ICICI Prudential Banking and Financial Services Regular Growth

Fund Overview

Fund Size

₹11,229 Cr

Expense Ratio

1.90%

ISIN

INF109K01BU5

Minimum SIP

₹1,000

Exit Load

1.00%

Inception Date

22 Aug 2008

About this fund

ICICI Prudential Banking and Financial Services Regular Growth is a Sector - Financial Services mutual fund schemes offered by ICICI Prudential Mutual Fund. This fund has been in existence for 18 years and 16 days, having been launched on 22-Aug-08.
As of 04-Sep-26, it has a Net Asset Value (NAV) of ₹131.81, Assets Under Management (AUM) of 11229.41 Crores, and an expense ratio of 1.9%.

ICICI Prudential Banking and Financial Services Regular Growth has given a CAGR return of 15.37% since inception.
The fund's asset allocation comprises around 92.04% in equities, 0.00% in debts, and 7.96% in cash & cash equivalents.
You can start investing in ICICI Prudential Banking and Financial Services Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+0.79%

+10.41% (Cat Avg.)

3 Years

+9.95%

+12.42% (Cat Avg.)

5 Years

+9.07%

+11.94% (Cat Avg.)

10 Years

+11.15%

+11.78% (Cat Avg.)

Since Inception

+15.37%

— (Cat Avg.)

