Aditya Birla Sun Life Banking & Financial Services Fund Direct Growth

Fund Overview

Fund Size

₹3,466 Cr

Expense Ratio

0.89%

ISIN

INF209K014W1

Minimum SIP

₹1,000

Exit Load

1.00%

Inception Date

14 Dec 2013

About this fund

Aditya Birla Sun Life Banking & Financial Services Fund Direct Growth is a Sector - Financial Services mutual fund schemes offered by Aditya Birla SL Mutual Fund. This fund has been in existence for 12 years, 6 months and 6 days, having been launched on 14-Dec-13.
As of 19-Jun-26, it has a Net Asset Value (NAV) of ₹71.32, Assets Under Management (AUM) of 3466.31 Crores, and an expense ratio of 0.89%.

Aditya Birla Sun Life Banking & Financial Services Fund Direct Growth has given a CAGR return of 17.00% since inception.
The fund's asset allocation comprises around 97.80% in equities, 0.00% in debts, and 2.20% in cash & cash equivalents.
You can start investing in Aditya Birla Sun Life Banking & Financial Services Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+5.88%

+7.36% (Cat Avg.)

3 Years

+13.86%

+13.75% (Cat Avg.)

5 Years

+13.11%

+13.48% (Cat Avg.)

10 Years

+14.13%

+13.32% (Cat Avg.)

Since Inception

+17.00%

— (Cat Avg.)

Portfolio Summaryas of 31st May 2026

Equity	₹3,389.9 Cr	97.80%
Others	₹76.41 Cr	2.20%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
ICICI Bank Ltd	Equity	₹467.12 Cr	13.48%
HDFC Bank Ltd	Equity	₹376.63 Cr	10.87%
Axis Bank Ltd	Equity	₹296.19 Cr	8.54%
Bajaj Finance Ltd	Equity	₹194.12 Cr	5.60%
State Bank of India	Equity	₹185.04 Cr	5.34%
Shriram Finance Ltd	Equity	₹178.7 Cr	5.16%
Kotak Mahindra Bank Ltd	Equity	₹128.58 Cr	3.71%
AU Small Finance Bank Ltd	Equity	₹103.08 Cr	2.97%
Bank of Maharashtra	Equity	₹99.46 Cr	2.87%
SBI Life Insurance Co Ltd	Equity	₹97.62 Cr	2.82%
PB Fintech Ltd	Equity	₹95.83 Cr	2.76%
PNB Housing Finance Ltd	Equity	₹94.69 Cr	2.73%
ICICI Lombard General Insurance Co Ltd	Equity	₹91.06 Cr	2.63%
Billionbrains Garage Ventures Ltd	Equity	₹80.04 Cr	2.31%
City Union Bank Ltd	Equity	₹72.51 Cr	2.09%
Tata Capital Ltd	Equity	₹69.32 Cr	2.00%
Aptus Value Housing Finance India Ltd	Equity	₹68.62 Cr	1.98%
ICICI Prudential Asset Management Co Ltd	Equity	₹67.68 Cr	1.95%
HDB Financial Services Ltd	Equity	₹53.44 Cr	1.54%
Cholamandalam Financial Holdings Ltd	Equity	₹50.24 Cr	1.45%
RBL Bank Ltd	Equity	₹44.12 Cr	1.27%
Muthoot Finance Ltd	Equity	₹41.79 Cr	1.21%
Home First Finance Co India Ltd	Equity	₹41.44 Cr	1.20%
Computer Age Management Services Ltd Ordinary Shares	Equity	₹41.43 Cr	1.20%
Margin (Future And Options)	Cash - Collateral	₹40.35 Cr	1.16%
Net Receivables / (Payables)	Cash	₹37.96 Cr	1.10%
Bajaj Finserv Ltd	Equity	₹35.67 Cr	1.03%
SBFC Finance Ltd	Equity	₹32.81 Cr	0.95%
Star Health and Allied Insurance Co Ltd	Equity	₹32.75 Cr	0.94%
Ujjivan Small Finance Bank Ltd Ordinary Shares	Equity	₹27.57 Cr	0.80%
Prudent Corporate Advisory Services Ltd	Equity	₹27.51 Cr	0.79%
IndusInd Bank Ltd	Equity	₹27.19 Cr	0.78%
Anand Rathi Share and Stock Brokers Ltd	Equity	₹26.07 Cr	0.75%
Hdfc Life Insurance Company Limited	Equity - Future	₹25.56 Cr	0.74%
Cash Offset For Derivatives	Cash - General Offset	₹-25.56 Cr	0.74%
Clearing Corporation Of India Limited	Cash - Repurchase Agreement	₹23.65 Cr	0.68%
Karur Vysya Bank Ltd	Equity	₹21.46 Cr	0.62%
Fusion Finance Ltd	Equity	₹18 Cr	0.52%
Canara Robeco Asset Management Co Ltd	Equity	₹17.07 Cr	0.49%
MAS Financial Services Ltd Ordinary Shares	Equity	₹16.44 Cr	0.47%
Go Digit General Insurance Ltd	Equity	₹15.28 Cr	0.44%
HDFC Life Insurance Co Ltd	Equity	₹14.87 Cr	0.43%
360 One Wam Ltd Ordinary Shares	Equity	₹12.93 Cr	0.37%
Cash And Bank	Cash - Collateral	₹0.01 Cr	0.00%

