JM Flexicap Fund Direct Growth

Fund Overview

Fund Size

₹6,080 Cr

Expense Ratio

0.53%

ISIN

INF192K01CC7

Minimum SIP

₹100

Exit Load

1.00%

Inception Date

01 Jan 2013

About this fund

JM Flexicap Fund Direct Growth is a Flexi Cap mutual fund schemes offered by JM Financial Mutual Fund. This fund has been in existence for 12 years, 11 months and 4 days, having been launched on 01-Jan-13.
As of 04-Dec-25, it has a Net Asset Value (NAV) of ₹111.34, Assets Under Management (AUM) of 6080.39 Crores, and an expense ratio of 0.53%.

JM Flexicap Fund Direct Growth has given a CAGR return of 17.58% since inception.
The fund's asset allocation comprises around 98.92% in equities, 0.00% in debts, and 1.07% in cash & cash equivalents.
You can start investing in JM Flexicap Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

-6.91%

+1.61% (Cat Avg.)

3 Years

+20.92%

+15.94% (Cat Avg.)

5 Years

+22.45%

+17.92% (Cat Avg.)

10 Years

+18.27%

+14.39% (Cat Avg.)

Since Inception

+17.58%

— (Cat Avg.)

Portfolio Summaryas of 31st October 2025

Equity	₹6,014.86 Cr	98.92%
Others	₹64.79 Cr	1.07%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
ICICI Bank Ltd	Equity	₹336.33 Cr	5.53%
State Bank of India	Equity	₹309.68 Cr	5.09%
Larsen & Toubro Ltd	Equity	₹295.21 Cr	4.86%
Tech Mahindra Ltd	Equity	₹262.22 Cr	4.31%
HDFC Bank Ltd	Equity	₹242.41 Cr	3.99%
Godfrey Phillips India Ltd	Equity	₹241.64 Cr	3.97%
One97 Communications Ltd	Equity	₹215.59 Cr	3.55%
Bharti Airtel Ltd	Equity	₹205.45 Cr	3.38%
Motilal Oswal Financial Services Ltd	Equity	₹147.24 Cr	2.42%
Eternal Ltd	Equity	₹142.04 Cr	2.34%
Maruti Suzuki India Ltd	Equity	₹139.2 Cr	2.29%
Amber Enterprises India Ltd Ordinary Shares	Equity	₹135.42 Cr	2.23%
Apollo Hospitals Enterprise Ltd	Equity	₹126.74 Cr	2.08%
Ujjivan Small Finance Bank Ltd Ordinary Shares	Equity	₹124.17 Cr	2.04%
HDB Financial Services Ltd	Equity	₹120.1 Cr	1.98%
Hindustan Aeronautics Ltd Ordinary Shares	Equity	₹117 Cr	1.92%
Cholamandalam Investment and Finance Co Ltd	Equity	₹110.34 Cr	1.81%
Multi Commodity Exchange of India Ltd	Equity	₹109.42 Cr	1.80%
Hindustan Petroleum Corp Ltd	Equity	₹107.72 Cr	1.77%
Oracle Financial Services Software Ltd	Equity	₹100.8 Cr	1.66%
Jubilant Foodworks Ltd	Equity	₹98.65 Cr	1.62%
Infosys Ltd	Equity	₹94.87 Cr	1.56%
Kirloskar Oil Engines Ltd	Equity	₹91.05 Cr	1.50%
360 One Wam Ltd Ordinary Shares	Equity	₹89.38 Cr	1.47%
Newgen Software Technologies Ltd	Equity	₹87.84 Cr	1.44%
Arvind Ltd	Equity	₹83.79 Cr	1.38%
Adani Ports & Special Economic Zone Ltd	Equity	₹81.28 Cr	1.34%
OneSource Specialty Pharma Ltd	Equity	₹79.55 Cr	1.31%
CreditAccess Grameen Ltd Ordinary Shares	Equity	₹79.36 Cr	1.31%
Restaurant Brands Asia Ltd Ordinary Shares	Equity	₹79.3 Cr	1.30%
ICRA Ltd	Equity	₹78.27 Cr	1.29%
Bharat Heavy Electricals Ltd	Equity	₹75.66 Cr	1.24%
Equitas Small Finance Bank Ltd Ordinary Shares	Equity	₹73.78 Cr	1.21%
Devyani International Ltd	Equity	₹73.47 Cr	1.21%
UltraTech Cement Ltd	Equity	₹71.68 Cr	1.18%
Kaynes Technology India Ltd	Equity	₹70.5 Cr	1.16%
Trent Ltd	Equity	₹70.41 Cr	1.16%
Cohance Lifesciences Ltd	Equity	₹70.02 Cr	1.15%
IDFC First Bank Ltd	Equity	₹68.69 Cr	1.13%
Waaree Energies Ltd	Equity	₹68.64 Cr	1.13%
InterGlobe Aviation Ltd	Equity	₹67.5 Cr	1.11%
Garware Hi-Tech Films Ltd	Equity	₹67.49 Cr	1.11%
Divi's Laboratories Ltd	Equity	₹67.38 Cr	1.11%
Bharat Forge Ltd	Equity	₹52.79 Cr	0.87%
TVS Motor Co Ltd	Equity	₹52.63 Cr	0.87%
Varun Beverages Ltd	Equity	₹46.97 Cr	0.77%
Net Receivable/Payable	Cash	₹44.19 Cr	0.73%
Travel Food Services Ltd	Equity	₹42.61 Cr	0.70%
Northern Arc Capital Ltd	Equity	₹41.39 Cr	0.68%
Clean Science and Technology Ltd	Equity	₹41.36 Cr	0.68%
Embassy Developments Ltd	Equity	₹41.07 Cr	0.68%
CG Power & Industrial Solutions Ltd	Equity	₹39.04 Cr	0.64%
Glenmark Pharmaceuticals Ltd	Equity	₹37.82 Cr	0.62%
Mrs Bectors Food Specialities Ltd Ordinary Shares	Equity	₹36.63 Cr	0.60%
Subros Ltd	Equity	₹33.69 Cr	0.55%
Bosch Home Comfort India Ltd	Equity	₹31.14 Cr	0.51%
Optiemus Infracom Ltd	Equity	₹30.39 Cr	0.50%
Dr Reddy's Laboratories Ltd	Equity	₹29.94 Cr	0.49%
Blue Jet Healthcare Ltd	Equity	₹27.54 Cr	0.45%
Blue Star Ltd	Equity	₹20.97 Cr	0.34%
Ccil	Cash - Repurchase Agreement	₹20.6 Cr	0.34%
LG Electronics India Ltd	Equity	₹13.72 Cr	0.23%
Leela Palaces Hotels and Resorts Ltd	Equity	₹9.26 Cr	0.15%
Wework India Management Ltd	Equity	₹8.65 Cr	0.14%
Tvs Motor Company Limited	Preferred Stock	₹0.74 Cr	0.01%

