ITI Banking and Financial Services Fund Regular Growth
EquitySector - Financial ServicesVery High Risk
Regular
NAV (23-Oct-26)
Returns (Since Inception)
Fund Overview
Fund Size
₹362 Cr
Expense Ratio
2.78%
ISIN
INF00XX01BR2
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
08 Dec 2021
About this fund
As of 23-Oct-26, it has a Net Asset Value (NAV) of ₹14.57, Assets Under Management (AUM) of 361.61 Crores, and an expense ratio of 2.78%.
- ITI Banking and Financial Services Fund Regular Growth has given a CAGR return of 7.35% since inception.
- The fund's asset allocation comprises around 91.02% in equities, 0.00% in debts, and 8.98% in cash & cash equivalents.
- You can start investing in ITI Banking and Financial Services Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
-7.60%
— (Cat Avg.)
3 Years
+8.52%
+10.24% (Cat Avg.)
Since Inception
+7.35%
— (Cat Avg.)
Portfolio Summaryas of 30th September 2026
| Equity | ₹329.15 Cr | 91.02% |
| Others | ₹32.47 Cr | 8.98% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| ICICI Bank Ltd | Equity | ₹39.67 Cr | 10.97% |
| HDFC Bank Ltd | Equity | ₹33.23 Cr | 9.19% |
| Axis Bank Ltd | Equity | ₹27.69 Cr | 7.66% |
| Treps 01-Oct-2026 | Cash - Repurchase Agreement | ₹24.79 Cr | 6.86% |
| State Bank of India | Equity | ₹24.07 Cr | 6.66% |
| Bajaj Finance Ltd | Equity | ₹22.79 Cr | 6.30% |
| Kotak Mahindra Bank Ltd | Equity | ₹20.97 Cr | 5.80% |
| Shriram Finance Ltd | Equity | ₹17.77 Cr | 4.91% |
| Cholamandalam Investment and Finance Co Ltd | Equity | ₹11.93 Cr | 3.30% |
| RBL Bank Ltd | Equity | ₹8.11 Cr | 2.24% |
| Multi Commodity Exchange of India Ltd | Equity | ₹7.86 Cr | 2.17% |
| Net Receivables / (Payables) | Cash | ₹7.68 Cr | 2.12% |
| DCB Bank Ltd | Equity | ₹7.52 Cr | 2.08% |
| HDFC Life Insurance Co Ltd | Equity | ₹7.43 Cr | 2.06% |
| Aditya Birla Capital Ltd | Equity | ₹7.14 Cr | 1.97% |
| IIFL Finance Ltd | Equity | ₹7 Cr | 1.94% |
| AU Small Finance Bank Ltd | Equity | ₹6.96 Cr | 1.92% |
| Ujjivan Small Finance Bank Ltd Ordinary Shares | Equity | ₹6.85 Cr | 1.89% |
| City Union Bank Ltd | Equity | ₹6.18 Cr | 1.71% |
| IDFC First Bank Ltd | Equity | ₹5.79 Cr | 1.60% |
| Manappuram Finance Ltd | Equity | ₹5.58 Cr | 1.54% |
| Union Bank of India | Equity | ₹5.47 Cr | 1.51% |
| IndusInd Bank Ltd | Equity | ₹5.37 Cr | 1.49% |
| Poonawalla Fincorp Ltd | Equity | ₹5.21 Cr | 1.44% |
| Nuvama Wealth Management Ltd | Equity | ₹5.17 Cr | 1.43% |
| Yes Bank Ltd | Equity | ₹4.75 Cr | 1.31% |
| Manipal Payment and Identity Solutions Ltd | Equity | ₹4.71 Cr | 1.30% |
| PNB Housing Finance Ltd | Equity | ₹4.61 Cr | 1.27% |
| The South Indian Bank Ltd | Equity | ₹4.07 Cr | 1.13% |
| BSE Ltd | Equity | ₹3.65 Cr | 1.01% |
| PB Fintech Ltd | Equity | ₹3.2 Cr | 0.88% |
| Turtlemint Fintech Solutions Ltd | Equity | ₹3.04 Cr | 0.84% |
| National Stock Exchange of India Ltd | Equity | ₹1.97 Cr | 0.55% |
| Bandhan Bank Ltd | Equity | ₹1.79 Cr | 0.50% |
| SBI Funds Management Ltd | Equity | ₹1.6 Cr | 0.44% |
Allocation By Market Cap (Equity)
Large Cap Stocks
59.36%
Mid Cap Stocks
12.80%
Small Cap Stocks
16.57%
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹324.44 Cr | 89.72% |
| Technology | ₹4.71 Cr | 1.30% |
Risk & Performance Ratios
Standard Deviation
This fund
16.45%
Cat. avg.