Portfolio Summaryas of 31st July 2026

Equity	₹10,335.48 Cr	92.04%
Others	₹893.93 Cr	7.96%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
ICICI Bank Ltd	Equity	₹1,575.04 Cr	14.03%
HDFC Bank Ltd	Equity	₹1,327.01 Cr	11.82%
Kotak Mahindra Bank Ltd	Equity	₹987.52 Cr	8.79%
Axis Bank Ltd	Equity	₹946.78 Cr	8.43%
State Bank of India	Equity	₹826.88 Cr	7.36%
SBI Cards and Payment Services Ltd Ordinary Shares	Equity	₹352.92 Cr	3.14%
SBI Life Insurance Co Ltd	Equity	₹335.05 Cr	2.98%
LIC Housing Finance Ltd	Equity	₹329.6 Cr	2.94%
Treps	Cash - Repurchase Agreement	₹321.76 Cr	2.87%
HDFC Life Insurance Co Ltd	Equity	₹297.78 Cr	2.65%
Cash Offset For Derivatives	Cash - General Offset	₹293.69 Cr	2.62%
Bajaj Finserv Ltd	Equity	₹280.67 Cr	2.50%
Future on ICICI Bank Ltd	Equity - Future	₹-220.27 Cr	1.96%
PNB Housing Finance Ltd	Equity	₹216.86 Cr	1.93%
Bajaj Finance Ltd	Equity	₹199.39 Cr	1.78%
HDB Financial Services Ltd	Equity	₹197.25 Cr	1.76%
Can Fin Homes Ltd	Equity	₹195.16 Cr	1.74%
ICICI Lombard General Insurance Co Ltd	Equity	₹192.56 Cr	1.71%
Anand Rathi Wealth Ltd	Equity	₹186.73 Cr	1.66%
AAVAS Financiers Ltd	Equity	₹160.07 Cr	1.43%
Cholamandalam Investment and Finance Co Ltd	Equity	₹157.34 Cr	1.40%
Aptus Value Housing Finance India Ltd	Equity	₹153.53 Cr	1.37%
Max Financial Services Ltd	Equity	₹125.37 Cr	1.12%
Go Digit General Insurance Ltd	Equity	₹124.86 Cr	1.11%
ICICI Prudential Life Insurance Co Ltd	Equity	₹113.8 Cr	1.01%
UTI Asset Management Co Ltd	Equity	₹109.18 Cr	0.97%
Multi Commodity Exchange of India Ltd	Equity	₹105.71 Cr	0.94%
Medi Assist Healthcare Services Ltd	Equity	₹102.43 Cr	0.91%
Central Bank of India	Equity	₹101.37 Cr	0.90%
Repco Home Finance Ltd	Equity	₹98.13 Cr	0.87%
Cash Margin - Derivatives	Cash - Collateral	₹91.24 Cr	0.81%
Aadhar Housing Finance Ltd	Equity	₹86.39 Cr	0.77%
India (Republic of)	Bond - Short-term Government Bills	₹81.28 Cr	0.72%
Bandhan Bank Ltd	Equity	₹71.89 Cr	0.64%
Future on ICICI Lombard General Insurance Co Ltd	Equity - Future	₹-63.25 Cr	0.56%
360 One Wam Ltd Ordinary Shares	Equity	₹62.45 Cr	0.56%
Star Health and Allied Insurance Co Ltd	Equity	₹57.4 Cr	0.51%
Future on Cholamandalam Investment and Finance Co Ltd	Equity - Future	₹-54.09 Cr	0.48%
Fusion Finance Ltd	Equity	₹51.19 Cr	0.46%
Bajaj Holdings and Investment Ltd	Equity	₹48.78 Cr	0.43%
Bank of India	Equity	₹48.26 Cr	0.43%
Angel One Ltd Ordinary Shares	Equity	₹48.19 Cr	0.43%
Multi Commodity Exchange Of India Ltd. $$	Equity - Future	₹46.89 Cr	0.42%
CSB Bank Ltd Ordinary Shares	Equity	₹46.17 Cr	0.41%
Bajaj Housing Finance Ltd	Equity	₹43.48 Cr	0.39%
SBI Funds Management Ltd	Equity	₹39.66 Cr	0.35%
General Insurance Corp of India	Equity	₹33.13 Cr	0.30%
Muthoot Finance Ltd	Equity	₹31.74 Cr	0.28%
CARE Ratings Ltd	Equity	₹30.8 Cr	0.27%
MAS Financial Services Ltd Ordinary Shares	Equity	₹28.82 Cr	0.26%
Net Current Assets	Cash	₹28.48 Cr	0.25%
Sbi Cards And Payment Services Ltd. $$	Equity - Future	₹26.83 Cr	0.24%
CMS Info Systems Ltd	Equity	₹24.76 Cr	0.22%
PB Fintech Ltd	Equity	₹24.45 Cr	0.22%
Union Bank of India	Equity	₹22.41 Cr	0.20%
Future on Bandhan Bank Ltd	Equity - Future	₹-21.87 Cr	0.19%
India (Republic of)	Bond - Short-term Government Bills	₹18.78 Cr	0.17%
08/10/2026 Maturing 364 DTB	Bond - Gov't/Treasury	₹14.85 Cr	0.13%
ICRA Ltd	Equity	₹11.45 Cr	0.10%
Future on PNB Housing Finance Ltd	Equity - Future	₹-11.24 Cr	0.10%
India (Republic of)	Bond - Short-term Government Bills	₹9.93 Cr	0.09%
Canara Robeco Asset Management Co Ltd	Equity	₹9.49 Cr	0.08%
Canara HSBC Life Insurance Co Ltd	Equity	₹9.29 Cr	0.08%
Tbill	Bond - Gov't/Treasury	₹8.99 Cr	0.08%
India (Republic of)	Bond - Short-term Government Bills	₹8.98 Cr	0.08%
Tbill	Bond - Gov't/Treasury	₹7.99 Cr	0.07%
Bajaj Finserv Ltd. $$	Equity - Future	₹5.25 Cr	0.05%
India (Republic of)	Bond - Short-term Government Bills	₹4.96 Cr	0.04%
Tbill	Bond - Gov't/Treasury	₹4.95 Cr	0.04%
Cash Offsets For Shorts & Derivatives	Cash - General Offset	₹-1.96 Cr	0.02%
Future on Bajaj Finance Ltd	Equity - Future	₹-1.5 Cr	0.01%
Future on Bajaj Finserv Ltd	Equity - Future	₹-0.46 Cr	0.00%

Allocation By Market Cap (Equity)

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹10,501.99 Cr	93.52%
Healthcare	₹102.43 Cr	0.91%
Industrials	₹24.76 Cr	0.22%

