HSBC Gilt Fund Regular Growth

Fund Overview

Fund Size

₹288 Cr

Expense Ratio

1.58%

ISIN

INF917K01BP1

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

29 Mar 2000

About this fund

HSBC Gilt Fund Regular Growth is a Government Bond mutual fund schemes offered by HSBC Mutual Fund. This fund has been in existence for 25 years, 7 months and 2 days, having been launched on 29-Mar-00.
As of 30-Oct-25, it has a Net Asset Value (NAV) of ₹65.74, Assets Under Management (AUM) of 288.27 Crores, and an expense ratio of 1.58%.

HSBC Gilt Fund Regular Growth has given a CAGR return of 7.64% since inception.
The fund's asset allocation comprises around 0.00% in equities, 97.53% in debts, and 2.47% in cash & cash equivalents.
You can start investing in HSBC Gilt Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+3.56%

+6.09% (Cat Avg.)

3 Years

+5.91%

+7.41% (Cat Avg.)

5 Years

+4.05%

+5.29% (Cat Avg.)

10 Years

+6.09%

+6.56% (Cat Avg.)

Since Inception

+7.64%

— (Cat Avg.)

Portfolio Summaryas of 15th October 2025

Debt	₹281.16 Cr	97.53%
Others	₹7.11 Cr	2.47%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
7.24% Govt Stock 2055	Bond - Gov't/Treasury	₹66.35 Cr	22.40%
6.9% Govt Stock 2065	Bond - Gov't/Treasury	₹48.52 Cr	16.38%
6.33% Govt Stock 2035	Bond - Gov't/Treasury	₹43.75 Cr	14.77%
6.68% Govt Stock 2040	Bond - Gov't/Treasury	₹35.34 Cr	11.93%
6.79% Govt Stock 2034	Bond - Gov't/Treasury	₹24.45 Cr	8.26%
7.34% Govt Stock 2064	Bond - Gov't/Treasury	₹16.4 Cr	5.54%
07.81 GJ Sgs 2032	Bond - Gov't/Treasury	₹15.64 Cr	5.28%
7.09% Govt Stock 2054	Bond - Gov't/Treasury	₹15.24 Cr	5.15%
6.48% GOI 06Oct2035	Bond - Gov't/Treasury	₹12.64 Cr	4.27%
07.17 KA Sdl 2030	Bond - Gov't/Treasury	₹10.32 Cr	3.49%
Treps	Cash - Repurchase Agreement	₹7.29 Cr	2.46%
7.09% Govt Stock 2074	Bond - Gov't/Treasury	₹0.2 Cr	0.07%
Net Current Assets (Including Cash & Bank Balances)	Cash	₹0.01 Cr	0.00%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Bond - Gov't/Treasury	₹288.84 Cr	97.53%
Cash - Repurchase Agreement	₹7.29 Cr	2.46%
Cash	₹0.01 Cr	0.00%

