ICICI Prudential Banking and Financial Services Regular Growth
EquitySector - Financial ServicesVery High Risk
Regular
NAV (17-Apr-25)
Returns (Since Inception)
Fund Overview
Fund Size
₹9,008 Cr
Expense Ratio
1.83%
ISIN
INF109K01BU5
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
22 Aug 2008
About this fund
As of 17-Apr-25, it has a Net Asset Value (NAV) of ₹128.07, Assets Under Management (AUM) of 9007.66 Crores, and an expense ratio of 1.83%.
- ICICI Prudential Banking and Financial Services Regular Growth has given a CAGR return of 16.55% since inception.
- The fund's asset allocation comprises around 90.93% in equities, 0.00% in debts, and 9.07% in cash & cash equivalents.
- You can start investing in ICICI Prudential Banking and Financial Services Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+18.29%
+13.10% (Cat Avg.)
3 Years
+15.02%
+16.63% (Cat Avg.)
5 Years
+23.53%
+24.10% (Cat Avg.)
10 Years
+13.28%
+11.55% (Cat Avg.)
Since Inception
+16.55%
— (Cat Avg.)
Portfolio Summaryas of 31st March 2025
| Equity | ₹8,190.24 Cr | 90.93% |
| Others | ₹817.42 Cr | 9.07% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| ICICI Bank Ltd | Equity | ₹1,801.61 Cr | 20.00% |
| HDFC Bank Ltd | Equity | ₹1,709.57 Cr | 18.98% |
| Axis Bank Ltd | Equity | ₹792.18 Cr | 8.79% |
| Treps | Cash - Repurchase Agreement | ₹683.32 Cr | 7.59% |
| State Bank of India | Equity | ₹636.1 Cr | 7.06% |
| SBI Life Insurance Co Ltd | Equity | ₹469.43 Cr | 5.21% |
| HDFC Life Insurance Co Ltd | Equity | ₹371.89 Cr | 4.13% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹284.39 Cr | 3.16% |
| IndusInd Bank Ltd | Equity | ₹281.49 Cr | 3.12% |
| Kotak Mahindra Bank Ltd | Equity | ₹254.29 Cr | 2.82% |
| Max Financial Services Ltd | Equity | ₹194.81 Cr | 2.16% |
| Muthoot Finance Ltd | Equity | ₹116.92 Cr | 1.30% |
| Star Health and Allied Insurance Co Ltd | Equity | ₹112.67 Cr | 1.25% |
| Indian Energy Exchange Ltd | Equity | ₹99.35 Cr | 1.10% |
| Anand Rathi Wealth Ltd | Equity | ₹86.09 Cr | 0.96% |
| LIC Housing Finance Ltd | Equity | ₹84.5 Cr | 0.94% |
| SBI Cards and Payment Services Ltd Ordinary Shares | Equity | ₹83.44 Cr | 0.93% |
| City Union Bank Ltd | Equity | ₹79.43 Cr | 0.88% |
| HDFC Asset Management Co Ltd | Equity | ₹71.23 Cr | 0.79% |
| The Federal Bank Ltd | Equity | ₹68.34 Cr | 0.76% |
| 91 DTB 17042025 | Bond - Gov't/Treasury | ₹59.83 Cr | 0.66% |
| Karur Vysya Bank Ltd | Equity | ₹58.9 Cr | 0.65% |
| Go Digit General Insurance Ltd | Equity | ₹58.64 Cr | 0.65% |
| Bajaj Finserv Ltd | Equity | ₹55.33 Cr | 0.61% |
| CSB Bank Ltd Ordinary Shares | Equity | ₹54.52 Cr | 0.61% |
| Power Finance Corp Ltd | Equity | ₹51.09 Cr | 0.57% |
| 364 DTB | Bond - Gov't/Treasury | ₹49.38 Cr | 0.55% |
| ICICI Prudential Life Insurance Co Ltd | Equity | ₹45.18 Cr | 0.50% |
| SBFC Finance Ltd | Equity | ₹45.07 Cr | 0.50% |
| Equitas Small Finance Bank Ltd Ordinary Shares | Equity | ₹42.47 Cr | 0.47% |
| PNB Housing Finance Ltd | Equity | ₹34.58 Cr | 0.38% |
| 360 One Wam Ltd Ordinary Shares | Equity | ₹28.64 Cr | 0.32% |
| Bandhan Bank Ltd | Equity | ₹25.33 Cr | 0.28% |
