ICICI Prudential Banking and Financial Services Regular Growth

Fund Overview

Fund Size

₹10,951 Cr

Expense Ratio

1.79%

ISIN

INF109K01BU5

Minimum SIP

₹1,000

Exit Load

1.00%

Inception Date

22 Aug 2008

About this fund

ICICI Prudential Banking and Financial Services Regular Growth is a Sector - Financial Services mutual fund schemes offered by ICICI Prudential Mutual Fund. This fund has been in existence for 17 years, 6 months and 3 days, having been launched on 22-Aug-08.
As of 24-Feb-26, it has a Net Asset Value (NAV) of ₹138.40, Assets Under Management (AUM) of 10950.75 Crores, and an expense ratio of 1.79%.

ICICI Prudential Banking and Financial Services Regular Growth has given a CAGR return of 16.19% since inception.
The fund's asset allocation comprises around 95.82% in equities, 0.00% in debts, and 4.18% in cash & cash equivalents.
You can start investing in ICICI Prudential Banking and Financial Services Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+18.73%

+29.61% (Cat Avg.)

3 Years

+17.41%

+17.22% (Cat Avg.)

5 Years

+12.43%

+14.68% (Cat Avg.)

10 Years

+16.82%

+16.76% (Cat Avg.)

Since Inception

+16.19%

— (Cat Avg.)

Portfolio Summaryas of 31st January 2026

Equity	₹10,493.21 Cr	95.82%
Others	₹457.53 Cr	4.18%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
HDFC Bank Ltd	Equity	₹1,921.21 Cr	17.54%
ICICI Bank Ltd	Equity	₹1,529.82 Cr	13.97%
Axis Bank Ltd	Equity	₹1,066.68 Cr	9.74%
State Bank of India	Equity	₹682.96 Cr	6.24%
SBI Life Insurance Co Ltd	Equity	₹646.8 Cr	5.91%
Kotak Mahindra Bank Ltd	Equity	₹507.71 Cr	4.64%
SBI Cards and Payment Services Ltd Ordinary Shares	Equity	₹392.07 Cr	3.58%
HDFC Life Insurance Co Ltd	Equity	₹383.16 Cr	3.50%
LIC Housing Finance Ltd	Equity	₹357.88 Cr	3.27%
ICICI Lombard General Insurance Co Ltd	Equity	₹326.6 Cr	2.98%
Treps	Cash - Repurchase Agreement	₹312.13 Cr	2.85%
Max Financial Services Ltd	Equity	₹242.01 Cr	2.21%
Bajaj Finance Ltd	Equity	₹218.16 Cr	1.99%
Can Fin Homes Ltd	Equity	₹204.78 Cr	1.87%
ICICI Prudential Life Insurance Co Ltd	Equity	₹172.66 Cr	1.58%
Aptus Value Housing Finance India Ltd	Equity	₹157.14 Cr	1.43%
Star Health and Allied Insurance Co Ltd	Equity	₹130.35 Cr	1.19%
Anand Rathi Wealth Ltd	Equity	₹129.91 Cr	1.19%
Medi Assist Healthcare Services Ltd	Equity	₹117.67 Cr	1.07%
UTI Asset Management Co Ltd	Equity	₹117.6 Cr	1.07%
AAVAS Financiers Ltd	Equity	₹109.31 Cr	1.00%
PNB Housing Finance Ltd	Equity	₹105.55 Cr	0.96%
Repco Home Finance Ltd	Equity	₹100.99 Cr	0.92%
Cash Margin - Derivatives	Cash - Collateral	₹99.24 Cr	0.91%
Bandhan Bank Ltd	Equity	₹99.1 Cr	0.90%
Bajaj Finserv Ltd	Equity	₹96.83 Cr	0.88%
Bajaj Holdings and Investment Ltd	Equity	₹91.74 Cr	0.84%
HDB Financial Services Ltd	Equity	₹80.16 Cr	0.73%
CSB Bank Ltd Ordinary Shares	Equity	₹67.04 Cr	0.61%
Life Insurance Corporation of India	Equity	₹56.63 Cr	0.52%
Bajaj Housing Finance Ltd	Equity	₹48.2 Cr	0.44%
Fusion Finance Ltd	Equity	₹46.82 Cr	0.43%
Canara HSBC Life Insurance Co Ltd	Equity	₹42.38 Cr	0.39%
Seshaasai Technologies Ltd	Equity	₹40.23 Cr	0.37%
General Insurance Corp of India	Equity	₹37.81 Cr	0.35%
Angel One Ltd Ordinary Shares	Equity	₹33.59 Cr	0.31%
MAS Financial Services Ltd Ordinary Shares	Equity	₹32.57 Cr	0.30%
Aadhar Housing Finance Ltd	Equity	₹32.41 Cr	0.30%
CMS Info Systems Ltd	Equity	₹31.76 Cr	0.29%
364 Days Tbill Red 05-02-2026	Bond - Gov't/Treasury	₹19.49 Cr	0.18%
Equitas Small Finance Bank Ltd Ordinary Shares	Equity	₹18.41 Cr	0.17%
Net Current Assets	Cash	₹18.26 Cr	0.17%
09/04/2026 Maturing 91 DTB	Bond - Gov't/Treasury	₹13.86 Cr	0.13%
Canara Robeco Asset Management Co Ltd	Equity	₹9.1 Cr	0.08%
Sbi Cards And Payment Services Ltd.	Equity - Future	₹5.45 Cr	0.05%
Cash Offset For Derivatives	Cash - General Offset	₹-5.45 Cr	0.05%
Sundaram Finance Ltd	Equity	₹1.98 Cr	0.02%

