NJ ELSS Tax Saver Scheme Regular Growth

Fund Overview

Fund Size

₹315 Cr

Expense Ratio

2.32%

ISIN

INF0J8L01099

Minimum SIP

₹500

Exit Load

No Charges

Inception Date

19 Jun 2023

About this fund

NJ ELSS Tax Saver Scheme Regular Growth is a ELSS (Tax Savings) mutual fund schemes offered by NJ Mutual Fund. This fund has been in existence for 2 years and 7 months, having been launched on 19-Jun-23.
As of 16-Jan-26, it has a Net Asset Value (NAV) of ₹13.92, Assets Under Management (AUM) of 314.81 Crores, and an expense ratio of 2.32%.

NJ ELSS Tax Saver Scheme Regular Growth has given a CAGR return of 13.59% since inception.
The fund's asset allocation comprises around 99.56% in equities, 0.00% in debts, and 0.44% in cash & cash equivalents.
You can start investing in NJ ELSS Tax Saver Scheme Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

-1.07%

+6.08% (Cat Avg.)

Since Inception

+13.59%

— (Cat Avg.)

Portfolio Summaryas of 31st December 2025

Equity	₹313.42 Cr	99.56%
Others	₹1.39 Cr	0.44%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Great Eastern Shipping Co Ltd	Equity	₹17.93 Cr	5.69%
Britannia Industries Ltd	Equity	₹17.31 Cr	5.50%
Marico Ltd	Equity	₹16.98 Cr	5.39%
Hero MotoCorp Ltd	Equity	₹16.64 Cr	5.29%
Mphasis Ltd	Equity	₹16.59 Cr	5.27%
Pidilite Industries Ltd	Equity	₹15.93 Cr	5.06%
Page Industries Ltd	Equity	₹15.23 Cr	4.84%
Akzo Nobel India Ltd	Equity	₹15.15 Cr	4.81%
Bayer CropScience Ltd	Equity	₹14.96 Cr	4.75%
Bosch Ltd	Equity	₹14.85 Cr	4.72%
AU Small Finance Bank Ltd	Equity	₹13.41 Cr	4.26%
Muthoot Finance Ltd	Equity	₹12.22 Cr	3.88%
Can Fin Homes Ltd	Equity	₹12.02 Cr	3.82%
Abbott India Ltd	Equity	₹11.36 Cr	3.61%
Pfizer Ltd	Equity	₹11.35 Cr	3.61%
Rainbow Childrens Medicare Ltd	Equity	₹11.16 Cr	3.54%
Alkem Laboratories Ltd	Equity	₹10.68 Cr	3.39%
Dr. Lal PathLabs Ltd	Equity	₹9.98 Cr	3.17%
Metropolis Healthcare Ltd	Equity	₹9.97 Cr	3.17%
SBI Cards and Payment Services Ltd Ordinary Shares	Equity	₹9.69 Cr	3.08%
CRISIL Ltd	Equity	₹9.61 Cr	3.05%
HDFC Asset Management Co Ltd	Equity	₹9.53 Cr	3.03%
Aptus Value Housing Finance India Ltd	Equity	₹8.61 Cr	2.73%
UTI Asset Management Co Ltd	Equity	₹8.54 Cr	2.71%
SKF India (Industrial) Ltd	Equity	₹2.18 Cr	0.69%
Clearing Corporation Of India Ltd	Cash - Repurchase Agreement	₹1.75 Cr	0.56%
SKF India Ltd	Equity	₹1.55 Cr	0.49%
Net Receivables / (Payables)	Cash	₹-0.36 Cr	0.11%

Allocation By Market Cap (Equity)

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹83.61 Cr	26.56%
Healthcare	₹64.49 Cr	20.49%
Consumer Cyclical	₹46.73 Cr	14.84%
Basic Materials	₹46.04 Cr	14.62%
Consumer Defensive	₹34.29 Cr	10.89%
Industrials	₹21.67 Cr	6.88%
Technology	₹16.59 Cr	5.27%

