Kotak Medium Term Fund Regular Growth

Fund Overview

Fund Size

₹1,817 Cr

Expense Ratio

1.63%

ISIN

INF174K01VL6

Minimum SIP

₹100

Exit Load

No Charges

Inception Date

25 Mar 2014

About this fund

Kotak Medium Term Fund Regular Growth is a Medium Duration mutual fund schemes offered by Kotak Mahindra Mutual Fund. This fund has been in existence for 11 years, 4 months and 22 days, having been launched on 25-Mar-14.
As of 14-Aug-25, it has a Net Asset Value (NAV) of ₹22.93, Assets Under Management (AUM) of 1817.07 Crores, and an expense ratio of 1.63%.

Kotak Medium Term Fund Regular Growth has given a CAGR return of 7.53% since inception.
The fund's asset allocation comprises around 6.00% in equities, 88.60% in debts, and 3.65% in cash & cash equivalents.
You can start investing in Kotak Medium Term Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+8.63%

+8.40% (Cat Avg.)

3 Years

+7.49%

+7.62% (Cat Avg.)

5 Years

+6.61%

+7.02% (Cat Avg.)

10 Years

+7.03%

+6.37% (Cat Avg.)

Since Inception

+7.53%

— (Cat Avg.)

Portfolio Summaryas of 31st July 2025

Equity	₹109.07 Cr	6.00%
Debt	₹1,609.96 Cr	88.60%
Others	₹98.04 Cr	5.40%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
7.1% Govt Stock 2034	Bond - Gov't/Treasury	₹156.34 Cr	8.60%
7.18% Govt Stock 2033	Bond - Gov't/Treasury	₹146.91 Cr	8.09%
Bamboo Hotel And Global Centre (Delhi) Private Limited	Bond - Corporate Bond	₹90.76 Cr	4.99%
TATA Steel Limited	Bond - Corporate Bond	₹76.8 Cr	4.23%
Pipeline Infrastructure Limited	Bond - Corporate Bond	₹65.37 Cr	3.60%
Aditya Birla Renewables Limited	Bond - Corporate Bond	₹61.18 Cr	3.37%
Embassy Office Parks REIT	Equity - REIT	₹59.3 Cr	3.26%
Aditya Birla Real Estate Limited	Bond - Corporate Bond	₹56.32 Cr	3.10%
Indigrid Infrastructure Trust	Bond - Corporate Bond	₹51.49 Cr	2.83%
Embassy Office Parks Reit	Bond - Corporate Bond	₹51.27 Cr	2.82%
Godrej Properties Limited	Bond - Corporate Bond	₹51.22 Cr	2.82%
Vedanta Limited	Bond - Corporate Bond	₹50.57 Cr	2.78%
JM Financial Credit Solutions Limited	Bond - Corporate Bond	₹50.21 Cr	2.76%
L&T Metro Rail (Hyderabad) Limited	Bond - Corporate Bond	₹50.06 Cr	2.76%
SANSAR AUG 2024 V TRUST	Bond - Asset Backed	₹48.45 Cr	2.67%
Jm Financial ASset Reconstruction Company Limited	Bond - Corporate Bond	₹43.25 Cr	2.38%
Brookfield India Real Estate Trust	Equity - REIT	₹39.32 Cr	2.16%
Net Current Assets/(Liabilities)	Cash	₹36.17 Cr	1.99%
Aadhar Housing Finance Limited	Bond - Corporate Bond	₹35.64 Cr	1.96%
Aadhar Housing Finance Limited	Bond - Corporate Bond	₹30.5 Cr	1.68%
SANSAR JUNE 2024 TRUST	Bond - Asset Backed	₹30.47 Cr	1.68%
Vedanta Limited	Bond - Corporate Bond	₹30.14 Cr	1.66%
Prestige Projects Private Limited	Bond - Corporate Bond	₹30.07 Cr	1.65%
Bharat Highways Invit	Mutual Fund - Unspecified	₹26.22 Cr	1.44%
Muthoot Finance Limited	Bond - Corporate Bond	₹25.89 Cr	1.43%
6.79% Govt Stock 2034	Bond - Gov't/Treasury	₹25.63 Cr	1.41%
Triparty Repo	Cash - Repurchase Agreement	₹25.2 Cr	1.39%
7.09% Govt Stock 2054	Bond - Gov't/Treasury	₹25.19 Cr	1.39%
Piramal Finance Limited	Bond - Corporate Bond	₹25.07 Cr	1.38%
7.3% Govt Stock 2053	Bond - Gov't/Treasury	₹20.62 Cr	1.13%
DHRUVA XXII	Bond - Asset Backed	₹19.73 Cr	1.09%
