PGIM India ELSS Tax Saver Fund Regular Growth
EquityELSS (Tax Savings)Very High Risk
Regular
NAV (18-Jun-25)
Returns (Since Inception)
Fund Overview
Fund Size
₹772 Cr
Expense Ratio
2.25%
ISIN
INF663L01FQ8
Minimum SIP
₹500
Exit Load
No Charges
Inception Date
11 Dec 2015
About this fund
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹34.48, Assets Under Management (AUM) of 772.34 Crores, and an expense ratio of 2.25%.
- PGIM India ELSS Tax Saver Fund Regular Growth has given a CAGR return of 13.89% since inception.
- The fund's asset allocation comprises around 97.39% in equities, 0.13% in debts, and 2.48% in cash & cash equivalents.
- You can start investing in PGIM India ELSS Tax Saver Fund Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+5.09%
+3.80% (Cat Avg.)
3 Years
+18.22%
+22.68% (Cat Avg.)
5 Years
+22.25%
+24.09% (Cat Avg.)
Since Inception
+13.89%
— (Cat Avg.)
Portfolio Summaryas of 31st May 2025
| Equity | ₹752.22 Cr | 97.39% |
| Debt | ₹0.98 Cr | 0.13% |
| Others | ₹19.14 Cr | 2.48% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| HDFC Bank Ltd | Equity | ₹69.14 Cr | 8.95% |
| ICICI Bank Ltd | Equity | ₹67.92 Cr | 8.79% |
| Reliance Industries Ltd | Equity | ₹50.24 Cr | 6.51% |
| Bharti Airtel Ltd | Equity | ₹27.58 Cr | 3.57% |
| Clearing Corporation Of India Ltd. | Cash - Repurchase Agreement | ₹19.34 Cr | 2.50% |
| Infosys Ltd | Equity | ₹19.14 Cr | 2.48% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹18.54 Cr | 2.40% |
| Tata Consultancy Services Ltd | Equity | ₹18.5 Cr | 2.39% |
| Dixon Technologies (India) Ltd | Equity | ₹17.63 Cr | 2.28% |
| Persistent Systems Ltd | Equity | ₹17.47 Cr | 2.26% |
| Kotak Mahindra Bank Ltd | Equity | ₹17.43 Cr | 2.26% |
| UltraTech Cement Ltd | Equity | ₹15.9 Cr | 2.06% |
| Hindustan Aeronautics Ltd Ordinary Shares | Equity | ₹15.82 Cr | 2.05% |
| Eternal Ltd | Equity | ₹15.76 Cr | 2.04% |
| Bajaj Finance Ltd | Equity | ₹15.7 Cr | 2.03% |
| Varun Beverages Ltd | Equity | ₹14.88 Cr | 1.93% |
| Larsen & Toubro Ltd | Equity | ₹14.78 Cr | 1.91% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹14.68 Cr | 1.90% |
| UNO Minda Ltd | Equity | ₹13.68 Cr | 1.77% |
| Nestle India Ltd | Equity | ₹13.3 Cr | 1.72% |
| Max Healthcare Institute Ltd Ordinary Shares | Equity | ₹13.19 Cr | 1.71% |
| Mankind Pharma Ltd | Equity | ₹12.32 Cr | 1.60% |
| Solar Industries India Ltd | Equity | ₹12.08 Cr | 1.56% |
| InterGlobe Aviation Ltd | Equity | ₹11.99 Cr | 1.55% |
| Cholamandalam Investment and Finance Co Ltd | Equity | ₹11 Cr | 1.42% |
| Multi Commodity Exchange of India Ltd | Equity | ₹10.97 Cr | 1.42% |
| International Gemmological Institute (India) Ltd | Equity | ₹10.37 Cr | 1.34% |
| Sagility India Ltd | Equity | ₹9.67 Cr | 1.25% |
| United Spirits Ltd | Equity | ₹9.58 Cr | 1.24% |
| Havells India Ltd | Equity | ₹9.56 Cr | 1.24% |
| Vishal Mega Mart Ltd | Equity | ₹9.27 Cr | 1.20% |
| Titan Co Ltd | Equity | ₹9.01 Cr | 1.17% |
| Krishna Institute of Medical Sciences Ltd | Equity | ₹8.31 Cr | 1.08% |
| Page Industries Ltd | Equity | ₹7.89 Cr | 1.02% |
| SBI Life Insurance Co Ltd | Equity | ₹7.84 Cr | 1.02% |
| J.B. Chemicals & Pharmaceuticals Ltd | Equity | ₹7.78 Cr | 1.01% |
| CG Power & Industrial Solutions Ltd | Equity | ₹7.55 Cr | 0.98% |
| Sona BLW Precision Forgings Ltd | Equity | ₹7.31 Cr | 0.95% |
| Dr Reddy's Laboratories Ltd | Equity | ₹7.01 Cr | 0.91% |
| Maruti Suzuki India Ltd | Equity | ₹6.88 Cr | 0.89% |
| ITC Ltd | Equity | ₹6.81 Cr | 0.88% |
| K.P.R. Mill Ltd | Equity | ₹6.76 Cr | 0.88% |
| Pidilite Industries Ltd | Equity | ₹6.69 Cr | 0.87% |
| Tube Investments of India Ltd Ordinary Shares | Equity | ₹6.67 Cr | 0.86% |
| SRF Ltd | Equity | ₹6.67 Cr | 0.86% |
| Blue Star Ltd | Equity | ₹6.62 Cr | 0.86% |
| Navin Fluorine International Ltd | Equity | ₹6.39 Cr | 0.83% |
| Home First Finance Co India Ltd --- | Equity | ₹6.16 Cr | 0.80% |
