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Fund Overview

Fund Size

Fund Size

₹5,562 Cr

Expense Ratio

Expense Ratio

0.32%

ISIN

ISIN

INF03VN01761

Minimum SIP

Minimum SIP

₹500

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

19 May 2023

About this fund

WhiteOak Capital Multi Asset Allocation Fund Direct Growth is a Multi Asset Allocation mutual fund schemes offered by WhiteOak Capital Mutual Fund. This fund has been in existence for 2 years, 7 months and 26 days, having been launched on 19-May-23.
As of 12-Jan-26, it has a Net Asset Value (NAV) of ₹15.77, Assets Under Management (AUM) of 5561.90 Crores, and an expense ratio of 0.32%.
  • WhiteOak Capital Multi Asset Allocation Fund Direct Growth has given a CAGR return of 18.74% since inception.
  • The fund's asset allocation comprises around 32.58% in equities, 32.62% in debts, and 20.29% in cash & cash equivalents.
  • You can start investing in WhiteOak Capital Multi Asset Allocation Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+19.21%

(Cat Avg.)

Since Inception

+18.74%

(Cat Avg.)

Portfolio Summaryas of 31st December 2025

Equity1,812.02 Cr32.58%
Debt1,814.29 Cr32.62%
Others1,935.58 Cr34.80%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Futcom_Gold_05/02/2026Commodity - Future528.95 Cr9.51%
6.48% Govt Stock 2035Bond - Gov't/Treasury350.69 Cr6.31%
Futcom_goldm_05/03/2026Equity - Future-252.99 Cr4.55%
ICICI Pru Gold ETFMutual Fund - ETF242.67 Cr4.36%
Clearing Corporation Of India LtdCash - Repurchase Agreement232.02 Cr4.17%
Cash Offset For DerivativesCash - General Offset205.77 Cr3.70%
HDFC Bank LtdEquity198.8 Cr3.57%
ICICI Bank LtdEquity197.36 Cr3.55%
6.68% Govt Stock 2040Bond - Gov't/Treasury190.96 Cr3.43%
Net Receivables / (Payables)Cash - Collateral178.72 Cr3.21%
Bharti Airtel LtdEquity139.65 Cr2.51%
Nexus Select Trust ReitsEquity - REIT121.53 Cr2.19%
Upl LimitedEquity - Future-102.26 Cr1.84%
UPL LtdEquity101.71 Cr1.83%
Union Bank of IndiaBond - Gov't Agency Debt97.24 Cr1.75%
Brookfield India Real Estate TrustEquity - REIT94.68 Cr1.70%
Embassy Office Parks REITEquity - REIT91.12 Cr1.64%
7.09% Govt Stock 2054Bond - Gov't/Treasury86.33 Cr1.55%
6.28% Govt Stock 2032Bond - Gov't/Treasury81.64 Cr1.47%
State Bank of IndiaEquity80.25 Cr1.44%
Roadstar Infra Investment Trust UnitEquity78.61 Cr1.41%
National Highways Infra Trust UnitsEquity - REIT77.78 Cr1.40%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond74.97 Cr1.35%
Adani Enterprises LimitedEquity - Future-74.72 Cr1.34%
Icici Bank LimitedEquity - Future-73.27 Cr1.32%
Bharti Airtel LimitedEquity - Future-71.46 Cr1.28%
Muthoot Finance LimitedBond - Corporate Bond70.16 Cr1.26%
Small Industries Development Bank Of IndiaBond - Corporate Bond65.21 Cr1.17%
India (Republic of)Bond - Short-term Government Bills64.93 Cr1.17%
