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WhiteOak Capital Banking & Financial Services Fund Direct Growth
EquitySector - Financial ServicesVery High Risk
Direct
NAV (24-Sep-26)
₹13.07-2.87%1D
Returns (Since Inception)
10.72%
Rated ★4.3+ on 
Fund Overview
Fund Size
₹665 Cr
Expense Ratio
1.06%
ISIN
INF03VN01860
Minimum SIP
₹500
Exit Load
No Charges
Inception Date
06 Feb 2024
About this fund
WhiteOak Capital Banking & Financial Services Fund Direct Growth is a Sector - Financial Services mutual fund schemes offered by WhiteOak Capital Mutual Fund. This fund has been in existence for 2 years, 7 months and 19 days, having been launched on 06-Feb-24.
As of 24-Sep-26, it has a Net Asset Value (NAV) of ₹13.07, Assets Under Management (AUM) of 665.45 Crores, and an expense ratio of 1.06%.
As of 24-Sep-26, it has a Net Asset Value (NAV) of ₹13.07, Assets Under Management (AUM) of 665.45 Crores, and an expense ratio of 1.06%.
- WhiteOak Capital Banking & Financial Services Fund Direct Growth has given a CAGR return of 10.72% since inception.
- The fund's asset allocation comprises around 99.00% in equities, 0.00% in debts, and 1.00% in cash & cash equivalents.
- You can start investing in WhiteOak Capital Banking & Financial Services Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+1.88%
+4.77% (Cat Avg.)
Since Inception
+10.72%
— (Cat Avg.)
Portfolio Summaryas of 31st August 2026
| Equity | ₹658.79 Cr | 99.00% |
| Others | ₹6.66 Cr | 1.00% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| ICICI Bank Ltd | Equity | ₹86.1 Cr | 12.94% |
| HDFC Bank Ltd | Equity | ₹53 Cr | 7.96% |
| Cash Offset For Derivatives | Cash - General Offset | ₹-43.35 Cr | 6.51% |
| Kotak Mahindra Bank Ltd | Equity | ₹43.01 Cr | 6.46% |
| Axis Bank Ltd | Equity | ₹33.63 Cr | 5.05% |
| State Bank of India | Equity | ₹25.41 Cr | 3.82% |
| Clearing Corporation Of India Ltd | Cash - Repurchase Agreement | ₹24.09 Cr | 3.62% |
| Bajaj Finance Ltd | Equity | ₹21.81 Cr | 3.28% |
| Bajaj Finserv Ltd | Equity | ₹21.11 Cr | 3.17% |
| Five-Star Business Finance Ltd | Equity | ₹17.92 Cr | 2.69% |
| PNB Housing Finance Ltd | Equity | ₹17.26 Cr | 2.59% |
| IIFL Finance Ltd | Equity | ₹17.14 Cr | 2.58% |
| State Bank Of India | Equity - Future | ₹15.88 Cr | 2.39% |
| Multi Commodity Exchange of India Ltd | Equity | ₹15.85 Cr | 2.38% |
| Ujjivan Small Finance Bank Ltd Ordinary Shares | Equity | ₹13.97 Cr | 2.10% |
| Max Financial Services Ltd | Equity | ₹13.69 Cr | 2.06% |
| Cholamandalam Investment and Finance Co Ltd | Equity | ₹12.4 Cr | 1.86% |
| Shriram Finance Ltd | Equity | ₹12.26 Cr | 1.84% |
| City Union Bank Ltd | Equity | ₹11.96 Cr | 1.80% |
| Aditya Birla Capital Ltd | Equity | ₹11.64 Cr | 1.75% |
| Canara HSBC Life Insurance Co Ltd | Equity | ₹10.57 Cr | 1.59% |
| Aye Finance Ltd | Equity | ₹10.08 Cr | 1.51% |
| OnEMI Technology Solutions Ltd | Equity | ₹10.02 Cr | 1.51% |
| Pb Fintech Limited | Equity - Future | ₹8.93 Cr | 1.34% |
| Cholamandalam Financial Holdings Ltd | Equity | ₹8.63 Cr | 1.30% |
| Mahindra & Mahindra Financial Services Ltd | Equity | ₹8.27 Cr | 1.24% |
| Bajaj Holdings and Investment Ltd | Equity | ₹8.27 Cr | 1.24% |
| Repco Home Finance Ltd | Equity | ₹8.13 Cr | 1.22% |
| SBI Life Insurance Co Ltd | Equity | ₹8.04 Cr | 1.21% |
| The Federal Bank Ltd | Equity | ₹7.56 Cr | 1.14% |
| Future on BSE Ltd | Equity - Future | ₹7.4 Cr | 1.11% |
| IndusInd Bank Ltd | Equity | ₹6.87 Cr | 1.03% |
| SBI Funds Management Ltd | Equity | ₹6.54 Cr | 0.98% |
| Fusion Finance Ltd | Equity | ₹6.48 Cr | 0.97% |
| Motilal Oswal Financial Services Ltd | Equity | ₹6.43 Cr | 0.97% |
| India (Republic of) | Bond - Short-term Government Bills | ₹6.05 Cr | 0.91% |
| India (Republic of) | Bond - Short-term Government Bills | ₹5.97 Cr | 0.90% |
| AAVAS Financiers Ltd | Equity | ₹5.94 Cr | 0.89% |
| CARE Ratings Ltd | Equity | ₹5.93 Cr | 0.89% |
| Bank Nifty Index | Equity - Future | ₹5.9 Cr | 0.89% |
| Billionbrains Garage Ventures Ltd | Equity | ₹5.89 Cr | 0.89% |