Risk & Performance Ratios

Fund Managers

Sharmila D'Silva

Since June 2022

Antariksha Banerjee

Since March 2026

Additional Scheme Detailsas of 31st July 2026

ISIN

INF109K01BU5

Expense Ratio

1.90%

Exit Load

1.00%

Fund Size

₹11,229 Cr

Age

18 years

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

Nifty Financial Services TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Sector - Financial Services Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
DSP BSE MidSmall Private Banks ETF Very High Risk	-	-	-	-
Invesco India Nifty Bank ETF Very High Risk	-	-	-	-
Edelweiss BSE Top 10 Bank ETF Very High Risk	0.1%	-	₹20.77 Cr	-
Kotak Nifty Private Bank ETF Very High Risk	0.1%	-	-	-
Bajaj Finserv BSE Top 10 Banks ETF Very High Risk	0.1%	-	-	-
ICICI Prudential BSE Insurance ETF Very High Risk	-	-	-	-
Kotak Nifty PSU Bank ETF Very High Risk	0.5%	-	₹2432.96 Cr	24.7%
Groww Nifty Private Bank ETF Very High Risk	0.3%	-	₹6.82 Cr	-
Motilal Oswal BSE Top 10 Banks ETF Very High Risk	0.6%	-	₹5.86 Cr	-
Groww Nifty PSU Bank ETF Very High Risk	0.5%	-	₹6.28 Cr	-
Kotak Nifty Bank ETF Very High Risk	0.1%	-	₹4685.26 Cr	6.6%
DSP BSE Top 10 Banks ETF Very High Risk	1.3%	-	₹293.27 Cr	-
Canara Robeco Banking and Financial Services Fund Regular Growth Very High Risk	2.1%	1.0%	₹631.64 Cr	-
Canara Robeco Banking and Financial Services Fund Direct Growth Very High Risk	0.7%	1.0%	₹631.64 Cr	-
Aditya Birla Sun Life BSE Top 10 Banks ETF Very High Risk	0.1%	-	₹369.17 Cr	-
Motilal Oswal Financial Services Fund Regular Growth Very High Risk	2.8%	1.0%	₹202.54 Cr	-
Motilal Oswal Financial Services Fund Direct Growth Very High Risk	1.3%	1.0%	₹202.54 Cr	-
Edelweiss Financial Services Fund Direct Growth Very High Risk	1.0%	1.0%	₹282.35 Cr	-
Edelweiss Financial Services Fund Regular Growth Very High Risk	2.5%	1.0%	₹282.35 Cr	-
Bank of India Banking and Financial Services Fund Direct Growth Very High Risk	1.1%	1.0%	₹273.76 Cr	-
Bank of India Banking and Financial Services Fund Regular Growth Very High Risk	2.1%	1.0%	₹273.76 Cr	-
Groww Nifty Capital Markets ETF Very High Risk	0.5%	-	₹45.04 Cr	-
Bajaj Finserv Banking and Financial Services Fund Direct Growth Very High Risk	1.1%	1.0%	₹503.00 Cr	-
Bajaj Finserv Banking and Financial Services Fund Regular Growth Very High Risk	2.8%	1.0%	₹503.00 Cr	-
Mahindra Manulife Banking & Financial Services Fund Regular Growth Very High Risk	2.9%	0.0%	₹460.44 Cr	12.2%
Mahindra Manulife Banking & Financial Services Fund Direct Growth Very High Risk	1.2%	0.0%	₹460.44 Cr	14.2%
SBI BSE PSU Bank ETF Very High Risk	0.3%	-	₹801.14 Cr	24.6%
HSBC Financial Services Fund Regular Growth Very High Risk	2.4%	1.0%	₹928.79 Cr	14.0%
HSBC Financial Services Fund Direct Growth Very High Risk	1.0%	1.0%	₹928.79 Cr	15.7%
HDFC Nifty Bank ETF Very High Risk	0.2%	-	₹2259.96 Cr	6.5%
Mirae Asset Nifty PSU Bank ETF Very High Risk	0.2%	-	₹47.67 Cr	25.0%
Edelweiss Nifty Bank ETF Very High Risk	1.1%	-	₹3.30 Cr	6.4%
Helios Financial Services Fund Direct Growth Very High Risk	1.1%	1.0%	₹203.08 Cr	5.1%
Helios Financial Services Fund Regular Growth Very High Risk	2.6%	1.0%	₹203.08 Cr	3.5%
Baroda BNP Paribas NIFTY Bank ETF Very High Risk	0.3%	-	₹4.25 Cr	6.5%
ICICI Prudential Nifty Private Banks ETF Very High Risk	0.2%	-	₹4002.47 Cr	6.3%
HDFC Nifty Private Bank ETF Very High Risk	0.1%	-	₹492.60 Cr	6.3%
Groww Banking & Financial Services Fund Regular Growth Very High Risk	2.4%	1.0%	₹83.19 Cr	15.3%
Groww Banking & Financial Services Fund Direct Growth Very High Risk	0.5%	1.0%	₹83.19 Cr	17.5%
WhiteOak Capital Banking & Financial Services Fund Regular Growth Very High Risk	2.8%	0.0%	₹652.60 Cr	6.8%
WhiteOak Capital Banking & Financial Services Fund Direct Growth Very High Risk	1.1%	0.0%	₹652.60 Cr	8.7%
HDFC Nifty PSU Bank ETF Very High Risk	0.3%	-	₹63.97 Cr	24.9%
Bajaj Finserv Nifty Bank ETF Very High Risk	0.2%	-	₹410.07 Cr	6.6%
DSP Banking & Financial Services Fund Regular Growth Very High Risk	2.2%	0.0%	₹2065.31 Cr	17.3%
DSP Banking & Financial Services Fund Direct Growth Very High Risk	0.8%	0.0%	₹2065.31 Cr	19.0%
Mirae Asset Nifty Financial Services ETF Very High Risk	0.1%	-	₹417.84 Cr	1.5%
Kotak Nifty Bank ETF Very High Risk	0.1%	-	₹6341.50 Cr	26.6%
Nippon India Banking & Financial Services Fund Direct Growth Very High Risk	1.1%	1.0%	₹7774.49 Cr	7.6%
Invesco India Financial Services Fund Direct Growth Very High Risk	0.7%	1.0%	₹1845.19 Cr	12.4%
UTI Nifty Bank ETF Very High Risk	0.2%	-	₹3128.20 Cr	6.5%

