Kotak Dynamic Bond Fund Direct Growth

Fund Overview

Fund Size

₹2,827 Cr

Expense Ratio

0.59%

ISIN

INF174K01JU2

Minimum SIP

₹100

Exit Load

No Charges

Inception Date

01 Jan 2013

About this fund

Kotak Dynamic Bond Fund Direct Growth is a Dynamic Bond mutual fund schemes offered by Kotak Mahindra Mutual Fund. This fund has been in existence for 12 years, 7 months and 25 days, having been launched on 01-Jan-13.
As of 25-Aug-25, it has a Net Asset Value (NAV) of ₹40.45, Assets Under Management (AUM) of 2826.75 Crores, and an expense ratio of 0.59%.

Kotak Dynamic Bond Fund Direct Growth has given a CAGR return of 8.63% since inception.
The fund's asset allocation comprises around 5.29% in equities, 91.58% in debts, and 1.55% in cash & cash equivalents.
You can start investing in Kotak Dynamic Bond Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+5.88%

+6.25% (Cat Avg.)

3 Years

+7.66%

+7.14% (Cat Avg.)

5 Years

+6.70%

+5.99% (Cat Avg.)

10 Years

+8.41%

+6.48% (Cat Avg.)

Since Inception

+8.63%

— (Cat Avg.)

Portfolio Summaryas of 15th August 2025

Equity	₹149.41 Cr	5.29%
Debt	₹2,588.65 Cr	91.58%
Others	₹88.69 Cr	3.14%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
7.3% Govt Stock 2053	Bond - Gov't/Treasury	₹1,172.66 Cr	41.48%
Triparty Repo	Cash - Repurchase Agreement	₹210.34 Cr	7.44%
6.33% Goi 2035	Bond - Gov't/Treasury	₹203.91 Cr	7.21%
Net Current Assets/(Liabilities)	Cash	₹-166.51 Cr	5.89%
6.68% Government Of India	Bond - Gov't/Treasury	₹158.45 Cr	5.61%
Muthoot Finance Limited	Bond - Corporate Bond	₹155.18 Cr	5.49%
7.25% Govt Stock 2063	Bond - Gov't/Treasury	₹125.27 Cr	4.43%
7.09% Govt Stock 2054	Bond - Gov't/Treasury	₹124.05 Cr	4.39%
Bajaj Finance Limited	Bond - Corporate Bond	₹101.41 Cr	3.59%
Embassy Office Parks REIT	Equity - REIT	₹94.88 Cr	3.36%
HDFC Bank Limited	Bond - Corporate Bond	₹87.76 Cr	3.10%
TATA Steel Limited	Bond - Corporate Bond	₹76.54 Cr	2.71%
HDFC Bank Limited	Bond - Corporate Bond	₹72.32 Cr	2.56%
6.9% Govt Stock 2065	Bond - Gov't/Treasury	₹57.67 Cr	2.04%
HDFC Bank Limited	Bond - Corporate Bond	₹51.61 Cr	1.83%
Indigrid Infrastructure Trust	Bond - Corporate Bond	₹49.97 Cr	1.77%
Maharashtra (Government of) 0.0763%	Bond - Sub-sovereign Government Debt	₹40.09 Cr	1.42%
Brookfield India Real Estate Trust	Equity - REIT	₹38.52 Cr	1.36%
Bharat Highways Invit	Mutual Fund - Unspecified	₹36.45 Cr	1.29%
Bajaj Finance Limited	Bond - Corporate Bond	₹25.43 Cr	0.90%
Muthoot Finance Limited	Bond - Corporate Bond	₹25.33 Cr	0.90%
Rec Limited	Bond - Corporate Bond	₹24.9 Cr	0.88%
Nexus Select Trust Reits	Equity - REIT	₹16.01 Cr	0.57%
Rec Limited	Bond - Corporate Bond	₹15.78 Cr	0.56%
Tamil Nadu (Government of) 0.0738%	Bond - Sub-sovereign Government Debt	₹11.64 Cr	0.41%
SBI ALTERNATIVE INVESTMENT FUND	Mutual Fund - Open End	₹8.42 Cr	0.30%
Karnataka (Government of) 0.0742%	Bond - Sub-sovereign Government Debt	₹5.95 Cr	0.21%
Rec Limited	Bond - Corporate Bond	₹1.05 Cr	0.04%
06.53 Tn SDL 2031	Bond - Gov't/Treasury	₹0.8 Cr	0.03%
06.52 KA Sdl 2030	Bond - Gov't/Treasury	₹0.55 Cr	0.02%
06.62 Up SDL 2030	Bond - Gov't/Treasury	₹0.32 Cr	0.01%
6.67% Govt Stock 2050	Bond - Gov't/Treasury	₹0 Cr	0.00%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Bond - Gov't/Treasury	₹1,843.68 Cr	65.22%
Bond - Corporate Bond	₹687.28 Cr	24.31%
Cash - Repurchase Agreement	₹210.34 Cr	7.44%
Cash	₹-166.51 Cr	5.89%
Equity - REIT	₹149.41 Cr	5.29%
Bond - Sub-sovereign Government Debt	₹57.68 Cr	2.04%
Mutual Fund - Unspecified	₹36.45 Cr	1.29%
Mutual Fund - Open End	₹8.42 Cr	0.30%

