Fund Overview
Fund Size
₹302 Cr
Expense Ratio
2.45%
ISIN
INF582M01EO6
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
05 Dec 2018
About this fund
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹27.62, Assets Under Management (AUM) of 302.40 Crores, and an expense ratio of 2.45%.
- Union Value Discovery Fund Regular Growth has given a CAGR return of 16.82% since inception.
- The fund's asset allocation comprises around 95.90% in equities, 0.00% in debts, and 4.10% in cash & cash equivalents.
- You can start investing in Union Value Discovery Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+2.45%
+1.97% (Cat Avg.)
3 Years
+23.59%
+25.16% (Cat Avg.)
5 Years
+23.95%
+26.50% (Cat Avg.)
Since Inception
+16.82%
— (Cat Avg.)
Portfolio Summaryas of 30th April 2025
| Equity | ₹289.99 Cr | 95.90% |
| Others | ₹12.4 Cr | 4.10% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| HDFC Bank Ltd | Equity | ₹25.41 Cr | 8.40% |
| Reliance Industries Ltd | Equity | ₹13.63 Cr | 4.51% |
| Treps | Cash - Repurchase Agreement | ₹12.92 Cr | 4.27% |
| ICICI Bank Ltd | Equity | ₹11.7 Cr | 3.87% |
| Infosys Ltd | Equity | ₹11.34 Cr | 3.75% |
| State Bank of India | Equity | ₹10.21 Cr | 3.38% |
| Axis Bank Ltd | Equity | ₹9.78 Cr | 3.23% |
| NTPC Ltd | Equity | ₹9.48 Cr | 3.14% |
| Bharti Airtel Ltd | Equity | ₹9.25 Cr | 3.06% |
| Mangalore Chemicals & Fertilizers Ltd | Equity | ₹8.26 Cr | 2.73% |
| Bharat Electronics Ltd | Equity | ₹7.19 Cr | 2.38% |
| ITC Ltd | Equity | ₹7.15 Cr | 2.37% |
| Larsen & Toubro Ltd | Equity | ₹7.15 Cr | 2.36% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹6.96 Cr | 2.30% |
| Ceat Ltd | Equity | ₹5.55 Cr | 1.83% |
| Shriram Finance Ltd | Equity | ₹5.43 Cr | 1.80% |
| Karur Vysya Bank Ltd | Equity | ₹5.11 Cr | 1.69% |
| The Federal Bank Ltd | Equity | ₹4.52 Cr | 1.50% |
| Aadhar Housing Finance Ltd | Equity | ₹4.51 Cr | 1.49% |
| Coromandel International Ltd | Equity | ₹4.49 Cr | 1.49% |
| Alivus Life Sciences Ltd | Equity | ₹4.43 Cr | 1.46% |
| Jindal Steel & Power Ltd | Equity | ₹4.42 Cr | 1.46% |
| Jio Financial Services Ltd | Equity | ₹4.4 Cr | 1.46% |
| Suzlon Energy Ltd | Equity | ₹4.29 Cr | 1.42% |
| Oil & Natural Gas Corp Ltd | Equity | ₹4.26 Cr | 1.41% |
| Maruti Suzuki India Ltd | Equity | ₹4.25 Cr | 1.41% |
| Max Financial Services Ltd | Equity | ₹4.18 Cr | 1.38% |
| Cipla Ltd | Equity | ₹4.11 Cr | 1.36% |
| Crompton Greaves Consumer Electricals Ltd | Equity | ₹3.98 Cr | 1.32% |
