Fund Overview
Fund Size
₹121 Cr
Expense Ratio
0.20%
ISIN
INF959L01GL9
Minimum SIP
₹100
Exit Load
No Charges
Inception Date
19 Feb 2010
About this fund
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹28.33, Assets Under Management (AUM) of 121.47 Crores, and an expense ratio of 0.2%.
- Navi Liquid Fund Regular Growth has given a CAGR return of 7.03% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.63% in cash & cash equivalents.
- You can start investing in Navi Liquid Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+6.78%
+7.26% (Cat Avg.)
3 Years
+6.64%
+6.85% (Cat Avg.)
5 Years
+5.36%
+5.49% (Cat Avg.)
10 Years
+6.13%
+5.50% (Cat Avg.)
Since Inception
+7.03%
— (Cat Avg.)
Portfolio Summaryas of 31st May 2025
| Others | ₹121.47 Cr | 100.00% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 91 Days Treasury Bill 26-Jun-2025 | Bond - Gov't/Treasury | ₹9.96 Cr | 8.20% |
| India (Republic of) | Bond - Short-term Government Bills | ₹9.92 Cr | 8.17% |
| India (Republic of) | Bond - Short-term Government Bills | ₹9.91 Cr | 8.16% |
| Treps/Reverse Repo/Net Current Assets/Cash/Cash Equivalent | Cash | ₹8.09 Cr | 6.66% |
| Export Import Bank Of India | Bond - Corporate Bond | ₹7.99 Cr | 6.58% |
| 08.33 RJ UDAY 2025 | Bond - Gov't Agency Debt | ₹6.01 Cr | 4.95% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹5.01 Cr | 4.13% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹5.01 Cr | 4.13% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹5 Cr | 4.12% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹5 Cr | 4.12% |
| Hero Fincorp Limited | Cash - Commercial Paper | ₹5 Cr | 4.11% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹5 Cr | 4.11% |
| Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) | Cash - CD/Time Deposit | ₹5 Cr | 4.11% |
| Chennai Petroleum Corporation Limited | Bond - Corporate Bond | ₹4.99 Cr | 4.11% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹4.99 Cr | 4.11% |
| IDFC First Bank Ltd. | Bond - Corporate Bond | ₹4.98 Cr | 4.10% |
| Icici Securities Limited | Cash - Commercial Paper | ₹4.94 Cr | 4.07% |
| Axis Finance Ltd. | Cash - Commercial Paper | ₹4.94 Cr | 4.06% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹4 Cr | 3.29% |
| Sundaram Finance Limited | Cash - Commercial Paper | ₹2.49 Cr | 2.05% |
| 08.25 MH Sdl 2025jun | Bond - Gov't/Treasury | ₹1.67 Cr | 1.37% |
| 5.22% Govt Stock 2025 | Bond - Gov't/Treasury | ₹1.13 Cr | 0.93% |
| Corporate Debt Market Development Fund | Mutual Fund - Open End | ₹0.45 Cr | 0.37% |
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Corporate Bond | ₹37.99 Cr | 31.27% |
| Bond - Short-term Government Bills | ₹19.83 Cr | 16.32% |
| Cash - CD/Time Deposit | ₹18.99 Cr | 15.63% |
| Cash - Commercial Paper | ₹17.36 Cr | 14.29% |
| Bond - Gov't/Treasury | ₹12.76 Cr | 10.50% |
| Cash | ₹8.09 Cr | 6.66% |
| Bond - Gov't Agency Debt | ₹6.01 Cr | 4.95% |
| Mutual Fund - Open End | ₹0.45 Cr | 0.37% |
Risk & Performance Ratios
Standard Deviation
This fund
0.18%
Cat. avg.
0.45%
Lower the better
Sharpe Ratio
This fund
-1.04
Cat. avg.
-1.09
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
4.23
Higher the better
Fund Managers
Tanmay Sethi
Since February 2024
Additional Scheme Detailsas of 31st May 2025
ISIN | INF959L01GL9 | Expense Ratio | 0.20% | Exit Load | No Charges | Fund Size | ₹121 Cr | Age | 15 years 4 months | Lumpsum Minimum | ₹100 | Fund Status | Open Ended Investment Company | Benchmark | CRISIL Liquid Debt A-I TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- For investments made on or after 1 April 2023: The entire capital gain is added to the investor's income and is taxed based on the applicable income tax slab.
- For investments made before 1 April 2023:
- If sold within 2 years of investment: The capital gains are added to the investor's income and taxed according to the applicable tax slab.
- If sold after 2 years of investment: The capital gains are taxed at a flat rate of 12.5%.
- Holding the units: No tax is applicable as long as you hold the units.
Dividend Taxation:
Dividends are considered part of the investor’s income and are taxed according to their applicable tax slab. Additionally, if an investor’s dividend income exceeds INR 5,000 in a financial year, a 10% Tax Deducted at Source (TDS) is withheld by the fund house before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Liquid Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Unifi Liquid Fund Regular Growth Low to Moderate Risk | - | 0.0% | - | - |
| Unifi Liquid Fund Direct Growth Low to Moderate Risk | - | 0.0% | - | - |
| Angel One Nifty 1D Rate Liquid ETF - Growth Low Risk | 0.3% | - | ₹120.12 Cr | - |
| ICICI Prudential BSE Liquid Rate ETF - Growth Low Risk | 0.3% | - | ₹59.53 Cr | - |
| HDFC Nifty 1D Rate Liquid ETF - Growth Low Risk | 0.5% | - | ₹27.99 Cr | 5.3% |
| Mirae Asset Nifty 1D Rate Liquid ETF Low Risk | 0.1% | - | ₹277.02 Cr | - |
| Shriram Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹177.17 Cr | - |
| Shriram Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹177.17 Cr | - |
| Groww Nifty 1D Rate Liquid ETF Low Risk | 0.3% | - | ₹80.00 Cr | - |
| Bajaj Finserv Nifty 1D Rate Liquid ETF Low Risk | 0.2% | - | ₹846.26 Cr | 3.5% |
About the AMC
Total AUM
₹7,777 Cr
Address
3rd Floor, Kolkata, 700 069
Other Funds by Navi Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
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- Tanmay Sethi
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
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