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WhiteOak Capital Tax Saver Fund Direct Growth

WhiteOak Capital Tax Saver Fund Direct Growth

EquityELSS (Tax Savings)Very High Risk

Direct

down-icon

NAV (24-Apr-26)

₹17.76-0.93%1D

Returns (Since Inception)

17.68%
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Fund Overview

Fund Size

Fund Size

₹403 Cr

Expense Ratio

Expense Ratio

0.64%

ISIN

ISIN

INF03VN01621

Minimum SIP

Minimum SIP

₹500

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

14 Oct 2022

About this fund

WhiteOak Capital Tax Saver Fund Direct Growth is a ELSS (Tax Savings) mutual fund schemes offered by WhiteOak Capital Mutual Fund. This fund has been in existence for 3 years, 6 months and 11 days, having been launched on 14-Oct-22.
As of 24-Apr-26, it has a Net Asset Value (NAV) of ₹17.76, Assets Under Management (AUM) of 402.93 Crores, and an expense ratio of 0.64%.
  • WhiteOak Capital Tax Saver Fund Direct Growth has given a CAGR return of 17.68% since inception.
  • The fund's asset allocation comprises around 97.07% in equities, 0.00% in debts, and 2.93% in cash & cash equivalents.
  • You can start investing in WhiteOak Capital Tax Saver Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+3.03%

+2.40% (Cat Avg.)

3 Years

+21.07%

+16.23% (Cat Avg.)

Since Inception

+17.68%

— (Cat Avg.)