| Karnataka Bank Ltd | Equity | ₹22.45 Cr | 0.25% |
| Fusion Finance Ltd | Equity | ₹19 Cr | 0.21% |
| Cash Margin - Derivatives | Cash - Collateral | ₹17.24 Cr | 0.19% |
| CMS Info Systems Ltd | Equity | ₹15.75 Cr | 0.17% |
| CreditAccess Grameen Ltd Ordinary Shares | Equity | ₹15.4 Cr | 0.17% |
| 91 Days Tbill Red 24-04-2025 | Bond - Gov't/Treasury | ₹12.95 Cr | 0.14% |
| Life Insurance Corporation of India | Equity | ₹10.61 Cr | 0.12% |
| Net Current Assets | Cash | ₹-6.3 Cr | 0.07% |
| Zaggle Prepaid Ocean Services Ltd | Equity | ₹6.23 Cr | 0.07% |
| Can Fin Homes Ltd | Equity | ₹3.3 Cr | 0.04% |
| India (Republic of) | Bond - Short-term Government Bills | ₹1 Cr | 0.01% |
Allocation By Market Cap (Equity)
Large Cap Stocks
68.80%
Mid Cap Stocks
13.47%
Small Cap Stocks
8.65%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹8,168.26 Cr | 90.68% |
| Industrials | ₹15.75 Cr | 0.17% |
| Technology | ₹6.23 Cr | 0.07% |
Risk & Performance Ratios
Standard Deviation
This fund
12.87%
Cat. avg.
15.59%
Lower the better
Sharpe Ratio
This fund
0.65
Cat. avg.
0.60
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.16
Higher the better
Fund Managers
Roshan Chutkey
Since January 2018
Sharmila D’mello
Since June 2022
Additional Scheme Detailsas of 31st March 2025
ISIN INF109K01BU5 | Expense Ratio 1.83% | Exit Load 1.00% | Fund Size ₹9,008 Cr | Age 16 years 7 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark Nifty Financial Services TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Sector - Financial Services Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| HSBC Financial Services Fund Regular Growth Very High Risk | 2.4% | 1.0% | ₹539.54 Cr | - |
| HSBC Financial Services Fund Direct Growth Very High Risk | 0.9% | 1.0% | ₹539.54 Cr | - |
| HDFC Nifty Bank ETF Very High Risk | 0.2% | - | ₹2602.65 Cr | 15.1% |
| Mirae Asset Nifty PSU Bank ETF Very High Risk | 0.2% | - | ₹38.33 Cr | - |
| Edelweiss Nifty Bank ETF Very High Risk | 0.1% | - | ₹9.85 Cr | - |
| Helios Financial Services Fund Direct Growth Very High Risk | 0.8% | 1.0% | ₹153.41 Cr | - |
| Helios Financial Services Fund Regular Growth Very High Risk | 2.4% | 1.0% | ₹153.41 Cr | - |
| Baroda BNP Paribas NIFTY Bank ETF Very High Risk | 0.1% | - | ₹4.31 Cr | - |
| ICICI Prudential Nifty Private Banks ETF Very High Risk | 0.1% | - | ₹2951.74 Cr | 14.9% |
| HDFC Nifty Private Bank ETF Very High Risk | 0.1% | - | ₹322.26 Cr | 14.9% |
About the AMC
ICICI Prudential Mutual Fund
Total AUM
₹8,67,406 Cr
Address
3rd Floor, Hallmark Business Plaza, Mumbai, 400 051
Other Funds by ICICI Prudential Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
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What is the current NAV of ICICI Prudential Banking and Financial Services Regular Growth?
What are the returns of ICICI Prudential Banking and Financial Services Regular Growth?
What is the portfolio composition of ICICI Prudential Banking and Financial Services Regular Growth?
Who manages the ICICI Prudential Banking and Financial Services Regular Growth?
