Bajaj Finserv Banking and Financial Services Fund Direct Growth

Fund Overview

Fund Size

₹362 Cr

Expense Ratio

0.66%

ISIN

INF0QA701BZ6

Minimum SIP

₹100

Exit Load

1.00%

Inception Date

01 Dec 2025

About this fund

Bajaj Finserv Banking and Financial Services Fund Direct Growth is a Sector - Financial Services mutual fund schemes offered by Bajaj Finserv Mutual Fund. This fund has been in existence for 2 months and 5 days, having been launched on 01-Dec-25.
As of 05-Feb-26, it has a Net Asset Value (NAV) of ₹10.09, Assets Under Management (AUM) of 362.09 Crores, and an expense ratio of 0.66%.

Bajaj Finserv Banking and Financial Services Fund Direct Growth has given a CAGR return of 0.89% since inception.
The fund's asset allocation comprises around 90.63% in equities, 0.13% in debts, and 9.24% in cash & cash equivalents.
You can start investing in Bajaj Finserv Banking and Financial Services Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

Since Inception

+0.89%

— (Cat Avg.)

Portfolio Summaryas of 31st December 2025

Equity	₹328.16 Cr	90.63%
Debt	₹0.46 Cr	0.13%
Others	₹33.47 Cr	9.24%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
HDFC Bank Ltd	Equity	₹61.74 Cr	17.05%
ICICI Bank Ltd	Equity	₹37.67 Cr	10.40%
State Bank of India	Equity	₹30.13 Cr	8.32%
Axis Bank Ltd	Equity	₹26.59 Cr	7.34%
Clearing Corporation Of India Ltd	Cash - Repurchase Agreement	₹21.95 Cr	6.06%
The Federal Bank Ltd	Equity	₹14.41 Cr	3.98%
Shriram Finance Ltd	Equity	₹14.06 Cr	3.88%
HDFC Life Insurance Co Ltd	Equity	₹13.52 Cr	3.73%
Bajaj Finance Ltd	Equity	₹12.83 Cr	3.54%
Jio Financial Services Ltd	Equity	₹10.62 Cr	2.93%
Manappuram Finance Ltd	Equity	₹9.42 Cr	2.60%
HDFC Asset Management Co Ltd	Equity	₹8.81 Cr	2.43%
Bajaj Finserv Ltd	Equity	₹8.15 Cr	2.25%
360 One Wam Ltd Ordinary Shares	Equity	₹7.66 Cr	2.11%
Bank of Maharashtra	Equity	₹7.61 Cr	2.10%
PNB Housing Finance Ltd	Equity	₹7.22 Cr	1.99%
Aditya Birla Capital Ltd	Equity	₹7.15 Cr	1.98%
Net Receivables / (Payables)	Cash	₹6.95 Cr	1.92%
Angel One Ltd Ordinary Shares	Equity	₹6.2 Cr	1.71%
RBL Bank Ltd	Equity	₹5.49 Cr	1.52%
BSE Ltd	Equity	₹5.12 Cr	1.42%
Bajaj Finserv Money Market Dir Gr	Mutual Fund - Open End	₹5.03 Cr	1.39%
IndusInd Bank Ltd	Equity	₹4.52 Cr	1.25%
Go Digit General Insurance Ltd	Equity	₹4.47 Cr	1.23%
Ujjivan Small Finance Bank Ltd Ordinary Shares	Equity	₹4.42 Cr	1.22%
Niva Bupa Health Insurance Co Ltd	Equity	₹4.4 Cr	1.21%
Computer Age Management Services Ltd Ordinary Shares	Equity	₹4.33 Cr	1.20%
Piramal Finance Ltd	Equity	₹4.32 Cr	1.19%
Aditya Birla Sun Life AMC Ltd	Equity	₹3.77 Cr	1.04%
ICRA Ltd	Equity	₹3.4 Cr	0.94%
Prudent Corporate Advisory Services Ltd	Equity	₹0.12 Cr	0.03%

Allocation By Market Cap (Equity)

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹323.83 Cr	89.43%
Technology	₹4.33 Cr	1.20%