Allocation By Market Cap (Equity)

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹3,322.91 Cr	95.86%
Technology	₹41.43 Cr	1.20%

Risk & Performance Ratios

Fund Managers

Dhaval Gala

Since August 2015

Additional Scheme Detailsas of 31st May 2026

ISIN

INF209K014W1

Expense Ratio

0.89%

Exit Load

1.00%

Fund Size

₹3,466 Cr

Age

12 years 6 months

Lumpsum Minimum

₹1,000

Fund Status

Open Ended Investment Company

Benchmark

Nifty Financial Services TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Sector - Financial Services Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Kotak Nifty Bank ETF Very High Risk	0.1%	-	₹4357.89 Cr	4.7%
Canara Robeco Banking and Financial Services Fund Regular Growth Very High Risk	2.1%	1.0%	₹574.85 Cr	-
Canara Robeco Banking and Financial Services Fund Direct Growth Very High Risk	0.6%	1.0%	₹574.85 Cr	-
Aditya Birla Sun Life BSE Top 10 Banks ETF Very High Risk	0.1%	-	₹272.28 Cr	-
Motilal Oswal Financial Services Fund Regular Growth Very High Risk	2.5%	1.0%	₹176.12 Cr	-
Motilal Oswal Financial Services Fund Direct Growth Very High Risk	0.9%	1.0%	₹176.12 Cr	-
Edelweiss Financial Services Fund Direct Growth Very High Risk	0.8%	1.0%	₹256.29 Cr	-
Edelweiss Financial Services Fund Regular Growth Very High Risk	2.4%	1.0%	₹256.29 Cr	-
Bank of India Banking and Financial Services Fund Direct Growth Very High Risk	1.1%	1.0%	₹273.08 Cr	-
Bank of India Banking and Financial Services Fund Regular Growth Very High Risk	2.0%	1.0%	₹273.08 Cr	-
Bajaj Finserv Banking and Financial Services Fund Direct Growth Very High Risk	0.7%	1.0%	₹425.15 Cr	-
Bajaj Finserv Banking and Financial Services Fund Regular Growth Very High Risk	2.1%	1.0%	₹425.15 Cr	-
Mahindra Manulife Banking & Financial Services Fund Regular Growth Very High Risk	2.1%	0.0%	₹427.75 Cr	-
Mahindra Manulife Banking & Financial Services Fund Direct Growth Very High Risk	0.6%	0.0%	₹427.75 Cr	-
HSBC Financial Services Fund Regular Growth Very High Risk	2.0%	1.0%	₹876.05 Cr	10.6%
HSBC Financial Services Fund Direct Growth Very High Risk	0.7%	1.0%	₹876.05 Cr	12.2%
HDFC Nifty Bank ETF Very High Risk	0.2%	-	₹2635.56 Cr	4.7%
Mirae Asset Nifty PSU Bank ETF Very High Risk	0.2%	-	₹57.01 Cr	29.9%
Edelweiss Nifty Bank ETF Very High Risk	0.3%	-	₹3.39 Cr	4.6%
Helios Financial Services Fund Direct Growth Very High Risk	0.9%	1.0%	₹189.38 Cr	3.1%
Helios Financial Services Fund Regular Growth Very High Risk	2.4%	1.0%	₹189.38 Cr	1.5%
