SBI Long Term Equity Fund Regular Growth
EquityELSS (Tax Savings)Very High Risk
Regular
NAV (18-Jun-25)
Returns (Since Inception)
Fund Overview
Fund Size
₹29,667 Cr
Expense Ratio
1.58%
ISIN
INF200K01495
Minimum SIP
₹500
Exit Load
No Charges
Inception Date
31 Mar 1993
About this fund
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹432.89, Assets Under Management (AUM) of 29667.41 Crores, and an expense ratio of 1.58%.
- SBI Long Term Equity Fund Regular Growth has given a CAGR return of 12.41% since inception.
- The fund's asset allocation comprises around 91.88% in equities, 0.00% in debts, and 8.12% in cash & cash equivalents.
- You can start investing in SBI Long Term Equity Fund Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+3.08%
+3.80% (Cat Avg.)
3 Years
+30.05%
+22.68% (Cat Avg.)
5 Years
+28.39%
+24.09% (Cat Avg.)
10 Years
+14.47%
+14.51% (Cat Avg.)
Since Inception
+12.41%
— (Cat Avg.)
Portfolio Summaryas of 31st May 2025
| Equity | ₹27,259.5 Cr | 91.88% |
| Others | ₹2,407.91 Cr | 8.12% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| HDFC Bank Ltd | Equity | ₹2,779.89 Cr | 9.37% |
| Treps | Cash - Repurchase Agreement | ₹2,343.69 Cr | 7.90% |
| Reliance Industries Ltd | Equity | ₹1,602.09 Cr | 5.40% |
| ICICI Bank Ltd | Equity | ₹1,072.24 Cr | 3.61% |
| Tata Steel Ltd | Equity | ₹998.32 Cr | 3.37% |
| ITC Ltd | Equity | ₹895.25 Cr | 3.02% |
| Cipla Ltd | Equity | ₹893.86 Cr | 3.01% |
| Axis Bank Ltd | Equity | ₹771.75 Cr | 2.60% |
| Torrent Power Ltd | Equity | ₹770.93 Cr | 2.60% |
| Hexaware Technologies Ltd Ordinary Shares | Equity | ₹763.56 Cr | 2.57% |
| State Bank of India | Equity | ₹758.33 Cr | 2.56% |
| Kotak Mahindra Bank Ltd | Equity | ₹757.27 Cr | 2.55% |
| Mahindra & Mahindra Ltd | Equity | ₹748.69 Cr | 2.52% |
| Tech Mahindra Ltd | Equity | ₹595.05 Cr | 2.01% |
| Tata Motors Ltd | Equity | ₹574.86 Cr | 1.94% |
| Bharti Airtel Ltd | Equity | ₹568.66 Cr | 1.92% |
| Cummins India Ltd | Equity | ₹543.55 Cr | 1.83% |
| Lupin Ltd | Equity | ₹526.21 Cr | 1.77% |
| Infosys Ltd | Equity | ₹522.1 Cr | 1.76% |
| Tata Consultancy Services Ltd | Equity | ₹519.51 Cr | 1.75% |
| AIA Engineering Ltd | Equity | ₹519.21 Cr | 1.75% |
| GAIL (India) Ltd | Equity | ₹502.85 Cr | 1.69% |
| HDFC Asset Management Co Ltd | Equity | ₹485.2 Cr | 1.64% |
| Mahindra & Mahindra Financial Services Ltd | Equity | ₹476.49 Cr | 1.61% |
| Sundaram Clayton Ltd | Equity | ₹476.08 Cr | 1.60% |
| ICICI Prudential Life Insurance Co Ltd | Equity | ₹457.38 Cr | 1.54% |
| FSN E-Commerce Ventures Ltd | Equity | ₹447.17 Cr | 1.51% |
| Bharat Petroleum Corp Ltd | Equity | ₹445.2 Cr | 1.50% |
| Wipro Ltd | Equity | ₹407.32 Cr | 1.37% |
| Oil & Natural Gas Corp Ltd | Equity | ₹406.98 Cr | 1.37% |
| Petronet LNG Ltd | Equity | ₹350.38 Cr | 1.18% |
| TVS Holdings Ltd | Equity | ₹318.53 Cr | 1.07% |
| Hindalco Industries Ltd | Equity | ₹313.53 Cr | 1.06% |
| Punjab National Bank | Equity | ₹295.14 Cr | 0.99% |
| Fortis Healthcare Ltd | Equity | ₹288.17 Cr | 0.97% |
| Rallis India Ltd | Equity | ₹276.99 Cr | 0.93% |
| Godrej Consumer Products Ltd | Equity | ₹246.28 Cr | 0.83% |
| Grindwell Norton Ltd | Equity | ₹241.36 Cr | 0.81% |
| United Breweries Ltd | Equity | ₹241.09 Cr | 0.81% |
| Life Insurance Corporation of India | Equity | ₹224.09 Cr | 0.76% |
| Mahindra Lifespace Developers Ltd | Equity | ₹219.08 Cr | 0.74% |
| Delhivery Ltd | Equity | ₹216.37 Cr | 0.73% |
| Jubilant Foodworks Ltd | Equity | ₹196.67 Cr | 0.66% |
| Coforge Ltd | Equity | ₹195.89 Cr | 0.66% |
| Equitas Small Finance Bank Ltd Ordinary Shares | Equity | ₹193.84 Cr | 0.65% |
| Shree Cement Ltd | Equity | ₹191.46 Cr | 0.65% |
| Prism Johnson Ltd | Equity | ₹186.52 Cr | 0.63% |
| Medplus Health Services Ltd | Equity | ₹166.51 Cr | 0.56% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹160.16 Cr | 0.54% |
| Chemplast Sanmar Ltd | Equity | ₹157.66 Cr | 0.53% |