Hdfc Bank LimitedEquity - Future-62.81 Cr1.13%
InterGlobe Aviation LtdEquity61.65 Cr1.11%
TbillBond - Gov't/Treasury59.53 Cr1.07%
Union Bank of IndiaBond - Gov't Agency Debt54.3 Cr0.98%
Mahindra & Mahindra LtdEquity52.92 Cr0.95%
Small Industries Development Bank Of IndiaBond - Corporate Bond50.69 Cr0.91%
India (Republic of)Bond - Short-term Government Bills49.9 Cr0.90%
364 DTB 27022026Bond - Gov't/Treasury49.6 Cr0.89%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond48.63 Cr0.87%
Maruti Suzuki India LtdEquity47.7 Cr0.86%
Bajaj Housing Finance LimitedBond - Corporate Bond44.92 Cr0.81%
Interglobe Aviation LimitedEquity - Future-44.63 Cr0.80%
Power Finance Corporation LimitedBond - Corporate Bond44.6 Cr0.80%
Adani Enterprises Ltd Ordinary Shares (Partly Paid Rs.0.50)Equity44.5 Cr0.80%
Cholamandalam Investment And Finance Company LimitedBond - Corporate Bond43.42 Cr0.78%
Reliance Industries LtdEquity43.37 Cr0.78%
Coforge LimitedEquity - Future-42.43 Cr0.76%
7.02% Govt Stock 2031Bond - Gov't/Treasury41.18 Cr0.74%
Bajaj Finance LimitedBond - Corporate Bond41.06 Cr0.74%
Bajaj Finance LimitedBond - Corporate Bond40.84 Cr0.73%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond40.53 Cr0.73%
Hindalco Industries LtdEquity40.44 Cr0.73%
India (Republic of)Bond - Short-term Government Bills39.72 Cr0.71%
DSP Gold ETFMutual Fund - ETF39.3 Cr0.71%
Eternal LtdEquity38.96 Cr0.70%
Rec LimitedBond - Corporate Bond38.78 Cr0.70%
Kotak Mahindra Bank LtdEquity38.57 Cr0.69%
Bharat Electronics LtdEquity38.44 Cr0.69%
Indian Railway Finance Corporation LimitedBond - Corporate Bond37.07 Cr0.67%
State Bank Of IndiaEquity - Future-36.1 Cr0.65%
Cholamandalam Investment And Finance Company LimitedBond - Corporate Bond35.67 Cr0.64%
LIC Housing Finance LtdBond - Corporate Bond35.6 Cr0.64%
Power Finance Corporation LimitedBond - Corporate Bond35.52 Cr0.64%
TbillBond - Gov't/Treasury34.89 Cr0.63%
Cigniti Technologies LtdEquity34.52 Cr0.62%
Bank Of BarodaCash - CD/Time Deposit34.08 Cr0.61%
Axis Bank LimitedCash - CD/Time Deposit33.66 Cr0.61%
6.01% Govt Stock 2030Bond - Gov't/Treasury33.59 Cr0.60%
Bank Nifty IndexEquity - Future32.52 Cr0.58%
Infosys LimitedEquity - Future32.51 Cr0.58%
Small Industries Development Bank Of IndiaBond - Corporate Bond32.43 Cr0.58%
LIC Housing Finance LtdBond - Corporate Bond31.86 Cr0.57%
Anantam Highways Trust InvitsEquity31.68 Cr0.57%
Nestle India LtdEquity30.83 Cr0.55%
Coforge LtdEquity30.37 Cr0.55%
National Housing BankBond - Corporate Bond30.34 Cr0.55%
Vertis Infrastructure Trust UnitEquity - REIT30 Cr0.54%
6.54% Govt Stock 2032Bond - Gov't/Treasury29.67 Cr0.53%
Titan Co LtdEquity29.37 Cr0.53%
NiftyEquity - Future27.52 Cr0.49%
Vanguard S&P 500 ETFMutual Fund - ETF27.23 Cr0.49%
Hindalco Industries LimitedEquity - Future-26.17 Cr0.47%