Risk & Performance Ratios

Fund Managers

Deepak Agrawal

Since November 2012

Abhishek Bisen

Since November 2022

Additional Scheme Detailsas of 15th August 2025

ISIN

INF174K01JU2

Expense Ratio

0.59%

Exit Load

No Charges

Fund Size

₹2,827 Cr

Age

12 years 7 months

Lumpsum Minimum

₹100

Fund Status

Open Ended Investment Company

Benchmark

Nifty Composite Debt TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Dynamic Bond Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
ICICI Prudential All Seasons Bond Fund Direct Growth Moderate Risk	0.6%	0.0%	₹15016.35 Cr	8.4%
Union Dynamic Bond Fund Regular Growth Moderate Risk	1.6%	0.0%	₹108.22 Cr	4.2%
HSBC Dynamic Bond Fund Direct Growth Moderate Risk	0.2%	0.0%	₹176.00 Cr	6.7%
SBI Dynamic Bond Direct Growth Moderate Risk	0.6%	0.0%	₹3927.44 Cr	6.8%
PGIM India Dynamic Bond Direct Growth Moderate Risk	0.4%	0.0%	₹109.34 Cr	6.8%
Bandhan Dynamic Bond Fund Direct Growth Moderate Risk	0.7%	0.0%	₹2855.46 Cr	3.2%
Nippon India Dynamic Bond Fund Direct Growth Moderate Risk	0.4%	0.0%	₹4599.30 Cr	8.4%
JM Dynamic Bond Fund Direct Growth Moderate Risk	0.5%	0.0%	₹60.89 Cr	7.9%
Kotak Dynamic Bond Fund Direct Growth Moderately High risk	0.6%	0.0%	₹2826.75 Cr	5.9%
Mirae Asset Dynamic Bond Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹120.59 Cr	8.4%
Mirae Asset Dynamic Bond Fund Regular Growth Low to Moderate Risk	1.0%	0.0%	₹120.59 Cr	7.4%
Quantum Dynamic Bond Fund Direct Growth Moderate Risk	0.5%	0.0%	₹118.96 Cr	7.0%
PGIM India Dynamic Bond Regular Growth Moderate Risk	1.6%	0.0%	₹109.34 Cr	5.5%
ITI Dynamic Bond Fund Regular Growth Moderate Risk	1.2%	0.0%	₹39.39 Cr	5.4%
Axis Dynamic Bond Fund Regular Growth Moderate Risk	0.6%	0.0%	₹1255.48 Cr	7.0%
ITI Dynamic Bond Fund Direct Growth Moderate Risk	0.1%	0.0%	₹39.39 Cr	6.5%
360 ONE Dynamic Bond Fund Regular Growth Moderately High risk	0.5%	0.0%	₹669.28 Cr	8.4%
360 ONE Dynamic Bond Fund Direct Growth Moderately High risk	0.3%	0.0%	₹669.28 Cr	8.7%
UTI Dynamic Bond Fund Regular Growth Moderate Risk	1.5%	0.0%	₹478.32 Cr	6.4%