Risk & Performance Ratios

Fund Managers

Nimesh Chandan

Since December 2025

Siddharth Chaudhary

Since December 2025

Sorbh Gupta

Since December 2025

Additional Scheme Detailsas of 31st December 2025

ISIN

INF0QA701BZ6

Expense Ratio

0.66%

Exit Load

1.00%

Fund Size

₹362 Cr

Age

2 months

Lumpsum Minimum

₹500

Fund Status

Open Ended Investment Company

Benchmark

Nifty Financial Services TRI

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Sector - Financial Services Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Motilal Oswal Financial Services Fund Regular Growth Very High Risk	-	1.0%	-	-
Motilal Oswal Financial Services Fund Direct Growth Very High Risk	-	1.0%	-	-
Edelweiss Financial Services Fund Direct Growth Very High Risk	-	1.0%	-	-
Edelweiss Financial Services Fund Regular Growth Very High Risk	-	1.0%	-	-
Bank of India Banking and Financial Services Fund Direct Growth Very High Risk	-	1.0%	-	-
Bank of India Banking and Financial Services Fund Regular Growth Very High Risk	-	1.0%	-	-
Bajaj Finserv Banking and Financial Services Fund Direct Growth Very High Risk	0.7%	1.0%	₹362.09 Cr	-
Bajaj Finserv Banking and Financial Services Fund Regular Growth Very High Risk	2.4%	1.0%	₹362.09 Cr	-
Mahindra Manulife Banking & Financial Services Fund Regular Growth Very High Risk	2.4%	0.0%	₹380.46 Cr	-
Mahindra Manulife Banking & Financial Services Fund Direct Growth Very High Risk	0.6%	0.0%	₹380.46 Cr	-
HSBC Financial Services Fund Regular Growth Very High Risk	2.3%	1.0%	₹825.41 Cr	-
HSBC Financial Services Fund Direct Growth Very High Risk	0.8%	1.0%	₹825.41 Cr	-
HDFC Nifty Bank ETF Very High Risk	0.2%	-	₹2851.90 Cr	20.0%
Mirae Asset Nifty PSU Bank ETF Very High Risk	0.2%	-	₹56.22 Cr	42.5%
Edelweiss Nifty Bank ETF Very High Risk	0.3%	-	₹11.45 Cr	20.8%
Helios Financial Services Fund Direct Growth Very High Risk	0.8%	1.0%	₹212.91 Cr	16.1%
Helios Financial Services Fund Regular Growth Very High Risk	2.4%	1.0%	₹212.91 Cr	14.2%
Baroda BNP Paribas NIFTY Bank ETF Very High Risk	0.1%	-	₹3.81 Cr	19.9%
ICICI Prudential Nifty Private Banks ETF Very High Risk	0.1%	-	₹3379.40 Cr	16.3%
HDFC Nifty Private Bank ETF Very High Risk	0.1%	-	₹347.30 Cr	16.3%
Groww Banking & Financial Services Fund Regular Growth Very High Risk	2.3%	1.0%	₹61.84 Cr	15.7%
Groww Banking & Financial Services Fund Direct Growth Very High Risk	0.4%	1.0%	₹61.84 Cr	18.0%
WhiteOak Capital Banking & Financial Services Fund Regular Growth Very High Risk	2.4%	1.0%	₹568.69 Cr	17.7%
WhiteOak Capital Banking & Financial Services Fund Direct Growth Very High Risk	0.7%	1.0%	₹568.69 Cr	19.7%
HDFC Nifty PSU Bank ETF Very High Risk	0.3%	-	₹27.87 Cr	41.4%
Bajaj Finserv Nifty Bank ETF Very High Risk	0.1%	-	₹422.09 Cr	20.1%
DSP Banking & Financial Services Fund Regular Growth Very High Risk	2.1%	0.0%	₹1623.85 Cr	20.7%
DSP Banking & Financial Services Fund Direct Growth Very High Risk	0.6%	0.0%	₹1623.85 Cr	22.5%
Mirae Asset Nifty Financial Services ETF Very High Risk	0.1%	-	₹481.66 Cr	18.0%
Kotak Nifty Bank ETF Very High Risk	0.1%	-	₹6566.39 Cr	20.0%
Nippon India Banking & Financial Services Fund Direct Growth Very High Risk	1.0%	1.0%	₹7778.04 Cr	18.5%
Invesco India Financial Services Fund Direct Growth Very High Risk	0.8%	1.0%	₹1598.82 Cr	22.1%
UTI Nifty Bank ETF Very High Risk	0.2%	-	₹3981.04 Cr	20.1%
HDFC Nifty Private Bank ETF Very High Risk	0.1%	-	₹352.74 Cr	-88.9%
ICICI Prudential Nifty Bank ETF Very High Risk	0.1%	-	₹3222.56 Cr	20.1%
SBI Nifty Private Bank ETF Very High Risk	0.1%	-	₹455.16 Cr	16.3%
Bandhan Financial Services Fund Regular Growth Very High Risk	2.1%	0.0%	₹1140.99 Cr	14.4%
Bandhan Financial Services Fund Direct Growth Very High Risk	0.6%	0.0%	₹1140.99 Cr	16.2%
Mirae Asset Nifty Bank ETF Very High Risk	0.1%	-	₹244.78 Cr	20.1%
SBI Nifty Bank ETF Very High Risk	0.2%	-	₹4059.55 Cr	20.0%
Quant BFSI Fund Regular Growth Very High Risk	2.3%	1.0%	₹768.69 Cr	24.8%
Baroda BNP Paribas Banking and Financial Services Fund Regular Growth Very High Risk	2.4%	1.0%	₹373.24 Cr	16.2%
Quant BFSI Fund Direct Growth Very High Risk	0.8%	1.0%	₹768.69 Cr	26.8%
ICICI Prudential Nifty Financial Services Ex-Bank ETF Very High Risk	0.2%	-	₹261.52 Cr	22.5%
HDFC Banking & Financial Services Fund Direct Growth Very High Risk	0.8%	1.0%	₹4488.88 Cr	20.4%
HDFC Banking & Financial Services Fund Regular Growth Very High Risk	1.9%	1.0%	₹4488.88 Cr	19.1%
UTI Banking and Financial Services Fund Direct Growth Very High Risk	1.1%	1.0%	₹1382.02 Cr	20.3%
Baroda BNP Paribas Banking and Financial Services Fund Direct Growth Very High Risk	0.8%	1.0%	₹373.24 Cr	18.1%
SBI Banking & Financial Services Fund Direct Growth Very High Risk	0.7%	0.0%	₹10105.97 Cr	23.3%
SBI Banking & Financial Services Fund Regular Growth Very High Risk	1.8%	0.0%	₹10105.97 Cr	22.1%