Small Industries Development Bank Of IndiaBond - Corporate Bond25.29 Cr0.45%
India (Republic of)Bond - Short-term Government Bills24.9 Cr0.45%
India (Republic of)Bond - Short-term Government Bills24.7 Cr0.44%
Torrent Pharmaceuticals LtdEquity24.11 Cr0.43%
Larsen & Toubro LtdEquity22.97 Cr0.41%
Tata Consultancy Services LtdEquity20.86 Cr0.38%
Muthoot Finance LtdEquity20.23 Cr0.36%
Persistent Systems LtdEquity20.08 Cr0.36%
Bajaj Finance LtdEquity19.32 Cr0.35%
Biocon LimitedEquity - Future-18.51 Cr0.33%
Cholamandalam Investment And Finance Company LimitedBond - Corporate Bond18.47 Cr0.33%
Biocon LtdEquity18.41 Cr0.33%
ICICI Prudential Asset Management Co LtdEquity18.26 Cr0.33%
India (Republic of)Bond - Short-term Government Bills16.82 Cr0.30%
Power Grid Corp Of India LtdEquity15.36 Cr0.28%
Sun Pharmaceuticals Industries LtdEquity15.24 Cr0.27%
Godrej Industries LimitedBond - Corporate Bond15.18 Cr0.27%
HCL Technologies LtdEquity15.06 Cr0.27%
Hcl Technologies LimitedEquity - Future-15.01 Cr0.27%
India (Republic of)Bond - Short-term Government Bills14.98 Cr0.27%
Pidilite Industries LtdEquity14.76 Cr0.27%
Ambuja Cements LtdEquity14.61 Cr0.26%
Bharti Airtel Ltd (Partly Paid Rs.1.25)Equity14.31 Cr0.26%
Tata Steel LtdEquity13.93 Cr0.25%
Lenskart Solutions LtdEquity13.45 Cr0.24%
Godrej Consumer Products LtdEquity13.34 Cr0.24%
Aadhar Housing Finance LtdEquity13.21 Cr0.24%
Bajaj Finserv LtdEquity12.96 Cr0.23%
Knowledge Realty Trust UnitsEquity - REIT12.64 Cr0.23%
Max Financial Services LtdEquity12.4 Cr0.22%
Cipla LtdEquity12.22 Cr0.22%
Info Edge (India) LtdEquity11.4 Cr0.20%
Phoenix Mills LtdEquity10.12 Cr0.18%
SBI Life Insurance Co LtdEquity9.94 Cr0.18%
J.B. Chemicals & Pharmaceuticals LtdEquity9.86 Cr0.18%
LTIMindtree LtdEquity9.41 Cr0.17%
India Shelter Finance Corporation LtdEquity9.34 Cr0.17%
Poly Medicure LtdEquity9.08 Cr0.16%
TD Power Systems LtdEquity8.91 Cr0.16%
CG Power & Industrial Solutions LtdEquity8.4 Cr0.15%
Axis Bank LtdEquity8.08 Cr0.15%
POWERGRID Infrastructure Investment Trust UnitsEquity7.92 Cr0.14%
TBO Tek LtdEquity7.88 Cr0.14%
eClerx Services LtdEquity7.81 Cr0.14%
Aditya Infotech LtdEquity7.64 Cr0.14%
Asian Paints LtdEquity7.52 Cr0.14%
Eureka Forbes LtdEquity7.37 Cr0.13%
Hero MotoCorp LtdEquity7.23 Cr0.13%
Vedanta LtdEquity7.17 Cr0.13%
Azad Engineering LtdEquity7.16 Cr0.13%
Motilal Oswal Financial Services LtdEquity7.04 Cr0.13%
Hitachi Energy India Ltd Ordinary SharesEquity6.79 Cr0.12%
Oil & Natural Gas Corp LtdEquity6.74 Cr0.12%
Computer Age Management Services Ltd Ordinary SharesEquity6.58 Cr0.12%
Ajax Engineering LtdEquity6.54 Cr0.12%
Asian Paints LimitedEquity - Future6.26 Cr0.11%
Intellect Design Arena LtdEquity6.13 Cr0.11%
Jyothy Labs LtdEquity6.08 Cr0.11%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond6 Cr0.11%
Firstsource Solutions LtdEquity5.89 Cr0.11%
