Dezerv

Fund Overview

Fund Size

Fund Size

₹29,667 Cr

Expense Ratio

Expense Ratio

1.58%

ISIN

ISIN

INF200K01495

Minimum SIP

Minimum SIP

₹500

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

31 Mar 1993

About this fund

SBI Long Term Equity Fund Regular Growth is a ELSS (Tax Savings) mutual fund schemes offered by SBI Mutual Fund. This fund has been in existence for 32 years, 2 months and 19 days, having been launched on 31-Mar-93.
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹432.89, Assets Under Management (AUM) of 29667.41 Crores, and an expense ratio of 1.58%.
  • SBI Long Term Equity Fund Regular Growth has given a CAGR return of 12.41% since inception.
  • The fund's asset allocation comprises around 91.88% in equities, 0.00% in debts, and 8.12% in cash & cash equivalents.
  • You can start investing in SBI Long Term Equity Fund Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+3.08%

+3.80% (Cat Avg.)

3 Years

+30.05%

+22.68% (Cat Avg.)

5 Years

+28.39%

+24.09% (Cat Avg.)

10 Years

+14.47%

+14.51% (Cat Avg.)

Since Inception

+12.41%

(Cat Avg.)

Portfolio Summaryas of 31st May 2025

Equity27,259.5 Cr91.88%
Others2,407.91 Cr8.12%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
HDFC Bank LtdEquity2,779.89 Cr9.37%
TrepsCash - Repurchase Agreement2,343.69 Cr7.90%
Reliance Industries LtdEquity1,602.09 Cr5.40%
ICICI Bank LtdEquity1,072.24 Cr3.61%
Tata Steel LtdEquity998.32 Cr3.37%
ITC LtdEquity895.25 Cr3.02%
Cipla LtdEquity893.86 Cr3.01%
Axis Bank LtdEquity771.75 Cr2.60%
Torrent Power LtdEquity770.93 Cr2.60%
Hexaware Technologies Ltd Ordinary SharesEquity763.56 Cr2.57%
State Bank of IndiaEquity758.33 Cr2.56%
Kotak Mahindra Bank LtdEquity757.27 Cr2.55%
Mahindra & Mahindra LtdEquity748.69 Cr2.52%
Tech Mahindra LtdEquity595.05 Cr2.01%
Tata Motors LtdEquity574.86 Cr1.94%
Bharti Airtel LtdEquity568.66 Cr1.92%
Cummins India LtdEquity543.55 Cr1.83%
Lupin LtdEquity526.21 Cr1.77%
Infosys LtdEquity522.1 Cr1.76%
Tata Consultancy Services LtdEquity519.51 Cr1.75%
AIA Engineering LtdEquity519.21 Cr1.75%
GAIL (India) LtdEquity502.85 Cr1.69%
HDFC Asset Management Co LtdEquity485.2 Cr1.64%
Mahindra & Mahindra Financial Services LtdEquity476.49 Cr1.61%
Sundaram Clayton LtdEquity476.08 Cr1.60%
ICICI Prudential Life Insurance Co LtdEquity457.38 Cr1.54%
FSN E-Commerce Ventures LtdEquity447.17 Cr1.51%
Bharat Petroleum Corp LtdEquity445.2 Cr1.50%
Wipro LtdEquity407.32 Cr1.37%
Oil & Natural Gas Corp LtdEquity406.98 Cr1.37%
Petronet LNG LtdEquity350.38 Cr1.18%
TVS Holdings LtdEquity318.53 Cr1.07%
Hindalco Industries LtdEquity313.53 Cr1.06%
Punjab National BankEquity295.14 Cr0.99%
Fortis Healthcare LtdEquity288.17 Cr0.97%
Rallis India LtdEquity276.99 Cr0.93%
Godrej Consumer Products LtdEquity246.28 Cr0.83%
Grindwell Norton LtdEquity241.36 Cr0.81%
United Breweries LtdEquity241.09 Cr0.81%
Life Insurance Corporation of IndiaEquity224.09 Cr0.76%
Mahindra Lifespace Developers LtdEquity219.08 Cr0.74%
Delhivery LtdEquity216.37 Cr0.73%
Jubilant Foodworks LtdEquity196.67 Cr0.66%
Coforge LtdEquity195.89 Cr0.66%
Equitas Small Finance Bank Ltd Ordinary SharesEquity193.84 Cr0.65%
Shree Cement LtdEquity191.46 Cr0.65%
Prism Johnson LtdEquity186.52 Cr0.63%
Medplus Health Services LtdEquity166.51 Cr0.56%
Sun Pharmaceuticals Industries LtdEquity160.16 Cr0.54%
Chemplast Sanmar LtdEquity157.66 Cr0.53%
HeidelbergCement India LtdEquity151.18 Cr0.51%
Kajaria Ceramics LtdEquity145.29 Cr0.49%
GE Vernova T&D India LtdEquity128.36 Cr0.43%
Berger Paints India LtdEquity124.58 Cr0.42%
Swiggy LtdEquity121.52 Cr0.41%
Larsen & Toubro LtdEquity110.85 Cr0.37%
Balkrishna Industries LtdEquity96.53 Cr0.33%
ACC LtdEquity95.6 Cr0.32%
Sanofi India LtdEquity91.64 Cr0.31%
Sanofi Consumer Healthcare India LtdEquity77.97 Cr0.26%
Sheela Foam LtdEquity55.35 Cr0.19%
Timken India LtdEquity50.63 Cr0.17%
182 DTB 05062025Bond - Gov't/Treasury39.97 Cr0.13%
Net Receivable / PayableCash - Collateral24.24 Cr0.08%
Mahindra Lifespace Developers Ltd.Equity - Warrants/Rights (Call)21.29 Cr0.07%
Mahindra &Mah FinEquity15.31 Cr0.05%
LTIMindtree LtdEquity7.73 Cr0.03%