Allocation By Market Cap (Equity)

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹1,930.53 Cr	31.75%
Consumer Cyclical	₹1,044.42 Cr	17.18%
Technology	₹944.57 Cr	15.53%
Industrials	₹787.71 Cr	12.95%
Healthcare	₹438.99 Cr	7.22%
Consumer Defensive	₹325.23 Cr	5.35%
Communication Services	₹205.45 Cr	3.38%
Basic Materials	₹180.53 Cr	2.97%
Energy	₹107.72 Cr	1.77%
Real Estate	₹49.71 Cr	0.82%

Risk & Performance Ratios

Fund Managers

Satish Ramanathan

Since August 2021

Asit Bhandarkar

Since October 2024

Ruchi Fozdar

Since October 2024

Deepak Gupta

Since April 2025

Additional Scheme Detailsas of 31st October 2025

ISIN

INF192K01CC7

Expense Ratio

0.53%

Exit Load

1.00%

Fund Size

₹6,080 Cr

Age

12 years 11 months

Lumpsum Minimum

₹1,000

Fund Status

Open Ended Investment Company

Benchmark

BSE 500 India TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Flexi Cap Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Franklin India Multi-Factor Fund Direct Growth Very High Risk	-	0.0%	-	-
Franklin India Multi-Factor Fund Regular Growth Very High Risk	-	0.0%	-	-
The Wealth Company Flexi Cap Fund Direct Growth Very High Risk	0.4%	0.0%	₹228.36 Cr	-
The Wealth Company Flexi Cap Fund Regular Growth Very High Risk	2.3%	0.0%	₹228.36 Cr	-
JioBlackRock Flexi Cap Fund Direct Growth Very High Risk	0.5%	0.0%	₹1808.55 Cr	-
Capitalmind Flexi Cap Fund Direct Growth Very High Risk	1.0%	1.0%	₹185.87 Cr	-
Capitalmind Flexi Cap Fund Regular Growth Very High Risk	2.4%	1.0%	₹185.87 Cr	-
Unifi Flexi Cap Fund Direct Growth Very High Risk	1.1%	1.0%	₹155.65 Cr	-
Unifi Flexi Cap Fund Regular Growth Very High Risk	2.4%	1.0%	₹155.65 Cr	-
TrustMF Flexi Cap Fund Regular Growth Very High Risk	2.1%	1.0%	₹1119.44 Cr	-3.5%
TrustMF Flexi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹1119.44 Cr	-1.9%
Helios Flexi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹4936.69 Cr	5.9%
Helios Flexi Cap Fund Regular Growth Very High Risk	1.8%	1.0%	₹4936.69 Cr	4.4%
NJ Flexi Cap Fund Regular Growth Very High Risk	2.0%	1.0%	₹2438.74 Cr	-4.9%
NJ Flexi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹2438.74 Cr	-3.6%
Shriram Flexi Cap Fund Regular Growth Very High Risk	2.4%	1.0%	₹137.54 Cr	-7.0%
Shriram Flexi Cap Fund Direct Growth Very High Risk	0.8%	1.0%	₹137.54 Cr	-5.5%
LIC MF Flexi Cap Fund Direct Growth Very High Risk	1.3%	1.0%	₹1075.06 Cr	-0.4%
Kotak Flexicap Fund Direct Growth Very High Risk	0.6%	1.0%	₹56039.86 Cr	6.4%
Bandhan Flexi Cap Fund Direct Growth Very High Risk	1.1%	1.0%	₹7645.00 Cr	6.8%