Portfolio Summaryas of 31st March 2026

Equity₹391.13 Cr97.07%
Others₹11.8 Cr2.93%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
ICICI Bank LtdEquity₹33.43 Cr8.30%
HDFC Bank LtdEquity₹23.13 Cr5.74%
Bharti Airtel LtdEquity₹16.92 Cr4.20%
Reliance Industries LtdEquity₹12.22 Cr3.03%
Bharat Electronics LtdEquity₹11.16 Cr2.77%
Mahindra & Mahindra LtdEquity₹10.8 Cr2.68%
Kotak Mahindra Bank LtdEquity₹10.45 Cr2.59%
Eternal LtdEquity₹9.7 Cr2.41%
Nestle India LtdEquity₹9.05 Cr2.25%
State Bank of IndiaEquity₹8.9 Cr2.21%
Maruti Suzuki India LtdEquity₹8.23 Cr2.04%
Net Receivables / (Payables)Cash - Collateral₹7.18 Cr1.78%
Titan Co LtdEquity₹7.03 Cr1.74%
J.B. Chemicals & Pharmaceuticals LtdEquity₹6.82 Cr1.69%
Muthoot Finance LtdEquity₹6.51 Cr1.61%
Persistent Systems LtdEquity₹6.3 Cr1.56%
Aadhar Housing Finance LtdEquity₹4.97 Cr1.23%
Max Financial Services LtdEquity₹4.94 Cr1.23%
Bajaj Finserv LtdEquity₹4.72 Cr1.17%
Hindalco Industries LtdEquity₹4.66 Cr1.16%
Clearing Corporation Of India LtdCash - Repurchase Agreement₹4.62 Cr1.15%
Acutaas Chemicals LtdEquity₹3.9 Cr0.97%
Oil & Natural Gas Corp LtdEquity₹3.87 Cr0.96%
Cigniti Technologies LtdEquity₹3.86 Cr0.96%
Infosys LtdEquity₹3.83 Cr0.95%
India Shelter Finance Corporation LtdEquity₹3.5 Cr0.87%
Asian Paints LtdEquity₹3.39 Cr0.84%
Tata Steel LtdEquity₹3.24 Cr0.80%
TD Power Systems LtdEquity₹3.2 Cr0.79%
Phoenix Mills LtdEquity₹3.1 Cr0.77%
Navin Fluorine International LtdEquity₹3.08 Cr0.77%
Tube Investments of India Ltd Ordinary SharesEquity₹3.06 Cr0.76%
Aditya Infotech LtdEquity₹3.02 Cr0.75%
National Aluminium Co LtdEquity₹2.89 Cr0.72%
Larsen & Toubro LtdEquity₹2.87 Cr0.71%
Dynamatic Technologies LtdEquity₹2.66 Cr0.66%
Yasho Industries LtdEquity₹2.65 Cr0.66%
Ambuja Cements LtdEquity₹2.64 Cr0.66%
Tata Consultancy Services LtdEquity₹2.63 Cr0.65%
KRN Heat Exchanger and Refrigeration LtdEquity₹2.62 Cr0.65%
NTPC LtdEquity₹2.62 Cr0.65%
Azad Engineering LtdEquity₹2.59 Cr0.64%
Sun Pharmaceuticals Industries LtdEquity₹2.55 Cr0.63%
Ajanta Pharma LtdEquity₹2.52 Cr0.63%
Poly Medicure LtdEquity₹2.52 Cr0.62%
Axis Bank LtdEquity₹2.42 Cr0.60%
Tech Mahindra LtdEquity₹2.34 Cr0.58%
CARE Ratings LtdEquity₹2.28 Cr0.57%
Power Grid Corp Of India LtdEquity₹2.22 Cr0.55%
Jyothy Labs LtdEquity₹2.17 Cr0.54%
Krishna Institute of Medical Sciences LtdEquity₹2.13 Cr0.53%
City Union Bank LtdEquity₹2.1 Cr0.52%
Vedanta LtdEquity₹2.07 Cr0.51%
Info Edge (India) LtdEquity₹2.06 Cr0.51%
Coforge LtdEquity₹2.05 Cr0.51%
PB Fintech LtdEquity₹2.03 Cr0.50%
SJS Enterprises LtdEquity₹2.01 Cr0.50%
Power Finance Corp LtdEquity₹2 Cr0.50%
Godrej Consumer Products LtdEquity₹1.99 Cr0.49%
Repco Home Finance LtdEquity₹1.97 Cr0.49%
Eureka Forbes LtdEquity₹1.96 Cr0.49%
Neuland Laboratories LtdEquity₹1.92 Cr0.48%
Ajax Engineering LtdEquity₹1.91 Cr0.48%
Shaily Engineering Plastics LtdEquity₹1.89 Cr0.47%
Karur Vysya Bank LtdEquity₹1.89 Cr0.47%
Pidilite Industries LtdEquity₹1.87 Cr0.46%
Nippon Life India Asset Management Ltd Ordinary SharesEquity₹1.84 Cr0.46%