Allocation By Market Cap (Equity)

Large Cap Stocks

61.69%

Mid Cap Stocks

19.88%

Small Cap Stocks

10.20%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services8,271.61 Cr27.88%
Technology3,011.15 Cr10.15%
Energy2,804.65 Cr9.45%
Consumer Cyclical2,559.32 Cr8.63%
Basic Materials2,495.83 Cr8.41%
Industrials2,431.69 Cr8.20%
Healthcare2,204.52 Cr7.43%
Consumer Defensive1,382.62 Cr4.66%
Utilities1,273.77 Cr4.29%
Communication Services568.66 Cr1.92%
Real Estate219.08 Cr0.74%

Risk & Performance Ratios

Standard Deviation

This fund

14.16%

Cat. avg.

14.22%

Lower the better

Sharpe Ratio

This fund

1.32

Cat. avg.

0.86

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.44

Higher the better

Fund Managers

Dinesh Balachandran

Dinesh Balachandran

Since September 2016

Additional Scheme Detailsas of 31st May 2025

ISIN
INF200K01495
Expense Ratio
1.58%
Exit Load
No Charges
Fund Size
₹29,667 Cr
Age
32 years 2 months
Lumpsum Minimum
₹500
Fund Status
Open Ended Investment Company
Benchmark
BSE 500 India TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

  • If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
  • If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
  • Holding the units: No tax is applicable as long as you continue to hold the units.

Dividend Taxation:

Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar ELSS (Tax Savings) Funds

Fund nameExpense RatioExit LoadFund size
1Y
Bajaj Finserv ELSS Tax Saver Fund Regular Growth

Low Risk

2.3%0.0%₹55.57 Cr-
Bajaj Finserv ELSS Tax Saver Fund Direct Growth

Low Risk

0.5%0.0%₹55.57 Cr-
Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹202.42 Cr3.9%
Sundaram Long Term Tax Advantage Fund Series I Regular Growth

High Risk

1.4%0.0%₹19.18 Cr8.0%
Bank of India Midcap Tax Fund Series 1 Direct Growth

Very High Risk

-0.0%₹58.23 Cr-2.2%
SBI Long Term Advantage Fund Series II Regular Growth

Very High Risk

-0.0%₹34.17 Cr6.4%
SBI Long Term Advantage Fund Series II Direct Growth

Very High Risk

-0.0%₹34.17 Cr6.8%
Bank of India Midcap Tax Fund Series 1 Regular Growth

Very High Risk

-0.0%₹58.23 Cr-2.4%
Sundaram Long Term Tax Advantage Fund Series I Direct Growth

High Risk

1.4%0.0%₹19.18 Cr8.1%
Sundaram Long Term Micro Cap Tax Advantage Fund Series V Regular Growth

