PGIM India ELSS Tax Saver Fund Regular Growth
EquityELSS (Tax Savings)Very High Risk
Regular
NAV (25-Jul-24)
₹33.52-0.09%1D
Returns (Since Inception)
15.06%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹739 Cr
Expense Ratio
2.27%
ISIN
INF663L01FQ8
Minimum SIP
₹500
Exit Load
No Charges
Inception Date
11 Dec 2015
About this fund
PGIM India ELSS Tax Saver Fund Regular Growth is a ELSS (Tax Savings) mutual fund schemes offered by PGIM India Mutual Fund. This fund has been in existence for 8 years, 7 months and 15 days, having been launched on 11-Dec-15.
As of 25-Jul-24, it has a Net Asset Value (NAV) of ₹33.52, Assets Under Management (AUM) of 739.46 Crores, and an expense ratio of 2.27%.
As of 25-Jul-24, it has a Net Asset Value (NAV) of ₹33.52, Assets Under Management (AUM) of 739.46 Crores, and an expense ratio of 2.27%.
- PGIM India ELSS Tax Saver Fund Regular Growth has given a CAGR return of 15.06% since inception.
- The fund's asset allocation comprises around 98.42% in equities, 0.00% in debts, and 1.58% in cash & cash equivalents.
- You can start investing in PGIM India ELSS Tax Saver Fund Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+23.05%
+37.41% (Cat Avg.)
3 Years
+16.14%
+19.51% (Cat Avg.)
5 Years
+19.11%
+21.13% (Cat Avg.)
Since Inception
+15.06%
— (Cat Avg.)
Portfolio Summaryas of 30th June 2024
| Equity | ₹727.74 Cr | 98.42% |
| Others | ₹11.72 Cr | 1.58% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| HDFC Bank Ltd | Equity | ₹52.33 Cr | 7.08% |
| ICICI Bank Ltd | Equity | ₹43.76 Cr | 5.92% |
| Reliance Industries Ltd | Equity | ₹39 Cr | 5.27% |
| Axis Bank Ltd | Equity | ₹33.66 Cr | 4.55% |
| Avenue Supermarts Ltd | Equity | ₹22.03 Cr | 2.98% |
| Tata Consultancy Services Ltd | Equity | ₹20.85 Cr | 2.82% |
| Larsen & Toubro Ltd | Equity | ₹20.02 Cr | 2.71% |
| Cholamandalam Investment and Finance Co Ltd | Equity | ₹18.89 Cr | 2.55% |
| Varun Beverages Ltd | Equity | ₹18.62 Cr | 2.52% |
| Bharti Airtel Ltd | Equity | ₹18.17 Cr | 2.46% |
| Hindustan Aeronautics Ltd Ordinary Shares | Equity | ₹16.74 Cr | 2.26% |
| Kotak Mahindra Bank Ltd | Equity | ₹15.14 Cr | 2.05% |
| UNO Minda Ltd | Equity | ₹14.84 Cr | 2.01% |
| UltraTech Cement Ltd | Equity | ₹14.68 Cr | 1.99% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹14.38 Cr | 1.95% |
| Dixon Technologies (India) Ltd | Equity | ₹14.37 Cr | 1.94% |
| Mankind Pharma Ltd | Equity | ₹13.68 Cr | 1.85% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹13.3 Cr | 1.80% |
| Zomato Ltd | Equity | ₹13.26 Cr | 1.79% |
| Coforge Ltd | Equity | ₹11.6 Cr | 1.57% |
| Havells India Ltd | Equity | ₹11.41 Cr | 1.54% |
| Max Healthcare Institute Ltd Ordinary Shares | Equity | ₹11.02 Cr | 1.49% |
| Indraprastha Gas Ltd | Equity | ₹10.28 Cr | 1.39% |
| Persistent Systems Ltd | Equity | ₹10.18 Cr | 1.38% |
| Clearing Corporation Of India Ltd. | Cash - Repurchase Agreement | ₹10.08 Cr | 1.36% |
| InterGlobe Aviation Ltd | Equity | ₹9.52 Cr | 1.29% |
| Tube Investments of India Ltd Ordinary Shares | Equity | ₹9.28 Cr | 1.25% |