Risk & Performance Ratios

Fund Managers

Shriram Ramanathan

Since April 2017

Mohd Asif Rizwi

Since May 2024

Additional Scheme Detailsas of 15th October 2025

ISIN

INF917K01BP1

Expense Ratio

1.58%

Exit Load

No Charges

Fund Size

₹288 Cr

Age

25 years 7 months

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

NIFTY All Duration G-Sec TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Government Bond Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Groww Gilt Fund Direct Growth Moderate Risk	0.5%	0.0%	₹44.52 Cr	-
Groww Gilt Fund Regular Growth Moderate Risk	1.5%	0.0%	₹44.52 Cr	-
Bajaj Finserv Gilt Fund Direct Growth Moderate Risk	0.4%	0.0%	₹29.92 Cr	-
Bajaj Finserv Gilt Fund Regular Growth Moderate Risk	1.3%	0.0%	₹29.92 Cr	-
UTI Nifty 5 Yr Benchmark G-Sec ETF Moderate Risk	0.2%	-	₹24.90 Cr	8.6%
LIC MF Gilt Fund Direct Growth Moderate Risk	0.7%	0.0%	₹57.63 Cr	3.6%
ICICI Prudential Gilt Fund Direct Growth Low to Moderate Risk	0.6%	0.0%	₹9109.14 Cr	7.8%
HSBC Gilt Fund Direct Growth Moderate Risk	0.5%	0.0%	₹288.27 Cr	4.8%
Bandhan Government Securities Fund Investment Plan Direct Growth Moderate Risk	0.5%	0.0%	₹2540.22 Cr	4.2%
Nippon India Gilt Securities Fund Direct Growth Moderate Risk	0.5%	0.0%	₹1905.53 Cr	4.9%
Invesco India Gilt Fund Direct Growth Moderate Risk	0.5%	0.0%	₹366.65 Cr	4.7%
Kotak Gilt Investment Fund Direct Growth Low to Moderate Risk	0.5%	0.0%	₹3459.28 Cr	3.7%
Nippon India ETF Nifty 5 yr Benchmark G-Sec Moderate Risk	0.1%	-	₹270.96 Cr	9.0%
Axis Gilt Fund Regular Growth Moderate Risk	0.8%	0.0%	₹679.19 Cr	5.5%
Bandhan Government Securities Fund Investment Plan Regular Growth Moderate Risk	1.1%	0.0%	₹2540.22 Cr	3.5%
Aditya Birla Sun Life Nifty G-Sec Jun 2027 ETF Moderate Risk	-	-	-	-
Edelweiss Government Securities Fund Direct Growth Moderate Risk	0.5%	0.0%	₹167.79 Cr	5.2%
Edelweiss Government Securities Fund Regular Growth Moderate Risk	1.2%	0.0%	₹167.79 Cr	4.5%
Motilal Oswal Nifty 5 year Benchmark G-Sec ETF Moderate Risk	0.2%	-	₹133.53 Cr	8.6%
UTI Gilt Fund Direct Growth Moderate Risk	0.7%	0.0%	₹566.16 Cr	5.5%
Axis Gilt Fund Direct Growth Moderate Risk	0.4%	0.0%	₹679.19 Cr	5.9%
Baroda BNP Paribas Gilt Fund Direct Growth Moderate Risk	0.1%	0.0%	₹1313.13 Cr	6.6%
