SBI Banking & Financial Services Fund Regular Growth

Fund Overview

Fund Size

₹7,111 Cr

Expense Ratio

1.80%

ISIN

INF200KA1473

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

26 Feb 2015

About this fund

SBI Banking & Financial Services Fund Regular Growth is a Sector - Financial Services mutual fund schemes offered by SBI Mutual Fund. This fund has been in existence for 10 years, 2 months and 2 days, having been launched on 26-Feb-15.
As of 25-Apr-25, it has a Net Asset Value (NAV) of ₹40.10, Assets Under Management (AUM) of 7111.34 Crores, and an expense ratio of 1.8%.

SBI Banking & Financial Services Fund Regular Growth has given a CAGR return of 14.65% since inception.
The fund's asset allocation comprises around 84.85% in equities, 0.00% in debts, and 15.15% in cash & cash equivalents.
You can start investing in SBI Banking & Financial Services Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+17.87%

+10.48% (Cat Avg.)

3 Years

+19.04%

+18.32% (Cat Avg.)

5 Years

+24.46%

+25.53% (Cat Avg.)

10 Years

+15.52%

+11.87% (Cat Avg.)

Since Inception

+14.65%

— (Cat Avg.)

Portfolio Summaryas of 31st March 2025

Equity	₹6,034.01 Cr	84.85%
Others	₹1,077.33 Cr	15.15%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
HDFC Bank Ltd	Equity	₹1,849.17 Cr	26.00%
ICICI Bank Ltd	Equity	₹1,016.09 Cr	14.29%
Treps	Cash - Repurchase Agreement	₹922.31 Cr	12.97%
Kotak Mahindra Bank Ltd	Equity	₹692.95 Cr	9.74%
Axis Bank Ltd	Equity	₹692.68 Cr	9.74%
Net Receivable / Payable	Cash - Collateral	₹-209.17 Cr	2.94%
Margin Amount For Derivative Positions	Cash - Collateral	₹181.65 Cr	2.55%
SBI Cards and Payment Services Ltd Ordinary Shares	Equity	₹179.18 Cr	2.52%
91 Days Tbill Red 19-06-2025	Bond - Gov't/Treasury	₹177.59 Cr	2.50%
Cholamandalam Financial Holdings Ltd	Equity	₹167.27 Cr	2.35%
Aptus Value Housing Finance India Ltd	Equity	₹161.56 Cr	2.27%
Nippon Life India Asset Management Ltd Ordinary Shares	Equity	₹154.31 Cr	2.17%
Bank of India	Equity	₹152.01 Cr	2.14%
State Bank of India	Equity	₹135.43 Cr	1.90%
Muthoot Finance Ltd	Equity	₹124.69 Cr	1.75%
Power Finance Corp Ltd	Equity	₹118.3 Cr	1.66%
Karur Vysya Bank Ltd	Equity	₹112.11 Cr	1.58%
City Union Bank Ltd	Equity	₹83.01 Cr	1.17%
Manappuram Finance Ltd	Equity	₹69.71 Cr	0.98%
ICRA Ltd	Equity	₹62.63 Cr	0.88%
CARE Ratings Ltd	Equity	₹59.57 Cr	0.84%
Bank of Baroda	Equity	₹53.36 Cr	0.75%
CRISIL Ltd	Equity	₹51.36 Cr	0.72%
Can Fin Homes Ltd	Equity	₹38.8 Cr	0.55%
SBFC Finance Ltd	Equity	₹26.76 Cr	0.38%
Aditya Birla Capital Ltd	Equity	₹17.54 Cr	0.25%
HDFC Life Insurance Co Ltd	Equity	₹15.51 Cr	0.22%
182 DTB 05062025	Bond - Gov't/Treasury	₹4.94 Cr	0.07%

Allocation By Market Cap (Equity)