| HeidelbergCement India Ltd | Equity | ₹151.18 Cr | 0.51% |
| Kajaria Ceramics Ltd | Equity | ₹145.29 Cr | 0.49% |
| GE Vernova T&D India Ltd | Equity | ₹128.36 Cr | 0.43% |
| Berger Paints India Ltd | Equity | ₹124.58 Cr | 0.42% |
| Swiggy Ltd | Equity | ₹121.52 Cr | 0.41% |
| Larsen & Toubro Ltd | Equity | ₹110.85 Cr | 0.37% |
| Balkrishna Industries Ltd | Equity | ₹96.53 Cr | 0.33% |
| ACC Ltd | Equity | ₹95.6 Cr | 0.32% |
| Sanofi India Ltd | Equity | ₹91.64 Cr | 0.31% |
| Sanofi Consumer Healthcare India Ltd | Equity | ₹77.97 Cr | 0.26% |
| Sheela Foam Ltd | Equity | ₹55.35 Cr | 0.19% |
| Timken India Ltd | Equity | ₹50.63 Cr | 0.17% |
| 182 DTB 05062025 | Bond - Gov't/Treasury | ₹39.97 Cr | 0.13% |
| Net Receivable / Payable | Cash - Collateral | ₹24.24 Cr | 0.08% |
| Mahindra Lifespace Developers Ltd. | Equity - Warrants/Rights (Call) | ₹21.29 Cr | 0.07% |
| Mahindra &Mah Fin | Equity | ₹15.31 Cr | 0.05% |
| LTIMindtree Ltd | Equity | ₹7.73 Cr | 0.03% |
Allocation By Market Cap (Equity)
Large Cap Stocks
61.69%
Mid Cap Stocks
19.88%
Small Cap Stocks
10.20%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹8,271.61 Cr | 27.88% |
| Technology | ₹3,011.15 Cr | 10.15% |
| Energy | ₹2,804.65 Cr | 9.45% |
| Consumer Cyclical | ₹2,559.32 Cr | 8.63% |
| Basic Materials | ₹2,495.83 Cr | 8.41% |
| Industrials | ₹2,431.69 Cr | 8.20% |
| Healthcare | ₹2,204.52 Cr | 7.43% |
| Consumer Defensive | ₹1,382.62 Cr | 4.66% |
| Utilities | ₹1,273.77 Cr | 4.29% |
| Communication Services | ₹568.66 Cr | 1.92% |
| Real Estate | ₹219.08 Cr | 0.74% |
Risk & Performance Ratios
Standard Deviation
This fund
14.16%
Cat. avg.
14.22%
Lower the better
Sharpe Ratio
This fund
1.32
Cat. avg.
0.86
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.44
Higher the better
Fund Managers
Dinesh Balachandran
Since September 2016
Additional Scheme Detailsas of 31st May 2025
ISIN | INF200K01495 | Expense Ratio | 1.58% | Exit Load | No Charges | Fund Size | ₹29,667 Cr | Age | 32 years 2 months | Lumpsum Minimum | ₹500 | Fund Status | Open Ended Investment Company | Benchmark | BSE 500 India TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar ELSS (Tax Savings) Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Bajaj Finserv ELSS Tax Saver Fund Regular Growth Low Risk | 2.3% | 0.0% | ₹55.57 Cr | - |
| Bajaj Finserv ELSS Tax Saver Fund Direct Growth Low Risk | 0.5% | 0.0% | ₹55.57 Cr | - |
| Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund Direct Growth Very High Risk | 0.3% | 0.0% | ₹202.42 Cr | 3.9% |
| Sundaram Long Term Tax Advantage Fund Series I Regular Growth High Risk | 1.4% | 0.0% | ₹19.18 Cr | 8.0% |
| Bank of India Midcap Tax Fund Series 1 Direct Growth Very High Risk | - | 0.0% | ₹58.23 Cr | -2.2% |
| SBI Long Term Advantage Fund Series II Regular Growth Very High Risk | - | 0.0% | ₹34.17 Cr | 6.4% |
| SBI Long Term Advantage Fund Series II Direct Growth Very High Risk | - | 0.0% | ₹34.17 Cr | 6.8% |
| Bank of India Midcap Tax Fund Series 1 Regular Growth Very High Risk | - | 0.0% | ₹58.23 Cr | -2.4% |
| Sundaram Long Term Tax Advantage Fund Series I Direct Growth High Risk | 1.4% | 0.0% | ₹19.18 Cr | 8.1% |
| Sundaram Long Term Micro Cap Tax Advantage Fund Series V Regular Growth Very High Risk | 1.4% | 0.0% | ₹30.17 Cr | 1.5% |
About the AMC
Total AUM
₹11,01,967 Cr
Address
C-38 & 39, G Block, Bandra Kurla Complex, Mumbai, 400 051
Other Funds by SBI Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
Unlock Expert Insights!
Related Articles
Still got questions?
We're here to help.
What is the current NAV of SBI Long Term Equity Fund Regular Growth?
What are the returns of SBI Long Term Equity Fund Regular Growth?
What is the portfolio composition of SBI Long Term Equity Fund Regular Growth?
Who manages the SBI Long Term Equity Fund Regular Growth?
- Dinesh Balachandran
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.