Baroda BNP Paribas NIFTY Bank ETF Very High Risk	0.3%	-	₹4.02 Cr	4.7%
ICICI Prudential Nifty Private Banks ETF Very High Risk	0.1%	-	₹3136.56 Cr	1.5%
HDFC Nifty Private Bank ETF Very High Risk	0.1%	-	₹363.61 Cr	1.4%
Groww Banking & Financial Services Fund Regular Growth Very High Risk	2.4%	1.0%	₹70.14 Cr	10.2%
Groww Banking & Financial Services Fund Direct Growth Very High Risk	0.5%	1.0%	₹70.14 Cr	12.3%
WhiteOak Capital Banking & Financial Services Fund Regular Growth Very High Risk	2.1%	0.0%	₹592.50 Cr	4.7%
WhiteOak Capital Banking & Financial Services Fund Direct Growth Very High Risk	0.6%	0.0%	₹592.50 Cr	6.5%
HDFC Nifty PSU Bank ETF Very High Risk	0.3%	-	₹35.03 Cr	29.7%
Bajaj Finserv Nifty Bank ETF Very High Risk	0.1%	-	₹386.76 Cr	4.7%
DSP Banking & Financial Services Fund Regular Growth Very High Risk	1.8%	0.0%	₹1870.92 Cr	10.7%
DSP Banking & Financial Services Fund Direct Growth Very High Risk	0.5%	0.0%	₹1870.92 Cr	12.4%
Mirae Asset Nifty Financial Services ETF Very High Risk	0.1%	-	₹432.07 Cr	1.6%
Kotak Nifty Bank ETF Very High Risk	0.1%	-	₹6341.50 Cr	26.6%
Nippon India Banking & Financial Services Fund Direct Growth Very High Risk	0.8%	1.0%	₹7441.66 Cr	4.0%
Invesco India Financial Services Fund Direct Growth Very High Risk	0.7%	1.0%	₹1701.01 Cr	10.2%
UTI Nifty Bank ETF Very High Risk	0.2%	-	₹3208.68 Cr	4.7%
HDFC Nifty Private Bank ETF Very High Risk	0.1%	-	₹352.74 Cr	-88.9%
ICICI Prudential Nifty Bank ETF Very High Risk	0.1%	-	₹2854.44 Cr	4.7%
SBI Nifty Private Bank ETF Very High Risk	0.1%	-	₹399.80 Cr	1.4%
Bandhan Financial Services Fund Regular Growth Very High Risk	1.9%	0.0%	₹1050.00 Cr	1.7%
Bandhan Financial Services Fund Direct Growth Very High Risk	0.6%	0.0%	₹1050.00 Cr	3.3%
Mirae Asset Nifty Bank ETF Very High Risk	0.1%	-	₹296.91 Cr	4.8%
SBI Nifty Bank ETF Very High Risk	0.2%	-	₹3674.01 Cr	4.7%
Quant BFSI Fund Regular Growth Very High Risk	2.4%	1.0%	₹783.90 Cr	23.4%
Baroda BNP Paribas Banking and Financial Services Fund Regular Growth Very High Risk	2.1%	1.0%	₹394.93 Cr	2.5%
Quant BFSI Fund Direct Growth Very High Risk	0.8%	1.0%	₹783.90 Cr	25.4%
ICICI Prudential Nifty Financial Services Ex-Bank ETF Very High Risk	0.2%	-	₹282.08 Cr	9.1%
HDFC Banking & Financial Services Fund Direct Growth Very High Risk	0.9%	1.0%	₹4330.06 Cr	7.5%
HDFC Banking & Financial Services Fund Regular Growth Very High Risk	1.9%	1.0%	₹4330.06 Cr	6.3%