HDFC Gilt Fund Direct Growth Moderate Risk	0.5%	0.0%	₹2981.22 Cr	6.1%
Aditya Birla Sun Life Government Securities Fund Direct Growth Moderate Risk	0.5%	0.0%	₹1868.27 Cr	4.0%
SBI Magnum Gilt Direct Growth Moderate Risk	0.5%	0.0%	₹11308.31 Cr	5.5%
ICICI Prudential Nifty 5 Yr Bench G-SEC ETF Moderate Risk	0.2%	-	₹17.10 Cr	9.0%
Tata Gilt Securities Fund Direct Growth Moderate Risk	0.3%	0.0%	₹1267.14 Cr	6.1%
Franklin India Government Securities Direct Growth Low to Moderate Risk	0.6%	0.0%	₹168.37 Cr	6.2%
Canara Robeco Gilt Fund Direct Growth Moderate Risk	0.5%	0.0%	₹150.44 Cr	4.5%
DSP Government Securities Direct Growth Moderate Risk	0.6%	0.0%	₹1505.15 Cr	5.0%
PGIM India Gilt Fund Direct Growth Moderate Risk	0.6%	0.0%	₹106.16 Cr	6.1%
Union Gilt Fund Direct Growth Moderate Risk	0.7%	0.0%	₹126.58 Cr	3.5%
Union Gilt Fund Regular Growth Moderate Risk	1.1%	0.0%	₹126.58 Cr	3.0%
Quant Gilt Fund Regular Growth Moderate Risk	1.4%	0.0%	₹127.43 Cr	4.9%
Quant Gilt Fund Direct Growth Moderate Risk	0.3%	0.0%	₹127.43 Cr	5.9%
Invesco India Gilt Fund Regular Growth Moderate Risk	1.3%	0.0%	₹366.65 Cr	3.9%
Motilal Oswal 5 Year G-Sec Fund of Fund Regular Growth Moderate Risk	0.5%	0.0%	₹49.00 Cr	8.9%
Motilal Oswal 5 Year G-Sec Fund of Fund Direct Growth Moderate Risk	0.4%	0.0%	₹49.00 Cr	8.9%
Kotak Gilt Investment Fund Regular Growth Low to Moderate Risk	1.5%	0.0%	₹3459.28 Cr	2.6%
Aditya Birla Sun Life Government Securities Fund Regular Growth Moderate Risk	1.1%	0.0%	₹1868.27 Cr	3.3%
LIC MF Gilt Fund Regular Growth Moderate Risk	1.5%	0.0%	₹57.63 Cr	2.9%
PGIM India Gilt Fund Regular Growth Moderate Risk	1.4%	0.0%	₹106.16 Cr	5.1%
DSP Government Securities Regular Growth Moderate Risk	1.2%	0.0%	₹1505.15 Cr	4.4%
Baroda BNP Paribas Gilt Fund Regular Growth Moderate Risk	0.5%	0.0%	₹1313.13 Cr	6.2%
Canara Robeco Gilt Fund Regular Growth Moderate Risk	1.3%	0.0%	₹150.44 Cr	3.7%
HSBC Gilt Fund Regular Growth Moderate Risk	1.6%	0.0%	₹288.27 Cr	3.6%
SBI Magnum Gilt Regular Growth Moderate Risk	0.9%	0.0%	₹11308.31 Cr	5.0%
ICICI Prudential Gilt Fund Regular Growth Low to Moderate Risk	1.1%	0.0%	₹9109.14 Cr	7.2%
UTI Gilt Fund Regular Growth Moderate Risk	0.9%	0.0%	₹566.16 Cr	5.2%
HDFC Gilt Fund Regular Growth Moderate Risk	0.9%	0.0%	₹2981.22 Cr	5.6%