6.9% Govt Stock 2065	Bond - Gov't/Treasury	₹19.52 Cr	1.07%
Bharti Telecom Limited	Bond - Corporate Bond	₹15.4 Cr	0.85%
Bahadur Chand Investments Private Limited	Bond - Corporate Bond	₹12.59 Cr	0.69%
Bahadur Chand Investments Private Limited	Bond - Corporate Bond	₹12.56 Cr	0.69%
Godrej Seeds & Genetics Limited	Bond - Corporate Bond	₹12.47 Cr	0.69%
Godrej Seeds & Genetics Limited	Bond - Corporate Bond	₹12.47 Cr	0.69%
Godrej Seeds & Genetics Limited	Bond - Corporate Bond	₹12.46 Cr	0.69%
Godrej Seeds & Genetics Limited	Bond - Corporate Bond	₹12.46 Cr	0.69%
Nexus Select Trust Reits	Equity - REIT	₹10.45 Cr	0.58%
Dme Development Limited	Bond - Corporate Bond	₹8.04 Cr	0.44%
Dme Development Limited	Bond - Corporate Bond	₹7.98 Cr	0.44%
Dme Development Limited	Bond - Corporate Bond	₹7.94 Cr	0.44%
Dme Development Limited	Bond - Corporate Bond	₹7.94 Cr	0.44%
Dme Development Limited	Bond - Corporate Bond	₹7.93 Cr	0.44%
Dme Development Limited	Bond - Corporate Bond	₹7.92 Cr	0.44%
Dme Development Limited	Bond - Corporate Bond	₹7.9 Cr	0.43%
Dme Development Limited	Bond - Corporate Bond	₹7.88 Cr	0.43%
Dme Development Limited	Bond - Corporate Bond	₹7.88 Cr	0.43%
Dme Development Limited	Bond - Corporate Bond	₹7.88 Cr	0.43%
TATA Projects Limited	Bond - Corporate Bond	₹7.05 Cr	0.39%
SBI ALTERNATIVE INVESTMENT FUND	Mutual Fund - Open End	₹5.45 Cr	0.30%
Indostar Capital Finance Limited	Bond - Corporate Bond	₹5 Cr	0.28%
U.P. Power Corporation Limited	Bond - Corporate Bond	₹4.15 Cr	0.23%
U.P. Power Corporation Limited	Bond - Corporate Bond	₹4.14 Cr	0.23%
U.P. Power Corporation Limited	Bond - Corporate Bond	₹4.13 Cr	0.23%
U.P. Power Corporation Limited	Bond - Corporate Bond	₹4.12 Cr	0.23%
U.P. Power Corporation Limited	Bond - Corporate Bond	₹4.11 Cr	0.23%
U.P. Power Corporation Limited	Bond - Corporate Bond	₹4.1 Cr	0.23%
U.P. Power Corporation Limited	Bond - Corporate Bond	₹4.1 Cr	0.23%
U.P. Power Corporation Limited	Bond - Corporate Bond	₹4.09 Cr	0.23%
U.P. Power Corporation Limited	Bond - Corporate Bond	₹4.08 Cr	0.22%
U.P. Power Corporation Limited	Bond - Corporate Bond	₹4.07 Cr	0.22%
U.P. Power Corporation Limited	Bond - Corporate Bond	₹4.06 Cr	0.22%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹3.55 Cr	0.20%
U.P. Power Corporation Limited	Bond - Corporate Bond	₹3.03 Cr	0.17%
U.P. Power Corporation Limited	Bond - Corporate Bond	₹3.02 Cr	0.17%
06.53 Tn SDL 2031	Bond - Gov't/Treasury	₹2.9 Cr	0.16%
U.P. Power Corporation Limited	Bond - Corporate Bond	₹2.56 Cr	0.14%
Rec Limited	Bond - Corporate Bond	₹2.11 Cr	0.12%
Mahindra And Mahindra Financial Services Limited	Bond - Corporate Bond	₹2.05 Cr	0.11%
IOT Utkal Energy Services Limited	Bond - Corporate Bond	₹0.1 Cr	0.01%
IOT Utkal Energy Services Limited	Bond - Corporate Bond	₹0.05 Cr	0.00%
IOT Utkal Energy Services Limited	Bond - Corporate Bond	₹0.01 Cr	0.00%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Bond - Corporate Bond	₹1,119.21 Cr	61.59%
Bond - Gov't/Treasury	₹397.1 Cr	21.85%
Equity - REIT	₹109.07 Cr	6.00%
Bond - Asset Backed	₹98.65 Cr	5.43%
Cash	₹36.17 Cr	1.99%
Mutual Fund - Unspecified	₹26.22 Cr	1.44%
Cash - Repurchase Agreement	₹25.2 Cr	1.39%
Mutual Fund - Open End	₹5.45 Cr	0.30%