Travel Food Services LtdEquity₹1.81 Cr0.45%
Kirloskar Oil Engines LtdEquity₹1.78 Cr0.44%
Indigo Paints Ltd Ordinary SharesEquity₹1.76 Cr0.44%
Vasa Denticity LtdEquity₹1.75 Cr0.43%
Bajaj Finance LtdEquity₹1.75 Cr0.43%
Abbott India LtdEquity₹1.74 Cr0.43%
ICICI Prudential Asset Management Co LtdEquity₹1.69 Cr0.42%
Computer Age Management Services Ltd Ordinary SharesEquity₹1.66 Cr0.41%
Fortis Healthcare LtdEquity₹1.58 Cr0.39%
Leela Palaces Hotels and Resorts LtdEquity₹1.56 Cr0.39%
TBO Tek LtdEquity₹1.55 Cr0.39%
eClerx Services LtdEquity₹1.53 Cr0.38%
International Gemmological Institute (India) LtdEquity₹1.52 Cr0.38%
Five-Star Business Finance LtdEquity₹1.49 Cr0.37%
The South Indian Bank LtdEquity₹1.48 Cr0.37%
Lumax Auto Technologies LtdEquity₹1.45 Cr0.36%
Intellect Design Arena LtdEquity₹1.41 Cr0.35%
CarTrade Tech LtdEquity₹1.36 Cr0.34%
Sona BLW Precision Forgings LtdEquity₹1.36 Cr0.34%
Cholamandalam Investment and Finance Co LtdEquity₹1.33 Cr0.33%
The Federal Bank LtdEquity₹1.3 Cr0.32%
Safari Industries (India) LtdEquity₹1.29 Cr0.32%
Jupiter Life Line Hospitals LtdEquity₹1.28 Cr0.32%
Vijaya Diagnostic Centre LtdEquity₹1.26 Cr0.31%
Vishal Mega Mart LtdEquity₹1.25 Cr0.31%
PNB Housing Finance LtdEquity₹1.21 Cr0.30%
Canara HSBC Life Insurance Co LtdEquity₹1.2 Cr0.30%
Elgi Equipments LtdEquity₹1.19 Cr0.30%
Cipla LtdEquity₹1.14 Cr0.28%
Kovai Medical Center & Hospital LtdEquity₹1.14 Cr0.28%
AIA Engineering LtdEquity₹1.13 Cr0.28%
Carraro India LtdEquity₹1.11 Cr0.28%
Fine Organic Industries Ltd Ordinary SharesEquity₹1.11 Cr0.28%
Trent LtdEquity₹1.03 Cr0.26%
Mankind Pharma LtdEquity₹1.03 Cr0.26%
KEI Industries LtdEquity₹0.99 Cr0.25%
CSB Bank Ltd Ordinary SharesEquity₹0.99 Cr0.24%
360 One Wam Ltd Ordinary SharesEquity₹0.97 Cr0.24%
Awfis Space Solutions LtdEquity₹0.97 Cr0.24%
Emmvee Photovoltaic Power LtdEquity₹0.96 Cr0.24%
REC LtdEquity₹0.95 Cr0.23%
Gillette India LtdEquity₹0.94 Cr0.23%
Bharat Bijlee LtdEquity₹0.94 Cr0.23%
Crompton Greaves Consumer Electricals LtdEquity₹0.93 Cr0.23%
Le Travenues Technology LtdEquity₹0.9 Cr0.22%
Lemon Tree Hotels LtdEquity₹0.89 Cr0.22%
Inventurus Knowledge Solutions LtdEquity₹0.88 Cr0.22%
InterGlobe Aviation LtdEquity₹0.86 Cr0.21%
Indiqube Spaces LtdEquity₹0.83 Cr0.21%
Vedant Fashions LtdEquity₹0.83 Cr0.21%
Blue Star LtdEquity₹0.82 Cr0.20%
Aditya Birla Sun Life AMC LtdEquity₹0.8 Cr0.20%
Oil India LtdEquity₹0.8 Cr0.20%
Sudeep Pharma LtdEquity₹0.68 Cr0.17%
Nucleus Software Exports LtdEquity₹0.68 Cr0.17%
Neogen Chemicals LtdEquity₹0.68 Cr0.17%
Cholamandalam Financial Holdings LtdEquity₹0.65 Cr0.16%
Mastek LtdEquity₹0.64 Cr0.16%
Newgen Software Technologies LtdEquity₹0.64 Cr0.16%
LTM LtdEquity₹0.62 Cr0.15%
Epack Prefab Technologies LtdEquity₹0.61 Cr0.15%
Orkla India LtdEquity₹0.6 Cr0.15%
Latent View Analytics LtdEquity₹0.48 Cr0.12%
NMDC LtdEquity₹0.41 Cr0.10%
Arman Financial Services LtdEquity₹0.37 Cr0.09%
EMA Partners India LtdEquity₹0.31 Cr0.08%
MTAR Technologies LtdEquity₹0.26 Cr0.07%
CapitalNumbers Infotech LtdEquity₹0.17 Cr0.04%