| Gabriel India Ltd | Equity | ₹3.87 Cr | 1.28% |
| Balrampur Chini Mills Ltd | Equity | ₹3.86 Cr | 1.28% |
| Hindustan Petroleum Corp Ltd | Equity | ₹3.77 Cr | 1.25% |
| Hindalco Industries Ltd | Equity | ₹3.65 Cr | 1.21% |
| Gokaldas Exports Ltd | Equity | ₹3.53 Cr | 1.17% |
| Krishna Institute of Medical Sciences Ltd | Equity | ₹3.51 Cr | 1.16% |
| Tech Mahindra Ltd | Equity | ₹3.49 Cr | 1.15% |
| Mphasis Ltd | Equity | ₹3.48 Cr | 1.15% |
| REC Ltd | Equity | ₹3.47 Cr | 1.15% |
| Indian Bank | Equity | ₹3.28 Cr | 1.09% |
| UPL Ltd | Equity | ₹3.15 Cr | 1.04% |
| Awfis Space Solutions Ltd | Equity | ₹2.95 Cr | 0.97% |
| HDFC Asset Management Co Ltd | Equity | ₹2.93 Cr | 0.97% |
| Power Grid Corp Of India Ltd | Equity | ₹2.92 Cr | 0.97% |
| SBI Cards and Payment Services Ltd Ordinary Shares | Equity | ₹2.88 Cr | 0.95% |
| JK Lakshmi Cement Ltd | Equity | ₹2.87 Cr | 0.95% |
| Quess Corp Ltd | Equity | ₹2.86 Cr | 0.94% |
| Cholamandalam Financial Holdings Ltd | Equity | ₹2.82 Cr | 0.93% |
| Tata Steel Ltd | Equity | ₹2.8 Cr | 0.93% |
| Ipca Laboratories Ltd | Equity | ₹2.7 Cr | 0.89% |
| Vishal Mega Mart Ltd | Equity | ₹2.59 Cr | 0.86% |
| PNC Infratech Ltd | Equity | ₹2.39 Cr | 0.79% |
| Engineers India Ltd | Equity | ₹2.34 Cr | 0.77% |
| Eureka Forbes Ltd | Equity | ₹2.21 Cr | 0.73% |
| Muthoot Finance Ltd | Equity | ₹2.09 Cr | 0.69% |
| Campus Activewear Ltd | Equity | ₹1.94 Cr | 0.64% |
| Tata Consultancy Services Ltd | Equity | ₹1.73 Cr | 0.57% |
| KEC International Ltd | Equity | ₹1.72 Cr | 0.57% |
| Bluspring Enterpri | Equity | ₹1.51 Cr | 0.50% |
| Digitide Solutions | Equity | ₹1.26 Cr | 0.42% |
| Net Receivable / Payable | Cash - Collateral | ₹-0.81 Cr | 0.27% |
| 182 DTB 05062025 | Bond - Gov't/Treasury | ₹0.3 Cr | 0.10% |
Allocation By Market Cap (Equity)
Large Cap Stocks
56.14%
Mid Cap Stocks
16.13%
Small Cap Stocks
22.71%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹102.71 Cr | 33.97% |
| Industrials | ₹30.88 Cr | 10.21% |
| Basic Materials | ₹29.65 Cr | 9.80% |
| Consumer Cyclical | ₹27.92 Cr | 9.23% |
| Healthcare | ₹21.71 Cr | 7.18% |
| Energy | ₹21.65 Cr | 7.16% |
| Technology | ₹20.04 Cr | 6.63% |
| Utilities | ₹12.41 Cr | 4.10% |
| Consumer Defensive | ₹11.01 Cr | 3.64% |
| Communication Services | ₹9.25 Cr | 3.06% |
Risk & Performance Ratios
Standard Deviation
This fund
13.61%
Cat. avg.
14.52%
Lower the better
Sharpe Ratio
This fund
0.94
Cat. avg.
