SBI Overnight Fund Regular Growth

Fund Overview

Fund Size

₹26,839 Cr

Expense Ratio

0.14%

ISIN

INF200K01LQ9

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

01 Oct 2002

About this fund

SBI Overnight Fund Regular Growth is a Overnight mutual fund schemes offered by SBI Mutual Fund. This fund has been in existence for 23 years, 9 months and 12 days, having been launched on 01-Oct-02.
As of 12-Jul-26, it has a Net Asset Value (NAV) of ₹4382.59, Assets Under Management (AUM) of 26838.59 Crores, and an expense ratio of 0.14%.

SBI Overnight Fund Regular Growth has given a CAGR return of 6.41% since inception.
The fund's asset allocation comprises around 0.00% in equities, 6.36% in debts, and 93.64% in cash & cash equivalents.
You can start investing in SBI Overnight Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+5.24%

— (Cat Avg.)

3 Years

+6.06%

— (Cat Avg.)

5 Years

+5.53%

— (Cat Avg.)

10 Years

+5.30%

— (Cat Avg.)

Since Inception

+6.41%

— (Cat Avg.)

Portfolio Summaryas of 30th June 2026

Debt	₹1,706.3 Cr	6.36%
Others	₹25,132.29 Cr	93.64%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Treps	Cash - Repurchase Agreement	₹23,439.93 Cr	87.34%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹854.48 Cr	3.18%
ICICI Bank Limited	Bond - Corporate Bond	₹451.01 Cr	1.68%
L&T Finance Ltd.	Cash - Commercial Paper	₹425 Cr	1.58%
HDFC Bank Limited	Bond - Corporate Bond	₹400.81 Cr	1.49%
Tbill	Bond - Gov't/Treasury	₹299.66 Cr	1.12%
Net Receivable / Payable	Cash - Collateral	₹-254.93 Cr	0.95%
17/07/2026 Maturing 182 DTB	Bond - Gov't/Treasury	₹249.44 Cr	0.93%
23/07/2026 Maturing 182 DTB	Bond - Gov't/Treasury	₹249.23 Cr	0.93%
Tbill	Bond - Gov't/Treasury	₹248.98 Cr	0.93%
Axis Securities Limited	Cash - Commercial Paper	₹125 Cr	0.47%
National Bank For Agriculture And Rural Development	Cash - Commercial Paper	₹125 Cr	0.47%
02/07/2026 Maturing 364 DTB	Bond - Gov't/Treasury	₹124.98 Cr	0.47%
Axis Finance Ltd.	Cash - Commercial Paper	₹100 Cr	0.37%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Cash - Repurchase Agreement	₹23,439.93 Cr	87.34%
Bond - Corporate Bond	₹1,706.3 Cr	6.36%
Bond - Gov't/Treasury	₹1,172.28 Cr	4.37%
Cash - Commercial Paper	₹775 Cr	2.89%
Cash - Collateral	₹-254.93 Cr	0.95%