| Central Depository Services (India) Ltd | Equity | ₹8.76 Cr | 1.18% |
| Titan Co Ltd | Equity | ₹8.63 Cr | 1.17% |
| Sona BLW Precision Forgings Ltd | Equity | ₹8.61 Cr | 1.16% |
| Aarti Industries Ltd | Equity | ₹8.33 Cr | 1.13% |
| Phoenix Mills Ltd | Equity | ₹8.22 Cr | 1.11% |
| J.B. Chemicals & Pharmaceuticals Ltd | Equity | ₹8.14 Cr | 1.10% |
| United Spirits Ltd | Equity | ₹8.04 Cr | 1.09% |
| Praj Industries Ltd | Equity | ₹8.02 Cr | 1.08% |
| CG Power & Industrial Solutions Ltd | Equity | ₹7.75 Cr | 1.05% |
| Blue Star Ltd | Equity | ₹7.07 Cr | 0.96% |
| Maruti Suzuki India Ltd | Equity | ₹6.72 Cr | 0.91% |
| Infosys Ltd | Equity | ₹6.66 Cr | 0.90% |
| Multi Commodity Exchange of India Ltd | Equity | ₹6.52 Cr | 0.88% |
| SBI Life Insurance Company Limited | Equity | ₹6.46 Cr | 0.87% |
| Triveni Turbine Ltd | Equity | ₹6.39 Cr | 0.86% |
| Ratnamani Metals & Tubes Ltd | Equity | ₹6.32 Cr | 0.85% |
| Poonawalla Fincorp Ltd | Equity | ₹6.19 Cr | 0.84% |
| Nestle India Ltd | Equity | ₹6.12 Cr | 0.83% |
| Bharat Electronics Ltd | Equity | ₹5.93 Cr | 0.80% |
| Equitas Small Finance Bank Ltd Ordinary Shares | Equity | ₹5.85 Cr | 0.79% |
| Syngene International Ltd | Equity | ₹5.68 Cr | 0.77% |
| SRF Ltd | Equity | ₹5.68 Cr | 0.77% |
| Happiest Minds Technologies Ltd Ordinary Shares | Equity | ₹5.6 Cr | 0.76% |
| Motherson Sumi Wiring India Ltd | Equity | ₹5.4 Cr | 0.73% |
| Navin Fluorine International Ltd | Equity | ₹5.36 Cr | 0.73% |
| Devyani International Ltd | Equity | ₹5.26 Cr | 0.71% |
| Grindwell Norton Ltd | Equity | ₹5.26 Cr | 0.71% |
| Mphasis Ltd | Equity | ₹5.24 Cr | 0.71% |
| Krishna Institute of Medical Sciences Ltd | Equity | ₹5.06 Cr | 0.68% |
| CreditAccess Grameen Ltd Ordinary Shares | Equity | ₹4.91 Cr | 0.66% |
| IndiaMART InterMESH Ltd | Equity | ₹4.46 Cr | 0.60% |
| Landmark Cars Ltd | Equity | ₹4.14 Cr | 0.56% |
| Vedant Fashions Ltd | Equity | ₹4.1 Cr | 0.55% |
| DOMS Industries Ltd | Equity | ₹3.98 Cr | 0.54% |
| Astral Ltd | Equity | ₹3.65 Cr | 0.49% |
| Go Digit General Insurance Ltd | Equity | ₹3.39 Cr | 0.46% |
| Honasa Consumer Ltd | Equity | ₹3.33 Cr | 0.45% |
| Page Industries Ltd | Equity | ₹3.33 Cr | 0.45% |
| Abbott India Ltd | Equity | ₹3.15 Cr | 0.43% |
| Vinati Organics Ltd | Equity | ₹3.09 Cr | 0.42% |
| Metro Brands Ltd | Equity | ₹1.96 Cr | 0.27% |
| India (Republic of) | Bond - Short-term Government Bills | ₹0.99 Cr | 0.13% |
| Net Receivables / (Payables) | Cash | ₹0.65 Cr | 0.09% |
Allocation By Market Cap (Equity)
Large Cap Stocks
62.70%
Mid Cap Stocks
21.67%
Small Cap Stocks
13.58%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹220.23 Cr | 29.78% |
| Industrials | ₹115 Cr | 15.55% |
| Consumer Cyclical | ₹76.25 Cr | 10.31% |
| Technology | ₹74.49 Cr | 10.07% |
| Healthcare | ₹60.04 Cr | 8.12% |
| Consumer Defensive | ₹58.14 Cr | 7.86% |
| Basic Materials | ₹43.46 Cr | 5.88% |
| Energy | ₹39 Cr | 5.27% |
| Communication Services | ₹22.63 Cr | 3.06% |
| Utilities | ₹10.28 Cr | 1.39% |
| Real Estate | ₹8.22 Cr | 1.11% |
Risk & Performance Ratios
Standard Deviation
This fund
11.81%
Cat. avg.