Risk & Performance Ratios

Fund Managers

Deepak Agrawal

Since March 2014

Vihag Mishra

Since June 2025

Additional Scheme Detailsas of 31st July 2025

ISIN

INF174K01VL6

Expense Ratio

1.63%

Exit Load

No Charges

Fund Size

₹1,817 Cr

Age

11 years 4 months

Lumpsum Minimum

₹100

Fund Status

Open Ended Investment Company

Benchmark

CRISIL Medium Duration Debt TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Medium Duration Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Bandhan Bond Fund - Medium Term Plan Direct Growth Moderate Risk	0.6%	0.0%	₹1469.01 Cr	8.5%
HSBC Medium Duration Regular Growth Moderate Risk	1.0%	0.0%	₹740.64 Cr	8.6%
HSBC Medium Duration Direct Growth Moderate Risk	0.4%	0.0%	₹740.64 Cr	9.4%
Union Medium Duration Fund Regular Growth Moderate Risk	0.9%	1.0%	₹80.25 Cr	7.9%
Union Medium Duration Fund Direct Growth Moderate Risk	0.6%	1.0%	₹80.25 Cr	8.2%
Kotak Medium Term Fund Direct Growth Moderately High risk	0.7%	0.0%	₹1817.07 Cr	9.7%
Kotak Medium Term Fund Regular Growth Moderately High risk	1.6%	0.0%	₹1817.07 Cr	8.6%
ICICI Prudential Medium Term Bond Fund Direct Growth Moderately High risk	0.7%	1.0%	₹5687.83 Cr	9.5%
Axis Nifty AAA Bond Plus SDL Apr 2026 50:50 ETF Low Risk	0.1%	-	₹1107.18 Cr	7.6%
Axis Strategic Bond Fund Direct Growth Moderately High risk	0.6%	1.0%	₹1937.70 Cr	9.5%
HDFC Medium Term Debt Fund Direct Growth Moderately High risk	0.7%	0.0%	₹3803.62 Cr	8.8%
Aditya Birla Sun Life Medium Term Plan Direct Growth Moderately High risk	0.8%	2.0%	₹2744.47 Cr	14.0%
SBI Magnum Medium Duration Fund Direct Growth Moderately High risk	0.7%	1.0%	₹6589.33 Cr	8.7%
Sundaram Medium Term Bond Fund Direct Growth Moderate Risk	1.4%	1.0%	₹43.30 Cr	7.4%
DSP Bond Fund Direct Growth Moderately High risk	0.4%	0.0%	₹317.64 Cr	9.2%
UTI Medium Term Fund Direct Growth Moderate Risk	0.8%	1.0%	₹40.77 Cr	8.3%
UTI Medium Term Fund Regular Growth Moderate Risk	1.5%	1.0%	₹40.77 Cr	7.6%
Nippon India ETF Nifty CPSE Bond Plus SDL Sep 2024 50:50 Low Risk	0.2%	-	₹1373.31 Cr	7.2%
BHARAT Bond ETF April 2025 Low to Moderate Risk	0.0%	-	₹9835.68 Cr	7.6%
Nippon India Strategic Debt Fund Direct Growth Moderately High risk	0.5%	1.0%	₹105.91 Cr	11.2%
Nippon India Strategic Debt Fund Regular Growth Moderately High risk	1.0%	1.0%	₹105.91 Cr	10.6%
Aditya Birla Sun Life Medium Term Plan Regular Growth Moderately High risk	1.5%	2.0%	₹2744.47 Cr	13.2%
DSP Bond Fund Regular Growth Moderately High risk	0.7%	0.0%	₹317.64 Cr	8.8%
SBI Magnum Medium Duration Fund Regular Growth Moderately High risk	1.2%	1.0%	₹6589.33 Cr	8.1%
Sundaram Medium Term Bond Fund Regular Growth Moderate Risk	2.1%	1.0%	₹43.30 Cr	6.5%
ICICI Prudential Medium Term Bond Fund Regular Growth Moderately High risk	1.4%	1.0%	₹5687.83 Cr	8.9%
Bandhan Bond Fund - Medium Term Plan Regular Growth Moderate Risk	1.3%	0.0%	₹1469.01 Cr	7.8%
HDFC Medium Term Debt Fund Regular Growth Moderately High risk	1.3%	0.0%	₹3803.62 Cr	8.1%
Baroda BNP Paribas Medium Duration Fund Direct Growth Moderate Risk	0.7%	1.0%	₹28.33 Cr	7.7%
Baroda BNP Paribas Medium Duration Fund Regular Growth Moderate Risk	1.0%	1.0%	₹28.33 Cr	7.4%
Invesco India Medium Duration Fund Regular Growth Moderate Risk	1.1%	0.0%	₹172.83 Cr	7.8%
Invesco India Medium Duration Fund Direct Growth Moderate Risk	0.4%	0.0%	₹172.83 Cr	8.6%
Axis Strategic Bond Fund Regular Growth Moderately High risk	1.2%	1.0%	₹1937.70 Cr	8.9%
Kotak Nifty AAA Bond Plus SDL Apr 2026 70:30 ETF Moderate Risk	-	-	-	-