Union Flexi Cap Fund Regular Growth Very High Risk	2.0%	1.0%	₹2414.49 Cr	1.3%
JM Flexicap Fund Direct Growth Very High Risk	0.5%	1.0%	₹6080.39 Cr	-6.9%
ICICI Prudential Flexicap Fund Regular Growth Very High Risk	1.7%	1.0%	₹19620.81 Cr	7.1%
ICICI Prudential Flexicap Fund Direct Growth Very High Risk	0.8%	1.0%	₹19620.81 Cr	8.1%
Edelweiss Flexi Cap Fund Regular Growth Very High Risk	1.9%	1.0%	₹3005.52 Cr	1.2%
Edelweiss Flexi Cap Fund Direct Growth Very High Risk	0.4%	1.0%	₹3005.52 Cr	2.7%
Axis Flexi Cap Fund Regular Growth Very High Risk	1.7%	1.0%	₹13319.21 Cr	1.4%
Axis Flexi Cap Fund Direct Growth Very High Risk	0.7%	1.0%	₹13319.21 Cr	2.4%
Navi Flexi Cap Fund Direct Growth Very High Risk	0.6%	0.0%	₹262.98 Cr	3.0%
Navi Flexi Cap Fund Regular Growth Very High Risk	2.2%	0.0%	₹262.98 Cr	1.2%
360 ONE Flexicap Fund Regular Growth Very High Risk	2.0%	1.0%	₹2106.13 Cr	-2.3%
360 ONE Flexicap Fund Direct Growth Very High Risk	0.5%	1.0%	₹2106.13 Cr	-0.8%
Sundaram Flexi Cap Fund Regular Growth Very High Risk	2.0%	1.0%	₹2129.78 Cr	4.3%
Sundaram Flexi Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹2129.78 Cr	5.8%
Mahindra Manulife Flexi Cap Fund Regular Growth Very High Risk	2.0%	1.0%	₹1575.38 Cr	3.5%
DSP Flexi Cap Fund Regular Growth Very High Risk	1.7%	1.0%	₹12197.68 Cr	1.0%
Bank of India Flexi Cap Fund Regular Growth Very High Risk	1.9%	1.0%	₹2260.69 Cr	-4.5%
Mahindra Manulife Flexi Cap Fund Direct Growth Very High Risk	0.4%	1.0%	₹1575.38 Cr	5.2%
Nippon India Flexi Cap Fund Regular Growth Very High Risk	1.7%	1.0%	₹9573.07 Cr	0.4%
Bank of India Flexi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹2260.69 Cr	-3.1%
Nippon India Flexi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹9573.07 Cr	1.7%
UTI Flexi Cap Fund Direct Growth Very High Risk	1.0%	1.0%	₹25757.27 Cr	1.4%
Aditya Birla Sun Life Flexi Cap Fund Direct Growth Very High Risk	0.8%	1.0%	₹24443.27 Cr	7.9%
HSBC Flexi Cap Fund Direct Growth Very High Risk	1.2%	1.0%	₹5267.09 Cr	-0.5%
Canara Robeco Flexi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹13798.78 Cr	5.4%
SBI Flexicap Fund Direct Growth Very High Risk	0.8%	0.0%	₹23168.43 Cr	3.6%
Mirae Asset Flexi Cap Fund Regular Growth Very High Risk	1.9%	1.0%	₹3303.69 Cr	6.4%
Mirae Asset Flexi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹3303.69 Cr	7.9%
Taurus Flexi Cap Fund Direct Growth Very High Risk	2.6%	1.0%	₹363.83 Cr	-3.1%
Union Flexi Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹2414.49 Cr	2.4%