Oil India LtdEquity5.79 Cr0.10%
Hindustan Petroleum Corp LtdEquity5.7 Cr0.10%
REC LtdEquity5.7 Cr0.10%
Tenneco Clean Air India LtdEquity5.58 Cr0.10%
Krishna Institute of Medical Sciences LtdEquity5.54 Cr0.10%
CARE Ratings LtdEquity5.54 Cr0.10%
Travel Food Services LtdEquity5.33 Cr0.10%
Steel Authority Of India LimitedEquity - Future-5.14 Cr0.09%
Steel Authority Of India LtdEquity5.14 Cr0.09%
Navin Fluorine International LtdEquity4.93 Cr0.09%
Dynamatic Technologies LtdEquity4.89 Cr0.09%
Kirloskar Oil Engines LtdEquity4.8 Cr0.09%
Safari Industries (India) LtdEquity4.7 Cr0.08%
LG Electronics India LtdEquity4.67 Cr0.08%
National Aluminium Co LtdEquity4.51 Cr0.08%
Mankind Pharma LtdEquity4.46 Cr0.08%
KRN Heat Exchanger and Refrigeration LtdEquity4.44 Cr0.08%
Indigo Paints Ltd Ordinary SharesEquity4.42 Cr0.08%
Awfis Space Solutions LtdEquity4.22 Cr0.08%
Sagility LtdEquity4.19 Cr0.08%
Meesho LtdEquity4.05 Cr0.07%
Mastek LtdEquity4.01 Cr0.07%
Tube Investments of India Ltd Ordinary SharesEquity3.95 Cr0.07%
Inventurus Knowledge Solutions LtdEquity3.88 Cr0.07%
GE Vernova T&D India LtdEquity3.55 Cr0.06%
Sudeep Pharma LtdEquity3.54 Cr0.06%
Le Travenues Technology LtdEquity3.52 Cr0.06%
Leela Palaces Hotels and Resorts LtdEquity3.42 Cr0.06%
Orkla India LtdEquity3.14 Cr0.06%
Cholamandalam Investment and Finance Co LtdEquity3.12 Cr0.06%
Indiqube Spaces LtdEquity2.91 Cr0.05%
Nippon Life India Asset Management Ltd Ordinary SharesEquity2.9 Cr0.05%
Infosys LtdEquity2.89 Cr0.05%
SJS Enterprises LtdEquity2.71 Cr0.05%
Trent LtdEquity2.65 Cr0.05%
Axis Bank LimitedEquity - Future-2.63 Cr0.05%
Corona Remedies LtdEquity2.59 Cr0.05%
Power Finance Corp LtdEquity2.58 Cr0.05%
Rec LimitedEquity - Future-2.56 Cr0.05%
PB Fintech LtdEquity2.55 Cr0.05%
AIA Engineering LtdEquity2.42 Cr0.04%
Acutaas Chemicals LtdEquity2.36 Cr0.04%
Muthoot Finance LimitedEquity - Future-2.21 Cr0.04%
Gillette India LtdEquity2.11 Cr0.04%
Divi's Laboratories LtdEquity1.83 Cr0.03%
6.33% Govt Stock 2035Bond - Gov't/Treasury1.76 Cr0.03%
Utkarsh Small Finance Bank LtdEquity1.65 Cr0.03%
Vijaya Diagnostic Centre LtdEquity1.51 Cr0.03%
Newgen Software Technologies LtdEquity1.48 Cr0.03%
Crompton Greaves Consumer Electricals LtdEquity1.48 Cr0.03%
Neuland Laboratories LtdEquity1.07 Cr0.02%
Laxmi Dental LtdEquity0.97 Cr0.02%
Nucleus Software Exports LtdEquity0.7 Cr0.01%
Shilpa Medicare LtdEquity0.64 Cr0.01%
Bharat Bijlee LtdEquity0.63 Cr0.01%
Sun Pharmaceutical Industries LimitedEquity - Future-0.61 Cr0.01%
Ajanta Pharma LtdEquity0.55 Cr0.01%
Cholamandalam Financial Holdings LtdEquity0.49 Cr0.01%
Rainbow Childrens Medicare LtdEquity0.41 Cr0.01%
Shivalik Bimetal Controls LtdEquity0.22 Cr0.00%
Eicher Motors LtdEquity0.07 Cr0.00%
Tata Motors LtdEquity0.01 Cr0.00%
Tata Motors Passenger Vehicles LtdEquity0.01 Cr0.00%