Quantum Dynamic Bond Fund Regular Growth Moderate Risk	1.0%	0.0%	₹118.96 Cr	6.6%
ICICI Prudential All Seasons Bond Fund Regular Growth Moderate Risk	1.3%	0.0%	₹15016.35 Cr	7.6%
DSP Strategic Bond Fund Regular Growth Moderate Risk	1.2%	0.0%	₹1493.18 Cr	4.6%
HSBC Dynamic Bond Fund Regular Growth Moderate Risk	0.8%	0.0%	₹176.00 Cr	6.1%
UTI Dynamic Bond Fund Direct Growth Moderate Risk	0.7%	0.0%	₹478.32 Cr	7.3%
Axis Dynamic Bond Fund Direct Growth Moderate Risk	0.3%	0.0%	₹1255.48 Cr	7.4%
HDFC Dynamic Debt Fund Direct Growth Moderate Risk	0.8%	0.0%	₹804.37 Cr	5.5%
Aditya Birla Sun Life Dynamic Bond Fund Direct Growth Moderately High risk	0.6%	0.0%	₹1927.44 Cr	8.1%
Baroda BNP Paribas Dynamic Bond Fund Direct Growth Moderate Risk	0.7%	0.0%	₹220.86 Cr	6.1%
Canara Robeco Dynamic Bond Direct Growth Moderate Risk	0.6%	0.0%	₹111.64 Cr	4.6%
Union Dynamic Bond Fund Direct Growth Moderate Risk	1.3%	0.0%	₹108.22 Cr	4.5%
DSP Strategic Bond Fund Direct Growth Moderate Risk	0.5%	0.0%	₹1493.18 Cr	5.3%
Groww Dynamic Bond Fund Direct Growth Moderate Risk	0.5%	0.0%	₹78.28 Cr	5.6%
Aditya Birla Sun Life Dynamic Bond Fund Regular Growth Moderately High risk	1.2%	0.0%	₹1927.44 Cr	7.4%
JM Dynamic Bond Fund Regular Growth Moderate Risk	1.0%	0.0%	₹60.89 Cr	7.4%
Groww Dynamic Bond Fund Regular Growth Moderate Risk	1.3%	0.0%	₹78.28 Cr	4.7%
Baroda BNP Paribas Dynamic Bond Fund Regular Growth Moderate Risk	1.7%	0.0%	₹220.86 Cr	5.1%
SBI Dynamic Bond Regular Growth Moderate Risk	1.4%	0.0%	₹3927.44 Cr	5.9%
Mahindra Manulife Dynamic Bond Fund Regular Growth Moderate Risk	1.6%	0.0%	₹115.87 Cr	6.4%
Mahindra Manulife Dynamic Bond Fund Direct Growth Moderate Risk	0.4%	0.0%	₹115.87 Cr	7.6%
Nippon India Dynamic Bond Fund Regular Growth Moderate Risk	0.8%	0.0%	₹4599.30 Cr	8.0%
Bandhan Dynamic Bond Fund Regular Growth Moderate Risk	1.6%	0.0%	₹2855.46 Cr	2.3%
HDFC Dynamic Debt Fund Regular Growth Moderate Risk	1.5%	0.0%	₹804.37 Cr	4.7%
Kotak Dynamic Bond Fund Regular Growth Moderately High risk	1.3%	0.0%	₹2826.75 Cr	5.1%
Canara Robeco Dynamic Bond Regular Growth Moderate Risk	1.8%	0.0%	₹111.64 Cr	3.5%