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹6,034.01 Cr	84.85%

Risk & Performance Ratios

Fund Managers

Milind Agrawal

Since August 2019

Pradeep Kesavan

Since December 2023

Additional Scheme Detailsas of 31st March 2025

ISIN

INF200KA1473

Expense Ratio

1.80%

Exit Load

No Charges

Fund Size

₹7,111 Cr

Age

10 years 2 months

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

Nifty Financial Services TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Sector - Financial Services Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
HSBC Financial Services Fund Regular Growth Very High Risk	2.4%	1.0%	₹539.54 Cr	-
HSBC Financial Services Fund Direct Growth Very High Risk	0.9%	1.0%	₹539.54 Cr	-
HDFC Nifty Bank ETF Very High Risk	0.2%	-	₹2602.65 Cr	13.5%
Mirae Asset Nifty PSU Bank ETF Very High Risk	0.2%	-	₹38.33 Cr	-
Edelweiss Nifty Bank ETF Very High Risk	0.1%	-	₹9.85 Cr	-
Helios Financial Services Fund Direct Growth Very High Risk	0.8%	1.0%	₹153.41 Cr	-
Helios Financial Services Fund Regular Growth Very High Risk	2.4%	1.0%	₹153.41 Cr	-
Baroda BNP Paribas NIFTY Bank ETF Very High Risk	0.1%	-	₹4.31 Cr	-
ICICI Prudential Nifty Private Banks ETF Very High Risk	0.1%	-	₹2951.74 Cr	13.3%
HDFC Nifty Private Bank ETF Very High Risk	0.1%	-	₹322.26 Cr	13.3%
Groww Banking & Financial Services Fund Regular Growth Very High Risk	2.3%	1.0%	₹49.26 Cr	5.7%
Groww Banking & Financial Services Fund Direct Growth Very High Risk	0.4%	1.0%	₹49.26 Cr	7.8%
WhiteOak Capital Banking & Financial Services Fund Regular Growth Very High Risk	2.4%	1.0%	₹359.81 Cr	17.9%
WhiteOak Capital Banking & Financial Services Fund Direct Growth Very High Risk	0.7%	1.0%	₹359.81 Cr	19.9%
HDFC Nifty PSU Bank ETF Very High Risk	0.3%	-	₹24.29 Cr	-11.3%
Bajaj Finserv Nifty Bank ETF Very High Risk	0.1%	-	₹226.38 Cr	13.6%
DSP Banking & Financial Services Fund Regular Growth Very High Risk	2.2%	0.0%	₹1135.52 Cr	22.6%
DSP Banking & Financial Services Fund Direct Growth Very High Risk	0.7%	0.0%	₹1135.52 Cr	24.5%
Mirae Asset Nifty Financial Services ETF Very High Risk	0.1%	-	₹393.13 Cr	21.8%
Kotak Nifty Bank ETF Very High Risk	0.1%	-	₹4935.10 Cr	13.5%
Nippon India Banking & Financial Services Fund Direct Growth Very High Risk	1.0%	1.0%	₹6565.78 Cr	16.9%
Invesco India Financial Services Fund Direct Growth Very High Risk	0.9%	1.0%	₹1208.19 Cr	14.3%
UTI Nifty Bank ETF Very High Risk	0.2%	-	₹3587.12 Cr	13.6%
