SBI Floating Rate Debt Fund Direct Growth
DebtFloating RateModerate Risk
Direct
NAV (12-Feb-26)
Returns (Since Inception)
Fund Overview
Fund Size
₹731 Cr
Expense Ratio
0.25%
ISIN
INF200KA1R64
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
27 Oct 2020
About this fund
As of 12-Feb-26, it has a Net Asset Value (NAV) of ₹13.90, Assets Under Management (AUM) of 730.64 Crores, and an expense ratio of 0.25%.
- SBI Floating Rate Debt Fund Direct Growth has given a CAGR return of 6.42% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 30.44% in debts, and 68.77% in cash & cash equivalents.
- You can start investing in SBI Floating Rate Debt Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.04%
+7.19% (Cat Avg.)
3 Years
+7.81%
+7.68% (Cat Avg.)
5 Years
+6.39%
+6.41% (Cat Avg.)
Since Inception
+6.42%
— (Cat Avg.)
Portfolio Summaryas of 31st January 2026
| Debt | ₹222.44 Cr | 30.44% |
| Others | ₹508.21 Cr | 69.56% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Cash Offsets For Shorts & Derivatives | Cash - Collateral | ₹400 Cr | 54.75% |
| HSBC Bank PLC | Bond - Corporate Bond | ₹-200 Cr | 27.37% |
| Icici Bank Ltd. 21-01-2031 | Interest Rate Swap | ₹-200 Cr | 27.37% |
| 7.02% Gs 2031 | Bond - Gov't/Treasury | ₹183.98 Cr | 25.18% |
| 6.01% Gs 2030 | Bond - Gov't/Treasury | ₹172.62 Cr | 23.63% |
| Treps | Cash - Repurchase Agreement | ₹61.22 Cr | 8.38% |
| 7.57% Gujarat Sgs 2031 | Bond - Gov't/Treasury | ₹51.04 Cr | 6.99% |
| Citicorp Finance (India) Limited | Bond - Corporate Bond | ₹49.95 Cr | 6.84% |
| 7.0% Tamilnadu SDL 2031 | Bond - Gov't/Treasury | ₹44.76 Cr | 6.13% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹44.68 Cr | 6.12% |
| 6.10% Gs 2031 | Bond - Gov't/Treasury | ₹34.24 Cr | 4.69% |
| Aditya Birla Housing Finance Limited | Bond - Corporate Bond | ₹29.87 Cr | 4.09% |
| Net Receivable / Payable | Cash - Collateral | ₹-28.23 Cr | 3.86% |
| 7.57% Maharashtra Sgs 2031 | Bond - Gov't/Treasury | ₹25.5 Cr | 3.49% |
| Canara Bank** | Cash - CD/Time Deposit | ₹24.8 Cr | 3.39% |
| Goi Floating Rate Bond 2031 | Bond - Gov't/Treasury | ₹20.48 Cr | 2.80% |
| Smfg India Home Finance Company Limited | Bond - Corporate Bond | ₹10 Cr | 1.37% |
| Corporate Debt Market Development Fund-A2 | Mutual Fund - Open End | ₹5.73 Cr | 0.78% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Gov't/Treasury | ₹532.62 Cr | 72.90% |
| Cash - Collateral | ₹371.77 Cr | 58.61% |
| Bond - Corporate Bond | ₹-110.18 Cr | 39.67% |
| Interest Rate Swap | ₹-200 Cr | 27.37% |
| Cash - CD/Time Deposit | ₹69.48 Cr | 9.51% |
| Cash - Repurchase Agreement | ₹61.22 Cr | 8.38% |
| Mutual Fund - Open End | ₹5.73 Cr | 0.78% |
Risk & Performance Ratios
Standard Deviation
This fund
0.67%
Cat. avg.
1.00%
Lower the better
Sharpe Ratio
This fund
1.66
Cat. avg.
1.12
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
2.79
Higher the better
Fund Managers
Rajeev Radhakrishnan
Since October 2020
Ardhendu Bhattacharya
Since June 2021
Additional Scheme Detailsas of 31st January 2026
ISIN INF200KA1R64 | Expense Ratio 0.25% | Exit Load No Charges | Fund Size ₹731 Cr | Age 5 years 3 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark Nifty Short Duration Debt TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Floating Rate Funds
About the AMC
SBI Mutual Fund
Total AUM
₹12,78,133 Cr
Address
C-38 & 39, G Block, Bandra Kurla Complex, Mumbai, 400 051
Other Funds by SBI Mutual Fund
Risk Level
Your principal amount will be at Moderate Risk
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Related Articles
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What is the current NAV of SBI Floating Rate Debt Fund Direct Growth?
What are the returns of SBI Floating Rate Debt Fund Direct Growth?
What is the portfolio composition of SBI Floating Rate Debt Fund Direct Growth?
Who manages the SBI Floating Rate Debt Fund Direct Growth?
- Rajeev Radhakrishnan
- Ardhendu Bhattacharya
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