NJ ELSS Tax Saver Scheme Regular Growth
EquityELSS (Tax Savings)Very High Risk
Regular
NAV (18-Jun-25)
Returns (Since Inception)
Fund Overview
Fund Size
₹271 Cr
Expense Ratio
2.32%
ISIN
INF0J8L01099
Minimum SIP
₹500
Exit Load
No Charges
Inception Date
19 Jun 2023
About this fund
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹14.30, Assets Under Management (AUM) of 270.86 Crores, and an expense ratio of 2.32%.
- NJ ELSS Tax Saver Scheme Regular Growth has given a CAGR return of 19.48% since inception.
- The fund's asset allocation comprises around 99.47% in equities, 0.00% in debts, and 0.53% in cash & cash equivalents.
- You can start investing in NJ ELSS Tax Saver Scheme Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
-1.58%
+3.80% (Cat Avg.)
Since Inception
+19.48%
— (Cat Avg.)
Portfolio Summaryas of 31st May 2025
| Equity | ₹269.42 Cr | 99.47% |
| Others | ₹1.44 Cr | 0.53% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| HDFC Asset Management Co Ltd | Equity | ₹12.11 Cr | 4.47% |
| Gillette India Ltd | Equity | ₹11.93 Cr | 4.41% |
| Polycab India Ltd | Equity | ₹11.83 Cr | 4.37% |
| Bayer CropScience Ltd | Equity | ₹11.76 Cr | 4.34% |
| Coromandel International Ltd | Equity | ₹11.74 Cr | 4.33% |
| Indian Energy Exchange Ltd | Equity | ₹11.6 Cr | 4.28% |
| Dr. Lal PathLabs Ltd | Equity | ₹11.42 Cr | 4.22% |
| Marico Ltd | Equity | ₹11.17 Cr | 4.12% |
| Pidilite Industries Ltd | Equity | ₹11.08 Cr | 4.09% |
| Page Industries Ltd | Equity | ₹11.03 Cr | 4.07% |
| Metropolis Healthcare Ltd | Equity | ₹10.91 Cr | 4.03% |
| V-Guard Industries Ltd | Equity | ₹10.84 Cr | 4.00% |
| Coforge Ltd | Equity | ₹10.71 Cr | 3.95% |
| Petronet LNG Ltd | Equity | ₹10.64 Cr | 3.93% |
| SBI Cards and Payment Services Ltd Ordinary Shares | Equity | ₹10.62 Cr | 3.92% |
| Alkem Laboratories Ltd | Equity | ₹10.62 Cr | 3.92% |
| Mphasis Ltd | Equity | ₹10.4 Cr | 3.84% |
| Indraprastha Gas Ltd | Equity | ₹10.34 Cr | 3.82% |
| Havells India Ltd | Equity | ₹10.15 Cr | 3.75% |
| Abbott India Ltd | Equity | ₹10.08 Cr | 3.72% |
| SRF Ltd | Equity | ₹9.9 Cr | 3.65% |
| Ajanta Pharma Ltd | Equity | ₹9.73 Cr | 3.59% |
| Mahanagar Gas Ltd | Equity | ₹9.71 Cr | 3.58% |
| Ipca Laboratories Ltd | Equity | ₹9.65 Cr | 3.56% |
| Muthoot Finance Ltd | Equity | ₹9.45 Cr | 3.49% |
| Clearing Corporation Of India Ltd | Cash - Repurchase Agreement | ₹1.55 Cr | 0.57% |
| Net Receivables / (Payables) | Cash | ₹-0.11 Cr | 0.04% |
Allocation By Market Cap (Equity)
Large Cap Stocks
12.21%
Mid Cap Stocks
58.40%
Small Cap Stocks
28.86%
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Healthcare | ₹62.41 Cr | 23.04% |
| Financial Services | ₹43.78 Cr | 16.16% |
| Industrials | ₹42.72 Cr | 15.77% |
| Basic Materials | ₹34.58 Cr | 12.77% |
| Consumer Defensive | ₹23.1 Cr | 8.53% |
| Technology | ₹21.11 Cr | 7.79% |
| Utilities | ₹20.05 Cr | 7.40% |
| Consumer Cyclical | ₹11.03 Cr | 4.07% |
| Energy | ₹10.64 Cr | 3.93% |
Risk & Performance Ratios
Standard Deviation
This fund
--
Cat. avg.
14.22%
Lower the better
Sharpe Ratio
This fund
--
Cat. avg.
0.86
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.44
Higher the better
Fund Managers
Viral Shah
Since June 2023
Dhaval Patel
Since June 2023
Additional Scheme Detailsas of 31st May 2025
ISIN | INF0J8L01099 | Expense Ratio | 2.32% | Exit Load | No Charges | Fund Size | ₹271 Cr | Age | 2 years | Lumpsum Minimum | ₹500 | Fund Status | Open Ended Investment Company | Benchmark | Nifty 500 TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar ELSS (Tax Savings) Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Bajaj Finserv ELSS Tax Saver Fund Regular Growth Low Risk | 2.3% | 0.0% | ₹55.57 Cr | - |
| Bajaj Finserv ELSS Tax Saver Fund Direct Growth Low Risk | 0.5% | 0.0% | ₹55.57 Cr | - |
| Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund Direct Growth Very High Risk | 0.3% | 0.0% | ₹202.42 Cr | 3.9% |
| Sundaram Long Term Tax Advantage Fund Series I Regular Growth High Risk | 1.4% | 0.0% | ₹19.18 Cr | 8.0% |
| Bank of India Midcap Tax Fund Series 1 Direct Growth Very High Risk | - | 0.0% | ₹58.23 Cr | -2.2% |
| SBI Long Term Advantage Fund Series II Regular Growth Very High Risk | - | 0.0% | ₹34.17 Cr | 6.4% |
| SBI Long Term Advantage Fund Series II Direct Growth Very High Risk | - | 0.0% | ₹34.17 Cr | 6.8% |
| Bank of India Midcap Tax Fund Series 1 Regular Growth Very High Risk | - | 0.0% | ₹58.23 Cr | -2.4% |
| Sundaram Long Term Tax Advantage Fund Series I Direct Growth High Risk | 1.4% | 0.0% | ₹19.18 Cr | 8.1% |
| Sundaram Long Term Micro Cap Tax Advantage Fund Series V Regular Growth Very High Risk | 1.4% | 0.0% | ₹30.17 Cr | 1.5% |
About the AMC
Total AUM
₹6,643 Cr
Address
Unit No. 101A, 1st Floor, Mumbai, 400051
Other Funds by NJ Mutual Fund
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| NJ Flexi Cap Fund Direct Growth Very High Risk | 0.6% | 1.0% | ₹2250.50 Cr | -4.6% |
| NJ Overnight Fund Direct Growth Low Risk | 0.1% | 0.0% | ₹222.74 Cr | 6.4% |
| NJ Arbitrage Fund Direct Growth Low Risk | 0.3% | 0.0% | ₹260.24 Cr | 6.8% |
| NJ Balanced Advantage Fund Direct Growth Very High Risk | 0.6% | 1.0% | ₹3789.16 Cr | 1.5% |
| NJ ELSS Tax Saver Scheme Direct Growth Very High Risk | 0.6% | 0.0% | ₹270.86 Cr | 0.2% |
Risk Level
Your principal amount will be at Very High Risk
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What is the current NAV of NJ ELSS Tax Saver Scheme Regular Growth?
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Who manages the NJ ELSS Tax Saver Scheme Regular Growth?
- Viral Shah
- Dhaval Patel
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
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