WhiteOak Capital Banking & Financial Services Fund Direct Growth
EquitySector - Financial ServicesVery High Risk
Direct
NAV (25-Feb-26)
Returns (Since Inception)
Fund Overview
Fund Size
₹569 Cr
Expense Ratio
0.67%
ISIN
INF03VN01860
Minimum SIP
₹500
Exit Load
1.00%
Inception Date
06 Feb 2024
About this fund
As of 25-Feb-26, it has a Net Asset Value (NAV) of ₹13.68, Assets Under Management (AUM) of 568.57 Crores, and an expense ratio of 0.67%.
- WhiteOak Capital Banking & Financial Services Fund Direct Growth has given a CAGR return of 16.48% since inception.
- The fund's asset allocation comprises around 97.22% in equities, 0.00% in debts, and 2.78% in cash & cash equivalents.
- You can start investing in WhiteOak Capital Banking & Financial Services Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+26.20%
+30.01% (Cat Avg.)
Since Inception
+16.48%
— (Cat Avg.)
Portfolio Summaryas of 31st January 2026
| Equity | ₹552.74 Cr | 97.22% |
| Others | ₹15.83 Cr | 2.78% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| HDFC Bank Ltd | Equity | ₹66.98 Cr | 11.78% |
| State Bank of India | Equity | ₹58.57 Cr | 10.30% |
| ICICI Bank Ltd | Equity | ₹57.51 Cr | 10.12% |
| Kotak Mahindra Bank Ltd | Equity | ₹44.11 Cr | 7.76% |
| Cash Offset For Derivatives | Cash - General Offset | ₹-30.09 Cr | 5.29% |
| Net Receivables / (Payables) | Cash - Collateral | ₹28.82 Cr | 5.07% |
| Shriram Finance Ltd | Equity | ₹24.32 Cr | 4.28% |
| Axis Bank Ltd | Equity | ₹23.63 Cr | 4.16% |
| Bajaj Finserv Ltd | Equity | ₹23.54 Cr | 4.14% |
| Bajaj Finance Ltd | Equity | ₹22.15 Cr | 3.90% |
| Multi Commodity Exchange of India Ltd | Equity | ₹17.62 Cr | 3.10% |
| Aditya Birla Capital Ltd | Equity | ₹14.93 Cr | 2.63% |
| Max Financial Services Ltd | Equity | ₹14.03 Cr | 2.47% |
| Ujjivan Small Finance Bank Ltd Ordinary Shares | Equity | ₹12.2 Cr | 2.15% |
| Repco Home Finance Ltd | Equity | ₹12.09 Cr | 2.13% |
| Aadhar Housing Finance Ltd | Equity | ₹11.62 Cr | 2.04% |
| Canara HSBC Life Insurance Co Ltd | Equity | ₹9.98 Cr | 1.75% |
| City Union Bank Ltd | Equity | ₹8.73 Cr | 1.54% |
| ICICI Prudential Asset Management Co Ltd | Equity | ₹8.28 Cr | 1.46% |
| Bajaj Holdings and Investment Ltd | Equity | ₹7.97 Cr | 1.40% |
| Axis Bank Limited | Equity - Future | ₹7.55 Cr | 1.33% |
| PNB Housing Finance Ltd | Equity | ₹7.44 Cr | 1.31% |
| One97 Communications Ltd | Equity | ₹7.42 Cr | 1.30% |
| National Securities Depository Ltd | Equity | ₹7.04 Cr | 1.24% |
| Bse Limited | Equity - Future | ₹7.03 Cr | 1.24% |
| Muthoot Finance Ltd | Equity | ₹6.96 Cr | 1.22% |
| SBI Life Insurance Co Ltd | Equity | ₹6.7 Cr | 1.18% |
| PB Fintech Ltd | Equity | ₹6.7 Cr | 1.18% |
| Power Finance Corp Ltd | Equity | ₹5.96 Cr | 1.05% |
| Icici Bank Limited | Equity - Future | ₹5.43 Cr | 0.96% |
| The Federal Bank Limited | Equity - Future | ₹4.76 Cr | 0.84% |
| AAVAS Financiers Ltd | Equity | ₹4.74 Cr | 0.83% |
| Five-Star Business Finance Ltd | Equity | ₹4.37 Cr | 0.77% |
| Utkarsh Small Finance Bank Ltd | Equity | ₹4.3 Cr | 0.76% |
| Tata Capital Ltd | Equity | ₹3.99 Cr | 0.70% |