| National Securities Depository Ltd | Equity | ₹5.84 Cr | 0.88% |
| Manappuram Finance Ltd | Equity | ₹5.44 Cr | 0.82% |
| Aadhar Housing Finance Ltd | Equity | ₹4.93 Cr | 0.74% |
| Bank of India | Equity | ₹4.87 Cr | 0.73% |
| HDFC Life Insurance Co Ltd | Equity | ₹4.82 Cr | 0.72% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹4.74 Cr | 0.71% |
| Tata Capital Ltd | Equity | ₹4.6 Cr | 0.69% |
| One97 Communications Ltd | Equity | ₹4.42 Cr | 0.66% |
| Power Finance Corp Ltd | Equity | ₹4.41 Cr | 0.66% |
| Prudent Corporate Advisory Services Ltd | Equity | ₹4.14 Cr | 0.62% |
| The South Indian Bank Ltd | Equity | ₹4.14 Cr | 0.62% |
| India (Republic of) | Bond - Short-term Government Bills | ₹3.76 Cr | 0.57% |
| 360 One Wam Ltd Ordinary Shares | Equity | ₹3.35 Cr | 0.50% |
| India (Republic of) | Bond - Short-term Government Bills | ₹2.88 Cr | 0.43% |
| Computer Age Management Services Limited | Equity - Future | ₹2.87 Cr | 0.43% |
| India (Republic of) | Bond - Short-term Government Bills | ₹2.5 Cr | 0.38% |
| Future on 360 One Wam Ltd Ordinary Shares | Equity - Future | ₹2.37 Cr | 0.36% |
| CSB Bank Ltd Ordinary Shares | Equity | ₹2.29 Cr | 0.34% |
| PB Fintech Ltd | Equity | ₹2.08 Cr | 0.31% |
| India (Republic of) | Bond - Short-term Government Bills | ₹1.99 Cr | 0.30% |
| Computer Age Management Services Ltd Ordinary Shares | Equity | ₹1.86 Cr | 0.28% |
| BSE Ltd | Equity | ₹1.72 Cr | 0.26% |
| India (Republic of) | Bond - Short-term Government Bills | ₹1.09 Cr | 0.16% |
| 12/11/2026 Maturing 364 DTB | Bond - Gov't/Treasury | ₹0.94 Cr | 0.14% |
| India (Republic of) | Bond - Short-term Government Bills | ₹0.89 Cr | 0.13% |
| Net Receivables / (Payables) | Cash - Collateral | ₹-0.55 Cr | 0.08% |
| India (Republic of) | Bond - Short-term Government Bills | ₹0.4 Cr | 0.06% |
| Edelweiss Financial Services Ltd | Equity | ₹0.02 Cr | 0.00% |
Allocation By Market Cap (Equity)
Large Cap Stocks
53.18%
Mid Cap Stocks
13.85%
Small Cap Stocks
25.95%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹609.16 Cr | 91.54% |
| Technology | ₹6.28 Cr | 0.94% |
Risk & Performance Ratios
Standard Deviation
This fund
--
Cat. avg.
17.07%
Lower the better
Sharpe Ratio
This fund
--
Cat. avg.
0.44
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.66
Higher the better
Fund Managers
Piyush Baranwal
Since February 2024
Ramesh Mantri
Since February 2024
TA
Trupti Agrawal
Since February 2024
DP
Dheeresh Pathak
Since April 2024
AA
Ashish Agrawal
Since January 2025
Additional Scheme Detailsas of 31st August 2026
ISIN INF03VN01860 | Expense Ratio 1.06% | Exit Load No Charges | Fund Size ₹665 Cr | Age 2 years 7 months | Lumpsum Minimum ₹500 | Fund Status Open Ended Investment Company | Benchmark Nifty Financial Services TRI |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Sector - Financial Services Funds
About the AMC
WhiteOak Capital Mutual Fund
Total AUM
₹43,093 Cr
Address
1&2 Senapati Bapat Marg, Elphinstone Road (West) Mumbai Mumbai City, Mumbai
Other Funds by WhiteOak Capital Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
Take control of your wealth
Related Articles
Still got questions?
We're here to help.
What is the current NAV of WhiteOak Capital Banking & Financial Services Fund Direct Growth?
The NAV of WhiteOak Capital Banking & Financial Services Fund Direct Growth, as of 24-Sep-2026, is ₹13.07.
What is the portfolio composition of WhiteOak Capital Banking & Financial Services Fund Direct Growth?
The fund's allocation of assets is distributed as 99.00% in equities, 0.00% in bonds, and 1.00% in cash and cash equivalents.
Who manages the WhiteOak Capital Banking & Financial Services Fund Direct Growth?
The fund managers responsible for WhiteOak Capital Banking & Financial Services Fund Direct Growth are:-
- Piyush Baranwal
- Ramesh Mantri
- Trupti Agrawal
- Dheeresh Pathak
- Ashish Agrawal
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Pvt. Ltd. is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
