Bandhan Bond Fund - Income Plan Regular Growth
DebtMedium to Long DurationModerate Risk
Regular
NAV (10-Mar-16)
Returns (Since Inception)
Fund Overview
Fund Size
₹494 Cr
Expense Ratio
1.98%
ISIN
INF194K01JQ8
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
16 Jul 2010
About this fund
As of 10-Mar-16, it has a Net Asset Value (NAV) of ₹15.96, Assets Under Management (AUM) of 493.96 Crores, and an expense ratio of 1.98%.
- Bandhan Bond Fund - Income Plan Regular Growth has given a CAGR return of 8.62% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 76.14% in debts, and 23.58% in cash & cash equivalents.
- You can start investing in Bandhan Bond Fund - Income Plan Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+4.03%
+8.95% (Cat Avg.)
3 Years
+7.84%
+8.11% (Cat Avg.)
5 Years
+9.18%
+6.00% (Cat Avg.)
Since Inception
+8.62%
— (Cat Avg.)
Portfolio Summaryas of 31st May 2025
| Debt | ₹376.1 Cr | 76.14% |
| Others | ₹117.87 Cr | 23.86% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 7.3% Govt Stock 2053 | Bond - Gov't/Treasury | ₹254.47 Cr | 51.52% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹50.2 Cr | 10.16% |
| Tata Capital Financial Services Limited | Bond - Corporate Bond | ₹42.58 Cr | 8.62% |
| Bajaj Housing Finance Ltd. 8.04% | Bond - Corporate Bond | ₹25.42 Cr | 5.15% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹24.57 Cr | 4.97% |
| Bank Of Baroda** | Cash - CD/Time Deposit | ₹24.18 Cr | 4.89% |
| Canara Bank | Cash - CD/Time Deposit | ₹23.62 Cr | 4.78% |
| Bajaj Finance Limited | Cash - Commercial Paper | ₹13.57 Cr | 2.75% |
| Net Current Assets | Cash | ₹10.88 Cr | 2.20% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹9.66 Cr | 1.96% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹8.92 Cr | 1.81% |
| Rec Limited | Bond - Corporate Bond | ₹1.99 Cr | 0.40% |
| Corporate Debt Market Development Fund Class A2 | Mutual Fund - Open End | ₹1.4 Cr | 0.28% |
| Triparty Repo Trp_020625 | Cash - Repurchase Agreement | ₹1.07 Cr | 0.22% |
| 6.79% Govt Stock 2027 | Bond - Gov't/Treasury | ₹1.02 Cr | 0.21% |
| 7.73% Govt Stock 2034 | Bond - Gov't/Treasury | ₹0.41 Cr | 0.08% |
| Cash Margin - Ccil | Cash - Repurchase Agreement | ₹0 Cr | 0.00% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Gov't/Treasury | ₹255.9 Cr | 51.81% |
| Bond - Corporate Bond | ₹120.19 Cr | 24.33% |
| Cash - CD/Time Deposit | ₹90.94 Cr | 18.41% |
| Cash - Commercial Paper | ₹13.57 Cr | 2.75% |
| Cash | ₹10.88 Cr | 2.20% |
| Mutual Fund - Open End | ₹1.4 Cr | 0.28% |
| Cash - Repurchase Agreement | ₹1.07 Cr | 0.22% |
Risk & Performance Ratios
Standard Deviation
This fund
4.17%
Cat. avg.
2.16%
Lower the better
Sharpe Ratio
This fund
-0.07
Cat. avg.
0.67
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.25
Higher the better
Fund Managers
Suyash Choudhary
Since October 2010
Brijesh Shah
Since June 2024
Additional Scheme Detailsas of 31st May 2025
ISIN | INF194K01JQ8 | Expense Ratio | 1.98% | Exit Load | 1.00% | Fund Size | ₹494 Cr | Age | 14 years 11 months | Lumpsum Minimum | ₹1,000 | Fund Status | Open Ended Investment Company | Benchmark | NIFTY Med to Long Dur Debt TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- For investments made on or after 1 April 2023: The entire capital gain is added to the investor's income and is taxed based on the applicable income tax slab.
- For investments made before 1 April 2023:
- If sold within 2 years of investment: The capital gains are added to the investor's income and taxed according to the applicable tax slab.
- If sold after 2 years of investment: The capital gains are taxed at a flat rate of 12.5%.
- Holding the units: No tax is applicable as long as you hold the units.
Dividend Taxation:
Dividends are considered part of the investor’s income and are taxed according to their applicable tax slab. Additionally, if an investor’s dividend income exceeds INR 5,000 in a financial year, a 10% Tax Deducted at Source (TDS) is withheld by the fund house before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Medium to Long Duration Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Franklin India Medium to Long Duration Fund Regular Growth Moderate Risk | 0.8% | 0.0% | ₹53.32 Cr | - |
| Franklin India Medium to Long Duration Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹53.32 Cr | - |
| LIC MF Medium to Long Duration Bond Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹201.51 Cr | 11.3% |
| ICICI Prudential Bond Fund Direct Growth Moderate Risk | 0.6% | 0.0% | ₹2889.06 Cr | 10.2% |
| Bandhan Bond Fund - Income Plan Direct Growth Moderate Risk | 1.3% | 1.0% | ₹493.96 Cr | 7.1% |
| Nippon India Income Fund Direct Growth Moderate Risk | 0.7% | 0.0% | ₹426.15 Cr | 9.0% |
| JM Medium to Long Duration Fund Direct Growth Moderate Risk | 0.6% | 0.0% | ₹35.34 Cr | 10.4% |
| Kotak Bond Fund Direct Growth Moderate Risk | 0.7% | 0.0% | ₹2131.27 Cr | 9.6% |
| BHARAT Bond ETF April 2030 Moderate Risk | 0.0% | - | ₹25437.14 Cr | 10.8% |
| UTI Bond Fund Direct Growth Moderate Risk | 1.2% | 0.0% | ₹332.21 Cr | 9.5% |
About the AMC
Total AUM
₹1,69,192 Cr
Address
6th Floor, 841, One World Center, Mumbai, 400013
Other Funds by Bandhan Mutual Fund
Risk Level
Your principal amount will be at Moderate Risk
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What is the current NAV of Bandhan Bond Fund - Income Plan Regular Growth?
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Who manages the Bandhan Bond Fund - Income Plan Regular Growth?
- Suyash Choudhary
- Brijesh Shah
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
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