| TVS Motor Co Ltd | Equity | ₹5.84 Cr | 0.76% |
| Mahindra & Mahindra Ltd | Equity | ₹5.36 Cr | 0.69% |
| Karur Vysya Bank Ltd | Equity | ₹5.29 Cr | 0.69% |
| Syngene International Ltd | Equity | ₹5.17 Cr | 0.67% |
| Hexaware Technologies Ltd Ordinary Shares | Equity | ₹4.79 Cr | 0.62% |
| DOMS Industries Ltd | Equity | ₹4.77 Cr | 0.62% |
| IndiaMART InterMESH Ltd | Equity | ₹3.88 Cr | 0.50% |
| Abbott India Ltd | Equity | ₹3.47 Cr | 0.45% |
| Phoenix Mills Ltd | Equity | ₹3.26 Cr | 0.42% |
| Triveni Turbine Ltd | Equity | ₹3.08 Cr | 0.40% |
| Vinati Organics Ltd | Equity | ₹3 Cr | 0.39% |
| Praj Industries Ltd | Equity | ₹2.64 Cr | 0.34% |
| 364 DTB 30-Oct-2025 | Bond - Gov't/Treasury | ₹0.98 Cr | 0.13% |
| HDFC Asset Management Co Ltd | Equity | ₹0.86 Cr | 0.11% |
| ITC Hotels Ltd | Equity | ₹0.35 Cr | 0.05% |
| Net Receivables / (Payables) | Cash | ₹-0.2 Cr | 0.03% |
Allocation By Market Cap (Equity)
Large Cap Stocks
64.21%
Mid Cap Stocks
21.61%
Small Cap Stocks
11.54%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹230.86 Cr | 29.89% |
| Industrials | ₹90.16 Cr | 11.67% |
| Consumer Cyclical | ₹88.1 Cr | 11.41% |
| Healthcare | ₹81.59 Cr | 10.56% |
| Technology | ₹77.53 Cr | 10.04% |
| Basic Materials | ₹54.44 Cr | 7.05% |
| Energy | ₹50.24 Cr | 6.51% |
| Consumer Defensive | ₹44.58 Cr | 5.77% |
| Communication Services | ₹31.47 Cr | 4.07% |
| Real Estate | ₹3.26 Cr | 0.42% |
Risk & Performance Ratios
Standard Deviation
This fund
12.64%
Cat. avg.
14.22%
Lower the better
Sharpe Ratio
This fund
0.66
Cat. avg.
0.86
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.44
Higher the better
Fund Managers
Bhupesh Kalyani
Since April 2023
Vinay Paharia
Since April 2023
Utsav Mehta
Since April 2024
Vivek Sharma
Since April 2024
Additional Scheme Detailsas of 31st May 2025
ISIN | INF663L01FQ8 | Expense Ratio | 2.25% | Exit Load | No Charges | Fund Size | ₹772 Cr | Age | 9 years 6 months | Lumpsum Minimum | ₹500 | Fund Status | Open Ended Investment Company | Benchmark | Nifty 500 TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar ELSS (Tax Savings) Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Bajaj Finserv ELSS Tax Saver Fund Regular Growth Low Risk | 2.3% | 0.0% | ₹55.57 Cr | - |
| Bajaj Finserv ELSS Tax Saver Fund Direct Growth Low Risk | 0.5% | 0.0% | ₹55.57 Cr | - |
| Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund Direct Growth Very High Risk | 0.3% | 0.0% | ₹202.42 Cr | 3.9% |
| Sundaram Long Term Tax Advantage Fund Series I Regular Growth High Risk | 1.4% | 0.0% | ₹19.18 Cr | 8.0% |
| Bank of India Midcap Tax Fund Series 1 Direct Growth Very High Risk | - | 0.0% | ₹58.23 Cr | -2.2% |
| SBI Long Term Advantage Fund Series II Regular Growth Very High Risk | - | 0.0% | ₹34.17 Cr | 6.4% |
| SBI Long Term Advantage Fund Series II Direct Growth Very High Risk | - | 0.0% | ₹34.17 Cr | 6.8% |
| Bank of India Midcap Tax Fund Series 1 Regular Growth Very High Risk | - | 0.0% | ₹58.23 Cr | -2.4% |
| Sundaram Long Term Tax Advantage Fund Series I Direct Growth High Risk | 1.4% | 0.0% | ₹19.18 Cr | 8.1% |
| Sundaram Long Term Micro Cap Tax Advantage Fund Series V Regular Growth Very High Risk | 1.4% | 0.0% | ₹30.17 Cr | 1.5% |
About the AMC
Total AUM
₹23,745 Cr
Address
Nirlon House, 2nd Floor, Mumbai, 400 030
Other Funds by PGIM India Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
Unlock Expert Insights!
Related Articles
Still got questions?
We're here to help.
What is the current NAV of PGIM India ELSS Tax Saver Fund Regular Growth?
What are the returns of PGIM India ELSS Tax Saver Fund Regular Growth?
What is the portfolio composition of PGIM India ELSS Tax Saver Fund Regular Growth?
Who manages the PGIM India ELSS Tax Saver Fund Regular Growth?
- Bhupesh Kalyani
- Vinay Paharia
- Utsav Mehta
- Vivek Sharma
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.