About the AMC

ICICI Prudential Mutual Fund

+91 22 26428000

https://www.icicipruamc.com/

Total AUM

₹12,13,548 Cr

Address

3rd Floor, Hallmark Business Plaza, Mumbai, 400 051

Other Funds by ICICI Prudential Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
ICICI Prudential Life Cycle Fund 2036 Direct Growth Very High Risk	-	3.0%	-	-
ICICI Prudential Life Cycle Fund 2041 Direct Growth Very High Risk	-	3.0%	-	-
ICICI Prudential Life Cycle Fund 2031 Direct Growth Very High Risk	-	3.0%	-	-
ICICI Prudential Dynamic Asset Allocation Passive FOF Direct Growth Very High Risk	-	1.0%	-	-
ICICI Prudential Multi-Asset Active FOF Direct Growth High Risk	0.1%	1.0%	-	-
ICICI Prudential Balanced Hybrid Fund Direct Growth High Risk	0.6%	1.0%	-	-
iSIF Active Asset Allocator Long-Short Fund Direct Growth Very High Risk	2.2%	1.0%	₹758.75 Cr	-
iSIF Equity Long-Short Fund Direct Growth Very High Risk	3.6%	1.0%	-	-
ICICI Prudential Diversified Equity All Cap Active FOF Direct Growth Very High Risk	0.9%	1.0%	₹891.66 Cr	-
iSIF Equity Ex-Top 100 Long-Short Fund Direct Growth Very High Risk	1.3%	1.0%	₹2194.52 Cr	-
iSIF Hybrid Long-Short Fund Direct Growth Very High Risk	1.2%	1.0%	₹1079.82 Cr	-
ICICI Prudential Conglomerate Fund Direct Growth Moderately High risk	1.3%	1.0%	₹820.84 Cr	-
ICICI Prudential Active Momentum Fund Direct Growth Moderate Risk	1.7%	1.0%	₹2081.15 Cr	9.8%
ICICI Prudential Nifty Private Bank Index Fund Direct Growth Very High Risk	0.7%	0.0%	₹45.68 Cr	5.9%
ICICI Prudential Nifty Top 15 Equal Weight Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹29.73 Cr	-4.8%
ICICI Prudential Nifty200 Quality 30 Index Fund Direct Growth Very High Risk	0.5%	0.0%	₹26.94 Cr	-2.0%
ICICI Prudential Quality Fund Direct Growth Very High Risk	1.4%	1.0%	₹2157.87 Cr	6.5%
ICICI Prudential Nifty EV & New Age Automotive ETF FOF Direct Growth Very High Risk	0.7%	0.0%	₹47.19 Cr	5.1%
ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹509.87 Cr	7.1%
ICICI Prudential CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹8.51 Cr	-
ICICI Prudential Rural Opportunities Fund Direct Growth Moderate Risk	1.2%	1.0%	₹2130.12 Cr	-4.1%
ICICI Prudential Nifty 500 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹98.94 Cr	2.2%
ICICI Prudential Equity Minimum Variance Fund Direct Growth Very High Risk	1.8%	1.0%	₹2836.15 Cr	0.9%
ICICI Prudential Nifty200 Value 30 Index Fund Direct Growth Very High Risk	0.7%	0.0%	₹198.97 Cr	17.8%
ICICI Prudential Energy Opportunities Fund Direct Growth Very High Risk	1.1%	1.0%	₹8199.55 Cr	18.1%
ICICI Prudential Fixed Maturity Plan Series 89 91 Days Plan G Direct Growth Low to Moderate Risk	-	-	-	-
ICICI Prudential Nifty LargeMidcap 250 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹295.09 Cr	4.6%
ICICI Prudential Nifty50 Value 20 Index Fund Direct Growth Very High Risk	0.7%	0.0%	₹100.78 Cr	-5.4%