12.52%
Lower the better
Sharpe Ratio
This fund
0.90
Cat. avg.
0.97
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.80
Higher the better
Fund Managers
Bhupesh Kalyani
Since April 2023
VP
Vinay Paharia
Since April 2023
UM
Utsav Mehta
Since April 2024
VS
Vivek Sharma
Since April 2024
Additional Scheme Detailsas of 30th June 2024
ISIN | INF663L01FQ8 | Expense Ratio | 2.27% | Exit Load | No Charges | Fund Size | ₹739 Cr | Age | 11 Dec 2015 | Lumpsum Minimum | ₹500 | Fund Status | Open Ended Investment Company | Benchmark | Nifty 500 TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Withdrawal within 1 year
Flat 15% tax on realised gains (STCG - short term capital gains)
Withdrawal after 1 year
10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)
Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar ELSS (Tax Savings) Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Tata India Tax Savings Fund Direct Growth Very High Risk | 0.7% | 0.0% | ₹4551.18 Cr | 34.0% |
| Tata India Tax Savings Fund Regular Growth Very High Risk | 1.8% | 0.0% | ₹4551.18 Cr | 32.5% |
| Axis Long Term Equity Fund Regular Growth Very High Risk | 1.5% | 0.0% | ₹37106.30 Cr | 29.4% |
| Parag Parikh Tax Saver Fund Direct Growth Very High Risk | 0.6% | 0.0% | ₹3731.20 Cr | 36.0% |
| Parag Parikh Tax Saver Fund Regular Growth Very High Risk | 1.7% | 0.0% | ₹3731.20 Cr | 34.5% |
| Shriram Long Term Equity Fund Direct Growth Very High Risk | 0.8% | 0.0% | ₹54.22 Cr | 41.8% |
| Shriram Long Term Equity Fund Regular Growth Very High Risk | 2.3% | 0.0% | ₹54.22 Cr | 39.5% |
| ITI Long Term Equity Fund Direct Growth Very High Risk | 0.5% | 0.0% | ₹363.38 Cr | 55.5% |
| ITI Long Term Equity Fund Regular Growth Very High Risk | 2.3% | 0.0% | ₹363.38 Cr | 52.7% |
| Sundaram Diversified Equity Regular Growth Very High Risk | 2.2% | 0.0% | ₹1649.12 Cr | 25.5% |
About the AMC
Total AUM
₹23,364 Cr
Address
Nirlon House, 2nd Floor, Mumbai, 400 030
Other Funds by PGIM India Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
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What is the current NAV of PGIM India ELSS Tax Saver Fund Regular Growth?
The NAV of PGIM India ELSS Tax Saver Fund Regular Growth, as of 25-Jul-2024, is ₹33.52.
What are the returns of PGIM India ELSS Tax Saver Fund Regular Growth?
The fund has generated 23.05% over the last 1 year and 16.14% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of PGIM India ELSS Tax Saver Fund Regular Growth?
The fund's allocation of assets is distributed as 98.42% in equities, 0.00% in bonds, and 1.58% in cash and cash equivalents.
Who manages the PGIM India ELSS Tax Saver Fund Regular Growth?
The fund managers responsible for PGIM India ELSS Tax Saver Fund Regular Growth are:-
- Bhupesh Kalyani
- Vinay Paharia
- Utsav Mehta
- Vivek Sharma
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.