0%
ICICI Prudential Long Term Wealth Enhancement Fund Regular Growth Very High Risk	1.4%	0.0%	₹40.95 Cr	11.7%
ICICI Prudential Long Term Wealth Enhancement Fund Direct Growth Very High Risk	1.0%	0.0%	₹40.95 Cr	12.1%
Sundaram Long Term Tax Advantage Fund Series IV Regular Growth Very High Risk	1.4%	0.0%	₹21.50 Cr	17.6%
Sundaram Long Term Tax Advantage Fund Series IV Direct Growth Very High Risk	1.2%	0.0%	₹21.50 Cr	17.8%
SBI Long Term Advantage Fund Series III Regular Growth Very High Risk	-	0.0%	₹65.21 Cr	7.1%
SBI Long Term Advantage Fund Series III Direct Growth Very High Risk	-	0.0%	₹65.21 Cr	7.5%
SBI Long Term Advantage Fund Series V Direct Growth Very High Risk	-	0.0%	₹368.70 Cr	19.7%
SBI Long Term Advantage Fund Series V Regular Growth Very High Risk	-	0.0%	₹368.70 Cr	19.3%
SBI Long Term Advantage Fund Series IV Regular Growth Very High Risk	-	0.0%	₹207.94 Cr	11.2%
SBI Long Term Advantage Fund Series IV Direct Growth Very High Risk	-	0.0%	₹207.94 Cr	11.7%
Sundaram Long Term Micro Cap Tax Advantage Fund Series IV Direct Growth Very High Risk	1.3%	0.0%	₹33.87 Cr	14.3%
Sundaram Long Term Micro Cap Tax Advantage Fund Series IV Regular Growth Very High Risk	1.4%	0.0%	₹33.87 Cr	14.2%
Invesco India Tax Plan Regular Growth Very High Risk	1.9%	0.0%	₹2637.19 Cr	6.6%
HSBC ELSS Fund Direct Growth Very High Risk	1.2%	0.0%	₹3961.50 Cr	14.6%
LIC MF ELSS Direct Growth Very High Risk	1.0%	0.0%	₹1053.61 Cr	8.7%
Kotak Taxsaver Fund Direct Growth Very High Risk	0.6%	0.0%	₹6301.13 Cr	13.9%
Invesco India Tax Plan Direct Growth Very High Risk	0.8%	0.0%	₹2637.19 Cr	7.8%
HSBC Tax Saver Equity Fund Regular Growth Very High Risk	2.5%	0.0%	₹243.60 Cr	4.0%
ICICI Prudential Long Term Equity Fund ( Tax Saving) Direct Growth Very High Risk	1.1%	0.0%	₹14244.89 Cr	12.8%
Sundaram Tax Savings Fund Direct Growth Very High Risk	1.5%	0.0%	₹1348.11 Cr	12.8%
Bandhan Tax Advantage (ELSS) Fund Direct Growth Very High Risk	0.7%	0.0%	₹7059.87 Cr	13.8%
Nippon India Tax Saver (ELSS) Fund Direct Growth Very High Risk	1.0%	0.0%	₹14881.42 Cr	16.1%
JM Tax Gain Fund Direct Growth Very High Risk	1.0%	0.0%	₹215.84 Cr	11.4%
Samco ELSS Tax Saver Fund Direct Growth Very High Risk	1.0%	0.0%	₹110.04 Cr	7.8%
Samco ELSS Tax Saver Fund Regular Growth Very High Risk	2.4%	0.0%	₹110.04 Cr	6.3%
Mahindra Manulife ELSS Fund Regular Growth Very High Risk	2.2%	0.0%	₹938.26 Cr	11.7%
Mahindra Manulife ELSS Fund Direct Growth Very High Risk	0.6%	0.0%	₹938.26 Cr	13.5%