About the AMC

Aditya Birla SL Mutual Fund

+91 22 43568000

https://mutualfund.adityabirlacapital.com/

Total AUM

₹4,31,670 Cr

Address

One World Centre, Tower 1, 17th Floor, Mumbai, 400 013

Other Funds by Aditya Birla SL Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Apex Hybrid Long-Short Fund Direct Growth Low to Moderate Risk	-	0.0%	₹63.25 Cr	-
Aditya Birla Sun Life BSE 500 Quality 50 Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹77.33 Cr	-
Aditya Birla Sun Life BSE 500 Momentum 50 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹70.28 Cr	-
Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹1455.53 Cr	6.1%
Aditya Birla Sun Life CRISIL-IBX Financial Services 3 to 6 Months Debt Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹2667.14 Cr	6.7%
Aditya Birla Sun Life Conglomerate Fund Direct Growth Very High Risk	0.6%	0.0%	₹1624.31 Cr	4.6%
Aditya Birla Sun Life BSE India Infrastructure Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹33.87 Cr	6.6%
Aditya Birla Sun Life CRISIL-IBX AAA Financial Services Index Sep 2027 Fund Direct Growth Moderate Risk	0.1%	0.0%	₹10.07 Cr	6.2%
Aditya Birla Sun Life CRISIL-IBX AAA NBFC-HFC Index Dec 2025 Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹276.54 Cr	7.6%
Aditya Birla Sun Life CRISIL-IBX AAA NBFC-HFC Index Sep 2026 Fund Direct Growth Moderate Risk	0.1%	0.0%	₹112.21 Cr	6.9%
Aditya Birla Sun Life Nifty India Defence Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹1165.95 Cr	9.9%
Aditya Birla Sun Life Quant Fund Direct Growth Very High Risk	0.6%	0.0%	₹2045.05 Cr	10.0%
Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹12.41 Cr	5.5%
Aditya Birla Sun Life Fixed Maturity Plan-Series UU (98 days) Direct Growth Moderately High risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series UT (91 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Maturity Plan-Series US (100 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Maturity Plan-Series UR (85 days) Direct Growth Low to Moderate Risk	-	0.0%	₹104.95 Cr	-
Aditya Birla Sun Life Crisil IBX Gilt April 2033 Index Fund Direct Growth Moderate Risk	0.2%	0.0%	₹26.78 Cr	4.6%
Aditya Birla Sun Life Fixed Maturity Plan-Series UQ (92 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Transportation and Logistics Fund Direct Growth Very High Risk	0.7%	1.0%	₹1491.90 Cr	17.5%
Aditya Birla Sun Life US Treasury 1-3 year Bond ETFs Fund of Funds Direct Growth Very High Risk	0.2%	0.0%	₹72.18 Cr	12.5%
Aditya Birla Sun Life US Treasury 3-10 Year Bond ETFs Fund of Funds Direct Growth Very High Risk	0.2%	0.0%	₹140.97 Cr	12.4%
Aditya Birla Sun Life Fixed Term Plan - Series SY (1259 days) Direct Growth Low to Moderate Risk	-	-	-	-
Aditya Birla Sun Life Fixed Term Plan Series SP Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TV (1169 Days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series SC(1170 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series SM Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series TN Direct Growth Low to Moderate Risk	-	-	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TL (1839 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series RM (91 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series SE(1163 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TM (1842 days) Direct Growth Moderate Risk	-	-	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TP (1923 Days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TK (1833 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series RG(1283 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series SD(1168 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series TO (1214 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TE (1095 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TF (1098 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan SeriesSH (1146 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Interval Income Fund Quarterly Series I Direct Growth Low Risk	-	0.0%	₹28.97 Cr	6.1%
Aditya BSL Fixed Term Plan Series RZ(1187 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series SB(1174 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series TC (1119 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series UB (1224 Days) Direct Growth Low Risk	-	0.0%	₹24.33 Cr	6.0%
Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) Direct Growth Low Risk	-	0.0%	₹27.61 Cr	5.9%
Aditya Birla Sun Life Fixed Term Plan Series TI (1837 days) Direct Growth Low Risk	-	0.0%	₹335.04 Cr	5.7%
Aditya Birla Sun Life Fixed Term Plan - Series TG (1099 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series TW (167 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series UC (95 days) Direct Growth Low to Moderate Risk	-	-	-	-

Risk Level

Your principal amount will be at Very High Risk

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What is the current NAV of Aditya Birla Sun Life Banking & Financial Services Fund Direct Growth?

The NAV of Aditya Birla Sun Life Banking & Financial Services Fund Direct Growth, as of 19-Jun-2026, is ₹71.32.

What are the returns of Aditya Birla Sun Life Banking & Financial Services Fund Direct Growth?

The fund has generated 5.88% over the last 1 year and 13.86% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Aditya Birla Sun Life Banking & Financial Services Fund Direct Growth?

The fund's allocation of assets is distributed as 97.80% in equities, 0.00% in bonds, and 2.20% in cash and cash equivalents.

Who manages the Aditya Birla Sun Life Banking & Financial Services Fund Direct Growth?

The fund managers responsible for Aditya Birla Sun Life Banking & Financial Services Fund Direct Growth are:-

Dhaval Gala

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Aditya Birla Sun Life Banking & Financial Services Fund Direct Growth

Fund Overview