Risk & Performance Ratios

Fund Managers

Viral Shah

Since June 2023

Dhaval Patel

Since June 2023

Additional Scheme Detailsas of 31st December 2025

ISIN

INF0J8L01099

Expense Ratio

2.32%

Exit Load

No Charges

Fund Size

₹315 Cr

Age

2 years 7 months

Lumpsum Minimum

₹500

Fund Status

Open Ended Investment Company

Benchmark

Nifty 500 TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar ELSS (Tax Savings) Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Bajaj Finserv ELSS Tax Saver Fund Regular Growth Low Risk	2.3%	0.0%	₹74.40 Cr	-
Bajaj Finserv ELSS Tax Saver Fund Direct Growth Low Risk	0.5%	0.0%	₹74.40 Cr	-
Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹246.73 Cr	10.6%
Sundaram Long Term Tax Advantage Fund Series I Regular Growth High Risk	1.4%	0.0%	₹19.18 Cr	8.0%
Bank of India Midcap Tax Fund Series 1 Direct Growth Very High Risk	-	0.0%	₹62.46 Cr	1.8%
SBI Long Term Advantage Fund Series II Regular Growth Very High Risk	-	0.0%	₹34.17 Cr	6.4%
SBI Long Term Advantage Fund Series II Direct Growth Very High Risk	-	0.0%	₹34.17 Cr	6.8%
Bank of India Midcap Tax Fund Series 1 Regular Growth Very High Risk	-	0.0%	₹62.46 Cr	1.5%
Sundaram Long Term Tax Advantage Fund Series I Direct Growth High Risk	1.4%	0.0%	₹19.18 Cr	8.1%
Sundaram Long Term Micro Cap Tax Advantage Fund Series V Regular Growth Very High Risk	1.4%	0.0%	₹30.40 Cr	6.6%
Sundaram Long Term Micro Cap Tax Advantage Fund Series V Direct Growth Very High Risk	1.2%	0.0%	₹30.40 Cr	6.9%
Sundaram Long Term Tax Advantage Fund Series II Direct Growth Very High Risk	1.2%	0.0%	₹13.65 Cr	13.8%
Sundaram Long Term Tax Advantage Fund Series II Regular Growth Very High Risk	1.4%	0.0%	₹13.65 Cr	13.6%
SBI Long Term Advantage Fund Series I Regular Growth Low Risk	-	0.0%	₹49.50 Cr	16.8%
SBI Long Term Advantage Fund Series I Direct Growth Low Risk	-	0.0%	₹49.50 Cr	17.1%
Sundaram Long Term Micro CapTax Advantage Fund Sries III Direct Growth Very High Risk	1.3%	0.0%	₹74.68 Cr	5.8%
SBI Long Term Advantage Fund Series VI Regular Growth Very High Risk	-	0.0%	₹270.39 Cr	-0.6%
SBI Long Term Advantage Fund Series VI Direct Growth Very High Risk	-	0.0%	₹270.39 Cr	-0.2%
Sundaram Long Term Micro CapTax Advantage Fund Sries III Regular Growth Very High Risk	1.4%	0.0%	₹74.68 Cr	5.6%
Sundaram Long Term Tax Advantage Fund Series III Direct Growth Very High Risk	1.2%	-	₹33.82 Cr	8.8%
SBI Tax Advantage Fund Series III Direct Growth Very High Risk	-	0.0%	₹33.26 Cr	32.0%
SBI Tax Advantage Fund Series III Regular Growth Very High Risk	-	0.0%	₹33.26 Cr	31.5%
Sundaram Long Term Tax Advantage Fund Series III Regular Growth Very High Risk	1.4%	-	₹33.82 Cr	8.6%
ICICI Prudential Long Term Wealth Enhancement Fund Regular Growth Very High Risk	1.4%	0.0%	₹40.95 Cr	10.3%
ICICI Prudential Long Term Wealth Enhancement Fund Direct Growth Very High Risk	1.0%	0.0%	₹40.95 Cr	10.7%
Sundaram Long Term Tax Advantage Fund Series IV Regular Growth Very High Risk	1.4%	0.0%	₹22.30 Cr	9.3%
Sundaram Long Term Tax Advantage Fund Series IV Direct Growth Very High Risk	1.2%	0.0%	₹22.30 Cr	9.5%
SBI Long Term Advantage Fund Series III Regular Growth Very High Risk	-	0.0%	₹67.68 Cr	-1.7%
SBI Long Term Advantage Fund Series III Direct Growth Very High Risk	-	0.0%	₹67.68 Cr	-1.3%
SBI Long Term Advantage Fund Series V Direct Growth Very High Risk	-	0.0%	₹377.32 Cr	14.1%
SBI Long Term Advantage Fund Series V Regular Growth Very High Risk	-	0.0%	₹377.32 Cr	13.7%
SBI Long Term Advantage Fund Series IV Regular Growth Very High Risk	-	0.0%	₹212.43 Cr	7.6%
SBI Long Term Advantage Fund Series IV Direct Growth Very High Risk	-	0.0%	₹212.43 Cr	8.1%
Sundaram Long Term Micro Cap Tax Advantage Fund Series IV Direct Growth Very High Risk	1.3%	0.0%	₹35.23 Cr	6.5%
Sundaram Long Term Micro Cap Tax Advantage Fund Series IV Regular Growth Very High Risk	1.4%	0.0%	₹35.23 Cr	6.3%
Invesco India Tax Plan Regular Growth Very High Risk	1.9%	0.0%	₹2770.83 Cr	-0.9%
HSBC ELSS Fund Direct Growth Very High Risk	1.2%	0.0%	₹4108.91 Cr	5.0%
LIC MF ELSS Direct Growth Very High Risk	1.0%	0.0%	₹1097.43 Cr	3.8%
Kotak Taxsaver Fund Direct Growth Very High Risk	0.6%	0.0%	₹6452.11 Cr	6.6%
Invesco India Tax Plan Direct Growth Very High Risk	0.8%	0.0%	₹2770.83 Cr	0.3%
HSBC Tax Saver Equity Fund Regular Growth Very High Risk	2.5%	0.0%	₹243.60 Cr	3.1%
ICICI Prudential Long Term Equity Fund ( Tax Saving) Direct Growth Very High Risk	1.1%	0.0%	₹14768.86 Cr	11.2%
Sundaram Tax Savings Fund Direct Growth Very High Risk	1.7%	0.0%	₹1401.54 Cr	9.8%
Bandhan Tax Advantage (ELSS) Fund Direct Growth Very High Risk	0.7%	0.0%	₹7333.38 Cr	9.9%
Nippon India Tax Saver (ELSS) Fund Direct Growth Very High Risk	1.0%	0.0%	₹15260.29 Cr	9.7%
JM Tax Gain Fund Direct Growth Very High Risk	1.0%	0.0%	₹228.21 Cr	5.3%
Samco ELSS Tax Saver Fund Direct Growth Very High Risk	1.0%	0.0%	₹122.45 Cr	-6.3%
Samco ELSS Tax Saver Fund Regular Growth Very High Risk	2.4%	0.0%	₹122.45 Cr	-7.6%
Mahindra Manulife ELSS Fund Regular Growth Very High Risk	2.1%	0.0%	₹973.16 Cr	9.0%
Mahindra Manulife ELSS Fund Direct Growth Very High Risk	0.6%	0.0%	₹973.16 Cr	10.7%