About the AMC

Kotak Mahindra Mutual Fund

+91 22 61152100

https://www.kotakmf.com/

Total AUM

₹5,80,682 Cr

Address

2nd Floor, 12-BKC, Plot No C-12, Mumbai, 400 051

Other Funds by Kotak Mahindra Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund Direct Growth Moderate Risk	0.1%	0.0%	₹404.32 Cr	-
Mahindra Manulife Banking & Financial Services Fund Direct Growth Very High Risk	0.5%	0.0%	₹286.55 Cr	-
Kotak Nifty 200 Quality 30 Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹9.55 Cr	-
Kotak Nifty Top 10 Equal Weight Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹17.82 Cr	-
Kotak Energy Opportunities Fund Direct Growth Very High Risk	0.9%	1.0%	₹200.78 Cr	-
Kotak Nifty Midcap 150 Index Fund Regular Growth Very High Risk	0.3%	0.0%	₹8.01 Cr	-
Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹481.96 Cr	-
Kotak FMP Series 327 Direct Growth Moderately High risk	-	0.0%	₹206.03 Cr	-
Kotak FMP Series 326 - 175 Days Direct Growth Moderate Risk	-	-	-	-
Kotak FMP Series 325 - 90 Days Direct Growth Moderate Risk	-	0.0%	-	-
Kotak FMP Series 324 - 109 Days Direct Growth Moderately High risk	-	0.0%	-	-
Kotak Healthcare Fund Direct Growth Very High Risk	0.8%	0.0%	₹485.27 Cr	6.2%
Kotak FMP Series 323 Direct Growth Low Risk	-	0.0%	-	-
Kotak Consumption Fund Direct Growth Very High Risk	0.6%	0.0%	₹1373.36 Cr	4.7%
Kotak Nifty G-Sec July 2033 Index Fund Direct Growth Moderate Risk	0.1%	0.0%	₹22.08 Cr	8.1%
Kotak Multi Asset Allocation Fund Direct Growth High Risk	0.4%	1.0%	₹8198.91 Cr	5.6%
Kotak S&P BSE Housing Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹17.59 Cr	-2.1%
Kotak Fixed Maturity Plan 1174 Days Series 268 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 308 - 1125 Days Direct Growth Moderately High risk	-	0.0%	₹94.00 Cr	8.8%
Kotak Yearly Interval Plan Series 1 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Fixed Maturity Plan 1355 Days Series 286 Direct Growth Low to Moderate Risk	-	-	-	-
Kotak FMP Series 304 Direct Growth Moderate Risk	-	-	₹109.38 Cr	8.3%
Kotak Fixed Maturity Plan Series 262 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 291 - 1826 Days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Fixed Maturity Plan Series 264 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 310 - 1131 Days Direct Growth Low to Moderate Risk	-	0.0%	₹125.59 Cr	7.6%
Kotak FMP Series 306 Direct Growth Moderate Risk	-	0.0%	-	-
Kotak Quarterly Interval Series 12 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Fixed Maturity Plan Series 249 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 295 Direct Growth Moderate Risk	-	0.0%	-	-
Kotak Fixed Maturity Plan Series 258 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 298 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 290 - 1180 Days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Monthly Interval Series 4 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 293 - 1826 Days Direct Growth Moderate Risk	-	0.0%	-	-
Kotak India Growth Fund Series IV Direct Growth Very High Risk	0.3%	0.0%	₹132.94 Cr	50.2%
Kotak Fixed Maturity Plan Series 260 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 287 - 1188 days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Fixed Maturity Plan Series 272 Direct Growth Low to Moderate Risk	-	-	-	-
Kotak Fixed Maturity Plan Series 273 Direct Growth Low to Moderate Risk	-	-	-	-
Kotak FMP Series 305 Direct Growth Low to Moderate Risk	-	0.0%	₹33.56 Cr	7.5%
Kotak FMP Series 300 - 1223 days Direct Growth Low to Moderate Risk	-	0.0%	₹241.41 Cr	7.6%
Kotak Quarterly Interval Series 13 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 292 - 1735 Days Direct Growth Low to Moderate Risk	-	0.0%	₹466.25 Cr	7.7%
Kotak FMP Series 289 -1179 days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 288 -1177 days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Small Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹17902.58 Cr	-4.4%
Kotak Flexicap Fund Direct Growth Very High Risk	0.6%	1.0%	₹53293.04 Cr	3.4%
Kotak Equity Opportunities Fund Direct Growth Very High Risk	0.5%	1.0%	₹28084.13 Cr	0.8%
Kotak Taxsaver Fund Direct Growth Very High Risk	0.6%	0.0%	₹6354.72 Cr	-1.1%

Risk Level

Your principal amount will be at Moderately High risk

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Still got questions?
We're here to help.

What is the current NAV of Kotak Dynamic Bond Fund Direct Growth?

The NAV of Kotak Dynamic Bond Fund Direct Growth, as of 25-Aug-2025, is ₹40.45.

What are the returns of Kotak Dynamic Bond Fund Direct Growth?

The fund has generated 5.88% over the last 1 year and 7.66% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Kotak Dynamic Bond Fund Direct Growth?

The fund's allocation of assets is distributed as 5.29% in equities, 91.58% in bonds, and 1.55% in cash and cash equivalents.

Who manages the Kotak Dynamic Bond Fund Direct Growth?

The fund managers responsible for Kotak Dynamic Bond Fund Direct Growth are:-

Deepak Agrawal
Abhishek Bisen

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹2,827 Cr

Expense Ratio

0.59%

ISIN

INF174K01JU2

Minimum SIP

₹100

Exit Load

No Charges

Inception Date

01 Jan 2013

Risk Level

Your principal amount will be at Moderately High risk