HDFC Nifty Private Bank ETF Very High Risk	0.1%	-	₹352.74 Cr	-88.9%
ICICI Prudential Nifty Bank ETF Very High Risk	0.1%	-	₹2767.54 Cr	13.5%
SBI Nifty Private Bank ETF Very High Risk	0.1%	-	₹170.83 Cr	13.3%
Bandhan Financial Services Fund Regular Growth Very High Risk	2.2%	0.0%	₹967.14 Cr	14.8%
Bandhan Financial Services Fund Direct Growth Very High Risk	0.7%	0.0%	₹967.14 Cr	16.6%
Mirae Asset Nifty Bank ETF Very High Risk	0.1%	-	₹228.55 Cr	13.6%
SBI Nifty Bank ETF Very High Risk	0.2%	-	₹4204.14 Cr	13.5%
Quant BFSI Fund Regular Growth Very High Risk	2.4%	1.0%	₹560.08 Cr	-5.0%
Baroda BNP Paribas Banking and Financial Services Fund Regular Growth Very High Risk	2.4%	1.0%	₹237.50 Cr	15.7%
Quant BFSI Fund Direct Growth Very High Risk	0.8%	1.0%	₹560.08 Cr	-3.5%
ICICI Prudential Nifty Financial Services Ex-Bank ETF Very High Risk	0.2%	-	₹111.51 Cr	16.7%
HDFC Banking & Financial Services Fund Direct Growth Very High Risk	1.0%	1.0%	₹3722.44 Cr	14.5%
HDFC Banking & Financial Services Fund Regular Growth Very High Risk	1.9%	1.0%	₹3722.44 Cr	13.2%
UTI Banking and Financial Services Fund Direct Growth Very High Risk	1.1%	1.0%	₹1211.18 Cr	17.2%
Baroda BNP Paribas Banking and Financial Services Fund Direct Growth Very High Risk	0.9%	1.0%	₹237.50 Cr	17.3%
SBI Banking & Financial Services Fund Direct Growth Very High Risk	0.8%	0.0%	₹7111.34 Cr	19.1%
SBI Banking & Financial Services Fund Regular Growth Very High Risk	1.8%	0.0%	₹7111.34 Cr	17.9%
ICICI Prudential Banking and Financial Services Direct Growth Very High Risk	1.1%	1.0%	₹9007.66 Cr	17.9%
ITI Banking and Financial Services Fund Regular Growth Very High Risk	2.4%	1.0%	₹287.76 Cr	12.0%
ITI Banking and Financial Services Fund Direct Growth Very High Risk	0.6%	1.0%	₹287.76 Cr	14.1%
Kotak Banking & Financial Services Fund Regular Growth Very High Risk	2.2%	0.0%	₹1119.78 Cr	15.0%
Kotak Banking & Financial Services Fund Direct Growth Very High Risk	0.7%	0.0%	₹1119.78 Cr	16.8%
Sundaram Financial Services Opportunities Direct Growth Very High Risk	0.8%	0.0%	₹1415.22 Cr	13.0%
Taurus Banking & Financial Services Fund Direct Growth Very High Risk	1.6%	1.0%	₹11.11 Cr	9.6%
Mirae Asset Banking and Financial Services Fund Regular Growth Very High Risk	2.1%	1.0%	₹1840.57 Cr	14.4%
Mirae Asset Banking and Financial Services Fund Direct Growth Very High Risk	0.7%	1.0%	₹1840.57 Cr	16.1%
ICICI Prudential Nifty PSU Bank ETF Very High Risk	0.4%	-	₹71.35 Cr	-11.4%