Allocation By Market Cap (Equity)

Large Cap Stocks

56.55%

Mid Cap Stocks

10.11%

Small Cap Stocks

29.90%

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services₹133.22 Cr33.06%
Consumer Cyclical₹59.73 Cr14.82%
Industrials₹38.15 Cr9.47%
Basic Materials₹37.77 Cr9.37%
Technology₹31.94 Cr7.93%
Healthcare₹30.92 Cr7.67%
Communication Services₹18.98 Cr4.71%
Energy₹16.89 Cr4.19%
Consumer Defensive₹14.76 Cr3.66%
Utilities₹4.84 Cr1.20%
Real Estate₹3.93 Cr0.98%

Risk & Performance Ratios

Standard Deviation

This fund

14.30%

Cat. avg.

14.74%

Lower the better

Sharpe Ratio

This fund

0.80

Cat. avg.

0.46

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

0.66

Higher the better

Fund Managers

Piyush Baranwal

Piyush Baranwal

Since October 2022

Ramesh Mantri

Ramesh Mantri

Since October 2022

TA

Trupti Agrawal

Since October 2022

DP

Dheeresh Pathak

Since April 2024

AA

Ashish Agrawal

Since January 2025

Additional Scheme Detailsas of 31st March 2026

ISIN
INF03VN01621
Expense Ratio
0.64%
Exit Load
No Charges
Fund Size
₹403 Cr
Age
3 years 6 months
Lumpsum Minimum
₹500
Fund Status
Open Ended Investment Company
Benchmark
BSE 500 TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar ELSS (Tax Savings) Funds

Fund nameExpense RatioExit LoadFund size
1Y
Bajaj Finserv ELSS Tax Saver Fund Regular Growth

Low Risk

2.4%0.0%₹71.23 Cr1.5%
Bajaj Finserv ELSS Tax Saver Fund Direct Growth

Low Risk

0.7%0.0%₹71.23 Cr3.3%
Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹234.68 Cr5.2%
Sundaram Long Term Tax Advantage Fund Series I Regular Growth

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1.4%0.0%₹19.18 Cr8.0%
Bank of India Midcap Tax Fund Series 1 Direct Growth

Very High Risk

-0.0%₹60.41 Cr14.4%
SBI Long Term Advantage Fund Series II Regular Growth

Very High Risk

-0.0%₹34.17 Cr6.4%
SBI Long Term Advantage Fund Series II Direct Growth

Very High Risk

-0.0%₹34.17 Cr6.8%
Bank of India Midcap Tax Fund Series 1 Regular Growth

Very High Risk

-0.0%₹60.41 Cr14.1%
Sundaram Long Term Tax Advantage Fund Series I Direct Growth

High Risk

1.4%0.0%₹19.18 Cr8.1%
Sundaram Long Term Micro Cap Tax Advantage Fund Series V Regular Growth

Very High Risk

1.4%0.0%₹25.86 Cr11.2%
Sundaram Long Term Micro Cap Tax Advantage Fund Series V Direct Growth

Very High Risk

1.2%0.0%₹25.86 Cr11.4%
Sundaram Long Term Tax Advantage Fund Series II Direct Growth

Very High Risk

1.2%0.0%₹13.10 Cr5.9%
Sundaram Long Term Tax Advantage Fund Series II Regular Growth

Very High Risk

1.4%0.0%₹13.10 Cr5.6%
SBI Long Term Advantage Fund Series I Regular Growth

Low Risk

-0.0%₹49.50 Cr16.8%
SBI Long Term Advantage Fund Series I Direct Growth

Low Risk

-0.0%₹49.50 Cr17.1%
Sundaram Long Term Micro CapTax Advantage Fund Sries III Direct Growth

Very High Risk

1.3%0.0%₹63.44 Cr10.8%
SBI Long Term Advantage Fund Series VI Regular Growth

Very High Risk

-0.0%₹223.50 Cr-0.3%
SBI Long Term Advantage Fund Series VI Direct Growth

Very High Risk

-0.0%₹223.50 Cr0.1%
Sundaram Long Term Micro CapTax Advantage Fund Sries III Regular Growth

Very High Risk

1.4%0.0%₹63.44 Cr10.6%
Sundaram Long Term Tax Advantage Fund Series III Direct Growth