| CARE Ratings Ltd | Equity | ₹3.95 Cr | 0.70% |
| Manappuram Finance Ltd | Equity | ₹3.92 Cr | 0.69% |
| 27/02/2026 Maturing 182 DTB | Bond - Gov't/Treasury | ₹2.99 Cr | 0.53% |
| 12/03/2026 Maturing 91 DTB | Bond - Gov't/Treasury | ₹2.98 Cr | 0.52% |
| BSE Ltd | Equity | ₹2.92 Cr | 0.51% |
| The South Indian Bank Ltd | Equity | ₹2.83 Cr | 0.50% |
| Angel One Limited | Equity - Future | ₹2.79 Cr | 0.49% |
| Aditya Birla Sun Life AMC Ltd | Equity | ₹2.63 Cr | 0.46% |
| Hdfc Bank Limited | Equity - Future | ₹2.52 Cr | 0.44% |
| Clearing Corporation Of India Ltd | Cash - Repurchase Agreement | ₹2.48 Cr | 0.44% |
| 19/03/2026 Maturing 364 DTB | Bond - Gov't/Treasury | ₹1.99 Cr | 0.35% |
| 16/04/2026 Maturing 182 DTB | Bond - Gov't/Treasury | ₹1.98 Cr | 0.35% |
| The Federal Bank Ltd | Equity | ₹1.35 Cr | 0.24% |
| 364 Days Tbill Red 05-02-2026 | Bond - Gov't/Treasury | ₹1.2 Cr | 0.21% |
| 26/02/2026 Maturing 91 DTB | Bond - Gov't/Treasury | ₹1.2 Cr | 0.21% |
| RBL Bank Ltd | Equity | ₹1.12 Cr | 0.20% |
| 19/03/2026 Maturing 182 DTB | Bond - Gov't/Treasury | ₹0.89 Cr | 0.16% |
| 19/02/2026 Maturing 182 DTB | Bond - Gov't/Treasury | ₹0.69 Cr | 0.12% |
| 09/04/2026 Maturing 182 DTB | Bond - Gov't/Treasury | ₹0.4 Cr | 0.07% |
| 19/02/2026 Maturing 91 DTB | Bond - Gov't/Treasury | ₹0.31 Cr | 0.05% |
| Angel One Ltd Ordinary Shares | Equity | ₹0.05 Cr | 0.01% |
| Edelweiss Financial Services Ltd | Equity | ₹0.02 Cr | 0.00% |
Allocation By Market Cap (Equity)
Large Cap Stocks
63.44%
Mid Cap Stocks
11.43%
Small Cap Stocks
17.06%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹515.24 Cr | 90.62% |
| Technology | ₹7.42 Cr | 1.30% |
Risk & Performance Ratios
Standard Deviation
This fund
--
Cat. avg.
14.22%
Lower the better
Sharpe Ratio
This fund
--
Cat. avg.
0.76
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.46
Higher the better
Fund Managers
Piyush Baranwal
Since February 2024
Ramesh Mantri
Since February 2024
Trupti Agrawal
Since February 2024
Dheeresh Pathak
Since April 2024
Ashish Agrawal
Since January 2025
Additional Scheme Detailsas of 31st January 2026
ISIN INF03VN01860 | Expense Ratio 0.67% | Exit Load 1.00% | Fund Size ₹569 Cr | Age 2 years | Lumpsum Minimum ₹500 | Fund Status Open Ended Investment Company | Benchmark Nifty Financial Services TRI |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Sector - Financial Services Funds
About the AMC
WhiteOak Capital Mutual Fund
Total AUM
₹31,996 Cr
Address
1&2 Senapati Bapat Marg, Elphinstone Road (West) Mumbai Mumbai City, Mumbai
Other Funds by WhiteOak Capital Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
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What is the current NAV of WhiteOak Capital Banking & Financial Services Fund Direct Growth?
What is the portfolio composition of WhiteOak Capital Banking & Financial Services Fund Direct Growth?
Who manages the WhiteOak Capital Banking & Financial Services Fund Direct Growth?
- Piyush Baranwal
- Ramesh Mantri
- Trupti Agrawal
- Dheeresh Pathak
- Ashish Agrawal
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