Very High Risk

1.4%0.0%₹30.17 Cr1.5%

About the AMC

Total AUM

₹11,01,967 Cr

Address

C-38 & 39, G Block, Bandra Kurla Complex, Mumbai, 400 051

Other Funds by SBI Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
SBI Nifty50 Equal Weight Index Fund Direct Growth

Very High Risk

0.5%0.0%₹1006.64 Cr3.7%
SBI Fixed Maturity Plan (FMP) - Series 91 (90 Days) Direct Growth

Moderately High risk

-0.0%--
SBI Debt Fund Series C 24 Direct Growth

Low to Moderate Risk

-0.0%-4.4%
SBI Fixed Maturity Plan (FMP) - Series 47 (1434 Days) Direct Growth

Low Risk

-0.0%₹144.26 Cr7.1%
SBI Fixed Maturity Plan Series 41 1498 Days Direct Growth

Low Risk

-0.0%₹915.41 Cr7.0%
SBI Long Term Advantage Fund Series II Direct Growth

Very High Risk

-0.0%₹34.17 Cr6.8%
SBI Debt Fund Series C 25 Direct Growth

Low to Moderate Risk

-0.0%-5.1%
SBI Fixed Maturity Plan (FMP) - Series 60 (1878 Days) Direct Growth

Low to Moderate Risk

-0.0%₹250.83 Cr9.4%
SBI Fixed Maturity Plan (FMP) - Series 74 1243 Days Direct Growth

Low to Moderate Risk

--₹154.11 Cr8.4%
SBI Fixed Maturity Plan Series 78 1170 Days Direct Growth

Low to Moderate Risk

-0.0%₹122.06 Cr8.2%
SBI Fixed Maturity Plan Series 66 1361 Days Direct Growth

Moderate Risk

-0.0%₹662.46 Cr8.2%
SBI Fixed Maturity Plan Series 57 1835 Days Direct Growth

Low to Moderate Risk

--₹260.28 Cr9.2%
SBI Fixed Maturity Plan (FMP) - Series 80 366 Days Direct Growth

Moderate Risk

-0.0%-7.6%
SBI Fixed Maturity Plan Series 1 3668 Days Direct Growth

Moderate Risk

-0.0%₹49.38 Cr10.9%
SBI Fixed Maturity Plan Series 81 1157 Days Direct Growth

Low to Moderate Risk

-0.0%₹399.49 Cr8.4%
SBI Fixed Maturity Plan (FMP) - Series 49 (1823 Days) Direct Growth

Low to Moderate Risk

-0.0%₹396.12 Cr8.8%
SBI Fixed Maturity Plan (FMP) - Series 75 (366 Days) Direct Growth

Moderate Risk

---7.5%
SBI Fixed Maturity Plan Series 46 1850 Days Direct Growth

Low to Moderate Risk

-0.0%₹132.93 Cr8.5%
SBI Fixed Maturity Plan Series 53 1839 Days Direct Growth

Low to Moderate Risk

--₹312.70 Cr9.0%
SBI Long Term Advantage Fund Series I Direct Growth

Low Risk

-0.0%₹49.50 Cr17.1%
SBI Fixed Maturity Plan Series 79 1130 Days Direct Growth

Low to Moderate Risk

-0.0%₹79.97 Cr8.2%
SBI Long Term Advantage Fund Series VI Direct Growth

Very High Risk

-0.0%₹280.61 Cr0.2%
SBI Fixed Maturity Plan Series 76 1221 Days Direct Growth

Low to Moderate Risk

--₹161.44 Cr8.2%
SBI Tax Advantage Fund Series III Direct Growth

Very High Risk

-0.0%₹33.26 Cr32.0%
SBI Fixed Maturity Plan Series 73 1226 Days Direct Growth

Low to Moderate Risk

--₹196.01 Cr8.3%
SBI Fixed Maturity Plan Series 44 1855 Days Direct Growth

Low to Moderate Risk

-0.0%₹388.53 Cr8.6%
SBI Fixed Maturity Plan Series 65 367 Days Direct Growth

Low to Moderate Risk

-0.0%--
SBI Fixed Maturity Plan (FMP) - Series 58 (1842 Days) Direct Growth

Low to Moderate Risk

--₹254.26 Cr9.1%
SBI Fixed Maturity Plan (FMP) - Series 50 (1843 Days) Direct Growth