ICICI Prudential Fixed Maturity Plan Series 88 182 Days Plan J Direct Growth Moderate Risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 125 Days Plan H Direct Growth Low to Moderate Risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 93 Days Plan P Direct Growth Low to Moderate Risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 1199 Days Plan Q Direct Growth Low to Moderate Risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 1858 Days Plan D Direct Growth Moderate Risk	-	0.0%	-	-
ICICI Prudential Fixed Maturity Plan Series 88 1226 Days Plan F Direct Growth Low Risk	-	-	₹129.54 Cr	6.1%
ICICI Prudential Long Term Wealth Enhancement Fund Direct Growth Very High Risk	0.8%	0.0%	₹37.52 Cr	-0.7%
ICICI Prudential Fixed Maturity Plan Series 88 1828 Days Plan A Direct Growth Moderate Risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 1833 Days Plan C Direct Growth Moderate Risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 1192 Days Plan R Direct Growth Low to Moderate Risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 95 Days Plan B Direct Growth Moderately High risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 1303 Days Plan S Direct Growth Low Risk	-	0.0%	₹62.28 Cr	5.9%
ICICI Prudential Fixed Maturity Plan Series 88 226 Days Plan E Direct Growth Moderate Risk	-	0.0%	-	-
ICICI Prudential Thematic Advantage Fund (FOF) Direct Growth Very High Risk	1.2%	1.0%	₹9476.94 Cr	2.4%
ICICI Prudential Floating Interest Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹8464.44 Cr	7.0%
ICICI Prudential Gilt Fund Direct Growth Low to Moderate Risk	0.6%	0.0%	₹8890.13 Cr	5.3%
ICICI Prudential All Seasons Bond Fund Direct Growth Moderately High risk	0.6%	0.0%	₹13260.35 Cr	6.1%
ICICI Prudential Long Term Bond Fund Direct Growth Moderate Risk	0.4%	0.0%	₹843.40 Cr	3.6%
ICICI Prudential Liquid Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹61557.98 Cr	6.5%
ICICI Prudential Innovation Fund Direct Growth Very High Risk	1.2%	1.0%	₹7843.53 Cr	6.7%
ICICI Prudential Global Stable Equity Fund (FOF) Direct Growth Very High Risk	1.1%	1.0%	₹92.16 Cr	18.5%
ICICI Prudential Bond Fund Direct Growth Moderate Risk	0.5%	0.0%	₹1983.34 Cr	5.5%

Risk Level

Your principal amount will be at Very High Risk

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What is the current NAV of ICICI Prudential Banking and Financial Services Regular Growth?

The NAV of ICICI Prudential Banking and Financial Services Regular Growth, as of 04-Sep-2026, is ₹131.81.

What are the returns of ICICI Prudential Banking and Financial Services Regular Growth?

The fund has generated 0.79% over the last 1 year and 9.95% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of ICICI Prudential Banking and Financial Services Regular Growth?

The fund's allocation of assets is distributed as 92.04% in equities, 0.00% in bonds, and 7.96% in cash and cash equivalents.

Who manages the ICICI Prudential Banking and Financial Services Regular Growth?

The fund managers responsible for ICICI Prudential Banking and Financial Services Regular Growth are:-

Sharmila D'Silva
Antariksha Banerjee

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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ICICI Prudential Banking and Financial Services Regular Growth

Fund Overview