- Roshan Chutkey
- Sharmila D’mello
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ICICI Prudential Banking and Financial Services Regular Growth
EquitySector - Financial ServicesVery High Risk
Regular
NAV (17-Apr-25)
Returns (Since Inception)
Fund Overview
Fund Size
₹9,008 Cr
Expense Ratio
1.83%
ISIN
INF109K01BU5
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
22 Aug 2008
Risk Level
Your principal amount will be at Very High Risk
About this fund
As of 17-Apr-25, it has a Net Asset Value (NAV) of ₹128.07, Assets Under Management (AUM) of 9007.66 Crores, and an expense ratio of 1.83%.
- ICICI Prudential Banking and Financial Services Regular Growth has given a CAGR return of 16.55% since inception.
- The fund's asset allocation comprises around 90.93% in equities, 0.00% in debts, and 9.07% in cash & cash equivalents.
- You can start investing in ICICI Prudential Banking and Financial Services Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+18.29%
+13.10% (Cat Avg.)
3 Years
+15.02%
+16.63% (Cat Avg.)
5 Years
+23.53%
+24.10% (Cat Avg.)
10 Years
+13.28%
+11.55% (Cat Avg.)
Since Inception
+16.55%
— (Cat Avg.)
Portfolio Summaryas of 31st March 2025
| Equity | ₹8,190.24 Cr | 90.93% |
| Others | ₹817.42 Cr | 9.07% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| ICICI Bank Ltd | Equity | ₹1,801.61 Cr | 20.00% |
| HDFC Bank Ltd | Equity | ₹1,709.57 Cr | 18.98% |
| Axis Bank Ltd | Equity | ₹792.18 Cr | 8.79% |
| Treps | Cash - Repurchase Agreement | ₹683.32 Cr | 7.59% |
| State Bank of India | Equity | ₹636.1 Cr | 7.06% |
| SBI Life Insurance Co Ltd | Equity | ₹469.43 Cr | 5.21% |
| HDFC Life Insurance Co Ltd | Equity | ₹371.89 Cr | 4.13% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹284.39 Cr | 3.16% |
| IndusInd Bank Ltd | Equity | ₹281.49 Cr | 3.12% |
| Kotak Mahindra Bank Ltd | Equity | ₹254.29 Cr | 2.82% |
| Max Financial Services Ltd | Equity | ₹194.81 Cr | 2.16% |
| Muthoot Finance Ltd | Equity | ₹116.92 Cr | 1.30% |
| Star Health and Allied Insurance Co Ltd | Equity | ₹112.67 Cr | 1.25% |
| Indian Energy Exchange Ltd | Equity | ₹99.35 Cr | 1.10% |
| Anand Rathi Wealth Ltd | Equity | ₹86.09 Cr | 0.96% |
| LIC Housing Finance Ltd | Equity | ₹84.5 Cr | 0.94% |
| SBI Cards and Payment Services Ltd Ordinary Shares | Equity | ₹83.44 Cr | 0.93% |
| City Union Bank Ltd | Equity | ₹79.43 Cr | 0.88% |
| HDFC Asset Management Co Ltd | Equity | ₹71.23 Cr | 0.79% |
| The Federal Bank Ltd | Equity | ₹68.34 Cr | 0.76% |
| 91 DTB 17042025 | Bond - Gov't/Treasury | ₹59.83 Cr | 0.66% |
| Karur Vysya Bank Ltd | Equity | ₹58.9 Cr | 0.65% |
| Go Digit General Insurance Ltd | Equity | ₹58.64 Cr | 0.65% |
| Bajaj Finserv Ltd | Equity | ₹55.33 Cr | 0.61% |
| CSB Bank Ltd Ordinary Shares | Equity | ₹54.52 Cr | 0.61% |
| Power Finance Corp Ltd | Equity | ₹51.09 Cr | 0.57% |
| 364 DTB | Bond - Gov't/Treasury | ₹49.38 Cr | 0.55% |
| ICICI Prudential Life Insurance Co Ltd | Equity | ₹45.18 Cr | 0.50% |
| SBFC Finance Ltd | Equity | ₹45.07 Cr | 0.50% |
| Equitas Small Finance Bank Ltd Ordinary Shares | Equity | ₹42.47 Cr | 0.47% |
| PNB Housing Finance Ltd | Equity | ₹34.58 Cr | 0.38% |
| 360 One Wam Ltd Ordinary Shares | Equity | ₹28.64 Cr | 0.32% |
| Bandhan Bank Ltd | Equity | ₹25.33 Cr | 0.28% |
| Karnataka Bank Ltd | Equity | ₹22.45 Cr | 0.25% |