About the AMC

Kotak Mahindra Mutual Fund

+91 22 61152100

https://www.kotakmf.com/

Total AUM

₹5,80,682 Cr

Address

2nd Floor, 12-BKC, Plot No C-12, Mumbai, 400 051

Other Funds by Kotak Mahindra Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund Direct Growth Moderate Risk	-	0.0%	₹404.32 Cr	-
Mahindra Manulife Banking & Financial Services Fund Direct Growth Very High Risk	0.5%	0.0%	₹286.55 Cr	-
Kotak Nifty 200 Quality 30 Index Fund Direct Growth Very High Risk	-	0.0%	₹9.55 Cr	-
Kotak Nifty Top 10 Equal Weight Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹17.82 Cr	-
Kotak Energy Opportunities Fund Direct Growth Very High Risk	0.9%	1.0%	₹200.78 Cr	-
Kotak Nifty Midcap 150 Index Fund Regular Growth Very High Risk	0.3%	0.0%	₹8.01 Cr	-
Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹481.96 Cr	-
Kotak FMP Series 327 Direct Growth Moderately High risk	-	0.0%	₹206.03 Cr	-
Kotak FMP Series 326 - 175 Days Direct Growth Moderate Risk	-	-	-	-
Kotak FMP Series 325 - 90 Days Direct Growth Moderate Risk	-	0.0%	-	-
Kotak FMP Series 324 - 109 Days Direct Growth Moderately High risk	-	0.0%	-	-
Kotak Healthcare Fund Direct Growth Very High Risk	0.8%	0.0%	₹485.27 Cr	8.2%
Kotak FMP Series 323 Direct Growth Low Risk	-	0.0%	-	-
Kotak Consumption Fund Direct Growth Very High Risk	0.6%	0.0%	₹1373.36 Cr	4.4%
Kotak Nifty G-Sec July 2033 Index Fund Direct Growth Moderate Risk	0.1%	0.0%	₹22.08 Cr	9.2%
Kotak Multi Asset Allocation Fund Direct Growth High Risk	0.4%	1.0%	₹8198.91 Cr	6.0%
Kotak S&P BSE Housing Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹17.59 Cr	-1.8%
Kotak Fixed Maturity Plan 1174 Days Series 268 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 308 - 1125 Days Direct Growth Moderately High risk	-	0.0%	₹94.00 Cr	8.8%
Kotak Yearly Interval Plan Series 1 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Fixed Maturity Plan 1355 Days Series 286 Direct Growth Low to Moderate Risk	-	-	-	-
Kotak FMP Series 304 Direct Growth Moderate Risk	-	-	₹109.38 Cr	9.0%
Kotak Fixed Maturity Plan Series 262 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 291 - 1826 Days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Fixed Maturity Plan Series 264 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 310 - 1131 Days Direct Growth Low to Moderate Risk	-	0.0%	₹125.59 Cr	7.6%
Kotak FMP Series 306 Direct Growth Moderate Risk	-	0.0%	-	-
Kotak Quarterly Interval Series 12 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Fixed Maturity Plan Series 249 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 295 Direct Growth Moderate Risk	-	0.0%	-	-