Allocation By Market Cap (Equity)

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹10,298.1 Cr	94.04%
Healthcare	₹117.67 Cr	1.07%
Technology	₹40.23 Cr	0.37%
Industrials	₹31.76 Cr	0.29%

Risk & Performance Ratios

Fund Managers

Roshan Chutkey

Since January 2018

Sharmila D’mello

Since June 2022

Additional Scheme Detailsas of 31st January 2026

ISIN

INF109K01BU5

Expense Ratio

1.79%

Exit Load

1.00%

Fund Size

₹10,951 Cr

Age

17 years 6 months

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

Nifty Financial Services TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Sector - Financial Services Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Aditya Birla Sun Life BSE Top 10 Banks ETF Very High Risk	-	-	-	-
Motilal Oswal Financial Services Fund Regular Growth Very High Risk	-	1.0%	-	-
Motilal Oswal Financial Services Fund Direct Growth Very High Risk	-	1.0%	-	-
Edelweiss Financial Services Fund Direct Growth Very High Risk	-	1.0%	-	-
Edelweiss Financial Services Fund Regular Growth Very High Risk	-	1.0%	-	-
Bank of India Banking and Financial Services Fund Direct Growth Very High Risk	-	1.0%	-	-
Bank of India Banking and Financial Services Fund Regular Growth Very High Risk	-	1.0%	-	-
Bajaj Finserv Banking and Financial Services Fund Direct Growth Very High Risk	0.7%	1.0%	₹408.57 Cr	-
Bajaj Finserv Banking and Financial Services Fund Regular Growth Very High Risk	2.4%	1.0%	₹408.57 Cr	-
Mahindra Manulife Banking & Financial Services Fund Regular Growth Very High Risk	2.4%	0.0%	₹404.91 Cr	-
Mahindra Manulife Banking & Financial Services Fund Direct Growth Very High Risk	0.6%	0.0%	₹404.91 Cr	-
HSBC Financial Services Fund Regular Growth Very High Risk	2.3%	1.0%	₹839.63 Cr	-
HSBC Financial Services Fund Direct Growth Very High Risk	0.8%	1.0%	₹839.63 Cr	-
HDFC Nifty Bank ETF Very High Risk	0.2%	-	₹2821.25 Cr	26.2%
Mirae Asset Nifty PSU Bank ETF Very High Risk	0.2%	-	₹64.88 Cr	65.8%
Edelweiss Nifty Bank ETF Very High Risk	0.3%	-	₹13.37 Cr	26.2%
Helios Financial Services Fund Direct Growth Very High Risk	0.9%	1.0%	₹207.00 Cr	22.1%
Helios Financial Services Fund Regular Growth Very High Risk	2.4%	1.0%	₹207.00 Cr	20.2%
Baroda BNP Paribas NIFTY Bank ETF Very High Risk	0.1%	-	₹3.81 Cr	26.1%
ICICI Prudential Nifty Private Banks ETF Very High Risk	0.1%	-	₹3044.88 Cr	18.9%
HDFC Nifty Private Bank ETF Very High Risk	0.1%	-	₹344.57 Cr	18.9%