Allocation By Market Cap (Equity)

Large Cap Stocks

25.76%

Mid Cap Stocks

5.04%

Small Cap Stocks

4.68%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services701.99 Cr12.62%
Industrials266.87 Cr4.80%
Consumer Cyclical229.83 Cr4.13%
Basic Materials221.5 Cr3.98%
Technology174.88 Cr3.14%
Communication Services165.36 Cr2.97%
Healthcare133.57 Cr2.40%
Energy106.1 Cr1.91%
Consumer Defensive55.49 Cr1.00%
Utilities23.28 Cr0.42%
Real Estate13.04 Cr0.23%

Risk & Performance Ratios

Standard Deviation

This fund

--

Cat. avg.

--

Lower the better

Sharpe Ratio

This fund

--

Cat. avg.

--

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

--

Higher the better

Fund Managers

Piyush Baranwal

Piyush Baranwal

Since May 2023

Ramesh Mantri

Ramesh Mantri

Since May 2023

TA

Trupti Agrawal

Since May 2025

DP

Dheeresh Pathak

Since April 2024

AA

Ashish Agrawal

Since January 2025

Additional Scheme Detailsas of 31st December 2025

ISIN
INF03VN01761
Expense Ratio
0.32%
Exit Load
1.00%
Fund Size
₹5,562 Cr
Age
2 years 7 months
Lumpsum Minimum
₹500
Fund Status
Open Ended Investment Company
Benchmark
CRISIL Composite Bond TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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Very High Risk

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Mahindra Manulife Multi Asset Allocation Fund Regular Growth

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Bank of India Multi Asset Allocation Fund Direct Growth

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Mirae Asset Multi Asset Allocation Fund Direct Growth

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Bandhan Multi Asset Allocation Fund Regular Growth

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Bandhan Multi Asset Allocation Fund Direct Growth

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Sundaram Multi Asset Allocation Fund Direct Growth

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Sundaram Multi Asset Allocation Fund Regular Growth

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Very High Risk

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About the AMC

WhiteOak Capital Mutual Fund

WhiteOak Capital Mutual Fund

Total AUM

₹30,843 Cr

Address

1&2 Senapati Bapat Marg, Elphinstone Road (West) Mumbai Mumbai City, Mumbai

Other Funds by WhiteOak Capital Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
WhiteOak Capital Equity Savings Fund Direct Growth

Moderate Risk

0.5%0.0%₹222.87 Cr-
WhiteOak Capital Quality Equity Fund Direct Growth

Very High Risk

0.6%1.0%₹671.05 Cr-
WhiteOak Capital ESG Best-In-Class Strategy Fund Direct Growth

Very High Risk

0.6%1.0%₹68.02 Cr11.3%
WhiteOak Capital Digital Bharat Fund Direct Growth

Very High Risk

0.7%1.0%₹459.77 Cr8.3%
WhiteOak Capital Arbitrage Fund Direct Growth

Low Risk

0.4%0.0%₹849.68 Cr7.3%
WhiteOak Capital Special Opportunities Fund Direct Growth

Very High Risk

0.5%1.0%₹1404.23 Cr15.2%
WhiteOak Capital Pharma and Healthcare Fund Direct Growth

Very High Risk

0.7%1.0%₹508.73 Cr7.2%
WhiteOak Capital Banking & Financial Services Fund Direct Growth

Very High Risk

0.6%1.0%₹568.69 Cr23.6%
WhiteOak Capital Large & Mid Cap Fund Direct Growth

Very High Risk

0.6%1.0%₹2072.01 Cr15.2%
WhiteOak Capital Balanced Hybrid Fund Direct Growth

Very High Risk

0.6%1.0%₹266.91 Cr11.2%
WhiteOak Capital Multi Cap Fund Direct Growth

Very High Risk

0.5%1.0%₹2957.46 Cr13.8%
WhiteOak Capital Large Cap Fund Direct Growth

Very High Risk

0.6%1.0%₹1143.11 Cr15.1%
WhiteOak Capital Liquid Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹558.95 Cr6.4%
WhiteOak Capital Ultra Short Term Fund Direct Growth

Low to Moderate Risk

0.5%0.0%₹574.12 Cr6.8%
WhiteOak Capital Multi Asset Allocation Fund Direct Growth

High Risk

0.3%1.0%₹5561.90 Cr19.2%
WhiteOak Capital Tax Saver Fund Direct Growth

Very High Risk

0.7%0.0%₹448.30 Cr11.0%
WhiteOak Capital Mid Cap Fund Direct Growth

Very High Risk

0.5%1.0%₹4447.55 Cr14.5%
WhiteOak Capital Flexi Cap Fund Direct Growth

Very High Risk

0.5%1.0%₹7093.39 Cr12.2%
WhiteOak Capital Balanced Advantage Fund Direct Growth

Very High Risk

0.6%1.0%₹2119.38 Cr11.5%

Risk Level

Your principal amount will be at High Risk

High Risk

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The NAV of WhiteOak Capital Multi Asset Allocation Fund Direct Growth, as of 12-Jan-2026, is ₹15.77.
The fund's allocation of assets is distributed as 32.58% in equities, 32.62% in bonds, and 20.29% in cash and cash equivalents.
The fund managers responsible for WhiteOak Capital Multi Asset Allocation Fund Direct Growth are:-
  1. Piyush Baranwal
  2. Ramesh Mantri
  3. Trupti Agrawal
  4. Dheeresh Pathak
  5. Ashish Agrawal
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