Risk & Performance Ratios

Fund Managers

Ranjana Gupta

Since December 2024

Additional Scheme Detailsas of 30th June 2026

ISIN

INF200K01LQ9

Expense Ratio

0.14%

Exit Load

No Charges

Fund Size

₹26,839 Cr

Age

23 years 9 months

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

CRISIL Overnight Index TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Overnight Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Choice Overnight Fund Regular Growth Low Risk	-	0.0%	-	-
Choice Overnight Fund Direct Growth Low Risk	-	0.0%	-	-
Edelweiss Nifty 1D Rate Liquid ETF - Growth Low Risk	0.2%	-	₹50.93 Cr	-
SBI NIFTY 1D Rate Liquid ETF - Growth Low Risk	0.2%	-	₹76.27 Cr	-
Nippon India Nifty 1D Rate Liquid ETF Low Risk	0.4%	-	₹111.84 Cr	-
360 ONE Overnight Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹1137.30 Cr	5.4%
360 ONE Overnight Fund Regular Growth Low to Moderate Risk	0.1%	0.0%	₹1137.30 Cr	5.4%
JioBlackRock Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹1009.53 Cr	5.3%
Angel One Nifty 1D Rate Liquid ETF - Growth Low Risk	0.3%	-	₹304.18 Cr	5.1%
Zerodha Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹165.35 Cr	5.2%
HDFC Nifty 1D Rate Liquid ETF - Growth Low Risk	0.2%	-	₹115.12 Cr	4.9%
Mirae Asset Nifty 1D Rate Liquid ETF Low Risk	0.1%	-	₹681.75 Cr	5.1%
JM Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹309.87 Cr	5.2%
JM Overnight Fund Regular Growth Low Risk	0.1%	0.0%	₹309.87 Cr	5.1%
Groww Nifty 1D Rate Liquid ETF Low Risk	0.3%	-	₹122.55 Cr	4.8%
Shriram Nifty 1D Rate Liquid ETF Low Risk	0.5%	-	₹38.59 Cr	4.8%
Bajaj Finserv Nifty 1D Rate Liquid ETF Low Risk	0.2%	-	₹670.28 Cr	4.9%
Zerodha Nifty 1D Rate Liquid ETF Low Risk	0.2%	-	₹9633.37 Cr	5.1%
SBI NIFTY 1D Rate ETF Low Risk	0.3%	-	₹49.36 Cr	3.4%
Helios Overnight Fund Regular Growth Low Risk	0.2%	0.0%	₹224.17 Cr	5.1%
Helios Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹224.17 Cr	5.2%
Baroda BNP Paribas Overnight Fund Regular Growth Low Risk	0.1%	0.0%	₹1255.10 Cr	5.3%
Baroda BNP Paribas Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹1255.10 Cr	5.4%
PGIM India Overnight Fund Regular Growth Low Risk	0.2%	0.0%	₹63.33 Cr	5.2%
PGIM India Overnight Fund Direct Growth Low Risk	0.2%	0.0%	₹63.33 Cr	5.2%
Bandhan Overnight Fund Direct Growth Low Risk	0.0%	0.0%	₹813.28 Cr	5.3%
Bandhan Overnight Fund Regular Growth Low Risk	0.1%	0.0%	₹813.28 Cr	5.2%
DSP Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹3002.41 Cr	5.3%
DSP Overnight Fund Regular Growth Low Risk	0.1%	0.0%	₹3002.41 Cr	5.3%
JM Overnight Fund Regular Growth Low Risk	0.1%	0.0%	₹200.81 Cr	6.7%
JM Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹200.81 Cr	6.8%
Canara Robeco Overnight Fund Regular Growth Low Risk	0.1%	0.0%	₹418.49 Cr	5.3%
Canara Robeco Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹418.49 Cr	5.3%
Edelweiss Overnight Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹192.04 Cr	5.3%
Edelweiss Overnight Fund Regular Growth Low to Moderate Risk	0.1%	0.0%	₹192.04 Cr	5.3%
Mahindra Manulife Overnight Fund Regular Growth Low Risk	0.2%	0.0%	₹83.71 Cr	5.2%
Mahindra Manulife Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹83.71 Cr	5.3%
NJ Overnight Fund Regular Growth Low Risk	0.1%	0.0%	₹388.58 Cr	5.2%
NJ Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹388.58 Cr	5.3%
Shriram Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹86.84 Cr	5.3%
Shriram Overnight Fund Regular Growth Low Risk	0.2%	0.0%	₹86.84 Cr	5.3%
HSBC Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹4680.62 Cr	5.3%
HSBC Overnight Fund Regular Growth Low Risk	0.1%	0.0%	₹4680.62 Cr	5.3%
UTI Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹4264.27 Cr	5.3%
Bajaj Finserv Overnight Fund Regular Growth Low to Moderate Risk	0.1%	0.0%	₹948.48 Cr	5.3%
Bajaj Finserv Overnight Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹948.48 Cr	5.4%
Aditya BSL Overnight Fund Direct Growth Low Risk	0.0%	0.0%	₹9420.17 Cr	5.3%
Aditya BSL Overnight Fund Regular Growth Low Risk	0.1%	0.0%	₹9420.17 Cr	5.2%
Franklin India Overnight Fund Regular Growth Low to Moderate Risk	0.1%	0.0%	₹1120.28 Cr	5.4%
Franklin India Overnight Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹1120.28 Cr	5.4%