Groww Banking & Financial Services Fund Regular Growth Very High Risk	2.3%	1.0%	₹62.52 Cr	24.4%
Groww Banking & Financial Services Fund Direct Growth Very High Risk	0.4%	1.0%	₹62.52 Cr	26.8%
WhiteOak Capital Banking & Financial Services Fund Regular Growth Very High Risk	2.4%	1.0%	₹568.57 Cr	24.0%
WhiteOak Capital Banking & Financial Services Fund Direct Growth Very High Risk	0.7%	1.0%	₹568.57 Cr	26.2%
HDFC Nifty PSU Bank ETF Very High Risk	0.3%	-	₹30.56 Cr	65.5%
Bajaj Finserv Nifty Bank ETF Very High Risk	0.1%	-	₹419.80 Cr	26.3%
DSP Banking & Financial Services Fund Regular Growth Very High Risk	2.1%	0.0%	₹1666.81 Cr	27.5%
DSP Banking & Financial Services Fund Direct Growth Very High Risk	0.6%	0.0%	₹1666.81 Cr	29.4%
Mirae Asset Nifty Financial Services ETF Very High Risk	0.1%	-	₹476.68 Cr	24.1%
Kotak Nifty Bank ETF Very High Risk	0.1%	-	₹6341.50 Cr	26.2%
Nippon India Banking & Financial Services Fund Direct Growth Very High Risk	1.0%	1.0%	₹7752.54 Cr	24.9%
Invesco India Financial Services Fund Direct Growth Very High Risk	0.8%	1.0%	₹1628.30 Cr	28.7%
UTI Nifty Bank ETF Very High Risk	0.2%	-	₹3977.66 Cr	26.3%
HDFC Nifty Private Bank ETF Very High Risk	0.1%	-	₹352.74 Cr	-88.9%
ICICI Prudential Nifty Bank ETF Very High Risk	0.1%	-	₹3170.01 Cr	26.3%
SBI Nifty Private Bank ETF Very High Risk	0.1%	-	₹250.39 Cr	18.9%
Bandhan Financial Services Fund Regular Growth Very High Risk	2.1%	0.0%	₹1120.94 Cr	19.4%
Bandhan Financial Services Fund Direct Growth Very High Risk	0.6%	0.0%	₹1120.94 Cr	21.3%
Mirae Asset Nifty Bank ETF Very High Risk	0.1%	-	₹246.06 Cr	26.3%
SBI Nifty Bank ETF Very High Risk	0.2%	-	₹3973.79 Cr	26.2%
Quant BFSI Fund Regular Growth Very High Risk	2.3%	1.0%	₹760.66 Cr	34.8%
Baroda BNP Paribas Banking and Financial Services Fund Regular Growth Very High Risk	2.4%	1.0%	₹378.92 Cr	23.2%
Quant BFSI Fund Direct Growth Very High Risk	0.8%	1.0%	₹760.66 Cr	36.9%
ICICI Prudential Nifty Financial Services Ex-Bank ETF Very High Risk	0.2%	-	₹227.87 Cr	28.4%
HDFC Banking & Financial Services Fund Direct Growth Very High Risk	0.8%	1.0%	₹4485.99 Cr	28.6%
HDFC Banking & Financial Services Fund Regular Growth Very High Risk	1.9%	1.0%	₹4485.99 Cr	27.2%
UTI Banking and Financial Services Fund Direct Growth Very High Risk	1.1%	1.0%	₹1399.82 Cr	27.3%
Baroda BNP Paribas Banking and Financial Services Fund Direct Growth Very High Risk	0.8%	1.0%	₹378.92 Cr	25.2%
SBI Banking & Financial Services Fund Direct Growth Very High Risk	0.7%	0.0%	₹10414.75 Cr	30.3%