About the AMC

NJ Mutual Fund

022 68940000

https://www.njmutualfund.com/

Total AUM

₹7,101 Cr

Address

Unit No. 101A, 1st Floor, Mumbai, 400051

Other Funds by NJ Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
NJ Flexi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹2482.28 Cr	1.3%
NJ Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹326.97 Cr	5.7%
NJ Arbitrage Fund Direct Growth Low Risk	0.3%	0.0%	₹261.81 Cr	6.3%
NJ Balanced Advantage Fund Direct Growth Very High Risk	0.6%	1.0%	₹3755.48 Cr	4.1%
NJ ELSS Tax Saver Scheme Direct Growth Very High Risk	0.6%	0.0%	₹314.81 Cr	0.8%

Risk Level

Your principal amount will be at Very High Risk

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What is the current NAV of NJ ELSS Tax Saver Scheme Regular Growth?

The NAV of NJ ELSS Tax Saver Scheme Regular Growth, as of 16-Jan-2026, is ₹13.92.

What is the portfolio composition of NJ ELSS Tax Saver Scheme Regular Growth?

The fund's allocation of assets is distributed as 99.56% in equities, 0.00% in bonds, and 0.44% in cash and cash equivalents.

Who manages the NJ ELSS Tax Saver Scheme Regular Growth?

The fund managers responsible for NJ ELSS Tax Saver Scheme Regular Growth are:-

Viral Shah
Dhaval Patel

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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NJ ELSS Tax Saver Scheme Regular Growth

Fund Overview