About the AMC

PGIM India Mutual Fund

+91 22 61593000

https://www.pgimindiamf.com/

Total AUM

₹27,457 Cr

Address

Nirlon House, 2nd Floor, Mumbai, 400 030

Other Funds by PGIM India Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
PGIM India Multi Asset Allocation Fund Direct Growth High Risk	0.6%	0.0%	₹225.53 Cr	-
PGIM India Healthcare Fund Direct Growth Very High Risk	0.7%	0.0%	₹88.38 Cr	10.0%
PGIM India Multi Cap Fund Direct Growth Very High Risk	0.7%	0.0%	₹397.46 Cr	15.3%
PGIM India Retirement Fund Direct Growth Very High Risk	0.7%	0.0%	₹93.66 Cr	11.4%
PGIM India Large and Mid Cap Fund Direct Growth Very High Risk	0.6%	0.0%	₹782.33 Cr	13.5%
PGIM India Fixed Duration Fund - Series BH Direct Growth Moderate Risk	-	0.0%	-	-
PGIM India Fixed Duration Fund - Series BJ Direct Growth Moderate Risk	-	0.0%	-	-
PGIM India Fixed Duration Fund - Series BI Direct Growth Moderate Risk	-	0.0%	-	-
PGIM India Fixed Duration Fund - Series BF Direct Growth Moderate Risk	-	0.0%	-	-
PGIM India Fixed Duration Fund - Series BG Direct Growth Moderate Risk	-	0.0%	-	-
PGIM India Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹77.53 Cr	5.6%
PGIM India Dynamic Bond Direct Growth Moderate Risk	0.4%	0.0%	₹95.86 Cr	5.8%
PGIM India Global Select Real Estate Securities Fund of Fund Direct Growth Very High Risk	1.3%	0.0%	₹55.66 Cr	18.8%
PGIM India Balanced Advantage Fund Direct Growth Moderately High risk	0.6%	0.0%	₹894.17 Cr	10.1%
PGIM India CRISIL IBX Gilt Index - Apr 2028 Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹24.94 Cr	7.8%
PGIM India Flexi Cap Fund Direct Growth Very High Risk	0.5%	0.0%	₹6021.66 Cr	12.3%
PGIM India Gilt Fund Direct Growth Moderate Risk	0.6%	0.0%	₹101.35 Cr	4.0%
PGIM India Global Equity Opportunities Fund Direct Growth Very High Risk	1.5%	0.0%	₹1590.20 Cr	-1.4%
PGIM India Emerging Markets Equity Fund Direct Growth Very High Risk	1.4%	0.0%	₹1187.48 Cr	31.1%
PGIM India Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹576.33 Cr	6.5%
PGIM India Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹93.31 Cr	7.2%
PGIM India Corporate Bond Fund Direct Growth Moderate Risk	0.2%	0.0%	₹85.22 Cr	7.6%
PGIM India Hybrid Equity Fund Direct Growth High Risk	0.8%	0.0%	₹208.32 Cr	8.3%
PGIM India Large Cap Fund Direct Growth Very High Risk	0.8%	0.0%	₹570.15 Cr	11.4%
PGIM India Short Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹27.94 Cr	6.7%
PGIM India Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.5%	0.0%	₹176.81 Cr	6.8%
PGIM India Equity Savings Fund Direct Growth Moderate Risk	0.6%	0.0%	₹65.97 Cr	7.2%
PGIM India Arbitrage Fund Direct Growth Low Risk	0.4%	0.0%	₹89.62 Cr	6.7%
PGIM India Money Market Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹204.41 Cr	7.1%
PGIM India ELSS Tax Saver Fund Direct Growth Very High Risk	0.7%	0.0%	₹731.19 Cr	8.4%
PGIM India Midcap Opportunities Fund Direct Growth Very High Risk	0.5%	0.0%	₹10750.75 Cr	12.4%
PGIM India Credit Risk Fund Segregated Plan 1 Direct Growth Low to Moderate Risk	-	0.0%	-	-
PGIM India Banking and PSU Debt fund Direct Growth Moderate Risk	0.2%	0.0%	₹45.38 Cr	6.8%
PGIM India Small Cap Fund Direct Growth Very High Risk	0.6%	0.0%	₹1486.73 Cr	15.1%

Risk Level

Your principal amount will be at Very High Risk

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What is the current NAV of PGIM India ELSS Tax Saver Fund Direct Growth?

The NAV of PGIM India ELSS Tax Saver Fund Direct Growth, as of 19-Feb-2026, is ₹39.17.

What are the returns of PGIM India ELSS Tax Saver Fund Direct Growth?

The fund has generated 8.44% over the last 1 year and 13.11% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of PGIM India ELSS Tax Saver Fund Direct Growth?

The fund's allocation of assets is distributed as 98.05% in equities, 0.13% in bonds, and 1.81% in cash and cash equivalents.

Who manages the PGIM India ELSS Tax Saver Fund Direct Growth?

The fund managers responsible for PGIM India ELSS Tax Saver Fund Direct Growth are:-

Bhupesh Kalyani
Vinay Paharia
Utsav Mehta
Vivek Sharma

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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PGIM India ELSS Tax Saver Fund Direct Growth

Fund Overview