About the AMC

ICICI Prudential Mutual Fund

+91 22 26428000

https://www.icicipruamc.com/

Total AUM

₹11,50,127 Cr

Address

3rd Floor, Hallmark Business Plaza, Mumbai, 400 051

Other Funds by ICICI Prudential Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
iSIF Equity Ex-Top 100 Long-Short Fund Direct Growth Very High Risk	-	1.0%	-	-
iSIF Hybrid Long-Short Fund Direct Growth Very High Risk	-	1.0%	-	-
ICICI Prudential Conglomerate Fund Direct Growth Moderately High risk	1.2%	1.0%	₹857.22 Cr	-
ICICI Prudential Active Momentum Fund Direct Growth Moderate Risk	1.0%	1.0%	₹1448.27 Cr	-
ICICI Prudential Nifty Private Bank Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹21.30 Cr	-
ICICI Prudential Nifty Top 15 Equal Weight Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹25.32 Cr	-
ICICI Prudential Nifty200 Quality 30 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹23.03 Cr	-
ICICI Prudential Quality Fund Direct Growth Very High Risk	0.9%	1.0%	₹2297.64 Cr	-
ICICI Prudential Nifty EV & New Age Automotive ETF FOF Direct Growth Very High Risk	0.9%	0.0%	₹31.73 Cr	-
ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹445.71 Cr	-
ICICI Prudential CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹8.51 Cr	-
ICICI Prudential Rural Opportunities Fund Direct Growth Moderate Risk	0.9%	1.0%	₹2244.73 Cr	21.7%
ICICI Prudential Nifty 500 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹66.51 Cr	14.2%
ICICI Prudential Equity Minimum Variance Fund Direct Growth Very High Risk	0.8%	1.0%	₹3685.20 Cr	16.6%
ICICI Prudential Nifty200 Value 30 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹136.35 Cr	41.0%
ICICI Prudential Energy Opportunities Fund Direct Growth Very High Risk	0.6%	1.0%	₹9891.84 Cr	26.6%
ICICI Prudential Fixed Maturity Plan Series 89 91 Days Plan G Direct Growth Low to Moderate Risk	-	-	-	-
ICICI Prudential Nifty LargeMidcap 250 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹242.20 Cr	16.3%
ICICI Prudential Nifty50 Value 20 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹109.32 Cr	5.7%
ICICI Prudential Fixed Maturity Plan Series 88 182 Days Plan J Direct Growth Moderate Risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 125 Days Plan H Direct Growth Low to Moderate Risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 93 Days Plan P Direct Growth Low to Moderate Risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 1199 Days Plan Q Direct Growth Low to Moderate Risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 1858 Days Plan D Direct Growth Moderate Risk	-	0.0%	-	-
ICICI Prudential Fixed Maturity Plan Series 88 1226 Days Plan F Direct Growth Low Risk	-	-	₹129.54 Cr	6.9%
ICICI Prudential Long Term Wealth Enhancement Fund Direct Growth Very High Risk	1.0%	0.0%	₹40.95 Cr	13.0%
ICICI Prudential Fixed Maturity Plan Series 88 1828 Days Plan A Direct Growth Moderate Risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 1833 Days Plan C Direct Growth Moderate Risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 1192 Days Plan R Direct Growth Low to Moderate Risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 95 Days Plan B Direct Growth Moderately High risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 1303 Days Plan S Direct Growth Low to Moderate Risk	-	0.0%	₹62.28 Cr	7.3%