About the AMC

Bajaj Finserv Mutual Fund

1800-309-3900

https://www.bajajamc.com/

Total AUM

₹30,827 Cr

Address

8th floor, E-Core,Solitaire Business Hub (formerly Marvel Edge), Viman Nagar 411014

Other Funds by Bajaj Finserv Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Bajaj Finserv Banking and Financial Services Fund Direct Growth Very High Risk	0.7%	1.0%	₹362.09 Cr	-
Bajaj Finserv Equity Savings Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹29.86 Cr	-
Bajaj Finserv Small Cap Fund Direct Growth Very High Risk	0.6%	0.0%	₹1574.79 Cr	-
Bajaj Finserv Nifty 50 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹27.61 Cr	-
Bajaj Finserv Nifty Next 50 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹16.83 Cr	-
Bajaj Finserv Multi Cap Fund Direct Growth Very High Risk	0.7%	1.0%	₹1110.41 Cr	-
Bajaj Finserv Gilt Fund Direct Growth Moderate Risk	0.4%	0.0%	₹20.76 Cr	3.0%
Bajaj Finserv ELSS Tax Saver Fund Direct Growth Low Risk	0.5%	0.0%	₹74.40 Cr	13.8%
Bajaj Finserv Healthcare Fund Direct Growth Very High Risk	0.7%	1.0%	₹326.75 Cr	0.0%
Bajaj Finserv Consumption Fund Direct Growth Very High Risk	0.7%	1.0%	₹655.20 Cr	-6.3%
Bajaj Finserv Large Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹1559.04 Cr	10.6%
Bajaj Finserv Multi Asset Allocation Fund Direct Growth Very High Risk	0.5%	1.0%	₹1434.73 Cr	22.3%
Bajaj Finserv Large and Mid Cap Fund Direct Growth Low Risk	0.6%	1.0%	₹2339.60 Cr	7.6%
Bajaj Finserv Balanced Advantage Fund Direct Growth Very High Risk	0.6%	1.0%	₹1314.66 Cr	9.3%
Bajaj Finserv Banking and PSU Fund Direct Growth Moderate Risk	0.3%	0.0%	₹390.12 Cr	7.2%
Bajaj Finserv Arbitrage Fund Direct Growth Low Risk	0.4%	0.0%	₹1205.08 Cr	6.7%
Bajaj Finserv Overnight Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹965.36 Cr	5.7%
Bajaj Finserv Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹5581.33 Cr	6.4%
Bajaj Finserv Money Market Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹4196.35 Cr	7.4%
Bajaj Finserv Flexi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹6342.27 Cr	10.1%

Risk Level

Your principal amount will be at Very High Risk

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Still got questions?
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What is the current NAV of Bajaj Finserv Banking and Financial Services Fund Direct Growth?

The NAV of Bajaj Finserv Banking and Financial Services Fund Direct Growth, as of 05-Feb-2026, is ₹10.09.

What is the portfolio composition of Bajaj Finserv Banking and Financial Services Fund Direct Growth?

The fund's allocation of assets is distributed as 90.63% in equities, 0.13% in bonds, and 9.24% in cash and cash equivalents.

Who manages the Bajaj Finserv Banking and Financial Services Fund Direct Growth?

The fund managers responsible for Bajaj Finserv Banking and Financial Services Fund Direct Growth are:-

Nimesh Chandan
Siddharth Chaudhary
Sorbh Gupta

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Bajaj Finserv Banking and Financial Services Fund Direct Growth

Fund Overview