Low to Moderate Risk

--₹123.11 Cr8.9%
SBI Fixed Maturity Plan Series 52 1848 Days Direct Growth

Low to Moderate Risk

--₹138.60 Cr8.8%
SBI Fixed Maturity Plan Series 67 1467 Days Direct Growth

Low to Moderate Risk

-0.0%₹569.29 Cr8.6%
SBI Fixed Maturity Plan (FMP) - Series 54 (1842 Days) Direct Growth

Low to Moderate Risk

--₹38.11 Cr9.1%
SBI Fixed Maturity Plan Series 6 3668 Days Direct Growth

Moderate Risk

-0.0%₹35.71 Cr10.9%
SBI Fixed Maturity Plan Series 34 3682 Days Direct Growth

Moderate Risk

--₹28.44 Cr10.9%
SBI Fixed Maturity Plan Series 64 1169 Days Direct Growth

Low Risk

-0.0%₹391.24 Cr7.4%
SBI Fixed Maturity Plan (FMP) - Series 59 (1618 Days) Direct Growth

Low to Moderate Risk

-0.0%₹28.20 Cr8.4%
SBI Long Term Advantage Fund Series III Direct Growth

Very High Risk

-0.0%₹71.36 Cr0.4%
SBI Long Term Advantage Fund Series V Direct Growth

Very High Risk

-0.0%₹381.32 Cr27.0%
SBI Fixed Maturity Plan Series 43 1616 Days Direct Growth

Low to Moderate Risk

-0.0%₹119.41 Cr7.4%
SBI Fixed Maturity Plan Series 45 1840 Days Direct Growth

Moderate Risk

-0.0%₹227.85 Cr8.5%
SBI Fixed Maturity Plan Series 69 367 Days Direct Growth

Moderate Risk

-0.0%-7.6%
SBI Long Term Advantage Fund Series IV Direct Growth

Very High Risk

-0.0%₹206.03 Cr1.1%
SBI Fixed Maturity Plan Series 56 1232 Days Direct Growth

Low Risk

--₹287.30 Cr7.2%
SBI Fixed Maturity Plan (FMP) - Series 48 (1458 Days) Direct Growth

Low Risk

-0.0%₹46.66 Cr7.2%
SBI Fixed Maturity Plan Series 68 1302 Days Direct Growth

Low to Moderate Risk

-0.0%₹188.49 Cr8.2%
SBI Fixed Maturity Plan Series 42 1857 Days Direct Growth

Low to Moderate Risk

-0.0%₹481.32 Cr8.2%
SBI Fixed Maturity Plan Series 63 372 Days Direct Growth

Low to Moderate Risk

-0.0%-6.3%
SBI Fixed Maturity Plan (FMP) - Series 51 (1846 Days) Direct Growth

Low to Moderate Risk

--₹302.13 Cr8.9%
SBI Fixed Maturity Plan (FMP) - Series 71 (364 Days) Direct Growth

Moderate Risk

---7.5%
SBI Fixed Maturity Plan Series (FMP) - 77 (366 Days) Direct Growth

Moderate Risk

-0.0%-7.7%

Risk Level

Your principal amount will be at Very High Risk

Very High Risk
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The NAV of SBI Long Term Equity Fund Regular Growth, as of 18-Jun-2025, is ₹432.89.
The fund has generated 3.08% over the last 1 year and 30.05% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 91.88% in equities, 0.00% in bonds, and 8.12% in cash and cash equivalents.
The fund managers responsible for SBI Long Term Equity Fund Regular Growth are:-
  1. Dinesh Balachandran