About the AMC

SBI Mutual Fund

022 - 61793000

https://www.sbimf.com/

Total AUM

₹10,17,433 Cr

Address

C-38 & 39, G Block, Bandra Kurla Complex, Mumbai, 400 051

Other Funds by SBI Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
SBI Nifty50 Equal Weight Index Fund Direct Growth Very High Risk	0.5%	0.0%	₹972.75 Cr	6.1%
SBI Fixed Maturity Plan (FMP) - Series 91 (90 Days) Direct Growth Moderately High risk	-	0.0%	-	-
SBI Debt Fund Series C 24 Direct Growth Low to Moderate Risk	-	0.0%	-	4.4%
SBI Fixed Maturity Plan (FMP) - Series 47 (1434 Days) Direct Growth Low Risk	-	0.0%	₹142.30 Cr	7.4%
SBI Fixed Maturity Plan Series 41 1498 Days Direct Growth Low Risk	-	0.0%	₹908.19 Cr	7.0%
SBI Long Term Advantage Fund Series II Direct Growth Very High Risk	-	0.0%	₹34.17 Cr	6.8%
SBI Debt Fund Series C 25 Direct Growth Low to Moderate Risk	-	0.0%	-	5.1%
SBI Fixed Maturity Plan (FMP) - Series 60 (1878 Days) Direct Growth Low to Moderate Risk	-	0.0%	₹244.07 Cr	9.3%
SBI Fixed Maturity Plan (FMP) - Series 74 1243 Days Direct Growth Low to Moderate Risk	-	-	₹154.11 Cr	8.4%
SBI Fixed Maturity Plan Series 78 1170 Days Direct Growth Low to Moderate Risk	-	0.0%	₹122.06 Cr	8.2%
SBI Fixed Maturity Plan Series 66 1361 Days Direct Growth Moderate Risk	-	0.0%	₹662.46 Cr	8.3%
SBI Fixed Maturity Plan Series 57 1835 Days Direct Growth Low to Moderate Risk	-	-	₹253.53 Cr	9.0%
SBI Fixed Maturity Plan (FMP) - Series 80 366 Days Direct Growth Moderate Risk	-	0.0%	-	7.6%
SBI Fixed Maturity Plan Series 1 3668 Days Direct Growth Moderate Risk	-	0.0%	₹47.46 Cr	10.8%
SBI Fixed Maturity Plan Series 81 1157 Days Direct Growth Low to Moderate Risk	-	0.0%	₹399.49 Cr	8.4%
SBI Fixed Maturity Plan (FMP) - Series 49 (1823 Days) Direct Growth Low to Moderate Risk	-	0.0%	₹387.09 Cr	8.7%
SBI Fixed Maturity Plan (FMP) - Series 75 (366 Days) Direct Growth Moderate Risk	-	-	-	7.5%
SBI Fixed Maturity Plan Series 46 1850 Days Direct Growth Low to Moderate Risk	-	0.0%	₹130.01 Cr	8.5%
SBI Fixed Maturity Plan Series 53 1839 Days Direct Growth Low to Moderate Risk	-	-	₹304.98 Cr	8.9%
SBI Long Term Advantage Fund Series I Direct Growth Low Risk	-	0.0%	₹49.50 Cr	17.1%
SBI Fixed Maturity Plan Series 79 1130 Days Direct Growth Low to Moderate Risk	-	0.0%	₹79.97 Cr	8.2%
SBI Long Term Advantage Fund Series VI Direct Growth Very High Risk	-	0.0%	₹247.45 Cr	2.8%
SBI Fixed Maturity Plan Series 76 1221 Days Direct Growth Low to Moderate Risk	-	-	₹161.44 Cr	8.2%
SBI Tax Advantage Fund Series III Direct Growth Very High Risk	-	0.0%	₹33.26 Cr	32.0%
SBI Fixed Maturity Plan Series 73 1226 Days Direct Growth Low to Moderate Risk	-	-	₹196.01 Cr	8.4%
SBI Fixed Maturity Plan Series 44 1855 Days Direct Growth Low to Moderate Risk	-	0.0%	₹380.09 Cr	8.5%
SBI Fixed Maturity Plan Series 65 367 Days Direct Growth Low to Moderate Risk	-	0.0%	-	-
SBI Fixed Maturity Plan (FMP) - Series 58 (1842 Days) Direct Growth Low to Moderate Risk	-	-	₹247.71 Cr	9.1%
SBI Fixed Maturity Plan (FMP) - Series 50 (1843 Days) Direct Growth Low to Moderate Risk	-	-	₹120.16 Cr	-
SBI Fixed Maturity Plan Series 52 1848 Days Direct Growth Low to Moderate Risk	-	-	₹135.36 Cr	8.8%