Kotak Fixed Maturity Plan Series 258 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 298 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 290 - 1180 Days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Monthly Interval Series 4 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 293 - 1826 Days Direct Growth Moderate Risk	-	0.0%	-	-
Kotak India Growth Fund Series IV Direct Growth Very High Risk	0.3%	0.0%	₹132.94 Cr	50.2%
Kotak Fixed Maturity Plan Series 260 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 287 - 1188 days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Fixed Maturity Plan Series 272 Direct Growth Low to Moderate Risk	-	-	-	-
Kotak Fixed Maturity Plan Series 273 Direct Growth Low to Moderate Risk	-	-	-	-
Kotak FMP Series 305 Direct Growth Low to Moderate Risk	-	0.0%	₹33.56 Cr	7.5%
Kotak FMP Series 300 - 1223 days Direct Growth Low to Moderate Risk	-	0.0%	₹241.41 Cr	7.6%
Kotak Quarterly Interval Series 13 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 292 - 1735 Days Direct Growth Low to Moderate Risk	-	0.0%	₹464.18 Cr	7.8%
Kotak FMP Series 289 -1179 days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 288 -1177 days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Small Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹17902.58 Cr	-3.1%
Kotak Flexicap Fund Direct Growth Very High Risk	0.6%	1.0%	₹53293.04 Cr	5.4%
Kotak Equity Opportunities Fund Direct Growth Very High Risk	0.6%	1.0%	₹28084.13 Cr	2.5%
Kotak Taxsaver Fund Direct Growth Very High Risk	0.6%	0.0%	₹6354.72 Cr	0.1%

Risk Level

Your principal amount will be at Moderately High risk

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Still got questions?
We're here to help.

What is the current NAV of Kotak Medium Term Fund Regular Growth?

The NAV of Kotak Medium Term Fund Regular Growth, as of 14-Aug-2025, is ₹22.93.

What are the returns of Kotak Medium Term Fund Regular Growth?

The fund has generated 8.63% over the last 1 year and 7.49% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Kotak Medium Term Fund Regular Growth?

The fund's allocation of assets is distributed as 6.00% in equities, 88.60% in bonds, and 3.65% in cash and cash equivalents.

Who manages the Kotak Medium Term Fund Regular Growth?

The fund managers responsible for Kotak Medium Term Fund Regular Growth are:-

Deepak Agrawal
Vihag Mishra

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹1,817 Cr

Expense Ratio

1.63%

ISIN

INF174K01VL6

Minimum SIP

₹100

Exit Load

No Charges

Inception Date

25 Mar 2014

Risk Level

Your principal amount will be at Moderately High risk