Very High Risk

1.2%-₹28.88 Cr13.2%
SBI Tax Advantage Fund Series III Direct Growth

Very High Risk

-0.0%₹33.26 Cr32.0%
SBI Tax Advantage Fund Series III Regular Growth

Very High Risk

-0.0%₹33.26 Cr31.5%
Sundaram Long Term Tax Advantage Fund Series III Regular Growth

Very High Risk

1.4%-₹28.88 Cr12.9%
ICICI Prudential Long Term Wealth Enhancement Fund Regular Growth

Very High Risk

1.4%0.0%₹38.95 Cr0.2%
ICICI Prudential Long Term Wealth Enhancement Fund Direct Growth

Very High Risk

1.0%0.0%₹38.95 Cr0.6%
Sundaram Long Term Tax Advantage Fund Series IV Regular Growth

Very High Risk

1.4%0.0%₹19.36 Cr12.5%
Sundaram Long Term Tax Advantage Fund Series IV Direct Growth

Very High Risk

1.2%0.0%₹19.36 Cr12.8%
SBI Long Term Advantage Fund Series III Regular Growth

Very High Risk

-0.0%₹66.00 Cr-3.0%
SBI Long Term Advantage Fund Series III Direct Growth

Very High Risk

-0.0%₹66.00 Cr-2.6%
SBI Long Term Advantage Fund Series V Direct Growth

Very High Risk

-0.0%₹319.57 Cr2.5%
SBI Long Term Advantage Fund Series V Regular Growth

Very High Risk

-0.0%₹319.57 Cr2.1%
SBI Long Term Advantage Fund Series IV Regular Growth

Very High Risk

-0.0%₹180.82 Cr2.9%
SBI Long Term Advantage Fund Series IV Direct Growth

Very High Risk

-0.0%₹180.82 Cr3.4%
Sundaram Long Term Micro Cap Tax Advantage Fund Series IV Direct Growth

Very High Risk

1.3%0.0%₹30.40 Cr10.7%
Sundaram Long Term Micro Cap Tax Advantage Fund Series IV Regular Growth

Very High Risk

1.4%0.0%₹30.40 Cr10.6%
Invesco India Tax Plan Regular Growth

Very High Risk

2.0%0.0%₹2292.72 Cr-3.4%
HSBC ELSS Fund Direct Growth

Very High Risk

1.2%0.0%₹3561.32 Cr5.8%
LIC MF ELSS Direct Growth

Very High Risk

1.1%0.0%₹914.75 Cr-3.1%
Kotak Taxsaver Fund Direct Growth

Very High Risk

0.6%0.0%₹5586.77 Cr2.4%
Invesco India Tax Plan Direct Growth

Very High Risk

0.9%0.0%₹2292.72 Cr-2.3%
HSBC Tax Saver Equity Fund Regular Growth

Very High Risk

2.5%0.0%₹243.60 Cr4.0%
ICICI Prudential Long Term Equity Fund ( Tax Saving) Direct Growth

Very High Risk

1.1%0.0%₹12809.74 Cr1.3%
Sundaram Tax Savings Fund Direct Growth

Very High Risk

1.6%0.0%₹1183.44 Cr1.7%
Bandhan Tax Advantage (ELSS) Fund Direct Growth

Very High Risk

0.7%0.0%₹6273.86 Cr3.0%
Nippon India Tax Saver (ELSS) Fund Direct Growth

Very High Risk

1.0%0.0%₹13421.54 Cr5.0%
JM Tax Gain Fund Direct Growth

Very High Risk

1.0%0.0%₹195.75 Cr3.2%
Samco ELSS Tax Saver Fund Direct Growth

Very High Risk

1.0%0.0%₹96.55 Cr-0.7%
Samco ELSS Tax Saver Fund Regular Growth

Very High Risk

2.4%0.0%₹96.55 Cr-2.0%
Mahindra Manulife ELSS Fund Regular Growth

Very High Risk

2.2%0.0%₹827.84 Cr-1.4%
Mahindra Manulife ELSS Fund Direct Growth

Very High Risk

0.8%0.0%₹827.84 Cr0.2%

About the AMC

WhiteOak Capital Mutual Fund

WhiteOak Capital Mutual Fund

phone+91 180030003060
e-mailhttps://mf.whiteoakamc.com/

Total AUM

₹33,884 Cr

Address

1&2 Senapati Bapat Marg, Elphinstone Road (West) Mumbai Mumbai City, Mumbai

Other Funds by WhiteOak Capital Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
WhiteOak Capital Consumption Opportunities Fund Direct Growth