About the AMC

SBI Mutual Fund

022 - 61793000

https://www.sbimf.com/

Total AUM

₹12,88,262 Cr

Address

C-38 & 39, G Block, Bandra Kurla Complex, Mumbai, 400 051

Other Funds by SBI Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
SBI CRISIL IBX SDL Index June 2034 Index Fund Direct Growth Moderate Risk	-	0.0%	-	-
SBI CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Index Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹47.58 Cr	-
SBI Nifty G-sec Jul 2031 Index Fund Direct Growth Moderate Risk	0.2%	0.0%	₹19.11 Cr	-
SBI CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹232.49 Cr	-
SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹555.09 Cr	-
SBI Quality Fund Direct Growth Very High Risk	0.8%	1.0%	₹2399.88 Cr	-
Magnum Hybrid Long Short Fund Direct Growth Low to Moderate Risk	0.5%	0.0%	₹3454.26 Cr	-
SBI Dynamic Asset Allocation Active FoF Direct Growth High Risk	0.4%	1.0%	₹2330.06 Cr	-
SBI Nifty100 Low Volatility 30 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹59.51 Cr	-
SBI Nifty200 Momentum 30 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹127.59 Cr	-2.9%
SBI NIFTY 200 Quality 30 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹312.47 Cr	-3.5%
SBI Income Plus Arbitrage Active FOF Direct Growth Moderate Risk	0.1%	0.0%	₹1824.71 Cr	5.7%
SBI BSE PSU Bank Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹348.33 Cr	19.2%
SBI Nifty IT Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹97.99 Cr	-25.6%
SBI Nifty Bank Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹196.88 Cr	2.6%
SBI Quant Fund Direct Growth Very High Risk	0.9%	0.0%	₹3001.39 Cr	-0.3%
SBI Nifty India Consumption Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹263.82 Cr	0.4%
SBI Nifty 500 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹775.66 Cr	0.1%
SBI Innovative Opportunities Fund Direct Growth Very High Risk	0.9%	1.0%	₹5152.16 Cr	5.9%
SBI Silver ETF Fund of Fund Direct Growth Very High Risk	0.3%	1.0%	₹3678.70 Cr	102.5%
SBI Automotive Opportunities Fund Direct Growth Very High Risk	0.9%	1.0%	₹5380.09 Cr	25.5%
SBI Energy Opportunities Fund Direct Growth Very High Risk	0.8%	1.0%	₹8712.01 Cr	3.2%
SBI Fixed Maturity Plan Series 92 91 Days Direct Growth Moderate Risk	-	0.0%	-	-
SBI Nifty50 Equal Weight Index Fund Direct Growth Very High Risk	0.5%	0.0%	₹1050.87 Cr	3.8%
SBI Fixed Maturity Plan (FMP) - Series 91 (90 Days) Direct Growth Moderately High risk	-	0.0%	-	-
SBI Debt Fund Series C 24 Direct Growth Low to Moderate Risk	-	0.0%	-	4.4%
SBI Fixed Maturity Plan (FMP) - Series 47 (1434 Days) Direct Growth Low Risk	-	0.0%	₹144.26 Cr	7.0%
SBI Fixed Maturity Plan Series 41 1498 Days Direct Growth Low Risk	-	0.0%	₹915.41 Cr	7.0%
SBI Long Term Advantage Fund Series II Direct Growth Very High Risk	-	0.0%	₹34.17 Cr	6.8%
SBI Debt Fund Series C 25 Direct Growth Low to Moderate Risk	-	0.0%	-	5.1%
SBI Fixed Maturity Plan (FMP) - Series 60 (1878 Days) Direct Growth Low to Moderate Risk	-	0.0%	₹264.17 Cr	6.0%
SBI Fixed Maturity Plan (FMP) - Series 74 1243 Days Direct Growth Low to Moderate Risk	-	-	₹154.11 Cr	5.7%
SBI Fixed Maturity Plan Series 78 1170 Days Direct Growth Low to Moderate Risk	-	0.0%	₹122.06 Cr	5.9%
SBI Fixed Maturity Plan Series 66 1361 Days Direct Growth Moderate Risk	-	0.0%	₹662.46 Cr	6.0%
SBI Fixed Maturity Plan Series 57 1835 Days Direct Growth Low Risk	-	-	₹274.23 Cr	5.8%
SBI Fixed Maturity Plan (FMP) - Series 80 366 Days Direct Growth Moderate Risk	-	0.0%	-	7.6%
SBI Fixed Maturity Plan Series 1 3668 Days Direct Growth Moderate Risk	-	0.0%	₹51.07 Cr	5.5%
SBI Fixed Maturity Plan Series 81 1157 Days Direct Growth Low Risk	-	0.0%	₹399.49 Cr	5.8%
SBI Fixed Maturity Plan (FMP) - Series 49 (1823 Days) Direct Growth Low Risk	-	0.0%	₹419.19 Cr	5.7%
SBI Fixed Maturity Plan (FMP) - Series 75 (366 Days) Direct Growth Moderate Risk	-	-	-	7.5%
SBI Fixed Maturity Plan Series 46 1850 Days Direct Growth Low Risk	-	0.0%	₹140.37 Cr	5.5%
SBI Fixed Maturity Plan Series 53 1839 Days Direct Growth Low Risk	-	-	₹330.67 Cr	5.8%
SBI Long Term Advantage Fund Series I Direct Growth Low Risk	-	0.0%	₹49.50 Cr	17.1%
SBI Fixed Maturity Plan Series 79 1130 Days Direct Growth Low Risk	-	0.0%	₹79.97 Cr	6.1%
SBI Long Term Advantage Fund Series VI Direct Growth Very High Risk	-	0.0%	₹250.68 Cr	-1.5%
SBI Fixed Maturity Plan Series 76 1221 Days Direct Growth Low Risk	-	-	₹161.44 Cr	5.6%
SBI Tax Advantage Fund Series III Direct Growth Very High Risk	-	0.0%	₹33.26 Cr	32.0%
SBI Fixed Maturity Plan Series 73 1226 Days Direct Growth Low Risk	-	-	₹196.01 Cr	6.1%
SBI Fixed Maturity Plan Series 44 1855 Days Direct Growth Low Risk	-	0.0%	₹410.59 Cr	5.6%
SBI Fixed Maturity Plan Series 65 367 Days Direct Growth Low to Moderate Risk	-	0.0%	-	-

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What is the current NAV of SBI Overnight Fund Regular Growth?

The NAV of SBI Overnight Fund Regular Growth, as of 12-Jul-2026, is ₹4382.59.

What are the returns of SBI Overnight Fund Regular Growth?

The fund has generated 5.24% over the last 1 year and 6.06% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of SBI Overnight Fund Regular Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 6.36% in bonds, and 93.64% in cash and cash equivalents.

Who manages the SBI Overnight Fund Regular Growth?

The fund managers responsible for SBI Overnight Fund Regular Growth are:-

Ranjana Gupta

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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SBI Overnight Fund Regular Growth

Fund Overview