0.97
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.70
Higher the better
Fund Managers
Vinod Malviya
Since November 2024
Gaurav Chopra
Since November 2024
Additional Scheme Detailsas of 30th April 2025
ISIN | INF582M01EO6 | Expense Ratio | 2.45% | Exit Load | 1.00% | Fund Size | ₹302 Cr | Age | 6 years 6 months | Lumpsum Minimum | ₹1,000 | Fund Status | Open Ended Investment Company | Benchmark | BSE 500 India TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Value Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Axis Nifty500 Value 50 ETF Very High Risk | 0.3% | - | ₹11.62 Cr | - |
| Mahindra Manulife Value Fund Direct Growth Very High Risk | 0.6% | 0.0% | ₹383.28 Cr | - |
| Mahindra Manulife Value Fund Regular Growth Very High Risk | 2.4% | 0.0% | ₹383.28 Cr | - |
| Axis Nifty500 Value 50 Index Fund Regular Growth Very High Risk | 1.1% | 0.0% | ₹90.23 Cr | - |
| Axis Nifty500 Value 50 Index Fund Direct Growth Very High Risk | 0.2% | 0.0% | ₹90.23 Cr | - |
| ICICI Prudential Nifty200 Value 30 ETF Very High Risk | 0.3% | - | ₹10.22 Cr | - |
| ICICI Prudential Nifty50 Value 20 ETF Very High Risk | 0.3% | - | ₹190.18 Cr | 2.3% |
| HSBC Value Fund Direct Growth Very High Risk | 0.8% | 1.0% | ₹13325.48 Cr | 3.2% |
| Quant Value Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹1794.51 Cr | -9.0% |
| Quant Value Fund Direct Growth Very High Risk | 0.4% | 1.0% | ₹1794.51 Cr | -7.5% |
About the AMC
Total AUM
₹18,826 Cr
Address
Unit 802, 8th Floor, Tower ‘A’, Mumbai, 400013
Other Funds by Union Mutual Fund
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| Union Children's Fund Direct Growth Very High Risk | 1.3% | 0.0% | ₹68.72 Cr | 7.6% |
| Union Innovation & Opportunities Fund Direct Growth Very High Risk | 0.7% | 1.0% | ₹883.96 Cr | 8.0% |
| Union Fixed Maturity Plan 1114 Days Series 13 Direct Growth Moderate Risk | - | 0.0% | ₹25.17 Cr | 8.1% |
| Union Small Cap Fund Direct Growth Very High Risk | 1.0% | 1.0% | ₹1468.36 Cr | 2.9% |
| Union Hybrid Equity Fund Direct Growth Very High Risk | 1.0% | 1.0% | ₹651.94 Cr | 7.3% |
| Union Medium Duration Fund Direct Growth Moderate Risk | 0.6% | 1.0% | ₹80.25 Cr | 8.2% |
| Union Value Discovery Fund Direct Growth Very High Risk | 1.2% | 1.0% | ₹302.40 Cr | 3.6% |
| Union Multicap Fund Direct Growth Very High Risk | 0.9% | 1.0% | ₹1065.00 Cr | 3.7% |
| Union Balanced Advantage Fund Direct Growth Very High Risk | 1.0% | 1.0% | ₹1383.05 Cr | 5.1% |
| Union Equity Savings Fund Direct Growth Moderate Risk | 1.5% | 1.0% | ₹137.17 Cr | 5.2% |
| Union Arbitrage Fund Direct Growth Low Risk | 0.5% | 0.0% | ₹301.73 Cr | 7.4% |
| Union Tax Saver (ELSS) Fund Direct Growth Very High Risk | 1.4% | 0.0% | ₹904.12 Cr | 4.4% |
| Union Dynamic Bond Fund Direct Growth Moderate Risk | 1.3% | 0.0% | ₹109.21 Cr | 8.6% |
| Union Flexi Cap Fund Direct Growth Very High Risk | 0.9% | 1.0% | ₹2262.92 Cr | 4.8% |
| Union Liquid Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹5103.13 Cr | 7.3% |
| Union Midcap Fund Direct Growth Very High Risk | 0.7% | 1.0% | ₹1346.58 Cr | 4.3% |
| Union Gilt Fund Direct Growth Moderate Risk | 0.7% | 0.0% | ₹133.97 Cr | 7.9% |
| Union Largecap Fund Direct Growth Very High Risk | 1.4% | 1.0% | ₹442.16 Cr | 0.9% |
| Union Retirement Fund Direct Growth Very High Risk | 1.0% | 0.0% | ₹160.70 Cr | 5.2% |
| Union Corporate Bond Fund Direct Growth Moderate Risk | 0.4% | 0.0% | ₹336.63 Cr | 10.1% |
| Union Overnight Fund Direct Growth Low Risk | 0.1% | 0.0% | ₹316.87 Cr | 6.4% |
| Union Focused Fund Direct Growth Very High Risk | 1.5% | 1.0% | ₹400.19 Cr | 1.7% |
| Union Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹187.18 Cr | 7.9% |
| Union Large & Midcap Fund Direct Growth Very High Risk | 0.9% | 1.0% | ₹823.92 Cr | 2.7% |
Risk Level
Your principal amount will be at Very High Risk
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- Vinod Malviya
- Gaurav Chopra
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