Very High Risk

0.7%1.0%₹87.23 Cr-
WhiteOak Capital Equity Savings Fund Direct Growth

Moderate Risk

0.8%0.0%₹228.72 Cr9.5%
WhiteOak Capital Quality Equity Fund Direct Growth

Very High Risk

0.8%1.0%₹557.57 Cr-3.7%
WhiteOak Capital ESG Best-In-Class Strategy Fund Direct Growth

Very High Risk

0.7%1.0%₹48.84 Cr-2.3%
WhiteOak Capital Digital Bharat Fund Direct Growth

Very High Risk

0.6%1.0%₹363.91 Cr-4.2%
WhiteOak Capital Arbitrage Fund Direct Growth

Low Risk

0.4%0.0%₹1009.86 Cr7.0%
WhiteOak Capital Special Opportunities Fund Direct Growth

Very High Risk

0.8%1.0%₹1313.87 Cr9.1%
WhiteOak Capital Pharma and Healthcare Fund Direct Growth

Very High Risk

0.7%1.0%₹556.42 Cr8.4%
WhiteOak Capital Banking & Financial Services Fund Direct Growth

Very High Risk

0.7%1.0%₹519.75 Cr5.6%
WhiteOak Capital Large & Mid Cap Fund Direct Growth

Very High Risk

0.7%1.0%₹1937.85 Cr8.3%
WhiteOak Capital Balanced Hybrid Fund Direct Growth

High Risk

0.6%1.0%₹259.85 Cr4.4%
WhiteOak Capital Multi Cap Fund Direct Growth

Very High Risk

0.7%1.0%₹2934.41 Cr8.6%
WhiteOak Capital Large Cap Fund Direct Growth

Very High Risk

0.7%1.0%₹1045.06 Cr2.5%
WhiteOak Capital Liquid Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹591.94 Cr6.2%
WhiteOak Capital Ultra Short Term Fund Direct Growth

Low to Moderate Risk

0.5%0.0%₹586.03 Cr6.3%
WhiteOak Capital Multi Asset Allocation Fund Direct Growth

High Risk

0.6%1.0%₹6612.02 Cr14.4%
WhiteOak Capital Tax Saver Fund Direct Growth

Very High Risk

0.6%0.0%₹402.93 Cr3.0%
WhiteOak Capital Mid Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹4490.64 Cr15.5%
WhiteOak Capital Flexi Cap Fund Direct Growth

Very High Risk

0.6%1.0%₹6890.27 Cr4.1%
WhiteOak Capital Balanced Advantage Fund Direct Growth

Very High Risk

0.8%1.0%₹2004.90 Cr3.3%

Risk Level

Your principal amount will be at Very High Risk

Very High Risk

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Still got questions?
We're here to help.

What is the current NAV of WhiteOak Capital Tax Saver Fund Direct Growth?

img
The NAV of WhiteOak Capital Tax Saver Fund Direct Growth, as of 24-Apr-2026, is ₹17.76.
The fund has generated 3.03% over the last 1 year and 21.07% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 97.07% in equities, 0.00% in bonds, and 2.93% in cash and cash equivalents.
The fund managers responsible for WhiteOak Capital Tax Saver Fund Direct Growth are:-
  1. Piyush Baranwal
  2. Ramesh Mantri
  3. Trupti Agrawal
  4. Dheeresh Pathak
  5. Ashish Agrawal
info
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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