ICICI Prudential Fixed Maturity Plan Series 88 226 Days Plan E Direct Growth Moderate Risk	-	0.0%	-	-
ICICI Prudential Thematic Advantage Fund (FOF) Direct Growth Very High Risk	0.9%	1.0%	₹8693.30 Cr	12.7%
ICICI Prudential Floating Interest Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹7195.72 Cr	8.1%
ICICI Prudential Gilt Fund Direct Growth Low to Moderate Risk	0.6%	0.0%	₹9240.09 Cr	6.8%
ICICI Prudential All Seasons Bond Fund Direct Growth Moderately High risk	0.6%	0.0%	₹14826.27 Cr	7.4%
ICICI Prudential Long Term Bond Fund Direct Growth Moderate Risk	0.4%	0.0%	₹1010.73 Cr	4.9%
ICICI Prudential Liquid Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹52164.97 Cr	6.4%
ICICI Prudential Innovation Fund Direct Growth Very High Risk	0.7%	1.0%	₹7598.67 Cr	15.2%
ICICI Prudential Global Stable Equity Fund (FOF) Direct Growth Very High Risk	1.2%	1.0%	₹86.05 Cr	18.1%
ICICI Prudential Bond Fund Direct Growth Moderate Risk	0.6%	0.0%	₹2916.99 Cr	6.4%
ICICI Prudential Smallcap Fund Direct Growth Very High Risk	0.8%	1.0%	₹8122.70 Cr	12.9%
ICICI Prudential Midcap Fund Direct Growth Very High Risk	1.0%	1.0%	₹6969.01 Cr	28.5%
ICICI Prudential Infrastructure Fund Direct Growth Very High Risk	1.1%	1.0%	₹8076.55 Cr	17.9%
ICICI Prudential Nifty 50 Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹15179.76 Cr	13.7%
ICICI Prudential Regular Savings Fund Direct Growth High Risk	1.0%	1.0%	₹3333.86 Cr	9.4%
ICICI Prudential Money Market Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹35024.96 Cr	7.3%
ICICI Prudential Nifty Next 50 Index Direct Growth Very High Risk	0.3%	0.0%	₹8102.77 Cr	17.3%
ICICI Prudential Regular Gold Savings (FOF) Direct Growth High Risk	0.6%	1.0%	₹6338.49 Cr	80.7%
ICICI Prudential Credit Risk Fund Direct Growth Very High Risk	0.8%	1.0%	₹5939.88 Cr	10.0%

Risk Level

Your principal amount will be at Very High Risk

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What is the current NAV of ICICI Prudential Banking and Financial Services Regular Growth?

The NAV of ICICI Prudential Banking and Financial Services Regular Growth, as of 24-Feb-2026, is ₹138.40.

What are the returns of ICICI Prudential Banking and Financial Services Regular Growth?

The fund has generated 18.73% over the last 1 year and 17.41% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of ICICI Prudential Banking and Financial Services Regular Growth?

The fund's allocation of assets is distributed as 95.82% in equities, 0.00% in bonds, and 4.18% in cash and cash equivalents.

Who manages the ICICI Prudential Banking and Financial Services Regular Growth?

The fund managers responsible for ICICI Prudential Banking and Financial Services Regular Growth are:-

Roshan Chutkey
Sharmila D’mello

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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ICICI Prudential Banking and Financial Services Regular Growth

Fund Overview