Fund Overview
Fund Size
₹70 Cr
Expense Ratio
0.20%
ISIN
INF959L01GL9
Minimum SIP
₹10
Exit Load
No Charges
Inception Date
19 Feb 2010
About this fund
As of 19-Sep-24, it has a Net Asset Value (NAV) of ₹26.99, Assets Under Management (AUM) of 70.32 Crores, and an expense ratio of 0.2%.
- Navi Liquid Fund Regular Growth has given a CAGR return of 7.05% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.54% in cash & cash equivalents.
- You can start investing in Navi Liquid Fund Regular Growth with a SIP of ₹10 or a Lumpsum investment of ₹10.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+6.91%
+6.02% (Cat Avg.)
3 Years
+5.98%
+5.31% (Cat Avg.)
5 Years
+5.05%
+4.43% (Cat Avg.)
10 Years
+6.28%
+5.13% (Cat Avg.)
Since Inception
+7.05%
— (Cat Avg.)
Portfolio Summaryas of 31st August 2024
| Others | ₹70.32 Cr | 100.00% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| India (Republic of) | Bond - Short-term Government Bills | ₹9.98 Cr | 14.19% |
| Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) | Cash - CD/Time Deposit | ₹6.99 Cr | 9.94% |
| Motilal Oswal Financial Services Ltd | Cash - Commercial Paper | ₹6.98 Cr | 9.93% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹5 Cr | 7.11% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹5 Cr | 7.11% |
| Hsbc Investdirect Financial Services (India) Limited | Cash - Commercial Paper | ₹5 Cr | 7.11% |
| India (Republic of) | Bond - Short-term Government Bills | ₹4.98 Cr | 7.09% |
| Time Technoplast Limited | Cash - Commercial Paper | ₹4.96 Cr | 7.06% |
| 364 DTB 24102024 | Bond - Gov't/Treasury | ₹4.95 Cr | 7.04% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹4.94 Cr | 7.03% |
| Aditya Birla Finance Limited | Cash - Commercial Paper | ₹4.44 Cr | 6.31% |
| Treps/Reverse Repo/Net Current Assets/Cash/Cash Equivalent | Cash | ₹3.77 Cr | 5.36% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹2.99 Cr | 4.26% |
| Corporate Debt Market Development Fund | Mutual Fund - Open End | ₹0.33 Cr | 0.46% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - Commercial Paper | ₹26.38 Cr | 37.51% |
| Cash - CD/Time Deposit | ₹19.93 Cr | 28.34% |
| Bond - Short-term Government Bills | ₹14.96 Cr | 21.28% |
| Bond - Gov't/Treasury | ₹4.95 Cr | 7.04% |
| Cash | ₹3.77 Cr | 5.36% |
| Mutual Fund - Open End | ₹0.33 Cr | 0.46% |
| Bond - Corporate Bond | ₹0 Cr | - |
Risk & Performance Ratios
Standard Deviation
This fund
0.35%
Cat. avg.
0.56%
Lower the better
Sharpe Ratio
This fund
-0.10
Cat. avg.
-1.42
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
-0.50
Higher the better
Fund Managers
Tanmay Sethi
Since February 2024
Additional Scheme Detailsas of 31st August 2024
ISIN | INF959L01GL9 | Expense Ratio | 0.20% | Exit Load | No Charges | Fund Size | ₹70 Cr | Age | 19 Feb 2010 | Lumpsum Minimum | ₹10 | Fund Status | Open Ended Investment Company | Benchmark | CRISIL Liquid Debt A-I TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- For investments made on or after 1 April 2023: The entire capital gain is added to the investor's income and is taxed based on the applicable income tax slab.
- For investments made before 1 April 2023:
- If sold within 2 years of investment: The capital gains are added to the investor's income and taxed according to the applicable tax slab.
- If sold after 2 years of investment: The capital gains are taxed at a flat rate of 12.5%.
- Holding the units: No tax is applicable as long as you hold the units.
Dividend Taxation:
Dividends are considered part of the investor’s income and are taxed according to their applicable tax slab. Additionally, if an investor’s dividend income exceeds INR 5,000 in a financial year, a 10% Tax Deducted at Source (TDS) is withheld by the fund house before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Liquid Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Canara Robeco Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹3568.45 Cr | 7.4% |
| Navi Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹70.32 Cr | 6.9% |
| Motilal Oswal Liquid Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹794.39 Cr | 6.9% |
| Motilal Oswal Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹794.39 Cr | 7.1% |
| Kotak Nifty 1D Rate Liquid ETF Low Risk | 0.2% | - | ₹50.88 Cr | 5.9% |
| Invesco India Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹11400.05 Cr | 7.4% |
| TrustMF Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹249.54 Cr | 7.4% |
| 360 ONE Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹784.74 Cr | 7.3% |
| 360 ONE Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹784.74 Cr | 7.2% |
| TrustMF Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹249.54 Cr | 7.2% |
About the AMC
Total AUM
₹6,712 Cr
Address
3rd Floor, Kolkata, 700 069
Other Funds by Navi Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
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- Tanmay Sethi
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
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