17.41%
Lower the better
Sharpe Ratio
This fund
0.20
Cat. avg.
0.25
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.37
Higher the better
Fund Managers
Nilay Dalal
Since May 2023
Animesh Singh
Since May 2026
Additional Scheme Detailsas of 30th September 2026
ISIN INF00XX01BR2 | Expense Ratio 2.78% | Exit Load No Charges | Fund Size ₹362 Cr | Age 4 years 10 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark Nifty Financial Services TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Sector - Financial Services Funds
About the AMC
Other Funds by ITI Mutual Fund
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| ITI Multi Asset Allocation Fund Direct Growth High Risk | 0.4% | 0.0% | ₹144.42 Cr | - |
| ITI Business Cycle Fund Direct Growth Very High Risk | 1.7% | 0.0% | ₹116.61 Cr | - |
| Diviniti Equity Long Short Fund Direct Growth High Risk | 3.1% | 0.0% | ₹246.02 Cr | - |
| ITI Bharat Consumption Fund Direct Growth Very High Risk | 1.0% | 0.0% | ₹349.87 Cr | -7.1% |
| ITI Large & Mid Cap Fund Direct Growth Very High Risk | 1.1% | 0.0% | ₹690.61 Cr | -5.6% |
| ITI Focused Equity Fund Direct Growth Very High Risk | 0.9% | 0.0% | ₹607.36 Cr | -3.2% |
| ITI Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹52.08 Cr | 6.1% |
| ITI Ultra Short Duration Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹166.59 Cr | 6.2% |
| ITI Multi Cap Fund Direct Growth Very High Risk | 0.9% | 0.0% | ₹1499.93 Cr | 3.4% |
| ITI Value Fund Direct Growth Very High Risk | 1.4% | 0.0% | ₹345.71 Cr | -7.8% |
| ITI Conservative Hybrid Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹14.80 Cr | 8.9% |
| ITI Dynamic Bond Fund Direct Growth Low to Moderate Risk | 0.3% | 0.0% | ₹24.19 Cr | 1.2% |
| ITI Balanced Advantage Fund Direct Growth Very High Risk | 1.6% | 0.0% | ₹320.20 Cr | -8.4% |
| ITI Small Cap Fund Direct Growth Very High Risk | 0.9% | 0.0% | ₹3666.32 Cr | 7.5% |
| ITI Large Cap Fund Direct Growth Very High Risk | 0.9% | 0.0% | ₹352.13 Cr | -8.6% |
| ITI Banking & PSU Debt Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹33.92 Cr | 4.0% |
| ITI Banking and Financial Services Fund Direct Growth Very High Risk | 1.1% | 0.0% | ₹361.61 Cr | -5.9% |
| ITI Arbitrage Fund Direct Growth Low Risk | 1.1% | 0.0% | ₹64.76 Cr | 6.5% |
| ITI Overnight Fund Direct Growth Low Risk | 0.2% | 0.0% | ₹12.06 Cr | 5.0% |
| ITI Mid Cap Fund Direct Growth Very High Risk | 0.9% | 0.0% | ₹1452.83 Cr | -3.5% |
| ITI Long Term Equity Fund Direct Growth Very High Risk | 0.9% | 0.0% | ₹444.77 Cr | -7.2% |
| ITI Pharma and Healthcare Fund Direct Growth Very High Risk | 0.9% | 0.0% | ₹266.05 Cr | 1.9% |
| ITI Flexi Cap Fund Direct Growth Very High Risk | 0.9% | 0.0% | ₹1588.28 Cr | 3.4% |
Risk Level
Your principal amount will be at Very High Risk
Take control of your wealth
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- Nilay Dalal
- Animesh Singh
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