About the AMC

HSBC Mutual Fund

+91 22 66145000

https://www.assetmanagement.hsbc.co.in/en/mutual-funds

Total AUM

₹1,30,130 Cr

Address

16, V N Road, Mumbai, 400 001

Other Funds by HSBC Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
HSBC Financial Services Fund Direct Growth Very High Risk	1.0%	1.0%	₹715.60 Cr	-
HSBC India Export Opportunities Fund Direct Growth Very High Risk	0.7%	1.0%	₹1615.86 Cr	4.7%
HSBC Multi Asset Allocation Fund Direct Growth Very High Risk	0.5%	1.0%	₹2288.57 Cr	12.0%
HSBC Consumption Fund Direct Growth Very High Risk	0.8%	1.0%	₹1698.86 Cr	5.5%
HSBC Balanced Advantage Fund Direct Growth Moderately High risk	0.9%	1.0%	₹1555.56 Cr	5.6%
HSBC Infrastructure Fund Direct Growth Very High Risk	1.1%	1.0%	₹2314.52 Cr	-1.1%
HSBC Aggressive Hybrid Fund Direct Growth Very High Risk	0.8%	1.0%	₹5546.10 Cr	7.8%
HSBC Value Fund Direct Growth Very High Risk	0.8%	1.0%	₹13712.18 Cr	6.1%
HSBC Credit Risk Fund Direct Growth Moderately High risk	1.0%	3.0%	₹562.38 Cr	21.5%
HSBC Banking & PSU Debt Direct Growth Moderate Risk	0.2%	0.0%	₹4425.66 Cr	8.4%
HSBC Midcap Fund Direct Growth Very High Risk	0.7%	1.0%	₹11937.34 Cr	5.8%
HSBC ELSS Fund Direct Growth Very High Risk	1.2%	0.0%	₹4087.98 Cr	6.1%
HSBC Equity Savings Fund Direct Growth Moderately High risk	0.7%	0.0%	₹723.21 Cr	7.8%
HSBC Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹1016.82 Cr	9.3%
HSBC Short Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹4454.79 Cr	8.6%
HSBC Corporate Bond Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹6169.79 Cr	8.7%
HSBC Dynamic Bond Fund Direct Growth Moderate Risk	0.2%	0.0%	₹168.42 Cr	6.6%
HSBC Money Market Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹4357.62 Cr	7.7%
HSBC Gilt Fund Direct Growth Moderate Risk	0.5%	0.0%	₹288.27 Cr	4.8%
HSBC Medium Duration Direct Growth Moderate Risk	0.4%	0.0%	₹757.98 Cr	8.9%
HSBC Focused Fund Direct Growth Very High Risk	1.0%	1.0%	₹1656.36 Cr	4.2%
HSBC Business Cycles Fund Direct Growth Very High Risk	1.1%	1.0%	₹1117.47 Cr	1.8%
HSBC Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹4650.16 Cr	6.0%
HSBC Conservative Hybrid Fund Direct Growth Moderately High risk	1.2%	0.0%	₹156.57 Cr	7.2%
HSBC Large Cap Fund Direct Growth Very High Risk	1.3%	1.0%	₹1832.25 Cr	3.4%
HSBC Global Emerging Markets Fund Direct Growth Very High Risk	2.0%	1.0%	₹153.73 Cr	31.1%
HSBC Brazil Fund Direct Growth Very High Risk	1.9%	1.0%	₹195.71 Cr	25.1%
HSBC Medium to Long Duration Fund Direct Growth Moderate Risk	0.7%	0.0%	₹47.57 Cr	6.9%
HSBC Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹18508.69 Cr	6.8%
HSBC Flexi Cap Fund Direct Growth Very High Risk	1.2%	1.0%	₹5049.19 Cr	5.4%
HSBC Tax Saver Equity Fund Direct Growth Very High Risk	1.8%	0.0%	₹240.95 Cr	5.5%
HSBC Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹2496.30 Cr	7.4%
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹1885.24 Cr	8.4%
HSBC Small Cap Fund Direct Growth Very High Risk	0.7%	1.0%	₹16040.77 Cr	-3.5%
HSBC Global Equity Climate Change Fund of Fund Direct Growth Very High Risk	1.5%	1.0%	₹52.58 Cr	11.1%
HSBC Managed Solutions India Conservative Direct Growth Low to Moderate Risk	0.4%	0.0%	₹629.18 Cr	6.0%
HSBC Managed Solutions India Moderate Direct Growth Very High Risk	0.8%	1.0%	₹64.86 Cr	11.4%
HSBC Managed Solutions India Growth Direct Growth Very High Risk	0.9%	1.0%	₹41.57 Cr	4.4%
HSBC CRISIL IBX Gilt June 2027 Index Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹195.50 Cr	8.2%
HSBC Arbitrage Fund Direct Growth Low Risk	0.3%	0.0%	₹2438.46 Cr	7.0%
HSBC Nifty Next 50 Index Fund Direct Growth Very High Risk	0.3%	1.0%	₹138.69 Cr	0.1%
HSBC Nifty 50 Index Fund Direct Growth Very High Risk	0.2%	1.0%	₹347.37 Cr	7.3%
HSBC Large & Mid Cap Fund Direct Growth Very High Risk	0.8%	1.0%	₹4087.98 Cr	5.5%
HSBC Multi Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹5033.17 Cr	6.0%
HSBC Asia Pacific (Ex Japan) Dividend Yield Fund Direct Growth Very High Risk	1.7%	1.0%	₹57.02 Cr	27.5%

Risk Level

Your principal amount will be at Moderate Risk

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Still got questions?
We're here to help.

What is the current NAV of HSBC Gilt Fund Regular Growth?

The NAV of HSBC Gilt Fund Regular Growth, as of 30-Oct-2025, is ₹65.74.

What are the returns of HSBC Gilt Fund Regular Growth?

The fund has generated 3.56% over the last 1 year and 5.91% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of HSBC Gilt Fund Regular Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 97.53% in bonds, and 2.47% in cash and cash equivalents.

Who manages the HSBC Gilt Fund Regular Growth?

The fund managers responsible for HSBC Gilt Fund Regular Growth are:-

Shriram Ramanathan
Mohd Asif Rizwi

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹288 Cr

Expense Ratio

1.58%

ISIN

INF917K01BP1

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

29 Mar 2000

Risk Level

Your principal amount will be at Moderate Risk