SBI Fixed Maturity Plan Series 67 1467 Days Direct Growth Low to Moderate Risk	-	0.0%	₹569.29 Cr	8.6%
SBI Fixed Maturity Plan (FMP) - Series 54 (1842 Days) Direct Growth Low to Moderate Risk	-	-	₹37.15 Cr	9.0%
SBI Fixed Maturity Plan Series 6 3668 Days Direct Growth Moderate Risk	-	0.0%	₹34.34 Cr	10.8%
SBI Fixed Maturity Plan Series 34 3682 Days Direct Growth Moderate Risk	-	-	₹27.26 Cr	11.3%
SBI Fixed Maturity Plan Series 64 1169 Days Direct Growth Low to Moderate Risk	-	0.0%	₹391.24 Cr	7.6%
SBI Fixed Maturity Plan (FMP) - Series 59 (1618 Days) Direct Growth Low to Moderate Risk	-	0.0%	₹27.58 Cr	8.4%
SBI Long Term Advantage Fund Series III Direct Growth Very High Risk	-	0.0%	₹63.67 Cr	6.7%
SBI Long Term Advantage Fund Series V Direct Growth Very High Risk	-	0.0%	₹316.13 Cr	28.7%
SBI Fixed Maturity Plan Series 43 1616 Days Direct Growth Low to Moderate Risk	-	0.0%	₹117.61 Cr	7.7%
SBI Fixed Maturity Plan Series 45 1840 Days Direct Growth Moderate Risk	-	0.0%	₹223.16 Cr	8.4%
SBI Fixed Maturity Plan Series 69 367 Days Direct Growth Moderate Risk	-	0.0%	-	7.6%
SBI Long Term Advantage Fund Series IV Direct Growth Very High Risk	-	0.0%	₹192.52 Cr	1.3%
SBI Fixed Maturity Plan Series 56 1232 Days Direct Growth Low Risk	-	-	₹285.09 Cr	7.2%
SBI Fixed Maturity Plan (FMP) - Series 48 (1458 Days) Direct Growth Low Risk	-	0.0%	₹46.01 Cr	7.5%
SBI Fixed Maturity Plan Series 68 1302 Days Direct Growth Low to Moderate Risk	-	0.0%	₹188.49 Cr	8.2%
SBI Fixed Maturity Plan Series 42 1857 Days Direct Growth Low to Moderate Risk	-	0.0%	₹472.13 Cr	8.2%
SBI Fixed Maturity Plan Series 63 372 Days Direct Growth Low to Moderate Risk	-	0.0%	-	6.3%
SBI Fixed Maturity Plan (FMP) - Series 51 (1846 Days) Direct Growth Low to Moderate Risk	-	-	₹294.87 Cr	8.8%
SBI Fixed Maturity Plan (FMP) - Series 71 (364 Days) Direct Growth Moderate Risk	-	-	-	7.5%
SBI Fixed Maturity Plan Series (FMP) - 77 (366 Days) Direct Growth Moderate Risk	-	0.0%	-	7.7%

Risk Level

Your principal amount will be at Very High Risk

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Still got questions?
We're here to help.

What is the current NAV of SBI Banking & Financial Services Fund Regular Growth?

The NAV of SBI Banking & Financial Services Fund Regular Growth, as of 25-Apr-2025, is ₹40.10.

What are the returns of SBI Banking & Financial Services Fund Regular Growth?

The fund has generated 17.87% over the last 1 year and 19.04% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of SBI Banking & Financial Services Fund Regular Growth?

The fund's allocation of assets is distributed as 84.85% in equities, 0.00% in bonds, and 15.15% in cash and cash equivalents.

Who manages the SBI Banking & Financial Services Fund Regular Growth?

The fund managers responsible for SBI Banking & Financial Services Fund Regular Growth are:-

Milind Agrawal
Pradeep Kesavan

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹7,111 Cr

Expense Ratio

1.80%

ISIN

INF200KA1473

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

26 Feb 2015

Risk Level

Your principal amount will be at Very High Risk