About the AMC

JM Financial Mutual Fund

+91 22 61987777

https://www.jmfinancialmf.com/

Total AUM

₹13,859 Cr

Address

502, 5th Floor, A - Wing, Mumbai, 400 051

Other Funds by JM Financial Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
JM Large & Mid Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹372.87 Cr	-
JM Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹112.92 Cr	5.8%
JM Small Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹759.87 Cr	-6.2%
JM Fixed Maturity Fund Series 28 Plan B Direct Growth Moderate Risk	-	0.0%	-	-
JM Fixed Maturity Fund Series 28 Plan A Direct Growth Moderate Risk	-	0.0%	-	-
JM Arbitrage Fund Direct Growth Low Risk	0.4%	0.0%	₹390.54 Cr	6.5%
JM Equity Hybrid Fund Direct Growth Very High Risk	0.7%	1.0%	₹815.80 Cr	-2.5%
JM Focused Fund Direct Growth Very High Risk	0.7%	1.0%	₹309.55 Cr	-1.3%
JM Value Fund Direct Growth Very High Risk	1.0%	1.0%	₹1012.04 Cr	-5.6%
JM Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹177.15 Cr	7.7%
JM Large Cap Fund Direct Growth Very High Risk	0.8%	1.0%	₹486.91 Cr	0.4%
JM Liquid Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹1373.53 Cr	6.6%
JM Dynamic Bond Fund Direct Growth Moderate Risk	0.4%	0.0%	₹59.71 Cr	7.4%
JM Medium to Long Duration Fund Direct Growth Moderate Risk	0.6%	0.0%	₹31.07 Cr	7.0%
JM Flexicap Fund Direct Growth Very High Risk	0.5%	1.0%	₹6080.39 Cr	-6.9%
JM Tax Gain Fund Direct Growth Very High Risk	1.1%	0.0%	₹224.19 Cr	1.7%
JM Midcap Fund Direct Growth Very High Risk	0.5%	1.0%	₹1477.25 Cr	-0.9%
JM Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹200.81 Cr	6.8%
JM Short Duration Fund Direct Growth Moderate Risk	0.4%	0.0%	₹87.53 Cr	8.1%

Risk Level

Your principal amount will be at Very High Risk

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Still got questions?
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What is the current NAV of JM Flexicap Fund Direct Growth?

The NAV of JM Flexicap Fund Direct Growth, as of 04-Dec-2025, is ₹111.34.

What are the returns of JM Flexicap Fund Direct Growth?

The fund has generated -6.91% over the last 1 year and 20.92% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of JM Flexicap Fund Direct Growth?

The fund's allocation of assets is distributed as 98.92% in equities, 0.00% in bonds, and 1.07% in cash and cash equivalents.

Who manages the JM Flexicap Fund Direct Growth?

The fund managers responsible for JM Flexicap Fund Direct Growth are:-

Satish Ramanathan
Asit Bhandarkar
Ruchi Fozdar
Deepak Gupta

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹6,080 Cr

Expense Ratio

0.53%

ISIN

INF192K01CC7

Minimum SIP

₹100

Exit Load

1.00%

Inception Date

01 Jan 2013

Risk Level

Your principal amount will be at Very High Risk