| Fusion Finance Ltd | Equity | ₹19 Cr | 0.21% |
| Cash Margin - Derivatives | Cash - Collateral | ₹17.24 Cr | 0.19% |
| CMS Info Systems Ltd | Equity | ₹15.75 Cr | 0.17% |
| CreditAccess Grameen Ltd Ordinary Shares | Equity | ₹15.4 Cr | 0.17% |
| 91 Days Tbill Red 24-04-2025 | Bond - Gov't/Treasury | ₹12.95 Cr | 0.14% |
| Life Insurance Corporation of India | Equity | ₹10.61 Cr | 0.12% |
| Net Current Assets | Cash | ₹-6.3 Cr | 0.07% |
| Zaggle Prepaid Ocean Services Ltd | Equity | ₹6.23 Cr | 0.07% |
| Can Fin Homes Ltd | Equity | ₹3.3 Cr | 0.04% |
| India (Republic of) | Bond - Short-term Government Bills | ₹1 Cr | 0.01% |
Allocation By Market Cap (Equity)
Large Cap Stocks
68.80%
Mid Cap Stocks
13.47%
Small Cap Stocks
8.65%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹8,168.26 Cr | 90.68% |
| Industrials | ₹15.75 Cr | 0.17% |
| Technology | ₹6.23 Cr | 0.07% |
Risk & Performance Ratios
Standard Deviation
This fund
12.87%
Cat. avg.
15.59%
Lower the better
Sharpe Ratio
This fund
0.65
Cat. avg.
0.60
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.16
Higher the better
Fund Managers
Roshan Chutkey
Since January 2018
Sharmila D’mello
Since June 2022
Additional Scheme Detailsas of 31st March 2025
ISIN INF109K01BU5 | Expense Ratio 1.83% | Exit Load 1.00% | Fund Size ₹9,008 Cr | Age 16 years 7 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark Nifty Financial Services TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Sector - Financial Services Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| HSBC Financial Services Fund Regular Growth Very High Risk | 2.4% | 1.0% | ₹539.54 Cr | - |
| HSBC Financial Services Fund Direct Growth Very High Risk | 0.9% | 1.0% | ₹539.54 Cr | - |
| HDFC Nifty Bank ETF Very High Risk | 0.2% | - | ₹2602.65 Cr | 15.1% |
| Mirae Asset Nifty PSU Bank ETF Very High Risk | 0.2% | - | ₹38.33 Cr | - |
| Edelweiss Nifty Bank ETF Very High Risk | 0.1% | - | ₹9.85 Cr | - |
| Helios Financial Services Fund Direct Growth Very High Risk | 0.8% | 1.0% | ₹153.41 Cr | - |
| Helios Financial Services Fund Regular Growth Very High Risk | 2.4% | 1.0% | ₹153.41 Cr | - |
| Baroda BNP Paribas NIFTY Bank ETF Very High Risk | 0.1% | - | ₹4.31 Cr | - |
| ICICI Prudential Nifty Private Banks ETF Very High Risk | 0.1% | - | ₹2951.74 Cr | 14.9% |
| HDFC Nifty Private Bank ETF Very High Risk | 0.1% | - | ₹322.26 Cr | 14.9% |
About the AMC
ICICI Prudential Mutual Fund
Total AUM
₹8,67,406 Cr
Address
3rd Floor, Hallmark Business Plaza, Mumbai, 400 051
Other Funds by ICICI Prudential Mutual Fund
Related Articles
Still got questions?
We're here to help.
What is the current NAV of ICICI Prudential Banking and Financial Services Regular Growth?
What are the returns of ICICI Prudential Banking and Financial Services Regular Growth?
What is the portfolio composition of ICICI Prudential Banking and Financial Services Regular Growth?
Who manages the ICICI Prudential Banking and Financial Services Regular Growth?
- Roshan Chutkey
- Sharmila D’mello
Track & Analyse all your investments in one place
Compare your portfolio's performance with benchmarks
Identify potential risks in your portfolio and learn to fix them
Track all your family's investments in one place
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